Best Money Market Rates in Denison, Iowa - June 2026
Brian McKay
Brian McKay
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Current Denison, Iowa and the surrounding area money market deposit account rates include Cobalt Federal Credit UnionCobalt Federal Credit Union1404 Broadway, Denison, IA 51442A5.0 ★Texas Ratio: 6.75% Personal Prime Money Market Account at 3.00% APY, Greater Iowa Credit UnionGreater Iowa Credit Union230 N 7th St, Denison, IA 51442 1800A5.0 ★Texas Ratio: 8.23% eMoney Market at 2.17% APY, Mount Vernon B&T Co.Mount Vernon B&T Co.A+5.0 ★Texas Ratio: 0.00% Money Market Account at 5.50% APY, Lee County BankLee County BankA+5.0 ★Texas Ratio: 2.54% Premier Money Market Account at 4.50% APY, and Cedar Falls Community Credit UnionCedar Falls Community Credit UnionA+5.0 ★Texas Ratio: 3.61% Super Money Market at 3.50% APY. Money market rates as of June 10, 2026 according to verified data from MonitorBankRates.
Denison has 2 local institutions in our database, with money market rates as high as 3.00% APY from Cobalt Federal Credit Union at 1404 Broadway, Denison, IA 51442. Use the table below to compare all available offers, including options from institutions serving the broader Iowa area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Denison, Iowa and surrounding area. Last Updated and Verified: June 10, 2026
Compare the Best Money Market Rates Today in Denison, Iowa & the Surrounding Area
Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.
Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.
Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.
Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.
Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.
Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.
$2,500 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.
$2,500 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.
$2,500 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.
$2,500 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.
$2,500 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.
Interest Rate: 5.37%
Interest Rate: 5.13%
Interest Rate: 4.89%
Interest Rate: 4.65%
Tiered Rate; Balances below $25,000.00 earn 0.05% APY
Interest Rate: 4.41%
Interest Rate: 4.17%
Tiered Rate; Balances below $10,000.00 earn 0.05% APY
Interest Rate: 3.93%
Tiered rate that will increase or decrease based on account balance. Dividends are compounded monthly. Withdraw of earnings could reduce APY. APY is accurate as of the last dividend declaration date effective 6/1/2026. Restrictions do apply. Public funds and financial institutions are not eligible for these rates. APY is accurate as of the last dividend declaration date. Please call for details.
Tiered rate that will increase or decrease based on account balance. Dividends are compounded monthly. Withdraw of earnings could reduce APY. APY is accurate as of the last dividend declaration date effective 6/1/2026. Restrictions do apply. Public funds and financial institutions are not eligible for these rates. APY is accurate as of the last dividend declaration date. Please call for details.
Tiered rate that will increase or decrease based on account balance. Dividends are compounded monthly. Withdraw of earnings could reduce APY. APY is accurate as of the last dividend declaration date effective 6/1/2026. Restrictions do apply. Public funds and financial institutions are not eligible for these rates. APY is accurate as of the last dividend declaration date. Please call for details.
New deposits only. Valid as of 3/20.
No monthly service charge. Free Statements- paper or electronic! Free Online Banking, Free Mobile Banking with Mobile Deposit.
Tiered rate that will increase or decrease based on account balance. Dividends are compounded monthly. Withdraw of earnings could reduce APY. APY is accurate as of the last dividend declaration date effective 6/1/2026. Restrictions do apply. Public funds and financial institutions are not eligible for these rates. APY is accurate as of the last dividend declaration date. Please call for details.
Tiered rate that will increase or decrease based on account balance. Dividends are compounded monthly. Withdraw of earnings could reduce APY. APY is accurate as of the last dividend declaration date effective 6/1/2026. Restrictions do apply. Public funds and financial institutions are not eligible for these rates. APY is accurate as of the last dividend declaration date. Please call for details.
Balance: $500,000 - $999,999.99
Tiered rate that will increase or decrease based on account balance. Dividends are compounded monthly. Withdraw of earnings could reduce APY. APY is accurate as of the last dividend declaration date effective 6/1/2026. Restrictions do apply. Public funds and financial institutions are not eligible for these rates. APY is accurate as of the last dividend declaration date. Please call for details.
Balance: $250,000 - $499,999.99
Balance: $100,000 - $249,999.99
Promotional rate effective for 10 months from opening date of new Money Market account. Rate may change after account is opened. Please see your Truth in Savings schedule for rate information after the 10-month introductory period. Fees could reduce the earnings on the account for maintenance and activity fees.
Intro rate expires: 10 months; Promotional rate effective for 10 months from opening date of new Money Market account. Rate may change after account is opened. Please see your Truth in Savings schedule for rate information after the 10-month introductory period. Fees could reduce the earnings on the account for maintenance and activity fees.
Balance: $50,000 - $99,999.99
Balance: $250,000+
Get Started Online
$50,000 and over
Balance: $10,000 - $49,999.99
Tier: $250,001 and over. Dividend compounding and crediting Daily/Monthly. Fees could reduce the earnings on the account for maintenance and activity fees.
Balance: $75,000 - $249,999.99
Balance: $0 - $9,999.99
Account Balance: $100,000+
Tiered rate that will increase or decrease based on account balance. Dividends are compounded monthly. Withdraw of earnings could reduce APY. APY is accurate as of the last dividend declaration date effective 6/1/2026. Restrictions do apply. Public funds and financial institutions are not eligible for these rates. APY is accurate as of the last dividend declaration date. Please call for details.
Account Balance: $50,000 - $99,999
Balance: $250,000.00 and Above
Balance: $25,000 - $74,999.99
Balance: Up to $25,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Denison, IA Money Market Rate Trends
Compare local Denison, IA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Iowa high-yield MMA rates rose 0.130 points over the past 7 days to 3.217% APY.
Iowa standard MMA rates rose 0.006 points over the past 7 days to 0.886% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Denison, Iowa money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Denison, Iowa directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Denison, Iowa. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in IA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Denison, Iowa
What is a Money Market Account (MMA)?
Are Money Market accounts in Denison, Iowa safe?
How often do MMA rates change in Denison, Iowa?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Denison, Iowa?
Best Money Market Rates in Denison, Iowa
- Cobalt Federal Credit Union
Personal Prime Money Market Account — 3.00% APY - Greater Iowa Credit Union
eMoney Market — 2.17% APY - Mount Vernon B&T Co.
Money Market Account — 5.50% APY - Lee County Bank
Premier Money Market Account — 4.50% APY - Cedar Falls Community Credit Union
Super Money Market — 3.50% APY
