Best Money Market Rates in Rock Island, Illinois - July 2026
Brian McKay
Brian McKay
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Current Rock Island, Illinois and the surrounding area money market deposit account rates include Gas and Electric Credit UnionGas and Electric Credit Union2300 4TH AVE, ROCK ISLAND, IL 61201A+5.0 ★Texas Ratio: 4.19% Money Market Account at 2.25% APY, R.I.A. Federal Credit UnionR.I.A. Federal Credit UnionRock Island Arsenal Building 61, Rock Island, IL 61299 0001A5.0 ★Texas Ratio: 6.26% Business Money Market at 2.02% APY, United Trust BankUnited Trust BankA+5.0 ★Texas Ratio: 2.60% Money Market at 4.00% APY, Waterman BankWaterman BankA+5.0 ★Texas Ratio: 3.95% Money Market at 3.82% APY, and State Bank of TexasState Bank of TexasA+5.0 ★Texas Ratio: 2.36% High-Rate Jumbo Money Market at 3.76% APY. Money market rates as of July 16, 2026 according to verified data from MonitorBankRates.
Rock Island has 2 local institutions in our database, with money market rates as high as 2.25% APY from Gas and Electric Credit Union at 2300 4TH AVE, ROCK ISLAND, IL 61201. Use the table below to compare all available offers, including options from institutions serving the broader Illinois area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Rock Island, Illinois and surrounding area. Last Updated and Verified: July 16, 2026
Compare the Best Money Market Rates Today in Rock Island, Illinois & the Surrounding Area
$250,000 and above
over $500k
$100,000 - $249,999
$25,000 - $99,999
$250k - $500k
$10,000 - $24,999
$100k - $250k
$2,000 - $9,999
$50k - $100k
up to $50k
as of 4/9/2025
New Money Only
New Money Only
as of 4/9/2025
Rate is subject to change without notice after account opening. Fees and/or withdrawals could reduce the earnings on the account.
Rates are based on zip code. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Offer is limited to one per household. Not valid with any other offer.
New money only
As Low As; APY = Annual Percentage Yield. All dividend rates and APY may change at any time.
New money only
Interest paid monthly. A monthly fee of $25 will be assessed if the minimum daily balance falls below $10,000. Fees may reduce earnings on the account. Interest rates and APY may change at any time without notice at the Bank's discretion. We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day. Accounts closed before the interest payment date will not earn accrued interest for that period. See Deposit Account Agreement and Disclosures for additional terms. New deposits only are defined as not currently on deposit with Centrust Bank.
Available exclusively online. Fees may reduce account earnings. APY may change and offer may be withdrawn at any time without notice. 8x based on FDIC monthly interest savings rate as of 05/12/2026.
Includes our highest money market rate and the ease of online account opening.
Balance $250,000 and over1 2
*
Balance $100,000 - $249,999.991 2
$1,500,000.00 and up
Compounding: Monthly. V,F
Money Market
$500,000.00 - $1,499,999.99
Rates can change daily, Daily compounding
$100,000.00 & Over
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Rock Island, IL Money Market Rate Trends
Compare local Rock Island, IL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Illinois high-yield MMA rates rose 0.267 points over the past 7 days to 3.449% APY.
Illinois standard MMA rates fell 0.164 points over the past 7 days to 0.564% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Rock Island, Illinois money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Rock Island, Illinois directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Rock Island, Illinois. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in IL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Rock Island, Illinois
What is a Money Market Account (MMA)?
Are Money Market accounts in Rock Island, Illinois safe?
How often do MMA rates change in Rock Island, Illinois?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Rock Island, Illinois?
Best Money Market Rates in Rock Island, Illinois
- Gas and Electric Credit Union
Money Market Account — 2.25% APY - R.I.A. Federal Credit Union
Business Money Market — 2.02% APY - United Trust Bank
Money Market — 4.00% APY - Waterman Bank
Money Market — 3.82% APY - State Bank of Texas
High-Rate Jumbo Money Market — 3.76% APY
Rock Island, Illinois Rates & Resources
