Home Checking Accounts West Virginia Checking Bridgeport, West Virginia West Virginia Checking Rate Trends iAdvertiser Disclosure
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Best Banks & Checking Accounts in Bridgeport, West Virginia - March 2026

The best checking rates for Bridgeport, West Virginia include Freedom Bank, Inc.Freedom Bank, Inc.625 W Main St, Bridgeport, WV 26330A5.0 ★Texas Ratio: 6.55% Freedom Rewards Cash Back Checking at 3.00% APY, First Guaranty BankFirst Guaranty Bank1000 Jerry Dove Dr Suite 101, Bridgeport, WV 26330A5.0 ★Texas Ratio: 12.00% Hero Checking Account at 2.27% APY, Fairmont Federal Credit UnionFairmont Federal Credit Union680 Genesis Blvd, Bridgeport, WV 26330A+5.0 ★Texas Ratio: 2.76% Money Manager Checking at 0.75% APY, Justice Federal Credit UnionJustice Federal Credit Union180 White Oaks Blvd, Bridgeport, WV 26330 4648A5.0 ★Texas Ratio: 9.17% Checking at 0.05% APY, and Main Street Bank CorpMain Street Bank Corp2001 Main St Ste 100, Wheeling, WV 26003A5.0 ★Texas Ratio: 11.67% Impact Checking at 6.00% APY.

Looking for the best checking accounts in Bridgeport, West Virginia? You have two main choices: convenient local branches or high-yield online accounts.

The tables below compare the top rates available to residents of Bridgeport, West Virginia, featuring both local banks and credit unions near you.

Checking account rates reflect recent market quotes and representative offers available to depositors in Bridgeport, West Virginia. Checking Account Rates Last Updated and Verified: March 22, 2026

Bridgeport, WV Checking Rate Trends

Compare local Bridgeport, WV checking rate quotes against the statewide average

Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full West Virginia Checking Trends →
High-Yield Checking — WV Avg
0.420%
▼ 0.457 from last week

West Virginia high-yield checking rates fell 0.457 points this week to 0.420% APY, down from 0.877% last week.

Rewards Checking — WV Avg
3.556%
▲ 0.881 from last week

West Virginia rewards checking rates rose 0.881 points this week to 3.556% APY, up from 2.675% last week.

As of Mar 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare Checking Account Rates Today in Bridgeport, West Virginia & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Freedom Bank, Inc.
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
625 W Main St
Bridgeport, WV 26330
Freedom Rewards Cash Back Checking
3.00%
$50
Rate3.00%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Qualifications Required: Post & Clear at least 12 Debit Card purchases per statement cycle (excluding ATM transactions); Enroll & log-in to Online Banking at least once each statement cycle; Enroll in & agree to receive Electronic Statements (E-Statements) instead of paper statements; Qualifying balance up to $250.00

First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
1000 Jerry Dove Dr Suite 101
Bridgeport, WV 26330
Hero Checking Account
2.27%
$25
Rate2.25%
Min Deposit$25
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $5,000.00

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
680 Genesis Blvd
Bridgeport, WV 26330
Money Manager Checking
0.75%
$50
Rate0.75%
Min Deposit$50
Min Balance
UpdatedMar 18, 2026
Details

No additional details provided.

First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
1000 Jerry Dove Dr Suite 101
Bridgeport, WV 26330
Advantage Checking Account
0.45%
$5,000
Rate0.45%
Min Deposit$5,000
Min Balance
UpdatedMar 18, 2026
Details

No additional details provided.

First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
1000 Jerry Dove Dr Suite 101
Bridgeport, WV 26330
FGB Interest Checking Account
0.45%
$5,000
Rate0.45%
Min Deposit$5,000
Min Balance
UpdatedMar 18, 2026
Details

Balances $5,000.00 or more

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
680 Genesis Blvd
Bridgeport, WV 26330
Money Manager Checking
0.35%
$50
Rate0.35%
Min Deposit$50
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $100,000.00

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
680 Genesis Blvd
Bridgeport, WV 26330
Money Manager Checking
0.30%
$50
Rate0.30%
Min Deposit$50
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $25,000.00

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
680 Genesis Blvd
Bridgeport, WV 26330
Priority Choice Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

No additional details provided.

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
680 Genesis Blvd
Bridgeport, WV 26330
Money Manager Checking
0.25%
$50
Rate0.25%
Min Deposit$50
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $10,000.00

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
680 Genesis Blvd
Bridgeport, WV 26330
Priority Choice Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

No additional details provided.

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
180 White Oaks Blvd
Bridgeport, WV 26330 4648
Checking
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
1000 Jerry Dove Dr Suite 101
Bridgeport, WV 26330
Advantage Checking Account
0.00%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 18, 2026
Details

No additional details provided.

First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
1000 Jerry Dove Dr Suite 101
Bridgeport, WV 26330
FGB Interest Checking Account
0.00%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 18, 2026
Details

Balances less than $5,000.00

Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
2001 Main St Ste 100
Wheeling, WV 26003
Impact Checking
6.00%
$100
Rate5.84%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $15,000.00

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
2 W Main St
Wardensville, WV 26851
CVBTM Interest Rewards Checking Additional Qualifications
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
2 W Main St
Wardensville, WV 26851
CVBTM Interest Rewards Checking
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
459 New Creek Hwy
Keyser, WV 26726 9537
Kasasa Cash Back Checking
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifications Required; Qualifying balance up to $300.00

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
2 W Main St
Wardensville, WV 26851
CVBTM Interest Rewards Checking Additional Qualifications
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
2 W Main St
Wardensville, WV 26851
CVBTM Interest Rewards Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
18554 Buffalo Road
Buffalo, WV 25033
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Freedom Bank, Inc.
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
625 W Main St
Bridgeport, WV 26330
Freedom Rewards Cash Back Checking
3.00%
$50
Rate3.00%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Qualifications Required: Post & Clear at least 12 Debit Card purchases per statement cycle (excluding ATM transactions); Enroll & log-in to Online Banking at least once each statement cycle; Enroll in & agree to receive Electronic Statements (E-Statements) instead of paper statements; Qualifying balance up to $250.00

First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
1000 Jerry Dove Dr Suite 101
Bridgeport, WV 26330
Hero Checking Account
2.27%
$25
Rate2.25%
Min Deposit$25
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $5,000.00

First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
1000 Jerry Dove Dr Suite 101
Bridgeport, WV 26330
Advantage Checking Account
0.45%
$5,000
Rate0.45%
Min Deposit$5,000
Min Balance
UpdatedMar 18, 2026
Details

No additional details provided.

First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
1000 Jerry Dove Dr Suite 101
Bridgeport, WV 26330
FGB Interest Checking Account
0.45%
$5,000
Rate0.45%
Min Deposit$5,000
Min Balance
UpdatedMar 18, 2026
Details

Balances $5,000.00 or more

First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
1000 Jerry Dove Dr Suite 101
Bridgeport, WV 26330
Advantage Checking Account
0.00%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 18, 2026
Details

No additional details provided.

First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
1000 Jerry Dove Dr Suite 101
Bridgeport, WV 26330
FGB Interest Checking Account
0.00%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 18, 2026
Details

Balances less than $5,000.00

Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
2001 Main St Ste 100
Wheeling, WV 26003
Impact Checking
6.00%
$100
Rate5.84%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $15,000.00

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
2 W Main St
Wardensville, WV 26851
CVBTM Interest Rewards Checking
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
2 W Main St
Wardensville, WV 26851
CVBTM Interest Rewards Checking Additional Qualifications
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
459 New Creek Hwy
Keyser, WV 26726 9537
Kasasa Cash Back Checking
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifications Required; Qualifying balance up to $300.00

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
2 W Main St
Wardensville, WV 26851
CVBTM Interest Rewards Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
2 W Main St
Wardensville, WV 26851
CVBTM Interest Rewards Checking Additional Qualifications
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
18554 Buffalo Road
Buffalo, WV 25033
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

West Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
212 Main St
West Union, WV 26456
3.00%
$50
Rate3.00%
Min Deposit$50
Min Balance
UpdatedMar 22, 2026
Details

Qualifications Required: At least 12 debit card purchases; Be enrolled in and log into online banking; Be enrolled in and agree to receive electronic statements; Earn cash back on up to $300 monthly

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
901 William Ave
Davis, WV 26260
Plateau Premium Investment Checking
2.78%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
3143 Frankfort Hwy
Ridgeley, WV 26753 8707
eFirst Checking
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $25,000.00

Element Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
3418 MacCorkle Ave SE
Charleston, WV 25304
Nonprofit Checking Account
1.60%
$0
Rate1.59%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

No additional details provided.

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
3143 Frankfort Hwy
Ridgeley, WV 26753 8707
Non-Profit Checking
1.10%
$0
Rate1.09%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

on balances of $100 and greater

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
105 N High St
Romney, WV 26757
HIGH INTEREST CHECKING
1.00%
$50
Rate1.00%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Minimum Deposit $50

Community Bank of Parkersburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
631 Juliana St
Parkersburg, WV 26101
Rewards Checking
1.00%
$50
Rate1.00%
Min Deposit$50
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required: Make at least 12 or more debit card purchases (ATM transactions excluded);Receive e-Statements;Set up and use at least one direct deposit or qualifying electronic payment; Qualifying balance up to $15,000

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Freedom Bank, Inc.
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
625 W Main St
Bridgeport, WV 26330
Freedom Rewards Cash Back Checking
3.00%
$50
Rate3.00%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Qualifications Required: Post & Clear at least 12 Debit Card purchases per statement cycle (excluding ATM transactions); Enroll & log-in to Online Banking at least once each statement cycle; Enroll in & agree to receive Electronic Statements (E-Statements) instead of paper statements; Qualifying balance up to $250.00

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
2 W Main St
Wardensville, WV 26851
CVBTM Interest Rewards Checking
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
2 W Main St
Wardensville, WV 26851
CVBTM Interest Rewards Checking Additional Qualifications
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
459 New Creek Hwy
Keyser, WV 26726 9537
Kasasa Cash Back Checking
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifications Required; Qualifying balance up to $300.00

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
2 W Main St
Wardensville, WV 26851
CVBTM Interest Rewards Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
2 W Main St
Wardensville, WV 26851
CVBTM Interest Rewards Checking Additional Qualifications
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required

West Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
212 Main St
West Union, WV 26456
3.00%
$50
Rate3.00%
Min Deposit$50
Min Balance
UpdatedMar 22, 2026
Details

Qualifications Required: At least 12 debit card purchases; Be enrolled in and log into online banking; Be enrolled in and agree to receive electronic statements; Earn cash back on up to $300 monthly

Community Bank of Parkersburg
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
631 Juliana St
Parkersburg, WV 26101
Rewards Checking
1.00%
$50
Rate1.00%
Min Deposit$50
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required: Make at least 12 or more debit card purchases (ATM transactions excluded);Receive e-Statements;Set up and use at least one direct deposit or qualifying electronic payment; Qualifying balance up to $15,000

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
788 N State Route 2
New Martinsville, WV 26155
Checking+ Rewards
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: eStatements; 1+ online/mobile sign-on monthly; 1+ direct deposit monthly; 15+ settled debit card purchases monthly; Qualifying balance up to $1,000.00

Ohio Valley Bank Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
280 E Main St
Milton, WV 25541
Rewards Checking
0.50%
$50
Rate0.50%
Min Deposit$50
Min Balance
UpdatedMar 21, 2026
Details

Qualifications Required: 20 or more Debit Card Transactions; eDelivery Statements; 8 or less checks per statement; Cash back rewards on all signature-based debit card transactions if: You have 20 or more Debit Card Transactions AND receive eDelivery Statements AND write 8 or less checks per statement.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Freedom Bank, Inc.
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
625 W Main St
Bridgeport, WV 26330
Freedom Rewards Cash Back Checking
3.00%
$50
Rate3.00%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Qualifications Required: Post & Clear at least 12 Debit Card purchases per statement cycle (excluding ATM transactions); Enroll & log-in to Online Banking at least once each statement cycle; Enroll in & agree to receive Electronic Statements (E-Statements) instead of paper statements; Qualifying balance up to $250.00

West Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
212 Main St
West Union, WV 26456
3.00%
$50
Rate3.00%
Min Deposit$50
Min Balance
UpdatedMar 22, 2026
Details

Qualifications Required: At least 12 debit card purchases; Be enrolled in and log into online banking; Be enrolled in and agree to receive electronic statements; Earn cash back on up to $300 monthly

First Mutual Bank, FSB
Institution Rating:
A5.0 ★ Texas Ratio: 8.08%
3850 Emerson Ave
Parkersburg, WV 26104
Simply Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
18554 Buffalo Road
Buffalo, WV 25033
FREE Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
18554 Buffalo Road
Buffalo, WV 25033
FREE Checking Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

No Student accounts found at this time.
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
680 Genesis Blvd
Bridgeport, WV 26330
Basic Business Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

No additional details provided.

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
680 Genesis Blvd
Bridgeport, WV 26330
Business Checking Exempt
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

No additional details provided.

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
680 Genesis Blvd
Bridgeport, WV 26330
Business Checking II
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

No additional details provided.

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
680 Genesis Blvd
Bridgeport, WV 26330
Basic Business Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

No additional details provided.

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
680 Genesis Blvd
Bridgeport, WV 26330
Business Checking Exempt
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

No additional details provided.

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
680 Genesis Blvd
Bridgeport, WV 26330
Business Checking II
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

No additional details provided.

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
680 Genesis Blvd
Bridgeport, WV 26330
Basic Business Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

No additional details provided.

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
680 Genesis Blvd
Bridgeport, WV 26330
Business Checking Exempt
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

No additional details provided.

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
680 Genesis Blvd
Bridgeport, WV 26330
Business Checking II
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

No additional details provided.

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
901 William Ave
Davis, WV 26260
Premium Business Checking
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
901 William Ave
Davis, WV 26260
Premium Business Checking
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
105 N High St
Romney, WV 26757
BUSINESS INTEREST CHECKING
0.30%
$5,000
Rate0.30%
Min Deposit$5,000
Min Balance
UpdatedMar 20, 2026
Details

Minimum Deposit $5,000

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
901 William Ave
Davis, WV 26260
Premium Business Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
1122 US Highway 220 N
Moorefield, WV 26836
Business Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

No additional details provided.

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave
Keyser, WV 26726
Business Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

No additional details provided.

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Bridgeport, West Virginia directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Bridgeport, West Virginia. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in WV.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Bridgeport, West Virginia earn interest?

Most traditional local checking accounts in Bridgeport, West Virginia earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Bridgeport, West Virginia FDIC insured?

Yes. Legitimate banks with branches in Bridgeport, West Virginia are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Bridgeport, West Virginia

Based on our current data, some of the highest checking account APYs available to residents of Bridgeport, West Virginia include:
  • Freedom Bank, Inc.
    Freedom Rewards Cash Back Checking — 3.00% APY
  • First Guaranty Bank
    Hero Checking Account — 2.27% APY
  • Fairmont Federal Credit Union
    Money Manager Checking — 0.75% APY
  • Justice Federal Credit Union
    Checking — 0.05% APY
  • Main Street Bank Corp
    Impact Checking — 6.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bridgeport, West Virginia. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: March 22, 2026