Stanwood, Washington CD Rates Today - Compare Best APYs for June 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Stanwood, Washington CD rates include Northwest Plus Credit UnionNorthwest Plus Credit Union9225 271st St NW, Stanwood, WA 98292A+5.0 ★Texas Ratio: 4.55%Real return: +0.74%APY minus CPI (February 2026) offering 36 Month Certificates of Deposit at 3.54% APY, Wells FargoWells Fargo9916 270th St Nw, Stanwood, WA 98292A5.0 ★Texas Ratio: 7.44%Real return: -1.29%APY minus CPI (February 2026) offering 1 year Standard Fixed Rate CD at 1.51% APY, BECU Boeing Employees Credit UnionBECU Boeing Employees Credit Union26902 92ND AVE NW Ste D, Stanwood, WA 98292 5356A+5.0 ★Texas Ratio: 2.04%Real return: -1.65%APY minus CPI (February 2026) offering 60 Month Business CD at 1.15% APY, WaFd BankWaFd Bank9025 271st St Nw, Stanwood, WA 98292A+5.0 ★Texas Ratio: 2.33%Real return: -2.45%APY minus CPI (February 2026) offering 60 Months at 0.35% APY, and Firefighters First Federal Credit UnionFirefighters First Federal Credit UnionA+5.0 ★Texas Ratio: 1.51%Real return: +1.30%APY minus CPI (February 2026) offering 2 Year Retirement Share Certificate at 4.10% APY. CD rates as of June 3, 2026 according to verified data from MonitorBankRates.
Stanwood has 17 local institutions in our database, with CD rates as high as 3.54% APY from Northwest Plus Credit Union at 9225 271st St NW, Stanwood, WA 98292. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Washington area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: June 3, 2026
Compare Best CD Rates in Stanwood, Washington & the Surrounding Area
Stanwood 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
9025 271st St Nw, Stanwood, WA 98292
3 Months
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
9916 270th St Nw, Stanwood, WA 98292
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedJun 3, 2026
Details
Additional terms are available at a branch
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
9916 270th St Nw, Stanwood, WA 98292
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedJun 3, 2026
Details
Additional terms are available at a branch
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
9025 271st St Nw, Stanwood, WA 98292
3 Months
$1,000
0.05%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
3 Month Share Certificates
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3 month Fixed Certificate of Deposit
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
3 month Certificates and IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.40%
Min Deposit$2,500
Min Balance—
UpdatedMay 23, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
Business 3-Month CD
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
90 Day Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
90 day Personal Certificate Account
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
Business Certificate Accounts 90 days
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
90 day Personal Certificate Account
$0
2.65%
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
Business Certificate Accounts 90 days
$0
2.65%
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
90 day Personal Certificate Account
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
Business Certificate Accounts 90 days
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.84%
Business Certificates 3 Months
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.84%
3 Months Business Certificates
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.26%
3 Month Certificate of Deposit (CDs)
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
3 Month Certificate Accounts
$500
2.10%
▼
Rate2.08%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Business Certificates of Deposit 3 months
$1,000
1.75%
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Must qualify for OnPoint Rewards.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Traditional & Roth IRA Certificates of Deposit 3 months
$1,000
1.55%
▼
Rate1.54%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
3 Month Certificate
$100,000
1.55%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
3 months
$1,000
1.50%
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Business Certificates of Deposit 3 months
$1,000
1.50%
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
3 Month Certificate
$50,000
1.35%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
IRA Certificates 3 Months
$0
1.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
3 Months Share Certificate
$0
1.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
3 Month Certificate
$10,000
1.25%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
3 Month Certificate
$500
1.20%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
People\'s Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Months Certificate
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 30, 2026
Details
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
3 Months Term Certificates
$500
0.50%
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedMay 30, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
Share Certificate Accounts and IRA Share Certificates 3 month
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
3 Month Standard CD
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Stanwood 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
9225 271st St NW, Stanwood, WA 98292
6 Month Certificates of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
9916 270th St Nw, Stanwood, WA 98292
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedJun 3, 2026
Details
Additional terms are available at a branch
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
9916 270th St Nw, Stanwood, WA 98292
6 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedJun 3, 2026
Details
Additional terms are available at a branch
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
6 Mo Certificate - Regular, IRA, ESA
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
6-month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Wave Club
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
6-Mo. Wave ClubCertificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
6-month Certificate | Wave Club
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
6 Month Promo CD
$500
3.75%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Traditional/Roth IRA Certificates 6 Month IRA
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
6 Months Share Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
6 Month Share Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$100,000 and over
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
6 Month Share Certificate
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$50,000 - $99,999.99
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
6 Months Share Certificate
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Traditional/Roth IRA Certificates 6 Month IRA
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
6 Month Share Certificate
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$1,000 - $49,999.99
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
6 Months Share Certificate
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Traditional/Roth IRA Certificates 6 Month IRA
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
6 Month Certificate and IRA Certificates (BUMP)
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Share Certificates 6 months
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMay 31, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
IRA 6 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
6 Month Certificate Account
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
6 Month Commercial Certificate Account
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
CD SPECIAL 6 months
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMay 31, 2026
Details
CALCOE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.82%
6 Month Certificate
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
180-Day CD
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
6 month Fixed Certificate of Deposit
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
New Money CD - 6 Month
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
6 Month Share Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
HSBC Wealth Center/Telephone Deposit Account APYs: CDs - 6 Month
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Online Certificate of Deposit - 6 Month
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
6 Month Certificate
$100,000
3.55%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.98%
6 Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
Business Certificate Accounts 6 month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
6 month Personal Certificate Account
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
6-month Certificate
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
6 month Certificates and IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
6 month IRA Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
6 months Certificate
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
6 Months Term Certificates
$10,000
3.50%
▼
Rate3.45%
Min Deposit$10,000
Min Balance—
UpdatedMay 30, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
6 Month Special IRA Certificate
$100
3.50%
▼
Rate3.44%
Min Deposit$100
Min Balance—
UpdatedMay 22, 2026
Details
**
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6 month Certificates Of Deposit3
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Available for personal (including Individual Retirement Accounts) and business accounts.
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.84%
6 Months Business Certificates
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.84%
Business Certificates 6 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
CERTIFICATES (Includes IRA Certificates) 6 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
IRA Certificates 6 Months
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
6 Months Share Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
6 Mo. Share Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Stanwood 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
9225 271st St NW, Stanwood, WA 98292
12 Month* Certificates of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
9916 270th St Nw, Stanwood, WA 98292
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedJun 3, 2026
Details
Additional terms are available at a branch
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
9916 270th St Nw, Stanwood, WA 98292
1 year Standard Fixed Rate CD
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedJun 3, 2026
Details
Additional terms are available at a branch
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
12 month Certificates and IRA Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
12-Mo. Wave ClubCertificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
12-month Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Wave Club
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
12-month Certificate | Wave Club
$500
4.00%
▼
Rate3.93%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
12-month IRA Wave Club Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
1 Year Retirement Share Certificate
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$10,000 - $49,999.99
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA Bump CD 12 Months
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
Business 12-Month CD
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
1 Year Rookie Share Certificate
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
1 Year Share Certificate
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$1,000 - $49,999.99
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
12 Month Share Certificate
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Traditional/Roth IRA Certificates 1 Year IRA
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
12 Month Promo CD
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
12 Mo Certificate - Regular, IRA, ESA
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
12-month IRA Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
12-month Certificate
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA Bump CD 12 Months
$50,000
3.75%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 year Certificates Of Deposit3
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Seattle Bank
Institution Rating:
C-3.7 ★Texas Ratio: 30.78%
Business Certificates of Deposit 12 Month
$1,000
3.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
All balances earn disclosed APY. APYs apply when all principal and interest remain on deposit for entire term. Penalty assessed for early withdrawal. Fees may reduce principal and earnings. Additional terms and conditions may apply.
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
Annual percentage yields (APYs) effective as of 2/11/26 and are subject to change. $1,000 min to open. All balances earn disclosed APY. APYs apply when all principal and interest remain on deposit for entire term. Penalty assessed for early withdrawal. Fees may reduce principal and earnings. Additional terms and conditions may apply.
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
New Money CD - 12 Month
$1,000
3.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
1-Year Certificate
$0
3.72%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
HSBC Wealth Center/Telephone Deposit Account APYs: CDs - 12 Month
$1,000
3.70%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Online Certificate of Deposit - 12 Month
$1,000
3.70%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
12 Month Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Avista Corp Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
1-year CD (New)
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
1 year Certificate of Deposit (Penalty will or may be imposed for early withdrawal of funds).
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
$500.00 Minimum Opening Deposit; With .25% Bonus*
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA Bump CD 12 Months
$500
3.60%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Share Certificates 12 months
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMay 31, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Clubhouse Certificates 12 months
$250
3.60%
▼
Rate3.54%
Min Deposit$250
Min Balance—
UpdatedMay 31, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
IRA Certificates 12 months
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
CD SPECIAL 12 months
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMay 31, 2026
Details
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
12 month Fixed Certificate of Deposit
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Strait View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
1-Year Certificate
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
IRA Jumbo Certificates 1 year
$50,000
3.56%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
1 Year Certificate and IRA Certificates (BUMP)
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.98%
12 Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
12 Month Special IRA Certificate
$100
3.50%
▼
Rate3.44%
Min Deposit$100
Min Balance—
UpdatedMay 22, 2026
Details
**
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
1 YEAR CERTIFICATE OF DEPOSIT
$10,000
3.50%
▼
Rate3.44%
Min Deposit$10,000
Min Balance—
UpdatedMay 23, 2026
Details
Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.84%
12 Months Business Certificates
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.84%
12-Month Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.84%
Business Certificates 12 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Jumbo Certificates of Deposit 1 year
$50,000
3.46%
▼
Rate3.40%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business Jumbo Certificate of Deposit 1 year
$50,000
3.46%
▼
Rate3.40%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Stanwood 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Traditional/Roth IRA Certificates 18 Month IRA
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
CD SPECIAL 9 & 18 months
$1,000
4.00%
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
UpdatedMay 31, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
IRA Certificates CD SPECIAL 9 & 18 months
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Share Certificates CD SPECIAL 9 & 18 months
$1,000
4.00%
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
UpdatedMay 31, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Traditional/Roth IRA Certificates 18 Month IRA
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Traditional/Roth IRA Certificates 18 Month IRA
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
18 Month Promo CD
$500
3.85%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
18-month GreenUp Certificate
$1,000
3.75%
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
18 Month Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
18 month Certificates and IRA Certificates
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Annual percentage yields (APYs) effective as of 2/11/26 and are subject to change. $1,000 min to open. All balances earn disclosed APY. APYs apply when all principal and interest remain on deposit for entire term. Penalty assessed for early withdrawal. Fees may reduce principal and earnings. Additional terms and conditions may apply. At maturity, the account will auto-renew to a regular twelve (12) month CD and all subsequent renewals will also be twelve (12) months.
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
18 month Fixed Certificate of Deposit
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
CD SPECIAL 18 months
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMay 31, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
IRA Certificates 18 months
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Share Certificates 18 months
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMay 31, 2026
Details
Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
18 Month Money Builder Certificates (Add on Certificates)
$25
3.35%
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedMay 17, 2026
Details
WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
18 month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
IRA 18 month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
18 Mo Certificate - Regular, IRA, ESA
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
18 month IRA Certificate
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
18 months Certificate
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
CERTIFICATES (Includes IRA Certificates) 18 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
18 Months Share Certificate
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
IRA Certificates 18 Months
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
WCLA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.12%
18 Month Share Certificates
$500
3.10%
▼
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
IRA Certificates 18 month
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
IRA Certificates 18 month
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
IRA Share Certificate 18 months
$2,000
3.04%
▼
Rate3.00%
Min Deposit$2,000
Min Balance—
UpdatedMay 29, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
18 month CD
$0
3.03%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Early Withdrawal Penalties May Apply
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
IRA Certificate Accounts 18 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
18 Month Commercial Certificate Account
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
18 Month Certificate Account
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
IRA 18 Month
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
18 Month Certificate Accounts
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
18 Mo. IRA
$50
3.00%
▼
Rate2.92%
Min Deposit$50
Min Balance—
UpdatedMay 23, 2026
Details
Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Certificate of Deposit 18 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.84%
18 Months (Flex) Business Certificates
$0
2.99%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.84%
Business Certificates 18 Months (Flex)
$0
2.99%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Add-on option: Unlimited deposits. Bump option: Upon request, rate will be increased to current Flex Certificate rate. Withdrawal option: Withdrawal amount cannot reduce the balance to less than the $2,500 minimum.
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
IRA Certificates 18 month
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
18 Mo. CD
$100
2.90%
▼
Rate2.86%
Min Deposit$100
Min Balance—
UpdatedMay 23, 2026
Details
Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
18 Month Certificate
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
18 Month IRA Certificate
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
18 Month Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
18 Month Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Jumbo 18-Month Certificate
$50,000
2.56%
▼
Rate2.53%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Business Certificates of Deposit 18 months
$1,000
2.56%
▼
Rate2.53%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Must qualify for OnPoint Rewards.
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.54%
Jumbo 18-Month Certificate
$50,000
2.56%
▼
Rate2.53%
Min Deposit$50,000
Min Balance—
UpdatedMay 31, 2026
Details
Stanwood 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
9225 271st St NW, Stanwood, WA 98292
24 Month* Certificates of Deposit
$500
3.54%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
2 Year Retirement Share Certificate
$0
4.10%
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$100,000 and over
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
2 Year Retirement Share Certificate
$0
4.05%
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$50,000 - $99,999.99
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
2 Year Retirement Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$10,000 - $49,999.99
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
2 Year Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$100,000 and over
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
2 Years Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
24-month Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Wave Club
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
24-month Certificate | Wave Club
$500
4.00%
▼
Rate3.93%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
24-month IRA Wave Club Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
2 Year Share Certificate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$50,000 - $99,999.99
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
2 Years Share Certificate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
2 Years Share Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
2 Year Share Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$1,000 - $49,999.99
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
New Money CD - 24 Month
$1,000
3.85%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
HSBC Wealth Center/Telephone Deposit Account APYs: CDs - 24 Month
$1,000
3.80%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Online Certificate of Deposit - 24 Month
$1,000
3.80%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
24-month Certificate
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
24-month IRA Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
24 Month Promo CD
$500
3.70%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
24 month Fixed Certificate of Deposit
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
CD SPECIAL 24 months
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMay 31, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Clubhouse Certificates 24 months
$250
3.60%
▼
Rate3.54%
Min Deposit$250
Min Balance—
UpdatedMay 31, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
IRA Certificates 24 months
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Share Certificates 24 months
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMay 31, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
IRA Jumbo Certificates 2 year
$50,000
3.60%
▼
Rate3.54%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
IRA Certificates 2 year
$1,000
3.51%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Annual percentage yields (APYs) effective as of 2/11/26 and are subject to change. $1,000 min to open. All balances earn disclosed APY. APYs apply when all principal and interest remain on deposit for entire term. Penalty assessed for early withdrawal. Fees may reduce principal and earnings. Additional terms and conditions may apply.
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
24 month Certificates and IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business Jumbo Certificate of Deposit 2 year
$50,000
3.50%
▼
Rate3.44%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Jumbo Certificates of Deposit 2 year
$50,000
3.50%
▼
Rate3.44%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Bank
Institution Rating:
C-3.7 ★Texas Ratio: 30.78%
Business Certificates of Deposit 24 Month
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
All balances earn disclosed APY. APYs apply when all principal and interest remain on deposit for entire term. Penalty assessed for early withdrawal. Fees may reduce principal and earnings. Additional terms and conditions may apply.
Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
2 year Certificates Of Deposit3
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
Community-Impact Certificate Accounts for Nonprofit Organizations 24 month
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
2 year
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
2 year Certificates
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business Certificate of Deposit 2 year
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
12- to 24-month certificate
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
IRA 24 month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
24 month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
24 month IRA Certificate
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
24 months Certificate
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
$500.00 Minimum Opening Deposit
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
CERTIFICATES (Includes IRA Certificates) 24 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
2 YEAR CERTIFICATE OF DEPOSIT
$10,000
3.20%
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedMay 23, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA Bump CD 24 Months
$100,000
3.20%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Months Share Certificate
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
IRA Certificates 24 Months
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
WCLA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.12%
24 Month Share Certificates
$500
3.15%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
Share Certificate Accounts and IRA Share Certificates 24 month
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Stanwood 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
9225 271st St NW, Stanwood, WA 98292
36 Month Certificates of Deposit
$500
3.54%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Traditional/Roth IRA Certificates 3 Year IRA
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3 Year Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$100,000 and over
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3 Years Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Traditional/Roth IRA Certificates 3 Year IRA
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3 Year Share Certificate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$50,000 - $99,999.99
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3 Years Share Certificate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3 Years Share Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Traditional/Roth IRA Certificates 3 Year IRA
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3 Year Share Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$1,000 - $49,999.99
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
3-Year Certificate
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
IRA Certificates 36 months
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
IRA Jumbo Certificates 3 year
$50,000
3.60%
▼
Rate3.54%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Clubhouse Certificates 36 months
$250
3.60%
▼
Rate3.54%
Min Deposit$250
Min Balance—
UpdatedMay 31, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
CD SPECIAL 36 months
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMay 31, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Share Certificates 36 months
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMay 31, 2026
Details
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
36 Months Certificate
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
IRA Certificates 3 year
$1,000
3.51%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Annual percentage yields (APYs) effective as of 2/11/26 and are subject to change. $1,000 min to open. All balances earn disclosed APY. APYs apply when all principal and interest remain on deposit for entire term. Penalty assessed for early withdrawal. Fees may reduce principal and earnings. Additional terms and conditions may apply.
Seattle Bank
Institution Rating:
C-3.7 ★Texas Ratio: 30.78%
Business Certificates of Deposit 36 Month
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
All balances earn disclosed APY. APYs apply when all principal and interest remain on deposit for entire term. Penalty assessed for early withdrawal. Fees may reduce principal and earnings. Additional terms and conditions may apply.
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
36-month Pacific Northwest (PNW) Certificate
$1,000
3.50%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA Bump CD 36 Months
$100,000
3.50%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business Jumbo Certificate of Deposit 3 year
$50,000
3.50%
▼
Rate3.44%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Jumbo Certificates of Deposit 3 year
$50,000
3.50%
▼
Rate3.44%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
$500.00 Minimum Opening Deposit
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
36 month Fixed Certificate of Deposit
$1,000
3.40%
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
3 year Certificates Of Deposit3
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA Bump CD 36 Months
$50,000
3.30%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
3 year
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
3 year Certificates
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business Certificate of Deposit 3 year
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
36 month Certificates and IRA Certificates
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
CERTIFICATES (Includes IRA Certificates) 36 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
WCLA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.12%
36 Month Share Certificates
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
36 Months Share Certificate
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
IRA Certificates 36 Months
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
Share Certificate Accounts and IRA Share Certificates 36 month
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA Bump CD 36 Months
$500
3.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
IRA Share Certificate 36 months
$2,000
3.04%
▼
Rate3.00%
Min Deposit$2,000
Min Balance—
UpdatedMay 29, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Certificate of Deposit 36 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
36 month IRA Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
36 months Certificate
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
36 Months Certificate
$100,000
3.00%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
36 month Certificate
$0
2.99%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
IRA 36 month Certificate
$0
2.99%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
36-Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
IRA 36 Month
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Stanwood 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
9225 271st St NW, Stanwood, WA 98292
48 Month Certificates of Deposit
$500
3.29%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
IRA Jumbo Certificates 4 year
$50,000
3.60%
▼
Rate3.54%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
IRA Certificates 4 year
$1,000
3.51%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Bank
Institution Rating:
C-3.7 ★Texas Ratio: 30.78%
Business Certificates of Deposit 48 Month
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
All balances earn disclosed APY. APYs apply when all principal and interest remain on deposit for entire term. Penalty assessed for early withdrawal. Fees may reduce principal and earnings. Additional terms and conditions may apply.
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA Bump CD 48 Months
$100,000
3.50%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business Jumbo Certificate of Deposit 4 year
$50,000
3.50%
▼
Rate3.44%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Jumbo Certificates of Deposit 4 year
$50,000
3.50%
▼
Rate3.44%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
$500.00 Minimum Opening Deposit
Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
4 year Certificates Of Deposit3
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA Bump CD 48 Months
$50,000
3.30%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
4 year
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
4 year Certificates
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business Certificate of Deposit 4 year
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
CERTIFICATES (Includes IRA Certificates) 48 Months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
Share Certificate Accounts and IRA Share Certificates 48 month
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
WCLA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.12%
48 Month Share Certificates
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
IRA Certificates 48 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
48 Months Share Certificate
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
48-month IRA Wave Club Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
48-month Certificate | Wave Club
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
48-month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Wave Club
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
48 month Certificates and IRA Certificates
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
48 month Fixed Certificate of Deposit
$1,000
3.20%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA Bump CD 48 Months
$500
3.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
IRA Share Certificate 48 months
$2,000
3.04%
▼
Rate3.00%
Min Deposit$2,000
Min Balance—
UpdatedMay 29, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
48-month Certificate
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
48-month IRA Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
48 Months Certificate
$100,000
3.00%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
48 Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
48 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
48 Month Commercial Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
IRA 48 Month
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Express Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Single Deposit CD 48 months
$100
2.85%
▼
Rate2.81%
Min Deposit$100
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
4 Year Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
48 Month Certificate Accounts
$500
2.80%
▼
Rate2.77%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
IRA Certificate Accounts 48 Month
$0
2.80%
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
48 Months Certificate
$50,000
2.80%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Share Certificates 48 months
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedMay 31, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
IRA Certificates 48 months
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
CD SPECIAL 48 months
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedMay 31, 2026
Details
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
48 month IRA Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
48 months Certificate
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Business Certificates of Deposit 48 months
$1,000
2.70%
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Must qualify for OnPoint Rewards.
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
4 Year Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
48 Months Certificate
$500
2.60%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
4 Year CD
$0
2.52%
▼
Rate2.49%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
* $1,000 Min.
Stanwood 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
9225 271st St NW, Stanwood, WA 98292
60 Month Certificates of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
BECU Boeing Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
26902 92ND AVE NW Ste D, Stanwood, WA 98292 5356
60 Month Business CD
$0
1.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
9025 271st St Nw, Stanwood, WA 98292
60 Months
$0
0.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
9025 271st St Nw, Stanwood, WA 98292
60 Months
$1,000
0.30%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year Retirement Share Certificate
$0
4.10%
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$100,000 and over
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year Retirement Share Certificate
$0
4.05%
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$50,000 - $99,999.99
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year Retirement Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$10,000 - $49,999.99
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$100,000 and over
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Years Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Traditional/Roth IRA Certificates 5 Year IRA
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Traditional/Roth IRA Certificates 5 Year IRA
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Years Share Certificate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year Share Certificate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$50,000 - $99,999.99
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Year Share Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$1,000 - $49,999.99
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5 Years Share Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Traditional/Roth IRA Certificates 5 Year IRA
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
60 Month Promo CD
$500
3.65%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
IRA Jumbo Certificates 5 year
$50,000
3.60%
▼
Rate3.54%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
$500.00 Minimum Opening Deposit
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
IRA Certificates 5 year
$1,000
3.51%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA Bump CD 60 Months
$100,000
3.50%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business Jumbo Certificate of Deposit 5 year
$50,000
3.50%
▼
Rate3.44%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Jumbo Certificates of Deposit 5 year
$50,000
3.50%
▼
Rate3.44%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
Share Certificate Accounts and IRA Share Certificates 60 month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
5 year Certificates Of Deposit3
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
CERTIFICATES (Includes IRA Certificates) 60 Months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA Bump CD 60 Months
$50,000
3.30%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
5 year
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
5 year Certificates
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business Certificate of Deposit 5 year
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
60 Months Share Certificate
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
IRA Certificates 60 Months
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
60 month Certificates and IRA Certificates
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
60-Month Certificate
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
IRA Bump CD 60 Months
$500
3.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
IRA Share Certificate 60 months
$2,000
3.04%
▼
Rate3.00%
Min Deposit$2,000
Min Balance—
UpdatedMay 29, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
60 Months Certificate
$100,000
3.00%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
60 month Fixed Certificate of Deposit
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
60 Month Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
60 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
60 Month Commercial Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
IRA 60 Month
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Express Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Single Deposit CD 60 months
$100
2.85%
▼
Rate2.81%
Min Deposit$100
Min Balance—
UpdatedMay 20, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
5 Year Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
60 Months Certificate
$50,000
2.80%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
60-month Certificate
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
60 months Certificate
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
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Stanwood, WA CD Rate Trends
Compare local Stanwood, WA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — WA Avg
3.127%
▲ 0.010 vs 7 days ago
Washington 12-month CD rates rose 0.010 points over the past 7 days to 3.127% APY.
6-Month CD — WA Avg
2.921%
▲ 0.038 vs 7 days ago
Washington 6-month CD rates rose 0.038 points over the past 7 days to 2.921% APY.
As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions
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WA CD Rate Forecast — Next 12 Months
Where are Washington CD rates headed through June 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
WA 12-Month Avg APY
3.127%
6-Month Forecast
3.127%
Range: 2.93% – 3.28%
12-Month Forecast
2.877%
Range: 2.68% – 3.03%
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What Your Savings Earn at WA CD Rates Today
Annual interest earnings at today’s Washington average APYs. State average used where available; national average as fallback.
| CD Term | WA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.143% | $107.16 | $214.31 | $535.78 | $1,071.55 |
| 6-Month CD | 2.921% | $146.05 | $292.10 | $730.25 | $1,460.50 |
| 12-Month CD | 3.127% | $156.37 | $312.73 | $781.83 | $1,563.65 |
| 18-Month CD | 2.647% | $132.36 | $264.72 | $661.80 | $1,323.60 |
| 24-Month CD | 2.750% | $137.52 | $275.04 | $687.60 | $1,375.20 |
| 36-Month CD | 2.605% | $130.27 | $260.53 | $651.33 | $1,302.65 |
| 48-Month CD | 2.731% | $136.56 | $273.12 | $682.80 | $1,365.60 |
| 60-Month CD | 2.644% | $132.19 | $264.38 | $660.95 | $1,321.90 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of June 3, 2026. | |||||
Sample CD Ladder for Stanwood, Washington Savers
$25,000 split equally across 5 terms using today’s Washington average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | WA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.143% | $107.16 |
| 2 | 6-Month CD | $5,000 | 2.921% | $146.05 |
| 3 | 12-Month CD | $5,000 | 3.127% | $156.37 |
| 4 | 24-Month CD | $5,000 | 2.750% | $137.52 |
| 5 | 36-Month CD | $5,000 | 2.605% | $130.27 |
| Total ($25,000 invested) | $25,000 | 2.709% blended | $677.37/yr | |
Ladder example uses equal $5,000 rungs and Washington average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
718
CD Rates
Tracked in Stanwood, Washington
Tracked in Stanwood, Washington
15 Banks
56 Credit Unions
About Our Stanwood, Washington CD Rate Database
MonitorBankRates tracks 718 CD rates from 15 banks and 56 credit unions with locations in Stanwood, Washington, plus national online institutions available to Washington residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Northwest Plus Credit Union offers a CD at 3.54% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Stanwood, Washington.
How to Find the Best CD Rates in Stanwood, Washington
What to compare when shopping for a CD in Stanwood, Washington
To find the best APYs in Stanwood, Washington, start with credit unions and online-only banks — Stanwood, Washington has 56 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Stanwood, Washington
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Stanwood, Washington — 71 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Stanwood, Washington savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Stanwood, Washington money market rates
Stanwood, Washington Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
16.2%
National avg: 17.3%
Median Individual Earnings
$56,923
National avg: $47,340
Poverty Rate
8.0%
National avg: 11.1%
Unemployment Rate
6.4%
National avg: 4.8%
CD Earnings on 10% of Salary
$178/yr
At WA 12-mo avg 3.127% APY
16.2% of residents are 65 or older — below the national average of 17.3%; an unemployment rate of 6.4% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s WA 12-month CD average of 3.127%, saving 10% of the local median salary ($5,692/year) and putting it in a CD would earn an additional $178 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Stanwood, Washington
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Stanwood, Washington
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Stanwood, Washington typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Stanwood, Washington as everywhere in the U.S.
Choosing a CD Term in Stanwood, Washington
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Stanwood, Washington savers easier access to their funds. For example, Northwest Plus Credit Union is offering its 6 Month Certificates of Deposit at 3.03% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Northwest Plus Credit Union is offering its 60 Month Certificates of Deposit at 3.03% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Stanwood, Washington Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Stanwood, Washington saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Stanwood, Washington
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Stanwood, Washington CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Stanwood, Washington
Most CDs carry a fixed rate that is locked for the entire term, protecting a Stanwood, Washington depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Stanwood, Washington
Are CD rates in Stanwood, Washington FDIC insured?
Yes, most established banks in Stanwood, Washington are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Stanwood, Washington?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Stanwood, Washington.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Stanwood, Washington may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Stanwood, Washington?
Here are recent top rates found for this area:
- Northwest Plus Credit Union: 3.54% APY (36 Month Certificates of Deposit)
- Wells Fargo: 1.51% APY (1 year Standard Fixed Rate CD)
- BECU Boeing Employees Credit Union: 1.15% APY (60 Month Business CD)
- WaFd Bank: 0.35% APY (60 Months)
- Firefighters First Federal Credit Union: 4.10% APY (2 Year Retirement Share Certificate)
- Puget Sound Cooperative Credit Union: 4.00% APY (24-month Certificate | Wave Club)
- Numerica Credit Union: 4.00% APY (12 month Certificates and IRA Certificates)
- Governmental Employees Credit Union: 4.00% APY (Share Certificates CD SPECIAL 9 & 18 months)
- Gesa Credit Union: 3.90% APY (IRA Bump CD 12 Months)
- HSBC Bank USA: 3.85% APY (New Money CD - 24 Month)
Rates reflect recent verified offers available in Stanwood, Washington. Last Updated: June 3, 2026
CD Calculators for Stanwood, Washington
Stanwood, Washington CD Calculator
At today’s WA top rate of 3.54% APY, a $10,000 deposit earns $354 in the first year. Enter your amount to see your exact return.
Stanwood, Washington CD LadderWA CD rates currently range from 2.143% (3-month) to 2.605% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Stanwood, Washington CD at 3.54% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsWashington’s average 12-month CD is 3.127% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Stanwood, Washington CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Stanwood, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Stanwood, Washington. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: June 3, 2026
Stanwood, Washington Rates & Resources
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