Current Bluffton, South Carolina CD rates include United Community BankUnited Community Bank52 Burnt Church Rd, Bluffton, SC 29910A+5.0 ★Texas Ratio: 3.01% offering 6-month CD at 3.65% APY, Coastal States Bank (CSB)Coastal States Bank (CSB)7 Thurmond Way, Bluffton, SC 29910A+5.0 ★Texas Ratio: 4.48% offering 6 Month CDs at 3.55% APY, TruistTruist2 Burnt Church Rd, Bluffton, SC 29910A+5.0 ★Texas Ratio: 3.63% offering 12-month CD at 3.25% APY, TD BankTD Bank1021 Fording Island Rd, Bluffton, SC 29910A5.0 ★Texas Ratio: 6.30% offering 3 Month Choice CD at 1.00% APY, and First Citizens BankFirst Citizens Bank1 Westbury Way, Bluffton, SC 29910A+5.0 ★Texas Ratio: 5.24% offering 6-month automatic saver CD at 0.01% APY. CD rates as of April 4, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Bluffton, South Carolina, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 4, 2026
Relationship APY
$250 Minimum Balance
$1,000
Relationship APY
Qualifying balance up to $49,000.00
$250 Minimum Balance
$250,000
Relationship APY
$250 Minimum Balance
Relationship APY
$250 Minimum Balance
Relationship APY
$250 Minimum Balance
$250 Minimum Balance
Relationship APY
$250 Minimum Balance
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Bluffton, South Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bluffton, South Carolina. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in SC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.