What are the best CD rates in Huntington, West Virginia?

Here are recent top rates found for this area: Huntington FSB : 4.01% APY (12 Month C.D.) Metro Community Federal Credit Union : 3.61% APY (12 Month CD) Universal Federal Credit Union : 3.56% APY (12 Month) First Priority Federal Credit Union : 3.50% APY (Share Certificate - 12 MO) Union Trades Federal Credit Union : 2.79% APY (36 Month Certificate) Cabway Telco Federal Credit Union : 2.50% APY (6 months CD) Pioneer Appalachia Federal Credit Union : 0.30% APY (Traditional & Roth IRA Certificates 60 months) Fairmont Federal Credit Union : 4.20% APY (Traditional & Roth IRA Certificates 48 month) Partners 1st Federal Credit Union : 4.07% APY (24 months) Ohio Valley Bank Co. : 4.00% APY (18 MONTH IRA / ROTH TDOA)

A CD ladder involves opening multiple CDs with staggered maturity dates — for example, 3-month, 6-month, 1-year, and 2-year CDs. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

MonitorBankRates

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iAdvertiser Disclosure

Huntington, West Virginia Best CD Rates August 2026

Q: Can I withdraw my money early from a CD?

You can, but most institutions charge an early withdrawal penalty — often a number of months of interest (e.g., 3 or 6 months). Specifics vary by institution.

Q: What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs typically require a higher minimum deposit (often $100,000 or more) and may offer slightly higher APYs than standard CDs available in Huntington, West Virginia.

Q: Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the entire term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start lower.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | CD Rates Last Updated and Verified: August 28, 2026

Current Huntington, West Virginia CD rates include Huntington FSBHuntington FSB1049 5th Ave, Huntington, WV 25701A+5.0 ★Texas Ratio: 1.60%Real return: +1.21%APY minus CPI (February 2026) offering 12 Month C.D. at 4.01% APY, Metro Community Federal Credit UnionMetro Community Federal Credit Union215 18th St, Huntington, WV 25703B+4.8 ★Texas Ratio: 16.73%Real return: +0.81%APY minus CPI (February 2026) offering 12 Month CD at 3.61% APY, Universal Federal Credit UnionUniversal Federal Credit Union317 31st ST, Huntington, WV 25702 1417A+5.0 ★Texas Ratio: 0.47%Real return: +0.76%APY minus CPI (February 2026) offering 12 Month at 3.56% APY, First Priority Federal Credit UnionFirst Priority Federal Credit Union500 Virginia Ave, Huntington, WV 25701A+5.0 ★Texas Ratio: 2.88%Real return: +0.70%APY minus CPI (February 2026) offering Share Certificate - 12 MO at 3.50% APY, and Union Trades Federal Credit UnionUnion Trades Federal Credit Union1955 9TH AVE, HUNTINGTON, WV 25703 1737A+5.0 ★Texas Ratio: 1.86%Real return: -0.01%APY minus CPI (February 2026) offering 36 Month Certificate at 2.79% APY. CD rates as of August 28, 2026 according to verified data from MonitorBankRates.

Huntington has 28 local institutions in our database, with CD rates as high as 4.01% APY from Huntington FSB at 1049 5th Ave, Huntington, WV 25701. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader West Virginia area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: August 28, 2026

Compare Best CD Rates in Huntington, West Virginia & the Surrounding Area

Jump to: 3 Month · 6 Month · 12 Month · 18 Month · 24 Month · 36 Month · 48 Month · 60 Month

Huntington 3 Month CD Rates

West Virginia 3 Month CD Average1.02% APYNational 1.96%▲ 0.01% from last week

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

The Citizens Bank of Weston

Institution Rating:

A+5.0 ★Texas Ratio: 3.19%

3 Month CD/IRA

$500

3.70% ▲ 2.68% above West Virginia avg

View

▼

Rate—

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average1.02%▲ 2.68% above avgNationally 1.96%

Details

Unified Bank Martins Ferry, OH

Institution Rating:

A+5.0 ★Texas Ratio: 5.93%

3 Month CD

$1,000

3.61% ▲ 2.59% above West Virginia avg

View

▼

Rate—

Min Deposit$1,000

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average1.02%▲ 2.59% above avgNationally 1.96%

Details

APY = Annual Percentage Yield. The APY's are accurate as of 7/01/26. CD Rates require a minimum of $1,000 to open and attain the stated APY. Penalty may be imposed for early withdrawal. All rates are subject to change without notice. $1,000 minimum needed to earn the listed APY. Please contact us at 888.275.5566 for current rate information.

West Virginia Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.47%

3 Month

3.30% ▲ 2.28% above West Virginia avg

View

▼

Rate3.26%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average1.02%▲ 2.28% above avgNationally 1.96%

Details

Pleasants County Bank

Institution Rating:

A+5.0 ★Texas Ratio: 2.12%

3 Month

3.14% ▲ 2.12% above West Virginia avg

View

▼

Rate3.10%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average1.02%▲ 2.12% above avgNationally 1.96%

Details

First Guaranty Bank

Institution Rating:

A5.0 ★Texas Ratio: 12.00%

90 Day

$500

2.70% ▲ 1.68% above West Virginia avg

View

▼

Rate2.70%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average1.02%▲ 1.68% above avgNationally 1.96%

Details

West Virginia Central Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.47%

3 Month

1.63% ▲ 0.61% above West Virginia avg

View

▼

Rate1.62%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average1.02%▲ 0.61% above avgNationally 1.96%

Details

Justice Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.56%

3 month

$500

1.02% At West Virginia avg

View

▼

Rate1.01%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average1.02%At the averageNationally 1.96%

Details

Community Bank (PA)

Institution Rating:

A+5.0 ★Texas Ratio: 2.92%

3 Months

$500

1.00% ▼ 0.02% below West Virginia avg

View

▼

Rate1.00%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average1.02%▼ 0.02% below avgNationally 1.96%

Details

First Mutual Bank, FSB

Institution Rating:

A5.0 ★Texas Ratio: 8.08%

3-Month CD

0.75% ▼ 0.27% below West Virginia avg

View

▼

Rate0.75%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average1.02%▼ 0.27% below avgNationally 1.96%

Details

WVU Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.16%

3 Month CD

0.75% ▼ 0.27% below West Virginia avg

View

▼

Rate0.75%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average1.02%▼ 0.27% below avgNationally 1.96%

Details

Ohio Valley Bank Co.

Institution Rating:

A+5.0 ★Texas Ratio: 2.03%

3 Month CD

0.50% ▼ 0.52% below West Virginia avg

View

▼

Rate0.50%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average1.02%▼ 0.52% below avgNationally 1.96%

Details

FNB of Peterstown

Institution Rating:

A+5.0 ★Texas Ratio: 3.13%

3 Months

0.40% ▼ 0.62% below West Virginia avg

View

▼

Rate0.40%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average1.02%▼ 0.62% below avgNationally 1.96%

Details

Citizens Bank of West Virginia, Inc.

Institution Rating:

A+5.0 ★Texas Ratio: 4.04%

3 Months

$500

0.20% ▼ 0.82% below West Virginia avg

View

▼

Rate0.20%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average1.02%▼ 0.82% below avgNationally 1.96%

Details

Compounding: At Maturity

Citizens Bank of West Virginia, Inc.

Institution Rating:

A+5.0 ★Texas Ratio: 4.04%

7-90 Day

$500

0.20% ▼ 0.82% below West Virginia avg

View

▼

Rate0.20%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average1.02%▼ 0.82% below avgNationally 1.96%

Details

Compounding: At Maturity

Partners 1st Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.69%

3 months

0.10% ▼ 0.92% below West Virginia avg

View

▼

Rate0.10%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average1.02%▼ 0.92% below avgNationally 1.96%

Details

Huntington 6 Month CD Rates

West Virginia 6 Month CD Average2.08% APYNational 2.67%▲ 0.07% from last week

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Cabway Telco Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.07%

1135 6th Ave, Huntington, WV 25701

6 months CD

2.50% ▲ 0.42% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▲ 0.42% above avgNationally 2.67%

Details

Rates as of 01/23/23

Universal Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.47%

317 31st ST, Huntington, WV 25702 1417

6 Month

1.51% ▼ 0.57% below West Virginia avg

View

▼

Rate1.50%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▼ 0.57% below avgNationally 2.67%

Details

Union Trades Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.86%

1955 9TH AVE, HUNTINGTON, WV 25703 1737

6 Month Certificate

$500

1.51% ▼ 0.57% below West Virginia avg

View

▼

Rate1.50%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▼ 0.57% below avgNationally 2.67%

Details

CD = With $100 in your share account.

The Citizens Bank of Weston

Institution Rating:

A+5.0 ★Texas Ratio: 3.19%

6 Month CD/IRA

$500

3.80% ▲ 1.72% above West Virginia avg

View

▼

Rate—

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▲ 1.72% above avgNationally 2.67%

Details

Promo

Members Choice WV Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.14%

6 Month Share Certificate

3.55% ▲ 1.47% above West Virginia avg

View

▼

Rate3.50%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▲ 1.47% above avgNationally 2.67%

Details

Long Reach Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.35%

6 Month

3.45% ▲ 1.37% above West Virginia avg

View

▼

Rate3.40%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▲ 1.37% above avgNationally 2.67%

Details

Paid Monthly

West Virginia Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.47%

6 Months

3.30% ▲ 1.22% above West Virginia avg

View

▼

Rate3.27%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▲ 1.22% above avgNationally 2.67%

Details

Pleasants County Bank

Institution Rating:

A+5.0 ★Texas Ratio: 2.12%

VARIABLE RATE IRA 6 Month

3.24% ▲ 1.16% above West Virginia avg

View

▼

Rate3.20%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▲ 1.16% above avgNationally 2.67%

Details

VARIABLE RATE IRA

Justice Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.56%

6 month

$500

3.05% ▲ 0.97% above West Virginia avg

View

▼

Rate3.02%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▲ 0.97% above avgNationally 2.67%

Details

CCMH Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.97%

6 Month CD

3.00% ▲ 0.92% above West Virginia avg

View

▼

Rate3.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▲ 0.92% above avgNationally 2.67%

Details

Marion County School Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.77%

6 month

3.00% ▲ 0.92% above West Virginia avg

View

▼

Rate3.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▲ 0.92% above avgNationally 2.67%

Details

WV National Guard Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

6 Month CD

2.75% ▲ 0.67% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▲ 0.67% above avgNationally 2.67%

Details

First Guaranty Bank

Institution Rating:

A5.0 ★Texas Ratio: 12.00%

6 Month

$500

2.70% ▲ 0.62% above West Virginia avg

View

▼

Rate2.70%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▲ 0.62% above avgNationally 2.67%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

6-month Share Certificate - Peoples Preferred Club

2.53% ▲ 0.45% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▲ 0.45% above avgNationally 2.67%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

6-month IRA Certificate

2.43% ▲ 0.35% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▲ 0.35% above avgNationally 2.67%

Details

Peoples Preferred Club APY: 2.53%

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

6-month Share Certificate

2.43% ▲ 0.35% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▲ 0.35% above avgNationally 2.67%

Details

Peoples Preferred Club APY: 2.53%

Act 1st Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.75%

6 Months

$500

2.25% ▲ 0.17% above West Virginia avg

View

▼

Rate2.23%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▲ 0.17% above avgNationally 2.67%

Details

CNB Bank Berkeley Springs, WV

Institution Rating:

A5.0 ★Texas Ratio: 9.31%

6 Month

2.00% ▼ 0.08% below West Virginia avg

View

▼

Rate1.98%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▼ 0.08% below avgNationally 2.67%

Details

First Peoples Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.98%

6 months

2.00% ▼ 0.08% below West Virginia avg

View

▼

Rate1.98%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▼ 0.08% below avgNationally 2.67%

Details

Community Bank (PA)

Institution Rating:

A+5.0 ★Texas Ratio: 2.92%

6 Months

$500

1.75% ▼ 0.33% below West Virginia avg

View

▼

Rate1.74%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▼ 0.33% below avgNationally 2.67%

Details

Hancock School Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.44%

6 Month

1.75% ▼ 0.33% below West Virginia avg

View

▼

Rate1.75%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▼ 0.33% below avgNationally 2.67%

Details

Early Withdrawl Penalty: 90 Day

West Virginia Central Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.47%

6 Month

1.68% ▼ 0.40% below West Virginia avg

View

▼

Rate1.67%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▼ 0.40% below avgNationally 2.67%

Details

First Mutual Bank, FSB

Institution Rating:

A5.0 ★Texas Ratio: 8.08%

6-Month CD

1.00% ▼ 1.08% below West Virginia avg

View

▼

Rate1.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▼ 1.08% below avgNationally 2.67%

Details

Riverview Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.59%

6 Months

1.00% ▼ 1.08% below West Virginia avg

View

▼

Rate1.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▼ 1.08% below avgNationally 2.67%

Details

First Choice America Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.53%

6 month Certificate

0.80% ▼ 1.28% below West Virginia avg

View

▼

Rate0.80%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▼ 1.28% below avgNationally 2.67%

Details

EARLY WITHDRAWAL PENALTY: 90 days dividend penalty

WVU Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.16%

6 Month CD

0.80% ▼ 1.28% below West Virginia avg

View

▼

Rate0.80%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▼ 1.28% below avgNationally 2.67%

Details

Ohio Valley Bank Co.

Institution Rating:

A+5.0 ★Texas Ratio: 2.03%

6 Month CD

0.75% ▼ 1.33% below West Virginia avg

View

▼

Rate0.75%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▼ 1.33% below avgNationally 2.67%

Details

Ohio Valley Bank Co.

Institution Rating:

A+5.0 ★Texas Ratio: 2.03%

6 MONTH IRA / ROTH

0.75% ▼ 1.33% below West Virginia avg

View

▼

Rate0.75%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▼ 1.33% below avgNationally 2.67%

Details

Element Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.86%

6 month CD

$100

0.75% ▼ 1.33% below West Virginia avg

View

▼

Rate—

Min Deposit$100

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▼ 1.33% below avgNationally 2.67%

Details

FNB of Peterstown

Institution Rating:

A+5.0 ★Texas Ratio: 3.13%

6 Months

0.60% ▼ 1.48% below West Virginia avg

View

▼

Rate0.60%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▼ 1.48% below avgNationally 2.67%

Details

Citizens Bank of West Virginia, Inc.

Institution Rating:

A+5.0 ★Texas Ratio: 4.04%

6 Months

$500

0.25% ▼ 1.83% below West Virginia avg

View

▼

Rate0.25%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▼ 1.83% below avgNationally 2.67%

Details

Compounding: At Maturity

Marshall County Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

IRA 6 Month

0.20% ▼ 1.88% below West Virginia avg

View

▼

Rate0.20%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▼ 1.88% below avgNationally 2.67%

Details

Partners 1st Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.69%

6 months

0.15% ▼ 1.93% below West Virginia avg

View

▼

Rate0.15%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▼ 1.93% below avgNationally 2.67%

Details

Marshall County Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

6 Month

$500

0.03% ▼ 2.05% below West Virginia avg

View

▼

Rate0.03%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.08%▼ 2.05% below avgNationally 2.67%

Details

Huntington 12 Month CD Rates

West Virginia 12 Month CD Average2.80% APYNational 2.83%▲ 0.12% from last week

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Huntington FSB

Institution Rating:

A+5.0 ★Texas Ratio: 1.60%

1049 5th Ave, Huntington, WV 25701

12 Month C.D.

4.01% ▲ 1.21% above West Virginia avg

View

▼

Rate3.95%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 1.21% above avgNationally 2.83%

Details

Metro Community Federal Credit Union

Institution Rating:

B+4.8 ★Texas Ratio: 16.73%

215 18th St, Huntington, WV 25703

12 Month CD

3.61% ▲ 0.81% above West Virginia avg

View

▼

Rate3.55%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.81% above avgNationally 2.83%

Details

Universal Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.47%

317 31st ST, Huntington, WV 25702 1417

12 Month

3.56% ▲ 0.76% above West Virginia avg

View

▼

Rate3.50%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.76% above avgNationally 2.83%

Details

First Priority Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.88%

500 Virginia Ave, Huntington, WV 25701

Share Certificate - 12 MO

3.50% ▲ 0.70% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.70% above avgNationally 2.83%

Details

APY=Annual Percentage Yield. $1,000.00 minimum balance and early withdrawal penalty may apply. Funds are disbursed to shares at maturity.

Union Trades Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.86%

1955 9TH AVE, HUNTINGTON, WV 25703 1737

12 Month Certificate

$500

1.77% ▼ 1.03% below West Virginia avg

View

▼

Rate1.75%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▼ 1.03% below avgNationally 2.83%

Details

CD = With $100 in your share account.

Partners 1st Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.69%

12 months

4.00% ▲ 1.20% above West Virginia avg

View

▼

Rate3.93%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 1.20% above avgNationally 2.83%

Details

Alloy Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.29%

12 Months & Above

$1,000

4.00% ▲ 1.20% above West Virginia avg

View

▼

Rate—

Min Deposit$1,000

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 1.20% above avgNationally 2.83%

Details

$1,000

Fairmont Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.70%

12 month

$500

3.85% ▲ 1.05% above West Virginia avg

View

▼

Rate3.79%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 1.05% above avgNationally 2.83%

Details

First Exchange Bank

Institution Rating:

B-4.2 ★Texas Ratio: 24.32%

12 Month CD

$500

3.75% ▲ 0.95% above West Virginia avg

View

▼

Rate—

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.95% above avgNationally 2.83%

Details

Limited time offer. Special CD Rate is valid for firstDirect Interest, firstDeluxe and firstPremium Interest Account Holders only. APY is accurate as of April 20, 2026. APY's are subject to change at any time. Substantial penalties may be imposed for early withdrawal. Fees may reduce account earnings.

First Exchange Bank

Institution Rating:

B-4.2 ★Texas Ratio: 24.32%

12 Month Special CD

3.75% ▲ 0.95% above West Virginia avg

View

▼

Rate3.70%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.95% above avgNationally 2.83%

Details

Act 1st Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.75%

12 Months

$500

3.75% ▲ 0.95% above West Virginia avg

View

▼

Rate3.69%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.95% above avgNationally 2.83%

Details

Bayer Heritage Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.76%

12 Months

3.75% ▲ 0.95% above West Virginia avg

View

▼

Rate3.68%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.95% above avgNationally 2.83%

Details

First Exchange Bank

Institution Rating:

B-4.2 ★Texas Ratio: 24.32%

12 Month CD

3.65% ▲ 0.85% above West Virginia avg

View

▼

Rate3.60%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.85% above avgNationally 2.83%

Details

FNB Bank, Inc. Romney, WV

Institution Rating:

A5.0 ★Texas Ratio: 13.45%

12 MONTH CD SPECIAL

$1,000

3.65% ▲ 0.85% above West Virginia avg

View

▼

Rate3.60%

Min Deposit$1,000

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.85% above avgNationally 2.83%

Details

Compounding Frequency: Quarterly

Bayer Heritage Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.76%

JUMBO CERTIFICATES 12 Months

3.60% ▲ 0.80% above West Virginia avg

View

▼

Rate3.54%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.80% above avgNationally 2.83%

Details

Bayer Heritage Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.76%

12 Months

3.55% ▲ 0.75% above West Virginia avg

View

▼

Rate3.49%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.75% above avgNationally 2.83%

Details

Long Reach Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.35%

12 Month

3.55% ▲ 0.75% above West Virginia avg

View

▼

Rate3.50%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.75% above avgNationally 2.83%

Details

Paid Monthly

WV National Guard Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

1 Year CD

3.50% ▲ 0.70% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.70% above avgNationally 2.83%

Details

West Virginia Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.47%

Traditional/ Roth IRA Certificates - 12 Months

3.50% ▲ 0.70% above West Virginia avg

View

▼

Rate3.44%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.70% above avgNationally 2.83%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

Jumbo IRA Certificates 1 Year - Peoples Preferred Club

3.41% ▲ 0.61% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.61% above avgNationally 2.83%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

Jumbo IRA Certificates 1 Year - Peoples Preferred Club

3.36% ▲ 0.56% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.56% above avgNationally 2.83%

Details

Pleasants County Bank

Institution Rating:

A+5.0 ★Texas Ratio: 2.12%

VARIABLE RATE IRA 12 Month

3.34% ▲ 0.54% above West Virginia avg

View

▼

Rate3.30%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.54% above avgNationally 2.83%

Details

VARIABLE RATE IRA

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

Jumbo IRA Certificates 1 Year

3.30% ▲ 0.50% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.50% above avgNationally 2.83%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

Jumbo IRA Certificates 1 Year - Peoples Preferred Club

3.30% ▲ 0.50% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.50% above avgNationally 2.83%

Details

Members Choice WV Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.14%

1 Year Share Certificate

3.29% ▲ 0.49% above West Virginia avg

View

▼

Rate3.25%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.49% above avgNationally 2.83%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

Jumbo IRA Certificates 1 Year

3.25% ▲ 0.45% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.45% above avgNationally 2.83%

Details

CCMH Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.97%

12 Month CD

3.25% ▲ 0.45% above West Virginia avg

View

▼

Rate3.25%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.45% above avgNationally 2.83%

Details

Justice Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.56%

12 month

$500

3.21% ▲ 0.41% above West Virginia avg

View

▼

Rate3.17%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.41% above avgNationally 2.83%

Details

Fairmont Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.70%

Traditional & Roth IRA Certificates 12 month

3.20% ▲ 0.40% above West Virginia avg

View

▼

Rate3.15%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.40% above avgNationally 2.83%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

Jumbo IRA Certificates 1 Year

3.20% ▲ 0.40% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.40% above avgNationally 2.83%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

1-year Share Certificate - Peoples Preferred Club

3.15% ▲ 0.35% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.35% above avgNationally 2.83%

Details

Fairmont Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.70%

Traditional & Roth IRA Certificates 12 month

3.10% ▲ 0.30% above West Virginia avg

View

▼

Rate3.06%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.30% above avgNationally 2.83%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

1-year IRA Certificate

3.05% ▲ 0.25% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.25% above avgNationally 2.83%

Details

Peoples Preferred Club APY: 3.15%

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

1-year Share Certificate

3.05% ▲ 0.25% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.25% above avgNationally 2.83%

Details

Peoples Preferred Club APY: 3.15%

Fairmont Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.70%

Traditional & Roth IRA Certificates 12 month

3.00% ▲ 0.20% above West Virginia avg

View

▼

Rate2.96%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.20% above avgNationally 2.83%

Details

Marion County School Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.77%

12 month

3.00% ▲ 0.20% above West Virginia avg

View

▼

Rate3.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.20% above avgNationally 2.83%

Details

Williamstown Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.43%

12 Month

2.90% ▲ 0.10% above West Virginia avg

View

▼

Rate2.87%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▲ 0.10% above avgNationally 2.83%

Details

Davis Trust Company

Institution Rating:

F2.2 ★Texas Ratio: 48.64%

12 Month Certificate

2.63% ▼ 0.17% below West Virginia avg

View

▼

Rate2.60%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▼ 0.17% below avgNationally 2.83%

Details

First Guaranty Bank

Institution Rating:

A5.0 ★Texas Ratio: 12.00%

1 Year

$500

2.55% ▼ 0.25% below West Virginia avg

View

▼

Rate2.55%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▼ 0.25% below avgNationally 2.83%

Details

Community Bank (PA)

Institution Rating:

A+5.0 ★Texas Ratio: 2.92%

12 Months

$500

2.25% ▼ 0.55% below West Virginia avg

View

▼

Rate2.24%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▼ 0.55% below avgNationally 2.83%

Details

First Peoples Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.98%

12 months

2.25% ▼ 0.55% below West Virginia avg

View

▼

Rate2.23%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▼ 0.55% below avgNationally 2.83%

Details

Alloy Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.29%

12 Months Share Certificate

2.00% ▼ 0.80% below West Virginia avg

View

▼

Rate2.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▼ 0.80% below avgNationally 2.83%

Details

All APY's based on interest compunded quarterly.

Hancock School Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.44%

12 Month

2.00% ▼ 0.80% below West Virginia avg

View

▼

Rate2.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▼ 0.80% below avgNationally 2.83%

Details

Early Withdrawl Penalty: 180 Day

Element Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.86%

1 year CD

$100

2.00% ▼ 0.80% below West Virginia avg

View

▼

Rate—

Min Deposit$100

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▼ 0.80% below avgNationally 2.83%

Details

West Virginia Central Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.47%

12 Month

1.88% ▼ 0.92% below West Virginia avg

View

▼

Rate1.86%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▼ 0.92% below avgNationally 2.83%

Details

Riverview Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.59%

12 Months

1.16% ▼ 1.64% below West Virginia avg

View

▼

Rate1.15%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▼ 1.64% below avgNationally 2.83%

Details

First Mutual Bank, FSB

Institution Rating:

A5.0 ★Texas Ratio: 8.08%

12-Month CD

1.15% ▼ 1.65% below West Virginia avg

View

▼

Rate1.15%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▼ 1.65% below avgNationally 2.83%

Details

Open Online

Davis Trust Company

Institution Rating:

F2.2 ★Texas Ratio: 48.64%

12 Month Maturity IRA Variable Rate

1.10% ▼ 1.70% below West Virginia avg

View

▼

Rate1.10%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▼ 1.70% below avgNationally 2.83%

Details

WVU Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.16%

12 Month CD

1.10% ▼ 1.70% below West Virginia avg

View

▼

Rate1.10%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▼ 1.70% below avgNationally 2.83%

Details

Ohio Valley Bank Co.

Institution Rating:

A+5.0 ★Texas Ratio: 2.03%

1 YEAR IRA / ROTH

1.01% ▼ 1.79% below West Virginia avg

View

▼

Rate1.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.80%▼ 1.79% below avgNationally 2.83%

Details

Huntington 18 Month CD Rates

West Virginia 18 Month CD Average2.45% APYNational 2.67%▲ 0.39% from last week

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Huntington FSB

Institution Rating:

A+5.0 ★Texas Ratio: 1.60%

1049 5th Ave, Huntington, WV 25701

18 Month C.D.

3.87% ▲ 1.42% above West Virginia avg

View

▼

Rate3.80%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▲ 1.42% above avgNationally 2.67%

Details

Ohio Valley Bank Co.

Institution Rating:

A+5.0 ★Texas Ratio: 2.03%

18 MONTH IRA / ROTH TDOA

4.00% ▲ 1.55% above West Virginia avg

View

▼

Rate3.92%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▲ 1.55% above avgNationally 2.67%

Details

Ohio Valley Bank Co.

Institution Rating:

A+5.0 ★Texas Ratio: 2.03%

You Choose The Term! - 10 thru 18 Month Certificate of Deposit

$5,000

4.00% ▲ 1.55% above West Virginia avg

View

▼

Rate3.92%

Min Deposit$5,000

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▲ 1.55% above avgNationally 2.67%

Details

The annual percentage yields assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. A.P.Y. = Annual Percentage Yield. Public funds over $250,000.00 excluded from this offer. Effective Date: 8/24/2026

M&T Bank

Institution Rating:

A5.0 ★Texas Ratio: 11.17%

18-Month M&T Select CD

3.85% ▲ 1.40% above West Virginia avg

View

▼

Rate3.78%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▲ 1.40% above avgNationally 2.67%

Details

The Citizens Bank of Weston

Institution Rating:

A+5.0 ★Texas Ratio: 3.19%

18 Month CD/IRA

$500

3.85% ▲ 1.40% above West Virginia avg

View

▼

Rate—

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▲ 1.40% above avgNationally 2.67%

Details

Act 1st Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.75%

18 Months

$500

3.75% ▲ 1.30% above West Virginia avg

View

▼

Rate3.69%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▲ 1.30% above avgNationally 2.67%

Details

First Peoples Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.98%

18-month SPECIAL

3.75% ▲ 1.30% above West Virginia avg

View

▼

Rate3.68%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▲ 1.30% above avgNationally 2.67%

Details

CNB Bank Berkeley Springs, WV

Institution Rating:

A5.0 ★Texas Ratio: 9.31%

18 Month

3.55% ▲ 1.10% above West Virginia avg

View

▼

Rate3.49%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▲ 1.10% above avgNationally 2.67%

Details

Bayer Heritage Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.76%

JUMBO CERTIFICATES 18 Months

3.55% ▲ 1.10% above West Virginia avg

View

▼

Rate3.49%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▲ 1.10% above avgNationally 2.67%

Details

Bayer Heritage Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.76%

18 Month

3.50% ▲ 1.05% above West Virginia avg

View

▼

Rate3.44%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▲ 1.05% above avgNationally 2.67%

Details

Justice Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.56%

18 month

$500

3.31% ▲ 0.86% above West Virginia avg

View

▼

Rate3.27%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▲ 0.86% above avgNationally 2.67%

Details

West Virginia Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.47%

18 Months

3.20% ▲ 0.75% above West Virginia avg

View

▼

Rate3.15%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▲ 0.75% above avgNationally 2.67%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

18 months Share Certificate - Peoples Preferred Club

3.05% ▲ 0.60% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▲ 0.60% above avgNationally 2.67%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

18-month IRA Certificate

2.94% ▲ 0.49% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▲ 0.49% above avgNationally 2.67%

Details

Peoples Preferred Club APY: 3.05%

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

18-month Share Certificate

2.94% ▲ 0.49% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▲ 0.49% above avgNationally 2.67%

Details

Peoples Preferred Club APY: 3.05%

Davis Trust Company

Institution Rating:

F2.2 ★Texas Ratio: 48.64%

18 Month Certificate

2.63% ▲ 0.18% above West Virginia avg

View

▼

Rate2.60%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▲ 0.18% above avgNationally 2.67%

Details

First Guaranty Bank

Institution Rating:

A5.0 ★Texas Ratio: 12.00%

18 Month

$500

2.60% ▲ 0.15% above West Virginia avg

View

▼

Rate2.60%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▲ 0.15% above avgNationally 2.67%

Details

First Peoples Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.98%

18 months

2.40% ▼ 0.05% below West Virginia avg

View

▼

Rate2.37%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▼ 0.05% below avgNationally 2.67%

Details

Hancock School Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.44%

18 Month

2.25% ▼ 0.20% below West Virginia avg

View

▼

Rate2.25%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▼ 0.20% below avgNationally 2.67%

Details

Early Withdrawl Penalty: 180 Day

West Virginia Central Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.47%

18 Month

2.03% ▼ 0.42% below West Virginia avg

View

▼

Rate2.01%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▼ 0.42% below avgNationally 2.67%

Details

Pleasants County Bank

Institution Rating:

A+5.0 ★Texas Ratio: 2.12%

VARIABLE RATE IRA 18 Month

2.02% ▼ 0.43% below West Virginia avg

View

▼

Rate2.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▼ 0.43% below avgNationally 2.67%

Details

VARIABLE RATE IRA

Partners 1st Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.69%

18 months

2.02% ▼ 0.43% below West Virginia avg

View

▼

Rate2.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▼ 0.43% below avgNationally 2.67%

Details

FNB Bank, Inc. Romney, WV

Institution Rating:

A5.0 ★Texas Ratio: 13.45%

18 MONTH IRA (Variable)

$100

1.25% ▼ 1.20% below West Virginia avg

View

▼

Rate1.24%

Min Deposit$100

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▼ 1.20% below avgNationally 2.67%

Details

First Mutual Bank, FSB

Institution Rating:

A5.0 ★Texas Ratio: 8.08%

18-Month CD

1.20% ▼ 1.25% below West Virginia avg

View

▼

Rate1.20%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▼ 1.25% below avgNationally 2.67%

Details

Open Online

First Choice America Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.53%

18 month Certificate

0.90% ▼ 1.55% below West Virginia avg

View

▼

Rate0.90%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▼ 1.55% below avgNationally 2.67%

Details

EARLY WITHDRAWAL PENALTY: 180 days dividend penalty

FNB of Peterstown

Institution Rating:

A+5.0 ★Texas Ratio: 3.13%

18 Months

0.85% ▼ 1.60% below West Virginia avg

View

▼

Rate0.85%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▼ 1.60% below avgNationally 2.67%

Details

FNB of Peterstown

Institution Rating:

A+5.0 ★Texas Ratio: 3.13%

18 Months

0.75% ▼ 1.70% below West Virginia avg

View

▼

Rate0.75%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▼ 1.70% below avgNationally 2.67%

Details

Hancock County SB

Institution Rating:

A+5.0 ★Texas Ratio: 1.68%

18 MONTH CERTIFICATE or IRA CD

$500

0.50% ▼ 1.95% below West Virginia avg

View

▼

Rate0.50%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▼ 1.95% below avgNationally 2.67%

Details

Marshall County Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

IRA 18 Month

$1,000

0.40% ▼ 2.05% below West Virginia avg

View

▼

Rate0.40%

Min Deposit$1,000

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▼ 2.05% below avgNationally 2.67%

Details

Citizens Bank of West Virginia, Inc.

Institution Rating:

A+5.0 ★Texas Ratio: 4.04%

18 Months

$500

0.35% ▼ 2.10% below West Virginia avg

View

▼

Rate0.35%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▼ 2.10% below avgNationally 2.67%

Details

Compounding: Quarterly

Wayne Savings Community Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.67%

18 Month

$1,000

0.30% ▼ 2.15% below West Virginia avg

View

▼

Rate0.30%

Min Deposit$1,000

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▼ 2.15% below avgNationally 2.67%

Details

First Exchange Bank

Institution Rating:

B-4.2 ★Texas Ratio: 24.32%

18 Month CD

0.15% ▼ 2.30% below West Virginia avg

View

▼

Rate0.15%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▼ 2.30% below avgNationally 2.67%

Details

Marshall County Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

18 Month

$1,000

0.03% ▼ 2.42% below West Virginia avg

View

▼

Rate0.03%

Min Deposit$1,000

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.45%▼ 2.42% below avgNationally 2.67%

Details

Huntington 24 Month CD Rates

West Virginia 24 Month CD Average2.58% APYNational 2.71%▲ 0.16% from last week

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Huntington FSB

Institution Rating:

A+5.0 ★Texas Ratio: 1.60%

1049 5th Ave, Huntington, WV 25701

24 Month C.D.

3.55% ▲ 0.97% above West Virginia avg

View

▼

Rate3.50%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.97% above avgNationally 2.71%

Details

First Priority Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.88%

500 Virginia Ave, Huntington, WV 25701

Share Certificate - 24 MO

3.00% ▲ 0.42% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.42% above avgNationally 2.71%

Details

APY=Annual Percentage Yield. $1,000.00 minimum balance and early withdrawal penalty may apply. Funds are disbursed to shares at maturity.

Metro Community Federal Credit Union

Institution Rating:

B+4.8 ★Texas Ratio: 16.73%

215 18th St, Huntington, WV 25703

24 Month CD

2.58% At West Virginia avg

View

▼

Rate2.55%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%At the averageNationally 2.71%

Details

Universal Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.47%

317 31st ST, Huntington, WV 25702 1417

24 Month

2.52% ▼ 0.06% below West Virginia avg

View

▼

Rate2.50%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 0.06% below avgNationally 2.71%

Details

Union Trades Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.86%

1955 9TH AVE, HUNTINGTON, WV 25703 1737

24 Month Certificate

$500

2.28% ▼ 0.30% below West Virginia avg

View

▼

Rate2.25%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 0.30% below avgNationally 2.71%

Details

CD = With $100 in your share account.

Cabway Telco Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.07%

1135 6th Ave, Huntington, WV 25701

24 months CD

1.00% ▼ 1.58% below West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 1.58% below avgNationally 2.71%

Details

Rates as of 01/23/23

Partners 1st Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.69%

24 months

4.07% ▲ 1.49% above West Virginia avg

View

▼

Rate4.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 1.49% above avgNationally 2.71%

Details

Act 1st Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.75%

24 Months

3.75% ▲ 1.17% above West Virginia avg

View

▼

Rate3.69%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 1.17% above avgNationally 2.71%

Details

Bayer Heritage Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.76%

JUMBO CERTIFICATES 24 Months

3.55% ▲ 0.97% above West Virginia avg

View

▼

Rate3.49%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.97% above avgNationally 2.71%

Details

Long Reach Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.35%

24 Month

3.55% ▲ 0.97% above West Virginia avg

View

▼

Rate3.50%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.97% above avgNationally 2.71%

Details

Paid Monthly

Long Reach Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.35%

24 Month IRA Certificate

3.55% ▲ 0.97% above West Virginia avg

View

▼

Rate3.50%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.97% above avgNationally 2.71%

Details

Bayer Heritage Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.76%

24 Months

3.50% ▲ 0.92% above West Virginia avg

View

▼

Rate3.44%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.92% above avgNationally 2.71%

Details

First Exchange Bank

Institution Rating:

B-4.2 ★Texas Ratio: 24.32%

24 Month CD

$500

3.49% ▲ 0.91% above West Virginia avg

View

▼

Rate—

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.91% above avgNationally 2.71%

Details

First Exchange Bank

Institution Rating:

B-4.2 ★Texas Ratio: 24.32%

24 Month Special CD

3.49% ▲ 0.91% above West Virginia avg

View

▼

Rate3.45%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.91% above avgNationally 2.71%

Details

First Exchange Bank

Institution Rating:

B-4.2 ★Texas Ratio: 24.32%

24 Month CD

3.39% ▲ 0.81% above West Virginia avg

View

▼

Rate3.35%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.81% above avgNationally 2.71%

Details

Justice Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.56%

24 month

$500

3.31% ▲ 0.73% above West Virginia avg

View

▼

Rate3.27%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.73% above avgNationally 2.71%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

Jumbo IRA Certificates 2 Years - Peoples Preferred Club

3.30% ▲ 0.72% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.72% above avgNationally 2.71%

Details

WV National Guard Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

2 Year CD

3.25% ▲ 0.67% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.67% above avgNationally 2.71%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

Jumbo IRA Certificates 2 Years - Peoples Preferred Club

3.25% ▲ 0.67% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.67% above avgNationally 2.71%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

Jumbo IRA Certificates 2 Years

3.20% ▲ 0.62% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.62% above avgNationally 2.71%

Details

West Virginia Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.47%

Traditional/ Roth IRA Certificates - 24 Months

3.20% ▲ 0.62% above West Virginia avg

View

▼

Rate3.15%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.62% above avgNationally 2.71%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

Jumbo IRA Certificates 2 Years

3.15% ▲ 0.57% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.57% above avgNationally 2.71%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

Jumbo IRA Certificates 2 Years - Peoples Preferred Club

3.15% ▲ 0.57% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.57% above avgNationally 2.71%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

2-year Share Certificate - Peoples Preferred Club

3.05% ▲ 0.47% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.47% above avgNationally 2.71%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

Jumbo IRA Certificates 2 Years

3.05% ▲ 0.47% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.47% above avgNationally 2.71%

Details

Members Choice WV Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.14%

2 Year Share Certificate

3.03% ▲ 0.45% above West Virginia avg

View

▼

Rate3.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.45% above avgNationally 2.71%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

2-year IRA Certificate

2.94% ▲ 0.36% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.36% above avgNationally 2.71%

Details

Peoples Preferred Club APY: 3.05%

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

2-year Share Certificate

2.94% ▲ 0.36% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.36% above avgNationally 2.71%

Details

Peoples Preferred Club APY: 3.05%

Davis Trust Company

Institution Rating:

F2.2 ★Texas Ratio: 48.64%

24 Month Certificate

2.88% ▲ 0.30% above West Virginia avg

View

▼

Rate2.85%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.30% above avgNationally 2.71%

Details

First Guaranty Bank

Institution Rating:

A5.0 ★Texas Ratio: 12.00%

2 Year

$500

2.75% ▲ 0.17% above West Virginia avg

View

▼

Rate2.75%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▲ 0.17% above avgNationally 2.71%

Details

First Peoples Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.98%

24 months

2.50% ▼ 0.08% below West Virginia avg

View

▼

Rate2.47%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 0.08% below avgNationally 2.71%

Details

Hancock School Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.44%

24 Month

2.50% ▼ 0.08% below West Virginia avg

View

▼

Rate2.50%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 0.08% below avgNationally 2.71%

Details

Early Withdrawl Penalty: 180 Day

West Virginia Central Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.47%

24 Month

2.38% ▼ 0.20% below West Virginia avg

View

▼

Rate2.35%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 0.20% below avgNationally 2.71%

Details

Community Bank (PA)

Institution Rating:

A+5.0 ★Texas Ratio: 2.92%

24 Months

$500

2.25% ▼ 0.33% below West Virginia avg

View

▼

Rate2.24%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 0.33% below avgNationally 2.71%

Details

Element Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.86%

2 year CD

$100

2.25% ▼ 0.33% below West Virginia avg

View

▼

Rate—

Min Deposit$100

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 0.33% below avgNationally 2.71%

Details

Pleasants County Bank

Institution Rating:

A+5.0 ★Texas Ratio: 2.12%

VARIABLE RATE IRA 24 Month

2.02% ▼ 0.56% below West Virginia avg

View

▼

Rate2.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 0.56% below avgNationally 2.71%

Details

VARIABLE RATE IRA

Partners 1st Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.69%

24 months

2.02% ▼ 0.56% below West Virginia avg

View

▼

Rate2.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 0.56% below avgNationally 2.71%

Details

Riverview Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.59%

24 Months

2.02% ▼ 0.56% below West Virginia avg

View

▼

Rate2.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 0.56% below avgNationally 2.71%

Details

Williamstown Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.43%

24 Month

2.00% ▼ 0.58% below West Virginia avg

View

▼

Rate1.99%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 0.58% below avgNationally 2.71%

Details

Ravenswood Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.03%

2-Year Certificate

2.00% ▼ 0.58% below West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 0.58% below avgNationally 2.71%

Details

Alloy Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.29%

24 Months Share Certificate

2.00% ▼ 0.58% below West Virginia avg

View

▼

Rate2.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 0.58% below avgNationally 2.71%

Details

All APY's based on interest compunded quarterly.

Riverview Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.59%

24 Months

1.76% ▼ 0.82% below West Virginia avg

View

▼

Rate1.75%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 0.82% below avgNationally 2.71%

Details

Riverview Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.59%

24 Months

1.66% ▼ 0.92% below West Virginia avg

View

▼

Rate1.65%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 0.92% below avgNationally 2.71%

Details

CNB Bank Berkeley Springs, WV

Institution Rating:

A5.0 ★Texas Ratio: 9.31%

24 Month

1.50% ▼ 1.08% below West Virginia avg

View

▼

Rate1.49%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 1.08% below avgNationally 2.71%

Details

First Mutual Bank, FSB

Institution Rating:

A5.0 ★Texas Ratio: 8.08%

24-Month CD

1.25% ▼ 1.33% below West Virginia avg

View

▼

Rate1.25%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 1.33% below avgNationally 2.71%

Details

Open Online

Ohio Valley Bank Co.

Institution Rating:

A+5.0 ★Texas Ratio: 2.03%

2 YEAR IRA / ROTH

1.20% ▼ 1.38% below West Virginia avg

View

▼

Rate1.19%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 1.38% below avgNationally 2.71%

Details

WVU Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.16%

24 Month CD

1.20% ▼ 1.38% below West Virginia avg

View

▼

Rate1.20%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 1.38% below avgNationally 2.71%

Details

First Choice America Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.53%

24 month Certificate

0.90% ▼ 1.68% below West Virginia avg

View

▼

Rate0.90%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 1.68% below avgNationally 2.71%

Details

EARLY WITHDRAWAL PENALTY: 180 days dividend penalty

FNB of Peterstown

Institution Rating:

A+5.0 ★Texas Ratio: 3.13%

24 Months

0.85% ▼ 1.73% below West Virginia avg

View

▼

Rate0.85%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 1.73% below avgNationally 2.71%

Details

Hancock County SB

Institution Rating:

A+5.0 ★Texas Ratio: 1.68%

24 MONTH CERTIFICATE or IRA CD

$500

0.60% ▼ 1.98% below West Virginia avg

View

▼

Rate0.60%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.58%▼ 1.98% below avgNationally 2.71%

Details

Huntington 36 Month CD Rates

West Virginia 36 Month CD Average2.52% APYNational 2.66%▲ 0.36% from last week

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Huntington FSB

Institution Rating:

A+5.0 ★Texas Ratio: 1.60%

1049 5th Ave, Huntington, WV 25701

36 Month C.D.

3.03% ▲ 0.51% above West Virginia avg

View

▼

Rate3.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.51% above avgNationally 2.66%

Details

First Priority Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.88%

500 Virginia Ave, Huntington, WV 25701

Share Certificate - 36 MO

3.00% ▲ 0.48% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.48% above avgNationally 2.66%

Details

APY=Annual Percentage Yield. $1,000.00 minimum balance and early withdrawal penalty may apply. Funds are disbursed to shares at maturity.

Union Trades Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.86%

1955 9TH AVE, HUNTINGTON, WV 25703 1737

36 Month Certificate

$500

2.79% ▲ 0.27% above West Virginia avg

View

▼

Rate2.75%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.27% above avgNationally 2.66%

Details

CD = With $100 in your share account.

Metro Community Federal Credit Union

Institution Rating:

B+4.8 ★Texas Ratio: 16.73%

215 18th St, Huntington, WV 25703

36 Month CD

2.23% ▼ 0.29% below West Virginia avg

View

▼

Rate2.20%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▼ 0.29% below avgNationally 2.66%

Details

Universal Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.47%

317 31st ST, Huntington, WV 25702 1417

36 Month

0.45% ▼ 2.07% below West Virginia avg

View

▼

Rate0.45%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▼ 2.07% below avgNationally 2.66%

Details

Pioneer Appalachia Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.56%

416 Main St, Huntington, WV 25702

Traditional & Roth IRA Certificates 36 months

0.20% ▼ 2.32% below West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▼ 2.32% below avgNationally 2.66%

Details

Hancock School Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.44%

36 Month

4.00% ▲ 1.48% above West Virginia avg

View

▼

Rate4.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 1.48% above avgNationally 2.66%

Details

*New Money from an outside source* Early Withdrawl Penalty: 180 Day

FNB Bank, Inc. Romney, WV

Institution Rating:

A5.0 ★Texas Ratio: 13.45%

36 MONTH CD SPECIAL

$1,000

3.80% ▲ 1.28% above West Virginia avg

View

▼

Rate3.75%

Min Deposit$1,000

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 1.28% above avgNationally 2.66%

Details

Compounding Frequency: Quarterly

Fairmont Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.70%

Traditional & Roth IRA Certificates 36 month

3.70% ▲ 1.18% above West Virginia avg

View

▼

Rate3.64%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 1.18% above avgNationally 2.66%

Details

Fairmont Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.70%

Traditional & Roth IRA Certificates 36 month

3.60% ▲ 1.08% above West Virginia avg

View

▼

Rate3.54%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 1.08% above avgNationally 2.66%

Details

Long Reach Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.35%

36 Month

3.60% ▲ 1.08% above West Virginia avg

View

▼

Rate3.55%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 1.08% above avgNationally 2.66%

Details

Paid Monthly

Long Reach Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.35%

36 Month IRA Certificate

3.60% ▲ 1.08% above West Virginia avg

View

▼

Rate3.55%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 1.08% above avgNationally 2.66%

Details

Bayer Heritage Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.76%

JUMBO CERTIFICATES 36 Months

3.55% ▲ 1.03% above West Virginia avg

View

▼

Rate3.49%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 1.03% above avgNationally 2.66%

Details

Fairmont Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.70%

Traditional & Roth IRA Certificates 36 month

3.50% ▲ 0.98% above West Virginia avg

View

▼

Rate3.45%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.98% above avgNationally 2.66%

Details

Bayer Heritage Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.76%

36 Months

3.50% ▲ 0.98% above West Virginia avg

View

▼

Rate3.44%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.98% above avgNationally 2.66%

Details

WV National Guard Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

3 Year CD

3.45% ▲ 0.93% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.93% above avgNationally 2.66%

Details

Act 1st Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.75%

36 Months

3.25% ▲ 0.73% above West Virginia avg

View

▼

Rate3.20%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.73% above avgNationally 2.66%

Details

Justice Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.56%

36 month

$500

3.21% ▲ 0.69% above West Virginia avg

View

▼

Rate3.17%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.69% above avgNationally 2.66%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

Jumbo IRA Certificates 3 Years - Peoples Preferred Club

3.05% ▲ 0.53% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.53% above avgNationally 2.66%

Details

West Virginia Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.47%

Traditional/ Roth IRA Certificates - 36 Months

3.00% ▲ 0.48% above West Virginia avg

View

▼

Rate2.95%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.48% above avgNationally 2.66%

Details

Hancock School Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.44%

36 Month

3.00% ▲ 0.48% above West Virginia avg

View

▼

Rate3.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.48% above avgNationally 2.66%

Details

Early Withdrawl Penalty: 180 Day

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

Jumbo IRA Certificates 3 Years - Peoples Preferred Club

2.99% ▲ 0.47% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.47% above avgNationally 2.66%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

Jumbo IRA Certificates 3 Years

2.94% ▲ 0.42% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.42% above avgNationally 2.66%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

Jumbo IRA Certificates 3 Years - Peoples Preferred Club

2.94% ▲ 0.42% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.42% above avgNationally 2.66%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

Jumbo IRA Certificates 3 Years

2.89% ▲ 0.37% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.37% above avgNationally 2.66%

Details

Davis Trust Company

Institution Rating:

F2.2 ★Texas Ratio: 48.64%

36 Month Certificate

2.88% ▲ 0.36% above West Virginia avg

View

▼

Rate2.85%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.36% above avgNationally 2.66%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

Jumbo IRA Certificates 3 Years

2.84% ▲ 0.32% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.32% above avgNationally 2.66%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

3-year Share Certificate - Peoples Preferred Club

2.79% ▲ 0.27% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.27% above avgNationally 2.66%

Details

First Guaranty Bank

Institution Rating:

A5.0 ★Texas Ratio: 12.00%

3 Year

$500

2.75% ▲ 0.23% above West Virginia avg

View

▼

Rate2.75%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.23% above avgNationally 2.66%

Details

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

3-year IRA Certificate

2.68% ▲ 0.16% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.16% above avgNationally 2.66%

Details

Peoples Preferred Club APY: 2.79%

Peoples Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.82%

3-year Share Certificate

2.68% ▲ 0.16% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.16% above avgNationally 2.66%

Details

Peoples Preferred Club APY: 2.79%

Riverview Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.59%

36 Months

2.68% ▲ 0.16% above West Virginia avg

View

▼

Rate2.65%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.16% above avgNationally 2.66%

Details

First Peoples Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.98%

36 months

2.65% ▲ 0.13% above West Virginia avg

View

▼

Rate2.62%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.13% above avgNationally 2.66%

Details

West Virginia Central Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.47%

Rising Market 36 Month

2.63% ▲ 0.11% above West Virginia avg

View

▼

Rate2.60%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▲ 0.11% above avgNationally 2.66%

Details

Rate subject to change after account opening.

Community Bank (PA)

Institution Rating:

A+5.0 ★Texas Ratio: 2.92%

36 Months

$500

2.50% ▼ 0.02% below West Virginia avg

View

▼

Rate2.49%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▼ 0.02% below avgNationally 2.66%

Details

Riverview Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.59%

36 Months

2.43% ▼ 0.09% below West Virginia avg

View

▼

Rate2.40%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▼ 0.09% below avgNationally 2.66%

Details

First Exchange Bank

Institution Rating:

B-4.2 ★Texas Ratio: 24.32%

36 Month CD

$500

2.32% ▼ 0.20% below West Virginia avg

View

▼

Rate—

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▼ 0.20% below avgNationally 2.66%

Details

First Exchange Bank

Institution Rating:

B-4.2 ★Texas Ratio: 24.32%

36 Month Special CD

2.32% ▼ 0.20% below West Virginia avg

View

▼

Rate2.30%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▼ 0.20% below avgNationally 2.66%

Details

Riverview Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.59%

36 Months

2.32% ▼ 0.20% below West Virginia avg

View

▼

Rate2.30%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▼ 0.20% below avgNationally 2.66%

Details

Element Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.86%

3 year CD

$100

2.25% ▼ 0.27% below West Virginia avg

View

▼

Rate—

Min Deposit$100

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▼ 0.27% below avgNationally 2.66%

Details

First Exchange Bank

Institution Rating:

B-4.2 ★Texas Ratio: 24.32%

36 Month CD

2.22% ▼ 0.30% below West Virginia avg

View

▼

Rate2.20%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▼ 0.30% below avgNationally 2.66%

Details

Pleasants County Bank

Institution Rating:

A+5.0 ★Texas Ratio: 2.12%

VARIABLE RATE IRA 36 Month

2.02% ▼ 0.50% below West Virginia avg

View

▼

Rate2.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▼ 0.50% below avgNationally 2.66%

Details

VARIABLE RATE IRA

Partners 1st Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.69%

36 months

2.02% ▼ 0.50% below West Virginia avg

View

▼

Rate2.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▼ 0.50% below avgNationally 2.66%

Details

Alloy Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.29%

36 Months Share Certificate

2.00% ▼ 0.52% below West Virginia avg

View

▼

Rate2.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▼ 0.52% below avgNationally 2.66%

Details

All APY's based on interest compunded quarterly.

CNB Bank Berkeley Springs, WV

Institution Rating:

A5.0 ★Texas Ratio: 9.31%

36 Month

1.50% ▼ 1.02% below West Virginia avg

View

▼

Rate1.49%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▼ 1.02% below avgNationally 2.66%

Details

First Mutual Bank, FSB

Institution Rating:

A5.0 ★Texas Ratio: 8.08%

36-Month CD

1.35% ▼ 1.17% below West Virginia avg

View

▼

Rate1.35%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▼ 1.17% below avgNationally 2.66%

Details

Open Online

Ohio Valley Bank Co.

Institution Rating:

A+5.0 ★Texas Ratio: 2.03%

3 YEAR IRA / ROTH

1.30% ▼ 1.22% below West Virginia avg

View

▼

Rate1.29%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▼ 1.22% below avgNationally 2.66%

Details

WVU Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.16%

36 Month CD

1.30% ▼ 1.22% below West Virginia avg

View

▼

Rate1.30%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▼ 1.22% below avgNationally 2.66%

Details

First Choice America Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.53%

36 month Certificate

1.00% ▼ 1.52% below West Virginia avg

View

▼

Rate1.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▼ 1.52% below avgNationally 2.66%

Details

EARLY WITHDRAWAL PENALTY: 180 days dividend penalty

Hancock County SB

Institution Rating:

A+5.0 ★Texas Ratio: 1.68%

36 MONTH CERTIFICATE or IRA CD

$500

0.65% ▼ 1.87% below West Virginia avg

View

▼

Rate0.65%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.52%▼ 1.87% below avgNationally 2.66%

Details

Huntington 48 Month CD Rates

West Virginia 48 Month CD Average2.46% APYNational 2.65%▲ 0.11% from last week

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Metro Community Federal Credit Union

Institution Rating:

B+4.8 ★Texas Ratio: 16.73%

215 18th St, Huntington, WV 25703

48 Month CD

2.12% ▼ 0.34% below West Virginia avg

View

▼

Rate2.10%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▼ 0.34% below avgNationally 2.65%

Details

Huntington FSB

Institution Rating:

A+5.0 ★Texas Ratio: 1.60%

1049 5th Ave, Huntington, WV 25701

48 Month C.D.

2.02% ▼ 0.44% below West Virginia avg

View

▼

Rate2.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▼ 0.44% below avgNationally 2.65%

Details

Universal Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.47%

317 31st ST, Huntington, WV 25702 1417

48 Month

0.50% ▼ 1.96% below West Virginia avg

View

▼

Rate0.50%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▼ 1.96% below avgNationally 2.65%

Details

Pioneer Appalachia Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.56%

416 Main St, Huntington, WV 25702

Traditional & Roth IRA Certificates 48 months

0.25% ▼ 2.21% below West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▼ 2.21% below avgNationally 2.65%

Details

Fairmont Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.70%

Traditional & Roth IRA Certificates 48 month

4.20% ▲ 1.74% above West Virginia avg

View

▼

Rate4.12%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▲ 1.74% above avgNationally 2.65%

Details

Fairmont Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.70%

Traditional & Roth IRA Certificates 48 month

4.10% ▲ 1.64% above West Virginia avg

View

▼

Rate4.03%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▲ 1.64% above avgNationally 2.65%

Details

Fairmont Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.70%

Traditional & Roth IRA Certificates 48 month

4.00% ▲ 1.54% above West Virginia avg

View

▼

Rate3.93%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▲ 1.54% above avgNationally 2.65%

Details

Long Reach Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.35%

48 Month

3.65% ▲ 1.19% above West Virginia avg

View

▼

Rate3.60%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▲ 1.19% above avgNationally 2.65%

Details

Paid Monthly

Long Reach Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.35%

48 Month IRA Certificate

3.65% ▲ 1.19% above West Virginia avg

View

▼

Rate3.60%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▲ 1.19% above avgNationally 2.65%

Details

Bayer Heritage Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.76%

JUMBO CERTIFICATES 48 Months

3.55% ▲ 1.09% above West Virginia avg

View

▼

Rate3.49%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▲ 1.09% above avgNationally 2.65%

Details

Bayer Heritage Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.76%

48 Months

3.50% ▲ 1.04% above West Virginia avg

View

▼

Rate3.44%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▲ 1.04% above avgNationally 2.65%

Details

Riverview Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.59%

48 Months

3.30% ▲ 0.84% above West Virginia avg

View

▼

Rate3.25%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▲ 0.84% above avgNationally 2.65%

Details

Justice Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.56%

48 month

$500

3.11% ▲ 0.65% above West Virginia avg

View

▼

Rate3.07%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▲ 0.65% above avgNationally 2.65%

Details

Riverview Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.59%

48 Months

3.04% ▲ 0.58% above West Virginia avg

View

▼

Rate3.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▲ 0.58% above avgNationally 2.65%

Details

FNB Bank, Inc. Romney, WV

Institution Rating:

A5.0 ★Texas Ratio: 13.45%

48 MONTH IRA (Fixed)

$250

3.00% ▲ 0.54% above West Virginia avg

View

▼

Rate2.96%

Min Deposit$250

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▲ 0.54% above avgNationally 2.65%

Details

Act 1st Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.75%

48 Months

3.00% ▲ 0.54% above West Virginia avg

View

▼

Rate2.96%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▲ 0.54% above avgNationally 2.65%

Details

Riverview Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.59%

48 Months

2.94% ▲ 0.48% above West Virginia avg

View

▼

Rate2.90%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▲ 0.48% above avgNationally 2.65%

Details

First Guaranty Bank

Institution Rating:

A5.0 ★Texas Ratio: 12.00%

4 Year

$500

2.85% ▲ 0.39% above West Virginia avg

View

▼

Rate2.85%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▲ 0.39% above avgNationally 2.65%

Details

First Peoples Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.98%

48 months

2.75% ▲ 0.29% above West Virginia avg

View

▼

Rate2.71%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▲ 0.29% above avgNationally 2.65%

Details

Community Bank (PA)

Institution Rating:

A+5.0 ★Texas Ratio: 2.92%

48 Months

$500

2.50% ▲ 0.04% above West Virginia avg

View

▼

Rate2.48%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▲ 0.04% above avgNationally 2.65%

Details

WV National Guard Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

4 Year CD

2.50% ▲ 0.04% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▲ 0.04% above avgNationally 2.65%

Details

West Virginia Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.47%

Traditional/ Roth IRA Certificates - 48 Months

2.50% ▲ 0.04% above West Virginia avg

View

▼

Rate2.47%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▲ 0.04% above avgNationally 2.65%

Details

Element Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.86%

4 year CD

$100

2.50% ▲ 0.04% above West Virginia avg

View

▼

Rate—

Min Deposit$100

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▲ 0.04% above avgNationally 2.65%

Details

Pleasants County Bank

Institution Rating:

A+5.0 ★Texas Ratio: 2.12%

VARIABLE RATE IRA 48 Month

2.02% ▼ 0.44% below West Virginia avg

View

▼

Rate2.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▼ 0.44% below avgNationally 2.65%

Details

VARIABLE RATE IRA

Partners 1st Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.69%

48 months

2.02% ▼ 0.44% below West Virginia avg

View

▼

Rate2.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▼ 0.44% below avgNationally 2.65%

Details

First Mutual Bank, FSB

Institution Rating:

A5.0 ★Texas Ratio: 8.08%

48-Month CD

1.45% ▼ 1.01% below West Virginia avg

View

▼

Rate1.45%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▼ 1.01% below avgNationally 2.65%

Details

Open Online

Ohio Valley Bank Co.

Institution Rating:

A+5.0 ★Texas Ratio: 2.03%

4 YEAR IRA / ROTH

1.40% ▼ 1.06% below West Virginia avg

View

▼

Rate1.39%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▼ 1.06% below avgNationally 2.65%

Details

FNB of Peterstown

Institution Rating:

A+5.0 ★Texas Ratio: 3.13%

48 Months

1.00% ▼ 1.46% below West Virginia avg

View

▼

Rate1.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▼ 1.46% below avgNationally 2.65%

Details

First Choice America Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.53%

48 month Certificate

1.00% ▼ 1.46% below West Virginia avg

View

▼

Rate1.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▼ 1.46% below avgNationally 2.65%

Details

EARLY WITHDRAWAL PENALTY: 180 days dividend penalty

Hancock County SB

Institution Rating:

A+5.0 ★Texas Ratio: 1.68%

48 MONTH CERTIFICATE or IRA CD

$500

0.75% ▼ 1.71% below West Virginia avg

View

▼

Rate0.75%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▼ 1.71% below avgNationally 2.65%

Details

Citizens Bank of West Virginia, Inc.

Institution Rating:

A+5.0 ★Texas Ratio: 4.04%

48 Months

$500

0.70% ▼ 1.76% below West Virginia avg

View

▼

Rate0.70%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▼ 1.76% below avgNationally 2.65%

Details

Compounding: Quarterly

Wayne Savings Community Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.67%

4 Year

$1,000

0.50% ▼ 1.96% below West Virginia avg

View

▼

Rate0.50%

Min Deposit$1,000

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▼ 1.96% below avgNationally 2.65%

Details

Williamstown Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.43%

48 Month

0.45% ▼ 2.01% below West Virginia avg

View

▼

Rate0.45%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▼ 2.01% below avgNationally 2.65%

Details

First Exchange Bank

Institution Rating:

B-4.2 ★Texas Ratio: 24.32%

48 Month CD

0.40% ▼ 2.06% below West Virginia avg

View

▼

Rate0.40%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.46%▼ 2.06% below avgNationally 2.65%

Details

Huntington 60 Month CD Rates

West Virginia 60 Month CD Average2.14% APYNational 2.76%▲ 0.01% from last week

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Huntington FSB

Institution Rating:

A+5.0 ★Texas Ratio: 1.60%

1049 5th Ave, Huntington, WV 25701

60 Month C.D.

2.02% ▼ 0.12% below West Virginia avg

View

▼

Rate2.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▼ 0.12% below avgNationally 2.76%

Details

Metro Community Federal Credit Union

Institution Rating:

B+4.8 ★Texas Ratio: 16.73%

215 18th St, Huntington, WV 25703

60 Month CD

2.02% ▼ 0.12% below West Virginia avg

View

▼

Rate2.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▼ 0.12% below avgNationally 2.76%

Details

Pioneer Appalachia Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.56%

416 Main St, Huntington, WV 25702

Traditional & Roth IRA Certificates 60 months

0.30% ▼ 1.84% below West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▼ 1.84% below avgNationally 2.76%

Details

Riverview Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.59%

60 Months

3.82% ▲ 1.68% above West Virginia avg

View

▼

Rate3.75%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▲ 1.68% above avgNationally 2.76%

Details

Long Reach Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.35%

60 Month

3.70% ▲ 1.56% above West Virginia avg

View

▼

Rate3.64%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▲ 1.56% above avgNationally 2.76%

Details

Paid Monthly

Long Reach Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.35%

60 Month IRA Certificate

3.70% ▲ 1.56% above West Virginia avg

View

▼

Rate3.64%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▲ 1.56% above avgNationally 2.76%

Details

Riverview Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.59%

60 Months

3.56% ▲ 1.42% above West Virginia avg

View

▼

Rate3.50%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▲ 1.42% above avgNationally 2.76%

Details

Bayer Heritage Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.76%

JUMBO CERTIFICATES 60 Months

3.55% ▲ 1.41% above West Virginia avg

View

▼

Rate3.49%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▲ 1.41% above avgNationally 2.76%

Details

Bayer Heritage Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.76%

60 Months

3.50% ▲ 1.36% above West Virginia avg

View

▼

Rate3.44%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▲ 1.36% above avgNationally 2.76%

Details

Riverview Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.59%

60 Months

3.45% ▲ 1.31% above West Virginia avg

View

▼

Rate3.40%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▲ 1.31% above avgNationally 2.76%

Details

Partners 1st Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.69%

60 months

3.25% ▲ 1.11% above West Virginia avg

View

▼

Rate3.20%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▲ 1.11% above avgNationally 2.76%

Details

Justice Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.56%

60 month

$500

3.11% ▲ 0.97% above West Virginia avg

View

▼

Rate3.07%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▲ 0.97% above avgNationally 2.76%

Details

Act 1st Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.75%

60 Months

3.00% ▲ 0.86% above West Virginia avg

View

▼

Rate2.96%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▲ 0.86% above avgNationally 2.76%

Details

WV National Guard Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

5 Year CD

3.00% ▲ 0.86% above West Virginia avg

View

▼

Rate—

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▲ 0.86% above avgNationally 2.76%

Details

First Peoples Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.98%

60 months

3.00% ▲ 0.86% above West Virginia avg

View

▼

Rate2.96%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▲ 0.86% above avgNationally 2.76%

Details

First Guaranty Bank

Institution Rating:

A5.0 ★Texas Ratio: 12.00%

5 Year

$500

2.95% ▲ 0.81% above West Virginia avg

View

▼

Rate2.95%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▲ 0.81% above avgNationally 2.76%

Details

Davis Trust Company

Institution Rating:

F2.2 ★Texas Ratio: 48.64%

60 Month Certificate

2.93% ▲ 0.79% above West Virginia avg

View

▼

Rate2.90%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▲ 0.79% above avgNationally 2.76%

Details

Community Bank (PA)

Institution Rating:

A+5.0 ★Texas Ratio: 2.92%

60 Months

$500

2.50% ▲ 0.36% above West Virginia avg

View

▼

Rate2.48%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▲ 0.36% above avgNationally 2.76%

Details

West Virginia Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.47%

Traditional/ Roth IRA Certificates - 60 Months

2.50% ▲ 0.36% above West Virginia avg

View

▼

Rate2.47%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▲ 0.36% above avgNationally 2.76%

Details

Element Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.86%

5 year CD

$100

2.50% ▲ 0.36% above West Virginia avg

View

▼

Rate—

Min Deposit$100

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▲ 0.36% above avgNationally 2.76%

Details

Alloy Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.29%

60 Months Share Certificate

2.25% ▲ 0.11% above West Virginia avg

View

▼

Rate2.25%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▲ 0.11% above avgNationally 2.76%

Details

All APY's based on interest compunded quarterly.

Pleasants County Bank

Institution Rating:

A+5.0 ★Texas Ratio: 2.12%

VARIABLE RATE IRA 60 Month

2.02% ▼ 0.12% below West Virginia avg

View

▼

Rate2.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▼ 0.12% below avgNationally 2.76%

Details

VARIABLE RATE IRA

Home National Bank Racine, OH

Institution Rating:

A+5.0 ★Texas Ratio: 1.42%

60 Month

1.92% ▼ 0.22% below West Virginia avg

View

▼

Rate1.90%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▼ 0.22% below avgNationally 2.76%

Details

Home National Bank Racine, OH

Institution Rating:

A+5.0 ★Texas Ratio: 1.42%

60 Month

1.85% ▼ 0.29% below West Virginia avg

View

▼

Rate1.83%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▼ 0.29% below avgNationally 2.76%

Details

First Mutual Bank, FSB

Institution Rating:

A5.0 ★Texas Ratio: 8.08%

60-Month CD

1.56% ▼ 0.58% below West Virginia avg

View

▼

Rate1.55%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▼ 0.58% below avgNationally 2.76%

Details

Open Online

Ohio Valley Bank Co.

Institution Rating:

A+5.0 ★Texas Ratio: 2.03%

5 YEAR IRA / ROTH

1.50% ▼ 0.64% below West Virginia avg

View

▼

Rate1.49%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▼ 0.64% below avgNationally 2.76%

Details

CNB Bank Berkeley Springs, WV

Institution Rating:

A5.0 ★Texas Ratio: 9.31%

60 Month

1.50% ▼ 0.64% below West Virginia avg

View

▼

Rate1.49%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▼ 0.64% below avgNationally 2.76%

Details

First Choice America Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.53%

60 month Certificate

1.06% ▼ 1.08% below West Virginia avg

View

▼

Rate1.05%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▼ 1.08% below avgNationally 2.76%

Details

EARLY WITHDRAWAL PENALTY: 180 days dividend penalty

FNB of Peterstown

Institution Rating:

A+5.0 ★Texas Ratio: 3.13%

60 Months

1.00% ▼ 1.14% below West Virginia avg

View

▼

Rate1.00%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▼ 1.14% below avgNationally 2.76%

Details

Hancock County SB

Institution Rating:

A+5.0 ★Texas Ratio: 1.68%

60 MONTH CERTIFICATE or IRA CD

$500

1.00% ▼ 1.14% below West Virginia avg

View

▼

Rate0.99%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▼ 1.14% below avgNationally 2.76%

Details

Citizens Bank of West Virginia, Inc.

Institution Rating:

A+5.0 ★Texas Ratio: 4.04%

60 Months

$500

1.00% ▼ 1.14% below West Virginia avg

View

▼

Rate1.00%

Min Deposit$500

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▼ 1.14% below avgNationally 2.76%

Details

Compounding: Quarterly

First Exchange Bank

Institution Rating:

B-4.2 ★Texas Ratio: 24.32%

60 Month CD

0.50% ▼ 1.64% below West Virginia avg

View

▼

Rate0.50%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▼ 1.64% below avgNationally 2.76%

Details

Williamstown Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.43%

60 Month

0.50% ▼ 1.64% below West Virginia avg

View

▼

Rate0.50%

Min Deposit$0

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▼ 1.64% below avgNationally 2.76%

Details

Wayne Savings Community Bank

Institution Rating:

A+5.0 ★Texas Ratio: 1.67%

5 Year

$1,000

0.50% ▼ 1.64% below West Virginia avg

View

▼

Rate0.50%

Min Deposit$1,000

Min Balance—

Verified and UpdatedAug 28, 2026

West Virginia Average2.14%▼ 1.64% below avgNationally 2.76%

Details

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Huntington, West Virginia Institutions

Highest verified APYs available today — updated August 28, 2026

B Top 5 Bank Rates

Huntington FSB

12 Month C.D.

A+ 5.0 ★ TX: 1.60%

Min: $0

4.01%

Ohio Valley Bank Co.

18 MONTH IRA / ROTH TDOA

A+ 5.0 ★ TX: 2.03%

Min: $0

4.00%

M&T Bank

18-Month M&T Select CD

A 5.0 ★ TX: 11.17%

Min: $0

3.85%

The Citizens Bank of Weston

18 Month CD/IRA

A+ 5.0 ★ TX: 3.19%

Min: $500

3.85%

FNB Bank, Inc. Romney, WV

36 MONTH CD SPECIAL

A 5.0 ★ TX: 13.45%

Min: $1,000

3.80%

CU Top 5 Credit Union Rates

Metro Community Federal Credit Union

12 Month CD

B+ 4.8 ★ TX: 16.73%

Min: $0

3.61%

Universal Federal Credit Union

12 Month

A+ 5.0 ★ TX: 0.47%

Min: $0

3.56%

First Priority Federal Credit Union

Share Certificate - 12 MO

A+ 5.0 ★ TX: 2.88%

Min: $0

3.50%

Union Trades Federal Credit Union

36 Month Certificate

A+ 5.0 ★ TX: 1.86%

Min: $500

2.79%

Cabway Telco Federal Credit Union

6 months CD

A 5.0 ★ TX: 7.07%

Min: $0

2.50%

Rates verified August 28, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Huntington, WV CD Rate Trends

Compare local Huntington, WV CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full West Virginia CD Trends

12-Month CD — WV Avg

2.802%

▲ 0.117 vs 7 days ago

West Virginia 12-month CD rates rose 0.117 points over the past 7 days to 2.802% APY.

6-Month CD — WV Avg

2.080%

▲ 0.072 vs 7 days ago

West Virginia 6-month CD rates rose 0.072 points over the past 7 days to 2.080% APY.

As of Aug 30, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

WV CD Rate Forecast — Next 12 Months

Where are West Virginia CD rates headed through August 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

WV 12-Month Avg APY

2.802%

6-Month Forecast

2.802%

Range: 2.60% – 2.95%

12-Month Forecast

2.552%

Range: 2.35% – 2.70%

What Your Savings Earn at WV CD Rates Today

Annual interest earnings at today’s West Virginia average APYs. State average used where available; national average as fallback.

CD Term	WV Avg APY	$5,000	$10,000	$25,000	$50,000
3-Month CD	1.022%	$51.09	$102.17	$255.43	$510.85
6-Month CD	2.080%	$103.99	$207.98	$519.95	$1,039.90
12-Month CD	2.802%	$140.11	$280.22	$700.55	$1,401.10
18-Month CD	2.447%	$122.35	$244.70	$611.75	$1,223.50
24-Month CD	2.580%	$129.00	$257.99	$644.98	$1,289.95
36-Month CD	2.516%	$125.79	$251.59	$628.97	$1,257.95
48-Month CD	2.463%	$123.16	$246.32	$615.80	$1,231.60
60-Month CD	2.139%	$106.95	$213.89	$534.73	$1,069.45
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of August 28, 2026.

Sample CD Ladder for Huntington, West Virginia Savers

$25,000 split equally across 5 terms using today’s West Virginia average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder

Rung	Term	Deposit	WV Avg APY	Annual Earnings
1	3-Month CD	$5,000	1.022%	$51.09
2	6-Month CD	$5,000	2.080%	$103.99
3	12-Month CD	$5,000	2.802%	$140.11
4	24-Month CD	$5,000	2.580%	$129.00
5	36-Month CD	$5,000	2.516%	$125.79
Total ($25,000 invested)		$25,000	2.200% blended	$549.98/yr

Ladder example uses equal $5,000 rungs and West Virginia average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

294

CD Rates
Tracked in Huntington, West Virginia

19 Banks 28 Credit Unions

About Our Huntington, West Virginia CD Rate Database

MonitorBankRates tracks 294 CD rates from 19 banks and 28 credit unions with locations in Huntington, West Virginia, plus national online institutions available to West Virginia residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: Huntington FSB offers a CD at 4.01% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Huntington, West Virginia.

How to Find the Best CD Rates in Huntington, West Virginia

What to compare when shopping for a CD in Huntington, West Virginia

To find the best APYs in Huntington, West Virginia, start with credit unions and online-only banks — Huntington, West Virginia has 28 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Huntington, West Virginia

You have a planned expense coming up and want your savings to earn while you wait
You expect rates to fall and want to lock in today’s rate
You want FDIC or NCUA protection with a guaranteed fixed return
You prefer banking with an institution that has a local branch in Huntington, West Virginia — 47 institutions here report CD rates

Consider an Alternative If…

You may need the funds within 30 days — compare Huntington, West Virginia savings rates instead
Rates are rising and you want to benefit — a variable-rate savings or money market account keeps pace
You want check-writing access — compare Huntington, West Virginia money market rates

Huntington, West Virginia Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024

Population 65+

18.4%

National avg: 17.3%

Median Individual Earnings

$27,204

National avg: $47,340

Poverty Rate

25.7%

National avg: 11.1%

Unemployment Rate

6.8%

National avg: 4.8%

CD Earnings on 10% of Salary

$76/yr

At WV 12-mo avg 2.802% APY

18.4% of residents are 65 or older, in line with the national average of 17.3%; an unemployment rate of 6.8% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s WV 12-month CD average of 2.802%, saving 10% of the local median salary ($2,720/year) and putting it in a CD would earn an additional $76 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Huntington, West Virginia

What to compare when choosing between a CD and other deposit accounts

Feature	CD	High-Yield Savings	Money Market	6-Month CD
Rate Type	Fixed APY	Variable APY	Variable APY	Fixed APY
Liquidity	Locked for term	Anytime	Anytime	Locked 6 months
Early Withdrawal	Penalty (months of interest)	None	None	Penalty (90–180 days interest)
FDIC / NCUA Insured	Yes (up to $250K)	Yes (up to $250K)	Yes (up to $250K)	Yes (up to $250K)
Check / Debit Access	No	Usually no	Often yes	No
Best For	Known savings goal, CD ladder	Emergency fund, flexible savings	Liquid savings with check-writing	Slightly higher yield, less urgency

How Certificates of Deposit Work in Huntington, West Virginia

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Huntington, West Virginia typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Huntington, West Virginia as everywhere in the U.S.

Choosing a CD Term in Huntington, West Virginia

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Huntington, West Virginia savers easier access to their funds. For example, Cabway Telco Federal Credit Union is offering its 6 months CD at 2.50% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Huntington FSB is offering its 60 Month C.D. at 2.02% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Huntington, West Virginia Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Huntington, West Virginia saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Huntington, West Virginia

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Huntington, West Virginia CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Huntington, West Virginia

Most CDs carry a fixed rate that is locked for the entire term, protecting a Huntington, West Virginia depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Huntington, West Virginia

Are CD rates in Huntington, West Virginia FDIC insured?

Yes, most established banks in Huntington, West Virginia are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Huntington, West Virginia?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Huntington, West Virginia.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Huntington, West Virginia may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Huntington, West Virginia?

Here are recent top rates found for this area:

Huntington FSB: 4.01% APY (12 Month C.D.)
Metro Community Federal Credit Union: 3.61% APY (12 Month CD)
Universal Federal Credit Union: 3.56% APY (12 Month)
First Priority Federal Credit Union: 3.50% APY (Share Certificate - 12 MO)
Union Trades Federal Credit Union: 2.79% APY (36 Month Certificate)
Cabway Telco Federal Credit Union: 2.50% APY (6 months CD)
Pioneer Appalachia Federal Credit Union: 0.30% APY (Traditional & Roth IRA Certificates 60 months)
Fairmont Federal Credit Union: 4.20% APY (Traditional & Roth IRA Certificates 48 month)
Partners 1st Federal Credit Union: 4.07% APY (24 months)
Ohio Valley Bank Co.: 4.00% APY (18 MONTH IRA / ROTH TDOA)

Rates reflect recent verified offers available in Huntington, West Virginia. Last Updated: August 28, 2026

Huntington, West Virginia CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY — or click any current Huntington, West Virginia rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Deposit Amount ($)

CD Term

APY (%)

Interest at Maturity

Ending Balance

Matures

—

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.

Top Huntington, West Virginia CD Rates by Term

Verified August 28, 2026 — click a rate to use its term and APY

Highest verified APY per term available in Huntington, West Virginia. Averages shown use the West Virginia state average where available, national otherwise. See the full rate tables above for all offers.

CD Calculators for Huntington, West Virginia

Huntington, West Virginia CD Calculator

At today’s WV top rate of 4.01% APY, a $10,000 deposit earns $401 in the first year. Enter your amount to see your exact return.

Huntington, West Virginia CD Ladder

WV CD rates currently range from 1.022% (3-month) to 2.516% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Huntington, West Virginia CD at 4.01% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.

CD vs. High-Yield Savings

West Virginia’s average 12-month CD is 2.802% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Huntington, West Virginia CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Huntington, West Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Huntington, West Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WV.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: August 28, 2026

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