Best Money Market Rates in Pearland, Texas - July 2026
Brian McKay
Brian McKay
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Current Pearland, Texas and the surrounding area money market deposit account rates include Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit Union1819 Broadway St Ste 109, Pearland, TX 77581 5671A+5.0 ★Texas Ratio: 3.70% Money Market at 2.02% APY, Smart Financial Credit UnionSmart Financial Credit Union3060 Kirby Dr, Pearland, TX 77584 5594A5.0 ★Texas Ratio: 9.36% Money Market Account at 1.50% APY, Independent Bank Mckinney, TXIndependent Bank Mckinney, TX4605 Broadway St, Pearland, TX 77581A+5.0 ★Texas Ratio: 2.30% Business Money Markets at 0.50% APY, TruistTruistA+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, and Mobility Credit UnionMobility Credit UnionA5.0 ★Texas Ratio: 11.85% Money Market at 3.82% APY. Money market rates as of July 11, 2026 according to verified data from MonitorBankRates.
Pearland has 3 local institutions in our database, with money market rates as high as 2.02% APY from Gulf Coast Educators Federal Credit Union at 1819 Broadway St Ste 109, Pearland, TX 77581 5671. Use the table below to compare all available offers, including options from institutions serving the broader Texas area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Pearland, Texas and surrounding area. Last Updated and Verified: July 11, 2026
Compare the Best Money Market Rates Today in Pearland, Texas & the Surrounding Area
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
Earn up to 5.12% APY and get low-rate loans with fast local approvals.
Rate is subject to change without notice after account opening. Fees and/or withdrawals could reduce the earnings on the account.
Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Offer is limited to one per household. Not valid with any other offer.
Rates are based on zip code. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
On balance above $350,000
Balance $50,000 or more
APY is accurate as of 12/01/2025. Required minimum balance to open is $500. To earn the stated APY, minimum balance required is $1,000,000. This is a variable rate account. Dividend rates and balance tiers may change at any time without prior notice. Dividends on Money Market Accounts will be compounded monthly and credited each calendar month. APY is accurate as of the last dividend declaration date. Fees could reduce the earnings on the account.
Required minimum balance to open is $500. This is a variable rate account. Dividend rates and balance tiers may change at any time without prior notice. Dividends on Money Market Accounts will be compounded monthly and credited each calendar month. APY is accurate as of the last dividend declaration date. Fees could reduce the earnings on the account.
$250,000.00 - $499,999.99
$500,000.00 and above
Tiered balance
On balances of $25,000+
($2,500 Opening Balance)
Fees may reduce earnings on the account. Rate may change after account opens.
Fees may reduce earnings on the account. Rate may change after account opens.
($2,500 Opening Balance)
Fees may reduce earnings on the account. Rate may change after account opens.
Fees may reduce earnings on the account. Rate may change after account opens.
Rates effective 9/29/2025. APY = Annual Percentage Yield. For current rates, call 806-742-3606. Rates subject to change based on account balance criteria. Fees may reduce earnings.
($2,500 Opening Balance)
Rates effective 9/29/2025. APY = Annual Percentage Yield. Rates subject to change based on account balance criteria. Fees may reduce earnings.
Balance of more than $500,000
($2,500 Opening Balance)
($2,500 Opening Balance)
Dividends: Monthly
Rates effective 9/29/2025. APY = Annual Percentage Yield. Rates subject to change based on account balance criteria. Fees may reduce earnings.
No Minimum Initial Deposit
MMA Rates and APYs valid for IRAs
Rates effective 9/29/2025. APY = Annual Percentage Yield. Rates subject to change based on account balance criteria. Fees may reduce earnings.
No Minimum Initial Deposit
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Pearland, TX Money Market Rate Trends
Compare local Pearland, TX money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield MMA rates fell 0.012 points over the past 7 days to 3.205% APY.
Texas standard MMA rates rose 0.024 points over the past 7 days to 0.794% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Pearland, Texas money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Pearland, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Pearland, Texas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Pearland, Texas
What is a Money Market Account (MMA)?
Are Money Market accounts in Pearland, Texas safe?
How often do MMA rates change in Pearland, Texas?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Pearland, Texas?
Best Money Market Rates in Pearland, Texas
- Gulf Coast Educators Federal Credit Union
Money Market — 2.02% APY - Smart Financial Credit Union
Money Market Account — 1.50% APY - Independent Bank Mckinney, TX
Business Money Markets — 0.50% APY - Truist
Small Business Money Market Account — 4.00% APY - Mobility Credit Union
Money Market — 3.82% APY
