MonitorBankRates
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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Best Money Market Rates in New Port Richey, Florida - June 2026

Current New Port Richey, Florida and the surrounding area money market deposit account rates include TruistTruist1424 Seven Springs Blvd, New Port Richey, FL 34655A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.25% APY, Achieva Credit UnionAchieva Credit Union5920 State Road 54, New Port Richey, FL 34652A+5.0 ★Texas Ratio: 1.78% Indexed Money Market Account at 2.81% APY, GTE Federal Credit UnionGTE Federal Credit Union10848 State Road 54, New Port Richey, FL 34655A5.0 ★Texas Ratio: 5.76% Money Market at 2.07% APY, Total Direct BankTotal Direct BankA5.0 ★Texas Ratio: 6.04% Online Money Market Deposit Account at 4.01% APY, and RadiFi Credit UnionRadiFi Credit UnionA+5.0 ★Texas Ratio: 3.76% Tidal Wave Money Market Account at 4.00% APY. Money market rates as of June 16, 2026 according to verified data from MonitorBankRates.

New Port Richey has 3 local institutions in our database, with money market rates as high as 3.25% APY from Truist at 1424 Seven Springs Blvd, New Port Richey, FL 34655. Use the table below to compare all available offers, including options from institutions serving the broader Florida area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in New Port Richey, Florida and surrounding area. Last Updated and Verified: June 16, 2026

Compare the Best Money Market Rates Today in New Port Richey, Florida & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
1424 Seven Springs Blvd, New Port Richey, FL 34655
Small Business Money Market Account
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Eligible clients can earn a 3.25% annual percentage yield (APY) with a new Truist Business Money Market account. Rates may vary based on branch location and whether you open an account in a branch, by phone or online. Interest earned is based on the following ledger balance tiers: Tier 1 - $0.01 to $4,999.99; Tier 2 - $5,000 to $99,999.99; Tier 3 - $100,000 to $499,999.99; Tier 4 - $500,000 to $999,999.99; Tier 5 - $1,000,000 to $4,999,999.99; Tier 6 - $5,000,000 or greater. Tiers 1-6 are eligible for this 3.25% Annual Percentage Yield (APY) variable rate offer. Your new Money Market Account could initially earn a rate lower than 3.25% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.25% APY rate. The standard interest rate and APY are 0.01% for balances $0.01 and greater. Fees may reduce earnings.

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Indexed Money Market Account
2.81%
$0
Rate2.77%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Indexed Money Market Account
2.62%
$0
Rate2.59%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.55%
$0
Rate2.52%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier MMA Premium
2.55%
$0
Rate2.52%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier MMA Premium
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier MMA Premium
2.45%
$0
Rate2.42%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.45%
$0
Rate2.42%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.40%
$0
Rate2.37%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier MMA Premium
2.40%
$0
Rate2.37%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Business Performance Money Market
2.40%
$0
Rate2.37%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier MMA Premium
2.35%
$0
Rate2.33%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.35%
$0
Rate2.33%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier MMA Premium
2.30%
$0
Rate2.28%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.30%
$0
Rate2.28%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

GTE Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.76%
10848 State Road 54, New Port Richey, FL 34655
Money Market
2.07%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Indexed Money Market Account
1.88%
$0
Rate1.86%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Business Performance Money Market
1.80%
$0
Rate1.78%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Relationship Money Market Tier 4
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Business Performance Money Market
1.70%
$0
Rate1.69%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Relationship Money Market Tier 4
1.60%
$0
Rate1.59%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Relationship Money Market Tier 3
1.60%
$0
Rate1.59%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier Money Market Plus - Achieva Checking with Direct Deposit
1.55%
$0
Rate1.54%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier Money Market Plus - Achieva Checking with Direct Deposit
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Relationship Money Market Tier 2
1.45%
$0
Rate1.44%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier Money Market Plus - Achieva Checking with Direct Deposit
1.45%
$0
Rate1.44%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Relationship Money Market Tier 3
1.45%
$0
Rate1.44%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier Money Market Plus - Achieva Checking with Direct Deposit
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier Money Market Plus - Achieva Checking with Direct Deposit
1.35%
$0
Rate1.34%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Relationship Money Market Tier 2
1.30%
$0
Rate1.29%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Relationship Money Market Tier 1
1.30%
$0
Rate1.29%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier Money Market Plus - Achieva Checking with Direct Deposit
1.30%
$0
Rate1.29%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Business Performance Money Market
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Relationship Money Market Tier 4
1.20%
$0
Rate1.19%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Relationship Money Market Tier 3
1.15%
$0
Rate1.14%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Relationship Money Market Tier 1
1.15%
$0
Rate1.14%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Relationship Money Market Tier 4
1.15%
$0
Rate1.14%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Relationship Money Market Tier 2
1.10%
$0
Rate1.09%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Relationship Money Market Tier 3
1.10%
$0
Rate1.09%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Relationship Money Market Tier 2
1.05%
$0
Rate1.04%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Relationship Money Market Tier 1
1.05%
$0
Rate1.04%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Relationship Money Market Tier 1
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Business Performance Money Market
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Business Performance Money Market
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier Money Market Account
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier Money Market Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier Money Market Account
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier Money Market Account
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier Money Market Account
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
5920 State Road 54, New Port Richey, FL 34652
Premier Money Market Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Total Direct Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.04%
Online Money Market Deposit Account
4.01%
$25,000
Rate
Min Deposit$25,000
Min Balance
UpdatedJun 16, 2026
Details

Balances of $2,500 - $249,999.99; 4.01% APY for Balances of $250,000 or more. Rates subject to change without notice. For variable-rate accounts, the interest rate is subject to change after the account is opened. Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain an account. No transactions allowed by debit card or by check.

Gulf Coast Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
3.82%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

About Money Market

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.

Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Newtek Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate accurate as of the date shown and may change at any time without notice. Up to six (6) withdrawals or transfers per statement cycle are permitted.

Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Business Money Market Account
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No minimum deposit required when you open a Business Money Market Account. A balance of $0.01 is required to earn interest.

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
Business Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.

Axiom Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.62%
Axiom® Select Money Market
3.25%
$1,000
Rate3.20%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

Axiom Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.62%
SMB Money Market
3.25%
$1,000
Rate3.20%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
Rate
Min Deposit$25,000
Min Balance
UpdatedJun 16, 2026
Details

Variable rate based on zip code. Minimum of $25,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.

FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Money Market Accounts (Personal and Business)
3.05%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Money Market Accounts (Personal and Business)
2.66%
$0
Rate2.63%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

BayFirst National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.71%
BayLive Money Market
2.59%
$100
Rate
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required: direct deposit of payroll, SSI, or other income and 10 electronic debit transactions, including ACH debits, debit card point-of-sale, checks, and BillPay per monthly statement cycle; If BayFirst checking account is non-active, APY will adjust to 0.05% APY for all balances. Rate is effective as of 4/2/2026. Rates are variable and are subject to change at the bank's discretion. Rates are calculated on a daily balance method. Fees could reduce earnings. A service charge of $20 will be imposed every statement cycle if the daily balance on any day of the month falls below $1,000.

Locality Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market account
2.20%
$0
Rate2.17%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

ConnectOne Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Connect Money Market
2.10%
$0
Rate2.08%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

This is a variable rate account. This is a tiered rate account and the interest paid is based on the amount of funds on deposit in the account. The tiers are as follows: Tier I: $0.00 - $2,499.99 will earn an APY of 0.00%; Tier II: $2,500.00 - $249,999.99 will earn an APY of 3.00%; Tier III: $250,000 and up will earn an APY of 3.10%. This offer may be withdrawn at any time without prior notification. Rate in effect at the time of account opening. Your interest and APY may change without notice. Fees can reduce earnings. You must deposit $2,500.00 to open this account.

First Bank Clewiston, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Money Market Account
2.07%
$100
Rate2.05%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

Bank of Pensacola
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.00%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

ConnectOne Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Connect Money Market
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

This is a variable rate account. This is a tiered rate account and the interest paid is based on the amount of funds on deposit in the account. The tiers are as follows: Tier I: $0.00 - $2,499.99 will earn an APY of 0.00%; Tier II: $2,500.00 - $249,999.99 will earn an APY of 3.00%; Tier III: $250,000 and up will earn an APY of 3.10%. This offer may be withdrawn at any time without prior notification. Rate in effect at the time of account opening. Your interest and APY may change without notice. Fees can reduce earnings. You must deposit $2,500.00 to open this account.

FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Money Market Accounts (Personal and Business)
1.90%
$0
Rate1.88%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 2.29%
Money Market Savings Account
1.85%
$0
Rate1.83%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

First Bank Clewiston, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Money Market Account
1.81%
$100
Rate1.80%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

First Bank Clewiston, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Money Market Account
1.71%
$100
Rate1.70%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

COMPASS FINANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Business Account Money Markets
1.65%
$0
Rate1.65%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 2.29%
Money Market Savings Account
1.65%
$0
Rate1.63%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in New Port Richey, Florida and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

New Port Richey, FL Money Market Rate Trends

Compare local New Port Richey, FL money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Florida MMA Trends →
High-Yield MMA — FL Avg
3.524%
▲ 0.006 vs 7 days ago

Florida high-yield MMA rates rose 0.006 points over the past 7 days to 3.524% APY.

Standard MMA — FL Avg
0.534%
▲ 0.023 vs 7 days ago

Florida standard MMA rates rose 0.023 points over the past 7 days to 0.534% APY.

As of Jun 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our New Port Richey, Florida money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for New Port Richey, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in New Port Richey, Florida. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in FL.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in New Port Richey, Florida

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Florida.

Are Money Market accounts in New Port Richey, Florida safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.

How often do MMA rates change in New Port Richey, Florida?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in New Port Richey, Florida?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in New Port Richey, Florida require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in New Port Richey, Florida

Here are some of the highest money market account APYs currently available in New Port Richey, Florida and the surrounding area:
  • Truist
    Small Business Money Market Account — 3.25% APY
  • Achieva Credit Union
    Indexed Money Market Account — 2.81% APY
  • GTE Federal Credit Union
    Money Market — 2.07% APY
  • Total Direct Bank
    Online Money Market Deposit Account — 4.01% APY
  • RadiFi Credit Union
    Tidal Wave Money Market Account — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in New Port Richey, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 16, 2026