Kendrick, Oklahoma Best CD Rates October 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Kendrick, Oklahoma CD rates from banks and credit unions serving Oklahoma range from 0.05% to 4.87% APY, verified by MonitorBankRates as of October 12, 2026. Current Kendrick, Oklahoma CD rates include Advancial Federal Credit UnionAdvancial Federal Credit UnionA5.0 ★Texas Ratio: 12.30%Real return: +2.07%APY minus CPI (February 2026) offering Regular, IRA & Business Jumbo Certificates - 5 years at 4.87% APY, The Community State BankThe Community State BankA+5.0 ★Texas Ratio: 3.71%Real return: +1.75%APY minus CPI (February 2026) offering 6 Month CD at 4.55% APY, MapleMark BankMapleMark BankA+5.0 ★Texas Ratio: 4.88%Real return: +1.60%APY minus CPI (February 2026) offering 18 Month CD at 4.40% APY, Tinker Federal Credit UnionTinker Federal Credit UnionA+5.0 ★Texas Ratio: 2.34%Real return: +1.60%APY minus CPI (February 2026) offering 60 Month Term Share (Certificate) / IRA at 4.40% APY, and Vio BankVio BankA+5.0 ★Texas Ratio: 4.93%Real return: +1.60%APY minus CPI (February 2026) offering 24 Month CD at 4.40% APY. CD rates as of October 12, 2026 according to verified data from MonitorBankRates.
Kendrick is a smaller community with no bank or credit union branches currently in our database. 767 institutions serving the Oklahoma area are available to Kendrick residents, with CD rates as high as 4.87% APY from Advancial Federal Credit Union. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 12, 2026
Compare Best CD Rates in Kendrick, Oklahoma & the Surrounding Area
Kendrick 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Security B&T Co.
Institution Rating:
F1.0 ★Texas Ratio: 111.10%
90 Day CD
$1,000
4.15%
▲ 1.75% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 2, 2026
Oklahoma Average2.40%▲ 1.75% above avgNationally 2.10%
Details
APY accurate as of 10/01/26 - 11/20/26. Minimum $1,000.00 to open and obtain the APY. Early withdrawal penalty may apply.
Rate History
No change since Oct 2, 2026 · 4.15% APY
Brilliant Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
3-Month CD
$1,000
4.00%
▲ 1.60% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.40%▲ 1.60% above avgNationally 2.10%
Details
Interest credited At Maturity; Brilliant Bank's CD is a certificate of deposit with initial Annual Percentage Yield available for new depositors only. Rate is accurate as of website publication and subject to change. Fees may reduce earnings. Early withdrawal penalties may apply.
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 5 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
3-Month Certificate
$0
4.00%
▲ 1.60% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.40%▲ 1.60% above avgNationally 2.10%
Details
No minimum deposit.
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 5 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Limited Time 3 Month Share Certificate
$1,000
4.00%
▲ 1.60% above Oklahoma avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.40%▲ 1.60% above avgNationally 2.10%
Details
Limited Time 3-Month and 6-Month Share Certificates available on new Certificates. This is a promotional yield. Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. IRA share certificates do not qualify for this promotion. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 3-Month promotional Certificate will automatically roll over to a 3-Month Certificate at the available rates of Certificates at maturity.
Rate History
No change since Oct 2, 2026 · 4.00% APY · checked 3 times
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
3 Month CD
$75,000
3.92%
▲ 1.52% above Oklahoma avg
▼
Rate3.85%
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average2.40%▲ 1.52% above avgNationally 2.10%
Details
Minimum $75,000.00
Rate History
1 change since Sep 25, 2026 · 3.41% → 3.92% ▲ 0.51 pts · high 3.92% / low 3.41%
- Oct 12, 20263.92%▲ from 3.41%
- Sep 25, 20263.41%first recorded
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3-MONTH TIME DEPOSIT ACCOUNT
$500
3.85%
▲ 1.45% above Oklahoma avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 2, 2026
Oklahoma Average2.40%▲ 1.45% above avgNationally 2.10%
Details
Special Offer. Apply now: balances under $100k. Effective Date: 10/2/2026. Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals.
Rate History
No change since Sep 27, 2026 · 3.85% APY · checked 2 times
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
3 Month Certificate of Deposit
$1,000
3.75%
▲ 1.35% above Oklahoma avg
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.40%▲ 1.35% above avgNationally 2.10%
Details
Balance: $100,000 & Over
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
3 Month CD
$20,000
3.67%
▲ 1.27% above Oklahoma avg
▼
Rate3.60%
Min Deposit$20,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average2.40%▲ 1.27% above avgNationally 2.10%
Details
Minimum $20,000.00
Rate History
1 change since Sep 25, 2026 · 3.41% → 3.67% ▲ 0.26 pts · high 3.67% / low 3.41%
- Oct 12, 20263.67%▲ from 3.41%
- Sep 25, 20263.41%first recorded
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
3 Month Certificate of Deposit
$1,000
3.65%
▲ 1.25% above Oklahoma avg
▼
Rate3.60%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.40%▲ 1.25% above avgNationally 2.10%
Details
Balance: $25,000-$99,999
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 6 times
Bank of Commerce Duncan, OK
Institution Rating:
B+4.7 ★Texas Ratio: 18.17%
3 Month (90 Day) CD
$0
3.60%
▲ 1.20% above Oklahoma avg
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average2.40%▲ 1.20% above avgNationally 2.10%
Details
Interest Paid: Quarterly
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 7 times
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
3 Month Certificate of Deposit
$1,000
3.55%
▲ 1.15% above Oklahoma avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.40%▲ 1.15% above avgNationally 2.10%
Details
Balance: $1,000-$24,999
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 6 times
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
3 Month Certificate
$500
3.50%
▲ 1.10% above Oklahoma avg
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.40%▲ 1.10% above avgNationally 2.10%
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
3 Month IRA Certificate Special
$1,000
3.50%
▲ 1.10% above Oklahoma avg
▼
Rate3.44%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.40%▲ 1.10% above avgNationally 2.10%
Details
Rate History
No change since Sep 24, 2026 · 3.50% APY · checked 6 times
Energy One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
3 Month Share Certificate
$1,000
3.50%
▲ 1.10% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average2.40%▲ 1.10% above avgNationally 2.10%
Details
APY $500: N/A; APY $1,000+: 3.50%; APY $100,000+: 3.50%
Rate History
No change since Sep 25, 2026 · 3.50% APY · checked 4 times
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
3 Month Certificates
$200,000
3.50%
▲ 1.10% above Oklahoma avg
▼
Rate3.46%
Min Deposit$200,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.40%▲ 1.10% above avgNationally 2.10%
Details
Rate History
1 change since Sep 18, 2026 · 3.25% → 3.50% ▲ 0.25 pts · high 3.50% / low 3.25%
- Sep 26, 20263.50%▲ from 3.25%
- Sep 18, 20263.25%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3 Month Term Share (Certificate) / IRA
$0
3.41%
▲ 1.01% above Oklahoma avg
▼
Rate3.36%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.40%▲ 1.01% above avgNationally 2.10%
Details
Balance: $99,000 and over
Rate History
No change since Sep 18, 2026 · 3.41% APY · checked 4 times
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
3 Month CD
$500
3.41%
▲ 1.01% above Oklahoma avg
▼
Rate3.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average2.40%▲ 1.01% above avgNationally 2.10%
Details
Rate History
No change since Sep 25, 2026 · 3.41% APY · checked 4 times
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
3 Month Share Certificate
$100,000
3.41%
▲ 1.01% above Oklahoma avg
▼
Rate3.36%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.40%▲ 1.01% above avgNationally 2.10%
Details
Share Certificates ($100,000 and Over)
Rate History
No change since Oct 9, 2026 · 3.41% APY
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
3-Month CD
$1,000
3.40%
▲ 1.00% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.40%▲ 1.00% above avgNationally 2.10%
Details
Interest Payment Options; Early withdrawal penalty; Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.
Rate History
No change since Sep 18, 2026 · 3.40% APY · checked 6 times
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.92%
3 Month Certificate
$50,000
3.35%
▲ 0.95% above Oklahoma avg
▼
Rate3.30%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average2.40%▲ 0.95% above avgNationally 2.10%
Details
Rate History
No change since Sep 20, 2026 · 3.35% APY · checked 6 times
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3 Month Term Share (Certificate) / IRA
$0
3.30%
▲ 0.90% above Oklahoma avg
▼
Rate3.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.40%▲ 0.90% above avgNationally 2.10%
Details
Balance: $50,000 - $98,999.99
Rate History
No change since Sep 18, 2026 · 3.30% APY · checked 4 times
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.92%
3 Month Certificate
$1,000
3.30%
▲ 0.90% above Oklahoma avg
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average2.40%▲ 0.90% above avgNationally 2.10%
Details
Rate History
No change since Sep 20, 2026 · 3.30% APY · checked 6 times
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
3 Month Share Certificate
$1,000
3.30%
▲ 0.90% above Oklahoma avg
▼
Rate3.26%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.40%▲ 0.90% above avgNationally 2.10%
Details
Share Certificates ($1,000 - $99,999)
Rate History
No change since Oct 9, 2026 · 3.30% APY
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
3 Month Certificates
$50,000
3.30%
▲ 0.90% above Oklahoma avg
▼
Rate3.26%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.40%▲ 0.90% above avgNationally 2.10%
Details
Rate History
1 change since Sep 18, 2026 · 3.05% → 3.30% ▲ 0.25 pts · high 3.30% / low 3.05%
- Sep 26, 20263.30%▲ from 3.05%
- Sep 18, 20263.05%first recorded
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
3 Month Jumbo CD
$100,000
3.25%
▲ 0.85% above Oklahoma avg
▼
Rate3.20%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.40%▲ 0.85% above avgNationally 2.10%
Details
Rate History
No change since Oct 7, 2026 · 3.25% APY · checked 3 times
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
Certificate Accounts and IRA Certificates - 3 Month
$0
3.25%
▲ 0.85% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.40%▲ 0.85% above avgNationally 2.10%
Details
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 4 times
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3 Month Term Share (Certificate) / IRA
$0
3.20%
▲ 0.80% above Oklahoma avg
▼
Rate3.16%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.40%▲ 0.80% above avgNationally 2.10%
Details
Balance: $25,000 - $49,999.99
Rate History
No change since Sep 18, 2026 · 3.20% APY · checked 4 times
Bank of Vici
Institution Rating:
F1.0 ★Texas Ratio: 83.87%
3 Month Certificate
$0
3.15%
▲ 0.75% above Oklahoma avg
▼
Rate3.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.40%▲ 0.75% above avgNationally 2.10%
Details
Rate History
No change since Sep 11, 2026 · 3.15% APY · checked 8 times
Quail Creek Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.61%
3 Month Certificate
$2,500
3.15%
▲ 0.75% above Oklahoma avg
▼
Rate3.10%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average2.40%▲ 0.75% above avgNationally 2.10%
Details
Daily Balances of : $2,500.00 and up
Rate History
No change since Oct 12, 2026 · 3.15% APY
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3 Month Term Share (Certificate) / IRA
$0
3.10%
▲ 0.70% above Oklahoma avg
▼
Rate3.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.40%▲ 0.70% above avgNationally 2.10%
Details
Balance: $10,000 - $24,999.99
Rate History
No change since Sep 18, 2026 · 3.10% APY · checked 4 times
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
3 Month Certificates
$1,000
3.10%
▲ 0.70% above Oklahoma avg
▼
Rate3.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.40%▲ 0.70% above avgNationally 2.10%
Details
Rate History
1 change since Sep 18, 2026 · 2.85% → 3.10% ▲ 0.25 pts · high 3.10% / low 2.85%
- Sep 26, 20263.10%▲ from 2.85%
- Sep 18, 20262.85%first recorded
Valor Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
3 Month CD
$1,000
3.05%
▲ 0.65% above Oklahoma avg
▼
Rate3.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average2.40%▲ 0.65% above avgNationally 2.10%
Details
A penalty may be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening.
Rate History
No change since Oct 12, 2026 · 3.05% APY
Security Bank Tulsa, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
90 Day Certificate
$2,000
3.04%
▲ 0.64% above Oklahoma avg
▼
Rate3.00%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.40%▲ 0.64% above avgNationally 2.10%
Details
Must maintain a minimum daily balance of $2,000 in the account each day to obtain the disclosed annual percentage yield. APY on CDs assumes interest is compounded quarterly and stays on deposit until maturity. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal from a Certificate of Deposit.
Rate History
No change since Oct 7, 2026 · 3.04% APY · checked 2 times
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
3 Month CD
$1,000
3.00%
▲ 0.60% above Oklahoma avg
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.40%▲ 0.60% above avgNationally 2.10%
Details
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 7 times
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
3 Month Share Certificate
$1,000
3.00%
▲ 0.60% above Oklahoma avg
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.40%▲ 0.60% above avgNationally 2.10%
Details
Rate History
No change since Oct 5, 2026 · 3.00% APY · checked 2 times
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
3-month Jumbo Certificate
$100,000
2.95%
▲ 0.55% above Oklahoma avg
▼
Rate2.92%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.40%▲ 0.55% above avgNationally 2.10%
Details
Rate History
No change since Sep 14, 2026 · 2.95% APY · checked 7 times
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
3-month Jumbo IRA Certificate
$100,000
2.95%
▲ 0.55% above Oklahoma avg
▼
Rate2.92%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.40%▲ 0.55% above avgNationally 2.10%
Details
Rate History
No change since Sep 14, 2026 · 2.95% APY · checked 7 times
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3 Month Term Share (Certificate) / IRA
$0
2.94%
▲ 0.54% above Oklahoma avg
▼
Rate2.91%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.40%▲ 0.54% above avgNationally 2.10%
Details
IRA ONLY; Balance: $500 - $999.99
Rate History
No change since Sep 18, 2026 · 2.94% APY · checked 6 times
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
3-month Certificate
$1,000
2.90%
▲ 0.50% above Oklahoma avg
▼
Rate2.87%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.40%▲ 0.50% above avgNationally 2.10%
Details
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 7 times
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
3-month IRA Certificate
$1,000
2.90%
▲ 0.50% above Oklahoma avg
▼
Rate2.87%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.40%▲ 0.50% above avgNationally 2.10%
Details
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 7 times
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
3 Month CD
$1,000
2.75%
▲ 0.35% above Oklahoma avg
▼
Rate2.71%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.40%▲ 0.35% above avgNationally 2.10%
Details
Rate History
1 change since Sep 8, 2026 · 2.25% → 2.75% ▲ 0.50 pts · high 2.75% / low 2.25%
- Oct 7, 20262.75%▲ from 2.25%
- Sep 8, 20262.25%first recorded
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Business 3 Month CD
$1,000
2.75%
▲ 0.35% above Oklahoma avg
▼
Rate2.71%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.40%▲ 0.35% above avgNationally 2.10%
Details
Rate History
No change since Oct 7, 2026 · 2.75% APY · checked 2 times
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Jumbo Certificates - 3 months
$0
2.65%
▲ 0.25% above Oklahoma avg
▼
Rate2.62%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average2.40%▲ 0.25% above avgNationally 2.10%
Details
Rate History
1 change since Sep 18, 2026 · 2.55% → 2.65% ▲ 0.10 pts · high 2.65% / low 2.55%
- Oct 1, 20262.65%▲ from 2.55%
- Sep 18, 20262.55%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Junior Jumbo Certificates - 3 months
$0
2.55%
▲ 0.15% above Oklahoma avg
▼
Rate2.52%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average2.40%▲ 0.15% above avgNationally 2.10%
Details
Rate History
1 change since Sep 18, 2026 · 2.45% → 2.55% ▲ 0.10 pts · high 2.55% / low 2.45%
- Oct 1, 20262.55%▲ from 2.45%
- Sep 18, 20262.45%first recorded
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
3 Month IRA Plus Certificates
$0
2.47%
▲ 0.07% above Oklahoma avg
▼
Rate2.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.40%▲ 0.07% above avgNationally 2.10%
Details
Rate History
No change since Sep 14, 2026 · 2.47% APY · checked 6 times
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
3 Month Share Certificates Plus
$0
2.47%
▲ 0.07% above Oklahoma avg
▼
Rate2.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.40%▲ 0.07% above avgNationally 2.10%
Details
Rate History
No change since Sep 14, 2026 · 2.47% APY · checked 6 times
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Certificates - 3 months
$0
2.45%
▲ 0.05% above Oklahoma avg
▼
Rate2.42%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average2.40%▲ 0.05% above avgNationally 2.10%
Details
Rate History
1 change since Sep 18, 2026 · 2.34% → 2.45% ▲ 0.11 pts · high 2.45% / low 2.34%
- Oct 1, 20262.45%▲ from 2.34%
- Sep 18, 20262.34%first recorded
OU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.12%
3 Month Certificate
$1,000
2.27%
▼ 0.13% below Oklahoma avg
▼
Rate2.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Oklahoma Average2.40%▼ 0.13% below avgNationally 2.10%
Details
Rate History
No change since Sep 30, 2026 · 2.27% APY · checked 3 times
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
3 Month IRA Certificate
$0
2.27%
▼ 0.13% below Oklahoma avg
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.40%▼ 0.13% below avgNationally 2.10%
Details
Rate History
No change since Oct 5, 2026 · 2.27% APY · checked 2 times
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
3 Month Share Certificate
$0
2.27%
▼ 0.13% below Oklahoma avg
▼
Rate2.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.40%▼ 0.13% below avgNationally 2.10%
Details
Rate History
No change since Oct 5, 2026 · 2.27% APY · checked 2 times
Kendrick 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
The Community State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6 Month CD
$0
4.55%
▲ 1.31% above Oklahoma avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.24%▲ 1.31% above avgNationally 2.79%
Details
Rate History
1 change since Sep 14, 2026 · 4.30% → 4.55% ▲ 0.25 pts · high 4.55% / low 4.30%
- Sep 24, 20264.55%▲ from 4.30%
- Sep 14, 20264.30%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
6 Month Certificate
$0
4.33%
▲ 1.09% above Oklahoma avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Oklahoma Average3.24%▲ 1.09% above avgNationally 2.79%
Details
Published APY range: 4.33%/4.32%.
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.33% ▲ 0.33 pts · high 4.33% / low 4.00%
- Oct 4, 20264.33%▲ from 4.00%
- Sep 14, 20264.00%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
6 Month TEAL Certificate (Age 13-17)
$250
4.33%
▲ 1.09% above Oklahoma avg
▼
Rate4.25%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Oklahoma Average3.24%▲ 1.09% above avgNationally 2.79%
Details
Rate History
1 change since Sep 14, 2026 · 4.07% → 4.33% ▲ 0.26 pts · high 4.33% / low 4.07%
- Oct 4, 20264.33%▲ from 4.07%
- Sep 14, 20264.07%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
6-Month TEAL Certificate for Teens
$250
4.33%
▲ 1.09% above Oklahoma avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Oklahoma Average3.24%▲ 1.09% above avgNationally 2.79%
Details
Teens Earning And Learning; for members age 13-17; compounded monthly.
Rate History
1 change since Sep 14, 2026 · 4.07% → 4.33% ▲ 0.26 pts · high 4.33% / low 4.07%
- Oct 4, 20264.33%▲ from 4.07%
- Sep 14, 20264.07%first recorded
First Security B&T Co.
Institution Rating:
F1.0 ★Texas Ratio: 111.10%
180 Day CD
$1,000
4.25%
▲ 1.01% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 2, 2026
Oklahoma Average3.24%▲ 1.01% above avgNationally 2.79%
Details
APY accurate as of 10/01/26 - 11/20/26. Minimum $1,000.00 to open and obtain the APY. Early withdrawal penalty may apply.
Rate History
No change since Oct 2, 2026 · 4.25% APY
Frontier State Bank
Institution Rating:
D3.4 ★Texas Ratio: 34.37%
6 Month Certificate of Deposit
$0
4.20%
▲ 0.96% above Oklahoma avg
▼
Rate4.12%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.24%▲ 0.96% above avgNationally 2.79%
Details
Rate History
No change since Oct 7, 2026 · 4.20% APY · checked 2 times
Regent Bank (OK)
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
6 Month Certificate
$1,000
4.05%
▲ 0.81% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.24%▲ 0.81% above avgNationally 2.79%
Details
Limited time offer. Rates apply to new deposits only.
Rate History
No change since Sep 8, 2026 · 4.05% APY · checked 8 times
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
6 Month CD
$0
4.05%
▲ 0.81% above Oklahoma avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.24%▲ 0.81% above avgNationally 2.79%
Details
Rate History
1 change since Sep 14, 2026 · 3.90% → 4.05% ▲ 0.15 pts · high 4.05% / low 3.90%
- Oct 3, 20264.05%▲ from 3.90%
- Sep 14, 20263.90%first recorded
Washita State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.57%
Traditional 6 Month CD
$1,000
4.01%
▲ 0.77% above Oklahoma avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.24%▲ 0.77% above avgNationally 2.79%
Details
WSB Traditional CDs
Rate History
No change since Oct 7, 2026 · 4.01% APY · checked 2 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Limited Time 6 Month Share Certificate
$1,000
4.00%
▲ 0.76% above Oklahoma avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.24%▲ 0.76% above avgNationally 2.79%
Details
Limited Time 3-Month and 6-Month Share Certificates available on new Certificates. This is a promotional yield. Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. IRA share certificates do not qualify for this promotion. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 6-Month promotional Certificate will automatically roll over to a 6-Month Certificate at the available rates of Certificates at maturity.
Rate History
No change since Oct 2, 2026 · 4.00% APY · checked 3 times
OCB Oklahoma Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
6 Month Certificate of Deposit
$1,000
4.00%
▲ 0.76% above Oklahoma avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.24%▲ 0.76% above avgNationally 2.79%
Details
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
6 Month Term Share (Certificate) / IRA
$0
3.96%
▲ 0.72% above Oklahoma avg
▼
Rate3.89%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.24%▲ 0.72% above avgNationally 2.79%
Details
Balance: $99,000 and over
Rate History
1 change since Sep 18, 2026 · 3.60% → 3.96% ▲ 0.36 pts · high 3.96% / low 3.60%
- Oct 2, 20263.96%▲ from 3.60%
- Sep 18, 20263.60%first recorded
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
6 Month Certificate of Deposit
$1,000
3.96%
▲ 0.72% above Oklahoma avg
▼
Rate3.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.24%▲ 0.72% above avgNationally 2.79%
Details
Balance: $100,000 & Over
Rate History
No change since Sep 14, 2026 · 3.96% APY · checked 6 times
First Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Share Certificate (CD) - 6 Month JUMBO
$0
3.90%
▲ 0.66% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.24%▲ 0.66% above avgNationally 2.79%
Details
Rate History
1 change since Sep 14, 2026 · 3.60% → 3.90% ▲ 0.30 pts · high 3.90% / low 3.60%
- Oct 5, 20263.90%▲ from 3.60%
- Sep 14, 20263.60%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
6 Month Term Share (Certificate) / IRA
$0
3.85%
▲ 0.61% above Oklahoma avg
▼
Rate3.79%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.24%▲ 0.61% above avgNationally 2.79%
Details
Balance: $50,000 - $98,999.99
Rate History
1 change since Sep 18, 2026 · 3.50% → 3.85% ▲ 0.35 pts · high 3.85% / low 3.50%
- Oct 2, 20263.85%▲ from 3.50%
- Sep 18, 20263.50%first recorded
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
6 Month Certificate of Deposit
$1,000
3.85%
▲ 0.61% above Oklahoma avg
▼
Rate3.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.24%▲ 0.61% above avgNationally 2.79%
Details
Balance: $25,000-$99,999
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 6 times
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
6-month Jumbo Certificate
$100,000
3.85%
▲ 0.61% above Oklahoma avg
▼
Rate3.80%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.24%▲ 0.61% above avgNationally 2.79%
Details
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 7 times
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
6-month Jumbo IRA Certificate
$100,000
3.85%
▲ 0.61% above Oklahoma avg
▼
Rate3.80%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.24%▲ 0.61% above avgNationally 2.79%
Details
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 7 times
True Sky Federal Credit Union
Institution Rating:
B+4.4 ★Texas Ratio: 8.51%
6 Month CD
$1,000
3.85%
▲ 0.61% above Oklahoma avg
▼
Rate3.78%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.24%▲ 0.61% above avgNationally 2.79%
Details
Rate History
No change since Oct 9, 2026 · 3.85% APY · checked 3 times
True Sky Federal Credit Union
Institution Rating:
B+4.4 ★Texas Ratio: 8.51%
6 Month SCA
$1,000
3.85%
▲ 0.61% above Oklahoma avg
▼
Rate3.78%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.24%▲ 0.61% above avgNationally 2.79%
Details
Rate History
1 change since Sep 21, 2026 · 3.00% → 3.85% ▲ 0.85 pts · high 3.85% / low 3.00%
- Oct 9, 20263.85%▲ from 3.00%
- Sep 21, 20263.00%first recorded
Vio Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
6 Month CD
$500
3.85%
▲ 0.61% above Oklahoma avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average3.24%▲ 0.61% above avgNationally 2.79%
Details
Rate History
No change since Oct 6, 2026 · 3.85% APY · checked 2 times
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
6 Month CD
$75,000
3.82%
▲ 0.58% above Oklahoma avg
▼
Rate3.75%
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.24%▲ 0.58% above avgNationally 2.79%
Details
Minimum $75,000.00
Rate History
1 change since Sep 25, 2026 · 3.30% → 3.82% ▲ 0.52 pts · high 3.82% / low 3.30%
- Oct 12, 20263.82%▲ from 3.30%
- Sep 25, 20263.30%first recorded
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
6 Month IRA Certificate
$0
3.82%
▲ 0.58% above Oklahoma avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.24%▲ 0.58% above avgNationally 2.79%
Details
Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 6 times
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
6 Month Certificate
$1,000
3.80%
▲ 0.56% above Oklahoma avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.24%▲ 0.56% above avgNationally 2.79%
Details
Rate History
No change since Sep 22, 2026 · 3.80% APY · checked 3 times
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
6 Month Jumbo Certificate
$75,000
3.80%
▲ 0.56% above Oklahoma avg
▼
Rate3.75%
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.24%▲ 0.56% above avgNationally 2.79%
Details
Rate History
No change since Oct 9, 2026 · 3.80% APY
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
6 Month Term Share (Certificate) / IRA
$0
3.75%
▲ 0.51% above Oklahoma avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.24%▲ 0.51% above avgNationally 2.79%
Details
Balance: $25,000 - $49,999.99
Rate History
1 change since Sep 18, 2026 · 3.40% → 3.75% ▲ 0.35 pts · high 3.75% / low 3.40%
- Oct 2, 20263.75%▲ from 3.40%
- Sep 18, 20263.40%first recorded
First Enterprise Bank
Institution Rating:
F2.0 ★Texas Ratio: 50.59%
6 Month Certificate
$1,000
3.75%
▲ 0.51% above Oklahoma avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.24%▲ 0.51% above avgNationally 2.79%
Details
Balance: $1,000+
Rate History
No change since Sep 19, 2026 · 3.75% APY · checked 6 times
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
6 Month Certificate of Deposit
$1,000
3.75%
▲ 0.51% above Oklahoma avg
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.24%▲ 0.51% above avgNationally 2.79%
Details
Balance: $1,000-$24,999
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
Valor Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
6 Month CD
$1,000
3.75%
▲ 0.51% above Oklahoma avg
▼
Rate3.69%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.24%▲ 0.51% above avgNationally 2.79%
Details
A penalty may be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening.
Rate History
No change since Oct 12, 2026 · 3.75% APY
Quail Creek Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.61%
6 Month Certificate
$2,500
3.75%
▲ 0.51% above Oklahoma avg
▼
Rate3.68%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.24%▲ 0.51% above avgNationally 2.79%
Details
Daily Balances of : $2,500.00 and up
Rate History
No change since Oct 12, 2026 · 3.75% APY
Bank of Commerce Duncan, OK
Institution Rating:
B+4.7 ★Texas Ratio: 18.17%
6 Month (180 Day) CD
$0
3.75%
▲ 0.51% above Oklahoma avg
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.24%▲ 0.51% above avgNationally 2.79%
Details
Interest Paid: Quarterly
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
6-Month CD
$0
3.75%
▲ 0.51% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average3.24%▲ 0.51% above avgNationally 2.79%
Details
Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 5 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
6-Month Term
$1,000
3.75%
▲ 0.51% above Oklahoma avg
▼
Rate3.68%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average3.24%▲ 0.51% above avgNationally 2.79%
Details
Rate History
No change since Sep 27, 2026 · 3.75% APY · checked 4 times
Bank of Vici
Institution Rating:
F1.0 ★Texas Ratio: 83.87%
6 Month Certificate
$0
3.71%
▲ 0.47% above Oklahoma avg
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.24%▲ 0.47% above avgNationally 2.79%
Details
Rate History
No change since Sep 11, 2026 · 3.71% APY · checked 8 times
Lakeside Bank of Salina
Institution Rating:
B-4.3 ★Texas Ratio: 23.04%
6 Month Jumbo Certificate of Deposit
$0
3.71%
▲ 0.47% above Oklahoma avg
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.24%▲ 0.47% above avgNationally 2.79%
Details
Rate History
No change since Oct 7, 2026 · 3.71% APY · checked 2 times
First Pryority Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
Certificates of Deposit (CDs) - 6 month
$1,000
3.70%
▲ 0.46% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.24%▲ 0.46% above avgNationally 2.79%
Details
Rate History
No change since Oct 7, 2026 · 3.70% APY · checked 2 times
SSB Seiling State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
6 Month Certificate
$0
3.66%
▲ 0.42% above Oklahoma avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.24%▲ 0.42% above avgNationally 2.79%
Details
Rate History
No change since Oct 7, 2026 · 3.66% APY · checked 2 times
Red River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6 Month IRA
$0
3.66%
▲ 0.42% above Oklahoma avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.24%▲ 0.42% above avgNationally 2.79%
Details
Rate History
1 change since Sep 14, 2026 · 3.56% → 3.66% ▲ 0.10 pts · high 3.66% / low 3.56%
- Sep 29, 20263.66%▲ from 3.56%
- Sep 14, 20263.56%first recorded
Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
6-month CD
$0
3.65%
▲ 0.41% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.24%▲ 0.41% above avgNationally 2.79%
Details
Minimum balance to open: $50,000 - $250,000 New Money
Rate History
No change since Oct 7, 2026 · 3.65% APY · checked 2 times
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
6 Month IRA Certificate Special
$1,000
3.65%
▲ 0.41% above Oklahoma avg
▼
Rate3.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.24%▲ 0.41% above avgNationally 2.79%
Details
Rate History
1 change since Sep 24, 2026 · 3.60% → 3.65% ▲ 0.05 pts · high 3.65% / low 3.60%
- Oct 2, 20263.65%▲ from 3.60%
- Sep 24, 20263.60%first recorded
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
6-month Certificate
$1,000
3.65%
▲ 0.41% above Oklahoma avg
▼
Rate3.60%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.24%▲ 0.41% above avgNationally 2.79%
Details
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 7 times
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
6-month IRA Certificate
$1,000
3.65%
▲ 0.41% above Oklahoma avg
▼
Rate3.60%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.24%▲ 0.41% above avgNationally 2.79%
Details
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 7 times
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
6 Month Certificate
$1,000
3.61%
▲ 0.37% above Oklahoma avg
▼
Rate3.55%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.24%▲ 0.37% above avgNationally 2.79%
Details
Rate History
No change since Oct 8, 2026 · 3.61% APY · checked 2 times
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
6 Month Certificate
$500
3.60%
▲ 0.36% above Oklahoma avg
▼
Rate3.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.24%▲ 0.36% above avgNationally 2.79%
Details
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.60% ▲ 0.10 pts · high 3.60% / low 3.50%
- Oct 7, 20263.60%▲ from 3.50%
- Sep 14, 20263.50%first recorded
First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
6-month CD
$0
3.60%
▲ 0.36% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.24%▲ 0.36% above avgNationally 2.79%
Details
Rate History
No change since Sep 8, 2026 · 3.60% APY · checked 8 times
First B&T Co. Perry, OK
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
6 Month CD
$100,000
3.60%
▲ 0.36% above Oklahoma avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.24%▲ 0.36% above avgNationally 2.79%
Details
Balance: $100,000 - <$250,000; APY range: 3.60 / 3.66 APY
Rate History
2 changes since Sep 11, 2026 · 3.60% → 3.60% ▼ 0.00 pts · high 3.66% / low 3.60%
- Oct 7, 20263.60%▼ from 3.66%
- Sep 24, 20263.66%▲ from 3.60%
- Sep 11, 20263.60%first recorded
Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
6-Month CD Special
$0
3.60%
▲ 0.36% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.24%▲ 0.36% above avgNationally 2.79%
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 6 times
First Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Share Certificate (CD) - 6 Month
$0
3.60%
▲ 0.36% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.24%▲ 0.36% above avgNationally 2.79%
Details
Rate History
1 change since Sep 14, 2026 · 3.30% → 3.60% ▲ 0.30 pts · high 3.60% / low 3.30%
- Sep 18, 20263.60%▲ from 3.30%
- Sep 14, 20263.30%first recorded
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
6 Month Certificates
$200,000
3.60%
▲ 0.36% above Oklahoma avg
▼
Rate3.55%
Min Deposit$200,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.24%▲ 0.36% above avgNationally 2.79%
Details
Rate History
1 change since Sep 18, 2026 · 3.35% → 3.60% ▲ 0.25 pts · high 3.60% / low 3.35%
- Sep 26, 20263.60%▲ from 3.35%
- Sep 18, 20263.35%first recorded
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
6 Month CD
$20,000
3.56%
▲ 0.32% above Oklahoma avg
▼
Rate3.50%
Min Deposit$20,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.24%▲ 0.32% above avgNationally 2.79%
Details
Minimum $20,000.00
Rate History
1 change since Sep 25, 2026 · 3.30% → 3.56% ▲ 0.26 pts · high 3.56% / low 3.30%
- Oct 12, 20263.56%▲ from 3.30%
- Sep 25, 20263.30%first recorded
Kendrick 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
The Community State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
12 Month CD
$0
4.42%
▲ 1.10% above Oklahoma avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.32%▲ 1.10% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 4.16% → 4.42% ▲ 0.26 pts · high 4.42% / low 4.16%
- Sep 24, 20264.42%▲ from 4.16%
- Sep 14, 20264.16%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month Special EasyStart Certificate
$50
4.35%
▲ 1.03% above Oklahoma avg
▼
Rate4.26%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average3.32%▲ 1.03% above avgNationally 2.99%
Details
Rate History
No change since Sep 30, 2026 · 4.35% APY · checked 4 times
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
12 Month Certificate
$0
4.33%
▲ 1.01% above Oklahoma avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Oklahoma Average3.32%▲ 1.01% above avgNationally 2.99%
Details
Published APY range: 4.33%/4.32%.
Rate History
2 changes since Sep 14, 2026 · 4.00% → 4.33% ▲ 0.33 pts · high 4.33% / low 4.00%
- Oct 4, 20264.33%▲ from 4.07%
- Sep 25, 20264.07%▲ from 4.00%
- Sep 14, 20264.00%first recorded
MapleMark Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
12 Month CD
$0
4.30%
▲ 0.98% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.32%▲ 0.98% above avgNationally 2.99%
Details
Rate History
1 change since Sep 18, 2026 · 4.15% → 4.30% ▲ 0.15 pts · high 4.30% / low 4.15%
- Sep 24, 20264.30%▲ from 4.15%
- Sep 18, 20264.15%first recorded
Vio Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
12 Month CD
$500
4.30%
▲ 0.98% above Oklahoma avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average3.32%▲ 0.98% above avgNationally 2.99%
Details
Rate History
1 change since Oct 6, 2026 · 4.00% → 4.30% ▲ 0.30 pts · high 4.30% / low 4.00%
- Oct 10, 20264.30%▲ from 4.00%
- Oct 6, 20264.00%first recorded
Washita State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.57%
Traditional 12 Month CD
$1,000
4.26%
▲ 0.94% above Oklahoma avg
▼
Rate4.18%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.32%▲ 0.94% above avgNationally 2.99%
Details
WSB Traditional CDs
Rate History
No change since Oct 7, 2026 · 4.26% APY · checked 2 times
Frontier State Bank
Institution Rating:
D3.4 ★Texas Ratio: 34.37%
12 Month Certificate of Deposit
$0
4.25%
▲ 0.93% above Oklahoma avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.32%▲ 0.93% above avgNationally 2.99%
Details
Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
First Security B&T Co.
Institution Rating:
F1.0 ★Texas Ratio: 111.10%
12 Month CD
$1,000
4.25%
▲ 0.93% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 2, 2026
Oklahoma Average3.32%▲ 0.93% above avgNationally 2.99%
Details
APY accurate as of 10/01/26 - 11/20/26. Minimum $1,000.00 to open and obtain the APY. Early withdrawal penalty may apply.
Rate History
No change since Oct 2, 2026 · 4.25% APY
Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
12 Month Certificate
$2,000
4.18%
▲ 0.86% above Oklahoma avg
▼
Rate4.10%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Oklahoma Average3.32%▲ 0.86% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 4.18% APY · checked 5 times
Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
IRA / 12 Month Certificate
$2,000
4.18%
▲ 0.86% above Oklahoma avg
▼
Rate4.10%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Oklahoma Average3.32%▲ 0.86% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 4.18% APY · checked 6 times
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
12 Month CD (also IRA)
$0
4.15%
▲ 0.83% above Oklahoma avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.32%▲ 0.83% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.90% → 4.15% ▲ 0.25 pts · high 4.15% / low 3.90%
- Oct 3, 20264.15%▲ from 3.90%
- Sep 14, 20263.90%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
12 Month Term Share (Certificate) / IRA
$0
4.11%
▲ 0.79% above Oklahoma avg
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.32%▲ 0.79% above avgNationally 2.99%
Details
Balance: $99,000 and over
Rate History
1 change since Sep 18, 2026 · 3.76% → 4.11% ▲ 0.35 pts · high 4.11% / low 3.76%
- Oct 2, 20264.11%▲ from 3.76%
- Sep 18, 20263.76%first recorded
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Jumbo Share Certificate 12 Months
$0
4.08%
▲ 0.76% above Oklahoma avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.32%▲ 0.76% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 4.08% APY · checked 8 times
Regent Bank (OK)
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
12 Month Certificate
$1,000
4.05%
▲ 0.73% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.32%▲ 0.73% above avgNationally 2.99%
Details
Limited time offer. Rates apply to new deposits only.
Rate History
No change since Sep 8, 2026 · 4.05% APY · checked 8 times
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
12 Month Term Share (Certificate) / IRA
$0
4.01%
▲ 0.69% above Oklahoma avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.32%▲ 0.69% above avgNationally 2.99%
Details
Balance: $50,000 - $98,999.99
Rate History
1 change since Sep 18, 2026 · 3.65% → 4.01% ▲ 0.36 pts · high 4.01% / low 3.65%
- Oct 2, 20264.01%▲ from 3.65%
- Sep 18, 20263.65%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month ESA EasyStart Certificate
$50
4.00%
▲ 0.68% above Oklahoma avg
▼
Rate3.92%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average3.32%▲ 0.68% above avgNationally 2.99%
Details
EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 4.00% APY · checked 2 times
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
1 Year Certificate of Deposit
$1,000
4.00%
▲ 0.68% above Oklahoma avg
▼
Rate3.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.32%▲ 0.68% above avgNationally 2.99%
Details
Balance: $100,000 & Over
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 6 times
Community Bank Bristow, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
12 Month Certificate of deposit
$2,500
4.00%
▲ 0.68% above Oklahoma avg
▼
Rate3.94%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.32%▲ 0.68% above avgNationally 2.99%
Details
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
Bank of Commerce Duncan, OK
Institution Rating:
B+4.7 ★Texas Ratio: 18.17%
12 Month IRA
$0
4.00%
▲ 0.68% above Oklahoma avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.32%▲ 0.68% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
12 Month Certificate
$1,000
4.00%
▲ 0.68% above Oklahoma avg
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Oklahoma Average3.32%▲ 0.68% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
First Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Share Certificate (CD) - 1 Year JUMBO
$0
4.00%
▲ 0.68% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.32%▲ 0.68% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.70% → 4.00% ▲ 0.30 pts · high 4.00% / low 3.70%
- Oct 5, 20264.00%▲ from 3.70%
- Sep 14, 20263.70%first recorded
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
12 Month Share Certificate
$1,000
4.00%
▲ 0.68% above Oklahoma avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.32%▲ 0.68% above avgNationally 2.99%
Details
Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 2 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
1-Year CD
$0
4.00%
▲ 0.68% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average3.32%▲ 0.68% above avgNationally 2.99%
Details
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 5 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
1-Year Term
$1,000
4.00%
▲ 0.68% above Oklahoma avg
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average3.32%▲ 0.68% above avgNationally 2.99%
Details
Rate History
No change since Sep 27, 2026 · 4.00% APY · checked 4 times
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
1 Year Certificate of Deposit
$1,000
3.96%
▲ 0.64% above Oklahoma avg
▼
Rate3.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.32%▲ 0.64% above avgNationally 2.99%
Details
Balance: $1,000-$24,999
Rate History
No change since Sep 14, 2026 · 3.96% APY · checked 6 times
Bank of Commerce Duncan, OK
Institution Rating:
B+4.7 ★Texas Ratio: 18.17%
12 Month CD
$0
3.95%
▲ 0.63% above Oklahoma avg
▼
Rate3.89%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.32%▲ 0.63% above avgNationally 2.99%
Details
Interest Paid: Quarterly
Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 7 times
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
Certificate Accounts and IRA Certificates - 12 Month
$0
3.95%
▲ 0.63% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.32%▲ 0.63% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.75% → 3.95% ▲ 0.20 pts · high 3.95% / low 3.75%
- Oct 9, 20263.95%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
12 Month Term Share (Certificate) / IRA
$0
3.90%
▲ 0.58% above Oklahoma avg
▼
Rate3.84%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.32%▲ 0.58% above avgNationally 2.99%
Details
Balance: $25,000 - $49,999.99
Rate History
1 change since Sep 18, 2026 · 3.55% → 3.90% ▲ 0.35 pts · high 3.90% / low 3.55%
- Oct 2, 20263.90%▲ from 3.55%
- Sep 18, 20263.55%first recorded
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
12 Month IRA Certificate Special
$1,000
3.90%
▲ 0.58% above Oklahoma avg
▼
Rate3.83%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.32%▲ 0.58% above avgNationally 2.99%
Details
Rate History
1 change since Sep 24, 2026 · 3.75% → 3.90% ▲ 0.15 pts · high 3.90% / low 3.75%
- Oct 2, 20263.90%▲ from 3.75%
- Sep 24, 20263.75%first recorded
True Sky Federal Credit Union
Institution Rating:
B+4.4 ★Texas Ratio: 8.51%
7-12 Month CD
$1,000
3.86%
▲ 0.54% above Oklahoma avg
▼
Rate3.79%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.32%▲ 0.54% above avgNationally 2.99%
Details
Rate History
No change since Oct 9, 2026 · 3.86% APY · checked 3 times
True Sky Federal Credit Union
Institution Rating:
B+4.4 ★Texas Ratio: 8.51%
7-12 Month SCA
$1,000
3.86%
▲ 0.54% above Oklahoma avg
▼
Rate3.79%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.32%▲ 0.54% above avgNationally 2.99%
Details
Rate History
No change since Oct 9, 2026 · 3.86% APY · checked 3 times
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
12 Month Certificate
$500
3.85%
▲ 0.53% above Oklahoma avg
▼
Rate3.78%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.32%▲ 0.53% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.30% → 3.85% ▲ 0.55 pts · high 3.85% / low 3.30%
- Oct 7, 20263.85%▲ from 3.30%
- Sep 14, 20263.30%first recorded
OCB Oklahoma Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
12 Month Certificate of Deposit
$1,000
3.85%
▲ 0.53% above Oklahoma avg
▼
Rate3.78%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.32%▲ 0.53% above avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 3.85% APY · checked 2 times
Quail Creek Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.61%
1 Year Certificate
$2,500
3.85%
▲ 0.53% above Oklahoma avg
▼
Rate3.78%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.32%▲ 0.53% above avgNationally 2.99%
Details
Daily Balances of : $2,500.00 and up
Rate History
No change since Oct 12, 2026 · 3.85% APY
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
12 Month Certificates
$200,000
3.85%
▲ 0.53% above Oklahoma avg
▼
Rate3.80%
Min Deposit$200,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.32%▲ 0.53% above avgNationally 2.99%
Details
Rate History
1 change since Sep 18, 2026 · 3.40% → 3.85% ▲ 0.45 pts · high 3.85% / low 3.40%
- Sep 26, 20263.85%▲ from 3.40%
- Sep 18, 20263.40%first recorded
Red River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
12 Month IRA
$0
3.82%
▲ 0.50% above Oklahoma avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.32%▲ 0.50% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.72% → 3.82% ▲ 0.10 pts · high 3.82% / low 3.72%
- Sep 29, 20263.82%▲ from 3.72%
- Sep 14, 20263.72%first recorded
Security Bank Tulsa, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
12 Month Certificate
$2,000
3.80%
▲ 0.48% above Oklahoma avg
▼
Rate3.75%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.32%▲ 0.48% above avgNationally 2.99%
Details
Must maintain a minimum daily balance of $2,000 in the account each day to obtain the disclosed annual percentage yield. APY on CDs assumes interest is compounded quarterly and stays on deposit until maturity. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal from a Certificate of Deposit.
Rate History
1 change since Sep 11, 2026 · 3.49% → 3.80% ▲ 0.31 pts · high 3.80% / low 3.49%
- Oct 7, 20263.80%▲ from 3.49%
- Sep 11, 20263.49%first recorded
Security Bank and Trust Company
Institution Rating:
B+4.8 ★Texas Ratio: 17.45%
12 Month CD
$1,000
3.80%
▲ 0.48% above Oklahoma avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.32%▲ 0.48% above avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 3.80% APY · checked 2 times
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
12 Month Certificate
$1,000
3.80%
▲ 0.48% above Oklahoma avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.32%▲ 0.48% above avgNationally 2.99%
Details
Rate History
No change since Sep 22, 2026 · 3.80% APY · checked 3 times
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
12 Month Jumbo Certificate
$75,000
3.80%
▲ 0.48% above Oklahoma avg
▼
Rate3.75%
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.32%▲ 0.48% above avgNationally 2.99%
Details
Rate History
No change since Oct 9, 2026 · 3.80% APY
Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
1 YEAR CD
$0
3.79%
▲ 0.47% above Oklahoma avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.32%▲ 0.47% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.79% APY · checked 6 times
First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
12-month CD
$0
3.75%
▲ 0.43% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.32%▲ 0.43% above avgNationally 2.99%
Details
Rate History
No change since Sep 8, 2026 · 3.75% APY · checked 8 times
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.92%
12 Month Certificate
$50,000
3.75%
▲ 0.43% above Oklahoma avg
▼
Rate3.69%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.32%▲ 0.43% above avgNationally 2.99%
Details
Rate History
1 change since Sep 20, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60%
- Oct 8, 20263.75%▲ from 3.60%
- Sep 20, 20263.60%first recorded
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
12 Month Certificates
$0
3.75%
▲ 0.43% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.32%▲ 0.43% above avgNationally 2.99%
Details
Balance: $500 - $100,000+
Rate History
No change since Oct 12, 2026 · 3.75% APY
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
12 Month IRA Certificate
$0
3.75%
▲ 0.43% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.32%▲ 0.43% above avgNationally 2.99%
Details
Balance: $500 - $100,000+
Rate History
No change since Oct 12, 2026 · 3.75% APY
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
12-month Jumbo Certificate
$100,000
3.75%
▲ 0.43% above Oklahoma avg
▼
Rate3.70%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.32%▲ 0.43% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
12-month Jumbo IRA Certificate
$100,000
3.75%
▲ 0.43% above Oklahoma avg
▼
Rate3.70%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.32%▲ 0.43% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
12 Month CD
$75,000
3.72%
▲ 0.40% above Oklahoma avg
▼
Rate3.65%
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.32%▲ 0.40% above avgNationally 2.99%
Details
Minimum $75,000.00
Rate History
1 change since Sep 25, 2026 · 3.20% → 3.72% ▲ 0.52 pts · high 3.72% / low 3.20%
- Oct 12, 20263.72%▲ from 3.20%
- Sep 25, 20263.20%first recorded
Red River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
12 Month Certificate
$0
3.72%
▲ 0.40% above Oklahoma avg
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.32%▲ 0.40% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.61% → 3.72% ▲ 0.11 pts · high 3.72% / low 3.61%
- Sep 29, 20263.72%▲ from 3.61%
- Sep 14, 20263.61%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
12 Month Term Share (Certificate) / IRA
$0
3.70%
▲ 0.38% above Oklahoma avg
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.32%▲ 0.38% above avgNationally 2.99%
Details
Balance: $10,000 - $24,999.99
Rate History
1 change since Sep 18, 2026 · 3.45% → 3.70% ▲ 0.25 pts · high 3.70% / low 3.45%
- Oct 2, 20263.70%▲ from 3.45%
- Sep 18, 20263.45%first recorded
Kendrick 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MapleMark Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
18 Month CD
$0
4.40%
▲ 1.28% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.12%▲ 1.28% above avgNationally 2.87%
Details
Rate History
1 change since Sep 18, 2026 · 4.30% → 4.40% ▲ 0.10 pts · high 4.40% / low 4.30%
- Sep 24, 20264.40%▲ from 4.30%
- Sep 18, 20264.30%first recorded
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
18 Month IRA/Share Certificate
$1,000
4.35%
▲ 1.23% above Oklahoma avg
▼
Rate4.26%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.12%▲ 1.23% above avgNationally 2.87%
Details
Rate History
1 change since Sep 25, 2026 · 3.90% → 4.35% ▲ 0.45 pts · high 4.35% / low 3.90%
- Oct 8, 20264.35%▲ from 3.90%
- Sep 25, 20263.90%first recorded
Vio Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
18 Month CD
$500
4.35%
▲ 1.23% above Oklahoma avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average3.12%▲ 1.23% above avgNationally 2.87%
Details
Rate History
1 change since Oct 6, 2026 · 4.15% → 4.35% ▲ 0.20 pts · high 4.35% / low 4.15%
- Oct 10, 20264.35%▲ from 4.15%
- Oct 6, 20264.15%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
18 Month Certificate
$0
4.33%
▲ 1.21% above Oklahoma avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Oklahoma Average3.12%▲ 1.21% above avgNationally 2.87%
Details
Rate History
1 change since Sep 14, 2026 · 3.76% → 4.33% ▲ 0.57 pts · high 4.33% / low 3.76%
- Oct 4, 20264.33%▲ from 3.76%
- Sep 14, 20263.76%first recorded
SpiritBank
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
IRA variable 18-month
$0
4.21%
▲ 1.09% above Oklahoma avg
▼
Rate4.13%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.12%▲ 1.09% above avgNationally 2.87%
Details
Rate History
1 change since Sep 7, 2026 · 3.86% → 4.21% ▲ 0.35 pts · high 4.21% / low 3.86%
- Oct 7, 20264.21%▲ from 3.86%
- Sep 7, 20263.86%first recorded
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
18 Month Certificate of Deposit
$1,000
4.06%
▲ 0.94% above Oklahoma avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.12%▲ 0.94% above avgNationally 2.87%
Details
Balance: $100,000 & Over
Rate History
No change since Sep 14, 2026 · 4.06% APY · checked 6 times
Bank of Commerce Duncan, OK
Institution Rating:
B+4.7 ★Texas Ratio: 18.17%
18 Month CD
$0
4.05%
▲ 0.93% above Oklahoma avg
▼
Rate3.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.12%▲ 0.93% above avgNationally 2.87%
Details
Interest Paid: Quarterly
Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 7 times
Bank of Commerce Duncan, OK
Institution Rating:
B+4.7 ★Texas Ratio: 18.17%
18 Month IRA
$0
4.05%
▲ 0.93% above Oklahoma avg
▼
Rate3.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.12%▲ 0.93% above avgNationally 2.87%
Details
Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 3 times
Great Plains National Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.14%
18-month CD
$0
4.00%
▲ 0.88% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.12%▲ 0.88% above avgNationally 2.87%
Details
Special promotional rate.
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
First Pryority Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
Certificates of Deposit (CDs) - 18 month
$1,000
4.00%
▲ 0.88% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.12%▲ 0.88% above avgNationally 2.87%
Details
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
First Security B&T Co.
Institution Rating:
F1.0 ★Texas Ratio: 111.10%
18 Month CD
$1,000
4.00%
▲ 0.88% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 2, 2026
Oklahoma Average3.12%▲ 0.88% above avgNationally 2.87%
Details
APY accurate as of 10/01/26 - 11/20/26. Minimum $1,000.00 to open and obtain the APY. Early withdrawal penalty may apply.
Rate History
No change since Oct 2, 2026 · 4.00% APY
Multi-States Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
18 Month Certificate
$0
4.00%
▲ 0.88% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.12%▲ 0.88% above avgNationally 2.87%
Details
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 2 times
Red River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
18 Month IRA
$0
3.97%
▲ 0.85% above Oklahoma avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.12%▲ 0.85% above avgNationally 2.87%
Details
Rate History
1 change since Sep 14, 2026 · 3.87% → 3.97% ▲ 0.10 pts · high 3.97% / low 3.87%
- Sep 29, 20263.97%▲ from 3.87%
- Sep 14, 20263.87%first recorded
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
18 Month Certificate of Deposit
$1,000
3.96%
▲ 0.84% above Oklahoma avg
▼
Rate3.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.12%▲ 0.84% above avgNationally 2.87%
Details
Balance: $25,000-$99,999
Rate History
No change since Sep 14, 2026 · 3.96% APY · checked 6 times
Security Bank and Trust Company
Institution Rating:
B+4.8 ★Texas Ratio: 17.45%
18 Month CD
$1,000
3.96%
▲ 0.84% above Oklahoma avg
▼
Rate3.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.12%▲ 0.84% above avgNationally 2.87%
Details
Rate History
No change since Oct 8, 2026 · 3.96% APY · checked 2 times
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
18 Month Certificates
$200,000
3.90%
▲ 0.78% above Oklahoma avg
▼
Rate3.84%
Min Deposit$200,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.12%▲ 0.78% above avgNationally 2.87%
Details
Rate History
1 change since Sep 18, 2026 · 3.40% → 3.90% ▲ 0.50 pts · high 3.90% / low 3.40%
- Sep 26, 20263.90%▲ from 3.40%
- Sep 18, 20263.40%first recorded
Red River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
18 Month Certificate
$0
3.87%
▲ 0.75% above Oklahoma avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.12%▲ 0.75% above avgNationally 2.87%
Details
Rate History
1 change since Sep 14, 2026 · 3.76% → 3.87% ▲ 0.11 pts · high 3.87% / low 3.76%
- Sep 29, 20263.87%▲ from 3.76%
- Sep 14, 20263.76%first recorded
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
18 Month Certificate
$500
3.85%
▲ 0.73% above Oklahoma avg
▼
Rate3.78%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.12%▲ 0.73% above avgNationally 2.87%
Details
Rate History
1 change since Sep 14, 2026 · 3.05% → 3.85% ▲ 0.80 pts · high 3.85% / low 3.05%
- Oct 7, 20263.85%▲ from 3.05%
- Sep 14, 20263.05%first recorded
First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
18-month CD
$0
3.85%
▲ 0.73% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.12%▲ 0.73% above avgNationally 2.87%
Details
Rate History
No change since Sep 8, 2026 · 3.85% APY · checked 8 times
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
18 Month Certificate of Deposit
$1,000
3.85%
▲ 0.73% above Oklahoma avg
▼
Rate3.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.12%▲ 0.73% above avgNationally 2.87%
Details
Balance: $1,000-$24,999
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 6 times
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Jumbo Share Certificate 18 Months
$0
3.82%
▲ 0.70% above Oklahoma avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.12%▲ 0.70% above avgNationally 2.87%
Details
Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 8 times
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
18 Month Jumbo CD
$100,000
3.80%
▲ 0.68% above Oklahoma avg
▼
Rate3.73%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.12%▲ 0.68% above avgNationally 2.87%
Details
Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 3 times
Security Bank Tulsa, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
18 Month Certificate
$2,000
3.80%
▲ 0.68% above Oklahoma avg
▼
Rate3.75%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.12%▲ 0.68% above avgNationally 2.87%
Details
Must maintain a minimum daily balance of $2,000 in the account each day to obtain the disclosed annual percentage yield. APY on CDs assumes interest is compounded quarterly and stays on deposit until maturity. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal from a Certificate of Deposit.
Rate History
1 change since Sep 11, 2026 · 3.49% → 3.80% ▲ 0.31 pts · high 3.80% / low 3.49%
- Oct 7, 20263.80%▲ from 3.49%
- Sep 11, 20263.49%first recorded
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
18 Month Certificate
$1,000
3.80%
▲ 0.68% above Oklahoma avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.12%▲ 0.68% above avgNationally 2.87%
Details
Rate History
No change since Sep 22, 2026 · 3.80% APY · checked 3 times
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
18 Month Jumbo Certificate
$75,000
3.80%
▲ 0.68% above Oklahoma avg
▼
Rate3.75%
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.12%▲ 0.68% above avgNationally 2.87%
Details
Rate History
No change since Oct 9, 2026 · 3.80% APY
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
18 Month Share Certificate
$1,000
3.75%
▲ 0.63% above Oklahoma avg
▼
Rate3.69%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.12%▲ 0.63% above avgNationally 2.87%
Details
Rate History
No change since Oct 5, 2026 · 3.75% APY · checked 2 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
18 Month ESA EasyStart Certificate
$50
3.70%
▲ 0.58% above Oklahoma avg
▼
Rate3.63%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average3.12%▲ 0.58% above avgNationally 2.87%
Details
EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 3.70% APY · checked 2 times
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
18 Month Certificates
$50,000
3.70%
▲ 0.58% above Oklahoma avg
▼
Rate3.65%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.12%▲ 0.58% above avgNationally 2.87%
Details
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.70% ▲ 0.50 pts · high 3.70% / low 3.20%
- Sep 26, 20263.70%▲ from 3.20%
- Sep 18, 20263.20%first recorded
OCB Oklahoma Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
18 Month Certificate of Deposit
$1,000
3.65%
▲ 0.53% above Oklahoma avg
▼
Rate3.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.12%▲ 0.53% above avgNationally 2.87%
Details
Rate History
No change since Oct 8, 2026 · 3.65% APY · checked 2 times
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
18 Month CD
$1,000
3.55%
▲ 0.43% above Oklahoma avg
▼
Rate3.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.12%▲ 0.43% above avgNationally 2.87%
Details
Rate History
1 change since Sep 19, 2026 · 3.30% → 3.55% ▲ 0.25 pts · high 3.55% / low 3.30%
- Oct 2, 20263.55%▲ from 3.30%
- Sep 19, 20263.30%first recorded
Valor Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
18 Month CD
$1,000
3.50%
▲ 0.38% above Oklahoma avg
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.12%▲ 0.38% above avgNationally 2.87%
Details
A penalty may be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening.
Rate History
No change since Oct 12, 2026 · 3.50% APY
Valor Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
18 Month IRA Account
$0
3.50%
▲ 0.38% above Oklahoma avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.12%▲ 0.38% above avgNationally 2.87%
Details
A penalty may be imposed for early withdrawal.
Rate History
No change since Sep 28, 2026 · 3.50% APY · checked 4 times
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
18 Month Certificates
$1,000
3.50%
▲ 0.38% above Oklahoma avg
▼
Rate3.46%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.12%▲ 0.38% above avgNationally 2.87%
Details
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.50% ▲ 0.50 pts · high 3.50% / low 3.00%
- Sep 26, 20263.50%▲ from 3.00%
- Sep 18, 20263.00%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Jumbo Certificates - 18 months
$0
3.49%
▲ 0.37% above Oklahoma avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average3.12%▲ 0.37% above avgNationally 2.87%
Details
Rate History
1 change since Sep 18, 2026 · 3.28% → 3.49% ▲ 0.21 pts · high 3.49% / low 3.28%
- Oct 1, 20263.49%▲ from 3.28%
- Sep 18, 20263.28%first recorded
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
18 Month IRA Certificate
$0
3.45%
▲ 0.33% above Oklahoma avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.12%▲ 0.33% above avgNationally 2.87%
Details
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 6 times
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
18-month Jumbo Certificate
$100,000
3.45%
▲ 0.33% above Oklahoma avg
▼
Rate3.41%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.12%▲ 0.33% above avgNationally 2.87%
Details
Rate History
1 change since Sep 14, 2026 · 3.20% → 3.45% ▲ 0.25 pts · high 3.45% / low 3.20%
- Oct 5, 20263.45%▲ from 3.20%
- Sep 14, 20263.20%first recorded
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
18 Month IRA Plus Certificates
$0
3.44%
▲ 0.32% above Oklahoma avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.12%▲ 0.32% above avgNationally 2.87%
Details
Rate History
No change since Sep 14, 2026 · 3.44% APY · checked 6 times
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
18 Month Share Certificates Plus
$0
3.44%
▲ 0.32% above Oklahoma avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.12%▲ 0.32% above avgNationally 2.87%
Details
Rate History
No change since Sep 14, 2026 · 3.44% APY · checked 6 times
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
18 Month Certificate
$500
3.40%
▲ 0.28% above Oklahoma avg
▼
Rate3.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.12%▲ 0.28% above avgNationally 2.87%
Details
Rate History
No change since Oct 8, 2026 · 3.40% APY · checked 2 times
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
18-month Certificate
$1,000
3.40%
▲ 0.28% above Oklahoma avg
▼
Rate3.36%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.12%▲ 0.28% above avgNationally 2.87%
Details
Rate History
1 change since Sep 14, 2026 · 3.15% → 3.40% ▲ 0.25 pts · high 3.40% / low 3.15%
- Oct 5, 20263.40%▲ from 3.15%
- Sep 14, 20263.15%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Junior Jumbo Certificates - 18 months
$0
3.39%
▲ 0.27% above Oklahoma avg
▼
Rate3.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average3.12%▲ 0.27% above avgNationally 2.87%
Details
Rate History
1 change since Sep 18, 2026 · 3.18% → 3.39% ▲ 0.21 pts · high 3.39% / low 3.18%
- Oct 1, 20263.39%▲ from 3.18%
- Sep 18, 20263.18%first recorded
City National B&T Co. of Lawton, OK
Institution Rating:
B4.6 ★Texas Ratio: 19.27%
FIXED RATE: Non-Compounding - 18 months
$500
3.30%
▲ 0.18% above Oklahoma avg
▼
Rate3.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.12%▲ 0.18% above avgNationally 2.87%
Details
Rate History
No change since Oct 8, 2026 · 3.30% APY · checked 2 times
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
18 month Jumbo Certificate
$95,000
3.30%
▲ 0.18% above Oklahoma avg
▼
Rate3.25%
Min Deposit$95,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.12%▲ 0.18% above avgNationally 2.87%
Details
Jumbo Certificate; Effective 09/01/2026
Rate History
No change since Oct 8, 2026 · 3.30% APY · checked 2 times
OU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.12%
18 Month Certificate
$1,000
3.29%
▲ 0.17% above Oklahoma avg
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Oklahoma Average3.12%▲ 0.17% above avgNationally 2.87%
Details
Rate History
No change since Sep 30, 2026 · 3.29% APY · checked 3 times
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Certificates - 18 months
$0
3.29%
▲ 0.17% above Oklahoma avg
▼
Rate3.24%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average3.12%▲ 0.17% above avgNationally 2.87%
Details
Rate History
1 change since Sep 18, 2026 · 3.07% → 3.29% ▲ 0.22 pts · high 3.29% / low 3.07%
- Oct 1, 20263.29%▲ from 3.07%
- Sep 18, 20263.07%first recorded
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
18 month IRA Certificates
$50
3.25%
▲ 0.13% above Oklahoma avg
▼
Rate3.20%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.12%▲ 0.13% above avgNationally 2.87%
Details
Rate History
No change since Oct 8, 2026 · 3.25% APY · checked 2 times
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
18 month Certificate
$1,000
3.25%
▲ 0.13% above Oklahoma avg
▼
Rate3.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.12%▲ 0.13% above avgNationally 2.87%
Details
Regular Certificate; Effective 09/01/2026
Rate History
No change since Oct 8, 2026 · 3.25% APY · checked 2 times
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
18 Month IRA Certificate
$0
3.24%
▲ 0.12% above Oklahoma avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.12%▲ 0.12% above avgNationally 2.87%
Details
Rate History
No change since Oct 5, 2026 · 3.24% APY · checked 2 times
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
18 Month Share Certificate
$0
3.24%
▲ 0.12% above Oklahoma avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.12%▲ 0.12% above avgNationally 2.87%
Details
Rate History
No change since Oct 5, 2026 · 3.24% APY · checked 2 times
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
18 Month CD
$1,000
3.20%
▲ 0.08% above Oklahoma avg
▼
Rate3.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.12%▲ 0.08% above avgNationally 2.87%
Details
Rate History
1 change since Sep 8, 2026 · 2.90% → 3.20% ▲ 0.30 pts · high 3.20% / low 2.90%
- Oct 7, 20263.20%▲ from 2.90%
- Sep 8, 20262.90%first recorded
Kendrick 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MapleMark Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
24 Month CD
$0
4.40%
▲ 1.36% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.04%▲ 1.36% above avgNationally 2.88%
Details
Rate History
1 change since Sep 18, 2026 · 4.30% → 4.40% ▲ 0.10 pts · high 4.40% / low 4.30%
- Sep 24, 20264.40%▲ from 4.30%
- Sep 18, 20264.30%first recorded
Vio Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
24 Month CD
$500
4.40%
▲ 1.36% above Oklahoma avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average3.04%▲ 1.36% above avgNationally 2.88%
Details
Rate History
1 change since Oct 6, 2026 · 4.25% → 4.40% ▲ 0.15 pts · high 4.40% / low 4.25%
- Oct 10, 20264.40%▲ from 4.25%
- Oct 6, 20264.25%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
24 Month Term Share (Certificate) / IRA
$0
4.26%
▲ 1.22% above Oklahoma avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.04%▲ 1.22% above avgNationally 2.88%
Details
Balance: $99,000 and over
Rate History
1 change since Sep 18, 2026 · 3.90% → 4.26% ▲ 0.36 pts · high 4.26% / low 3.90%
- Oct 2, 20264.26%▲ from 3.90%
- Sep 18, 20263.90%first recorded
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
24 Month IRA Certificate Special
$1,000
4.20%
▲ 1.16% above Oklahoma avg
▼
Rate4.12%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.04%▲ 1.16% above avgNationally 2.88%
Details
Rate History
1 change since Sep 24, 2026 · 3.85% → 4.20% ▲ 0.35 pts · high 4.20% / low 3.85%
- Oct 2, 20264.20%▲ from 3.85%
- Sep 24, 20263.85%first recorded
Community Bank Bristow, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
24 Month Certificate of deposit
$1,000
4.20%
▲ 1.16% above Oklahoma avg
▼
Rate4.14%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.04%▲ 1.16% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 4.20% APY · checked 2 times
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
24 Month Term Share (Certificate) / IRA
$0
4.15%
▲ 1.11% above Oklahoma avg
▼
Rate4.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.04%▲ 1.11% above avgNationally 2.88%
Details
Balance: $50,000 - $98,999.99
Rate History
1 change since Sep 18, 2026 · 3.80% → 4.15% ▲ 0.35 pts · high 4.15% / low 3.80%
- Oct 2, 20264.15%▲ from 3.80%
- Sep 18, 20263.80%first recorded
Bank of Commerce Duncan, OK
Institution Rating:
B+4.7 ★Texas Ratio: 18.17%
24 Month CD
$0
4.15%
▲ 1.11% above Oklahoma avg
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.04%▲ 1.11% above avgNationally 2.88%
Details
Interest Paid: Quarterly
Rate History
No change since Sep 14, 2026 · 4.15% APY · checked 7 times
Bank of Commerce Duncan, OK
Institution Rating:
B+4.7 ★Texas Ratio: 18.17%
24 Month IRA
$0
4.15%
▲ 1.11% above Oklahoma avg
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.04%▲ 1.11% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 4.15% APY · checked 3 times
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
24 Month Certificate of Deposit
$1,000
4.06%
▲ 1.02% above Oklahoma avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.04%▲ 1.02% above avgNationally 2.88%
Details
Balance: $100,000 & Over
Rate History
No change since Sep 14, 2026 · 4.06% APY · checked 6 times
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
24 Month Term Share (Certificate) / IRA
$0
4.05%
▲ 1.01% above Oklahoma avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.04%▲ 1.01% above avgNationally 2.88%
Details
Balance: $25,000 - $49,999.99
Rate History
1 change since Sep 18, 2026 · 3.70% → 4.05% ▲ 0.35 pts · high 4.05% / low 3.70%
- Oct 2, 20264.05%▲ from 3.70%
- Sep 18, 20263.70%first recorded
Regent Bank (OK)
Institution Rating:
A5.0 ★Texas Ratio: 13.71%
24 Month Certificate
$1,000
4.05%
▲ 1.01% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.04%▲ 1.01% above avgNationally 2.88%
Details
Limited time offer. Rates apply to new deposits only.
Rate History
No change since Sep 8, 2026 · 4.05% APY · checked 8 times
First Pryority Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
Certificates of Deposit (CDs) - 24 month
$1,000
4.05%
▲ 1.01% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.04%▲ 1.01% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 4.05% APY · checked 2 times
Red River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
24 Month IRA
$0
4.02%
▲ 0.98% above Oklahoma avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.04%▲ 0.98% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.87% → 4.02% ▲ 0.15 pts · high 4.02% / low 3.87%
- Sep 29, 20264.02%▲ from 3.87%
- Sep 14, 20263.87%first recorded
First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
24-month CD
$0
4.00%
▲ 0.96% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.04%▲ 0.96% above avgNationally 2.88%
Details
Rate History
No change since Sep 8, 2026 · 4.00% APY · checked 8 times
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
24 Month Certificates
$200,000
4.00%
▲ 0.96% above Oklahoma avg
▼
Rate3.94%
Min Deposit$200,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.04%▲ 0.96% above avgNationally 2.88%
Details
Rate History
1 change since Sep 18, 2026 · 3.60% → 4.00% ▲ 0.40 pts · high 4.00% / low 3.60%
- Sep 26, 20264.00%▲ from 3.60%
- Sep 18, 20263.60%first recorded
Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
24 Month Certificate
$2,000
3.97%
▲ 0.93% above Oklahoma avg
▼
Rate3.90%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Oklahoma Average3.04%▲ 0.93% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.97% APY · checked 5 times
Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
IRA / 24 Month Certificate
$2,000
3.97%
▲ 0.93% above Oklahoma avg
▼
Rate3.90%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Oklahoma Average3.04%▲ 0.93% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.97% APY · checked 6 times
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
24 Month Certificate of Deposit
$1,000
3.96%
▲ 0.92% above Oklahoma avg
▼
Rate3.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.04%▲ 0.92% above avgNationally 2.88%
Details
Balance: $25,000-$99,999
Rate History
No change since Sep 14, 2026 · 3.96% APY · checked 6 times
Security Bank and Trust Company
Institution Rating:
B+4.8 ★Texas Ratio: 17.45%
24 Month CD
$1,000
3.96%
▲ 0.92% above Oklahoma avg
▼
Rate3.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.04%▲ 0.92% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 3.96% APY · checked 2 times
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
24 Month Jumbo CD
$100,000
3.95%
▲ 0.91% above Oklahoma avg
▼
Rate3.88%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.04%▲ 0.91% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 3.95% APY · checked 3 times
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
24 Month Term Share (Certificate) / IRA
$0
3.94%
▲ 0.90% above Oklahoma avg
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.04%▲ 0.90% above avgNationally 2.88%
Details
Balance: $25,000 - $49,999.99; Early Withdrawal Penalty: 180 Days
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.94% ▲ 0.24 pts · high 3.94% / low 3.70%
- Oct 2, 20263.94%▲ from 3.70%
- Sep 18, 20263.70%first recorded
Red River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
24 Month Certificate (2 Year)
$0
3.92%
▲ 0.88% above Oklahoma avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.04%▲ 0.88% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.76% → 3.92% ▲ 0.16 pts · high 3.92% / low 3.76%
- Sep 29, 20263.92%▲ from 3.76%
- Sep 14, 20263.76%first recorded
First Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Share Certificate (CD) - 2 Year JUMBO
$0
3.90%
▲ 0.86% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.04%▲ 0.86% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.30% → 3.90% ▲ 0.60 pts · high 3.90% / low 3.30%
- Oct 5, 20263.90%▲ from 3.30%
- Sep 14, 20263.30%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Jumbo Certificates - 2 years
$0
3.89%
▲ 0.85% above Oklahoma avg
▼
Rate3.82%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average3.04%▲ 0.85% above avgNationally 2.88%
Details
Rate History
1 change since Sep 18, 2026 · 3.60% → 3.89% ▲ 0.29 pts · high 3.89% / low 3.60%
- Oct 1, 20263.89%▲ from 3.60%
- Sep 18, 20263.60%first recorded
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
24 Month Certificate of Deposit
$1,000
3.85%
▲ 0.81% above Oklahoma avg
▼
Rate3.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.04%▲ 0.81% above avgNationally 2.88%
Details
Balance: $1,000-$24,999
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 6 times
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
24 Month Term Share (Certificate) / IRA
$0
3.84%
▲ 0.80% above Oklahoma avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.04%▲ 0.80% above avgNationally 2.88%
Details
Balance: $10,000 - $24,999.99
Rate History
1 change since Sep 18, 2026 · 3.49% → 3.84% ▲ 0.35 pts · high 3.84% / low 3.49%
- Oct 2, 20263.84%▲ from 3.49%
- Sep 18, 20263.49%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
24 Month Certificate
$0
3.82%
▲ 0.78% above Oklahoma avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Oklahoma Average3.04%▲ 0.78% above avgNationally 2.88%
Details
Published APY range: 3.82%/3.80%.
Rate History
2 changes since Sep 14, 2026 · 3.70% → 3.82% ▲ 0.12 pts · high 3.82% / low 3.70%
- Oct 4, 20263.82%▲ from 3.77%
- Sep 25, 20263.77%▲ from 3.70%
- Sep 14, 20263.70%first recorded
Security Bank Tulsa, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
24 Month Certificate
$2,000
3.80%
▲ 0.76% above Oklahoma avg
▼
Rate3.75%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average3.04%▲ 0.76% above avgNationally 2.88%
Details
Must maintain a minimum daily balance of $2,000 in the account each day to obtain the disclosed annual percentage yield. APY on CDs assumes interest is compounded quarterly and stays on deposit until maturity. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal from a Certificate of Deposit.
Rate History
1 change since Sep 11, 2026 · 3.55% → 3.80% ▲ 0.25 pts · high 3.80% / low 3.55%
- Oct 7, 20263.80%▲ from 3.55%
- Sep 11, 20263.55%first recorded
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
24 Month Certificates
$50,000
3.80%
▲ 0.76% above Oklahoma avg
▼
Rate3.75%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.04%▲ 0.76% above avgNationally 2.88%
Details
Rate History
1 change since Sep 18, 2026 · 3.40% → 3.80% ▲ 0.40 pts · high 3.80% / low 3.40%
- Sep 26, 20263.80%▲ from 3.40%
- Sep 18, 20263.40%first recorded
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
24 Month Roth IRA Certificates
$1,000
3.80%
▲ 0.76% above Oklahoma avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.04%▲ 0.76% above avgNationally 2.88%
Details
Rate History
1 change since Sep 18, 2026 · 3.40% → 3.80% ▲ 0.40 pts · high 3.80% / low 3.40%
- Sep 26, 20263.80%▲ from 3.40%
- Sep 18, 20263.40%first recorded
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
24 Month Traditional IRA Certificates
$1,000
3.80%
▲ 0.76% above Oklahoma avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.04%▲ 0.76% above avgNationally 2.88%
Details
Rate History
1 change since Sep 18, 2026 · 3.40% → 3.80% ▲ 0.40 pts · high 3.80% / low 3.40%
- Sep 26, 20263.80%▲ from 3.40%
- Sep 18, 20263.40%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Junior Jumbo Certificates - 2 years
$0
3.78%
▲ 0.74% above Oklahoma avg
▼
Rate3.72%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average3.04%▲ 0.74% above avgNationally 2.88%
Details
Rate History
1 change since Sep 18, 2026 · 3.49% → 3.78% ▲ 0.29 pts · high 3.78% / low 3.49%
- Oct 1, 20263.78%▲ from 3.49%
- Sep 18, 20263.49%first recorded
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
24 Month Share Certificate
$100,000
3.76%
▲ 0.72% above Oklahoma avg
▼
Rate3.70%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.04%▲ 0.72% above avgNationally 2.88%
Details
Share Certificates ($100,000 and Over)
Rate History
No change since Oct 9, 2026 · 3.76% APY
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
24 Month Term Share (Certificate) / IRA
$0
3.74%
▲ 0.70% above Oklahoma avg
▼
Rate3.68%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.04%▲ 0.70% above avgNationally 2.88%
Details
Balance: $10,000 - $24,999.99; Early Withdrawal Penalty: 180 Days
Rate History
1 change since Sep 18, 2026 · 3.49% → 3.74% ▲ 0.25 pts · high 3.74% / low 3.49%
- Oct 2, 20263.74%▲ from 3.49%
- Sep 18, 20263.49%first recorded
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
24 Month CD
$1,000
3.70%
▲ 0.66% above Oklahoma avg
▼
Rate3.63%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.04%▲ 0.66% above avgNationally 2.88%
Details
Rate History
1 change since Sep 19, 2026 · 3.35% → 3.70% ▲ 0.35 pts · high 3.70% / low 3.35%
- Oct 2, 20263.70%▲ from 3.35%
- Sep 19, 20263.35%first recorded
First Security B&T Co.
Institution Rating:
F1.0 ★Texas Ratio: 111.10%
24 Month CD
$1,000
3.70%
▲ 0.66% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 2, 2026
Oklahoma Average3.04%▲ 0.66% above avgNationally 2.88%
Details
APY accurate as of 10/01/26 - 11/20/26. Minimum $1,000.00 to open and obtain the APY. Early withdrawal penalty may apply.
Rate History
No change since Oct 2, 2026 · 3.70% APY
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
24 Month Term Share (Certificate) / IRA
$0
3.69%
▲ 0.65% above Oklahoma avg
▼
Rate3.63%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.04%▲ 0.65% above avgNationally 2.88%
Details
Balance: $1,000 - $9,999.99
Rate History
1 change since Sep 18, 2026 · 3.34% → 3.69% ▲ 0.35 pts · high 3.69% / low 3.34%
- Oct 2, 20263.69%▲ from 3.34%
- Sep 18, 20263.34%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Certificates - 2 years
$0
3.68%
▲ 0.64% above Oklahoma avg
▼
Rate3.62%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average3.04%▲ 0.64% above avgNationally 2.88%
Details
Rate History
1 change since Sep 18, 2026 · 3.39% → 3.68% ▲ 0.29 pts · high 3.68% / low 3.39%
- Oct 1, 20263.68%▲ from 3.39%
- Sep 18, 20263.39%first recorded
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
24-month Jumbo Boost Certificate
$100,000
3.65%
▲ 0.61% above Oklahoma avg
▼
Rate3.60%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.04%▲ 0.61% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.40% → 3.65% ▲ 0.25 pts · high 3.65% / low 3.40%
- Oct 5, 20263.65%▲ from 3.40%
- Sep 14, 20263.40%first recorded
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
24-month Jumbo Certificate
$100,000
3.65%
▲ 0.61% above Oklahoma avg
▼
Rate3.60%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.04%▲ 0.61% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.40% → 3.65% ▲ 0.25 pts · high 3.65% / low 3.40%
- Oct 5, 20263.65%▲ from 3.40%
- Sep 14, 20263.40%first recorded
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
24-month Jumbo IRA Certificate
$100,000
3.65%
▲ 0.61% above Oklahoma avg
▼
Rate3.60%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.04%▲ 0.61% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.40% → 3.65% ▲ 0.25 pts · high 3.65% / low 3.40%
- Oct 5, 20263.65%▲ from 3.40%
- Sep 14, 20263.40%first recorded
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
24 Month Share Certificate
$1,000
3.65%
▲ 0.61% above Oklahoma avg
▼
Rate3.60%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.04%▲ 0.61% above avgNationally 2.88%
Details
Share Certificates ($1,000 - $99,999)
Rate History
No change since Oct 9, 2026 · 3.65% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
24 Month ESA EasyStart Certificate
$50
3.60%
▲ 0.56% above Oklahoma avg
▼
Rate3.54%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average3.04%▲ 0.56% above avgNationally 2.88%
Details
EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 3.60% APY · checked 2 times
OCB Oklahoma Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
24 Month Certificate of Deposit
$1,000
3.60%
▲ 0.56% above Oklahoma avg
▼
Rate3.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.04%▲ 0.56% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 3.60% APY · checked 2 times
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
2 Year IRA/Share Certificate
$1,000
3.60%
▲ 0.56% above Oklahoma avg
▼
Rate3.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average3.04%▲ 0.56% above avgNationally 2.88%
Details
Rate History
No change since Sep 25, 2026 · 3.60% APY · checked 4 times
First Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Share Certificate (CD) - 2 Year
$0
3.60%
▲ 0.56% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.04%▲ 0.56% above avgNationally 2.88%
Details
Rate History
2 changes since Sep 14, 2026 · 3.00% → 3.60% ▲ 0.60 pts · high 3.60% / low 3.00%
- Oct 5, 20263.60%▲ from 3.30%
- Sep 18, 20263.30%▲ from 3.00%
- Sep 14, 20263.00%first recorded
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
24 Month Certificates
$1,000
3.60%
▲ 0.56% above Oklahoma avg
▼
Rate3.55%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.04%▲ 0.56% above avgNationally 2.88%
Details
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.60% ▲ 0.40 pts · high 3.60% / low 3.20%
- Sep 26, 20263.60%▲ from 3.20%
- Sep 18, 20263.20%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
24 Month Term Share (Certificate) / IRA
$0
3.58%
▲ 0.54% above Oklahoma avg
▼
Rate3.53%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.04%▲ 0.54% above avgNationally 2.88%
Details
Balance: $1,000 - $9,999.99; Early Withdrawal Penalty: 180 Days
Rate History
1 change since Sep 18, 2026 · 3.34% → 3.58% ▲ 0.24 pts · high 3.58% / low 3.34%
- Oct 2, 20263.58%▲ from 3.34%
- Sep 18, 20263.34%first recorded
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Jumbo Share Certificate 24 Months
$0
3.56%
▲ 0.52% above Oklahoma avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average3.04%▲ 0.52% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 8 times
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
24 Month Certificate
$500
3.50%
▲ 0.46% above Oklahoma avg
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average3.04%▲ 0.46% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.00% → 3.50% ▲ 0.50 pts · high 3.50% / low 3.00%
- Oct 7, 20263.50%▲ from 3.00%
- Sep 14, 20263.00%first recorded
Kendrick 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MapleMark Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
36 Month CD
$0
4.40%
▲ 1.44% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.96%▲ 1.44% above avgNationally 2.81%
Details
Rate History
No change since Sep 18, 2026 · 4.40% APY · checked 6 times
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
36 Month Term Share (Certificate) / IRA
$0
4.31%
▲ 1.35% above Oklahoma avg
▼
Rate4.23%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.96%▲ 1.35% above avgNationally 2.81%
Details
Balance: $99,000 and over
Rate History
1 change since Sep 18, 2026 · 3.90% → 4.31% ▲ 0.41 pts · high 4.31% / low 3.90%
- Oct 2, 20264.31%▲ from 3.90%
- Sep 18, 20263.90%first recorded
First Pryority Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
Certificates of Deposit (CDs) - 36 month
$1,000
4.25%
▲ 1.29% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.96%▲ 1.29% above avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
Bank of Commerce Duncan, OK
Institution Rating:
B+4.7 ★Texas Ratio: 18.17%
36 Month IRA
$0
4.25%
▲ 1.29% above Oklahoma avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average2.96%▲ 1.29% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 3 times
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Jumbo Certificates - 3 years
$0
4.24%
▲ 1.28% above Oklahoma avg
▼
Rate4.16%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average2.96%▲ 1.28% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.24% ▲ 0.33 pts · high 4.24% / low 3.91%
- Oct 1, 20264.24%▲ from 3.91%
- Sep 18, 20263.91%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
36 Month Term Share (Certificate) / IRA
$0
4.20%
▲ 1.24% above Oklahoma avg
▼
Rate4.13%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.96%▲ 1.24% above avgNationally 2.81%
Details
Balance: $50,000 - $98,999.99
Rate History
1 change since Sep 18, 2026 · 3.80% → 4.20% ▲ 0.40 pts · high 4.20% / low 3.80%
- Oct 2, 20264.20%▲ from 3.80%
- Sep 18, 20263.80%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$100,000
4.15%
▲ 1.19% above Oklahoma avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average2.96%▲ 1.19% above avgNationally 2.81%
Details
Balance: $100,000 and over; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 4.15% APY · checked 3 times
Bank of Commerce Duncan, OK
Institution Rating:
B+4.7 ★Texas Ratio: 18.17%
36 Month CD
$0
4.15%
▲ 1.19% above Oklahoma avg
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average2.96%▲ 1.19% above avgNationally 2.81%
Details
Interest Paid: Quarterly
Rate History
No change since Sep 14, 2026 · 4.15% APY · checked 7 times
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Junior Jumbo Certificates - 3 years
$0
4.14%
▲ 1.18% above Oklahoma avg
▼
Rate4.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average2.96%▲ 1.18% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.80% → 4.14% ▲ 0.34 pts · high 4.14% / low 3.80%
- Oct 1, 20264.14%▲ from 3.80%
- Sep 18, 20263.80%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$1,000
4.10%
▲ 1.14% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average2.96%▲ 1.14% above avgNationally 2.81%
Details
Balance: $1,000 - $19,999.99; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 4.10% APY · checked 3 times
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
36 Month Term Share (Certificate) / IRA
$0
4.10%
▲ 1.14% above Oklahoma avg
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.96%▲ 1.14% above avgNationally 2.81%
Details
Balance: $25,000 - $49,999.99
Rate History
1 change since Sep 18, 2026 · 3.70% → 4.10% ▲ 0.40 pts · high 4.10% / low 3.70%
- Oct 2, 20264.10%▲ from 3.70%
- Sep 18, 20263.70%first recorded
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
36 Month Certificates
$200,000
4.10%
▲ 1.14% above Oklahoma avg
▼
Rate4.04%
Min Deposit$200,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.96%▲ 1.14% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.60% → 4.10% ▲ 0.50 pts · high 4.10% / low 3.60%
- Sep 26, 20264.10%▲ from 3.60%
- Sep 18, 20263.60%first recorded
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
36 Month Escalator CD
$1,000
4.06%
▲ 1.10% above Oklahoma avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.96%▲ 1.10% above avgNationally 2.81%
Details
Balance: $100,000 & Over
Rate History
No change since Sep 24, 2026 · 4.06% APY · checked 5 times
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Certificates - 3 years
$0
4.03%
▲ 1.07% above Oklahoma avg
▼
Rate3.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average2.96%▲ 1.07% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.70% → 4.03% ▲ 0.33 pts · high 4.03% / low 3.70%
- Oct 1, 20264.03%▲ from 3.70%
- Sep 18, 20263.70%first recorded
Red River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
36 Month IRA
$0
4.02%
▲ 1.06% above Oklahoma avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.96%▲ 1.06% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.87% → 4.02% ▲ 0.15 pts · high 4.02% / low 3.87%
- Sep 29, 20264.02%▲ from 3.87%
- Sep 14, 20263.87%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
36 Month Term Share (Certificate) / IRA
$0
4.00%
▲ 1.04% above Oklahoma avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.96%▲ 1.04% above avgNationally 2.81%
Details
Balance: $25,000 - $49,999.99; Early Withdrawal Penalty: 240 Days
Rate History
1 change since Sep 18, 2026 · 3.70% → 4.00% ▲ 0.30 pts · high 4.00% / low 3.70%
- Oct 2, 20264.00%▲ from 3.70%
- Sep 18, 20263.70%first recorded
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
36 Month Escalator CD
$1,000
3.96%
▲ 1.00% above Oklahoma avg
▼
Rate3.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.96%▲ 1.00% above avgNationally 2.81%
Details
Balance: $25,000-$99,999
Rate History
No change since Sep 24, 2026 · 3.96% APY · checked 5 times
Red River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
36 Month Certificate (3 Year)
$0
3.92%
▲ 0.96% above Oklahoma avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.96%▲ 0.96% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.76% → 3.92% ▲ 0.16 pts · high 3.92% / low 3.76%
- Sep 29, 20263.92%▲ from 3.76%
- Sep 14, 20263.76%first recorded
First Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Share Certificate (CD) - 3 Year JUMBO
$0
3.90%
▲ 0.94% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.96%▲ 0.94% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.30% → 3.90% ▲ 0.60 pts · high 3.90% / low 3.30%
- Oct 5, 20263.90%▲ from 3.30%
- Sep 14, 20263.30%first recorded
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
36 Month Certificates
$50,000
3.90%
▲ 0.94% above Oklahoma avg
▼
Rate3.84%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.96%▲ 0.94% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.40% → 3.90% ▲ 0.50 pts · high 3.90% / low 3.40%
- Sep 26, 20263.90%▲ from 3.40%
- Sep 18, 20263.40%first recorded
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
36 Month Roth IRA Certificates
$1,000
3.90%
▲ 0.94% above Oklahoma avg
▼
Rate3.84%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.96%▲ 0.94% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.40% → 3.90% ▲ 0.50 pts · high 3.90% / low 3.40%
- Sep 26, 20263.90%▲ from 3.40%
- Sep 18, 20263.40%first recorded
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
36 Month Traditional IRA Certificates
$1,000
3.90%
▲ 0.94% above Oklahoma avg
▼
Rate3.84%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.96%▲ 0.94% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.40% → 3.90% ▲ 0.50 pts · high 3.90% / low 3.40%
- Sep 26, 20263.90%▲ from 3.40%
- Sep 18, 20263.40%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
36 Month Term Share (Certificate) / IRA
$0
3.89%
▲ 0.93% above Oklahoma avg
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.96%▲ 0.93% above avgNationally 2.81%
Details
Balance: $10,000 - $24,999.99
Rate History
1 change since Sep 18, 2026 · 3.49% → 3.89% ▲ 0.40 pts · high 3.89% / low 3.49%
- Oct 2, 20263.89%▲ from 3.49%
- Sep 18, 20263.49%first recorded
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
36 Month Escalator CD
$1,000
3.85%
▲ 0.89% above Oklahoma avg
▼
Rate3.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.96%▲ 0.89% above avgNationally 2.81%
Details
Balance: $1,000-$24,999
Rate History
No change since Sep 24, 2026 · 3.85% APY · checked 5 times
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
Certificate Accounts and IRA Certificates - 36 Month
$0
3.85%
▲ 0.89% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.96%▲ 0.89% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.85% ▲ 0.60 pts · high 3.85% / low 3.25%
- Oct 9, 20263.85%▲ from 3.25%
- Sep 14, 20263.25%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
36 Month Certificate
$0
3.82%
▲ 0.86% above Oklahoma avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Oklahoma Average2.96%▲ 0.86% above avgNationally 2.81%
Details
Published APY range: 3.82%/3.80%.
Rate History
2 changes since Sep 14, 2026 · 3.45% → 3.82% ▲ 0.37 pts · high 3.82% / low 3.45%
- Oct 4, 20263.82%▲ from 3.51%
- Sep 25, 20263.51%▲ from 3.45%
- Sep 14, 20263.45%first recorded
Security Bank Tulsa, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
36 Month Certificate
$2,000
3.80%
▲ 0.84% above Oklahoma avg
▼
Rate3.75%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.96%▲ 0.84% above avgNationally 2.81%
Details
Must maintain a minimum daily balance of $2,000 in the account each day to obtain the disclosed annual percentage yield. APY on CDs assumes interest is compounded quarterly and stays on deposit until maturity. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal from a Certificate of Deposit.
Rate History
1 change since Sep 11, 2026 · 3.55% → 3.80% ▲ 0.25 pts · high 3.80% / low 3.55%
- Oct 7, 20263.80%▲ from 3.55%
- Sep 11, 20263.55%first recorded
Security Bank and Trust Company
Institution Rating:
B+4.8 ★Texas Ratio: 17.45%
36 Month CD
$1,000
3.80%
▲ 0.84% above Oklahoma avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average2.96%▲ 0.84% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 3.80% APY · checked 2 times
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
36 Month Share Certificate
$100,000
3.80%
▲ 0.84% above Oklahoma avg
▼
Rate3.74%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.96%▲ 0.84% above avgNationally 2.81%
Details
Share Certificates ($100,000 and Over)
Rate History
No change since Oct 9, 2026 · 3.80% APY
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
36 Month Term Share (Certificate) / IRA
$0
3.79%
▲ 0.83% above Oklahoma avg
▼
Rate3.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.96%▲ 0.83% above avgNationally 2.81%
Details
Balance: $10,000 - $24,999.99; Early Withdrawal Penalty: 240 Days
Rate History
1 change since Sep 18, 2026 · 3.49% → 3.79% ▲ 0.30 pts · high 3.79% / low 3.49%
- Oct 2, 20263.79%▲ from 3.49%
- Sep 18, 20263.49%first recorded
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
36 Month IRA Plus Certificates
$0
3.75%
▲ 0.79% above Oklahoma avg
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.96%▲ 0.79% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
36 Month Share Certificates Plus
$0
3.75%
▲ 0.79% above Oklahoma avg
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.96%▲ 0.79% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
36 Month Term Share (Certificate) / IRA
$0
3.74%
▲ 0.78% above Oklahoma avg
▼
Rate3.68%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.96%▲ 0.78% above avgNationally 2.81%
Details
Balance: $1,000 - $9,999.99
Rate History
1 change since Sep 18, 2026 · 3.34% → 3.74% ▲ 0.40 pts · high 3.74% / low 3.34%
- Oct 2, 20263.74%▲ from 3.34%
- Sep 18, 20263.34%first recorded
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
36 Month Share Certificate
$1,000
3.70%
▲ 0.74% above Oklahoma avg
▼
Rate3.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.96%▲ 0.74% above avgNationally 2.81%
Details
Share Certificates ($1,000 - $99,999)
Rate History
No change since Oct 9, 2026 · 3.70% APY
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
36 Month Certificates
$1,000
3.70%
▲ 0.74% above Oklahoma avg
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.96%▲ 0.74% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.70% ▲ 0.50 pts · high 3.70% / low 3.20%
- Sep 26, 20263.70%▲ from 3.20%
- Sep 18, 20263.20%first recorded
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
36 Month Certificate of Deposit
$100,000
3.65%
▲ 0.69% above Oklahoma avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.96%▲ 0.69% above avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 3.65% APY · checked 2 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
36 Month IRA Certificate
$100,000
3.65%
▲ 0.69% above Oklahoma avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.96%▲ 0.69% above avgNationally 2.81%
Details
Rate History
1 change since Oct 2, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
- Oct 7, 20263.65%▲ from 3.50%
- Oct 2, 20263.50%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
36 Month Term Share (Certificate) / IRA
$0
3.63%
▲ 0.67% above Oklahoma avg
▼
Rate3.58%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.96%▲ 0.67% above avgNationally 2.81%
Details
Balance: $1,000 - $9,999.99; Early Withdrawal Penalty: 240 Days
Rate History
1 change since Sep 18, 2026 · 3.34% → 3.63% ▲ 0.29 pts · high 3.63% / low 3.34%
- Oct 2, 20263.63%▲ from 3.34%
- Sep 18, 20263.34%first recorded
First Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Share Certificate (CD) - 3 Year
$0
3.60%
▲ 0.64% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.96%▲ 0.64% above avgNationally 2.81%
Details
Rate History
2 changes since Sep 14, 2026 · 3.00% → 3.60% ▲ 0.60 pts · high 3.60% / low 3.00%
- Oct 5, 20263.60%▲ from 3.30%
- Sep 18, 20263.30%▲ from 3.00%
- Sep 14, 20263.00%first recorded
Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
Share Certificate Account - 36 Month
$1,000
3.55%
▲ 0.59% above Oklahoma avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Oklahoma Average2.96%▲ 0.59% above avgNationally 2.81%
Details
Jumbo Rate ($50,000+): 3.75% APY*: 3.80%
Rate History
No change since Oct 8, 2026 · 3.55% APY
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
36 Month IRA Certificate
$0
3.55%
▲ 0.59% above Oklahoma avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.96%▲ 0.59% above avgNationally 2.81%
Details
Rate History
No change since Oct 5, 2026 · 3.55% APY · checked 2 times
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
36 Month Share Certificate
$0
3.55%
▲ 0.59% above Oklahoma avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.96%▲ 0.59% above avgNationally 2.81%
Details
Rate History
No change since Oct 5, 2026 · 3.55% APY · checked 2 times
Energize Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
36 Month CD 36
$1,000
3.55%
▲ 0.59% above Oklahoma avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.96%▲ 0.59% above avgNationally 2.81%
Details
Rate History
No change since Oct 9, 2026 · 3.55% APY
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
36 Month Certificate of Deposit
$1,000
3.50%
▲ 0.54% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.96%▲ 0.54% above avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
36 Month IRA Certificate
$1,000
3.50%
▲ 0.54% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.96%▲ 0.54% above avgNationally 2.81%
Details
Rate History
1 change since Oct 2, 2026 · 3.25% → 3.50% ▲ 0.25 pts · high 3.50% / low 3.25%
- Oct 7, 20263.50%▲ from 3.25%
- Oct 2, 20263.25%first recorded
OCB Oklahoma Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
36 Month Certificate of Deposit
$1,000
3.50%
▲ 0.54% above Oklahoma avg
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average2.96%▲ 0.54% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 3.50% APY · checked 2 times
Vio Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
36 Month CD
$500
3.50%
▲ 0.54% above Oklahoma avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average2.96%▲ 0.54% above avgNationally 2.81%
Details
Rate History
No change since Oct 6, 2026 · 3.50% APY · checked 2 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
36 Month Certificate of Deposit
$100,000
3.40%
▲ 0.44% above Oklahoma avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.96%▲ 0.44% above avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 3.40% APY · checked 2 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
36 Month IRA Certificate
$100,000
3.40%
▲ 0.44% above Oklahoma avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.96%▲ 0.44% above avgNationally 2.81%
Details
Rate History
1 change since Oct 2, 2026 · 3.50% → 3.40% ▼ 0.10 pts · high 3.50% / low 3.40%
- Oct 7, 20263.40%▼ from 3.50%
- Oct 2, 20263.50%first recorded
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
36 Month CD
$1,000
3.40%
▲ 0.44% above Oklahoma avg
▼
Rate3.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.96%▲ 0.44% above avgNationally 2.81%
Details
Rate History
1 change since Sep 8, 2026 · 3.05% → 3.40% ▲ 0.35 pts · high 3.40% / low 3.05%
- Oct 7, 20263.40%▲ from 3.05%
- Sep 8, 20263.05%first recorded
Kendrick 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Jumbo Certificates - 4 years
$0
4.47%
▲ 1.53% above Oklahoma avg
▼
Rate4.38%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average2.94%▲ 1.53% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 4.12% → 4.47% ▲ 0.35 pts · high 4.47% / low 4.12%
- Oct 1, 20264.47%▲ from 4.12%
- Sep 18, 20264.12%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
48 Month Term Share (Certificate) / IRA
$0
4.36%
▲ 1.42% above Oklahoma avg
▼
Rate4.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.94%▲ 1.42% above avgNationally 2.81%
Details
Balance: $99,000 and over
Rate History
1 change since Sep 18, 2026 · 3.96% → 4.36% ▲ 0.40 pts · high 4.36% / low 3.96%
- Oct 2, 20264.36%▲ from 3.96%
- Sep 18, 20263.96%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Junior Jumbo Certificates - 4 years
$0
4.36%
▲ 1.42% above Oklahoma avg
▼
Rate4.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average2.94%▲ 1.42% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 4.01% → 4.36% ▲ 0.35 pts · high 4.36% / low 4.01%
- Oct 1, 20264.36%▲ from 4.01%
- Sep 18, 20264.01%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
48 Month Term Share (Certificate) / IRA
$0
4.26%
▲ 1.32% above Oklahoma avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.94%▲ 1.32% above avgNationally 2.81%
Details
Balance: $50,000 - $98,999.99
Rate History
1 change since Sep 18, 2026 · 3.85% → 4.26% ▲ 0.41 pts · high 4.26% / low 3.85%
- Oct 2, 20264.26%▲ from 3.85%
- Sep 18, 20263.85%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Certificates - 4 years
$0
4.26%
▲ 1.32% above Oklahoma avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average2.94%▲ 1.32% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.26% ▲ 0.35 pts · high 4.26% / low 3.91%
- Oct 1, 20264.26%▲ from 3.91%
- Sep 18, 20263.91%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
48 Month Term Share (Certificate) / IRA
$0
4.15%
▲ 1.21% above Oklahoma avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.94%▲ 1.21% above avgNationally 2.81%
Details
Balance: $25,000 - $49,999.99
Rate History
1 change since Sep 18, 2026 · 3.75% → 4.15% ▲ 0.40 pts · high 4.15% / low 3.75%
- Oct 2, 20264.15%▲ from 3.75%
- Sep 18, 20263.75%first recorded
Bank of Commerce Duncan, OK
Institution Rating:
B+4.7 ★Texas Ratio: 18.17%
48 Month CD
$0
4.15%
▲ 1.21% above Oklahoma avg
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average2.94%▲ 1.21% above avgNationally 2.81%
Details
Interest Paid: Quarterly
Rate History
No change since Sep 14, 2026 · 4.15% APY · checked 7 times
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
48 Month Certificates
$200,000
4.15%
▲ 1.21% above Oklahoma avg
▼
Rate4.09%
Min Deposit$200,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.94%▲ 1.21% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.70% → 4.15% ▲ 0.45 pts · high 4.15% / low 3.70%
- Sep 26, 20264.15%▲ from 3.70%
- Sep 18, 20263.70%first recorded
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
48 Month Certificate of Deposit
$1,000
4.06%
▲ 1.12% above Oklahoma avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.94%▲ 1.12% above avgNationally 2.81%
Details
Balance: $25,000-$99,999
Rate History
No change since Sep 14, 2026 · 4.06% APY · checked 6 times
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
48 Month Term Share (Certificate) / IRA
$0
4.05%
▲ 1.11% above Oklahoma avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.94%▲ 1.11% above avgNationally 2.81%
Details
Balance: $25,000 - $49,999.99; Early Withdrawal Penalty: 300 Days
Rate History
1 change since Sep 18, 2026 · 3.75% → 4.05% ▲ 0.30 pts · high 4.05% / low 3.75%
- Oct 2, 20264.05%▲ from 3.75%
- Sep 18, 20263.75%first recorded
Red River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
48 Month IRA
$0
4.02%
▲ 1.08% above Oklahoma avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.94%▲ 1.08% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.82% → 4.02% ▲ 0.20 pts · high 4.02% / low 3.82%
- Sep 29, 20264.02%▲ from 3.82%
- Sep 14, 20263.82%first recorded
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
48 Month Certificate of Deposit
$1,000
3.96%
▲ 1.02% above Oklahoma avg
▼
Rate3.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.94%▲ 1.02% above avgNationally 2.81%
Details
Balance: $1,000-$24,999
Rate History
No change since Sep 14, 2026 · 3.96% APY · checked 6 times
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
48 Month Certificates
$50,000
3.95%
▲ 1.01% above Oklahoma avg
▼
Rate3.89%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.94%▲ 1.01% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.50% → 3.95% ▲ 0.45 pts · high 3.95% / low 3.50%
- Sep 26, 20263.95%▲ from 3.50%
- Sep 18, 20263.50%first recorded
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
48 Month Roth IRA Certificates
$1,000
3.95%
▲ 1.01% above Oklahoma avg
▼
Rate3.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.94%▲ 1.01% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.50% → 3.95% ▲ 0.45 pts · high 3.95% / low 3.50%
- Sep 26, 20263.95%▲ from 3.50%
- Sep 18, 20263.50%first recorded
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
48 Month Traditional IRA Certificates
$1,000
3.95%
▲ 1.01% above Oklahoma avg
▼
Rate3.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.94%▲ 1.01% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.50% → 3.95% ▲ 0.45 pts · high 3.95% / low 3.50%
- Sep 26, 20263.95%▲ from 3.50%
- Sep 18, 20263.50%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
48 Month Term Share (Certificate) / IRA
$0
3.94%
▲ 1.00% above Oklahoma avg
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.94%▲ 1.00% above avgNationally 2.81%
Details
Balance: $10,000 - $24,999.99
Rate History
1 change since Sep 18, 2026 · 3.54% → 3.94% ▲ 0.40 pts · high 3.94% / low 3.54%
- Oct 2, 20263.94%▲ from 3.54%
- Sep 18, 20263.54%first recorded
Red River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
48 Month Certificate (4 Year)
$0
3.92%
▲ 0.98% above Oklahoma avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.94%▲ 0.98% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.72% → 3.92% ▲ 0.20 pts · high 3.92% / low 3.72%
- Sep 29, 20263.92%▲ from 3.72%
- Sep 14, 20263.72%first recorded
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month IRA Certificate
$100,000
3.90%
▲ 0.96% above Oklahoma avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.94%▲ 0.96% above avgNationally 2.81%
Details
Rate History
1 change since Oct 2, 2026 · 3.75% → 3.90% ▲ 0.15 pts · high 3.90% / low 3.75%
- Oct 7, 20263.90%▲ from 3.75%
- Oct 2, 20263.75%first recorded
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
Certificate Accounts and IRA Certificates - 48 Month
$0
3.90%
▲ 0.96% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.94%▲ 0.96% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.90% ▲ 0.65 pts · high 3.90% / low 3.25%
- Oct 9, 20263.90%▲ from 3.25%
- Sep 14, 20263.25%first recorded
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
48 Month IRA Plus Certificates
$0
3.85%
▲ 0.91% above Oklahoma avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.94%▲ 0.91% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 6 times
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
48 Month Share Certificates Plus
$0
3.85%
▲ 0.91% above Oklahoma avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.94%▲ 0.91% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 6 times
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
48 Month Share Certificate
$100,000
3.85%
▲ 0.91% above Oklahoma avg
▼
Rate3.79%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.94%▲ 0.91% above avgNationally 2.81%
Details
Share Certificates ($100,000 and Over)
Rate History
No change since Oct 9, 2026 · 3.85% APY
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
48 Month Term Share (Certificate) / IRA
$0
3.84%
▲ 0.90% above Oklahoma avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.94%▲ 0.90% above avgNationally 2.81%
Details
Balance: $10,000 - $24,999.99; Early Withdrawal Penalty: 300 Days
Rate History
1 change since Sep 18, 2026 · 3.54% → 3.84% ▲ 0.30 pts · high 3.84% / low 3.54%
- Oct 2, 20263.84%▲ from 3.54%
- Sep 18, 20263.54%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
48 Month Certificate
$0
3.82%
▲ 0.88% above Oklahoma avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Oklahoma Average2.94%▲ 0.88% above avgNationally 2.81%
Details
Published APY range: 3.82%/3.80%.
Rate History
2 changes since Sep 14, 2026 · 3.45% → 3.82% ▲ 0.37 pts · high 3.82% / low 3.45%
- Oct 4, 20263.82%▲ from 3.51%
- Sep 25, 20263.51%▲ from 3.45%
- Sep 14, 20263.45%first recorded
Security Bank Tulsa, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
48 Month Certificate
$2,000
3.80%
▲ 0.86% above Oklahoma avg
▼
Rate3.75%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.94%▲ 0.86% above avgNationally 2.81%
Details
Must maintain a minimum daily balance of $2,000 in the account each day to obtain the disclosed annual percentage yield. APY on CDs assumes interest is compounded quarterly and stays on deposit until maturity. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal from a Certificate of Deposit.
Rate History
1 change since Sep 11, 2026 · 3.55% → 3.80% ▲ 0.25 pts · high 3.80% / low 3.55%
- Oct 7, 20263.80%▲ from 3.55%
- Sep 11, 20263.55%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
48 Month Term Share (Certificate) / IRA
$0
3.79%
▲ 0.85% above Oklahoma avg
▼
Rate3.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.94%▲ 0.85% above avgNationally 2.81%
Details
Balance: $1,000 - $9,999.99
Rate History
1 change since Sep 18, 2026 · 3.39% → 3.79% ▲ 0.40 pts · high 3.79% / low 3.39%
- Oct 2, 20263.79%▲ from 3.39%
- Sep 18, 20263.39%first recorded
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month IRA Certificate
$1,000
3.75%
▲ 0.81% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.94%▲ 0.81% above avgNationally 2.81%
Details
Rate History
1 change since Oct 2, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
- Oct 7, 20263.75%▲ from 3.50%
- Oct 2, 20263.50%first recorded
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
48 Month Share Certificate
$1,000
3.75%
▲ 0.81% above Oklahoma avg
▼
Rate3.69%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.94%▲ 0.81% above avgNationally 2.81%
Details
Share Certificates ($1,000 - $99,999)
Rate History
No change since Oct 9, 2026 · 3.75% APY
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
48 Month Certificates
$1,000
3.75%
▲ 0.81% above Oklahoma avg
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.94%▲ 0.81% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.30% → 3.75% ▲ 0.45 pts · high 3.75% / low 3.30%
- Sep 26, 20263.75%▲ from 3.30%
- Sep 18, 20263.30%first recorded
Security Bank and Trust Company
Institution Rating:
B+4.8 ★Texas Ratio: 17.45%
48 Month CD
$1,000
3.70%
▲ 0.76% above Oklahoma avg
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average2.94%▲ 0.76% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 3.70% APY · checked 2 times
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
48 Month Term Share (Certificate) / IRA
$0
3.69%
▲ 0.75% above Oklahoma avg
▼
Rate3.63%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.94%▲ 0.75% above avgNationally 2.81%
Details
Balance: $1,000 - $9,999.99; Early Withdrawal Penalty: 300 Days
Rate History
1 change since Sep 18, 2026 · 3.39% → 3.69% ▲ 0.30 pts · high 3.69% / low 3.39%
- Oct 2, 20263.69%▲ from 3.39%
- Sep 18, 20263.39%first recorded
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month Certificate of Deposit
$100,000
3.65%
▲ 0.71% above Oklahoma avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.94%▲ 0.71% above avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 3.65% APY · checked 2 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month IRA Certificate
$100,000
3.65%
▲ 0.71% above Oklahoma avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.94%▲ 0.71% above avgNationally 2.81%
Details
Rate History
1 change since Oct 2, 2026 · 3.75% → 3.65% ▼ 0.10 pts · high 3.75% / low 3.65%
- Oct 7, 20263.65%▼ from 3.75%
- Oct 2, 20263.75%first recorded
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
48 Month IRA Certificate
$0
3.65%
▲ 0.71% above Oklahoma avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.94%▲ 0.71% above avgNationally 2.81%
Details
Rate History
No change since Oct 5, 2026 · 3.65% APY · checked 2 times
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
48 Month Share Certificate
$0
3.65%
▲ 0.71% above Oklahoma avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.94%▲ 0.71% above avgNationally 2.81%
Details
Rate History
No change since Oct 5, 2026 · 3.65% APY · checked 2 times
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
48 Month Jumbo CD
$100,000
3.55%
▲ 0.61% above Oklahoma avg
▼
Rate3.49%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.94%▲ 0.61% above avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 3.55% APY · checked 3 times
Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
Share Certificate Account - 48 Month
$1,000
3.55%
▲ 0.61% above Oklahoma avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Oklahoma Average2.94%▲ 0.61% above avgNationally 2.81%
Details
Jumbo Rate ($50,000+): 3.75% APY*: 3.80%
Rate History
No change since Oct 8, 2026 · 3.55% APY
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month Certificate of Deposit
$1,000
3.50%
▲ 0.56% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.94%▲ 0.56% above avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month IRA Certificate
$1,000
3.50%
▲ 0.56% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.94%▲ 0.56% above avgNationally 2.81%
Details
Rate History
No change since Oct 2, 2026 · 3.50% APY · checked 3 times
OCB Oklahoma Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
48 Month Certificate of Deposit
$1,000
3.50%
▲ 0.56% above Oklahoma avg
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average2.94%▲ 0.56% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 3.50% APY · checked 2 times
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
48 month Jumbo Certificate & IRA
$95,000
3.50%
▲ 0.56% above Oklahoma avg
▼
Rate3.45%
Min Deposit$95,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average2.94%▲ 0.56% above avgNationally 2.81%
Details
Jumbo Certificate; Effective 09/01/2026
Rate History
No change since Oct 8, 2026 · 3.50% APY · checked 2 times
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
48-month Jumbo Boost Certificate
$100,000
3.50%
▲ 0.56% above Oklahoma avg
▼
Rate3.46%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.94%▲ 0.56% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
48-month Jumbo Certificate
$100,000
3.50%
▲ 0.56% above Oklahoma avg
▼
Rate3.46%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.94%▲ 0.56% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
48-month Jumbo IRA Certificate
$100,000
3.50%
▲ 0.56% above Oklahoma avg
▼
Rate3.46%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.94%▲ 0.56% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
48 month Certificate & IRA
$1,000
3.45%
▲ 0.51% above Oklahoma avg
▼
Rate3.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average2.94%▲ 0.51% above avgNationally 2.81%
Details
Regular Certificate; Effective 09/01/2026
Rate History
No change since Oct 8, 2026 · 3.45% APY · checked 2 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month Certificate of Deposit
$100,000
3.40%
▲ 0.46% above Oklahoma avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.94%▲ 0.46% above avgNationally 2.81%
Details
Rate History
No change since Oct 7, 2026 · 3.40% APY · checked 2 times
First B&T Co. Perry, OK
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
48 Month CD
$100,000
3.40%
▲ 0.46% above Oklahoma avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.94%▲ 0.46% above avgNationally 2.81%
Details
Balance: $100,000 - <$250,000; APY range: 3.40 / 3.45 APY
Rate History
2 changes since Sep 11, 2026 · 3.40% → 3.40% ▼ 0.00 pts · high 3.45% / low 3.40%
- Oct 7, 20263.40%▼ from 3.45%
- Sep 24, 20263.45%▲ from 3.40%
- Sep 11, 20263.40%first recorded
First B&T Co. Perry, OK
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
48 Month CD
$10,000
3.35%
▲ 0.41% above Oklahoma avg
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.94%▲ 0.41% above avgNationally 2.81%
Details
Balance: $10,000 - <$25,000; APY range: 3.35 / 3.40 APY
Rate History
2 changes since Sep 11, 2026 · 3.35% → 3.35% ▼ 0.00 pts · high 3.40% / low 3.35%
- Oct 7, 20263.35%▼ from 3.40%
- Sep 24, 20263.40%▲ from 3.35%
- Sep 11, 20263.35%first recorded
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
48 Month CD
$1,000
3.30%
▲ 0.36% above Oklahoma avg
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.94%▲ 0.36% above avgNationally 2.81%
Details
Rate History
1 change since Sep 19, 2026 · 2.40% → 3.30% ▲ 0.90 pts · high 3.30% / low 2.40%
- Oct 2, 20263.30%▲ from 2.40%
- Sep 19, 20262.40%first recorded
First B&T Co. Perry, OK
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
48 Month CD
$1,500
3.30%
▲ 0.36% above Oklahoma avg
▼
RateN/A
Min Deposit$1,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.94%▲ 0.36% above avgNationally 2.81%
Details
Balance: $1,500 - <$10,000; APY range: 3.30 / 3.35 APY
Rate History
2 changes since Sep 11, 2026 · 3.30% → 3.30% ▼ 0.00 pts · high 3.35% / low 3.30%
- Oct 7, 20263.30%▼ from 3.35%
- Sep 24, 20263.35%▲ from 3.30%
- Sep 11, 20263.30%first recorded
Kendrick 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Jumbo Certificates - 5 years
$0
4.87%
▲ 1.90% above Oklahoma avg
▼
Rate4.76%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average2.97%▲ 1.90% above avgNationally 2.90%
Details
Rate History
1 change since Sep 18, 2026 · 4.49% → 4.87% ▲ 0.38 pts · high 4.87% / low 4.49%
- Oct 1, 20264.87%▲ from 4.49%
- Sep 18, 20264.49%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Junior Jumbo Certificates - 5 years
$0
4.76%
▲ 1.79% above Oklahoma avg
▼
Rate4.66%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average2.97%▲ 1.79% above avgNationally 2.90%
Details
Rate History
1 change since Sep 18, 2026 · 4.39% → 4.76% ▲ 0.37 pts · high 4.76% / low 4.39%
- Oct 1, 20264.76%▲ from 4.39%
- Sep 18, 20264.39%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Certificates - 5 years
$0
4.66%
▲ 1.69% above Oklahoma avg
▼
Rate4.56%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average2.97%▲ 1.69% above avgNationally 2.90%
Details
Rate History
1 change since Sep 18, 2026 · 4.28% → 4.66% ▲ 0.38 pts · high 4.66% / low 4.28%
- Oct 1, 20264.66%▲ from 4.28%
- Sep 18, 20264.28%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
60 Month Term Share (Certificate) / IRA
$0
4.40%
▲ 1.43% above Oklahoma avg
▼
Rate4.32%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.97%▲ 1.43% above avgNationally 2.90%
Details
Balance: $99,000 and over
Rate History
1 change since Sep 18, 2026 · 3.89% → 4.40% ▲ 0.51 pts · high 4.40% / low 3.89%
- Oct 2, 20264.40%▲ from 3.89%
- Sep 18, 20263.89%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
60 Month Term Share (Certificate) / IRA
$0
4.30%
▲ 1.33% above Oklahoma avg
▼
Rate4.22%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.97%▲ 1.33% above avgNationally 2.90%
Details
Balance: $50,000 - $98,999.99
Rate History
1 change since Sep 18, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
- Oct 2, 20264.30%▲ from 3.90%
- Sep 18, 20263.90%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
60 Month Term Share (Certificate) / IRA
$0
4.19%
▲ 1.22% above Oklahoma avg
▼
Rate4.12%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.97%▲ 1.22% above avgNationally 2.90%
Details
Balance: $25,000 - $49,999.99
Rate History
1 change since Sep 18, 2026 · 3.79% → 4.19% ▲ 0.40 pts · high 4.19% / low 3.79%
- Oct 2, 20264.19%▲ from 3.79%
- Sep 18, 20263.79%first recorded
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month Certificate of Deposit
$100,000
4.15%
▲ 1.18% above Oklahoma avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.97%▲ 1.18% above avgNationally 2.90%
Details
Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month IRA Certificate
$100,000
4.15%
▲ 1.18% above Oklahoma avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.97%▲ 1.18% above avgNationally 2.90%
Details
Rate History
1 change since Oct 2, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
- Oct 7, 20264.15%▲ from 4.00%
- Oct 2, 20264.00%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
60 Month Term Share (Certificate) / IRA
$0
4.09%
▲ 1.12% above Oklahoma avg
▼
Rate4.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.97%▲ 1.12% above avgNationally 2.90%
Details
Balance: $25,000 - $49,999.99; Early Withdrawal Penalty: 360 Days
Rate History
1 change since Sep 18, 2026 · 3.79% → 4.09% ▲ 0.30 pts · high 4.09% / low 3.79%
- Oct 2, 20264.09%▲ from 3.79%
- Sep 18, 20263.79%first recorded
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
60 Month Certificate of Deposit
$1,000
4.06%
▲ 1.09% above Oklahoma avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.97%▲ 1.09% above avgNationally 2.90%
Details
Balance: $25,000-$99,999
Rate History
No change since Sep 14, 2026 · 4.06% APY · checked 6 times
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
60 Month Roth IRA Certificates
$1,000
4.05%
▲ 1.08% above Oklahoma avg
▼
Rate3.99%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.97%▲ 1.08% above avgNationally 2.90%
Details
Rate History
1 change since Sep 18, 2026 · 3.60% → 4.05% ▲ 0.45 pts · high 4.05% / low 3.60%
- Sep 26, 20264.05%▲ from 3.60%
- Sep 18, 20263.60%first recorded
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
60 Month Traditional IRA Certificates
$1,000
4.05%
▲ 1.08% above Oklahoma avg
▼
Rate3.99%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.97%▲ 1.08% above avgNationally 2.90%
Details
Rate History
1 change since Sep 18, 2026 · 3.60% → 4.05% ▲ 0.45 pts · high 4.05% / low 3.60%
- Sep 26, 20264.05%▲ from 3.60%
- Sep 18, 20263.60%first recorded
Red River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
60 Month IRA
$0
4.02%
▲ 1.05% above Oklahoma avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.97%▲ 1.05% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 3.76% → 4.02% ▲ 0.26 pts · high 4.02% / low 3.76%
- Sep 29, 20264.02%▲ from 3.76%
- Sep 14, 20263.76%first recorded
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
60 Month IRA Plus Certificates
$0
4.01%
▲ 1.04% above Oklahoma avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.97%▲ 1.04% above avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 4.01% APY · checked 6 times
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
60 Month Share Certificates Plus
$0
4.01%
▲ 1.04% above Oklahoma avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.97%▲ 1.04% above avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 4.01% APY · checked 6 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month Certificate of Deposit
$1,000
4.00%
▲ 1.03% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.97%▲ 1.03% above avgNationally 2.90%
Details
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month IRA Certificate
$1,000
4.00%
▲ 1.03% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.97%▲ 1.03% above avgNationally 2.90%
Details
Rate History
1 change since Oct 2, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
- Oct 7, 20264.00%▲ from 3.75%
- Oct 2, 20263.75%first recorded
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
Certificate Accounts and IRA Certificates - 60 Month
$0
4.00%
▲ 1.03% above Oklahoma avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.97%▲ 1.03% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
- Oct 9, 20264.00%▲ from 3.25%
- Sep 14, 20263.25%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
60 Month Term Share (Certificate) / IRA
$0
3.99%
▲ 1.02% above Oklahoma avg
▼
Rate3.92%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.97%▲ 1.02% above avgNationally 2.90%
Details
Balance: $10,000 - $24,999.99
Rate History
1 change since Sep 18, 2026 · 3.63% → 3.99% ▲ 0.36 pts · high 3.99% / low 3.63%
- Oct 2, 20263.99%▲ from 3.63%
- Sep 18, 20263.63%first recorded
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 13.73%
60 Month Certificate of Deposit
$1,000
3.96%
▲ 0.99% above Oklahoma avg
▼
Rate3.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.97%▲ 0.99% above avgNationally 2.90%
Details
Balance: $1,000-$24,999
Rate History
No change since Sep 14, 2026 · 3.96% APY · checked 6 times
Red River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
60 Month Certificate (5 Year)
$0
3.92%
▲ 0.95% above Oklahoma avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.97%▲ 0.95% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 3.66% → 3.92% ▲ 0.26 pts · high 3.92% / low 3.66%
- Sep 29, 20263.92%▲ from 3.66%
- Sep 14, 20263.66%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
5 Year ESA Long-Term Certificate
$100,000
3.90%
▲ 0.93% above Oklahoma avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average2.97%▲ 0.93% above avgNationally 2.90%
Details
Balance: $100,000 and over; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 3.90% APY · checked 3 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month Certificate of Deposit
$100,000
3.90%
▲ 0.93% above Oklahoma avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.97%▲ 0.93% above avgNationally 2.90%
Details
Rate History
No change since Oct 7, 2026 · 3.90% APY · checked 2 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month IRA Certificate
$100,000
3.90%
▲ 0.93% above Oklahoma avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.97%▲ 0.93% above avgNationally 2.90%
Details
Rate History
1 change since Oct 2, 2026 · 4.00% → 3.90% ▼ 0.10 pts · high 4.00% / low 3.90%
- Oct 7, 20263.90%▼ from 4.00%
- Oct 2, 20264.00%first recorded
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
60 Month Term Share (Certificate) / IRA
$0
3.88%
▲ 0.91% above Oklahoma avg
▼
Rate3.82%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.97%▲ 0.91% above avgNationally 2.90%
Details
Balance: $10,000 - $24,999.99; Early Withdrawal Penalty: 360 Days
Rate History
1 change since Sep 18, 2026 · 3.63% → 3.88% ▲ 0.25 pts · high 3.88% / low 3.63%
- Oct 2, 20263.88%▲ from 3.63%
- Sep 18, 20263.63%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
5 Year ESA Long-Term Certificate
$1,000
3.85%
▲ 0.88% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Oklahoma Average2.97%▲ 0.88% above avgNationally 2.90%
Details
Balance: $1,000 - $19,999.99; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 3.85% APY · checked 3 times
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
60 Month Term Share (Certificate) / IRA
$0
3.83%
▲ 0.86% above Oklahoma avg
▼
Rate3.77%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.97%▲ 0.86% above avgNationally 2.90%
Details
Balance: $1,000 - $9,999.99
Rate History
1 change since Sep 18, 2026 · 3.43% → 3.83% ▲ 0.40 pts · high 3.83% / low 3.43%
- Oct 2, 20263.83%▲ from 3.43%
- Sep 18, 20263.43%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
60 Month Certificate
$0
3.82%
▲ 0.85% above Oklahoma avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Oklahoma Average2.97%▲ 0.85% above avgNationally 2.90%
Details
Published APY range: 3.82%/3.80%.
Rate History
2 changes since Sep 14, 2026 · 3.45% → 3.82% ▲ 0.37 pts · high 3.82% / low 3.45%
- Oct 4, 20263.82%▲ from 3.51%
- Sep 25, 20263.51%▲ from 3.45%
- Sep 14, 20263.45%first recorded
Security Bank Tulsa, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
60 Month Certificate
$2,000
3.80%
▲ 0.83% above Oklahoma avg
▼
Rate3.75%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.97%▲ 0.83% above avgNationally 2.90%
Details
Must maintain a minimum daily balance of $2,000 in the account each day to obtain the disclosed annual percentage yield. APY on CDs assumes interest is compounded quarterly and stays on deposit until maturity. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal from a Certificate of Deposit.
Rate History
1 change since Sep 11, 2026 · 3.55% → 3.80% ▲ 0.25 pts · high 3.80% / low 3.55%
- Oct 7, 20263.80%▲ from 3.55%
- Sep 11, 20263.55%first recorded
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
60 Month IRA Certificate
$0
3.80%
▲ 0.83% above Oklahoma avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.97%▲ 0.83% above avgNationally 2.90%
Details
Rate History
No change since Oct 5, 2026 · 3.80% APY · checked 2 times
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
60 Month Share Certificate
$0
3.80%
▲ 0.83% above Oklahoma avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.97%▲ 0.83% above avgNationally 2.90%
Details
Rate History
No change since Oct 5, 2026 · 3.80% APY · checked 2 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month Certificate of Deposit
$1,000
3.75%
▲ 0.78% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.97%▲ 0.78% above avgNationally 2.90%
Details
Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 2 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month IRA Certificate
$1,000
3.75%
▲ 0.78% above Oklahoma avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.97%▲ 0.78% above avgNationally 2.90%
Details
Rate History
No change since Oct 2, 2026 · 3.75% APY · checked 3 times
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
60 Month Term Share (Certificate) / IRA
$0
3.73%
▲ 0.76% above Oklahoma avg
▼
Rate3.67%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.97%▲ 0.76% above avgNationally 2.90%
Details
Balance: $1,000 - $9,999.99; Early Withdrawal Penalty: 360 Days
Rate History
1 change since Sep 18, 2026 · 3.43% → 3.73% ▲ 0.30 pts · high 3.73% / low 3.43%
- Oct 2, 20263.73%▲ from 3.43%
- Sep 18, 20263.43%first recorded
Security Bank and Trust Company
Institution Rating:
B+4.8 ★Texas Ratio: 17.45%
60 Month CD
$1,000
3.65%
▲ 0.68% above Oklahoma avg
▼
Rate3.60%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average2.97%▲ 0.68% above avgNationally 2.90%
Details
Rate History
No change since Oct 8, 2026 · 3.65% APY · checked 2 times
True Sky Federal Credit Union
Institution Rating:
B+4.4 ★Texas Ratio: 8.51%
5 year CD
$500
3.65%
▲ 0.68% above Oklahoma avg
▼
Rate3.59%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.97%▲ 0.68% above avgNationally 2.90%
Details
Rate History
No change since Oct 9, 2026 · 3.65% APY · checked 3 times
True Sky Federal Credit Union
Institution Rating:
B+4.4 ★Texas Ratio: 8.51%
5 year SCA
$500
3.65%
▲ 0.68% above Oklahoma avg
▼
Rate3.59%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.97%▲ 0.68% above avgNationally 2.90%
Details
Rate History
1 change since Sep 21, 2026 · 3.05% → 3.65% ▲ 0.60 pts · high 3.65% / low 3.05%
- Oct 9, 20263.65%▲ from 3.05%
- Sep 21, 20263.05%first recorded
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
60-month Jumbo Certificate
$100,000
3.60%
▲ 0.63% above Oklahoma avg
▼
Rate3.55%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.97%▲ 0.63% above avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 7 times
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
60-month Jumbo IRA Certificate
$100,000
3.60%
▲ 0.63% above Oklahoma avg
▼
Rate3.55%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.97%▲ 0.63% above avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 7 times
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
60 Month Jumbo CD
$100,000
3.55%
▲ 0.58% above Oklahoma avg
▼
Rate3.49%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.97%▲ 0.58% above avgNationally 2.90%
Details
Rate History
No change since Oct 7, 2026 · 3.55% APY · checked 3 times
Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
Share Certificate Account - 60 Month
$1,000
3.55%
▲ 0.58% above Oklahoma avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Oklahoma Average2.97%▲ 0.58% above avgNationally 2.90%
Details
Jumbo Rate ($50,000+): 3.75% APY*: 3.80%
Rate History
No change since Oct 8, 2026 · 3.55% APY
OCB Oklahoma Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
60 Month Certificate of Deposit
$1,000
3.50%
▲ 0.53% above Oklahoma avg
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Oklahoma Average2.97%▲ 0.53% above avgNationally 2.90%
Details
Rate History
No change since Oct 8, 2026 · 3.50% APY · checked 2 times
First B&T Co. Perry, OK
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
60 Month CD
$100,000
3.45%
▲ 0.48% above Oklahoma avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.97%▲ 0.48% above avgNationally 2.90%
Details
Balance: $100,000 - <$250,000; APY range: 3.45 / 3.51 APY
Rate History
2 changes since Sep 11, 2026 · 3.45% → 3.45% ▼ 0.00 pts · high 3.51% / low 3.45%
- Oct 7, 20263.45%▼ from 3.51%
- Sep 24, 20263.51%▲ from 3.45%
- Sep 11, 20263.45%first recorded
First B&T Co. Perry, OK
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
60 Month CD
$10,000
3.40%
▲ 0.43% above Oklahoma avg
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.97%▲ 0.43% above avgNationally 2.90%
Details
Balance: $10,000 - <$25,000; APY range: 3.40 / 3.45 APY
Rate History
2 changes since Sep 11, 2026 · 3.40% → 3.40% ▼ 0.00 pts · high 3.45% / low 3.40%
- Oct 7, 20263.40%▼ from 3.45%
- Sep 24, 20263.45%▲ from 3.40%
- Sep 11, 20263.40%first recorded
First B&T Co. Perry, OK
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
60 Month CD
$1,500
3.35%
▲ 0.38% above Oklahoma avg
▼
RateN/A
Min Deposit$1,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Oklahoma Average2.97%▲ 0.38% above avgNationally 2.90%
Details
Balance: $1,500 - <$10,000; APY range: 3.35 / 3.40 APY
Rate History
2 changes since Sep 11, 2026 · 3.35% → 3.35% ▼ 0.00 pts · high 3.40% / low 3.35%
- Oct 7, 20263.35%▼ from 3.40%
- Sep 24, 20263.40%▲ from 3.35%
- Sep 11, 20263.35%first recorded
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
60 Month CD
$1,000
3.30%
▲ 0.33% above Oklahoma avg
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.97%▲ 0.33% above avgNationally 2.90%
Details
Rate History
1 change since Sep 19, 2026 · 2.75% → 3.30% ▲ 0.55 pts · high 3.30% / low 2.75%
- Oct 2, 20263.30%▲ from 2.75%
- Sep 19, 20262.75%first recorded
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
60-month Certificate
$1,000
3.30%
▲ 0.33% above Oklahoma avg
▼
Rate3.26%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.97%▲ 0.33% above avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 7 times
WeStreet Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.19%
60-month IRA Certificate
$1,000
3.30%
▲ 0.33% above Oklahoma avg
▼
Rate3.26%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Oklahoma Average2.97%▲ 0.33% above avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 7 times
RCB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.64%
60 Month CD
$1,000
3.25%
▲ 0.28% above Oklahoma avg
▼
Rate3.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.97%▲ 0.28% above avgNationally 2.90%
Details
Rate History
2 changes since Sep 15, 2026 · 3.25% → 3.25% ▼ 0.00 pts · high 3.25% / low 2.95%
- Oct 7, 20263.25%▲ from 2.95%
- Sep 24, 20262.95%▼ from 3.25%
- Sep 15, 20263.25%first recorded
RCB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.64%
IRA Roth and Education Minimum - 60 Month
$250
3.25%
▲ 0.28% above Oklahoma avg
▼
Rate3.20%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Oklahoma Average2.97%▲ 0.28% above avgNationally 2.90%
Details
Rate History
No change since Oct 7, 2026 · 3.25% APY · checked 2 times
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
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Kendrick, OK CD Rate Trends
Compare local Kendrick, OK CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD OK Avg
3.321%
▲ 0.025 vs 7 days ago
Oklahoma 12-month CD rates rose 0.025 points over the past 7 days to 3.321% APY.
6-Month CD OK Avg
3.244%
▲ 0.031 vs 7 days ago
Oklahoma 6-month CD rates rose 0.031 points over the past 7 days to 3.244% APY.
As of Oct 12, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered byMonitorBankRates
OK CD Rate Forecast, Next 12 Months
Where are Oklahoma CD rates headed through October 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
OK 12-Month Avg APY
3.321%
6-Month Forecast
3.321%
Range: 3.12%, 3.47%
12-Month Forecast
3.571%
Range: 3.37%, 3.72%
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What Your Savings Earn at OK CD Rates Today
Annual interest earnings at today’s Oklahoma average APYs. State average used where available; national average as fallback.
| CD Term | OK Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.403% | $120.14 | $240.27 | $600.68 | $1,201.35 |
| 6-Month CD | 3.244% | $162.22 | $324.44 | $811.10 | $1,622.20 |
| 12-Month CD | 3.321% | $166.05 | $332.09 | $830.23 | $1,660.45 |
| 18-Month CD | 3.119% | $155.95 | $311.90 | $779.75 | $1,559.50 |
| 24-Month CD | 3.043% | $152.15 | $304.30 | $760.75 | $1,521.50 |
| 36-Month CD | 2.964% | $148.22 | $296.44 | $741.10 | $1,482.20 |
| 48-Month CD | 2.936% | $146.82 | $293.64 | $734.10 | $1,468.20 |
| 60-Month CD | 2.966% | $148.29 | $296.58 | $741.45 | $1,482.90 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 12, 2026. | |||||
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Sample CD Ladder for Kendrick, Oklahoma Savers
$25,000 split equally across 5 terms using today’s Oklahoma average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | OK Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.403% | $120.14 |
| 2 | 6-Month CD | $5,000 | 3.244% | $162.22 |
| 3 | 12-Month CD | $5,000 | 3.321% | $166.05 |
| 4 | 24-Month CD | $5,000 | 3.043% | $152.15 |
| 5 | 36-Month CD | $5,000 | 2.964% | $148.22 |
| Total ($25,000 invested) | $25,000 | 2.995% blended | $748.78/yr | |
Ladder example uses equal $5,000 rungs and Oklahoma average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
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785
CD Rates
Tracked in Kendrick, Oklahoma
Tracked in Kendrick, Oklahoma
49 Banks
39 Credit Unions
About Our Kendrick, Oklahoma CD Rate Database
MonitorBankRates tracks 785 CD rates from 49 banks and 39 credit unions with locations in Kendrick, Oklahoma, plus national online institutions available to Oklahoma residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Advancial Federal Credit Union offers a CD at 4.87% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Kendrick, Oklahoma.
How to Find the Best CD Rates in Kendrick, Oklahoma
What to compare when shopping for a CD in Kendrick, Oklahoma
To find the best APYs in Kendrick, Oklahoma, start with credit unions and online-only banks: Kendrick, Oklahoma has 39 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Kendrick, Oklahoma
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Kendrick, Oklahoma: 88 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare Kendrick, Oklahoma savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare Kendrick, Oklahoma money market rates
Oklahoma Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024 (state-level data shown; city data not available)
Population 65+
16.3%
National avg: 17.3%
Median Individual Earnings
$40,265
National avg: $47,340
Poverty Rate
15.3%
National avg: 11.1%
Unemployment Rate
4.9%
National avg: 4.8%
CD Earnings on 10% of Salary
$134/yr
At OK 12-mo avg 3.321% APY
16.3% of residents are 65 or older, below the national average of 17.3%. At today’s OK 12-month CD average of 3.321%, saving 10% of the local median salary ($4,026/year) and putting it in a CD would earn an additional $134 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Kendrick, Oklahoma
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90 to 180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Kendrick, Oklahoma
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Kendrick, Oklahoma typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Kendrick, Oklahoma as everywhere in the U.S.
Choosing a CD Term in Kendrick, Oklahoma
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Kendrick, Oklahoma savers easier access to their funds. For example, The Community State Bank is offering its 6 Month CD at 4.55% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Advancial Federal Credit Union is offering its Regular, IRA & Business Jumbo Certificates - 5 years at 4.87% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Kendrick, Oklahoma Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Kendrick, Oklahoma saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Kendrick, Oklahoma
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Kendrick, Oklahoma CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Kendrick, Oklahoma
Most CDs carry a fixed rate that is locked for the entire term, protecting a Kendrick, Oklahoma depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Kendrick, Oklahoma
Are CD rates in Kendrick, Oklahoma FDIC insured?
Yes, most established banks in Kendrick, Oklahoma are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Kendrick, Oklahoma?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Kendrick, Oklahoma.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Kendrick, Oklahoma may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Kendrick, Oklahoma?
Here are recent top rates found for this area:
- Advancial Federal Credit Union: 4.87% APY (Regular, IRA & Business Jumbo Certificates - 5 years)
- The Community State Bank: 4.55% APY (6 Month CD)
- MapleMark Bank: 4.40% APY (18 Month CD)
- Tinker Federal Credit Union: 4.40% APY (60 Month Term Share (Certificate) / IRA)
- Vio Bank: 4.40% APY (24 Month CD)
- Navy Federal Credit Union: 4.35% APY (12 Month Special EasyStart Certificate)
- Communication Federal Credit Union: 4.35% APY (18 Month IRA/Share Certificate)
- Red River Employees Federal Credit Union: 4.33% APY (12 Month Certificate)
- Washita State Bank: 4.26% APY (Traditional 12 Month CD)
- First Pryority Bank: 4.25% APY (Certificates of Deposit (CDs) - 36 month)
Rates reflect recent verified offers available in Kendrick, Oklahoma. Last Updated: October 12, 2026
Kendrick, Oklahoma CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Kendrick, Oklahoma rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.
CD Calculators for Kendrick, Oklahoma
Kendrick, Oklahoma CD Calculator
At today’s OK top rate of 4.87% APY, a $10,000 deposit earns $487 in the first year. Enter your amount to see your exact return.
Kendrick, Oklahoma CD LadderOK CD rates currently range from 2.403% (3-month) to 2.964% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Kendrick, Oklahoma CD at 4.87% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsOklahoma’s average 12-month CD is 3.321% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Kendrick, Oklahoma CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Kendrick, Oklahoma directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kendrick, Oklahoma. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OK.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 12, 2026
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