The best checking rates for Keene, New Hampshire include Mascoma BankMascoma Bank255 West St, Keene, NH 03431A+5.0 ★Texas Ratio: 0.52% MORE Checking - Tier 3 at 0.50% APY, Service Federal Credit UnionService Federal Credit Union403 Winchester St, Keene, NH 03431A5.0 ★Texas Ratio: 11.03% Dividend Checking at 0.15% APY, Savings Bank of WalpoleSavings Bank of Walpole84 Marlboro St, Keene, NH 03431A+5.0 ★Texas Ratio: 1.37% Nonprofit Advantage Checking at 0.03% APY, NBT BankNBT Bank210 West St, Keene, NH 03431A+5.0 ★Texas Ratio: 1.76% Classic Interest Checking at 0.01% APY, and Newburyport BankNewburyport Bank254 State St, Portsmouth, NH 03801A5.0 ★Texas Ratio: 8.70% Rewards Checking Account at 4.00% APY.
Looking for the best checking accounts in Keene, New Hampshire? You have two main choices: convenient local branches or high-yield online accounts.
The tables below compare the top rates available to residents of Keene, New Hampshire, featuring both local banks and credit unions near you.
Checking account rates reflect recent market quotes and representative offers available to depositors in Keene, New Hampshire. Checking Account Rates Last Updated and Verified: March 21, 2026
Compare local Keene, NH checking rate quotes against the statewide average
Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Hampshire high-yield checking rates rose 0.047 points this week to 0.184% APY, up from 0.138% last week.
New Hampshire rewards checking rates rose 0.636 points this week to 2.080% APY, up from 1.444% last week.
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$500 to $24,999.99
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Tier 1 - Average daily balance $100 < $2,500
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Qualifying balance up to $15,000.00
Qualifications Required: Make 15 debit card purchases that post and settle your account; Have one ACH credit or direct deposit post to your account; Be enrolled in eStatements; Qualifying balance up to $25,000.00
$20,000.00+
Earn 1.00% APY Cash Back on debit card purchases up to a maximum of $10 when you spend a minimum of $500 with your debit card each month.
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$50 minimum to open
Qualifications Required: One Direct Deposit a month; Twelve Point of Sale Debit card transactions a month; Electronic statement; Reimbursement of ATM fees up to $25�
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$50 minimum to open
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$500 to $24,999.99
Tier 1 - Average daily balance $100 < $2,500
Qualifying balance up to $15,000.00
Qualifications Required: Make 15 debit card purchases that post and settle your account; Have one ACH credit or direct deposit post to your account; Be enrolled in eStatements; Qualifying balance up to $25,000.00
$20,000.00+
Earn 1.00% APY Cash Back on debit card purchases up to a maximum of $10 when you spend a minimum of $500 with your debit card each month.
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Qualifying balance up to $15,000.00
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Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Keene, New Hampshire directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Keene, New Hampshire. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in NH.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.