CD Rates Spokane, Washington (WA) for March 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Spokane, Washington CD rates include Numerica Credit UnionNumerica Credit Union405 E Farwell Rd, Spokane, WA 99218A+5.0 ★Texas Ratio: 2.80% offering 12 month Certificates and IRA Certificates at 4.00% APY, Idaho Central Credit UnionIdaho Central Credit Union41 W Riverside Ave, Spokane, WA 99201A+5.0 ★Texas Ratio: 4.09% offering 18 Month Promo CD at 3.95% APY, Avista Corp Credit UnionAvista Corp Credit Union1411 E Mission Ave, Spokane, WA 99202 1902A+5.0 ★Texas Ratio: 0.09% offering 1-year CD (Auto Renewing) at 3.92% APY, Progressions Credit UnionProgressions Credit Union2919 E Mission AVE, Spokane, WA 99202 3624A+5.0 ★Texas Ratio: 1.02% offering 12 Month Term Certificates and IRA Certificates at 3.75% APY, and Horizon Credit UnionHorizon Credit Union9861 N Nevada St, Spokane, WA 99218 3407A+5.0 ★Texas Ratio: 1.53% offering 12 Month IRA at 3.66% APY. CD rates as of March 29, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Spokane, Washington, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 29, 2026
Compare Best CD Rates in Spokane, Washington & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
405 E Farwell Rd, Spokane, WA 99218
3 month Certificates and IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA 99201
3 Month Standard CD
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
601 W 1st Ave, Spokane, WA 99201
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 29, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA 98005
3-Month Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
No minimum deposit.
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
22525 Se 64th Pl Ste 2 Dd, Issaquah, WA 98027
3 Month Certificate of Deposit
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Cornerstone Capital Bank, SSB
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
26830 Maple Valley Black Diamond Rd Se, Maple Valley, WA 98038
Consumer 3 Month CD
$500
3.85%
▼
Rate3.78%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA 98136
3 Month Share Certificates
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Timberland Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
313 Waldrip Street, Elma, WA 98541
3 MONTH CD
$500
3.80%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
19315 Highway 99, Lynnwood, WA 98036
3 month Fixed Certificate of Deposit
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
619 Bay St, Port Orchard, WA 98366
3 Month CD Special
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA 98032 4009
3-Month Certificate
$100,000
3.15%
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
5303 112th St E, Tacoma, WA 98446
Business 3-Month CD
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Yakima Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
118 E Yakima Ave, Yakima, WA 98901
3 Month CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
3 Month Certificate of Deposit
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
With Checking
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
90 day Personal Certificate Account
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Seattle Bank
Institution Rating:
C-3.7 ★Texas Ratio: 30.78%
401 Union Street, Seattle, WA 98101
3 Month Certificate of Deposit and IRA Accounts
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
320 SW Mt Si Blvd, North Bend, WA 98045
3 Month Certificate of Deposit (CDs)
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
3 Month Certificate Accounts
$500
2.10%
▼
Rate2.08%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
703 Broadway St Ste 100, Vancouver, WA 98660
3 Month Certificate
$100,000
1.55%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA 98201
3 Month Certificate of Deposit
$100,000
0.55%
▼
Rate0.55%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
$100,000 - over
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA 99019 7613
Share Certificate Accounts and IRA Share Certificates 3 month
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA 99201
6 Month Promo CD
$500
3.85%
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Progressions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
2919 E Mission AVE, Spokane, WA 99202 3624
6 Month Term Certificates and IRA Certificates
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
405 E Farwell Rd, Spokane, WA 99218
6 month Certificates and IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
244 W Main Ave, Spokane, WA 99201
6-Month CD Special
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA 99207
6 month CD Certificates
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Early Withdrawal Penalties May Apply
Canopy Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.08%
930 N Howard St, Spokane, WA 99201
6 Month Term Share (or IRA)
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Special Rate!
Spokane Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
2002 N Atlantic St, Spokane, WA 99205 4805
6-MONTH CERTIFICATE
$1,000
3.03%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
601 W 1st Ave, Spokane, WA 99201
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 29, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA 98201
6 Month Certificate of Deposit
$500
4.06%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Wings Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
18000 International Blvd Ste 107, Seatac, WA 98188 4258
6-Month Certificate
$500
3.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
New money only.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
6 Month Share Certificate
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
$50,000 - $99,999.99
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA 98584
6 Month Certificate
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
6 Month Certificate Account
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA 98136
6 Month Share Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
3102 Broadway, Everett, WA 98201 4421
6 Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
22525 Se 64th Pl Ste 2 Dd, Issaquah, WA 98027
6 Month Certificate of Deposit
$0
3.53%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
IRA Jumbo Certificates 6 month
$50,000
3.46%
▼
Rate3.40%
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
703 Broadway St Ste 100, Vancouver, WA 98660
6 Month Certificate
$50,000
3.35%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
6 month Personal Certificate Account
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA 99016
6 Month CD
$1,000
3.24%
▼
Rate3.19%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
$1,000 Min.
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
6 Mo. CD
$2,500
3.20%
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedMar 29, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA 98032 4009
6-Month Certificate
$100,000
3.15%
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA 99019 7613
6 Month Certificate of Deposit
$10,000
3.10%
▼
Rate3.06%
Min Deposit$10,000
Min Balance—
UpdatedMar 29, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
6 Month Certificate of Deposit
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
With Checking
Connection Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA 98383
6 month share certificate
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
9611 Gravelly Lake Dr Sw, Lakewood, WA 98499 1510
6-Month Certificate
$500
2.93%
▼
Rate2.89%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
WCLA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.61%
2419 Pacific Ave SE, Olympia, WA 98501
6 Month Share Certificates
$500
2.75%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
Camp Murray Building 16, Tacoma, WA 98430 0001
6 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
320 SW Mt Si Blvd, North Bend, WA 98045
6 Month Certificate of Deposit (CDs)
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Strait View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
220 S Lincoln St, Port Angeles, WA 98362 3003
6 Month CD
$0
1.50%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
619 Bay St, Port Orchard, WA 98366
6 Month CD
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA 99019 7613
Share Certificate Accounts and IRA Share Certificates 6 month
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
659 Woodland Square Loop Se, Lacey, WA 98503
6-month automatic saver CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
405 E Farwell Rd, Spokane, WA 99218
12 month Certificates and IRA Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Avista Corp Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
1411 E Mission Ave, Spokane, WA 99202 1902
1-year CD (Auto Renewing)
$0
3.92%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
1 year Certificate of Deposit (Penalty will or may be imposed for early withdrawal of funds). This rate applies to existing CDs at Avista CU that automatically renew/rollover for an additional 1-year term.
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA 99201
12 Month Promo CD
$500
3.90%
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Progressions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
2919 E Mission AVE, Spokane, WA 99202 3624
12 Month Term Certificates and IRA Certificates
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
9861 N Nevada St, Spokane, WA 99218 3407
12 Month IRA
$500
3.66%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
$500.00 Minimum Opening Deposit; With .25% Bonus*
Spokane Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
2002 N Atlantic St, Spokane, WA 99205 4805
12-MONTH CERTIFICATE
$1,000
3.29%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Canopy Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.08%
930 N Howard St, Spokane, WA 99201
12 Month Term Share (or IRA)
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA 99207
12 month CD Certificates
$0
2.89%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Early Withdrawal Penalties May Apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
601 W 1st Ave, Spokane, WA 99201
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 29, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA 98201
12 Month Certificate of Deposit
$500
4.83%
▼
Rate4.75%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Dream Home Share Certificate 1 Year Retirement Share Certificate
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
$10,000 - $49,999.99
TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
5303 112th St E, Tacoma, WA 98446
Business 12-Month CD
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
8608 South Tacoma Way, Lakewood, WA 98499
12-month CD
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Limited time offer. Only available in our branches.
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
19315 Highway 99, Lynnwood, WA 98036
12 month Fixed Certificate of Deposit
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA 98584
1 Year (BUMP) Launch Savings Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
3102 Broadway, Everett, WA 98201 4421
12 Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA 98663
12 Month Special IRA
$100
3.50%
▼
Rate3.44%
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
Business Jumbo Certificate of Deposit 1 year
$50,000
3.46%
▼
Rate3.40%
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
12 month Personal Certificate Account
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
CALCOE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1421 N Meadowwood Ln, Liberty Lake, WA 99019 7613
Share & IRA Certificates 12 Month Term
$250
3.42%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 29, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
920 5th Ave, Seattle, WA 98104
Online CDs 12 Month
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Only available to existing Premier customers.
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Jumbo Certificates of Deposit 12 Month Certificate of Deposit
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
$100,000 minimum; Business; With Checking
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
12 Month Certificate Account
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
18020 80th Ave S, Kent, WA 98032
Jumbo 12-month Certificates
$60,000
3.28%
▼
Rate3.25%
Min Deposit$60,000
Min Balance—
UpdatedMar 29, 2026
Details
Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA 98115 2199
12-Month CD
$1,000
3.26%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Get a 0.25% interest rate increase with 2,500 Salal Rewards Points.
Timberland Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
313 Waldrip Street, Elma, WA 98541
12 MONTH CD
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
IRA Certificate of Deposit 12 Month
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
9611 Gravelly Lake Dr Sw, Lakewood, WA 98499 1510
1-Year Fixed Rate Accumulator IRA Certificate
$100
3.15%
▼
Rate3.10%
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
12 Mo. IRA
$50
3.10%
▼
Rate3.01%
Min Deposit$50
Min Balance—
UpdatedMar 29, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA 98136
IRA Share Certificates 1 Year
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Yakima Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
118 E Yakima Ave, Yakima, WA 98901
12 Month CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
Camp Murray Building 16, Tacoma, WA 98430 0001
1 Year Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
925 4th Ave Ste 2350, Seattle, WA 98104
Flexible 12-Month Certificate
$500
2.90%
▼
Rate2.86%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA 99016
1 Year CD
$1,000
2.83%
▼
Rate2.79%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
$1,000 Min.
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
1910 W Fourth Plain Blvd, Vancouver, WA 98660 1338
12 Month Certificate
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA 99019 7613
1 Year Certificate of Deposit
$1,000
2.60%
▼
Rate2.56%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
1-Year Certificates of Deposit
$500
2.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Early withdrawal penalty may apply.; TOTAL BALANCE PLUS INTEREST EARNED MAY BE WITHDRAWN TO CLOSE THE CD WITHOUT PENALTY SEVEN DAYS OR LATER AFTER THE ACCOUNT WAS OPENED AND FUNDED. PARTIAL WITHDRAWAL OF PRINCIPAL IS NOT PERMITTED.; Opening account balance cannot exceed $240,000 per account.
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
320 SW Mt Si Blvd, North Bend, WA 98045
12 Month Certificate of Deposit (CDs)
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
619 Bay St, Port Orchard, WA 98366
12 Month CD
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA 99019 7613
Share Certificate Accounts and IRA Share Certificates 12 month
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA 98516
Share Certificates - STANDARD | 3 - 12 Month
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
659 Woodland Square Loop Se, Lacey, WA 98503
1-year convertible CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $49,000.00
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA 99201
18 Month Promo CD
$500
3.95%
▼
Rate3.89%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
405 E Farwell Rd, Spokane, WA 99218
18 month Certificates and IRA Certificates
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Progressions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
2919 E Mission AVE, Spokane, WA 99202 3624
18 Month Term Certificates and IRA Certificates
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Canopy Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.08%
930 N Howard St, Spokane, WA 99201
18 Month Term Share
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA 99207
18 month CD Certificates
$0
3.03%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Early Withdrawal Penalties May Apply
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Traditional/Roth IRA Certificates 18 Month IRA
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Cornerstone Capital Bank, SSB
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
26830 Maple Valley Black Diamond Rd Se, Maple Valley, WA 98038
Consumer 18 Month CD
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
19315 Highway 99, Lynnwood, WA 98036
18 month Fixed Certificate of Deposit
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
796 Commerce Ave, Longview, WA 98632 2459
18 Month Money Builder Certificate
$25
3.46%
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedMar 29, 2026
Details
WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
2501 James St, Bellingham, WA 98225 3529
18 month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA 98683 9510
18 Mo Certificate - Regular, IRA, ESA
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
CALCOE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1421 N Meadowwood Ln, Liberty Lake, WA 99019 7613
Share & IRA Certificates 18 Month Term
$250
3.19%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 29, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
IRA Certificates 18 month
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
18 Mo. IRA
$50
3.00%
▼
Rate2.92%
Min Deposit$50
Min Balance—
UpdatedMar 29, 2026
Details
Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
521 W Railroad Ave, Shelton, WA 98584 3520
18 Month Certificate
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
703 Broadway St Ste 100, Vancouver, WA 98660
18 Month Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Jumbo Certificates of Deposit 18 Month Certificate of Deposit
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
$100,000 minimum; Business; With Checking
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
9611 Gravelly Lake Dr Sw, Lakewood, WA 98499 1510
Jumbo 18-Month Certificate
$50,000
2.56%
▼
Rate2.53%
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
925 4th Ave Ste 2350, Seattle, WA 98104
18-Month Certificate
$500
2.41%
▼
Rate2.38%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433
18-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA 98663
18 Month IRA
$100
1.95%
▼
Rate1.94%
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
619 Bay St, Port Orchard, WA 98366
18 Month CD
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
301 W Wishkah St, Aberdeen, WA 98520 6130
Term Certificates 18 Month Bump
$500
1.86%
▼
Rate1.85%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
320 SW Mt Si Blvd, North Bend, WA 98045
18 Month Certificate of Deposit (CDs)
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
Camp Murray Building 16, Tacoma, WA 98430 0001
18 Month IRA Certificate
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA 99019 7613
Share Certificate Accounts and IRA Share Certificates 18 month
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA 99201
24 Month Promo CD
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
405 E Farwell Rd, Spokane, WA 99218
24 month Certificates and IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
106 W Nora Ave, Spokane, WA 99205
12- to 24-month certificate
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
9861 N Nevada St, Spokane, WA 99218 3407
24 Month IRA
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
$500.00 Minimum Opening Deposit
Canopy Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.08%
930 N Howard St, Spokane, WA 99201
24 Month Term Share (or IRA)
$0
2.99%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA 99207
24 month CD Certificates
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Early Withdrawal Penalties May Apply
Progressions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
2919 E Mission AVE, Spokane, WA 99202 3624
24 Month Term Certificates and IRA Certificates
$500
2.47%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Spokane Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
2002 N Atlantic St, Spokane, WA 99205 4805
24-MONTH CERTIFICATE
$1,000
2.02%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Dream Home Share Certificate 2 Year Retirement Share Certificate
$0
4.10%
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
$100,000 and over
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA 98004 6420
24-month Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Wave Club
Cornerstone Capital Bank, SSB
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
26830 Maple Valley Black Diamond Rd Se, Maple Valley, WA 98038
Consumer 24 Month CD
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
IRA Jumbo Certificates 2 year
$50,000
3.60%
▼
Rate3.54%
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA 98201
24 Month* Certificate
$500
3.54%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
3500 188th St Sw, Lynnwood, WA 98037
2 year Certificates Of Deposit3
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
920 5th Ave, Seattle, WA 98104
Online CDs 24 Month
$1,000
3.20%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Only available to existing Premier customers.
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
Community-Impact Certificate Accounts for Nonprofit Organizations 24 month
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA 98032 4009
2-Year Certificate
$100,000
3.05%
▼
Rate3.01%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
3102 Broadway, Everett, WA 98201 4421
24 Month Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
IRA Certificate of Deposit 24 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1 Microsoft Way, Redmond, WA 98052
24-Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
CALCOE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1421 N Meadowwood Ln, Liberty Lake, WA 99019 7613
Share & IRA Certificates 24 Month Term
$250
2.88%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 29, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
24 Month Certificate of Deposit
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
With Checking
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
1910 W Fourth Plain Blvd, Vancouver, WA 98660 1338
24 Month Certificate
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA 98584
2 Year Certificate
$0
2.79%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
521 W Railroad Ave, Shelton, WA 98584 3520
24 Month Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA 99016
2 Year CD
$1,000
2.73%
▼
Rate2.69%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
$1,000 Min.
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
24 Mo. IRA
$50
2.70%
▼
Rate2.63%
Min Deposit$50
Min Balance—
UpdatedMar 29, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
703 Broadway St Ste 100, Vancouver, WA 98660
24 Month Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
18020 80th Ave S, Kent, WA 98032
Jumbo 24-month Certificates
$60,000
2.57%
▼
Rate2.55%
Min Deposit$60,000
Min Balance—
UpdatedMar 29, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA 98136
2 Year Share Certificates
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
9611 Gravelly Lake Dr Sw, Lakewood, WA 98499 1510
2-Year Fixed Rate Accumulator IRA Certificate
$100
2.46%
▼
Rate2.43%
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
Camp Murray Building 16, Tacoma, WA 98430 0001
2 Year Certificate
$0
2.45%
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA 99019 7613
2 Year Certificate of Deposit
$1,000
2.40%
▼
Rate2.38%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
925 4th Ave Ste 2350, Seattle, WA 98104
24-Month Certificate
$500
2.36%
▼
Rate2.33%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433
24-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
619 Bay St, Port Orchard, WA 98366
24 Month CD
$0
2.20%
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
2-Year Certificates of Deposit
$500
2.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Early withdrawal penalty may apply.; TOTAL BALANCE PLUS INTEREST EARNED MAY BE WITHDRAWN TO CLOSE THE CD WITHOUT PENALTY SEVEN DAYS OR LATER AFTER THE ACCOUNT WAS OPENED AND FUNDED. PARTIAL WITHDRAWAL OF PRINCIPAL IS NOT PERMITTED.; Opening account balance cannot exceed $240,000 per account.
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
320 SW Mt Si Blvd, North Bend, WA 98045
24 Month Certificate of Deposit (CDs)
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA 99019 7613
Share Certificate Accounts and IRA Share Certificates 24 month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
405 E Farwell Rd, Spokane, WA 99218
36 month Certificates and IRA Certificates
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
9861 N Nevada St, Spokane, WA 99218 3407
36 Month IRA
$500
3.19%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
$500.00 Minimum Opening Deposit
Progressions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
2919 E Mission AVE, Spokane, WA 99202 3624
36 Month Term Certificates and IRA Certificates
$500
2.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Canopy Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.08%
930 N Howard St, Spokane, WA 99201
36 Month Term Share (or IRA)
$0
2.22%
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Spokane Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
2002 N Atlantic St, Spokane, WA 99205 4805
36-MONTH CERTIFICATE
$1,000
2.02%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA 99201
3 Year Standard CD
$500
0.95%
▼
Rate0.95%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
3 Year Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
$100,000 and over
Cornerstone Capital Bank, SSB
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
26830 Maple Valley Black Diamond Rd Se, Maple Valley, WA 98038
Consumer 36 Month CD
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
IRA Jumbo Certificates 3 year
$50,000
3.60%
▼
Rate3.54%
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA 98201
36 Month Certificate
$500
3.54%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA 98662
3-year (1x bump-up) IRA Share Certificate special
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
3500 188th St Sw, Lynnwood, WA 98037
3 year Certificates Of Deposit3
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
478 2nd St SE, E Wenatchee, WA 98802
3-Year Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
WCLA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.61%
2419 Pacific Ave SE, Olympia, WA 98501
36 Month Share Certificates
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Liberty Bank Poulsbo, WA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
20150 7th Ave Ne, Poulsbo, WA 98370
IRA Certificate of Deposit 36 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
2501 James St, Bellingham, WA 98225 3529
36 month Certificate
$0
2.99%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1 Microsoft Way, Redmond, WA 98052
36-Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
1910 W Fourth Plain Blvd, Vancouver, WA 98660 1338
36 Month Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
36 month Personal Certificate Account
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA 98032 4009
3-Year Certificate
$100,000
2.70%
▼
Rate2.67%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
703 Broadway St Ste 100, Vancouver, WA 98660
3 Year Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA 98136
3 Year Share Certificates
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA 99016
3 Year CD
$1,000
2.52%
▼
Rate2.49%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
$1,000 Min.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA 98683 9510
36 Mo Certificate - Regular, IRA, ESA
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
36 Month Certificate of Deposit
$0
2.45%
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
With Checking
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
36 Mo. IRA
$50
2.40%
▼
Rate2.34%
Min Deposit$50
Min Balance—
UpdatedMar 29, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA 98663
3 Year IRA
$100
2.30%
▼
Rate2.28%
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
CALCOE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1421 N Meadowwood Ln, Liberty Lake, WA 99019 7613
Share & IRA Certificates 36 Month Term
$250
2.27%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 29, 2026
Details
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
18020 80th Ave S, Kent, WA 98032
36-month Certificates
$1,000
2.11%
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
Camp Murray Building 16, Tacoma, WA 98430 0001
3 Year Certificate
$0
2.05%
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
9611 Gravelly Lake Dr Sw, Lakewood, WA 98499 1510
36-Month Certificate
$500
1.89%
▼
Rate1.87%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
925 4th Ave Ste 2350, Seattle, WA 98104
Flexible 36-Month Certificate
$500
1.74%
▼
Rate1.73%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
320 SW Mt Si Blvd, North Bend, WA 98045
36 Month Certificate of Deposit (CDs)
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA 99019 7613
Share Certificate Accounts and IRA Share Certificates 36 month
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA 98516
Promotional Share Certificates | 36 Month Flex
$500
0.60%
▼
Rate0.60%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
619 Bay St, Port Orchard, WA 98366
36 Month CD
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
9861 N Nevada St, Spokane, WA 99218 3407
48 Month IRA
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
$500.00 Minimum Opening Deposit
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
405 E Farwell Rd, Spokane, WA 99218
48 month Certificates and IRA Certificates
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Spokane Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
2002 N Atlantic St, Spokane, WA 99205 4805
48-MONTH CERTIFICATE
$1,000
2.27%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA 99201
4 Year Standard CD
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Seattle Bank
Institution Rating:
C-3.7 ★Texas Ratio: 30.78%
401 Union Street, Seattle, WA 98101
48 Month Certificate of Deposit and IRA Accounts
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
3500 188th St Sw, Lynnwood, WA 98037
4 year Certificates Of Deposit3
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA 98201
48 Month Certificate
$500
3.29%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
19315 Highway 99, Lynnwood, WA 98036
48 month Fixed Certificate of Deposit
$1,000
3.20%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA 98004 6420
48-month Certificate
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
1910 W Fourth Plain Blvd, Vancouver, WA 98660 1338
48 Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
48 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
703 Broadway St Ste 100, Vancouver, WA 98660
4 Year Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA 98032 4009
4-Year Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
IRA Jumbo Certificates 4 year
$50,000
2.74%
▼
Rate2.70%
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
48 Month Certificate of Deposit
$0
2.55%
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
With Checking
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA 99016
4 Year CD
$1,000
2.52%
▼
Rate2.49%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
$1,000 Min.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA 98683 9510
48 Mo Certificate - Regular, IRA, ESA
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
48 Mo. IRA
$50
2.40%
▼
Rate2.34%
Min Deposit$50
Min Balance—
UpdatedMar 29, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA 98663
4 Year IRA
$100
2.35%
▼
Rate2.33%
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA 98584
4 Year Certificate
$0
2.33%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
48-Month Certificates of Deposit
$500
2.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Early withdrawal penalty may apply.; TOTAL BALANCE PLUS INTEREST EARNED MAY BE WITHDRAWN TO CLOSE THE CD WITHOUT PENALTY SEVEN DAYS OR LATER AFTER THE ACCOUNT WAS OPENED AND FUNDED. PARTIAL WITHDRAWAL OF PRINCIPAL IS NOT PERMITTED.; Opening account balance cannot exceed $240,000 per account.
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
9611 Gravelly Lake Dr Sw, Lakewood, WA 98499 1510
48-Month Certificate
$500
1.79%
▼
Rate1.77%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
320 SW Mt Si Blvd, North Bend, WA 98045
48 Month Certificate of Deposit (CDs)
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA 99019 7613
Share Certificate Accounts and IRA Share Certificates 48 month
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
619 Bay St, Port Orchard, WA 98366
48 Month CD
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA 99201
60 Month Promo CD
$500
3.65%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
9861 N Nevada St, Spokane, WA 99218 3407
60 Month IRA
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
$500.00 Minimum Opening Deposit
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
405 E Farwell Rd, Spokane, WA 99218
60 month Certificates and IRA Certificates
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
BECU Boeing Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
916 N Division St, Spokane, WA 99202
60 Month Business CD
$500
1.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA 98001 9801
Dream Home Share Certificate 5 Year Retirement Share Certificate
$0
4.10%
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
$100,000 and over
Seattle Bank
Institution Rating:
C-3.7 ★Texas Ratio: 30.78%
401 Union Street, Seattle, WA 98101
60 Month Certificate of Deposit and IRA Accounts
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
3500 188th St Sw, Lynnwood, WA 98037
5 year Certificates Of Deposit3
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA 98032 4009
5-Year Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1 Microsoft Way, Redmond, WA 98052
60-Month Certificate
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA 98201
60 Month Certificate
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
UniBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
19315 Highway 99, Lynnwood, WA 98036
60 month Fixed Certificate of Deposit
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
1910 W Fourth Plain Blvd, Vancouver, WA 98660 1338
60 Month Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
60 Month Certificate Account
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
703 Broadway St Ste 100, Vancouver, WA 98660
5 Year Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA 98004 6420
60-month Certificate
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
600 E Holly St, Bellingham, WA 98225
60 month IRA Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
IRA Jumbo Certificates 5 year
$50,000
2.74%
▼
Rate2.70%
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
60 Month Certificate of Deposit
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
With Checking
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
60 month Personal Certificate Account
$0
2.65%
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA 99016
5 Year CD
$1,000
2.62%
▼
Rate2.59%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
$1,000 Min.
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
60 Mo. IRA
$50
2.60%
▼
Rate2.53%
Min Deposit$50
Min Balance—
UpdatedMar 29, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA 98136
5 Year Share Certificates
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA 98683 9510
60 Mo Certificate - Regular, IRA, ESA, Optima Club
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA 98663
5 Year IRA
$100
2.40%
▼
Rate2.38%
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433
60-Month Certificate of Deposit IRA
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
Camp Murray Building 16, Tacoma, WA 98430 0001
5 Year Certificate
$0
2.15%
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
5-Year Certificates of Deposit
$500
1.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Early withdrawal penalty may apply.; TOTAL BALANCE PLUS INTEREST EARNED MAY BE WITHDRAWN TO CLOSE THE CD WITHOUT PENALTY SEVEN DAYS OR LATER AFTER THE ACCOUNT WAS OPENED AND FUNDED. PARTIAL WITHDRAWAL OF PRINCIPAL IS NOT PERMITTED.; Opening account balance cannot exceed $240,000 per account.
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
9611 Gravelly Lake Dr Sw, Lakewood, WA 98499 1510
5-Year Fixed Rate IRA Certificate
$500
1.89%
▼
Rate1.87%
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
320 SW Mt Si Blvd, North Bend, WA 98045
60 Month Certificate of Deposit (CDs)
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA 99019 7613
Share Certificate Accounts and IRA Share Certificates 60 month
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
619 Bay St, Port Orchard, WA 98366
60 Month CD
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Spokane, WA CD Rate Trends
Compare local Spokane, WA CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — WA Avg
2.883%
▼ 0.349 from last week
Washington 12-month CD rates fell 0.349 points this week to 2.883% APY, down from 3.232% last week.
6-Month CD — WA Avg
2.398%
▼ 0.979 from last week
Washington 6-month CD rates fell 0.979 points this week to 2.398% APY, down from 3.377% last week.
As of Mar 29, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Spokane, Washington
Are CD rates in Spokane, Washington FDIC insured?
Yes, most established banks in Spokane, Washington are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Spokane, Washington?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Spokane, Washington.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Spokane, Washington may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Spokane, Washington?
Here are recent top rates found for this area:
- Numerica Credit Union: 4.00% APY (12 month Certificates and IRA Certificates)
- Idaho Central Credit Union: 3.95% APY (18 Month Promo CD)
- Avista Corp Credit Union: 3.92% APY (1-year CD (Auto Renewing))
- Progressions Credit Union: 3.75% APY (12 Month Term Certificates and IRA Certificates)
- Horizon Credit Union: 3.66% APY (12 Month IRA)
- Sunflower Bank: 3.40% APY (6-Month CD Special)
- Spokane Teachers Credit Union: 3.30% APY (12- to 24-month certificate)
- Spokane Firefighters Credit Union: 3.29% APY (12-MONTH CERTIFICATE)
- Safeway Federal Credit Union: 3.25% APY (6 month CD Certificates)
- Canopy Federal Credit Union: 3.14% APY (12 Month Term Share (or IRA))
Rates reflect recent verified offers available in Spokane, Washington. Last Updated: March 29, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Spokane, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Spokane, Washington. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 29, 2026
