Best Money Market Rates in Garden City, Iowa - June 2026
Brian McKay
Brian McKay
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Current Garden City, Iowa and the surrounding area money market deposit account rates include Lee County BankLee County BankA+5.0 ★Texas Ratio: 2.54% Premier Money Market Account at 4.50% APY, Cent Credit UnionCent Credit UnionA+5.0 ★Texas Ratio: 2.76% Cheers Money Market at 4.00% APY, Atkins Savings B&TAtkins Savings B&TA+5.0 ★Texas Ratio: 2.49% Money Market Account at 3.56% APY, Cedar Falls Community Credit UnionCedar Falls Community Credit UnionA+5.0 ★Texas Ratio: 3.61% Super Money Market at 3.50% APY, and American National BankAmerican National BankA+5.0 ★Texas Ratio: 4.22% 6-month money market at 3.25% APY. Money market rates as of June 16, 2026 according to verified data from MonitorBankRates.
Garden City is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Iowa area are available to Garden City residents, with money market rates as high as 4.50% APY from Lee County Bank. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Garden City, Iowa and surrounding area. Last Updated and Verified: June 16, 2026
Compare the Best Money Market Rates Today in Garden City, Iowa & the Surrounding Area
Tiered Rate; Balances below $25,000.00 earn 0.05% APY
Tiered Rate; Balances below $10,000.00 earn 0.05% APY
Account Balance
Tiered rate that will increase or decrease based on account balance.
Tiered rate that will increase or decrease based on account balance.
Tiered rate that will increase or decrease based on account balance.
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money. If you are unable to meet the minimum opening deposit of $20,000 for this competitive new money rate plan, your account will be repriced at our standard Market Monitor rate plan. Rates and tiers for deposit balances are: 3.21% (3.25% APY) if daily collected balance is $20,000 or more; 0.05% (0.05% APY) if daily collected balance is $19,999.99 or less. Offer available at Old National banking centers located in Iowa, Illinois, Indiana, Michigan, Minnesota, North Dakota, Wisconsin, and the Kentucky counties of Daviess, Henderson, Hopkins, Muhlenberg, and Union.
New deposits only. Valid as of 3/20.
Put your excess cash to work while not losing the flexibility your business requires!
Tiered rate that will increase or decrease based on account balance.
Average Daily Balance; up to $15,000,000
Tiered rate that will increase or decrease based on account balance.
With an active checking account
Account Balance
Earn interest based on your account balance.
Tiered rate that will increase or decrease based on account balance.
Promotional rate effective for 10 months from opening date of new Money Market account. Rate may change after account is opened. Please see your Truth in Savings schedule for rate information after the 10-month introductory period.
Promotional rate effective for 10 months from opening date of new Money Market account. Rate may change after account is opened. Please see your Truth in Savings schedule for rate information after the 10-month introductory period. Fees could reduce the earnings on the account for maintenance and activity fees.
Promotional rate effective for 10 months from opening date of new Money Market account. Rate may change after account is opened. Please see your Truth in Savings schedule for rate information after the 10-month introductory period. Fees could reduce the earnings on the account for maintenance and activity fees.
Account Balance
Earn interest based on your account balance.
Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; please see the Electronic Statement Disclosure in the Membership Agreement for further information on this product.; Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.
Balances $50,000 and over
Account Balance
Earn interest based on your account balance.
Tier: $250,001 and over. Fees could reduce the earnings on the account for maintenance and activity fees.
Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; please see the Electronic Statement Disclosure in the Membership Agreement for further information on this product.; Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.
Maximum of 6 withdrawals and transfers per month. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the last dividend declaration date.
Earn interest based on your account balance.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Garden City, IA Money Market Rate Trends
Compare local Garden City, IA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Iowa high-yield MMA rates fell 0.283 points over the past 7 days to 2.934% APY.
Iowa standard MMA rates fell 0.005 points over the past 7 days to 0.881% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Garden City, Iowa money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Garden City, Iowa directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Garden City, Iowa. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in IA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Garden City, Iowa
What is a Money Market Account (MMA)?
Are Money Market accounts in Garden City, Iowa safe?
How often do MMA rates change in Garden City, Iowa?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Garden City, Iowa?
Best Money Market Rates in Garden City, Iowa
- Lee County Bank
Premier Money Market Account — 4.50% APY - Cent Credit Union
Cheers Money Market — 4.00% APY - Atkins Savings B&T
Money Market Account — 3.56% APY - Cedar Falls Community Credit Union
Super Money Market — 3.50% APY - American National Bank
6-month money market — 3.25% APY
