Current Lincoln, Rhode Island and the surrounding area money market deposit account rates include HarborOne BankHarborOne Bank618 George Washington Hwy, Lincoln, RI 02865A+5.0 ★Texas Ratio: 3.37% Money Market Plus at 4.00% APY, Eastern Bank Boston, MAEastern Bank Boston, MA618 George Washington Hwy, Lincoln, RI 02865A+5.0 ★Texas Ratio: 2.03% Money Market Plus at 4.00% APY, Citizens BankCitizens Bank10 Lumber Yard Dr, Lincoln, NH 03251A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Bank5 ConnectBank5 Connect14 Riata Dr, Lincoln, RI 02865A+5.0 ★Texas Ratio: 1.34% Connect Money Market at 3.03% APY, and Navigant Credit UnionNavigant Credit Union185 Front St, Lincoln, RI 02865A+5.0 ★Texas Ratio: 4.27% Compass Money Market at 2.45% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.
Lincoln has 7 local institutions in our database, with money market rates as high as 4.00% APY from HarborOne Bank at 618 George Washington Hwy, Lincoln, RI 02865. Use the table below to compare all available offers, including options from institutions serving the broader Rhode Island area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Lincoln, Rhode Island and surrounding area. Last Updated and Verified: May 15, 2026
Boosted 6 Month APY
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Standard APY
Boosted 6 Month APY
Standard APY
Qualifying balance up to $49,999.99
Qualifying balance up to $2,500.00
Compare local Lincoln, RI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island high-yield MMA rates currently average 3.718% APY.
Rhode Island standard MMA rates currently average 0.281% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lincoln, Rhode Island money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Lincoln, Rhode Island directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lincoln, Rhode Island. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in RI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.