MonitorBankRates
Home Checking Accounts Washington Checking Westport, Washington iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in Westport, Washington - May 2026

The best checking rates for Westport, Washington include 1st Security Bank of Washington1st Security Bank of Washington915 N Montesano St, Westport, WA 98595A+5.0 ★Texas Ratio: 2.12% 1st Platinum Checking at 0.05% APY, Harborstone Credit UnionHarborstone Credit UnionA5.0 ★Texas Ratio: 7.16% PNW Premier Checking at 7.00% APY, First Sound BankFirst Sound BankA5.0 ★Texas Ratio: 9.17% PNW Premier Checking at 7.00% APY, Unitus Community Credit UnionUnitus Community Credit UnionA+5.0 ★Texas Ratio: 4.22% Interest Checking at 5.50% APY, and Nordstrom Federal Credit UnionNordstrom Federal Credit UnionA+5.0 ★Texas Ratio: 2.29% Youth Checking Account at 5.00% APY. Checking account rates as of May 12, 2026 according to verified data from MonitorBankRates.

Westport has 1 local institution in our database, with checking rates as high as 0.05% APY from 1st Security Bank of Washington at 915 N Montesano St, Westport, WA, 98595. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Westport, Washington. Checking Account Rates Last Updated and Verified: May 12, 2026

Compare Checking Account Rates Today in Westport, Washington & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
915 N Montesano St
Westport, WA 98595
1st Platinum Checking
0.05%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMay 5, 2026
Details

$50,000-$99,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
915 N Montesano St
Westport, WA 98595
1st Platinum Checking
0.01%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMay 5, 2026
Details

$2,500-$4,999.99

Harborstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
PNW Premier Checking
7.00%
$0
Rate6.78%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $4,000.00

First Sound Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
PNW Premier Checking
7.00%
$25
Rate6.78%
Min Deposit$25
Min Balance
UpdatedMay 5, 2026
Details

Qualifications Required; Qualifying balance up to $4,000.00

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Interest Checking
5.50%
$0
Rate5.37%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $14,999.99

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Youth Checking Account
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $500.00

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Summit Checking
5.00%
$50
Rate4.89%
Min Deposit$50
Min Balance
UpdatedMay 6, 2026
Details

Qualifications Required; Qualifying balance up to $5,000.00

Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Great Advantage Checking Qualifying
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Great Advantage Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

People\'s Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Loyalty Checking
5.00%
$100
Rate4.89%
Min Deposit$100
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $35,000.00

Sno Falls Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.77%
Youth Rewards Checking Account
4.53%
$0
Rate4.50%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $5000.00

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Elevate Checking
4.25%
$0
Rate4.16%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $30,000.00

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
lyfe Checking
4.13%
$50
Rate4.00%
Min Deposit$50
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $1,000.00

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Journey Checking
4.13%
$100
Rate4.00%
Min Deposit$100
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
GreenRewards Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $500.00

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
Vista Premier Checking Account
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Free Kasasa Cash Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $25,000.00

TAPCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
High-Yield Checking
4.00%
$5
Rate3.93%
Min Deposit$5
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Horizon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Summit Checking
3.03%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $10,000.00

Rivermark Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.55%
Rewards Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $10,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
915 N Montesano St
Westport, WA 98595
1st Platinum Checking
0.05%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMay 5, 2026
Details

$50,000-$99,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
915 N Montesano St
Westport, WA 98595
1st Platinum Checking
0.01%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMay 5, 2026
Details

$2,500-$4,999.99

First Sound Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
PNW Premier Checking
7.00%
$25
Rate6.78%
Min Deposit$25
Min Balance
UpdatedMay 5, 2026
Details

Qualifications Required; Qualifying balance up to $4,000.00

Harborstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
PNW Premier Checking
7.00%
$0
Rate6.78%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $4,000.00

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Interest Checking
5.50%
$0
Rate5.37%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $14,999.99

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Youth Checking Account
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $500.00

Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Great Advantage Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

People\'s Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Loyalty Checking
5.00%
$100
Rate4.89%
Min Deposit$100
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $35,000.00

Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Great Advantage Checking Qualifying
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Summit Checking
5.00%
$50
Rate4.89%
Min Deposit$50
Min Balance
UpdatedMay 6, 2026
Details

Qualifications Required; Qualifying balance up to $5,000.00

Sno Falls Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.77%
Youth Rewards Checking Account
4.53%
$0
Rate4.50%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $5000.00

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Elevate Checking
4.25%
$0
Rate4.16%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $30,000.00

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
lyfe Checking
4.13%
$50
Rate4.00%
Min Deposit$50
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $1,000.00

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Journey Checking
4.13%
$100
Rate4.00%
Min Deposit$100
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
GreenRewards Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $500.00

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Free Kasasa Cash Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $25,000.00

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
Vista Premier Checking Account
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

TAPCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
High-Yield Checking
4.00%
$5
Rate3.93%
Min Deposit$5
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Horizon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Summit Checking
3.03%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $10,000.00

Rivermark Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.55%
Rewards Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $10,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Sno Falls Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.77%
Youth Rewards Checking Account
4.53%
$0
Rate4.50%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $5000.00

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
GreenRewards Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $500.00

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Free Kasasa Cash Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $25,000.00

Rivermark Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.55%
Rewards Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $10,000.00

Sno Falls Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.77%
Rewards Checking Account
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $5000.00

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Free Kasasa Cash Checking
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $25,000.00

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Free Kasasa Cash Checking
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Variable

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Free Kasasa Cash Checking Variable
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

No additional details provided.

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Kasasa Cash Back Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Free Kasasa Cash Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $25,000.00

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Free Kasasa Cash Checking
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $25,000.00

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
Vista Basic Checking Account
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Free Kasasa Cash Checking
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Variable

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Free Kasasa Cash Checking Variable
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

No additional details provided.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
Better-than-Basic Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

First Sound Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Free Checking
0.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

WCLA Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.61%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

(personal)

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Harborstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Basic Checking
0.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMay 6, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Youth Checking Account
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $500.00

Sno Falls Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.77%
Youth Rewards Checking Account
4.53%
$0
Rate4.50%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $5000.00

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
Youth Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Youth Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $500.00

First Sound Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Teen Checking
0.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Horizon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Explore Youth Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Smart Checking (Youth)
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Harborstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Teen Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Interest Checking IOLTA Business
2.71%
$0
Rate2.67%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Premium Commercial Checking Account Business
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Premium Commercial Checking Account Business
1.76%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Premium Commercial Checking Account Business
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Small Business Checking Account Business
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Premium Commercial Checking Account Business
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Small Business Checking Account Business
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Small Business Checking Account Business
1.01%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Small Business Checking Account Business
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Premium Commercial Checking Account Business
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Business Interest Checking Business
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Interest Checking Business
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Business Elite Checking Business
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Business Interest Checking Business
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Business Interest Checking Business
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Business Interest Checking Business
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Premium Business Checking Business
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Business Non-Profit Checking Business
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Premium Business Checking Business
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Sound Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Business Interest Checking Business
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Westport, WA Checking Rate Trends

Compare local Westport, WA checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Washington Checking Trends →
High-Yield Checking — WA Avg
1.790%
▼ 0.512 vs 7 days ago

Washington high-yield checking rates fell 0.512 points over the past 7 days to 1.790% APY.

Free Checking — WA Avg
2.224%
▲ 0.416 vs 7 days ago

Washington free checking rates rose 0.416 points over the past 7 days to 2.224% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Westport, Washington directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Westport, Washington. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in WA.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Westport, Washington earn interest?

Most traditional local checking accounts in Westport, Washington earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Westport, Washington FDIC insured?

Yes. Legitimate banks with branches in Westport, Washington are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Westport, Washington

Based on our current data, some of the highest checking account APYs available to residents of Westport, Washington include:
  • 1st Security Bank of Washington
    1st Platinum Checking — 0.05% APY
  • Harborstone Credit Union
    PNW Premier Checking — 7.00% APY
  • First Sound Bank
    PNW Premier Checking — 7.00% APY
  • Unitus Community Credit Union
    Interest Checking — 5.50% APY
  • Nordstrom Federal Credit Union
    Youth Checking Account — 5.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Westport, Washington. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: May 12, 2026