The best savings rates for Peru, Illinois and the surrounding area include Heartland Bank and Trust CompanyHeartland Bank and Trust Company925 Shooting Park Rd, Peru, IL 61354A+5.0 ★Texas Ratio: 1.53% Simply Savings at 0.50% APY, Eureka Savings BankEureka Savings Bank2959 Peoria St, Peru, IL 61354A5.0 ★Texas Ratio: 7.10% Health Savings Account at 0.50% APY, Peru Federal Savings BankPeru Federal Savings Bank1730 4th St, Peru, IL 61354A+5.0 ★Texas Ratio: 1.93% Health Savings Account Tier at 0.50% APY, Central Bank IllinoisCentral Bank Illinois1721 Midtown Rd, Peru, IL 61354A+5.0 ★Texas Ratio: 0.63% Health Savings Account (HSA) at 0.25% APY, and First State Bank (IL)First State Bank (IL)4351 Venture Dr, Peru, IL 61354A+5.0 ★Texas Ratio: 5.02% Business Savings at 0.15% APY.
To see how these savings rates in Peru, Illinois, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Peru, Illinois (IL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Peru, Illinois and the surrounding area. Last Updated and Verified: March 20, 2026
Compare local Peru, IL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Illinois high-yield savings rates currently average 2.524% APY based on data from institutions in our monitoring network.
Illinois standard savings rates rose 0.143 points this week to 0.593% APY, up from 0.450% last week.
$300.00 Minimum to Open
$25.00 Minimum to Open
Minimum $25.00
No interest below $100.00
Minimum $25.00
Minimum $25.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
Intro rate subject to change
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Peru, Illinois directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Peru, Illinois. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.