The best checking rates for Chesapeake, Virginia include ABNB Federal Credit UnionABNB Federal Credit Union1109 Cedar Rd, Chesapeake, VA 23322 7198A5.0 ★Texas Ratio: 10.06% Everyday Earnings Checking at 0.05% APY, Fulton BankFulton Bank217 Hanbury Rd E, Chesapeake, VA 23322A+5.0 ★Texas Ratio: 4.98% Interest Checking at 0.02% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, DuPont Community Credit UnionDuPont Community Credit UnionA+5.0 ★Texas Ratio: 1.75% Grow Checking at 5.54% APY, and Commonwealth One Federal Credit UnionCommonwealth One Federal Credit UnionA-5.0 ★Texas Ratio: 14.20% at 5.50% APY. Checking account rates as of May 4, 2026 according to verified data from MonitorBankRates.
Chesapeake has 2 local institutions in our database, with checking rates as high as 0.05% APY from ABNB Federal Credit Union at 1109 Cedar Rd, Chesapeake, VA, 23322 7198. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Chesapeake, Virginia. Checking Account Rates Last Updated and Verified: May 4, 2026
No additional details provided.
$1,000 - $4,999
Qualifying balance up to $15000
Qualifications Required: 15 debit card transactions per month; More than $250 in debit card purchases; eStatements; 15 debit card transactions per month; More than $250 in debit card purchases; eStatements; 10 refunds, up to $5 per refund
Qualifying balance up to $30,000.01
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required: 15 debit card purchases; $1,500 in direct deposits; Qualifying balance up to $10,000.00; $25 minimum to open account and earn APY.
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Qualifying balance up to $15000
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based on qualifying criteria**
$10,000+
Qualifying balance up to $15,000.00
Qualifications Required: 5 debit card purchases; $500 in direct deposits; Qualifying balance up to $10,000.00; $25 minimum to open account and earn APY.
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Minimum Deposit $50
Qualifying balance up to $19,999.00
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$1,000 - $4,999
Qualifying balance up to $15000
Qualifications Required: 15 debit card transactions per month; More than $250 in debit card purchases; eStatements; 15 debit card transactions per month; More than $250 in debit card purchases; eStatements; 10 refunds, up to $5 per refund
Qualifying balance up to $30,000.01
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required: 15 debit card purchases; $1,500 in direct deposits; Qualifying balance up to $10,000.00; $25 minimum to open account and earn APY.
Qualifying balance up to $15000
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based on qualifying criteria**
$10,000+
Qualifying balance up to $15,000.00
Qualifications Required: 5 debit card purchases; $500 in direct deposits; Qualifying balance up to $10,000.00; $25 minimum to open account and earn APY.
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Qualifying balance up to $19,999.00
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Minimum Deposit $50
Qualifying balance up to $30,000.01
If qualifications aren't met
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If qualifications aren't met
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Over $200,000
$100,000 - $199,999.99
$25,000 - $99,999.99
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Minimum Deposit $5,000
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Compare local Chesapeake, VA checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia high-yield checking rates fell 0.885 points over the past 7 days to 2.257% APY.
Virginia free checking rates fell 0.133 points over the past 7 days to 0.810% APY.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Chesapeake, Virginia directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Chesapeake, Virginia. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in VA.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.