CD Rates Mapleton, Utah (UT) for March 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Mapleton, Utah CD rates include P&S Credit UnionP&S Credit Union2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119 1356A+5.0 ★Texas Ratio: 0.13% offering 12 Month Share / IRA Certificate of Deposit-STUDENT Accounts at 5.00% APY, Utah Power Credit UnionUtah Power Credit Union1407 W North Temple Ste 120C, Salt Lake City, UT 84116A+5.0 ★Texas Ratio: 1.01% offering 12-Month Certificate of Deposits at 4.50% APY, American United Federal Credit UnionAmerican United Federal Credit Union500 Foothill Dr, Salt Lake City, UT 84148 0001A5.0 ★Texas Ratio: 7.60% offering HavenTM Certificate 12-month GoldStar? Membership at 4.25% APY, Desert Rivers Federal Credit UnionDesert Rivers Federal Credit Union725 N Main St, Moab, UT 84532 2132A5.0 ★Texas Ratio: 9.83% offering 3 month Super CD at 4.20% APY, and Members First Credit UnionMembers First Credit Union120 E 1000 S, Brigham City, UT 84302 4357A+5.0 ★Texas Ratio: 0.58% offering 2 Year CD at 4.20% APY.
To help you find the best CD rates in Mapleton, Utah, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 20, 2026
Mapleton, UT CD Rate Trends
Compare local Mapleton, UT CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — UT Avg
3.275%
▲ 0.167 from last week
Utah 12-month CD rates rose 0.167 points this week to 3.275% APY, up from 3.108% last week.
6-Month CD — UT Avg
2.965%
▲ 0.443 from last week
Utah 6-month CD rates rose 0.443 points this week to 2.965% APY, up from 2.522% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare Best CD Rates in Mapleton, Utah & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
725 N Main St, Moab, UT 84532 2132
3 month Super CD
$0
4.20%
▼
Rate4.13%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
***
Bank of Utah
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2605 Washington Blvd, Ogden, UT 84401
Certificate of Deposit 3-Month Term
$0
4.06%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
3305 Steck Ave Ste 275, Austin, TX 78757
3 Month Certificate of Deposit
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA 23462 1752
3-Month Promo Certificate
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
12921 S Vista Station Blvd, Draper, UT 84020
3-month CD
$1,500
3.80%
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 18, 2026
Details
Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
12921 S Vista Station Blvd, Draper, UT 84020
3-month Retirement CD
$1,500
3.80%
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 18, 2026
Details
Morgan Stanley
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
201 S Main St Fl 5, Salt Lake City, UT 84111
Preferred Certificate of Deposit (CD) 3-month
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
WebBank
Institution Rating:
A-4.9 ★Texas Ratio: 15.98%
215 S State St, Salt Lake City, UT 84111
3 Month CD
$0
3.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
**
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
LimeLight Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
3280 N University Ave, Provo, UT 84604
6-Month CD
$1,000
4.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
6-month GoldStar? Membership Certificate
$5
4.15%
▼
Rate4.07%
Min Deposit$5
Min Balance—
UpdatedMar 17, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
HavenTM Certificate 6-month GoldStar? Membership
$5
4.15%
▼
Rate4.07%
Min Deposit$5
Min Balance—
UpdatedMar 17, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
6-month Certificate
$500
4.05%
▼
Rate3.98%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
HavenTM Certificate 6-month
$500
4.05%
▼
Rate3.98%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Morgan Stanley
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
201 S Main St Fl 5, Salt Lake City, UT 84111
Preferred Certificate of Deposit (CD) 6-month
$1,000
4.04%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119 1356
6 Month Share / IRA Certificate of Deposit
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Automatic Renewal
Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
12921 S Vista Station Blvd, Draper, UT 84020
6-month CD
$1,500
4.00%
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 18, 2026
Details
Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
12921 S Vista Station Blvd, Draper, UT 84020
6-month Retirement CD
$1,500
4.00%
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 18, 2026
Details
FinWise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.21%
756 E Winchester St, Murray, UT 84107
6-Month Certificate of Deposit
$500
3.95%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
Elevate Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
1023 Medical Dr, Brigham City, UT 84302 3049
6-Month Certificate
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
815 N Freedom Blvd, Provo, UT 84604 3315
6 month Term Share Certificates
$1,000
3.90%
▼
Rate3.84%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9260 S 300 E, Sandy, UT 84070
6 Month Certificate Account
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
120 E 1000 S, Brigham City, UT 84302 4357
6 Month CD
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3539 S Main St, Salt Lake City, UT 84115
6 Month CD
$10,000
3.90%
▼
Rate3.83%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119 1356
12 Month Share / IRA Certificate of Deposit-STUDENT Accounts
$0
5.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Automatic Renewal
Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT 84116
12-Month Certificate of Deposits
$500
4.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
Rates are as of March 1, 2026 and are subject to change. A penalty may be imposed for early withdrawal.
Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT 84116
Savers 12-Month Certificate of Deposits
$9
4.50%
▼
Rate—
Min Deposit$9
Min Balance—
UpdatedMar 15, 2026
Details
Minimum deposit of $9 at opening and $9 per month, up to $10,000.00. Rates are as of March 1, 2026 and are subject to change. A penalty may be imposed for early withdrawal.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
12-month GoldStar? Membership Certificate
$5
4.25%
▼
Rate4.17%
Min Deposit$5
Min Balance—
UpdatedMar 17, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
HavenTM Certificate 12-month GoldStar? Membership
$5
4.25%
▼
Rate4.17%
Min Deposit$5
Min Balance—
UpdatedMar 17, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
12-month Certificate
$500
4.15%
▼
Rate4.07%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
HavenTM Certificate 12-month
$500
4.15%
▼
Rate4.07%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
LimeLight Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
3280 N University Ave, Provo, UT 84604
12-Month CD
$1,000
4.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
120 E 1000 S, Brigham City, UT 84302 4357
1 Year CD
$0
4.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
8520 S Sandy Pkwy, Sandy, UT 84070
12 Month Certificates
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT 84663
12 Month Promotional Rate (Traditional Certificates Only)
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT 84084
12 Month Promotional Rate (Traditional Certificates Only)
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
FinWise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.21%
756 E Winchester St, Murray, UT 84107
12-Month Certificate of Deposit
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
815 N Freedom Blvd, Provo, UT 84604 3315
12 month Term Share Certificates
$1,000
3.95%
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119 1356
12 Month Share / IRA Certificate of Deposit
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Automatic Renewal
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
18-month GoldStar? Membership Certificate
$5
4.15%
▼
Rate4.07%
Min Deposit$5
Min Balance—
UpdatedMar 17, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
HavenTM Certificate 18-month GoldStar? Membership
$5
4.15%
▼
Rate4.07%
Min Deposit$5
Min Balance—
UpdatedMar 17, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
18-month Certificate
$500
4.05%
▼
Rate3.98%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
HavenTM Certificate 18-month
$500
4.05%
▼
Rate3.98%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
815 N Freedom Blvd, Provo, UT 84604 3315
18 month Term Share Certificates
$1,000
3.95%
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119 1356
18 Month Share / IRA Certificate of Deposit
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Automatic Renewal
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9260 S 300 E, Sandy, UT 84070
18 Month Certificate Account
$500
3.95%
▼
Rate3.88%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT 84663
18 month Certificate (CD)
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT 84084
18 month Certificate (CD)
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3539 S Main St, Salt Lake City, UT 84115
18 Month CD
$10,000
3.95%
▼
Rate3.88%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Home Savings Bank Salt Lake City, UT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3539 S Main St, Salt Lake City, UT 84115
18 Month IRA
$10,000
3.95%
▼
Rate3.88%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Elevate Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
1023 Medical Dr, Brigham City, UT 84302 3049
18-Month Certificate
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
w/bump
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119 1356
18 Month Share One-Time Bump Certificates of Deposit
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Automatic Renewal to Regular Certificate
LimeLight Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
3280 N University Ave, Provo, UT 84604
18-Month CD
$1,000
3.90%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT 84111
18-Month Traditional and IRA Term Deposit
$2,000
3.90%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMar 17, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT 84116
24-Month Certificate of Deposits
$500
4.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
Rates are as of March 1, 2026 and are subject to change. A penalty may be imposed for early withdrawal.
Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
120 E 1000 S, Brigham City, UT 84302 4357
2 Year CD
$0
4.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Elevate Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
1023 Medical Dr, Brigham City, UT 84302 3049
24-Month Certificate
$0
4.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
120 E 1000 S, Brigham City, UT 84302 4357
24 Month CD
$0
4.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT 84663
24 month Certificate (CD)
$0
4.05%
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
24-month GoldStar? Membership Certificate
$5
4.05%
▼
Rate3.98%
Min Deposit$5
Min Balance—
UpdatedMar 17, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
HavenTM Certificate 24-month GoldStar? Membership
$5
4.05%
▼
Rate3.98%
Min Deposit$5
Min Balance—
UpdatedMar 17, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT 84084
24 month Certificate (CD)
$0
4.05%
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
815 N Freedom Blvd, Provo, UT 84604 3315
24 month Term Share Certificates
$1,000
4.00%
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119 1356
24 Month Share / IRA Certificate of Deposit
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Automatic Renewal
Orem City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
56 N State St, Orem, UT 84057
24 month CD
$500
4.00%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9260 S 300 E, Sandy, UT 84070
24 Month Certificate Account
$500
4.00%
▼
Rate3.93%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9260 S 300 E, Sandy, UT 84070
24 Month Growth Certificate Account
$100
4.00%
▼
Rate3.93%
Min Deposit$100
Min Balance—
UpdatedMar 17, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119 1356
24 Month Share One-Time Bump Certificates of Deposit
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Automatic Renewal to Regular Certificate
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT 84111
24-Month Traditional and IRA Term Deposit
$2,000
3.95%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMar 17, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
120 E 1000 S, Brigham City, UT 84302 4357
3 Year CD
$0
4.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9260 S 300 E, Sandy, UT 84070
36 Month Certificate Account
$500
4.05%
▼
Rate3.98%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Elevate Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
1023 Medical Dr, Brigham City, UT 84302 3049
36-Month Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
815 N Freedom Blvd, Provo, UT 84604 3315
36 month Term Share Certificates
$1,000
4.00%
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119 1356
36 Month Share / IRA Certificate of Deposit
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Automatic Renewal
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119 1356
36 Month Share One-Time Bump Certificates of Deposit
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Automatic Renewal to Regular Certificate
Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
120 E 1000 S, Brigham City, UT 84302 4357
36 Month CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT 84663
36 month Certificate (CD)
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
36-month GoldStar? Membership Certificate
$5
4.00%
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedMar 17, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
HavenTM Certificate 36-month GoldStar? Membership
$5
4.00%
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedMar 17, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT 84084
36 month Certificate (CD)
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT 84111
36-Month Traditional and IRA Term Deposit
$2,000
3.95%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMar 17, 2026
Details
Horizon Utah Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
225 S 200 W, Farmington, UT 84025
36 MO IRA CERTIFICAT
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Horizon Utah Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
225 S 200 W, Farmington, UT 84025
36 MONTH CERTIFICATE
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
96 E Center St, Springville, UT 84663
3-Year Share Certificate
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
815 N Freedom Blvd, Provo, UT 84604 3315
48 month Term Share Certificates
$1,000
4.05%
▼
Rate3.99%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119 1356
48 Month Share One-Time Bump Certificates of Deposit
$0
4.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Automatic Renewal to Regular Certificate
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9260 S 300 E, Sandy, UT 84070
48 Month Certificate Account
$500
4.00%
▼
Rate3.93%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT 84663
48 month Certificate (CD)
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
48-month GoldStar? Membership Certificate
$5
4.00%
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedMar 17, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
HavenTM Certificate 48-month GoldStar? Membership
$5
4.00%
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedMar 17, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT 84084
48 month Certificate (CD)
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119 1356
48 Month Share / IRA Certificate of Deposit
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Automatic Renewal
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT 84111
48-Month Traditional and IRA Term Deposit
$2,000
3.95%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMar 17, 2026
Details
Horizon Utah Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
225 S 200 W, Farmington, UT 84025
48 MO IRA CERTIFICAT
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Horizon Utah Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
225 S 200 W, Farmington, UT 84025
48 MONTH CERTIFICATE
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
48-month Certificate
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
HavenTM Certificate 48-month
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Horizon Utah Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
225 S 200 W, Farmington, UT 84025
48 MO IRA CERTIFICAT
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Horizon Utah Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
225 S 200 W, Farmington, UT 84025
48 MONTH CERTIFICATE
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
815 N Freedom Blvd, Provo, UT 84604 3315
60 month Term Share Certificates
$1,000
4.10%
▼
Rate4.04%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119 1356
60 Month Share One-Time Bump Certificates of Deposit
$0
4.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Automatic Renewal to Regular Certificate
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9260 S 300 E, Sandy, UT 84070
60 Month Certificate Account
$500
4.10%
▼
Rate4.03%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
7181 S Campus View Dr, West Jordan, UT 84084 4312
Youth certificate 60-month youth certificate
$0
4.09%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT 84057 2548
IRA Certificate 60 Month
$0
4.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
96 E Center St, Springville, UT 84663
5-Year Jump Share Certificate
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT 84663
60 month Certificate (CD)
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
200 E South Temple, Salt Lake City, UT 84111
60-Month Traditional and IRA Term Deposit
$2,000
4.00%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMar 17, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
60-month GoldStar? Membership Certificate
$5
4.00%
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedMar 17, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT 84148 0001
HavenTM Certificate 60-month GoldStar? Membership
$5
4.00%
▼
Rate3.93%
Min Deposit$5
Min Balance—
UpdatedMar 17, 2026
Details
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT 84084
60 month Certificate (CD)
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT 84129 2525
5 Year Certificate
$1,000
3.96%
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT 84129 2525
5 Year Step-Up CD
$1,000
3.96%
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
Horizon Utah Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
225 S 200 W, Farmington, UT 84025
60 MO IRA CERTIFICAT
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Horizon Utah Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
225 S 200 W, Farmington, UT 84025
60 MONTH CERTIFICATE
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Frequently Asked Questions about CD Rates in Mapleton, Utah
Are CD rates in Mapleton, Utah FDIC insured?
Yes, most established banks in Mapleton, Utah are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Mapleton, Utah?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Mapleton, Utah.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Mapleton, Utah may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Mapleton, Utah?
Here are recent top rates found for this area:
- P&S Credit Union: 5.00% APY (12 Month Share / IRA Certificate of Deposit-STUDENT Accounts)
- Utah Power Credit Union: 4.50% APY (12-Month Certificate of Deposits)
- American United Federal Credit Union: 4.25% APY (12-month GoldStar? Membership Certificate)
- Desert Rivers Federal Credit Union: 4.20% APY (3 month Super CD)
- Members First Credit Union: 4.20% APY (2 Year CD)
- LimeLight Bank: 4.15% APY (6-Month CD)
- Freedom Credit Union: 4.10% APY (60 month Term Share Certificates)
- Jordan Federal Credit Union: 4.10% APY (60 Month Certificate Account)
- Mountain America Federal Credit Union: 4.09% APY (Youth certificate 60-month youth certificate)
- Wellspring Federal Credit Union: 4.07% APY (12 Month Certificates)
Rates reflect recent verified offers available in Mapleton, Utah. Last Updated: March 20, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Mapleton, Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mapleton, Utah. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in UT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 20, 2026
