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Best Money Market Rates in Montezuma, Indiana (IN) - April 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 5, 2026

Current Montezuma, Indiana and the surrounding area money market rates include Hoosier Hills Credit UnionHoosier Hills Credit UnionA5.0 ★Texas Ratio: 9.40% High Yield Money Market at 4.05% APY, Interra Credit UnionInterra Credit UnionA+5.0 ★Texas Ratio: 1.74% Business LINked Money Market Share Account (Business LINked MMSA) at 4.00% APY, The Huntington National BankThe Huntington National BankA+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Everence Federal Credit UnionEverence Federal Credit UnionA5.0 ★Texas Ratio: 8.68% Indexed money market at 3.75% APY, and Everence Trust CompanyEverence Trust CompanyA+5.0 ★Texas Ratio: 0.00% Indexed money market at 3.75% APY. Money market rates as of April 5, 2026 according to verified data from MonitorBankRates.

Montezuma is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Indiana area are available to Montezuma residents, with money market rates as high as 4.05% APY from Hoosier Hills Credit Union. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Montezuma, Indiana and surrounding area. Last Updated and Verified: April 5, 2026

Compare the Best Money Market Rates Today in Montezuma, Indiana & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
High Yield Money Market
4.05%
$0
View
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Business LINked Money Market Share Account (Business LINked MMSA)
4.00%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 27, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
LINked Money Market Share Account (LINked MMSA)4
4.00%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 27, 2026
Details

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
High Yield Money Market
3.85%
$0
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details

Minimum of $25,000 not currently deposited at Huntington.

Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
LINked Money Market Share Account (LINked MMSA)4
3.77%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 27, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Business LINked Money Market Share Account (Business LINked MMSA)
3.77%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 27, 2026
Details

Everence Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Indexed money market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Everence Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.68%
Indexed money market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Relationship Money Market Account
3.66%
$0
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

With Private Client Account****

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Business Money Market Savings
3.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

State Bank of Medora
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Max Money Market
3.65%
$100,000
View
▼
Rate3.59%
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Business Money Market
3.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Gold Money Market
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Money Market Savings
3.64%
$100
View
▼
Rate3.58%
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Relationship Money Market Account
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

With Huntington Platinum Perks Checking***

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
High Yield Money Market
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

First Merchants Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Money Market Special
3.55%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details

180-Day Promo Rate | $10,000 Min. Balance

Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Business LINked Money Market Share Account (Business LINked MMSA)
3.51%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 27, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Relationship Money Market Account
3.51%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

With Huntington Perks Checking**

First Savings Bank Jeffersonville, IN
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Special
3.50%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details

New Money only (money not having been on deposit at First Savings Bank for longer than 30 days). Qualifying balance up to $25,000.00

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Premier Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Dividends are earned daily and posted monthly.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Dividends are earned daily and posted monthly.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

$15,000+

Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 9.70%
Money Market Special
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Business Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
LINked Money Market Share Account (LINked MMSA)4
3.49%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 27, 2026
Details

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Money Market Checking
3.45%
$0
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Relationship Money Market Account
3.45%
$0
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Non-Relationship Rate

Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
SecFed High Yield Money Market for Business
3.30%
$50
View
▼
Rate3.25%
Min Deposit$50
Min Balance—
UpdatedMar 28, 2026
Details

Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
SecFed High Yield Money Market
3.30%
$50
View
▼
Rate3.25%
Min Deposit$50
Min Balance—
UpdatedMar 28, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Business LINked Money Market Share Account (Business LINked MMSA)
3.26%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 27, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Money Market Account
3.25%
$25
View
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedApr 3, 2026
Details

Qualifying balance up to $50,000.00; Limited-time offer

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Money Market
3.25%
$25
View
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedApr 3, 2026
Details

$49,999.01 minimum balance required to receive the 3.25% APY. The Money Market APY will be paid on the entire balance in your account. Interest is earned on balances $19,999.01 and over and must be opened with money not currently on deposit at Horizon Bank. Personal accounts only, no public, business, or brokered funds for this offer. Limited time offer. Rates are subject to change without notice.

Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 9.70%
Money Market Special
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
Advantage Money Market Account
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details

$25,000 minimum to open account. $25,000 minimum to earn 3.20% APY.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details

Minimum of $25,000 not currently deposited at Huntington.

Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
LINked Money Market Share Account (LINked MMSA)4
3.19%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 27, 2026
Details

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
High Yield Money Market
3.15%
$0
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Mercer Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
High-Yield Money Market Deposit Account
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Money Market Savings
3.09%
$100
View
▼
Rate3.05%
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details

Qualifying balance up to $1,000,000.00

Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Business LINked Money Market Share Account (Business LINked MMSA)
3.08%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 27, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Money Market Savings
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.86%
Silver Eagle Money Market Account
3.05%
$50
View
▼
Rate3.01%
Min Deposit$50
Min Balance—
UpdatedApr 3, 2026
Details

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Money Market Checking
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Money Market
3.03%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
LINked Money Market Share Account (LINked MMSA)4
3.03%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 27, 2026
Details

Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 9.70%
Money Market Special
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Dividends are earned daily and posted monthly.

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
Jumbo Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Money Market Share Accounts
3.00%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Business Money Market Share Accounts
3.00%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Money Market
3.00%
$25
View
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedApr 3, 2026
Details

Interest is earned on balances $19,999.01 and over and must be opened with money not currently on deposit at Horizon Bank. Personal accounts only, no public, business, or brokered funds for this offer. Limited time offer. Rates are subject to change without notice.

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Money Market Account
3.00%
$25
View
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedApr 3, 2026
Details

Limited-time offer

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Business Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Money Market Savings
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Advantage Money Market - Business
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Century Money Market
2.85%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details

Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 9.70%
Money Market Special
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Business Money Market
2.79%
$5,000
View
▼
Rate2.75%
Min Deposit$5,000
Min Balance—
UpdatedApr 4, 2026
Details

$5,000 min. balance

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
Max Money Market
2.79%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Crane Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.87%
Money Market Savings
2.78%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Crane Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.87%
Money Market
2.78%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

As High As

Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
Money Market Accounts
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

First Trust Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
MONEY MARKET PLUS
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

STAR Financial Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
Money Market Preferred
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Advantage Money Market - Consumer
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Advantage Money Market - Business
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
Max Money Market
2.68%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Qualifying balance up to $49,999.00

F&M Bank Laotto, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Platinum Money Market & Above
2.66%
$1,500
View
▼
Rate2.62%
Min Deposit$1,500
Min Balance—
UpdatedApr 3, 2026
Details

$500,000.00

STAR Financial Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
Money Market Preferred
2.65%
$0
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

State Bank of Medora
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Max Money Market
2.65%
$50,000
View
▼
Rate2.62%
Min Deposit$50,000
Min Balance—
UpdatedApr 4, 2026
Details

Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 9.70%
Money Market Special
2.65%
$0
View
▼
Rate2.61%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Business LINked Money Market Share Account (Business LINked MMSA)
2.61%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 27, 2026
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.86%
Silver Eagle Money Market Account
2.58%
$50
View
▼
Rate2.55%
Min Deposit$50
Min Balance—
UpdatedApr 3, 2026
Details

Campbell & Fetter Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
First Money Market
2.53%
$100
View
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details

Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
SecFed High Yield Money Market
2.53%
$50
View
▼
Rate2.50%
Min Deposit$50
Min Balance—
UpdatedMar 28, 2026
Details

Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
SecFed High Yield Money Market for Business
2.53%
$50
View
▼
Rate2.50%
Min Deposit$50
Min Balance—
UpdatedMar 28, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
Jumbo Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Dividends are earned daily and posted monthly.

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
Business Money Market Accounts
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

**$100 minimum opening deposit

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Business Money Market Share Accounts
2.50%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Gold Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Money Market Checking
2.43%
$0
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

INDIANA STATE UNIVERSITY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Money Market Account
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.86%
Silver Eagle Money Market Account
2.12%
$50
View
▼
Rate2.10%
Min Deposit$50
Min Balance—
UpdatedApr 3, 2026
Details

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Diamond Money Market 4th Tier
2.05%
$50,000
View
▼
Rate2.03%
Min Deposit$50,000
Min Balance—
UpdatedApr 3, 2026
Details

Rates can change daily, Daily compounding

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Diamond Money Market
2.05%
$50,000
View
▼
Rate2.03%
Min Deposit$50,000
Min Balance—
UpdatedApr 3, 2026
Details

Rates can change daily, Daily compounding

Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
SecFed High Yield Money Market for Business
2.02%
$50
View
▼
Rate2.00%
Min Deposit$50
Min Balance—
UpdatedMar 28, 2026
Details

Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
SecFed High Yield Money Market
2.02%
$50
View
▼
Rate2.00%
Min Deposit$50
Min Balance—
UpdatedMar 28, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Montezuma, Indiana and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Montezuma, IN Money Market Rate Trends

Compare local Montezuma, IN money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Indiana MMA Trends →
High-Yield MMA — IN Avg
0.493%
▼ 1.257 vs 7 days ago

Indiana high-yield MMA rates fell 1.257 points over the past 7 days to 0.493% APY.

Standard MMA — IN Avg
1.331%
▼ 0.175 vs 7 days ago

Indiana standard MMA rates fell 0.175 points over the past 7 days to 1.331% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Montezuma, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Montezuma, Indiana. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in IN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Montezuma, Indiana

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Indiana.

Are Money Market accounts in Montezuma, Indiana safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Indiana up to $250,000 per depositor, per institution.

How often do MMA rates change in Montezuma, Indiana?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Indiana rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Montezuma, Indiana

Here are some of the highest money market account APYs currently available in Montezuma, Indiana and the surrounding area:
  • Hoosier Hills Credit Union
    High Yield Money Market — 4.05% APY
  • Interra Credit Union
    Business LINked Money Market Share Account (Business LINked MMSA) — 4.00% APY
  • The Huntington National Bank
    High-Yield Money Market — 3.82% APY
  • Everence Federal Credit Union
    Indexed money market — 3.75% APY
  • Everence Trust Company
    Indexed money market — 3.75% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Montezuma, Indiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 5, 2026

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