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Best Money Market Rates in Ann Arbor, Michigan (MI) - May 2026

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Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 15, 2026

Current Ann Arbor, Michigan and the surrounding area money market deposit account rates include LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit Union3201 S State ST, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 2.47% Max Money Market at 4.00% APY, The Huntington National BankThe Huntington National Bank2950 S State St, Ann Arbor, MI 48104A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Citizens BankCitizens Bank455 E Eisenhower Pkwy, Ann Arbor, MI 48108A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Dfcu Financial Credit UnionDfcu Financial Credit Union2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.05% Premier Money Market at 3.70% APY, and First Merchants BankFirst Merchants Bank125 W William St, Ann Arbor, MI 48104A+5.0 ★Texas Ratio: 2.78% Money Market Special at 3.55% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.

Ann Arbor has 8 local institutions in our database, with money market rates as high as 4.00% APY from LMCU Lake Michigan Credit Union at 3201 S State ST, Ann Arbor, MI 48108. Use the table below to compare all available offers, including options from institutions serving the broader Michigan area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Ann Arbor, Michigan and surrounding area. Last Updated and Verified: May 15, 2026

Compare the Best Money Market Rates Today in Ann Arbor, Michigan & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
3201 S State ST, Ann Arbor, MI 48108
Max Money Market
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$1,000,000 +

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
2950 S State St, Ann Arbor, MI 48104
High-Yield Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
2950 S State St, Ann Arbor, MI 48104
Huntington Relationship Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
455 E Eisenhower Pkwy, Ann Arbor, MI 48108
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
455 E Eisenhower Pkwy, Ann Arbor, MI 48108
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2910 Carpenter Rd, Ann Arbor, MI 48108
Premier Money Market
3.70%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

First Merchants Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
125 W William St, Ann Arbor, MI 48104
Money Market Special
3.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Promo Rate

LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
3201 S State ST, Ann Arbor, MI 48108
Max Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$250,000 - $999,999

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2910 Carpenter Rd, Ann Arbor, MI 48108
Premier Money Market
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1555 Woodridge Ave # 7, Ann Arbor, MI 48105
Money Market Plus Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
2950 S State St, Ann Arbor, MI 48104
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
2950 S State St, Ann Arbor, MI 48104
Huntington Relationship Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2910 Carpenter Rd, Ann Arbor, MI 48108
Premier Money Market
3.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
3201 S State ST, Ann Arbor, MI 48108
Max Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$100,000 - $249,999

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2910 Carpenter Rd, Ann Arbor, MI 48108
Business Insured Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2910 Carpenter Rd, Ann Arbor, MI 48108
Premier Money Market
2.85%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2910 Carpenter Rd, Ann Arbor, MI 48108
Business Insured Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2910 Carpenter Rd, Ann Arbor, MI 48108
Business Insured Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
3201 S State ST, Ann Arbor, MI 48108
Max Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$25,000 - $49,999

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2910 Carpenter Rd, Ann Arbor, MI 48108
Business Insured Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2910 Carpenter Rd, Ann Arbor, MI 48108
Business Insured Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2910 Carpenter Rd, Ann Arbor, MI 48108
Premier Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

University of Michigan Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.02%
340 E Huron St, Ann Arbor, MI 48104
Business Money Market Savings Account
1.06%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

University of Michigan Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.02%
340 E Huron St, Ann Arbor, MI 48104
Money Market Savings
1.06%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

University of Michigan Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.02%
340 E Huron St, Ann Arbor, MI 48104
Money Market Savings Account
1.06%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
3201 S State ST, Ann Arbor, MI 48108
Max Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Less than $2,500

University of Michigan Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.02%
340 E Huron St, Ann Arbor, MI 48104
Money Market Savings Account
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1555 Woodridge Ave # 7, Ann Arbor, MI 48105
Money Market Account
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

University of Michigan Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.02%
340 E Huron St, Ann Arbor, MI 48104
Business Money Market Savings Account
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

University of Michigan Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.02%
340 E Huron St, Ann Arbor, MI 48104
Money Market Savings
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1555 Woodridge Ave # 7, Ann Arbor, MI 48105
Money Market Account
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1555 Woodridge Ave # 7, Ann Arbor, MI 48105
Money Market Account
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1555 Woodridge Ave # 7, Ann Arbor, MI 48105
Money Market Account
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2910 Carpenter Rd, Ann Arbor, MI 48108
Business Insured Money Market
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

University of Michigan Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.02%
340 E Huron St, Ann Arbor, MI 48104
Money Market Savings Account
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

University of Michigan Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.02%
340 E Huron St, Ann Arbor, MI 48104
Money Market Savings
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

University of Michigan Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.02%
340 E Huron St, Ann Arbor, MI 48104
Business Money Market Savings Account
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
2151 W Stadium Blvd, Ann Arbor, MI 48103 4543
Money Market Checking Account
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$2,500 Minimum Average Daily Balance Required to Earn APY.

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
2151 W Stadium Blvd, Ann Arbor, MI 48103 4543
Money Market Checking Account
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$2,500 Minimum Average Daily Balance Required to Earn APY.

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
455 E Eisenhower Pkwy, Ann Arbor, MI 48108
Citizens Private Client® Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2910 Carpenter Rd, Ann Arbor, MI 48108
Insured Money Market Account
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2910 Carpenter Rd, Ann Arbor, MI 48108
Insured Money Market Account
0.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2910 Carpenter Rd, Ann Arbor, MI 48108
Insured Money Market Account
0.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
455 E Eisenhower Pkwy, Ann Arbor, MI 48108
Citizens Quest® Money Market
0.03%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2910 Carpenter Rd, Ann Arbor, MI 48108
Premier Money Market
0.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2910 Carpenter Rd, Ann Arbor, MI 48108
Insured Money Market Account
0.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2910 Carpenter Rd, Ann Arbor, MI 48108
Business Insured Money Market
0.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
455 E Eisenhower Pkwy, Ann Arbor, MI 48108
Personal Money Market
0.01%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1555 Woodridge Ave # 7, Ann Arbor, MI 48105
Money Market Plus Account
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Essential Money Market
4.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
Business Money Market
4.10%
$0
View
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Money Market Special
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

for the first six months.

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Public Funds Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Surge Money Market
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Members First Credit Union Midland, MI
Institution Rating:
A5.0 ★ Texas Ratio: 8.84%
Money Market Account
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market Account
3.75%
$500
View
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details

Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market
3.75%
$0
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Public Funds Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Elevate Money Market
3.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Money Market Account
3.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Learn more

Lake-Osceola State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Money Market Account (Tiered Rate)
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Platinum Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

WesBanco Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Money Market Special
3.50%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details

With a minimum of $25k new money

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Business Money Market Tier 5
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Personal Money Market Tier 5
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Lake-Osceola State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Money Market Account (Tiered Rate)
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Business Money Market Tier 4
2.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Personal Money Market Tier 4
2.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Lake-Osceola State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Money Market Account (Tiered Rate)
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Huron Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.01%
$0
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Huron Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Savings
2.01%
$0
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Ann Arbor, Michigan and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Ann Arbor, MI Money Market Rate Trends

Compare local Ann Arbor, MI money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Michigan MMA Trends →
High-Yield MMA — MI Avg
3.520%
Unchanged vs 7 days ago

Michigan high-yield MMA rates currently average 3.520% APY.

Standard MMA — MI Avg
0.678%
Unchanged vs 7 days ago

Michigan standard MMA rates currently average 0.678% APY.

As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Ann Arbor, Michigan money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Ann Arbor, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ann Arbor, Michigan. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Ann Arbor, Michigan

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Michigan.

Are Money Market accounts in Ann Arbor, Michigan safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Michigan up to $250,000 per depositor, per institution.

How often do MMA rates change in Ann Arbor, Michigan?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Michigan rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Ann Arbor, Michigan?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Ann Arbor, Michigan require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Ann Arbor, Michigan

Here are some of the highest money market account APYs currently available in Ann Arbor, Michigan and the surrounding area:
  • LMCU Lake Michigan Credit Union
    Max Money Market — 4.00% APY
  • The Huntington National Bank
    High-Yield Money Market — 3.82% APY
  • Citizens Bank
    Citizens Private Client® Money Market — 3.75% APY
  • Dfcu Financial Credit Union
    Premier Money Market — 3.70% APY
  • First Merchants Bank
    Money Market Special — 3.55% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Ann Arbor, Michigan. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 15, 2026

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