Sevier, Utah CD Rates Today - Compare Best APYs for May 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Sevier, Utah CD rates include P&S Credit UnionP&S Credit UnionA+5.0 ★Texas Ratio: 0.13%Real return: +2.20%APY minus CPI (February 2026) offering 12 Month Certificate-STUDENT Accounts Share / IRA Certificate of Deposit at 5.00% APY, Utah Power Credit UnionUtah Power Credit UnionA+5.0 ★Texas Ratio: 1.01%Real return: +1.70%APY minus CPI (February 2026) offering Certificate of Deposits Savers 12-Month at 4.50% APY, Desert Rivers Federal Credit UnionDesert Rivers Federal Credit UnionA5.0 ★Texas Ratio: 9.83%Real return: +1.40%APY minus CPI (February 2026) offering 3 month Super CD at 4.20% APY, Members First Credit UnionMembers First Credit UnionA+5.0 ★Texas Ratio: 0.58%Real return: +1.40%APY minus CPI (February 2026) offering 2 Year CD at 4.20% APY, and Freedom Credit UnionFreedom Credit UnionA+5.0 ★Texas Ratio: 0.27%Real return: +1.30%APY minus CPI (February 2026) offering 60 month Term Share Certificates at 4.10% APY. CD rates as of May 15, 2026 according to verified data from MonitorBankRates.
Sevier is a smaller community with no bank or credit union branches currently in our database. 425 institutions serving the Utah area are available to Sevier residents, with CD rates as high as 5.00% APY from P&S Credit Union. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 15, 2026
Compare Best CD Rates in Sevier, Utah & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
3 month Super CD
$0
4.20%
▼
Rate4.13%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
***
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Morgan Stanley
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
Preferred Certificate of Deposit (CD) 3-month
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 4, 2026
Details
Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
3-month Retirement CD
$1,500
3.80%
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 4, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
3 Month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Jumbo Certificates of Deposit - Personal & Business 90 Day Fixed Rate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.80%
Time Certificates of Deposit 3 Months
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
.25% bonus for Star and Senior Accounts!
Texas Health Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
3-Month Certificates (Includes IRA)
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Texas Health Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
3-Month Certificates (Includes IRA)
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Standard CDs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Regular CDs
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate Relationship
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
Business Share Certificates 3 Months
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
IRA Share Certificates 3 Months
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
Share Certificates 3 Months
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Regular Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Bank of Utah
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 6-Month Term
$0
4.06%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Morgan Stanley
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
Preferred Certificate of Deposit (CD) 6-month
$0
4.04%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 4, 2026
Details
Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
6-month Retirement CD
$1,500
4.00%
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 4, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
6-month Certificate GoldStar? Membership
$5
4.00%
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 6-month GoldStar? Membership
$5
4.00%
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
6 Month Share / IRA Certificate of Deposit
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal
Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
6 month Certificate of Deposit
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6 month Term Share Certificates
$1,000
3.90%
▼
Rate3.84%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
Share Certificates 6 Months
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Regular Rates
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
IRA Share Certificates 6 Months
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
6 Month
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Consumer Certificate of Deposit 6 months
$500
3.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Certificates of Deposit 6 Month
$500
3.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
Business Share Certificates 6 Months
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
6-month Certificate
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 6-month
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$10,000
3.85%
▼
Rate3.78%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Logan Medical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
6 Month Share Certificate
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
6 month Certificate (CD)
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
6 Month Share One-Time Bump Certificates of Deposit
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal to Regular Certificate
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month IRA
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
6 Month Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
6-Month Share Certificate
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
6-Month Traditional and IRA Term Deposit
$2,000
3.75%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMay 6, 2026
Details
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
6 month CD
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
6 mos IRA CD
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 6 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
6 Month Certificate of Deposit Accounts
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Compass Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
6 Month Share Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
6 Month Certificates
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
National JACL Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
6 month Share Certificates - Regular and IRA
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Certificates of Deposit 6 Month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
6 Months Share Certificate
$10,000
3.29%
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
6 Months Share Certificates
$10,000
3.29%
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
Texas Health Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
6-Month Certificates (Includes IRA)
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
6 Months Share Certificates
$1,000
3.24%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
6 Months Share Certificate
$1,000
3.24%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.80%
Time Certificates of Deposit 6 Months
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
.25% bonus for Star and Senior Accounts!
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
12 Month Certificate-STUDENT Accounts Share / IRA Certificate of Deposit
$0
5.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal
Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Certificate of Deposits 12-Month
$500
4.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Certificate of Deposits Savers 12-Month
$9
4.50%
▼
Rate—
Min Deposit$9
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
12-month Certificate GoldStar? Membership
$5
4.00%
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 12-month GoldStar? Membership
$5
4.00%
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
12 month Term Share Certificates
$1,000
3.95%
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
12 Month CD
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
Business Share Certificates 12 Months
$0
3.95%
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
Share Certificates 12 Months
$0
3.95%
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Regular Rates
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
IRA Share Certificates 12 Months
$0
3.95%
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
12 Month
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
12 Month Share One-Time Bump Certificates of Deposit
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal to Regular Certificate
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
12 Month Share / IRA Certificate of Deposit
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
12 month Certificate (CD)
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Logan Medical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
12 Month Share Certificate
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
12-month Certificate
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 12-month
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
12-Month Traditional and IRA Term Deposit
$2,000
3.90%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMay 6, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month CD
$10,000
3.90%
▼
Rate3.83%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month IRA
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 4, 2026
Details
Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
1-year Retirement CD
$1,500
3.85%
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 4, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
IRA CDs 12 Month
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
12 Month Certificate of Deposit Accounts
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
12-Month Bonus Certificate
$0
3.84%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 12 Month
$0
3.84%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus IRA Certificates 12 Month
$0
3.84%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
12-Month Share Certificate
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
1 year CD
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
1 year IRA CD
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Eastern Utah Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
Share Certificate 12 Month Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
1 Year Youth Share Certificates
$250
3.75%
▼
Rate3.69%
Min Deposit$250
Min Balance—
UpdatedMay 7, 2026
Details
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
12 Month Flex (regular only)
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
12 Month Certificates
$0
3.69%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
IRA Certificates 12 Month
$0
3.69%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
YOUth Boost 12-Month Certificates
$0
3.69%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
12 Months Share Certificate
$10,000
3.55%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
12 Months Share Certificates
$10,000
3.55%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
12 Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Growth Certificate 12 Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 18-month GoldStar? Membership
$5
4.00%
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
18-month Certificate GoldStar? Membership
$5
4.00%
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
18-Month Traditional and IRA Term Deposit
$2,000
3.95%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMay 6, 2026
Details
Logan Medical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
18 Month Share Certificate
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
18 Month
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
18 month Certificate (CD)
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
18 month Term Share Certificates
$1,000
3.95%
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 18-month
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
18 Month Share One-Time Bump Certificates of Deposit
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal to Regular Certificate
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
18-month Certificate
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month IRA
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD
$10,000
3.90%
▼
Rate3.83%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 4, 2026
Details
Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
18-month Retirement CD
$1,500
3.85%
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 4, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
18 Month Share / IRA Certificate of Deposit
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
18 Months Share Certificate
$1,000
3.73%
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
18 Months Share Certificates
$1,000
3.73%
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
18 Month Variable
$0
3.68%
▼
Rate3.62%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Certificates of Deposit 18 Month
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Consumer Certificate of Deposit 18 months
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
18 Month Certificate
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
IRA CD Specials 18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
18-month term CD Specials
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
National JACL Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
18 month Share Certificates - Regular and IRA
$1,000
3.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Utah Independent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
18 MONTH VARIABLE IRA
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
18 Month Certificate
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Compass Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
18 Months Share Certificate
$1,000
1.60%
▼
Rate1.59%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Certificate of Deposits 24-Month
$500
4.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
Business Share Certificates 24 Months
$0
4.10%
▼
Rate4.02%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
IRA Share Certificates 24 Months
$0
4.10%
▼
Rate4.02%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
Share Certificates 24 Months
$0
4.10%
▼
Rate4.02%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Regular Rates
Logan Medical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
24 Month Share Certificate
$0
4.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
24 month Certificate (CD)
$0
4.05%
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
24 Month CD
$0
4.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 24-month GoldStar? Membership
$5
4.00%
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
24 Month Share / IRA Certificate of Deposit
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
24 month Term Share Certificates
$1,000
4.00%
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
24-month Certificate GoldStar? Membership
$5
4.00%
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
24-Month Traditional and IRA Term Deposit
$2,000
3.95%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMay 6, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
24 Month
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
2 1/2-Year CD
$0
3.95%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
24 Month Share One-Time Bump Certificates of Deposit
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal to Regular Certificate
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
24-Month Share Certificate
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
24-month Certificate
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 24-month
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 4, 2026
Details
Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
2-year Retirement CD
$1,500
3.85%
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 4, 2026
Details
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
2 year CD
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
2 year IRA CD
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 24 Month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus IRA Certificates 24 Month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
1 1/2 Year-CD
$0
3.75%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
2 Years Share Certificates
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
IRA Certificates 2 Years
$5
3.60%
▼
Rate3.54%
Min Deposit$5
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
24 Month Certificates
$0
3.59%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
IRA Certificates 24 Month
$0
3.59%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
24 Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Growth Certificate 24 Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Texas Health Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
2-Year Certificates (Includes IRA)
$0
3.54%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
24 Months Share Certificate
$10,000
3.51%
▼
Rate3.46%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
24 Months Share Certificates
$10,000
3.51%
▼
Rate3.46%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD
$10,000
3.50%
▼
Rate3.44%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month IRA
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Certificates of Deposit 2 Year
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Consumer Certificate of Deposit 2 years
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Certificates of Deposit 24 Month
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
24 Months Share Certificate
$1,000
3.44%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
24 Months Share Certificates
$1,000
3.44%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
24 Month Certificate of Deposit Accounts
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
IRA CDs 24 Month
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
National JACL Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
2 year Share Certificates - Regular and IRA
$1,000
3.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
36-month Certificate GoldStar? Membership
$5
4.00%
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 36-month GoldStar? Membership
$5
4.00%
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details
Logan Medical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
36 Month Share Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
36 month Certificate (CD)
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
Business Share Certificates 36 Months
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
IRA Share Certificates 36 Months
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
Share Certificates 36 Months
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Regular Rates
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
36 Month Share / IRA Certificate of Deposit
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
36 Month Share One-Time Bump Certificates of Deposit
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal to Regular Certificate
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
36 month Term Share Certificates
$1,000
4.00%
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
36 Month CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
36 Month
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
36-Month Traditional and IRA Term Deposit
$2,000
3.95%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
36-month Certificate
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 36-month
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
3-Year Share Certificate
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 4, 2026
Details
Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
3-year Retirement CD
$1,500
3.85%
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 36 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus IRA Certificates 36 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
3 Years Share Certificates
$500
3.64%
▼
Rate3.58%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
IRA Certificates 3 Years
$5
3.64%
▼
Rate3.58%
Min Deposit$5
Min Balance—
UpdatedMay 7, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
36 Months Share Certificate
$10,000
3.56%
▼
Rate3.51%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
36 Months Share Certificates
$10,000
3.56%
▼
Rate3.51%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
IRA Certificates 36 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
36 Month Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
36 Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Growth Certificate 36 Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
36 Months Share Certificate
$1,000
3.51%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
36 Months Share Certificates
$1,000
3.51%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Certificates of Deposit 36 Month
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
3 year CD
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
3 year IRA CD
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Consumer Certificate of Deposit 3 years
$500
3.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Texas Health Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
3-Year Certificates (Includes IRA)
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
National JACL Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
3 year Share Certificates - Regular and IRA
$1,000
3.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
IRA CDs 36 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
36 Month Certificate of Deposit Accounts
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month IRA
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month CD
$10,000
3.00%
▼
Rate2.96%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.80%
Time Certificates of Deposit 36 Months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
.25% bonus for Star and Senior Accounts!
Texas Health Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
3-Year Certificates (Includes IRA)
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
48 Month Share One-Time Bump Certificates of Deposit
$0
4.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal to Regular Certificate
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
48 month Term Share Certificates
$1,000
4.05%
▼
Rate3.99%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
48-month Certificate GoldStar? Membership
$5
4.00%
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 48-month GoldStar? Membership
$5
4.00%
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details
Logan Medical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
48 Month Share Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
48 month Certificate (CD)
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
Business Share Certificates 48 Months
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
IRA Share Certificates 48 Months
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
Share Certificates 48 Months
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Regular Rates
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
48 Month Share / IRA Certificate of Deposit
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
48 Month
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
48-Month Traditional and IRA Term Deposit
$2,000
3.95%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMay 6, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
48-month Certificate
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 48-month
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 4, 2026
Details
Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
4-year Retirement CD
$1,500
3.85%
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 48 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus IRA Certificates 48 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4 Years Share Certificates
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
IRA Certificates 4 Years
$5
3.70%
▼
Rate3.63%
Min Deposit$5
Min Balance—
UpdatedMay 7, 2026
Details
San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
48 Month Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Growth Certificate 48 Month Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
48 Month Certificates
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
IRA Certificates 48 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Certificates of Deposit 48 Month
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
National JACL Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
4 year Share Certificates - Regular and IRA
$1,000
3.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.80%
Time Certificates of Deposit 48 Months
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
.25% bonus for Star and Senior Accounts!
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month IRA
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month CD
$10,000
3.00%
▼
Rate2.96%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Standard CDs
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
IRA Certificates (CDs) 48-month term
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Regular CDs
$0
2.64%
▼
Rate2.61%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
IRA Certificates (CDs) 48-month term
$0
2.64%
▼
Rate2.61%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
48 Month Certificate
$0
2.32%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Compass Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
4 Years Share Certificate
$1,000
1.80%
▼
Rate1.78%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Inland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.37%
48-Month Certificate
$0
0.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
60 Months
$500
4.10%
▼
Rate4.03%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
5 year Certificate
$0
4.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Enjoy quarterly dividends.
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
60 month Term Share Certificates
$1,000
4.10%
▼
Rate4.04%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
60 Month Share One-Time Bump Certificates of Deposit
$0
4.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal to Regular Certificate
Logan Medical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
60 Month Share Certificate
$0
4.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
Business Share Certificates 60 Months
$0
4.05%
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
IRA Share Certificates 60 Months
$0
4.05%
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
Share Certificates 60 Months
$0
4.05%
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Regular Rates
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 60-month GoldStar? Membership
$5
4.00%
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
5-Year Jump Share Certificate
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
60 Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
60 month Certificate (CD)
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
60-month Certificate GoldStar? Membership
$5
4.00%
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedMay 6, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
6 to 60-Month GoldStar? Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate is 0.100% APY lower for non-GoldStar? members
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
60-Month Traditional and IRA Term Deposit
$2,000
4.00%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.90%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Rate3.90%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
60 Months
$500
3.95%
▼
Rate3.88%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
HavenTM Certificate 60-month
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
60-month Certificate
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
6 to 60-Month Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$500 minimum balance
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 4, 2026
Details
Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
5-year Retirement CD
$1,500
3.85%
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 4, 2026
Details
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
5 Years Share Certificates
$500
3.85%
▼
Rate3.78%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
IRA Certificates 5 Years
$5
3.85%
▼
Rate3.78%
Min Deposit$5
Min Balance—
UpdatedMay 7, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
60 Month Share / IRA Certificate of Deposit
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
60 Months Jump Up Certificate
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus IRA Certificates 60 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 60 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
60 Month Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Growth Certificate 60 Month Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
60 Month Certificates
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
IRA Certificates 60 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Certificates of Deposit 60 Month
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
National JACL Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
5 year Share Certificates - Regular and IRA
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Certificates of Deposit 5 Year
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Consumer Certificate of Deposit 5 years
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
48-60 Months Share Certificate
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
48-60 Months Share Certificates
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
5 year IRA CD
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
5 year CD
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
60 Month Certificate of Deposit Accounts
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
IRA CDs 60 Month
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Standard CDs
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
IRA Certificates (CDs) 60-month term
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Key Takeaways
What to know about CD rates in Sevier, Utah at a glance.
- APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
- The highest CD APY available to Sevier residents from institutions serving the Utah area is 5.00% APY from P&S Credit Union. The rate table above ranks every offer we track, sorted by APY.
- Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
- CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.
Sevier, UT CD Rate Trends
Compare local Sevier, UT CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — UT Avg
3.007%
▼ 0.035 vs 7 days ago
Utah 12-month CD rates fell 0.035 points over the past 7 days to 3.007% APY.
6-Month CD — UT Avg
2.596%
▲ 0.045 vs 7 days ago
Utah 6-month CD rates rose 0.045 points over the past 7 days to 2.596% APY.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
UT CD Rate Forecast — Next 12 Months
Where are Utah CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
UT 12-Month Avg APY
3.007%
6-Month Forecast
3.007%
Range: 2.81% – 3.16%
12-Month Forecast
2.757%
Range: 2.56% – 2.91%
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MonitorBankRates
What Your Savings Earn at UT CD Rates Today
Annual interest earnings at today’s Utah average APYs. State average used where available; national average as fallback.
| CD Term | UT Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.402% | $120.09 | $240.17 | $600.43 | $1,200.85 |
| 6-Month CD | 2.596% | $129.82 | $259.64 | $649.10 | $1,298.20 |
| 12-Month CD | 3.007% | $150.34 | $300.68 | $751.70 | $1,503.40 |
| 18-Month CD | 3.780% | $188.99 | $377.98 | $944.95 | $1,889.90 |
| 24-Month CD | 3.871% | $193.57 | $387.13 | $967.83 | $1,935.65 |
| 36-Month CD | 3.878% | $193.89 | $387.77 | $969.43 | $1,938.85 |
| 48-Month CD | 3.911% | $195.56 | $391.11 | $977.78 | $1,955.55 |
| 60-Month CD | 3.904% | $195.20 | $390.40 | $976.00 | $1,952.00 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 15, 2026. | |||||
Sample CD Ladder for Sevier, Utah Savers
$25,000 split equally across 5 terms using today’s Utah average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | UT Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.402% | $120.09 |
| 2 | 6-Month CD | $5,000 | 2.596% | $129.82 |
| 3 | 12-Month CD | $5,000 | 3.007% | $150.34 |
| 4 | 24-Month CD | $5,000 | 3.871% | $193.57 |
| 5 | 36-Month CD | $5,000 | 3.878% | $193.89 |
| Total ($25,000 invested) | $25,000 | 3.151% blended | $787.71/yr | |
Ladder example uses equal $5,000 rungs and Utah average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
385
CD Rates
Tracked in Sevier, Utah
Tracked in Sevier, Utah
18 Banks
29 Credit Unions
About Our Sevier, Utah CD Rate Database
MonitorBankRates tracks 385 CD rates from 18 banks and 29 credit unions with locations in Sevier, Utah, plus national online institutions available to Utah residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: P&S Credit Union offers a CD at 5.00% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Sevier, Utah.
How to Find the Best CD Rates in Sevier, Utah
What to compare when shopping for a CD in Sevier, Utah
To find the best APYs in Sevier, Utah, start with credit unions and online-only banks — Sevier, Utah has 29 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Sevier, Utah
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Sevier, Utah — 47 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Sevier, Utah savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Sevier, Utah money market rates
Utah Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024 (state-level data shown — city data not available)
Population 65+
11.9%
National avg: 17.3%
Median Individual Earnings
$43,714
National avg: $47,340
Poverty Rate
8.5%
National avg: 11.1%
Unemployment Rate
3.5%
National avg: 4.8%
CD Earnings on 10% of Salary
$131/yr
At UT 12-mo avg 3.007% APY
11.9% of residents are 65 or older — below the national average of 17.3%; a low unemployment rate of 3.5% reflects a strong local economy. At today’s UT 12-month CD average of 3.007%, saving 10% of the local median salary ($4,371/year) and putting it in a CD would earn an additional $131 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Sevier, Utah
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Sevier, Utah
Are CD rates in Sevier, Utah FDIC insured?
Yes, most established banks in Sevier, Utah are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Sevier, Utah?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Sevier, Utah.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Sevier, Utah may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Sevier, Utah?
Here are recent top rates found for this area:
- P&S Credit Union: 5.00% APY (12 Month Certificate-STUDENT Accounts Share / IRA Certificate of Deposit)
- Utah Power Credit Union: 4.50% APY (Certificate of Deposits 12-Month)
- Desert Rivers Federal Credit Union: 4.20% APY (3 month Super CD)
- Members First Credit Union: 4.20% APY (2 Year CD)
- Deseret First Federal Credit Union: 4.10% APY (IRA Share Certificates 24 Months)
- America First Federal Credit Union: 4.10% APY (60 Months)
- Freedom Credit Union: 4.10% APY (60 month Term Share Certificates)
- LimeLight Bank: 4.08% APY (6-Month CD)
- Bank of Utah: 4.06% APY (Certificate of Deposit 6-Month Term)
- Cyprus Federal Credit Union: 4.05% APY (24 month Certificate (CD))
Rates reflect recent verified offers available in Sevier, Utah. Last Updated: May 15, 2026
CD Calculators for Sevier, Utah
Sevier, Utah CD Calculator
At today’s UT top rate of 5.00% APY, a $10,000 deposit earns $500 in the first year. Enter your amount to see your exact return.
Sevier, Utah CD LadderUT CD rates currently range from 2.402% (3-month) to 3.878% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Sevier, Utah CD at 5.00% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsUtah’s average 12-month CD is 3.007% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Sevier, Utah CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Sevier, Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Sevier, Utah. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in UT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 15, 2026
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