Best Banks & Checking Accounts in Collingswood, New Jersey - May 2026
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Brian McKay
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The best checking rates for Collingswood, New Jersey include 1st Colonial Community Bank1st Colonial Community Bank1040 Haddon Ave, Collingswood, NJ 08108A5.0 ★Texas Ratio: 9.29% IOLTA Checking at 1.50% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, GARDEN SAVINGSGARDEN SAVINGSA+5.0 ★Texas Ratio: 0.00% Platinum Checking at 5.00% APY, Healthcare Employees Federal Credit UnionHealthcare Employees Federal Credit UnionA+5.0 ★Texas Ratio: 1.92% Healthy Checking at 4.07% APY, and UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit UnionB4.4 ★Texas Ratio: 21.76% HY Checking at 4.00% APY. Checking account rates as of May 15, 2026 according to verified data from MonitorBankRates.
Collingswood has 1 local institution in our database, with checking rates as high as 1.50% APY from 1st Colonial Community Bank at 1040 Haddon Ave, Collingswood, NJ, 08108. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Collingswood, New Jersey. Checking Account Rates Last Updated and Verified: May 15, 2026
Compare Checking Account Rates Today in Collingswood, New Jersey & the Surrounding Area
Collingswood, NJ 08108
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Collingswood, NJ 08108
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Collingswood, NJ 08108
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Collingswood, NJ 08108
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Qualifying balance up to $15000
Qualifications Required; On the first $15,000 on deposit in the account (average balance), if all qualifiers met.
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Qualifying balance up to $15000
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Collingswood, NJ 08108
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Collingswood, NJ 08108
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Collingswood, NJ 08108
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Qualifying balance up to $15000
Qualifications Required; On the first $15,000 on deposit in the account (average balance), if all qualifiers met.
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Qualifying balance up to $15000
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No monthly service charges. $750 minimum daily balance to earn stated dividend rate.
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No Minimum Balance Required
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No monthly service charges.
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No monthly service charges. $750 minimum daily balance to earn stated dividend rate.
No monthly service charges. $750 minimum daily balance to earn stated dividend rate.
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Collingswood, NJ 08108
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Collingswood, NJ 08108
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Collingswood, NJ 08108
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Collingswood, NJ 08108
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Available Online Only. New commercial customers only.
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$10 mothly service charge waived for accounts that maintain a daily balance of $200 or more. Up to 150k cumulative cash deposits per month, $0.20 per $100 deposited thereafter. Unlimited withdrawals and check deposits per month. Comes with free application to merchant services through Clover.
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Initial deposit of $100 required to open.
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Collingswood, NJ Checking Rate Trends
Compare local Collingswood, NJ checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield checking rates fell 0.024 points over the past 7 days to 1.417% APY.
New Jersey free checking rates currently average 0.815% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Collingswood, New Jersey checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Collingswood, New Jersey directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Collingswood, New Jersey. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in NJ.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Collingswood, New Jersey earn interest?
Are banks in Collingswood, New Jersey FDIC insured?
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What is a Rewards Checking account?
Best Checking Rates in Collingswood, New Jersey
- 1st Colonial Community Bank
IOLTA Checking — 1.50% APY - Baxter Credit Union
PowerPlusTM Checking Level 2 — 8.00% APY - GARDEN SAVINGS
Platinum Checking — 5.00% APY - Healthcare Employees Federal Credit Union
Healthy Checking — 4.07% APY - UNIFY Financial Federal Credit Union
HY Checking — 4.00% APY
