Best Money Market Rates in Rhode Island - June 2026
Brian McKay
Brian McKay
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Current Rhode Island money market deposit account rates include HarborOne BankHarborOne Bank180 Washington St, Providence, RI 02903A+5.0 ★Texas Ratio: 3.37% Money Market Plus at 4.00% APY, Eastern Bank Boston, MAEastern Bank Boston, MA180 Washington St, Providence, RI 02903A+5.0 ★Texas Ratio: 2.03% Money Market at 4.00% APY, Citizens BankCitizens Bank8 Washington Sq, Newport, RI 02840A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.50% APY, Bank5 ConnectBank5 Connect590 Metacom Ave, Bristol, RI 02809A+5.0 ★Texas Ratio: 1.34% Connect Money Market at 3.03% APY, and Greenwood Credit UnionGreenwood Credit Union2669 Post Rd, Warwick, RI 02886 3039A+5.0 ★Texas Ratio: 3.39% Premier Money Market at 3.00% APY. Money market rates as of June 16, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Rhode Island side-by-side. Rhode Island money market rates currently reach as high as 4.00% APY from HarborOne Bank at 180 Washington St, Providence, RI 02903. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Rhode Island and surrounding area. Last Updated and Verified: June 16, 2026
Compare the Best Money Market Rates Today in Rhode Island
Get up to 3.25% APY plus a 0.75% APY boost for 6 months on balances of $25,000 to $10 million.
Balances $25,000-$10,000,000
Balances $25,000-$10,000,000
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.
Balances $25,000-$10,000,000
Premier Money Market tiered rates: 0.35% on $0.00-$49,999.99, 3.00% on $50,000.00-and Greater
Money Market Savings tiered rates: 0.00% on $0.00 - $2,499.99, 0.75% on $2,500.00 - $49,999.99, 1.25% on $50,000.00-$149,999.99, 1.75% on $150,000.00-$249,999.99, 2.25% on $250,000.00 or Greater
Money Market Savings tiered rates: 0.00% on $0.00 - $2,499.99, 0.75% on $2,500.00 - $49,999.99, 1.25% on $50,000.00-$149,999.99, 1.75% on $150,000.00-$249,999.99, 2.25% on $250,000.00 or Greater
Tier 4
Money Market Savings tiered rates: 0.00% on $0.00 - $2,499.99, 0.75% on $2,500.00 - $49,999.99, 1.25% on $50,000.00-$149,999.99, 1.75% on $150,000.00-$249,999.99, 2.25% on $250,000.00 or Greater
Money Market Savings tiered rates: 0.00% on $0.00 - $2,499.99, 0.75% on $2,500.00 - $49,999.99, 1.25% on $50,000.00-$149,999.99, 1.75% on $150,000.00-$249,999.99, 2.25% on $250,000.00 or Greater
Balances $10-$24,999
Tier 3
Balances $10-$24,999
Premier Money Market tiered rates: 0.35% on $0.00-$49,999.99, 3.00% on $50,000.00-and Greater
Tier 5
Tier 2
Tier 4
Standard rates. Must have a Citizens Private Client® Checking account.
Tier 3
Tier 1
Tier 2
Standard rates. Must have a Citizens Quest® Checking account.
Tier 1
Minimum daily balance of $2,500 to waive the $10 monthly maintenance fee.
Balances $10-$24,999
Money Market Savings tiered rates: 0.00% on $0.00 - $2,499.99, 0.75% on $2,500.00 - $49,999.99, 1.25% on $50,000.00-$149,999.99, 1.75% on $150,000.00-$249,999.99, 2.25% on $250,000.00 or Greater
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Rhode Island Money Market Rate Trends
Compare local Rhode Island money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island high-yield MMA rates rose 0.007 points over the past 7 days to 3.561% APY.
Rhode Island standard MMA rates fell 0.001 points over the past 7 days to 0.288% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Rhode Island money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Rhode Island directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Rhode Island. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in RI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Rhode Island
What is a Money Market Account (MMA)?
Are Money Market accounts in Rhode Island safe?
How often do MMA rates change in Rhode Island?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Rhode Island?
Best Money Market Rates in Rhode Island
- HarborOne Bank
Money Market Plus — 4.00% APY - Eastern Bank Boston, MA
Money Market — 4.00% APY - Citizens Bank
Citizens Private Client® Money Market — 3.50% APY - Bank5 Connect
Connect Money Market — 3.03% APY - Greenwood Credit Union
Premier Money Market — 3.00% APY
Cities in Rhode Island
