Current Nevada money market deposit account rates include United Federal Credit UnionUnited Federal Credit Union980 Ambassador Dr, Reno, NV 89523A+5.0 ★Texas Ratio: 3.13% Money Market Special at 4.00% APY, America First Federal Credit UnionAmerica First Federal Credit Union590 W Mesquite Blvd, Mesquite, NV 89027A5.0 ★Texas Ratio: 7.26% Money Market at 3.90% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union700 Los Altos Pkwy, Sparks, NV 89436 7753A5.0 ★Texas Ratio: 10.12% Money market at 3.55% APY, Baxter Credit UnionBaxter Credit Union2716 N Tenaya Way, Las Vegas, NV 89128A5.0 ★Texas Ratio: 7.04% Money Market Special Intro rate at 3.50% APY, and Aloha Pacific Federal Credit UnionAloha Pacific Federal Credit Union9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004A+5.0 ★Texas Ratio: 3.22% Aloha Rewards Money Market Savings at 3.50% APY. Money market rates as of June 16, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Nevada side-by-side. Nevada money market rates currently reach as high as 4.00% APY from United Federal Credit Union at 980 Ambassador Dr, Reno, NV 89523. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Nevada and surrounding area. Last Updated and Verified: June 16, 2026
Limited-time offer. APY is for the first six months.
Balance: $1,000,000.00+
$1,000,000 +; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Rates up to 3.50% APY.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; Aloha Rewards Checking Account Required.
$15,000+
Balance: $250,000.00-$999,999.99
Tiered dividend rates. Higher rates than regular savings. Rates are subject to change.
$250,000 - $999,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
APY for 6 months
Balance: $100,000.00-$249,999.99
See all non-promotional Annual Percentage Yields (APYs), Interest Rates, fees, terms and important disclosures here.
MMA Rates and APYs valid for IRAs
*Rates disclosed as Annual Percentage Rate [APR] and; Annual Percentage Yield [APY] and may change at the bank's discretion.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; $250,000.00 Aloha Rewards Checking Account Required.
$100,000 - $249,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $50,000.00-$99,999.99
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; $100,000.00 Aloha Rewards Checking Account Required.
$50,000 - $99,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
$500,000
Balance: $25,000.00-$49,999.99
MMA Rates and APYs valid for IRAs
$100,000-$499,999
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; $50,000.00 Aloha Rewards Checking Account Required.
$25,000 - $49,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
MMA Rates and APYs valid for IRAs
Balance: $10,000.00-$24,999.99
$15,000+
$50,000-$99,999
$10,000-$49,999
Balance: $5,000.00-$9,999.99
MMA Rates and APYs valid for IRAs
$10,000 - $24,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $0-$4,999.99
The minimum opening deposit is $2,500.00.
$2,500-$9,999
$2,500 - $9,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
The minimum opening deposit is $2,500.00.
$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; $20,000.00 Aloha Rewards Checking Account Required.
under $2,500; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
MMA Rates and APYs valid for IRAs
$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.
MMA Rates and APYs valid for IRAs
MMA Rates and APYs valid for IRAs
E-Option applied
MMA Rates and APYs valid for IRAs
Compare local Nevada money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nevada high-yield MMA rates fell 0.013 points over the past 7 days to 2.583% APY.
Nevada standard MMA rates rose 0.031 points over the past 7 days to 0.730% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Nevada money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Nevada directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Nevada. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NV.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.