CD Rates Providence, Rhode Island (RI) for March 2026

Current Providence, Rhode Island CD rates include Shoreham BankShoreham Bank187 Wickenden St, Providence, RI 02903A5.0 ★Texas Ratio: 10.45% offering 3 Month CD Accounts4 at 3.90% APY, Webster BankWebster Bank50 Kennedy Plz, Providence, RI 02903A+5.0 ★Texas Ratio: 2.48% offering Private 6-Month CD at 3.75% APY, Rhode Island Credit UnionRhode Island Credit Union160 Francis St, Providence, RI 02903 1118A+5.0 ★Texas Ratio: 2.38% offering CERTIFICATES OF DEPOSIT 12 Month at 3.50% APY, Ocean State Credit UnionOcean State Credit Union40 Westminster St, Providence, RI 02903 2525A5.0 ★Texas Ratio: 7.10% offering 18 Month CD at 3.50% APY, and Coastal1 Credit UnionCoastal1 Credit Union457 Angell St, Providence, RI 02906 4407A+5.0 ★Texas Ratio: 2.03% offering 36 month Certificate Of Deposit at 3.00% APY. CD rates as of March 28, 2026 according to verified data from MonitorBankRates.

To help you find the best CD rates in Providence, Rhode Island, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 28, 2026