Best Banks & Checking Accounts in Eau Claire, Wisconsin - June 2026
Brian McKay
Brian McKay
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The best checking rates for Eau Claire, Wisconsin include Prevail BankPrevail Bank2225 Fairfax St, Eau Claire, WI 54701A+5.0 ★Texas Ratio: 0.84% Premium Interest Checking at 3.05% APY, WESTconsin Credit UnionWESTconsin Credit Union1111 W Clairemont Ave, Eau Claire, WI 54701A+5.0 ★Texas Ratio: 4.27% Legacy Addsup Checking at 2.02% APY, Old National BankOld National Bank3947 Oakwood Hills Pkwy, Eau Claire, WI 54701A+5.0 ★Texas Ratio: 5.09% ONB Everyday or Preferred Checking at 0.01% APY, Bremer BankBremer Bank3947 Oakwood Hills Pkwy, Eau Claire, WI 54701A+5.0 ★Texas Ratio: 4.07% ONB Preferred Checking at 0.01% APY, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% PowerPlusTM Checking at 8.00% APY. Checking account rates as of June 23, 2026 according to verified data from MonitorBankRates.
Eau Claire has 4 local institutions in our database, with checking rates as high as 3.05% APY from Prevail Bank at 2225 Fairfax St, Eau Claire, WI, 54701. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Eau Claire, Wisconsin. Checking Account Rates Last Updated and Verified: June 23, 2026
Compare Checking Account Rates Today in Eau Claire, Wisconsin & the Surrounding Area
Eau Claire Checking Account Rates
Eau Claire, WI 54701
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Eau Claire, WI 54701
Qualifications Required: If qualifications are not met, rate is 0.10% APY.; Qualifying balance up to $15,000.00
Eau Claire, WI 54701
APY: 0.75% - 0.26%
Eau Claire, WI 54701
Earn dividends each day the balance is $500 and above
Eau Claire, WI 54701
No minimum balance to open or earn dividends
Eau Claire, WI 54701
New checking clients can earn up to $600 when completing qualifying activities. Promotional offers are not available for customers with an existing Old National Bank personal checking account (including owners; signers on joint accounts), personal checking accounts closed within the last 36 months or have been paid on an Old National personal checking promotional bonus in the past 36 months or Old National Bank employees.
Eau Claire, WI 54701
ONB Preferred Checking is an interest-bearing account, the interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account periodically. Interest begins to accrue no later than the business day we receive credit (collected funds) for the deposit of noncash items (for example checks). If the account is closed before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the Collected Balance in the account each day. The current Annual Percentage Yield [APY] for ONB Preferred Checking accounts accurate as of 2/1/2025 is 0.01% on account balances in all balance tiers. Fees may reduce earnings on this account. $50 minimum opening deposit required. If account is closed within 180 days, a $25 fee will be assessed. Fees could reduce earnings.
Level 2 on balances up to $15000
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Qualifying balance up to $10,000.00
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Qualifications Required; Dividends are compounded monthly. Fees may reduce earnings.
Qualifying balance up to $500.00
Blended APY. Rate applies to balances of $5,000.00 & less.
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Qualifications Required: 18 debit card purchases / Direct deposit or Auto ACH payment / Enrollment in eStatements; Choose between 5% cash back* or 4.07% APY*. No minimum balance, no monthly fees. Optional round-up savings to grow your wealth. ATM refunds up to $10 per month*. a 1:1 banker that genuinely cares. Expert guidance when you need it. If qualifications are met; the interest rate is 4.00% with a 4.07% APY on balances up to $15,000; balances $15,000.01 and over will earn an interest rate of .15% with an APY range of 1.33% - 4.07% APY depending on the account balance, and ATM refunds up to $10.00 per qualification cycle. Limit one Checking+ account per primary Tax Identification Number (TIN). Rates may change after opening. Rates effective as of 11/12/2025.
Eau Claire High Yield Checking Rates
Eau Claire, WI 54701
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Eau Claire, WI 54701
Qualifications Required: If qualifications are not met, rate is 0.10% APY.; Qualifying balance up to $15,000.00
Level 2 on balances up to $15000
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Qualifying balance up to $10,000.00
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Blended APY. Rate applies to balances of $5,000.00 & less.
Qualifying balance up to $500.00
Qualifications Required; Dividends are compounded monthly. Fees may reduce earnings.
No additional details provided.
No additional details provided.
Qualifications Required: 18 debit card purchases / Direct deposit or Auto ACH payment / Enrollment in eStatements; Choose between 5% cash back* or 4.07% APY*. No minimum balance, no monthly fees. Optional round-up savings to grow your wealth. ATM refunds up to $10 per month*. a 1:1 banker that genuinely cares. Expert guidance when you need it. If qualifications are met; the interest rate is 4.00% with a 4.07% APY on balances up to $15,000; balances $15,000.01 and over will earn an interest rate of .15% with an APY range of 1.33% - 4.07% APY depending on the account balance, and ATM refunds up to $10.00 per qualification cycle. Limit one Checking+ account per primary Tax Identification Number (TIN). Rates may change after opening. Rates effective as of 11/12/2025.
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Qualifications Required: 10 point of sale purchases using your Evergreen Credit Union debit card that post and clear your Extra Green checking account; 1 direct deposit post to your Extra Green checking account; 1 online/mobile banking login; enrolled in eStatements; Qualifying balance up to $10,000.00
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Level 1 on balances up to $15000
Eau Claire Rewards Checking Rates
Qualifying balance up to $10,000.00
Blended APY. Rate applies to balances of $5,000.00 & less.
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Up to $10,000.00
$0.00 - $15,000.00
Qualifying balance up to $19,999.00
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Balance above $10,000
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$10,000.01
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$15,000.01
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Eau Claire Free Checking Rates
Eau Claire, WI 54701
New checking clients can earn up to $600 when completing qualifying activities. Promotional offers are not available for customers with an existing Old National Bank personal checking account (including owners; signers on joint accounts), personal checking accounts closed within the last 36 months or have been paid on an Old National personal checking promotional bonus in the past 36 months or Old National Bank employees.
Qualifying balance up to $10,000.00
Balance above $10,000
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$100 to open account. Avoid $3 monthly service charge with eStatements OR direct deposit.
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Eau Claire Student Checking Rates
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Teens will also enjoy the benefits of our Report Card Rewards program, where students can earn up to $15 per grading term for good grades.
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Eau Claire Business Checking Rates
Eau Claire, WI 54701
Earn dividends each day the balance is $500 and above
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Interest on small business checking accounts is limited to certain business entities.
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Paid Monthly
Eau Claire, WI Checking Rate Trends
Compare local Eau Claire, WI checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin high-yield checking rates fell 0.095 points over the past 7 days to 1.975% APY.
Wisconsin free checking rates fell 0.062 points over the past 7 days to 0.900% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Eau Claire, Wisconsin checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Eau Claire, Wisconsin directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Eau Claire, Wisconsin. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in WI.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Eau Claire, Wisconsin earn interest?
Are banks in Eau Claire, Wisconsin FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Eau Claire, Wisconsin
- Prevail Bank
Premium Interest Checking — 3.05% APY - WESTconsin Credit Union
Legacy Addsup Checking — 2.02% APY - Old National Bank
ONB Everyday or Preferred Checking — 0.01% APY - Bremer Bank
ONB Preferred Checking — 0.01% APY - Baxter Credit Union
PowerPlusTM Checking — 8.00% APY
Eau Claire, Wisconsin Rates & Resources
