MonitorBankRates
Home Checking Accounts West Virginia Checking Trends, West Virginia iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in Trends, West Virginia - August 2026

The best checking rates for Trends, West Virginia include Wayne Savings Community BankWayne Savings Community BankA+5.0 ★Texas Ratio: 1.67% Impact Checking at 6.00% APY, The Grant County BankThe Grant County BankA5.0 ★Texas Ratio: 12.71% Kasasa Cash Checking at 4.00% APY, Riverview Federal Credit UnionRiverview Federal Credit UnionA+5.0 ★Texas Ratio: 5.59% Platinum Checking at 4.00% APY, WEPCO Federal Credit UnionWEPCO Federal Credit UnionA+5.0 ★Texas Ratio: 3.46% Free Kasasa Cash Checking at 4.00% APY, and Justice Federal Credit UnionJustice Federal Credit UnionA5.0 ★Texas Ratio: 8.56% Checking at 4.00% APY. Checking account rates as of August 28, 2026 according to verified data from MonitorBankRates.

Trends is a smaller community with no bank or credit union branches currently in our database. 29 institutions serving the West Virginia area are available to Trends residents, with checking rates as high as 6.00% APY from Wayne Savings Community Bank. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Trends, West Virginia. Checking Account Rates Last Updated and Verified: August 28, 2026

Compare Checking Account Rates Today in Trends, West Virginia & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Wayne Savings Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Impact Checking
6.00%
$100
Rate5.84%
Min Deposit$100
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Kasasa Cash Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Platinum Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: At least $500 in direct deposit; At least 15 debit card purchases post and settle; Be enrolled in and agree to receive eStatements; Maintain an average daily account balance of at least $10,000; Balances over $25,000.01 earn 1%; ATM fee reimbursements up to $25.00 monthly; Rates and rewards are variable and at our discretion may change after an account is opened without notice to you. Fees may reduce earnings. Rewards less than a penny cannot be distributed.

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Real Rewards Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: Minimum 15 Debit Card POS Purchases per Month, $500 direct deposit minimum monthly, and must be enrolled in E-Statements; Higher Interest Rate Earned than Traditional Savings Accounts. IF Stipulations are Met

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
Free Kasasa Cash Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: At least 12 Debit Card purchases; Be enrolled in and agree to receive eStatements; Be enrolled in and log into PAL Plus online banking; 4.00% to 1.18% APY* on balances over $15,000 depending on balance in account; 0.01% APY* if qualifications aren't met. Refunds on ATM fees charged to Kasasa Cash, nationwide up to $25 monthly*

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Checking
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: Checking and direct deposit requirements met; Qualifying balance up to $25,000.00

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Premium Business Checking
3.00%
$500
Rate2.97%
Min Deposit$500
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Plateau Premium Investment Checking
2.78%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Premium Business Checking
2.75%
$500
Rate2.72%
Min Deposit$500
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Premium Business Checking
2.70%
$500
Rate2.67%
Min Deposit$500
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Premium Business Checking
2.60%
$1,000
Rate2.57%
Min Deposit$1,000
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
Hero Checking Account
2.27%
$25
Rate2.25%
Min Deposit$25
Min Balance
UpdatedAug 28, 2026
Details

Balances less than $5,000.00

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
eFirst Checking
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Element Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.86%
Nonprofit Checking Account
1.60%
$0
Rate1.59%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Dividend rate and annual percentage rate can change at any time.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Non-Profit Checking
1.10%
$0
Rate1.09%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
HIGH INTEREST CHECKING
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Wayne Savings Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Impact Checking
6.00%
$100
Rate5.84%
Min Deposit$100
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Kasasa Cash Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Platinum Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: At least $500 in direct deposit; At least 15 debit card purchases post and settle; Be enrolled in and agree to receive eStatements; Maintain an average daily account balance of at least $10,000; Balances over $25,000.01 earn 1%; ATM fee reimbursements up to $25.00 monthly; Rates and rewards are variable and at our discretion may change after an account is opened without notice to you. Fees may reduce earnings. Rewards less than a penny cannot be distributed.

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Real Rewards Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: Minimum 15 Debit Card POS Purchases per Month, $500 direct deposit minimum monthly, and must be enrolled in E-Statements; Higher Interest Rate Earned than Traditional Savings Accounts. IF Stipulations are Met

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
Free Kasasa Cash Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: At least 12 Debit Card purchases; Be enrolled in and agree to receive eStatements; Be enrolled in and log into PAL Plus online banking; 4.00% to 1.18% APY* on balances over $15,000 depending on balance in account; 0.01% APY* if qualifications aren't met. Refunds on ATM fees charged to Kasasa Cash, nationwide up to $25 monthly*

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Checking
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: Checking and direct deposit requirements met; Qualifying balance up to $25,000.00

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Plateau Premium Investment Checking
2.78%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
Hero Checking Account
2.27%
$25
Rate2.25%
Min Deposit$25
Min Balance
UpdatedAug 28, 2026
Details

Balances less than $5,000.00

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
eFirst Checking
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Element Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.86%
Nonprofit Checking Account
1.60%
$0
Rate1.59%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Dividend rate and annual percentage rate can change at any time.

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Non-Profit Checking
1.10%
$0
Rate1.09%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
HIGH INTEREST CHECKING
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Gold Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
High Interest Kasasa Cash� Checking
1.00%
$25
Rate1.00%
Min Deposit$25
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: Monthly enrollment/sign in online banking(primary member), receipt of electronic statements are conditions of this accounts.; Earn 1.00% APY* on balances up to $10,000. Earn 0.10% to 1.00% APY on balances over $10,000 depending on balance in account*. Earn 0.05% APY* if qualifications aren't met. Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*. APYs accurate as of 01/01/2023.

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
Personal Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login

The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
Citizens Interest Checking
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Plateau Premium Investment Checking
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
FGB Interest Checking Account
0.45%
$5,000
Rate0.45%
Min Deposit$5,000
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Davis Trust Company
Institution Rating:
F2.2 ★ Texas Ratio: 48.64%
Checking Plus Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Plateau Premium Investment Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Kasasa Cash Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Real Rewards Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: Minimum 15 Debit Card POS Purchases per Month, $500 direct deposit minimum monthly, and must be enrolled in E-Statements; Higher Interest Rate Earned than Traditional Savings Accounts. IF Stipulations are Met

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
Free Kasasa Cash Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: At least 12 Debit Card purchases; Be enrolled in and agree to receive eStatements; Be enrolled in and log into PAL Plus online banking; 4.00% to 1.18% APY* on balances over $15,000 depending on balance in account; 0.01% APY* if qualifications aren't met. Refunds on ATM fees charged to Kasasa Cash, nationwide up to $25 monthly*

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
High Interest Kasasa Cash� Checking
1.00%
$25
Rate1.00%
Min Deposit$25
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: Monthly enrollment/sign in online banking(primary member), receipt of electronic statements are conditions of this accounts.; Earn 1.00% APY* on balances up to $10,000. Earn 0.10% to 1.00% APY on balances over $10,000 depending on balance in account*. Earn 0.05% APY* if qualifications aren't met. Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*. APYs accurate as of 01/01/2023.

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Advantage Plus Cash Reward Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: E-Statements Enrollment, Online Banking Enrollment, Direct Deposit Enrollment, ACH Withdrawal, and 10 Debit Card Transactions of $25.00 or more.; Greater than $10,000.00

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Kasasa Cash Checking
0.10%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Base interest rate applies if qualifications are not met.

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Kasasa Cash Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Qualifications not met

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
Free Kasasa Cash Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: At least 12 Debit Card purchases; Be enrolled in and agree to receive eStatements; Be enrolled in and log into PAL Plus online banking; 4.00% to 1.18% APY* on balances over $15,000 depending on balance in account; 0.01% APY* if qualifications aren't met. Refunds on ATM fees charged to Kasasa Cash, nationwide up to $25 monthly*

First Mutual Bank, FSB
Institution Rating:
A5.0 ★ Texas Ratio: 8.08%
Advantage 50 Interest Free Checking
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Pioneer Appalachia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
Everyday Checking
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

First Mutual Bank, FSB
Institution Rating:
A5.0 ★ Texas Ratio: 8.08%
Simply Free Checking
0.00%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

No Student accounts found at this time.
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Premium Business Checking
3.00%
$500
Rate2.97%
Min Deposit$500
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Premium Business Checking
2.75%
$500
Rate2.72%
Min Deposit$500
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Premium Business Checking
2.70%
$500
Rate2.67%
Min Deposit$500
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Premium Business Checking
2.60%
$1,000
Rate2.57%
Min Deposit$1,000
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Premium Business Checking
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Premium Business Checking
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
BUSINESS INTEREST CHECKING
0.30%
$5,000
Rate0.30%
Min Deposit$5,000
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Premium Business Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
Business Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
Business Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Business Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
Business Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Wayne Savings Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Business Non-Profit Checking
0.05%
$50
Rate0.05%
Min Deposit$50
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
Business Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedAug 28, 2026
Details

No additional details provided.

Trends, WV Checking Rate Trends

Compare local Trends, WV checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full West Virginia Checking Trends →
High-Yield Checking — WV Avg
2.347%
▼ 0.026 vs 7 days ago

West Virginia high-yield checking rates fell 0.026 points over the past 7 days to 2.347% APY.

Free Checking — WV Avg
0.650%
▼ 0.232 vs 7 days ago

West Virginia free checking rates fell 0.232 points over the past 7 days to 0.650% APY.

As of Aug 30, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Trends, West Virginia directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Trends, West Virginia. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in WV.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Trends, West Virginia earn interest?

Most traditional local checking accounts in Trends, West Virginia earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Trends, West Virginia FDIC insured?

Yes. Legitimate banks with branches in Trends, West Virginia are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Trends, West Virginia

Based on our current data, some of the highest checking account APYs available to residents of Trends, West Virginia include:
  • Wayne Savings Community Bank
    Impact Checking — 6.00% APY
  • The Grant County Bank
    Kasasa Cash Checking — 4.00% APY
  • Riverview Federal Credit Union
    Platinum Checking — 4.00% APY
  • WEPCO Federal Credit Union
    Free Kasasa Cash Checking — 4.00% APY
  • Justice Federal Credit Union
    Checking — 4.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Trends, West Virginia. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: August 28, 2026