Best Money Market Rates in Naples, Florida (FL) - March 2026
Content reviewed by
Brian McKay
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Naples, Florida and the surrounding area money market rates include Climate First BankClimate First Bank182 37th Ave N, Saint Petersburg, FL 33704A+5.0 ★Texas Ratio: 0.00% Business Money Market at 4.51% APY, Community First Credit Union Of FloridaCommunity First Credit Union Of Florida637 N Lee St, Jacksonville, FL 32204 1141A+5.0 ★Texas Ratio: 4.11% Business Money Market at 4.50% APY, LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit Union8635 Collier Blvd, Naples, FL 34114A+5.0 ★Texas Ratio: 2.47% Max Money Market at 4.05% APY, Total Direct BankTotal Direct Bank1995 E Hallandale Beach Blvd, Hallandale, FL 33009A5.0 ★Texas Ratio: 6.04% Money Market Account at 4.01% APY, and Dort Financial Credit UnionDort Financial Credit Union5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901A+5.0 ★Texas Ratio: 5.65% Public Funds Money Market at 4.00% APY.
To see how these money market rates in Naples, Florida and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Naples, Florida (FL) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Naples, Florida and surrounding area. Last Updated and Verified: March 20, 2026
Naples, FL Money Market Rate Trends
Compare local Naples, FL MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — FL Avg
1.885%
▲ 1.202 from last week
Florida high-yield MMA rates rose 1.202 points this week to 1.885% APY, up from 0.683% last week.
Standard MMA — FL Avg
1.040%
▲ 0.272 from last week
Florida standard MMA rates rose 0.272 points this week to 1.040% APY, up from 0.768% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Money Market Rates Today in Naples, Florida & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
8635 Collier Blvd, Naples, FL 34114
Max Money Market
4.05%
$0
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$1,000,000 +
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4099 Tamiami Trl N Ste 100, Naples, FL 34103
Premier Money Market
3.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8889 Pelican Bay Blvd, Naples, FL 34108
Relationship Money Market Account
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
With Private Client Account****
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8889 Pelican Bay Blvd, Naples, FL 34108
Relationship Money Market Account
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
With Huntington Platinum Perks Checking***
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8889 Pelican Bay Blvd, Naples, FL 34108
Relationship Money Market Account
3.51%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
With Huntington Perks Checking**
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
3360 Pine Ridge Rd, Naples, FL 34109
Business Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8889 Pelican Bay Blvd, Naples, FL 34108
Relationship Money Market Account
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Non-Relationship Rate
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
3360 Pine Ridge Rd, Naples, FL 34109
Business Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
8635 Collier Blvd, Naples, FL 34114
Max Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$250,000 - $999,999
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4099 Tamiami Trl N Ste 100, Naples, FL 34103
Premier Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8889 Pelican Bay Blvd, Naples, FL 34108
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4099 Tamiami Trl N Ste 100, Naples, FL 34103
Premier Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
3360 Pine Ridge Rd, Naples, FL 34109
Business Money Market
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
8635 Collier Blvd, Naples, FL 34114
Max Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$100,000 - $249,999
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4099 Tamiami Trl N Ste 100, Naples, FL 34103
Business Insured Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Suncoast Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.47%
7465 Vanderbilt Beach Rd, Naples, FL 34119
High Yield Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $24,999.00; High yield checking required
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
560 9th Street South Suite 110, Naples, FL 34102
Citizens Private Client® Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Get up to 3.00% APY with preferred rates or up to 0.15% APY with standard rates
BankUnited
Institution Rating:
A-5.0 ★ Texas Ratio: 15.40%
8877 Tamiami Trl N, Naples, FL 34108
Promotional Money Market Account
3.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details
Guaranteed for 3 months
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4099 Tamiami Trl N Ste 100, Naples, FL 34103
Premier Money Market
2.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
4338 Thomasson Dr Unit 4338, Naples, FL 34112 6725
Indexed Money Market Account
2.81%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
560 9th Street South Suite 110, Naples, FL 34102
Citizens Quest® Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Get up to 2.75% Annual Percentage Yield (APY) with preferred rates or up to 0.03% APY with standard rates.
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
3360 Pine Ridge Rd, Naples, FL 34109
Business Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4099 Tamiami Trl N Ste 100, Naples, FL 34103
Business Insured Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
4338 Thomasson Dr Unit 4338, Naples, FL 34112 6725
Indexed Money Market Account
2.59%
$0
▼
Rate2.56%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
1100 5th Ave S, Naples, FL 34102
MVP Money Market Account (MVP MMA)
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
4338 Thomasson Dr Unit 4338, Naples, FL 34112 6725
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
3360 Pine Ridge Rd, Naples, FL 34109
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4099 Tamiami Trl N Ste 100, Naples, FL 34103
Business Insured Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
4338 Thomasson Dr Unit 4338, Naples, FL 34112 6725
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
4338 Thomasson Dr Unit 4338, Naples, FL 34112 6725
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.45%
$0
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
4338 Thomasson Dr Unit 4338, Naples, FL 34112 6725
Performance Money Market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
4338 Thomasson Dr Unit 4338, Naples, FL 34112 6725
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
1100 5th Ave S, Naples, FL 34102
MVP Money Market Account (MVP MMA)
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
4338 Thomasson Dr Unit 4338, Naples, FL 34112 6725
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
4338 Thomasson Dr Unit 4338, Naples, FL 34112 6725
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
1100 5th Ave S, Naples, FL 34102
MVP Money Market Account (MVP MMA)
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
1100 5th Ave S, Naples, FL 34102
MVP Money Market Account (MVP MMA)
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4099 Tamiami Trl N Ste 100, Naples, FL 34103
Business Insured Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
8635 Collier Blvd, Naples, FL 34114
Max Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$25,000 - $49,999
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
4338 Thomasson Dr Unit 4338, Naples, FL 34112 6725
Indexed Money Market Account
1.88%
$0
▼
Rate1.86%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
4338 Thomasson Dr Unit 4338, Naples, FL 34112 6725
Performance Money Market
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
4338 Thomasson Dr Unit 4338, Naples, FL 34112 6725
Performance Money Market
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
4338 Thomasson Dr Unit 4338, Naples, FL 34112 6725
Premier Money Market Plus
1.55%
$0
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Achieva Checking with Direct Deposit
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
4338 Thomasson Dr Unit 4338, Naples, FL 34112 6725
Premier Money Market Plus - Achieva Checking with Direct Deposit
1.55%
$0
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
4338 Thomasson Dr Unit 4338, Naples, FL 34112 6725
Premier Money Market Plus
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Achieva Checking with Direct Deposit
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2390 9th St N, Naples, FL 34103
Money Market
1.48%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
1100 5th Ave S, Naples, FL 34102
MVP Money Market Account (MVP MMA)
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
1435 Pine Ridge Rd, Naples, FL 34109
Premium Money Market
1.11%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 15, 2026
Details
A boosted rate for eligible Valley checking customers; No maintenance charge for average daily balances of $10,000 or more
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2390 9th St N, Naples, FL 34103
Money Market
1.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2390 9th St N, Naples, FL 34103
Money Market
0.99%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2390 9th St N, Naples, FL 34103
Money Market
0.95%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2390 9th St N, Naples, FL 34103
Money Market
0.76%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
1905 Pine Ridge Rd, Naples, FL 34109
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2390 9th St N, Naples, FL 34103
Money Market
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
1905 Pine Ridge Rd, Naples, FL 34109
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
1905 Pine Ridge Rd, Naples, FL 34109
TotalView Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2390 9th St N, Naples, FL 34103
Money Market
0.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2390 9th St N, Naples, FL 34103
Money Market
0.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8889 Pelican Bay Blvd, Naples, FL 34108
Relationship Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Non-Relationship Rate
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
1100 5th Ave S, Naples, FL 34102
Money Market Account (MMA)
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
1905 Pine Ridge Rd, Naples, FL 34109
Money Market Savings
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
1100 5th Ave S, Naples, FL 34102
Relationship IRA Money Market Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
1100 5th Ave S, Naples, FL 34102
Money Market Account (MMA)
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2390 9th St N, Naples, FL 34103
Money Market
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
1905 Pine Ridge Rd, Naples, FL 34109
Money Market Savings
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
1435 Pine Ridge Rd, Naples, FL 34109
Tiered Money Market Savings
0.10%
$2,000
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMar 15, 2026
Details
Earn great rates on large balances; No maintenance charge for average daily balances of $10,000 or more
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2390 9th St N, Naples, FL 34103
Money Market
0.08%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2390 9th St N, Naples, FL 34103
Money Market
0.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
1410 Pine Ridge Rd, Naples, FL 34108
Money Market Savings - Tier 3
0.05%
$5,000
▼
Rate0.05%
Min Deposit$5,000
Min Balance—
UpdatedMar 15, 2026
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
1410 Pine Ridge Rd, Naples, FL 34108
Money Market Savings - Tier 2
0.05%
$5,000
▼
Rate0.05%
Min Deposit$5,000
Min Balance—
UpdatedMar 15, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8889 Pelican Bay Blvd, Naples, FL 34108
Relationship Money Market Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Climate First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
182 37th Ave N, Saint Petersburg, FL 33704
Business Money Market
4.51%
$50
▼
Rate4.41%
Min Deposit$50
Min Balance—
UpdatedMar 18, 2026
Details
Account holder must maintain their primary business checking relationship with Climate First bank to open this account and qualify for the bonus money market rate. A monthly $10.00 paper statement fee will be assessed to receive a paper statement.
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL 32204 1141
Business Money Market
4.50%
$0
▼
Rate4.41%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL 32204 1141
Business Money Market
4.25%
$0
▼
Rate4.17%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Total Direct Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.04%
1995 E Hallandale Beach Blvd, Hallandale, FL 33009
Money Market Account
4.01%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 15, 2026
Details
for balances $2,500 and over
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901
Public Funds Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL 32204 1141
Business Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Climate First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
182 37th Ave N, Saint Petersburg, FL 33704
Impact Money Market
3.96%
$50,000
▼
Rate3.88%
Min Deposit$50,000
Min Balance—
UpdatedMar 18, 2026
Details
E-statements are provided at no charge, and paper statements are available for a $5.00 monthly fee. New Money Only: defined as funds not previously held at Climate First Bank.
Gulf Coast Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
12205 Metro Pkwy, Fort Myers, FL 33966
Daily Balance Money Market Accounts
3.93%
$2,500
▼
Rate3.85%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
Gulf Coast Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
12205 Metro Pkwy, Fort Myers, FL 33966
MONEY MARKET
3.93%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901
Public Funds Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL 32204 1141
Business Money Market
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Money Market (IRA)
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Money Market
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
New money only
Axiom Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.62%
258 Southhall Ln, Maitland, FL 32751
Fed Funds Variable Money Market
3.64%
$25,000
▼
Rate3.64%
Min Deposit$25,000
Min Balance—
UpdatedMar 17, 2026
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
3005 New Tampa Hwy, Lakeland, FL 33815 3468
High-Yield Money Market Tiers*
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901
Platinum Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
1111 Brickell Ave, Miami, FL 33131
Business Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
1111 Brickell Ave, Miami, FL 33131
Newtek Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
3005 New Tampa Hwy, Lakeland, FL 33815 3468
High-Yield Money Market Tiers
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL 33196
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$15,000+
Gulf Coast Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
12205 Metro Pkwy, Fort Myers, FL 33966
Daily Balance Money Market Accounts
3.41%
$2,500
▼
Rate3.35%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
4500 San Pablo Rd S, Jacksonville, FL 32224 1865
Premium Money Market Savings
3.40%
$0
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL 32830
Enhanced Money Market Savings
3.30%
$10,000
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedMar 15, 2026
Details
Minimum to open is $10,000
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2405 Lucien Way, Maitland, FL 32751
Money Market Plus Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Popular Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
1590 Northeast Miami Gardes Drive, North Miami Beach, FL 33179
Saver Money Market
3.25%
$250,000
▼
Rate3.20%
Min Deposit$250,000
Min Balance—
UpdatedMar 15, 2026
Details
Axiom Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.62%
258 Southhall Ln, Maitland, FL 32751
Axiom® Select Money Market
3.25%
$1,000
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Axiom Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.62%
258 Southhall Ln, Maitland, FL 32751
SMB Money Market
3.25%
$1,000
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
We Florida Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
1982 N State Road 7, Margate, FL 33063
Money Market - Personal & Business
3.25%
$2,500
▼
Rate3.20%
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $10,000.00
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL 32204 1141
Business Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Naples, Florida and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Naples, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Naples, Florida. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Naples, Florida
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Florida.
Are Money Market accounts in Naples, Florida safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.
How often do MMA rates change in Naples, Florida?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Naples, Florida
Here are some of the highest money market account APYs currently available in Naples, Florida and the surrounding area:
- Climate First Bank
Business Money Market — 4.51% APY - Community First Credit Union Of Florida
Business Money Market — 4.50% APY - LMCU Lake Michigan Credit Union
Max Money Market — 4.05% APY - Total Direct Bank
Money Market Account — 4.01% APY - Dort Financial Credit Union
Public Funds Money Market — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Naples, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
