MonitorBankRates
☰
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Best Money Market Rates in Pequot Lakes, Minnesota (MN) - April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 13, 2026

Current Pequot Lakes, Minnesota and the surrounding area money market rates include The Huntington National BankThe Huntington National BankA+5.0 ★Texas Ratio: 4.60% Huntington Relationship Money Market at 3.82% APY, Security State Bank of MarineSecurity State Bank of MarineA+5.0 ★Texas Ratio: 0.11% Money Market Platinum at 3.56% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% Money Market Special at 3.50% APY, North Shore Bank of CommerceNorth Shore Bank of CommerceA+5.0 ★Texas Ratio: 2.16% Preferred Investment Max | Money Market at 3.50% APY, and Mayo Employees Federal Credit UnionMayo Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.10% Premium Money Market Savings at 3.40% APY. Money market rates as of April 13, 2026 according to verified data from MonitorBankRates.

Pequot Lakes has 1 local institution in our database, with money market rates as high as 1.45% APY from Mid Minnesota Federal Credit Union at 30563 Patriot Ave, Pequot Lakes, MN 56472. Use the table below to compare all available offers, including options from institutions serving the broader Minnesota area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Pequot Lakes, Minnesota and surrounding area. Last Updated and Verified: April 13, 2026

Compare the Best Money Market Rates Today in Pequot Lakes, Minnesota & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Minimum of $25,000 not currently deposited at Huntington.

Security State Bank of Marine
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Platinum
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$15,000+

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$15,000+ Intro rate

North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$0
View
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
ELITE WEALTH Money Market Savings
3.40%
$0
View
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Money Market Savings
3.30%
$0
View
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
ELITE Money Market Savings
3.30%
$0
View
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Bremer Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
Money Market
3.25%
$20,000
View
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedApr 11, 2026
Details

Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.

American National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
6-month money market
3.25%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

New deposits only

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
ELITE WEALTH Money Market Savings
3.20%
$0
View
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Minimum of $25,000 not currently deposited at Huntington.

Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
Money Market Accounts
3.14%
$1,000
View
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
ELITE Money Market Savings
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.05%
$0
View
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Security State Bank of Marine
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Platinum
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
MONEY MARKET SAVINGS
3.04%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

BankVista
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
Money Market Savings
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Bank Midwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Premier Money Market
3.04%
$50
View
▼
Rate3.00%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details

Limited time offer

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Elite Money Market Savings
3.01%
$50
View
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details

Qualifying balance up to $25,000.00

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Elite Money Market Savings*
3.01%
$0
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Money Market Accounts
3.01%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
MONEY MARKET
3.00%
$2,500
View
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Royal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

American Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Money Market Special
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Premium Money Market Personal
3.00%
$1,000
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Qualifying balance up to $3,000,000.00

VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Premium Money Market Business
3.00%
$1,000
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

Qualifying balance up to $3,000,000.00

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Money Market
3.00%
$2,500
View
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedApr 13, 2026
Details

North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
2.95%
$0
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.90%
$0
View
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premium Money Market Savings
2.90%
$0
View
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

($25,000 minimum balance requirement to obtain APR/APY)

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
2.84%
$0
View
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Money Market
2.79%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

North Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
ExecuStar Money Market Savings
2.78%
$50,000
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details

Daily Balances of $150,000.00-10,000,000.00

Luminate Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.95%
Money Market Savings
2.78%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Royal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
ELITE WEALTH Money Market Savings
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.65%
$0
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
2.63%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
MVP Money Market Account (MVP MMA)
2.55%
$0
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Bank Midwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Premier Money Market
2.53%
$50
View
▼
Rate2.50%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details

Limited time offer

United Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Tiered Money Market Accounts minimum balance
2.53%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

$20,000

Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Luminate Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.95%
Money Market Savings
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Security State Bank of Marine
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Platinum
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
Money Market
2.53%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

North Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
ExecuStar Money Market Savings
2.53%
$50,000
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details

Daily Balances of $100,000.00-149,999.99

First State Bank and Trust Bayport, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Investors Plus Money Market
2.53%
$2,000
View
▼
Rate2.50%
Min Deposit$2,000
Min Balance—
UpdatedApr 11, 2026
Details

Red Wing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Money Market Accounts
2.52%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Trustar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
Money Market Checking
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

CNB of Park Rapids
Institution Rating:
A+5.0 ★ Texas Ratio: 4.49%
Platinum Money Market Account
2.50%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
MONEY MARKET
2.50%
$2,500
View
▼
Rate2.47%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

South Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
ELITE Money Market Savings
2.50%
$0
View
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Royal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Harvest Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.27%
Prime Time Money Market
2.45%
$0
View
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
2.43%
$0
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
Money Market
2.43%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Money Market
2.38%
$0
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
College Rewards Money Market
2.38%
$0
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify.

Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
MVP Money Market Account (MVP MMA)
2.35%
$0
View
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

OSB Odin State Bank
Institution Rating:
B-4.3 ★ Texas Ratio: 23.01%
Money Market Account
2.32%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
Money Market
2.32%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Money Market Savings
2.30%
$0
View
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.30%
$0
View
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

BankVista
Institution Rating:
A5.0 ★ Texas Ratio: 12.88%
Money Market Savings
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Security Bank Minnesota
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Platinum Money Market Savings
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

($10,000 min./below $25 s/c)

Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
MONEY MARKET SAVINGS
2.27%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Money Market
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
Money Market4Business
2.27%
$50
View
▼
Rate2.25%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details

MidCountry Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.71%
Money Market4Me
2.27%
$50
View
▼
Rate2.25%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details

North Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
ExecuStar Money Market Savings
2.27%
$50,000
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details

Daily Balances of $50,000.00-99,999.99

First Security Bank Byron, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.32%
Rewards Money Market
2.27%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Money Markets
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Red Wing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Money Market Accounts
2.22%
$0
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
Money Market
2.22%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

North Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
ExecuStar Money Market Savings
2.22%
$50,000
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details

Daily Balances up to $49,999.99

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Money Market
2.17%
$0
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
College Rewards Money Market
2.17%
$0
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify.

Bankwest
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
High-Yield Money Market Savings
2.12%
$10,000
View
▼
Rate2.10%
Min Deposit$10,000
Min Balance—
UpdatedApr 3, 2026
Details

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
Money Market
2.12%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
MVP Money Market Account (MVP MMA)
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Bonanza Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Red Wing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Money Market Accounts
2.07%
$0
View
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
MVP Money Market Account (MVP MMA)
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Bank Midwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Premier Money Market
2.02%
$50
View
▼
Rate2.00%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details

Limited time offer

Luminate Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.95%
Money Market Savings
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

United Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
IRA Money Market
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

United Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Tiered Money Market Accounts minimum balance
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

$2,500

Leading Edge Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.15%
Edge Money Market
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Money Market Savings
2.00%
$0
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Money Market
2.00%
$2,500
View
▼
Rate1.98%
Min Deposit$2,500
Min Balance—
UpdatedApr 13, 2026
Details

Royal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

United Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.47%
Money Market Share Accounts
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Northern Communities Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
Money Markets
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Pequot Lakes, Minnesota and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Pequot Lakes, MN Money Market Rate Trends

Compare local Pequot Lakes, MN money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Minnesota MMA Trends →
High-Yield MMA — MN Avg
3.037%
▲ 1.409 vs 7 days ago

Minnesota high-yield MMA rates rose 1.409 points over the past 7 days to 3.037% APY.

Standard MMA — MN Avg
0.732%
▼ 0.834 vs 7 days ago

Minnesota standard MMA rates fell 0.834 points over the past 7 days to 0.732% APY.

As of Apr 16, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Pequot Lakes, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Pequot Lakes, Minnesota. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Pequot Lakes, Minnesota

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Minnesota.

Are Money Market accounts in Pequot Lakes, Minnesota safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Minnesota up to $250,000 per depositor, per institution.

How often do MMA rates change in Pequot Lakes, Minnesota?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Minnesota rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Pequot Lakes, Minnesota

Here are some of the highest money market account APYs currently available in Pequot Lakes, Minnesota and the surrounding area:
  • The Huntington National Bank
    Huntington Relationship Money Market — 3.82% APY
  • Security State Bank of Marine
    Money Market Platinum — 3.56% APY
  • Baxter Credit Union
    Money Market Special — 3.50% APY
  • North Shore Bank of Commerce
    Preferred Investment Max | Money Market — 3.50% APY
  • Mayo Employees Federal Credit Union
    Premium Money Market Savings — 3.40% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Pequot Lakes, Minnesota. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 13, 2026

Pequot Lakes, Minnesota Rates & Resources

$
Pequot Lakes, Minnesota CD Rates
$
Pequot Lakes, Minnesota Savings Rates
$
Pequot Lakes, Minnesota Checking Rates
$
Pequot Lakes, Minnesota Mortgage Rates
$
Pequot Lakes, Minnesota Auto Loan Rates
$
Pequot Lakes, Minnesota Personal Loan Rates