Current Largo, Florida and the surrounding area money market deposit account rates include TruistTruist1010 Largo Center Dr, Largo, MD 20774A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, Midflorida Credit UnionMidflorida Credit Union13075 Walsingham Rd, Largo, FL 33774 3514A+5.0 ★Texas Ratio: 2.26% Business Money Market at 3.50% APY, Achieva Credit UnionAchieva Credit Union12580 Seminole Blvd, Largo, FL 33778A+5.0 ★Texas Ratio: 1.78% Indexed Money Market Account at 2.81% APY, Total Direct BankTotal Direct BankA5.0 ★Texas Ratio: 6.04% Online Money Market Deposit Account at 4.01% APY, and Dort Financial Credit UnionDort Financial Credit UnionA+5.0 ★Texas Ratio: 5.35% Public Funds Money Market at 4.00% APY. Money market rates as of July 11, 2026 according to verified data from MonitorBankRates.
Largo has 3 local institutions in our database, with money market rates as high as 4.00% APY from Truist at 1010 Largo Center Dr, Largo, MD 20774. Use the table below to compare all available offers, including options from institutions serving the broader Florida area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Largo, Florida and surrounding area. Last Updated and Verified: July 11, 2026
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
Eligibility requirements apply. Please visit your local branch or call us at 800.593.2274 for complete details.
Eligibility requirements apply. Please visit your local branch or call us at 800.593.2274 for complete details.
Eligibility requirements apply. Please visit your local branch or call us at 800.593.2274 for complete details.
Balances $2,500 and over. Rates subject to change without notice. For variable-rate accounts, the interest rate is subject to change after the account is opened. Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain an account. No transactions allowed by debit card or by check.
Rates are current as of 7/1/2026, and subject to change at any time without notice. All deposits made to the Tidal Wave Money Market Account must be new money only. New money is defined as funds not currently on deposit with RadiFi Credit Union. Please see the Truth-in-Savings Disclosure for complete disclosures of this account.
About Money Market
No service charges or monthly fees. No minimum deposit required.
Preferred rates; A minimum of $25,000 of new money is required to qualify for preferred rates.
Preferred rates; A minimum of $25,000 of new money is required to qualify for preferred rates.
See Axiom Associate for balances $25,000 and above.
Variable rate; based on your zip code. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier.
Special interest rate for balances between $25,000.00 to $2,000,000.99. Variable rate and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
Earn premium rates while maintaining easy access to your money. Annual Percentage Yield (APY) is effective as of July 7, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
This is a variable rate account. Your interest and APY may change without notice. Fees can reduce earnings.
The money market savings account is a tiered account. Once a particular range is met the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.
The money market savings account is a tiered account. Once a particular range is met the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.
The money market savings account is a tiered account. Once a particular range is met the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.
Compare local Largo, FL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida high-yield MMA rates rose 0.148 points over the past 7 days to 3.672% APY.
Florida standard MMA rates rose 0.003 points over the past 7 days to 0.535% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Largo, Florida money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Largo, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Largo, Florida. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.