MonitorBankRates
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Best Money Market Rates in East Lansing, Michigan - June 2026

Current East Lansing, Michigan and the surrounding area money market deposit account rates include Horizon Bank Michigan City, INHorizon Bank Michigan City, IN1600 Abbott Rd, East Lansing, MI 48823A+5.0 ★Texas Ratio: 2.79% Money Market Account at 3.65% APY, Michigan State University Federal Credit UnionMichigan State University Federal Credit Union3777 West Rd, East Lansing, MI 48823 8029A5.0 ★Texas Ratio: 8.72% Business IMMA - Tier 9 at 3.35% APY, The Huntington National BankThe Huntington National Bank1331 E Grand River Ave, East Lansing, MI 48823A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.20% APY, CASE Credit UnionCASE Credit Union2400 West Rd, East Lansing, MI 48823 7347A5.0 ★Texas Ratio: 6.75% Money Management Account (MMA) at 3.00% APY, and Lake Trust Credit UnionLake Trust Credit Union1300 W Lake Lansing Rd, East Lansing, MI 48823A5.0 ★Texas Ratio: 6.85% Business Money Market Premium at 3.00% APY. Money market rates as of June 16, 2026 according to verified data from MonitorBankRates.

East Lansing has 6 local institutions in our database, with money market rates as high as 3.65% APY from Horizon Bank Michigan City, IN at 1600 Abbott Rd, East Lansing, MI 48823. Use the table below to compare all available offers, including options from institutions serving the broader Michigan area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in East Lansing, Michigan and surrounding area. Last Updated and Verified: June 16, 2026

Compare the Best Money Market Rates Today in East Lansing, Michigan & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1600 Abbott Rd, East Lansing, MI 48823
Money Market Account
3.65%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Open a Money Market Account and earn up to 3.65% APY*.

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
Business IMMA - Tier 9
3.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
Business IMMA - Tier 8
3.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
Business IMMA - Tier 7
3.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
IMMA - Tier 9
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
IMMA - Tier 8
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
IRA-HSA IMMA - Tier 7
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
IMMA - Tier 7
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
IRA-HSA IMMA - Tier 9
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
IRA-HSA IMMA - Tier 8
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
1331 E Grand River Ave, East Lansing, MI 48823
High-Yield Money Market
3.20%
$25,000
Rate
Min Deposit$25,000
Min Balance
UpdatedJun 16, 2026
Details

Variable rate based on zip code. Minimum of $25,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
1300 W Lake Lansing Rd, East Lansing, MI 48823
Municipal/Government Money Market Premium
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
1300 W Lake Lansing Rd, East Lansing, MI 48823
Business Money Market Premium
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
2400 West Rd, East Lansing, MI 48823 7347
Money Management Account (MMA)
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
1300 W Lake Lansing Rd, East Lansing, MI 48823
Business Money Market Premium
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
2400 West Rd, East Lansing, MI 48823 7347
Money Management Account (MMA)
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
1300 W Lake Lansing Rd, East Lansing, MI 48823
Municipal/Government Money Market Premium
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
Business IMMA - Tier 6
2.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
2400 West Rd, East Lansing, MI 48823 7347
Money Management Account (MMA)
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
1300 W Lake Lansing Rd, East Lansing, MI 48823
Business Money Market Premium
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
1300 W Lake Lansing Rd, East Lansing, MI 48823
Municipal/Government Money Market Premium
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
2400 West Rd, East Lansing, MI 48823 7347
Money Management Account (MMA)
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
Business IMMA - Tier 5
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
IRA-HSA IMMA - Tier 6
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
IRA-HSA IMMA - Tier 5
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
IMMA - Tier 6
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
IMMA - Tier 5
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Independent Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
2900 West Rd Ste 100, East Lansing, MI 48823
Money Market Accounts
1.97%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

As Low As; up to 1.97%

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
Money Market Business Checking - Tier 3
1.80%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
2400 West Rd, East Lansing, MI 48823 7347
Money Management Account (MMA)
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
Money Market Checking - Tier 4
1.70%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Valid Thru: 06/21/2026

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
1300 W Lake Lansing Rd, East Lansing, MI 48823
Municipal/Government Money Market Premium
1.55%
$0
Rate1.54%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
1300 W Lake Lansing Rd, East Lansing, MI 48823
Business Money Market Premium
1.55%
$0
Rate1.54%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
2400 West Rd, East Lansing, MI 48823 7347
Money Management Account (MMA)
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
Money Market Business Checking - Tier 2
1.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
Business IMMA - Tier 4
1.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
Money Market Checking - Tier 3
1.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Valid Thru: 06/21/2026

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
IRA-HSA IMMA - Tier 4
1.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
IMMA - Tier 4
1.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
1300 W Lake Lansing Rd, East Lansing, MI 48823
Municipal/Government Money Market Premium
1.30%
$0
Rate1.29%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
1300 W Lake Lansing Rd, East Lansing, MI 48823
Business Money Market Premium
1.30%
$0
Rate1.29%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
IMMA - Tier 3
1.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
IRA-HSA IMMA - Tier 3
1.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
2400 West Rd, East Lansing, MI 48823 7347
Money Management Account (MMA)
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
Business IMMA - Tier 3
1.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
1300 W Lake Lansing Rd, East Lansing, MI 48823
Municipal/Government Money Market Savings
1.21%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
Money Market Business Checking - Tier 1
1.20%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
1300 W Lake Lansing Rd, East Lansing, MI 48823
Municipal/Government Money Market Savings
1.16%
$0
Rate1.15%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
IRA-HSA IMMA - Tier 1
1.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
2400 West Rd, East Lansing, MI 48823 7347
Money Management Account (MMA)
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
Money Market Checking - Tier 1
1.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Valid Thru: 06/21/2026

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
IRA-HSA IMMA - Tier 2
1.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
3777 West Rd, East Lansing, MI 48823 8029
Money Market Checking - Tier 2
1.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Valid Thru: 06/21/2026

WesBanco Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Money Market special
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Earn up to 3.75% APY**

Premier Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Money Market special
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

New money only - offer only valid for funds not currently on deposit with WesBanco Bank. New funds deposited to a WesBanco deposit account within 30 days of opening the money market may qualify as new money. Must have an active WesBanco checking account. The interest rate is a variable rate and is subject to change without notice after the account is opened. Fees could reduce earnings. Offer is subject to change without notice.

Lake-Osceola State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Money Market Account
3.56%
$1,000,000
Rate3.50%
Min Deposit$1,000,000
Min Balance
UpdatedJun 16, 2026
Details

First Merchants Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Money Market Special
3.55%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

APY (Annual Percentage Yield) effective 3/5/2026 for a limited time. Rates may vary by zip code.

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.

First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Business Money Market
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Purpose Money Market Account
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Old National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Market Monitor Money Market
3.25%
$20,000
Rate
Min Deposit$20,000
Min Balance
UpdatedJun 16, 2026
Details

Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money. If you are unable to meet the minimum opening deposit of $20,000 for this competitive new money rate plan, your account will be repriced at our standard Market Monitor rate plan. Rates and tiers for deposit balances are: 3.21% (3.25% APY) if daily collected balance is $20,000 or more; 0.05% (0.05% APY) if daily collected balance is $19,999.99 or less. Offer available at Old National banking centers located in Iowa, Illinois, Indiana, Michigan, Minnesota, North Dakota, Wisconsin, and the Kentucky counties of Daviess, Henderson, Hopkins, Muhlenberg, and Union.

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Personal Money Market Tier 5
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tier 5: $1,000,000.00 +

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Business Money Market Tier 5
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$1,000,000.00 +

First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Purpose Money Market Account
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Business Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Lake-Osceola State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Money Market Account
2.53%
$500,000
Rate2.50%
Min Deposit$500,000
Min Balance
UpdatedJun 16, 2026
Details

First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Purpose Money Market Account
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Business Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Personal Money Market Tier 4
2.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tier 4: $500,000.00 -$999,999.99

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Business Money Market Tier 4
2.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$500,000.00 -$999,999.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in East Lansing, Michigan and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

East Lansing, MI Money Market Rate Trends

Compare local East Lansing, MI money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Michigan MMA Trends →
High-Yield MMA — MI Avg
3.283%
▼ 0.002 vs 7 days ago

Michigan high-yield MMA rates fell 0.002 points over the past 7 days to 3.283% APY.

Standard MMA — MI Avg
0.637%
▲ 0.039 vs 7 days ago

Michigan standard MMA rates rose 0.039 points over the past 7 days to 0.637% APY.

As of Jun 19, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our East Lansing, Michigan money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for East Lansing, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in East Lansing, Michigan. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in East Lansing, Michigan

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Michigan.

Are Money Market accounts in East Lansing, Michigan safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Michigan up to $250,000 per depositor, per institution.

How often do MMA rates change in East Lansing, Michigan?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Michigan rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in East Lansing, Michigan?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in East Lansing, Michigan require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in East Lansing, Michigan

Here are some of the highest money market account APYs currently available in East Lansing, Michigan and the surrounding area:
  • Horizon Bank Michigan City, IN
    Money Market Account — 3.65% APY
  • Michigan State University Federal Credit Union
    Business IMMA - Tier 9 — 3.35% APY
  • The Huntington National Bank
    High-Yield Money Market — 3.20% APY
  • CASE Credit Union
    Money Management Account (MMA) — 3.00% APY
  • Lake Trust Credit Union
    Business Money Market Premium — 3.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in East Lansing, Michigan. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 16, 2026