Best Banks & Checking Accounts in Arkansas City, Kansas - March 2026
Brian McKay
Brian McKay
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The best checking rates for Arkansas City, Kansas include Community National Bank & TrustCommunity National Bank & Trust500 N Summit St, Arkansas City, KS 67005A5.0 ★Texas Ratio: 6.71% ePower Checking at 1.41% APY, Mid American Credit UnionMid American Credit Union1610 N Summit St, Arkansas City, KS 67005 3917A+5.0 ★Texas Ratio: 5.01% e-Checking at 0.50% APY, Ark Valley Credit UnionArk Valley Credit Union1515 N Summit St, Arkansas City, KS 67005A+5.0 ★Texas Ratio: 2.23% Student Checking Account at 0.15% APY, Stock Exchange Bank, Caldwell, KSStock Exchange Bank, Caldwell, KS401 N Summit St, Arkansas City, KS 67005A+5.0 ★Texas Ratio: 0.00% Interest Checking Account (NOW) at 0.10% APY, and Baxter Credit UnionBaxter Credit Union6860 W 115th St, Overland Park, KS 66211 2457A5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY.
Looking for the best checking accounts in Arkansas City, Kansas? You have two main choices: convenient local branches or high-yield online accounts.
The tables below compare the top rates available to residents of Arkansas City, Kansas, featuring both local banks and credit unions near you.
Checking account rates reflect recent market quotes and representative offers available to depositors in Arkansas City, Kansas. Checking Account Rates Last Updated and Verified: March 20, 2026
Arkansas City, KS Checking Rate Trends
Compare local Arkansas City, KS checking rate quotes against the statewide average
Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas high-yield checking rates rose 0.901 points this week to 1.151% APY, up from 0.250% last week.
Kansas rewards checking rates rose 1.997 points this week to 3.441% APY, up from 1.444% last week.
Compare Checking Account Rates Today in Arkansas City, Kansas & the Surrounding Area
Arkansas City, KS 67005
Qualifying balance up to $25,000.00
Arkansas City, KS 67005 3917
Qualifying balance up to $1,000.00
Arkansas City, KS 67005 3917
No additional details provided.
Arkansas City, KS 67005
NO service charge; Minimum balance of $1,000 to earn dividends
Arkansas City, KS 67005
$3.00 service charge (NO charge to members 60 & over OR maintain a balance of $100.00 or more) Minimum balance of $1,000 to earn dividends
Arkansas City, KS 67005 3917
No additional details provided.
Arkansas City, KS 67005 3917
No additional details provided.
Arkansas City, KS 67005
No additional details provided.
Arkansas City, KS 67005 3917
No additional details provided.
Overland Park, KS 66211 2457
Qualifying balance up to $15000
Lawrence, KS 66049 3215
Qualifying balance up to $5,000.00
Mc Louth, KS 66054
cash back on up to $200 of debit card purchases each cycle; ATM Fee Refunds up to $25 each cycle
Olsburg, KS 66520
cash back on up to $200 of debit card purchases each cycle*; ATM Fee Refunds up to $25 each cycle**
Olathe, KS 66061
Qualifying balance up to $20,000
Topeka, KS 66612
Qualifying balance up to $15,000.00
Topeka, KS 66604 3806
Qualifying balance up to $30,000.00
Overland Park, KS 66223
No additional details provided.
Overland Park, KS 66211 2457
Qualifying balance up to $15000
Burlington, KS 66839
Qualifications Required: 12 debit card purchases, posted and settled; 1 Direct Deposit/Mobile Deposit per month; 1 electronic debit/ACH transaction per month; Qualifying balance up to $20,000.00
Mcpherson, KS 67460
Qualifications Required; Qualifying balance up to $200.00
Arkansas City, KS 67005
Qualifying balance up to $25,000.00
Arkansas City, KS 67005
No additional details provided.
Arkansas City, KS 67005 3917
No additional details provided.
Overland Park, KS 66211 2457
Qualifying balance up to $15000
Lawrence, KS 66049 3215
Qualifying balance up to $5,000.00
Mc Louth, KS 66054
cash back on up to $200 of debit card purchases each cycle; ATM Fee Refunds up to $25 each cycle
Olsburg, KS 66520
cash back on up to $200 of debit card purchases each cycle*; ATM Fee Refunds up to $25 each cycle**
Olathe, KS 66061
Qualifying balance up to $20,000
Topeka, KS 66612
Qualifying balance up to $15,000.00
Topeka, KS 66604 3806
Qualifying balance up to $30,000.00
Mcpherson, KS 67460
Qualifications Required; Qualifying balance up to $200.00
Overland Park, KS 66211 2457
Qualifying balance up to $15000
Overland Park, KS 66223
No additional details provided.
Burlington, KS 66839
Qualifications Required: 12 debit card purchases, posted and settled; 1 Direct Deposit/Mobile Deposit per month; 1 electronic debit/ACH transaction per month; Qualifying balance up to $20,000.00
Kiowa, KS 67070
Qualifications Required; Cash back earned on up to $250 in purchases monthly
Council Grove, KS 66846
Qualifications Required: Cycle qualifications must be met; Qualifying balance up to $10,000.00
Wichita, KS 67202
Qualifications Required: e-statement delivery; at least one direct deposit per statement cycle; 10 or more debit card transactions per statement cycle; Qualifying balance up to $5.00
Bonner Springs, KS 66012
Qualifications Required; Qualifying balance up to $100,000.00
Manhattan, KS 66502
Qualifications Required; Assuming all [requirements](https://www.ksstate.bank/personal/deposit-accounts#CheckingPLUS) are met within the statement cycle for balances up to $25,000
Baldwin City, KS 66006
Qualifications Required: Receive e-statements; Set up monthly direct deposit or ACH automatic payment; Complete 15 debit card transaction per statement cycle; Qualifying balance up to $19,999.99
Olsburg, KS 66520
cash back on up to $200 of debit card purchases each cycle*; ATM Fee Refunds up to $25 each cycle**
Mc Louth, KS 66054
cash back on up to $200 of debit card purchases each cycle; ATM Fee Refunds up to $25 each cycle
Olathe, KS 66061
Qualifying balance up to $20,000
Mcpherson, KS 67460
Qualifications Required; Qualifying balance up to $200.00
Wichita, KS 67202
Qualifications Required: e-statement delivery; at least one direct deposit per statement cycle; 10 or more debit card transactions per statement cycle; Qualifying balance up to $5.00
Kiowa, KS 67070
Qualifications Required; Cash back earned on up to $250 in purchases monthly
Wichita, KS 67206 3502
No additional details provided.
Lyons, KS 67554
Daily Balance $400 and Greater
Lyons, KS 67554
Daily Balance Below $400
Arkansas City, KS 67005 3917
No additional details provided.
Kiowa, KS 67070
Qualifications Required; Cash back earned on up to $250 in purchases monthly
Bonner Springs, KS 66012
Qualifications Required; Qualifying balance up to $100,000.00
Bonner Springs, KS 66012
No additional details provided.
Bonner Springs, KS 66012
No additional details provided.
Bonner Springs, KS 66012
No additional details provided.
Bonner Springs, KS 66012
No additional details provided.
Kansas City, KS 66106
No additional details provided.
Overland Park, KS 66223
No additional details provided.
Kansas City, KS 66106
Qualifying balance up to $2,499.99
Overland Park, KS 66223
No additional details provided.
Overland Park, KS 66223
No additional details provided.
Arkansas City, KS 67005 3917
No additional details provided.
Arkansas City, KS 67005 3917
No additional details provided.
Arkansas City, KS 67005 3917
No additional details provided.
Arkansas City, KS 67005
NO service charge; Minimum balance of $1,000 to earn dividends
Dodge City, KS 67801
No additional details provided.
Arkansas City, KS 67005 3917
paid monthly; Qualifying balance up to $1,000.00
Arkansas City, KS 67005
No additional details provided.
Junction City, KS 66441
The Interest Rate and Annual Percentage Yield may change after account opening. The Interest Rate and Annual Percentage Yield are current as of the date of this publication. Fees may be charged to the account, which could reduce earnings. Offer may expire without notice.
Wichita, KS 67206 3502
No additional details provided.
Wichita, KS 67206 3502
No additional details provided.
Wichita, KS 67206 3502
No additional details provided.
Topeka, KS 66608
No additional details provided.
De Soto, KS 66018
In Branch Only
Leawood, KS 66211
No additional details provided.
Topeka, KS 66614 4528
No additional details provided.
Wichita, KS 67206 3502
No additional details provided.
Topeka, KS 66614 4528
No additional details provided.
Ulysses, KS 67880
No additional details provided.
Overland Park, KS 66211 2457
No additional details provided.
Wichita, KS 67206 3502
No additional details provided.
Olathe, KS 66061
No additional details provided.
Baldwin City, KS 66006
No additional details provided.
Baldwin City, KS 66006
No additional details provided.
Ulysses, KS 67880
No additional details provided.
Lawrence, KS 66049 3215
No additional details provided.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Arkansas City, Kansas directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Arkansas City, Kansas. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in KS.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Arkansas City, Kansas earn interest?
Are banks in Arkansas City, Kansas FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Arkansas City, Kansas
- Community National Bank & Trust
ePower Checking — 1.41% APY - Mid American Credit Union
e-Checking — 0.50% APY - Ark Valley Credit Union
Student Checking Account — 0.15% APY - Stock Exchange Bank, Caldwell, KS
Interest Checking Account (NOW) — 0.10% APY - Baxter Credit Union
PowerPlusTM Checking Level 2 — 8.00% APY
