Sandy Springs, Georgia Best Checking Accounts & Rates September 2026
Brian McKay
Brian McKay
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Current checking account rates in Sandy Springs, Georgia range from 0.03% to 8.00% APY across the five banks and credit unions featured below, verified by MonitorBankRates as of September 28, 2026. The best checking rates for Sandy Springs, Georgia include Delta Community Credit UnionDelta Community Credit Union1100 Hammond Dr Ste 100, Sandy Springs, GA 30328 8153A+5.0 ★Texas Ratio: 1.24% Interest Checking Accounts at 0.10% APY, MembersFirst Credit UnionMembersFirst Credit Union8010 Roswell Rd, Sandy Springs, GA 30350A+5.0 ★Texas Ratio: 1.12% CU Succeed Checking at 0.03% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 6.31% PowerPlusTM Checking at 8.00% APY, iThink Financial Credit UnioniThink Financial Credit UnionA+5.0 ★Texas Ratio: 5.06% myChoice Checking Account at 7.00% APY, and Midsouth Community Federal Credit UnionMidsouth Community Federal Credit UnionA+5.0 ★Texas Ratio: 4.28% iChecking Account at 5.01% APY. Checking account rates as of September 28, 2026 according to verified data from MonitorBankRates.
Sandy Springs has 2 local institutions in our database, with checking rates as high as 0.25% APY from Delta Community Credit Union at 1100 Hammond Dr Ste 100, Sandy Springs, GA, 30328 8153. Use the tabs below to compare all available checking account types. Rates are continually updated, so we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Sandy Springs, Georgia. Checking Account Rates Last Updated and Verified: September 28, 2026
Compare Checking Account Rates Today in Sandy Springs, Georgia & the Surrounding Area
Sandy Springs Checking Account Rates
Sandy Springs, GA 30328 8153
Balance: $100,000.00 - and up
Sandy Springs, GA 30328 8153
Balance: $0.01 - $999.99
Sandy Springs, GA 30328 8153
Balance: $0 >
Sandy Springs, GA 30350
No additional details provided.
Sandy Springs, GA 30350
No additional details provided.
Sandy Springs, GA 30350
No additional details provided.
Sandy Springs, GA 30350
No additional details provided.
Sandy Springs, GA 30350
No additional details provided.
Level 2 on balances up to $15,000; Balance: 0.01 - $15,000.00
Balance: $0.00 - $3,000
Number of Transactions: 50+
Balance: 0 - $10,000
Minimum: $1,000 Direct Deposit; Qualifications Required: Direct Deposit
Balance: 12,500+ AVG DAILY STEPS
Number of Transactions: 40-49
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: 0 - $25,000
Qualifications Required: eStatements enrollment; 12 or more debit card purchases in the preceding month; at least one monthly ACH debit or credit; Qualify to earn 4.00% APY on the portion of the daily balance under $10,000 and have $1,200 in cell phone protection per year. SFB Perks Cell Phone Protection, Roadside Assistance, ID Theft Aid, Buyer's Protection and Extended Warranty, Health Savings Card, Shop Local, Save Local with SFB Perks, Billshark, $10,000 Travel Accidental Death Coverage, BaZing Fuel, Pet Care Services. Qualify for ATM Fee Refunds. Only one account of this type may be opened per social security number. Blended APY on the entire balance would vary from 4.00% to 0.59%, depending on the daily balance.
Level 1 on balances up to $15,000; Balance: 0.01 - $15,000.00
- Sep 18, 20264.00%▼ from 8.00%
- Sep 14, 20268.00%first recorded
Qualifications Required: At least 15 debit card purchases; Be enrolled in and agree to receive e-Statements; Be enrolled in and log into online banking
Qualifications Required; Qualifying Account Balances (If checking and direct deposit requirements are met*)
No additional details provided.
Balance: $0 to $24,999.99
Compounding Method: Monthly; Dividend Frequency: Monthly; Effective As Of: September 1, 2026; Good Through: September 30, 2026
Number of Transactions: 30-39
Balance: $0.01 and Net Direct Deposit; Minimum: $0 and Net Direct Deposit; Qualifications Required: Net Direct Deposit
Balance: 0 - $50,000
Balance: Up to $1,000
Number of Transactions: 20-29
Balance: $10,000 up to $24,999.99
Qualifications Required: 10 PIN-Based or Signature-Based Debit Card Purchases Per Month; Enrolled in and Agree to Receive E-Statements; Balance: daily balances over $25,000; ATM withdrawal fee reimbursements up to $25 monthly
Tier 1: Daily balance $0 to $25,000. Qualifications Required; No monthly service charge. Interest will be paid each qualification cycle if the following requirements are met: At least 10 debit card purchases post and clear. Have at least one ACH debit or ACH credit post and clear per monthly qualification cycle. Receive eStatement. No minimum balance required to accrue interest. APY for this tier is 1.51%.
No additional details provided.
Balance: $0 to $24,999.99
Balance: $500,000.00 and above
Average Daily Balance: $500,000.00 and above; Power Checking Account must have an Average Daily Balance of $2,500 or more for higher rate. Power Checking Dividend Rate and APY also apply to iEarn and iEarn 50+ accounts. All dividends are posted quarterly.
- Sep 27, 20261.14%▼ from 1.15%
- Sep 14, 20261.15%first recorded
Balance: $250,000.00 - $499,999.99
Balance: $500,000.00 and above
Balance: $100,000.00 - $249,999.99
Balance: $250,000.00 - $499,999.99
Qualifications Required: 1.00% APY* on balances up to $10,000; Earn 1.00% APY* on balances up to $10,000. Monthly fee of $5.95 waived when you maintain an average daily balance of $3,000 or more.
Sandy Springs High Yield Checking Rates
Sandy Springs, GA 30328 8153
Balance: $0 >
Sandy Springs, GA 30350
No additional details provided.
Level 2 on balances up to $15,000; Balance: 0.01 - $15,000.00
Balance: $0.00 - $3,000
Number of Transactions: 50+
Balance: 0 - $10,000
Minimum: $1,000 Direct Deposit; Qualifications Required: Direct Deposit
Balance: 12,500+ AVG DAILY STEPS
Number of Transactions: 40-49
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: 0 - $25,000
Qualifications Required: eStatements enrollment; 12 or more debit card purchases in the preceding month; at least one monthly ACH debit or credit; Qualify to earn 4.00% APY on the portion of the daily balance under $10,000 and have $1,200 in cell phone protection per year. SFB Perks Cell Phone Protection, Roadside Assistance, ID Theft Aid, Buyer's Protection and Extended Warranty, Health Savings Card, Shop Local, Save Local with SFB Perks, Billshark, $10,000 Travel Accidental Death Coverage, BaZing Fuel, Pet Care Services. Qualify for ATM Fee Refunds. Only one account of this type may be opened per social security number. Blended APY on the entire balance would vary from 4.00% to 0.59%, depending on the daily balance.
Level 1 on balances up to $15,000; Balance: 0.01 - $15,000.00
- Sep 18, 20264.00%▼ from 8.00%
- Sep 14, 20268.00%first recorded
Qualifications Required: At least 15 debit card purchases; Be enrolled in and agree to receive e-Statements; Be enrolled in and log into online banking
Qualifications Required; Qualifying Account Balances (If checking and direct deposit requirements are met*)
No additional details provided.
Compounding Method: Monthly; Dividend Frequency: Monthly; Effective As Of: September 1, 2026; Good Through: September 30, 2026
Number of Transactions: 30-39
Balance: $0.01 and Net Direct Deposit; Minimum: $0 and Net Direct Deposit; Qualifications Required: Net Direct Deposit
Balance: 0 - $50,000
Balance: Up to $1,000
Number of Transactions: 20-29
Balance: $10,000 up to $24,999.99
Qualifications Required: 10 PIN-Based or Signature-Based Debit Card Purchases Per Month; Enrolled in and Agree to Receive E-Statements; Balance: daily balances over $25,000; ATM withdrawal fee reimbursements up to $25 monthly
Tier 1: Daily balance $0 to $25,000. Qualifications Required; No monthly service charge. Interest will be paid each qualification cycle if the following requirements are met: At least 10 debit card purchases post and clear. Have at least one ACH debit or ACH credit post and clear per monthly qualification cycle. Receive eStatement. No minimum balance required to accrue interest. APY for this tier is 1.51%.
Balance: $500,000.00 and above
Average Daily Balance: $500,000.00 and above; Power Checking Account must have an Average Daily Balance of $2,500 or more for higher rate. Power Checking Dividend Rate and APY also apply to iEarn and iEarn 50+ accounts. All dividends are posted quarterly.
- Sep 27, 20261.14%▼ from 1.15%
- Sep 14, 20261.15%first recorded
Balance: $250,000.00 - $499,999.99
Balance: $500,000.00 and above
Balance: $100,000.00 - $249,999.99
Balance: $250,000.00 - $499,999.99
Qualifications Required: 1.00% APY* on balances up to $10,000; Earn 1.00% APY* on balances up to $10,000. Monthly fee of $5.95 waived when you maintain an average daily balance of $3,000 or more.
No additional details provided.
Balance: $100,000.00 - $249,999.99
APY on excess of $10,000
Balance: $100-$1,499
Balance: $100-$1,499
Balance: $25,000 - and above
Balance: greater than $50,000.00 and above
Earn up to 0.50% APY and enjoy a hassle-free banking experience designed around your needs. Our best checking interest rate Online and mobile banking, eStatements, and more Perks Savings on shopping, dining, and travel Receive cell phone protection up to $600 per claim ($1,200 per year) Health Savings Discount Card 24/7 access to free roadside assistance ($80 in covered service charges) $25,000 accidental death coverage ID Theft Aid and Identity Monitoring
No additional details provided.
Sandy Springs Rewards Checking Rates
Balance: 0 - $10,000
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: 0 - $25,000
Balance: 0 - $50,000
Qualifications Required: 10 PIN-Based or Signature-Based Debit Card Purchases Per Month; Enrolled in and Agree to Receive E-Statements; Balance: daily balances over $25,000; ATM withdrawal fee reimbursements up to $25 monthly
Tier 1: Daily balance $0 to $25,000. Qualifications Required; No monthly service charge. Interest will be paid each qualification cycle if the following requirements are met: At least 10 debit card purchases post and clear. Have at least one ACH debit or ACH credit post and clear per monthly qualification cycle. Receive eStatement. No minimum balance required to accrue interest. APY for this tier is 1.51%.
Earn up to 0.50% APY and enjoy a hassle-free banking experience designed around your needs. Our best checking interest rate Online and mobile banking, eStatements, and more Perks Savings on shopping, dining, and travel Receive cell phone protection up to $600 per claim ($1,200 per year) Health Savings Discount Card 24/7 access to free roadside assistance ($80 in covered service charges) $25,000 accidental death coverage ID Theft Aid and Identity Monitoring
No additional details provided.
Monthly fee waived when you maintain $1,500 or more in your account. Cell phone protection up to $400 per claim ($800 per year). 24/7 access to free roadside assistance ($80 in covered service charges). $10,000 accidental death coverage. ID Theft Aid and Identity Monitoring.
No additional details provided.
Balance: Under $1,000
All balances if qualifications not met
If qualifications aren't met; ATM withdrawal fees are not refunded
- Sep 27, 20260.05%▼ from 4.00%
- Sep 7, 20264.00%first recorded
Balance: $500 - $999.99
Qualifications Required: Enroll in online banking; Complete fifteen (15) qualifying debit card purchases during each statement cycle; Establish and receive qualifying direct deposit(s) totaling $1,500 or more per monthly statement cycle; 0.01% APY for balances less than $1,500.00; 0.02% APY for balances $1,500.00-$2,499.99. Rates are variable and subject to change at any time. Fees may reduce earnings. Bonuses are considered income for tax purposes and will be reported to the IRS as required by law. Accounts are subject to approval. Terms and conditions will apply. Perks+ Checking has a monthly service charge of $6.95.
Qualifications Required: Enroll in online banking; Complete fifteen (15) qualifying debit card purchases during each statement cycle; Establish and receive qualifying direct deposit(s) totaling $1,500 or more per monthly statement cycle; 0.01% APY for balances less than $1,500.00; 0.03% APY for balances of $2,500.00 or more. Rates are variable and subject to change at any time. Fees may reduce earnings. Bonuses are considered income for tax purposes and will be reported to the IRS as required by law. Accounts are subject to approval. Terms and conditions will apply. Perks+ Checking has a monthly service charge of $6.95.
Qualifications Required: Enroll in online banking; Complete fifteen (15) qualifying debit card purchases during each statement cycle; Establish and receive qualifying direct deposit(s) totaling $1,500 or more per monthly statement cycle; 0.02% APY for balances $1,500.00-$2,499.99; 0.03% APY for balances of $2,500.00 or more. Rates are variable and subject to change at any time. Fees may reduce earnings. Bonuses are considered income for tax purposes and will be reported to the IRS as required by law. Accounts are subject to approval. Terms and conditions will apply. Perks+ Checking has a monthly service charge of $6.95.
Sandy Springs Free Checking Rates
No additional details provided.
Balance: Balances Over $10,000
Minimum Balance to Open Account: $5.00
$25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.; Balance less than $20,000
Compounding Method: Monthly; Dividend Frequency: Monthly; Effective As Of: September 1, 2026; Good Through: September 30, 2026
Up to $25,000
- Sep 21, 20260.04%▼ from 2.15%
- Sep 14, 20262.15%first recorded
Sandy Springs Student Checking Rates
No additional details provided.
Balance: Up to $1,000
Balance: $100-$1,499
Balance: $1,500-$24,999
Balance: $25,000-$99,999
Balance: $500 - $999.99
Balance: Above $1,000
Sandy Springs Business Checking Rates
Sandy Springs, GA 30328 8153
Balance: $100,000.00 - and up
Sandy Springs, GA 30328 8153
Balance: $0.01 - $999.99
Sandy Springs, GA 30350
No additional details provided.
Balance: $0 to $24,999.99
No additional details provided.
Balance: $0 to $24,999.99
Balance: $500,000 - $999,999.99
Balance: $100,000 - $249,999.99
Balance: $50,000 - $99,999.99
No additional details provided.
Balance: $25,000 - $49,999.99
Balance: $2,500 - $24,999.99
No additional details provided.
For Sole Proprietorship and Not-For-Profit accounts only; If daily balance falls below $5,000 at any time during the statement cycle a 20.00 minimum balance fee will apply.
Average Daily Balance: $15,000 - $24,999.99
Condition: $5,000 and above. An average daily balance of $5,000 each day is required to earn monthly dividends.
Average Daily Balance: $5,000 - $14,999.99
All balances if qualifications not met
Average Daily Balance: $2,500 - $4,999.99
Last Dividend Declaration Date: July 29, 2026. The dividend rates and annual percentage yields are accurate as of the last dividend declaration date. If you require current rate information, please contact us. Dividends are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends as provided by Program type and compound monthly. APY= Annual Percentage Yield. Fees could reduce earnings on the account. Rates are subject to change without notice. The rate may change after the account is opened. The APY is accurate as of the last dividend declaration date.
Sandy Springs, GA Checking Rate Trends
Compare local Sandy Springs, GA checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
Georgia high-yield checking rates fell 0.102 points over the past 7 days to 1.580% APY.
Georgia free checking rates fell 0.041 points over the past 7 days to 0.779% APY.
Sandy Springs, GA Checking Rate Forecast, Next 12 Months
Checking APYs move with Federal Reserve policy. Our model projects the likely path of high-yield and free checking averages from the current Georgia figures.
Forecast Methodology & Assumptions
Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit institutions typically pass policy-rate changes through to checking APYs within 60–90 days. Reward and high-yield checking adjust faster than standard accounts.
Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.
What Your Balance Earns at GA Checking Averages
Annual interest earnings at current Georgia average APYs. Advertised high-yield rates typically require qualifying monthly activity, and most accounts cap the balance that earns the top rate. The calculator below models your exact balance against a cap.
| Balance | High-Yield Checking (1.580% APY) | Monthly Earnings | Free Checking (0.779% APY) | Monthly Earnings |
|---|---|---|---|---|
| $2,500 | $39.50 / year | $3.29 | $19.48 / year | $1.62 |
| $5,000 | $79.01 / year | $6.58 | $38.95 / year | $3.25 |
| $10,000 | $158.01 / year | $13.17 | $77.90 / year | $6.49 |
| $25,000 | $395.03 / year | $32.92 | $194.75 / year | $16.23 |
| Earnings estimates assume the full balance earns the average APY with qualifying requirements met every month. Actual earnings depend on the account’s rate cap, base rate, and whether requirements are met. The top offers above pay well over these averages. Source: Georgia checking rate averages as of September 28, 2026. | ||||
Available in Sandy Springs, Georgia
About Our Sandy Springs, Georgia Checking Rate Database
MonitorBankRates tracks checking account rates from 18 banks and 20 credit unions offering checking accounts to Sandy Springs, Georgia residents, spanning high-yield, rewards, free, student, and business checking from community institutions, regional banks, and national online options. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Delta Community Credit Union offers a checking account at 0.25% APY. High-yield checking rates typically require qualifying monthly activity. Check the account details before opening.
How to Find the Best Checking Rates in Sandy Springs, Georgia
What to compare when shopping for an interest-bearing checking account in Sandy Springs, Georgia
To find the best checking APYs in Sandy Springs, Georgia, start with credit unions and online-only banks: Sandy Springs, Georgia has 20 credit unions in our database, and they dominate the high-yield and rewards checking market because they have lower overhead than traditional branch networks and use high rates to win your primary banking relationship.
Read the qualifying requirements before you’re drawn in by the headline rate. Most high-yield checking accounts require 10–15 debit card transactions per month, a direct deposit or ACH transfer, and e-statements. Miss them in a given month and you earn a near-zero base rate instead. Also check the balance cap: the advertised APY usually applies only up to $10,000–$25,000. The current GA high-yield checking average is 1.580% Use the tables above to find the best available offer.
Finally, weigh fees and access: a monthly maintenance fee can erase a year of interest on a modest balance, and out-of-network ATM fees add up fast. The best accounts pair a high rate with no monthly fee and nationwide ATM access or ATM-fee reimbursement, worth checking if an institution has branches or in-network ATMs near you in Sandy Springs, Georgia.
When High-Yield Checking Makes Sense
- You already use a debit card regularly: the transaction requirements cost you nothing extra
- Your everyday balance sits under the account’s rate cap, so your whole balance earns the top APY
- You want your spending money earning savings-level interest instead of 0%
- You prefer banking locally: 38 institutions serving Sandy Springs, Georgia report checking rates to our database
Consider an Alternative If…
- Your balance is well above the rate cap: Sandy Springs, Georgia savings rates or money market rates for the excess
- You won’t reliably meet the monthly activity requirements: a no-strings high-yield savings account earns more
- You have money you won’t touch for a set period: Sandy Springs, Georgia CD rates lock in a guaranteed return
Sandy Springs, Georgia Financial Snapshot
Local demographics and economic context for account holders. Source: U.S. Census Bureau
At today’s GA high-yield checking average of 1.580%, keeping 10% of the local median salary ($6,717) in a high-yield checking account would earn $106 annually, money a 0% traditional checking account leaves on the table. The top offers above pay even more.
Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.
High-Yield Checking vs. Other Sandy Springs, Georgia Options
How interest-bearing checking accounts compare to the other deposit products available at banks and credit unions in Sandy Springs, Georgia.
| Feature | High-Yield Checking | Free Checking | High-Yield Savings | Money Market |
|---|---|---|---|---|
| Current GA Avg APY | 1.580% | 0.779% | View Savings Rates | View MMA Rates |
| Monthly Activity Required | ✗ Usually yes (debit + direct deposit) | ✓ None | ✓ None | ✓ None |
| Balance Cap on Top Rate | Common ($10K–$25K) | Little or no interest paid | ✓ Rarely | Tiered: higher balances earn more |
| FDIC / NCUA Insured | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K |
| Checks & Debit Card | ✓ Unlimited | ✓ Unlimited | ✗ No | ✓ Limited per month |
| Best For | Everyday spending money that also earns | Simple no-fee banking, modest balances | Emergency fund, larger balances | Larger balances wanting some check access |
APY data reflects Georgia averages tracked in our database as of September 28, 2026. Rates are variable and may differ by institution. See individual product pages for full details.
Sandy Springs, Georgia Checking Account Interest Calculator
See what an interest-bearing checking account earns on your everyday balance. Most high-yield accounts only pay the advertised APY up to a balance cap. Enter the cap to see the real number, or leave it at 0 for uncapped accounts. Click any current Sandy Springs, Georgia rate on the right to apply it. Interest compounds monthly.
Assumes monthly compounding, qualifying requirements met every cycle, and that balances above the cap earn 0%. Checking rates are variable and can change at any time. Estimates are for informational purposes only.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Sandy Springs, Georgia checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Sandy Springs, Georgia directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Sandy Springs, Georgia. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in GA.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Sandy Springs, Georgia earn interest?
Are banks in Sandy Springs, Georgia FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
What do I need to do to qualify for a high-yield checking rate in Sandy Springs, Georgia?
Is there a limit on how much of my balance earns the top rate?
How do I open a checking account in Sandy Springs, Georgia?
Best Checking Rates in Sandy Springs, Georgia
- Delta Community Credit Union
Interest Checking Accounts: 0.10% APY - MembersFirst Credit Union
CU Succeed Checking: 0.03% APY - Baxter Credit Union
PowerPlusTM Checking: 8.00% APY - iThink Financial Credit Union
myChoice Checking Account: 7.00% APY - Midsouth Community Federal Credit Union
iChecking Account: 5.01% APY
Sandy Springs, Georgia Rates & Resources
