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Best Money Market Rates in Narragansett, Rhode Island (RI) - April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 19, 2026

Current Narragansett, Rhode Island and the surrounding area money market rates include Eastern Bank Boston, MAEastern Bank Boston, MAA+5.0 ★Texas Ratio: 2.03% Money Market Plus at 4.00% APY, Citizens BankCitizens Bank10 Woodruff Ave, Narragansett, RI 02882A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Dime BankDime BankA+5.0 ★Texas Ratio: 1.01% Dime Accelerator Money Market at 3.50% APY, Bank5 ConnectBank5 ConnectA+5.0 ★Texas Ratio: 1.34% Connect Money Market at 3.03% APY, and The Peoples Credit UnionThe Peoples Credit UnionA+5.0 ★Texas Ratio: 3.41% Selective Reserve Money Market Account at 3.00% APY. Money market rates as of April 19, 2026 according to verified data from MonitorBankRates.

Narragansett has 2 local institutions in our database, with money market rates as high as 3.75% APY from Citizens Bank at 10 Woodruff Ave, Narragansett, RI 02882. Use the table below to compare all available offers, including options from institutions serving the broader Rhode Island area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Narragansett, Rhode Island and surrounding area. Last Updated and Verified: April 19, 2026

Compare the Best Money Market Rates Today in Narragansett, Rhode Island & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
10 Woodruff Ave, Narragansett, RI 02882
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Qualifying balance up to $1,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
10 Woodruff Ave, Narragansett, RI 02882
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Qualifying balance up to $1,000.00

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
90 Point Judith Rd, Narragansett, RI 02882
Premium Money Market
1.75%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
90 Point Judith Rd, Narragansett, RI 02882
Premium Money Market
0.50%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
90 Point Judith Rd, Narragansett, RI 02882
Money Market Savings
0.20%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
90 Point Judith Rd, Narragansett, RI 02882
Money Market Savings
0.15%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
90 Point Judith Rd, Narragansett, RI 02882
Premium Money Market
0.15%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
10 Woodruff Ave, Narragansett, RI 02882
Citizens Private Client® Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
90 Point Judith Rd, Narragansett, RI 02882
Money Market Savings
0.10%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
90 Point Judith Rd, Narragansett, RI 02882
Premium Money Market
0.05%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
90 Point Judith Rd, Narragansett, RI 02882
Money Market Savings
0.05%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
10 Woodruff Ave, Narragansett, RI 02882
Citizens Quest® Money Market
0.03%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
90 Point Judith Rd, Narragansett, RI 02882
Money Market Savings
0.02%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
10 Woodruff Ave, Narragansett, RI 02882
Personal Money Market
0.01%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Money Market Plus
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Boosted APY

Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
Dime Accelerator Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
Dime Accelerator Money Market
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Money Market Plus
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Standard APY

Bank5 Connect
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Connect Money Market
3.03%
$100
View
▼
Rate2.99%
Min Deposit$100
Min Balance—
UpdatedApr 16, 2026
Details

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
Business Selective Reserve Money Market Account
3.00%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
Selective Reserve Money Market Account
3.00%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details

Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
Dime Accelerator Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
Business Max Yield Money Market
2.50%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
Business Max Yield Money Market
2.25%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Featured Premier Money Market
2.17%
$0
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Money Market
2.17%
$0
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
Business Max Yield Money Market
2.00%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details

Rhode Island Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Money Market Savings Account
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Money Market
1.21%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Featured Premier Money Market
1.21%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Rhode Island Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Money Market Savings Account
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
Dime Accelerator Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Coastal1 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Business Money Market
0.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Rhode Island Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Money Market Savings Account
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Money Market Plus
0.74%
$0
View
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Boosted APY

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
Business Money Market
0.25%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details

BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
Consumer Money Market Tier 5
0.20%
$1,000
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
Consumer Money Market Tier 4
0.20%
$1,000
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
Business Money Market Access Tier 4
0.20%
$1,000
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Community & Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
Dime Accelerator Money Market
0.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
Business Money Market Access Tier 5
0.20%
$1,000
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Community & Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
Business Money Market Access Tier 3
0.15%
$1,000
View
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
Business Money Market
0.15%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details

BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
Consumer Money Market Tier 3
0.15%
$1,000
View
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Blackstone River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.52%
Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
Business Money Market
0.10%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details

BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
Business Money Market Access Tier 2
0.10%
$1,000
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
Consumer Money Market Tier 2
0.10%
$1,000
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
Consumer Money Market Tier 1
0.10%
$1,000
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
Business Money Market Access Tier 1
0.10%
$1,000
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Community & Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Qualifying balance up to $2,500.00

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
Business Money Market
0.05%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Premier Money Market
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Featured Premier Money Market
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Money Market
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Money Market Plus
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Standard APY

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Narragansett, Rhode Island and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Narragansett, RI Money Market Rate Trends

Compare local Narragansett, RI money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Rhode Island MMA Trends →
High-Yield MMA — RI Avg
3.030%
▼ 0.006 vs 7 days ago

Rhode Island high-yield MMA rates fell 0.006 points over the past 7 days to 3.030% APY.

Standard MMA — RI Avg
0.383%
▲ 0.071 vs 7 days ago

Rhode Island standard MMA rates rose 0.071 points over the past 7 days to 0.383% APY.

As of Apr 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Narragansett, Rhode Island directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Narragansett, Rhode Island. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in RI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Narragansett, Rhode Island

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Rhode Island.

Are Money Market accounts in Narragansett, Rhode Island safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Rhode Island up to $250,000 per depositor, per institution.

How often do MMA rates change in Narragansett, Rhode Island?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Rhode Island rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Narragansett, Rhode Island

Here are some of the highest money market account APYs currently available in Narragansett, Rhode Island and the surrounding area:
  • Eastern Bank Boston, MA
    Money Market Plus — 4.00% APY
  • Citizens Bank
    Citizens Private Client® Money Market — 3.75% APY
  • Dime Bank
    Dime Accelerator Money Market — 3.50% APY
  • Bank5 Connect
    Connect Money Market — 3.03% APY
  • The Peoples Credit Union
    Selective Reserve Money Market Account — 3.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Narragansett, Rhode Island. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 19, 2026

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