Best Money Market Rates in Peru, Illinois (IL) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Peru, Illinois and the surrounding area money market deposit account rates include Spring Valley City BankSpring Valley City Bank2107 Marquette Rd, Peru, IL 61354A-4.9 ★Texas Ratio: 16.12% Platinum Money Market Accounts at 2.27% APY, Eureka Savings BankEureka Savings Bank2959 Peoria St, Peru, IL 61354A5.0 ★Texas Ratio: 7.10% Essential Money Market at 2.27% APY, Peru Federal Savings BankPeru Federal Savings Bank1730 4th St, Peru, IL 61354A+5.0 ★Texas Ratio: 1.93% Investor's Money Market Deposit Account at 1.75% APY, La Salle State BankLa Salle State Bank901 Wenzel Rd, Peru, IL 61354A5.0 ★Texas Ratio: 7.56% Community Money Market Account at 1.25% APY, and Illinois Valley Credit UnionIllinois Valley Credit Union1311 Shooting Park Rd, Peru, IL 61354A5.0 ★Texas Ratio: 6.43% Money Market Account at 0.40% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.
Peru has 5 local institutions in our database, with money market rates as high as 2.27% APY from Spring Valley City Bank at 2107 Marquette Rd, Peru, IL 61354. Use the table below to compare all available offers, including options from institutions serving the broader Illinois area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Peru, Illinois and surrounding area. Last Updated and Verified: May 15, 2026
Compare the Best Money Market Rates Today in Peru, Illinois & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Spring Valley City Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.12%
2107 Marquette Rd, Peru, IL 61354
Platinum Money Market Accounts
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Eureka Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
2959 Peoria St, Peru, IL 61354
Essential Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Eureka Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
2959 Peoria St, Peru, IL 61354
Essential Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Spring Valley City Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.12%
2107 Marquette Rd, Peru, IL 61354
Platinum Money Market Accounts
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Peru Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
1730 4th St, Peru, IL 61354
Investor's Money Market Deposit Account
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Eureka Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
2959 Peoria St, Peru, IL 61354
Essential Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Peru Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
1730 4th St, Peru, IL 61354
Investor's Money Market Deposit Account
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Peru Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
1730 4th St, Peru, IL 61354
Money Market Deposit Account
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
La Salle State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
901 Wenzel Rd, Peru, IL 61354
Community Money Market Account
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Spring Valley City Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.12%
2107 Marquette Rd, Peru, IL 61354
High Yield Money Market Accounts
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Eureka Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
2959 Peoria St, Peru, IL 61354
Business Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
La Salle State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
901 Wenzel Rd, Peru, IL 61354
Community Money Market Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Spring Valley City Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.12%
2107 Marquette Rd, Peru, IL 61354
Platinum Money Market Accounts
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Spring Valley City Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.12%
2107 Marquette Rd, Peru, IL 61354
High Yield Money Market Accounts
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
La Salle State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
901 Wenzel Rd, Peru, IL 61354
Community Money Market Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
La Salle State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
901 Wenzel Rd, Peru, IL 61354
Community Money Market Account
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Eureka Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
2959 Peoria St, Peru, IL 61354
Business Money Market
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
La Salle State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
901 Wenzel Rd, Peru, IL 61354
Community Money Market Account
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Eureka Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
2959 Peoria St, Peru, IL 61354
Business Money Market
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Eureka Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
2959 Peoria St, Peru, IL 61354
Essential Money Market
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Spring Valley City Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.12%
2107 Marquette Rd, Peru, IL 61354
Platinum Money Market Accounts
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Peru Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
1730 4th St, Peru, IL 61354
Investor's Money Market Deposit Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Peru Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
1730 4th St, Peru, IL 61354
Money Market Deposit Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Spring Valley City Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.12%
2107 Marquette Rd, Peru, IL 61354
High Yield Money Market Accounts
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Illinois Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
1311 Shooting Park Rd, Peru, IL 61354
Money Market Accounts
0.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $1,000.00
Illinois Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
1311 Shooting Park Rd, Peru, IL 61354
Money Market Account
0.40%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Illinois Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
1311 Shooting Park Rd, Peru, IL 61354
Money Market Accounts
0.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $1,000.00
Spring Valley City Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.12%
2107 Marquette Rd, Peru, IL 61354
Money Market Accounts
0.30%
$2,500
▼
Rate0.30%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Spring Valley City Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.12%
2107 Marquette Rd, Peru, IL 61354
High Yield Money Market Accounts
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Peru Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
1730 4th St, Peru, IL 61354
Money Market Deposit Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Eureka Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
2959 Peoria St, Peru, IL 61354
Essential Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Eureka Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
2959 Peoria St, Peru, IL 61354
Business Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Eureka Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
2959 Peoria St, Peru, IL 61354
Business Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Peru Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
1730 4th St, Peru, IL 61354
Money Market Deposit Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Illinois Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
1311 Shooting Park Rd, Peru, IL 61354
Money Market Accounts
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $1,000.00
Eureka Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
2959 Peoria St, Peru, IL 61354
Essential Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Illinois Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
1311 Shooting Park Rd, Peru, IL 61354
Money Market Accounts
0.11%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $1,000.00
Peru Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
1730 4th St, Peru, IL 61354
Investor's Money Market Deposit Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Peru Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
1730 4th St, Peru, IL 61354
Money Market Deposit Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Illinois Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
1311 Shooting Park Rd, Peru, IL 61354
Money Market Accounts
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $1,000.00
Eureka Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
2959 Peoria St, Peru, IL 61354
Essential Money Market
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Eureka Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
2959 Peoria St, Peru, IL 61354
Business Money Market
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Spring Valley City Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.12%
2107 Marquette Rd, Peru, IL 61354
Money Market Accounts
0.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.92%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
New Money Only
United Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
Premium Money Market Special
4.00%
$100,000
▼
Rate3.92%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
United Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
Premium Money Market Special
3.90%
$10,000
▼
Rate3.83%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.83%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
New Money Only
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
Waterman Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Business Money Market
3.82%
$2,500
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 15, 2026
Details
Qualifying balance up to $2,499.99
Rate3.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 15, 2026
Details
Qualifying balance up to $2,499.99
State Bank of Texas
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
High-Rate Jumbo Money Market
3.76%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 4, 2026
Details
Annual Percentage Yield is accurate as of posting date and applies to new money deposits only. Rate is subject to change without notice after account opening. Fees and/or withdrawals could reduce the earnings on the account.
Republic Bank of Chicago
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
Business Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Gold Coast Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
GCB Money Market Account
3.67%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
First Merchants Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Money Market Special
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Promo Rate
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
Business Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
Business Money Markets
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Premier Money Market
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
Business IMMA - Tier 9
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
Business IMMA - Tier 8
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
Business IMMA - Tier 7
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
up to
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market Accounts
3.29%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
IRA-HSA IMMA - Tier 9
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
IRA-HSA IMMA - Tier 8
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
IRA-HSA IMMA - Tier 7
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
IMMA - Tier 9
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
IMMA - Tier 8
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
IMMA - Tier 7
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Vibrant Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.61%
Insured Money Market
3.14%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $15,000,000
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
money market
3.09%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Platinum Money Market Account
3.09%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Illinois State Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
Money Market Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
NuMark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
Money Market
3.00%
$250,000
▼
Rate2.96%
Min Deposit$250,000
Min Balance—
UpdatedMay 10, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Platinum Money Market Account
2.84%
$0
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
Insured High Yield Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Money Market Account
2.75%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Illinois State Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
Money Market Savings
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.84%
MAXimum Money Market - Tier 4
2.71%
$0
▼
Rate2.68%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Acme Continental Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Money Market Accounts
2.53%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Platinum Money Market Account
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Illinois State Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
Money Market Checking
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
Insured High Yield Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
NuMark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
Money Market
2.50%
$100,000
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market Tier 4
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market
2.43%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
Business IMMA - Tier 6
2.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
Insured Money Market Account (IMMA) TIER-4
2.35%
$0
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market Accounts
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
money market
2.27%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Platinum Money Market Account
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
Money Market
2.27%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
Insured Money Market Account (IMMA) TIER-3
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Peru, Illinois and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Peru, IL Money Market Rate Trends
Compare local Peru, IL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — IL Avg
3.431%
Unchanged vs 7 days ago
Illinois high-yield MMA rates currently average 3.431% APY.
Standard MMA — IL Avg
0.619%
Unchanged vs 7 days ago
Illinois standard MMA rates currently average 0.619% APY.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Peru, Illinois money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Peru, Illinois directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Peru, Illinois. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in IL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Peru, Illinois
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Illinois.
Are Money Market accounts in Peru, Illinois safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Illinois up to $250,000 per depositor, per institution.
How often do MMA rates change in Peru, Illinois?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Illinois rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Peru, Illinois?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Peru, Illinois require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Peru, Illinois
Here are some of the highest money market account APYs currently available in Peru, Illinois and the surrounding area:
- Spring Valley City Bank
Platinum Money Market Accounts — 2.27% APY - Eureka Savings Bank
Essential Money Market — 2.27% APY - Peru Federal Savings Bank
Investor's Money Market Deposit Account — 1.75% APY - La Salle State Bank
Community Money Market Account — 1.25% APY - Illinois Valley Credit Union
Money Market Account — 0.40% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Peru, Illinois. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 15, 2026
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