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Advertiser Disclosure
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 Seattle Bank Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 4, 2026
Seattle Bank's Business Certificates of Deposit 12-Month rates are at 3.75%, Business Certificates of Deposit 24-Month rates are at 3.50%, Business Certificates of Deposit 36-Month rates are at 3.50%, Business Certificates of Deposit 48-Month rates are at 3.50%. MonitorBankRates evaluates the financial stability of Seattle Bank with a 5.0 Star Rating, an B Overall Health Grade, and a Texas Ratio of 30.78%. Rates were last updated on 05/04/2026. Seattle Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Seattle Bank? Share your experience about Seattle Bank by leaving a review below, or read customer reviews before you decide to use Seattle Bank. 
Seattle Bank CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Seattle Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Seattle Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Seattle Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Seattle Bank
Bank Holding Company
SEATTLE BANCSHARES INC
Address
401 Union Street,
Seattle, WA 98101 · King
Website
https://www.seattlebank.com
FDIC Certificate #
35139
Established
08/02/1999
FDIC Insurance Date
08/02/1999
Domestic Offices
2
Total Branches
2
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsB
Overall Health Grade
Score: 85/100
5.0
Exceptional
Out of 5.0 Stars
30.78%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.0759%
Return on Equity (ROE)
9.5000%
Non-Performing Loans (NPL)
2.23%
Total Assets
$1,035,314,000
Total Deposits
$931,103,000
Equity Capital
$91,800,000
Net Income
$2,602,000
Headquarters
Seattle
Total Offices
2
Source: FDIC | Last Updated 12/31/2025
Customer ReviewstgeM
December 17, 2025
REpt
tom A
December 14, 2023
tried unsuccessfully for almost 2 weeks to open a cd——could not do online—emailed numerous times asking for some help---no response from supposed customer service line
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Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.
Add Your Rating and Review for Seattle Bank
Frequently Asked Questions About Seattle BankIs Seattle Bank a safe place to deposit money?Yes, Seattle Bank is considered a safe financial institution. With a Texas Ratio of 30.782093597674%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Seattle Bank operate?Seattle Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Seattle Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Seattle Bank provides members with tools to manage their accounts and build a solid financial history. Does Seattle Bank offer online and mobile banking?Most modern institutions like Seattle Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.seattlebank.com. Current Seattle Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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