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Best Banks & Checking Accounts in Newport News, Virginia - July 2026

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: July 11, 2026

The best checking rates for Newport News, Virginia include 1st Advantage Federal Credit Union1st Advantage Federal Credit Union12891 Jefferson Ave, Newport News, VA 23608A+5.0 ★Texas Ratio: 2.69% Premier Checking at 0.05% APY, Fulton BankFulton Bank601 Thimble Shoals Blvd, Newport News, VA 23606A+5.0 ★Texas Ratio: 4.98% Interest Checking at 0.02% APY, Beacon Credit Union IncorporatedBeacon Credit Union IncorporatedA+5.0 ★Texas Ratio: 1.82% Choice Plus Checking at 7.07% APY, Commonwealth One Federal Credit UnionCommonwealth One Federal Credit UnionA-5.0 ★Texas Ratio: 12.83% Kasasa CashChecking at 5.50% APY, and Andrews Federal Credit UnionAndrews Federal Credit UnionA5.0 ★Texas Ratio: 11.23% at 5.25% APY. Checking account rates as of July 11, 2026 according to verified data from MonitorBankRates.

Newport News has 2 local institutions in our database, with checking rates as high as 0.05% APY from 1st Advantage Federal Credit Union at 12891 Jefferson Ave, Newport News, VA, 23608. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Newport News, Virginia. Checking Account Rates Last Updated and Verified: July 11, 2026

Compare Checking Account Rates Today in Newport News, Virginia & the Surrounding Area

Institutions:
Jump to: All Accounts · High Yield · Rewards · Free Checking · Student · Business

Newport News Checking Account Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
12891 Jefferson Ave
Newport News, VA 23608
Premier Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

No additional details provided.

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
12891 Jefferson Ave
Newport News, VA 23608
Non-Profit Business Checking Business
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

No additional details provided.

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
12891 Jefferson Ave
Newport News, VA 23608
Premier Business Checking Business
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

No additional details provided.

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
12891 Jefferson Ave
Newport News, VA 23608
Preferred Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

No additional details provided.

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
601 Thimble Shoals Blvd
Newport News, VA 23606
Interest Checking
0.02%
$0
View
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

No additional details provided.

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
Choice Plus Checking
7.07%
$0
View
▼
Rate6.85%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Qualifications Required: Additional qualification must be met to earn Tier 2 dividend.; Qualifying balance up to $5,000.00

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.83%
Kasasa CashChecking
5.50%
$0
View
▼
Rate5.37%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

No additional details provided.

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5.25%
$0
View
▼
Rate5.13%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Qualifications Required; Balance $0.01 - $25,000.00

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
Choice Plus Checking
5.05%
$0
View
▼
Rate4.94%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Qualifications Required: Additional qualification must be met to earn Tier 1 dividend.; Qualifying balance up to $2,500.00

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
High-Yield Checking
5.05%
$0
View
▼
Rate5.05%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Qualifications Required: receive at least one single ACH deposit of $250.00 in one (1) day; be enrolled in and receive eStatements; Qualifying balance up to $10,000.00

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
Business Interest Plus Checking Business
4.04%
$0
View
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Qualifications Required: Additional qualification must be met to earn Tier 2 dividend; Dividends Compounded: Monthly

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Checking
4.00%
$0
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

If checking and direct deposit requirements are met*

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
HY Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Share Draft (Peak Checking)
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

based on qualifying criteria**

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING Business
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Summit Business Checking Business
2.03%
$0
View
▼
Rate2.01%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

No additional details provided.

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
Grow Green Checking Accounts
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Qualifying rate up to $15,000

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING Business
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

No additional details provided.

E-Trade
Institution Rating:
A+5.0 ★
Max-Rate Checking Account
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING Business
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

No additional details provided.

Newport News High Yield Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
601 Thimble Shoals Blvd
Newport News, VA 23606
Interest Checking
0.02%
$0
View
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

No additional details provided.

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
Choice Plus Checking
7.07%
$0
View
▼
Rate6.85%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Qualifications Required: Additional qualification must be met to earn Tier 2 dividend.; Qualifying balance up to $5,000.00

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.83%
Kasasa CashChecking
5.50%
$0
View
▼
Rate5.37%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

No additional details provided.

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5.25%
$0
View
▼
Rate5.13%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Qualifications Required; Balance $0.01 - $25,000.00

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
Choice Plus Checking
5.05%
$0
View
▼
Rate4.94%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Qualifications Required: Additional qualification must be met to earn Tier 1 dividend.; Qualifying balance up to $2,500.00

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
High-Yield Checking
5.05%
$0
View
▼
Rate5.05%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Qualifications Required: receive at least one single ACH deposit of $250.00 in one (1) day; be enrolled in and receive eStatements; Qualifying balance up to $10,000.00

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Checking
4.00%
$0
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

If checking and direct deposit requirements are met*

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
HY Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Share Draft (Peak Checking)
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

based on qualifying criteria**

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
Grow Green Checking Accounts
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Qualifying rate up to $15,000

E-Trade
Institution Rating:
A+5.0 ★
Max-Rate Checking Account
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

No additional details provided.

Chain Bridge Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Single Source Interest checking
1.10%
$100
View
▼
Rate1.10%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details

No additional details provided.

ValleyStar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
Checking
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

No additional details provided.

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
Investors Checking
1.00%
$15
View
▼
Rate0.00%
Min Deposit$15
Min Balance—
UpdatedJul 11, 2026
Details

Up to $19,999

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Ultimate Checking
1.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Earn up to 1.00%*

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
My Money+ Checking
1.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Earn dividends for your checking while taking advantage of services you're probably already using!

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
HIGH INTEREST CHECKING
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

No additional details provided.

NASA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Elite Checking
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

No additional details provided.

Chain Bridge Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Single Source Interest checking
0.91%
$100
View
▼
Rate0.91%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details

No additional details provided.

State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Advantage Checking
0.75%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

No additional details provided.

Newport News Rewards Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.83%
Kasasa CashChecking
5.50%
$0
View
▼
Rate5.37%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

No additional details provided.

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5.25%
$0
View
▼
Rate5.13%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Qualifications Required; Balance $0.01 - $25,000.00

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Qualifications Required; Balance $25,000.01 and more

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.83%
Kasasa Cash Checking
0.23%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

No additional details provided.

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.83%
Kasasa CashChecking
0.23%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

No additional details provided.

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.83%
Kasasa Cash Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

No additional details provided.

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.83%
Kasasa CashChecking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

No additional details provided.

Movement Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Movement Rewards Checking Account
0.10%
$100
View
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details

Entire balance earns this APY if qualifications are not met during the monthly statement cycle. Refund ATM surcharges up to $20 per month/per account for use of non-Movement Bank ATMs.

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Qualifications Not Met; Balance $.01 or more if qualifications are not met

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Rewards Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

No additional details provided.

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.83%
Kasasa CashChecking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Default Rate, all balances

Newport News Free Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.89%
Everyday Earnings Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

No additional details provided.

Loudoun Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
Everyday Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

No monthly service charge

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
Basic Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

No additional details provided.

Henrico Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.57%
Basic Checking
0.00%
$15
View
▼
Rate0.00%
Min Deposit$15
Min Balance—
UpdatedJul 6, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
FREE Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

No additional details provided.

Newport News Student Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
YOUth Journey Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

No additional details provided.

Newport News Business Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
12891 Jefferson Ave
Newport News, VA 23608
Non-Profit Business Checking Business
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

No additional details provided.

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
12891 Jefferson Ave
Newport News, VA 23608
Premier Business Checking Business
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

No additional details provided.

Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
Business Interest Plus Checking Business
4.04%
$0
View
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Qualifications Required: Additional qualification must be met to earn Tier 2 dividend; Dividends Compounded: Monthly

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING Business
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Summit Business Checking Business
2.03%
$0
View
▼
Rate2.01%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING Business
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING Business
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
PREMIUM BUSINESS CHECKING Business
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

No additional details provided.

Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Business Checking with Interest Business
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

$5,000,000.00 - $25,000,000.00

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Summit Business Checking Business
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Summit Business Checking Business
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Summit Business Checking Business
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

No additional details provided.

Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Business Checking with Interest Business
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

$0.00 - $4,999,999.99

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
Core Corporate Checking
0.40%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
BUSINESS INTEREST CHECKING Business
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

No additional details provided.

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
Small Business Checking Accounts Business
0.30%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

No additional details provided.

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
Small Business Checking Accounts Business
0.25%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

No additional details provided.

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
Small Business Checking Accounts Business
0.20%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

No additional details provided.

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
Small Business Checking Accounts Business
0.15%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

No additional details provided.

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Elite Business Checking Business
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

No additional details provided.

Newport News, VA Checking Rate Trends

Compare local Newport News, VA checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Virginia Checking Trends →
High-Yield Checking — VA Avg
2.341%
▲ 0.063 vs 7 days ago

Virginia high-yield checking rates rose 0.063 points over the past 7 days to 2.341% APY.

Free Checking — VA Avg
0.608%
▼ 0.200 vs 7 days ago

Virginia free checking rates fell 0.200 points over the past 7 days to 0.608% APY.

As of Jul 11, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Newport News, Virginia checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Newport News, Virginia directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Newport News, Virginia. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in VA.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Newport News, Virginia earn interest?

Most traditional local checking accounts in Newport News, Virginia earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Newport News, Virginia FDIC insured?

Yes. Legitimate banks with branches in Newport News, Virginia are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Newport News, Virginia

Based on our current data, some of the highest checking account APYs available to residents of Newport News, Virginia include:
  • 1st Advantage Federal Credit Union
    Premier Checking — 0.05% APY
  • Fulton Bank
    Interest Checking — 0.02% APY
  • Beacon Credit Union Incorporated
    Choice Plus Checking — 7.07% APY
  • Commonwealth One Federal Credit Union
    Kasasa CashChecking — 5.50% APY
  • Andrews Federal Credit Union
    — 5.25% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Newport News, Virginia. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: July 11, 2026

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