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Best Money Market Rates in Betsy Layne, Kentucky (KY) - April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 4, 2026

Current Betsy Layne, Kentucky and the surrounding area money market rates include Beacon Community Credit UnionBeacon Community Credit UnionA+5.0 ★Texas Ratio: 1.73% Money Market Accounts at 4.00% APY, Service One Credit UnionService One Credit UnionA5.0 ★Texas Ratio: 12.56% Premium Money Market at 4.00% APY, The Huntington National BankThe Huntington National BankA+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, and American Bank & Trust Co, Inc.American Bank & Trust Co, Inc.A+5.0 ★Texas Ratio: 1.55% Money Market (Personal) at 3.70% APY. Money market rates as of April 4, 2026 according to verified data from MonitorBankRates.

Betsy Layne is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Kentucky area are available to Betsy Layne residents, with money market rates as high as 4.00% APY from Beacon Community Credit Union. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Betsy Layne, Kentucky and surrounding area. Last Updated and Verified: April 4, 2026

Compare the Best Money Market Rates Today in Betsy Layne, Kentucky & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Beacon Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Money Market Accounts
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Qualifying balance up to $10,000.00

Service One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.56%
Premium Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Service One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.56%
Premium Money Market Account
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details

Minimum of $25,000 not currently deposited at Huntington.

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Qualifying balance up to $25,000.00

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
3.70%
$300,000
View
▼
Rate3.64%
Min Deposit$300,000
Min Balance—
UpdatedMar 25, 2026
Details

F&M Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Performance Money Market
3.70%
$0
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Relationship Money Market Account
3.66%
$0
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

With Private Client Account****

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Relationship Money Market Account
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

With Huntington Platinum Perks Checking***

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
3.55%
$100,000
View
▼
Rate3.49%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Relationship Money Market Account
3.51%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

With Huntington Perks Checking**

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Premier Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Dividends are earned daily and posted monthly.

Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Dividends are earned daily and posted monthly.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Relationship Money Market Account
3.45%
$0
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Non-Relationship Rate

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Business Money Market Accounts
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Central Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
Personal Money Market Plus
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

F&M Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Performance Money Market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details

Minimum of $25,000 not currently deposited at Huntington.

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

months

Service One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.56%
Premium Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Central Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
Nonpersonal Money Market Plus
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Premium Money Market (New Money Only)
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Dividends are earned daily and posted monthly.

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Business Money Market Accounts
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Service One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.56%
Premium Money Market Account
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

F&M Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Performance Money Market
2.95%
$0
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 6.39%
Consumer Fed Funds Money Market Tier 2
2.95%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details

Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Money Market Savings Account
2.90%
$300,000
View
▼
Rate2.86%
Min Deposit$300,000
Min Balance—
UpdatedApr 2, 2026
Details

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Business Money Market Accounts
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Business Money Market Accounts
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

F&M Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Performance Money Market
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Business Money Market Accounts
2.55%
$0
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Heritage Bank, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market Accounts
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Dividends are earned daily and posted monthly.

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
Money Market Tier 1
2.50%
$0
View
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Members Heritage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
Money Market Accounts
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Consumer Money Market Accounts
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

F&M Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Performance Money Market
2.45%
$0
View
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Money Market Savings Account
2.40%
$100,000
View
▼
Rate2.37%
Min Deposit$100,000
Min Balance—
UpdatedApr 2, 2026
Details

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
2.35%
$0
View
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Money Market Savings
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Magnolia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Money Market Accounts with Park Perks
2.25%
$250,000
View
▼
Rate2.23%
Min Deposit$250,000
Min Balance—
UpdatedMar 24, 2026
Details

Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
Money Market
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Consumer Money Market Accounts
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Money Market Checking
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Magnolia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Business Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Members Heritage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
Money Market Accounts
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
Money Market Tier 2
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
2.20%
$50,000
View
▼
Rate2.18%
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Business Money Market Accounts
2.15%
$0
View
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
2.15%
$0
View
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Money Market Accounts
2.13%
$0
View
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
2.10%
$25,000
View
▼
Rate2.08%
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Consumer Money Market Accounts
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Members Heritage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
Money Market Accounts
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Money Market Savings Account
2.10%
$25,000
View
▼
Rate2.08%
Min Deposit$25,000
Min Balance—
UpdatedApr 2, 2026
Details

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Heritage Bank, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market Accounts
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
91 Day Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
Money Market Tier 3
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Dividends are earned daily and posted monthly.

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
2.00%
$15,000
View
▼
Rate1.98%
Min Deposit$15,000
Min Balance—
UpdatedMar 25, 2026
Details

F&M Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Performance Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
1.95%
$0
View
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Central Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
Personal Central Money Market
1.95%
$0
View
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
1.90%
$2,500
View
▼
Rate1.88%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details

American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
1.85%
$0
View
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Heritage Bank, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market Accounts
1.77%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Forcht Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Platinum Business Money Market
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Cecilian Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
TGIF Money Market
1.76%
$2,500
View
▼
Rate1.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market IRA
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Central Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
Nonpersonal Central Money Market
1.70%
$0
View
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Central Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
Personal Central Money Market
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Forcht Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Forcht Reserve Money Market
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Forcht Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Platinum Business Money Market
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Cecilian Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
TGIF Money Market
1.51%
$2,500
View
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details

F&M Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Performance Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
1.50%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 6.39%
Consumer Fed Funds Money Market Tier 1
1.47%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
1.40%
$0
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Central Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
Nonpersonal Central Money Market
1.40%
$0
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Central Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
Personal Central Money Market
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Betsy Layne, Kentucky and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Betsy Layne, KY Money Market Rate Trends

Compare local Betsy Layne, KY money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kentucky MMA Trends →
High-Yield MMA — KY Avg
1.021%
▼ 0.462 vs 7 days ago

Kentucky high-yield MMA rates fell 0.462 points over the past 7 days to 1.021% APY.

Standard MMA — KY Avg
0.685%
▼ 0.785 vs 7 days ago

Kentucky standard MMA rates fell 0.785 points over the past 7 days to 0.685% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Betsy Layne, Kentucky directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Betsy Layne, Kentucky. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in KY.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Betsy Layne, Kentucky

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Kentucky.

Are Money Market accounts in Betsy Layne, Kentucky safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kentucky up to $250,000 per depositor, per institution.

How often do MMA rates change in Betsy Layne, Kentucky?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kentucky rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Betsy Layne, Kentucky

Here are some of the highest money market account APYs currently available in Betsy Layne, Kentucky and the surrounding area:
  • Beacon Community Credit Union
    Money Market Accounts — 4.00% APY
  • Service One Credit Union
    Premium Money Market — 4.00% APY
  • The Huntington National Bank
    High-Yield Money Market — 3.82% APY
  • Citizens Bank
    Citizens Private Client® Money Market — 3.75% APY
  • American Bank & Trust Co, Inc.
    Money Market (Personal) — 3.70% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Betsy Layne, Kentucky. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026

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