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Home Checking Accounts New Hampshire Checking Trends, New Hampshire iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in Trends, New Hampshire - July 2026

The best checking rates for Trends, New Hampshire include Newburyport BankNewburyport BankA5.0 ★Texas Ratio: 8.70% Rewards Checking at 4.00% APY, Together Credit UnionTogether Credit UnionA+5.0 ★Texas Ratio: 5.30% High Interest Checking at 4.00% APY, Mascoma BankMascoma BankA+5.0 ★Texas Ratio: 0.52% MORE Checking - Tier 3 at 0.50% APY, North Shore Bank Co-opNorth Shore Bank Co-opA+5.0 ★Texas Ratio: 1.80% at 0.20% APY, and Union Bank Morrisville, VTUnion Bank Morrisville, VTA+5.0 ★Texas Ratio: 3.26% Municipal Checking with Interest at 0.15% APY. Checking account rates as of June 23, 2026 according to verified data from MonitorBankRates.

Trends is a smaller community with no bank or credit union branches currently in our database. 18 institutions serving the New Hampshire area are available to Trends residents, with checking rates as high as 4.00% APY from Newburyport Bank. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Trends, New Hampshire. Checking Account Rates Last Updated and Verified: June 23, 2026

Compare Checking Account Rates Today in Trends, New Hampshire & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Rewards Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

4.00% to 0.01% APY

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
High Interest Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required: 15 debit card purchases that post and settle your account; one ACH credit or direct deposit post to your account; enrolled in eStatements; Balances $0 to $25,000 earn 4.00% APY; balances $25,000.01 and above earn 0.20%. APY is accurate as of 02/03/2026. Rates subject to change without notice. A monthly $5.00 fee applies if ADB falls below $1,000.

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
MORE Checking - Tier 3
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

APY is 0.50%

North Shore Bank Co-op
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
0.20%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

APY* applies to balance range $1,000,000+

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
High Interest Checking
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required: 15 debit card purchases that post and settle your account; one ACH credit or direct deposit post to your account; enrolled in eStatements; Balances $0 to $25,000 earn 4.00% APY; balances $25,000.01 and above earn 0.20%. APY is accurate as of 02/03/2026. Rates subject to change without notice. A monthly $5.00 fee applies if ADB falls below $1,000.

North Shore Bank Co-op
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
0.15%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

APY* applies to balance range $100,000-$999,999.99

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Municipal Checking with Interest
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
Dividend Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Relationship Checking Premier
0.11%
$0
Rate0.11%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Eligibility requirements must be met

River Works Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
Preferred Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

North Shore Bank Co-op
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
0.10%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

APY* applies to balance range $25,000-$49,999.99

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
UB 55, Business Checking with Interest
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Municipal Checking with Interest
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Profile Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Granite Premier Checking Account
0.10%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedJun 22, 2026
Details

No additional details provided.

Profile Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Business Interest Checking Account
0.10%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedJun 22, 2026
Details

No additional details provided.

Primary Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.82%
Primary Interest Checking
0.10%
$1,000
Rate0.10%
Min Deposit$1,000
Min Balance
UpdatedJun 22, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
UB 55, Business Checking with Interest
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

River Works Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
Preferred Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

North Shore Bank Co-op
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Go Further Relationship CheckingSM
0.05%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedJun 16, 2026
Details

APY* applies to balance range $0.01-$14,999.99

North Shore Bank Co-op
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
0.05%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

APY* applies to balance range $0.01-$24,999.99

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Rewards Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

4.00% to 0.01% APY

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
High Interest Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required: 15 debit card purchases that post and settle your account; one ACH credit or direct deposit post to your account; enrolled in eStatements; Balances $0 to $25,000 earn 4.00% APY; balances $25,000.01 and above earn 0.20%. APY is accurate as of 02/03/2026. Rates subject to change without notice. A monthly $5.00 fee applies if ADB falls below $1,000.

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
High Interest Checking
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required: 15 debit card purchases that post and settle your account; one ACH credit or direct deposit post to your account; enrolled in eStatements; Balances $0 to $25,000 earn 4.00% APY; balances $25,000.01 and above earn 0.20%. APY is accurate as of 02/03/2026. Rates subject to change without notice. A monthly $5.00 fee applies if ADB falls below $1,000.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Municipal Checking with Interest
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Municipal Checking with Interest
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Primary Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.82%
Primary Interest Checking
0.10%
$1,000
Rate0.10%
Min Deposit$1,000
Min Balance
UpdatedJun 22, 2026
Details

No additional details provided.

Primary Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.82%
Primary Plus Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

Balance Tier: $1,000.00 and above

Profile Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
50+ Interest Checking Account
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedJun 22, 2026
Details

No additional details provided.

Profile Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Profile Direct Interest Checking Account
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedJun 22, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Municipal Checking with Interest
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Savings Bank of Walpole
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Nonprofit Advantage Checking to $74,999.99
0.03%
$10
Rate0.03%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

$25,000

Savings Bank of Walpole
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Nonprofit Advantage Checking to $249,999.99
0.03%
$10
Rate0.03%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

$75,000

Savings Bank of Walpole
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Nonprofit Advantage Checking
0.03%
$10
Rate0.03%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

Balance range: $1,000 to $99,999.99

Savings Bank of Walpole
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Nonprofit Advantage Checking or more
0.03%
$10
Rate0.03%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

$250,000

Savings Bank of Walpole
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Nonprofit Advantage Checking to $24,999.99
0.03%
$10
Rate0.03%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

$500

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Municipal Checking with Interest
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Kennebunk Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Interest Bearing Checking
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Tier 2

Primary Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.82%
Primary Interest Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

No additional details provided.

Primary Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.82%
Primary Plus Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

Balance Tier: $0.01 - $999.99

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Municipal Checking with Interest
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Rewards Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

4.00% to 0.01% APY

Partners Bank of New England
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Golden Rewards Ultimate Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

No Free Checking accounts found at this time.
No Student accounts found at this time.
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Profile Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Business Interest Checking Account
0.10%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedJun 22, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
UB 55, Business Checking with Interest
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Profile Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Business Interest Checking Account
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedJun 22, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
UB 55, Business Checking with Interest
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Business Checking
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
UB 55, Business Checking with Interest
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Business Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

No additional details provided.

Trends, NH Checking Rate Trends

Compare local Trends, NH checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New Hampshire Checking Trends →
High-Yield Checking — NH Avg
2.248%
Unchanged vs 7 days ago

New Hampshire high-yield checking rates currently average 2.248% APY.

Free Checking — NH Avg
0.077%
Unchanged vs 7 days ago

New Hampshire free checking rates currently average 0.077% APY.

As of Jul 4, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Trends, New Hampshire directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Trends, New Hampshire. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in NH.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Trends, New Hampshire earn interest?

Most traditional local checking accounts in Trends, New Hampshire earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Trends, New Hampshire FDIC insured?

Yes. Legitimate banks with branches in Trends, New Hampshire are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Trends, New Hampshire

Based on our current data, some of the highest checking account APYs available to residents of Trends, New Hampshire include:
  • Newburyport Bank
    Rewards Checking — 4.00% APY
  • Together Credit Union
    High Interest Checking — 4.00% APY
  • Mascoma Bank
    MORE Checking - Tier 3 — 0.50% APY
  • North Shore Bank Co-op
    — 0.20% APY
  • Union Bank Morrisville, VT
    Municipal Checking with Interest — 0.15% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Trends, New Hampshire. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: June 23, 2026