Columbus, Ohio CD Rates Today - Compare Best APYs for June 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Columbus, Ohio CD rates include First Bank of Central OhioFirst Bank of Central Ohio1760 W Lane Ave, Columbus, OH 43221A+5.0 ★Texas Ratio: 0.00%Real return: +1.30%APY minus CPI (February 2026) offering 12 months Certificates of Deposit/Individual Retirement Accounts2 at 4.10% APY, United Midwest Savings BankUnited Midwest Savings Bank4848 Reed Rd, Columbus, OH 43220A5.0 ★Texas Ratio: 7.26%Real return: +1.20%APY minus CPI (February 2026) offering 12 Month CD at 4.00% APY, CF BankCF Bank4960 E Dublin Granville Rd, Columbus, OH 43081A+5.0 ★Texas Ratio: 2.42%Real return: +1.20%APY minus CPI (February 2026) offering 12 Month term at 4.00% APY, Bridge Credit UnionBridge Credit Union1980 W Broad St, Columbus, OH 43223A+5.0 ★Texas Ratio: 1.91%Real return: +1.05%APY minus CPI (February 2026) offering Certificates Promo 18 Months at 3.85% APY, and CME Federal Credit UnionCME Federal Credit Union150 E Mound St, Columbus, OH 43215A5.0 ★Texas Ratio: 6.12%Real return: +0.99%APY minus CPI (February 2026) offering Share Certificates & IRA Certificates 18-month bump at 3.79% APY. CD rates as of June 3, 2026 according to verified data from MonitorBankRates.
Columbus has 212 local institutions in our database, with CD rates as high as 4.10% APY from First Bank of Central Ohio at 1760 W Lane Ave, Columbus, OH 43221. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Ohio area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: June 3, 2026
Compare Best CD Rates in Columbus, Ohio & the Surrounding Area
Columbus 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
3 Month Certificate
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
KEMBA Advantage APY
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
3 Month Term IRA
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
KEMBA Advantage APY
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 3 months
$50,000
3.09%
▼
Rate3.05%
Min Deposit$50,000
Min Balance—
UpdatedMay 21, 2026
Details
Over $50,000
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
3 Month Certificate
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Everyday APY
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
3 Month Term IRA
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Everyday APY
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 3 months
$500
2.99%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
$500 - $14,999.99
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
363 E Town St, COLUMBUS, OH 43215 4774
Regular Certificates 3 Month
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
760 Kinnear Rd, Columbus, OH 43212 1488
3 Month Share Certificate
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
3 MONTH CD SPECIAL EARNING
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Limited time offer
Rate3.78%
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Early withdrawals subject to penalty*
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
3 Months Certificates
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Unified Bank Martins Ferry, OH
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
3 Month CD
$1,000
3.61%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Savings Bank Circleville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
3-MONTH CD
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
3-Month Certificate
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
IRA 3-Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
3 Months Share Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$50,000 & Over
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
3 Months Share Certificates
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$1,000 - $49,999
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
3 Months
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
90 Day Certificate
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
3 Month Certificate Account
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
A penalty may be imposed for early withdrawal.
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
3 Month Term Share Certificate
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 5.54%
3 mo. Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
3 Month Term Share Certificates
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
F&M Bank Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
3 Months Certificates of Deposit (CDs)
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Assumes 90 Days
F&M Bank Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Certificates of Deposit (CDs) 3 Months
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Assumes 90 Days
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
3 Month Certificate
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
IRA 3 Month Certificate
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.81%
3 Month IRA Certificates
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
3 Months Share/IRA Certificate Accounts
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
Share/IRA Certificate Accounts 3 Months
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
3 Month Certificate
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
3 Month Certificate
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 14.85%
Certificate of Deposit 3 month
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
3 Month Certificate
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
3-Month IRA Certificates
$500
0.75%
▼
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
3 Month Certificate
$0
0.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Certificate rates remain fixed for the term of the certificate. Penalty imposed for withdrawals before maturity.
FNB of Pandora
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
Term - 90-Day Relationship Bump-up
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3-month term Standard CDs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Relationship Bump-up Interest Rate: 0.65% APY
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3-month term Regular CDs
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 1, 2026
Details
Columbus 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
6 Month term
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1760 W Lane Ave, Columbus, OH 43221
6 months Certificates of Deposit/Individual Retirement Accounts2
$500
3.85%
▼
Rate3.78%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
6 Month Certificate
$100,000
3.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 31, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 6 months
$50,000
3.61%
▼
Rate3.55%
Min Deposit$50,000
Min Balance—
UpdatedMay 21, 2026
Details
Over $50,000
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
363 E Town St, COLUMBUS, OH 43215 4774
Regular Certificates 6 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
6 Month Certificate of Deposit (IRA)
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
Member Merits (Gold1) 6 Month Certificate of Deposit
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
6 Month Certificate
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 6 months
$500
3.51%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
$500 - $14,999.99
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
6 Month Certificate
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
KEMBA Advantage APY
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
6 Month Term IRA
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
KEMBA Advantage APY
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
6 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Business Certificates Standard 6 Months
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Standard Certificates 6 Months
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Business Certificates Standard 6 Months
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
6 Months CD
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
Business CDs 6 Months
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Standard Certificates 6 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
760 Kinnear Rd, Columbus, OH 43212 1488
6 Month Share Certificate
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH 43215 5539
6 Month Certificate
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH 43215 5539
IRA Certificate 6 Month
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
6 Month Certificate
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Everyday APY
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
6 Month Term IRA
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Everyday APY
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1330 Morse Rd, Columbus, OH 43229
6 MONTH
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
6 Month Share Certificate
$0
4.16%
▼
Rate4.10%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 0.01%
6 Months Certificates
$500
4.08%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedJun 1, 2026
Details
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 0.01%
6 Months Certificates of Deposit (CD)
$500
4.08%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedJun 1, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Certificates of Deposit 6 months
$0
4.02%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Main Street Bank Corp
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
Short Term Relationship CD Special (6 month term)
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate3.90%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedJun 1, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
6 Month Regular/IRA Share Certificate
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
The Wilmington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
6 Month Certificates of Deposit
$500
3.80%
▼
Rate3.73%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
6 Months Share Certificate
$50,000
3.80%
▼
Rate3.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
6 Months Share Certificates of Deposits
$0
3.79%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.45%
6 mo IRA Share Certificate
$0
3.77%
▼
Rate3.71%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Peoples First Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 month Certificate of Deposit Special
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
6 Month Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Certificate rates remain fixed for the term of the certificate. Penalty imposed for withdrawals before maturity.
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
Share Certificate 6 Months
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
Share Certificates IRA 6 Months
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Early withdrawals subject to penalty*
Fort Jennings State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Certificate 6 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
IRA Certificates 6 months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
IRA 6 Month Certificate
$500
3.70%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
6 Month Certificate
$500
3.70%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Columbus 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Bank of Central Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1760 W Lane Ave, Columbus, OH 43221
12 months Certificates of Deposit/Individual Retirement Accounts2
$500
4.10%
▼
Rate4.02%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
12 Month term
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
United Midwest Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
4848 Reed Rd, Columbus, OH 43220
12 Month CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
12 Month Certificate
$100,000
3.75%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 31, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 12 months
$50,000
3.66%
▼
Rate3.60%
Min Deposit$50,000
Min Balance—
UpdatedMay 21, 2026
Details
Over $50,000
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
363 E Town St, COLUMBUS, OH 43215 4774
IRA Share Certificates 12 Month
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
363 E Town St, COLUMBUS, OH 43215 4774
Regular Certificates 12 Month
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
12 Month Certificate
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Business Certificates Standard 12 Months
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
12 Month Certificate of Deposit (IRA)
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
Member Merits (Gold1) 12 Month Certificate of Deposit
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 12 months
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
$500 - $14,999.99
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
12 Month Certificate
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
IRA Certificates 12 Months
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Standard Certificates 12 Months
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Business Certificates Standard 12 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Second Chance Certificates 12 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
IRA Certificates 12 Months
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Standard Certificates 12 Months
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
Business CDs 12 Months
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
12 Month Certificate
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
KEMBA Advantage APY
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
12 Month Term IRA
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
KEMBA Advantage APY
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Second Chance Certificates 12 Months
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
12 Months CD
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
760 Kinnear Rd, Columbus, OH 43212 1488
12 Month Share Certificate
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH 43215 5539
IRA Certificate 12 Month
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH 43215 5539
12 Month Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1050 Beecher Xing N, Columbus, OH 43230
12 Month CD ++
$500
3.18%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Minimum additions of $250.00 or more permitted.
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
12 Month Certificate
$500
2.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Everyday APY
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
12 Month Term IRA
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Everyday APY
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1330 Morse Rd, Columbus, OH 43229
12 MONTH
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Rate4.91%
Min Deposit$100
Min Balance—
UpdatedJun 1, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
12 Month Certificate
$500
4.50%
▼
Rate4.43%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Certificates of Deposit 1 year
$0
4.31%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 0.01%
12 Months Certificates
$500
4.08%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedJun 1, 2026
Details
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 0.01%
12 Months Certificates of Deposit (CD)
$500
4.08%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedJun 1, 2026
Details
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Easy Save IRA Certificate 12 month
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
12 months
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
NEW MONEY GenGrow 12-month CD
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
12-Month IRA Certificate
$0
3.93%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
12-Month Share Certificate
$0
3.93%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.45%
12 mo IRA Share Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
12 Month Regular/IRA Share Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
12 Month Share Certificate
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
First Federal S&L of Van Wert
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
12 Months
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Compound Frequency: Monthly, Quarterly
St James Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Months Term Certificates
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Rates for $25,000 new fund maximum or funds already on deposit
St James Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Term Certificates 12 Months
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
*RATES FOR $25,000 NEW FUNDS MAXIMUM OR FUNDS ALREADY ON DEPOSIT**; effective 2/09/2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Diamond Club Certificates 1 Year
$300
3.82%
▼
Rate3.75%
Min Deposit$300
Min Balance—
UpdatedMay 12, 2026
Details
Minimum Deposit $300. Dividends Paid Monthly
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
12 Months Share Certificates
$50,000
3.80%
▼
Rate3.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
IRA Jumbo 1-Year Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Columbus 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Certificates Promo 18 Months
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 18-month bump
$50,000
3.79%
▼
Rate3.73%
Min Deposit$50,000
Min Balance—
UpdatedMay 21, 2026
Details
Over $50,000
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
18 Month CD Special
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Certificates Promo 18 Months
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 18-month bump
$500
3.69%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
$500 - $14,999.99
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
18 Month Certificate
$100,000
3.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 31, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
18 Month Certificate
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
18 Months CD
$500
3.51%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
Business CDs 18 Months
$500
3.51%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
363 E Town St, COLUMBUS, OH 43215 4774
IRA Share Certificates 18 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
363 E Town St, COLUMBUS, OH 43215 4774
Regular Certificates 18 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Business Certificates Standard 18 Months
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Standard Certificates 18 Months
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Business Certificates Standard 18 Months
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Standard Certificates 18 Months
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
18 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
Member Merits (Gold1) 18 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1050 Beecher Xing N, Columbus, OH 43230
18 Month Flexible IRA
$1
3.29%
▼
Rate3.25%
Min Deposit$1
Min Balance—
UpdatedMay 17, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
760 Kinnear Rd, Columbus, OH 43212 1488
18 Month Share Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1050 Beecher Xing N, Columbus, OH 43230
18 Month CD
$500
3.28%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1050 Beecher Xing N, Columbus, OH 43230
18 Month Fixed IRA
$1
3.25%
▼
Rate3.25%
Min Deposit$1
Min Balance—
UpdatedMay 17, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1760 W Lane Ave, Columbus, OH 43221
18 months Certificates of Deposit/Individual Retirement Accounts2
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
18 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1330 Morse Rd, Columbus, OH 43229
18 MONTH
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Certificates of Deposit 18 months
$0
4.31%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 0.01%
18 Months Certificates
$500
4.08%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedJun 1, 2026
Details
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 0.01%
18 Months Certificates of Deposit (CD)
$500
4.08%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedJun 1, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
IRA & HSA Certificates 18 Months Platinum
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
IRA Certificates 18 Months
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
Standard Certificates 18 Month
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.45%
18 mo IRA Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
IRA & HSA Certificates 18 Months Gold
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
18 Month Regular/IRA Share Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
IRA & HSA Certificates 18 Months Silver
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Ohio Valley Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
18 MONTH IRA / ROTH TDOA
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
18-Month IRA Certificates
$500
3.80%
▼
Rate3.74%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
St James Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Months Term Certificates
$1,000
3.76%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Rates for $25,000 new fund maximum or funds already on deposit
St James Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Term Certificates 18 Months
$1,000
3.76%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
*RATES FOR $25,000 NEW FUNDS MAXIMUM OR FUNDS ALREADY ON DEPOSIT**; effective 2/09/2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
18 Month IRA / Share Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
IRA Certificates 18 months (Bump one time)**
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Bridge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
18 Month CD Special
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
18-Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
New money only; Alero Financial membership required
Geauga Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 21.24%
Share Certificates 18 Months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
IRA & HSA Certificates 18 Months
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
18 Month Fixed IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
More Than $100,000
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
18 Month Term Share Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Miami University Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
18 Months Special CD
$1,000
3.70%
▼
Rate3.64%
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 5.71%
Share Certificate Account 18 months
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Impact Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 5.71%
Share Certificates (CDs) 18 months
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Your Legacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
18 Months Share Certificates
$500
3.66%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Columbus 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
24 Months CD
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
24-Month CD
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
Business CDs 24 Months
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 24 months
$50,000
3.68%
▼
Rate3.62%
Min Deposit$50,000
Min Balance—
UpdatedMay 21, 2026
Details
Over $50,000
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
24 Month Certificate
$100,000
3.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 31, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 24 months
$500
3.58%
▼
Rate3.52%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
$500 - $14,999.99
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
24 Month Certificate
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
363 E Town St, COLUMBUS, OH 43215 4774
IRA Share Certificates 24 Month
$0
3.45%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
363 E Town St, COLUMBUS, OH 43215 4774
Regular Certificates 24 Month
$0
3.45%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Business Certificates Standard 24 Months
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Standard Certificates 24 Months
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
IRA Certificates 24 Months
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
24 Month Term IRA
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
KEMBA Advantage APY
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
24 Month Certificate
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
KEMBA Advantage APY
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Business Certificates Standard 24 Months
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Second Chance Certificates 24 Months
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH 43215 5539
24 Month Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH 43215 5539
IRA Certificate 24 Month
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
760 Kinnear Rd, Columbus, OH 43212 1488
24 Month Share Certificate
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
IRA Certificates 24 Months
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Standard Certificates 24 Months
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
24 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
Member Merits (Gold1) 24 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
24 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Second Chance Certificates 24 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
24 Month Rate Bump Term IRA
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
KEMBA Advantage APY
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
24 Month Rate Bump Certificate
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
KEMBA Advantage APY
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1050 Beecher Xing N, Columbus, OH 43230
24 Month CD ++
$500
3.18%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Minimum additions of $250.00 or more permitted.
First Bank of Central Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1760 W Lane Ave, Columbus, OH 43221
24 months Certificates of Deposit/Individual Retirement Accounts2
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
24 Month Certificate
$500
2.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Everyday APY
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
24 Month Term IRA
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Everyday APY
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
24 Month Rate Bump Certificate
$500
2.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Everyday APY
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
24 Month Rate Bump Term IRA
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Everyday APY
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1330 Morse Rd, Columbus, OH 43229
24 MONTH
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Certificates of Deposit 2 year
$0
4.36%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 0.01%
24 Months Certificates
$500
4.31%
▼
Rate4.25%
Min Deposit$500
Min Balance—
UpdatedJun 1, 2026
Details
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 0.01%
24 Months Certificates of Deposit (CD)
$500
4.31%
▼
Rate4.25%
Min Deposit$500
Min Balance—
UpdatedJun 1, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
24 months
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
24-Month Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
24 Month Regular/IRA Share Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
IRA & HSA Certificates 24 Months Platinum
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Peoples First Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month IRA (Variable)
$100
3.88%
▼
Rate3.81%
Min Deposit$100
Min Balance—
UpdatedMay 17, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
IRA & HSA Certificates 24 Months Gold
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Share Certificates Minimum 24 months
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$500
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
24-Month IRA Certificates
$500
3.80%
▼
Rate3.74%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
IRA & HSA Certificates 24 Months Silver
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
24-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
24-Month Share Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
24 Months Share Certificates of Deposits
$0
3.79%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Columbus 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
36 Month Certificate
$100,000
3.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 31, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 36 months
$50,000
3.64%
▼
Rate3.58%
Min Deposit$50,000
Min Balance—
UpdatedMay 21, 2026
Details
Over $50,000
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
36 Months CD
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
Business CDs 36 Months
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
36 Month Certificate
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 36 months
$500
3.54%
▼
Rate3.48%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
$500 - $14,999.99
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
36 Month term
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
36 Month Term IRA
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
KEMBA Advantage APY
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Business Certificates Standard 36 Months
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
36 Month Certificate
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
KEMBA Advantage APY
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
363 E Town St, COLUMBUS, OH 43215 4774
Regular Certificates 36 Month
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
363 E Town St, COLUMBUS, OH 43215 4774
IRA Share Certificates 36 Month
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
IRA Certificates 36 Months
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Standard Certificates 36 Months
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Business Certificates Standard 36 Months
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Second Chance Certificates 36 Months
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
36 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
Member Merits (Gold1) 36 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
760 Kinnear Rd, Columbus, OH 43212 1488
36 Month Share Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
IRA Certificates 36 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Standard Certificates 36 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
36 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH 43215 5539
IRA Certificate 36 Month
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH 43215 5539
36 Month Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Second Chance Certificates 36 Months
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
36 Month Variable Rate Certificate1 Certificate of Deposit (IRA)
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
Member Merits (Gold1) 36 Month Variable Rate Certificate 1
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
36 Month Variable Rate Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1050 Beecher Xing N, Columbus, OH 43230
36 Month CD++
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Minimum additions of $250.00 or more permitted.
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
36 Month Certificate
$500
2.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Everyday APY
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
36 Month Term IRA
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Everyday APY
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1330 Morse Rd, Columbus, OH 43229
36 MONTH
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1760 W Lane Ave, Columbus, OH 43221
36 months Certificates of Deposit/Individual Retirement Accounts2
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Certificates of Deposit 3 year
$0
4.11%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
36 Month Regular/IRA Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
36 Month Freedom Regular/IRA Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.45%
36 mo IRA Share Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
36-Month IRA Certificates
$1,000
3.85%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
36 Months Share Certificates of Deposits
$0
3.84%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
36 Months Platinum
$10,000
3.80%
▼
Rate3.73%
Min Deposit$10,000
Min Balance—
UpdatedMay 23, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
IRA & HSA Certificates 36 Months Platinum
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
IRA 36 month CD
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
36-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
36-Month Share Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
IRA Certificates 36 months
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
IRA Certificates 36 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Minimum deposit of $500 required.
Quest Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.91%
36 MONTH CERTIFICATE
$0
3.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
IRA & HSA Certificates 36 Months Gold
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
36 Months Gold
$10,000
3.75%
▼
Rate3.69%
Min Deposit$10,000
Min Balance—
UpdatedMay 23, 2026
Details
Columbus 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
48 Month Certificate
$100,000
3.75%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 31, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
48 Month Certificate
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 48 months
$50,000
3.60%
▼
Rate3.54%
Min Deposit$50,000
Min Balance—
UpdatedMay 21, 2026
Details
Over $50,000
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
48 Months CD
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
Business CDs 48 Months
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 48 months
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
$500 - $14,999.99
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
48 Month Certificate
$500
3.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
KEMBA Advantage APY
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
48 Month Term IRA
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
KEMBA Advantage APY
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
363 E Town St, COLUMBUS, OH 43215 4774
IRA Share Certificates 48 Month
$0
3.35%
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
363 E Town St, COLUMBUS, OH 43215 4774
Regular Certificates 48 Month
$0
3.35%
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
Member Merits (Gold1) 48 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
48 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Business Certificates Standard 48 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
48 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
760 Kinnear Rd, Columbus, OH 43212 1488
48 Month Share Certificate
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Standard Certificates 48 Months
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Business Certificates Standard 48 Months
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Second Chance Certificates 48 Months
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Standard Certificates 48 Months
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH 43215 5539
48 Month Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH 43215 5539
IRA Certificate 48 Month
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Second Chance Certificates 48 Months
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
48 Month Term IRA
$0
2.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Everyday APY
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
48 Month Certificate
$500
2.95%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Everyday APY
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1050 Beecher Xing N, Columbus, OH 43230
4 Year CD
$500
2.01%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1330 Morse Rd, Columbus, OH 43229
48 MONTH
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1760 W Lane Ave, Columbus, OH 43221
48 months Certificates of Deposit/Individual Retirement Accounts2
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
48 Month Regular/IRA Share Certificate
$0
4.05%
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
Traditional IRA Certificate 48 Months
$500
4.00%
▼
Rate3.93%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.45%
48 mo IRA Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
48 Month Certificate
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
48 Months Share Certificates of Deposit
$1,000
4.00%
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
Educational IRA 48 Months
$500
4.00%
▼
Rate3.93%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.75%
Roth IRA Certificate 48 Months
$500
4.00%
▼
Rate3.93%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
48-Month IRA Certificates
$1,000
3.90%
▼
Rate3.83%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
48 Months Share Certificates of Deposits
$0
3.89%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
IRA Certificates 48 months
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
IRA Certificates 48 Month
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Minimum deposit of $500 required.
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Share Certificates 48 Month
$500
3.81%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Minimum deposit of $500 required.
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
48-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
48-Month Share Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.57%
Certificates of Deposit 48 Months Charm
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Your Legacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
48 Months Share Certificates
$500
3.77%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 48 Month Certificate of Deposit
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Traditional, Roth, Educational
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
48 months Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
Certificates 48 months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate of Deposit
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
$500 minimum
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
48 Month Fixed IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
More Than $100,000
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
48 Months Certificates
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Columbus 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
60 Month Certificate
$100,000
3.75%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 31, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
60 Months CD
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.21%
330 Rush Aly Ste 500, Columbus, OH 43215 3931
Business CDs 60 Months
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH 43230
60 Month Certificate
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 60 months
$50,000
3.59%
▼
Rate3.53%
Min Deposit$50,000
Min Balance—
UpdatedMay 21, 2026
Details
Over $50,000
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
60 Month term
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
150 E Mound St, Columbus, OH 43215
Share Certificates & IRA Certificates 60 months
$500
3.49%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
$500 - $14,999.99
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
60 Month Certificate
$500
3.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
KEMBA Advantage APY
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
60 Month Term IRA
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
KEMBA Advantage APY
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
363 E Town St, COLUMBUS, OH 43215 4774
IRA Share Certificates 60 Month
$0
3.35%
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
363 E Town St, COLUMBUS, OH 43215 4774
Regular Certificates 60 Month
$0
3.35%
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
Member Merits (Gold1) 60 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
60 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Business Certificates Standard 60 Months
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Standard Certificates 60 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
60 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
760 Kinnear Rd, Columbus, OH 43212 1488
60 Month Share Certificate
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Business Certificates Standard 60 Months
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Second Chance Certificates 60 Months
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Standard Certificates 60 Months
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
60 Month Variable Rate Certificate1 Certificate of Deposit (IRA)
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
Member Merits (Gold1) 60 Month Variable Rate Certificate 1
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH 43223
Second Chance Certificates 60 Months
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
60 Month Variable Rate Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH 43215 5539
60 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH 43215 5539
IRA Certificate 60 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
60 Month Certificate
$500
2.95%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Everyday APY
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
4220 E Broad St, Columbus, OH 43213
60 Month Term IRA
$0
2.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Everyday APY
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1050 Beecher Xing N, Columbus, OH 43230
5 Year CD
$500
1.35%
▼
Rate1.35%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1330 Morse Rd, Columbus, OH 43229
60 MONTH
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1760 W Lane Ave, Columbus, OH 43221
60 months Certificates of Deposit/Individual Retirement Accounts2
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
60 Month Certificate
$500
4.25%
▼
Rate4.18%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
60 Month Regular/IRA Share Certificate
$0
4.05%
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Certificates of Deposit 5 year
$0
4.02%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.45%
60 mo IRA Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
60-Month IRA Certificates
$1,000
4.00%
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
IRA Certificates 60 months
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
60 Months Share Certificates of Deposits
$0
3.89%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
IRA Certificates 60 Month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Minimum deposit of $500 required.
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Share Certificates 60 Month
$500
3.87%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
Minimum deposit of $500 required.
Your Legacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
60 Months Share Certificates
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
60 Months Certificates of Deposit (Regular & IRAs)
$50,000
3.82%
▼
Rate3.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 23, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
60 Months Certificates
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
60 months Certificate
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
Certificates 60 months
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.57%
Certificates of Deposit 60 Months Charm
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 1, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 60 Month Certificate of Deposit
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Traditional, Roth, Educational
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate of Deposit
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 18, 2026
Details
$500 minimum
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
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Columbus, OH CD Rate Trends
Compare local Columbus, OH CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — OH Avg
2.859%
▼ 0.010 vs 7 days ago
Ohio 12-month CD rates fell 0.010 points over the past 7 days to 2.859% APY.
6-Month CD — OH Avg
2.595%
Unchanged vs 7 days ago
Ohio 6-month CD rates currently average 2.595% APY based on data from institutions in our monitoring network.
As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
OH CD Rate Forecast — Next 12 Months
Where are Ohio CD rates headed through June 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
OH 12-Month Avg APY
2.859%
6-Month Forecast
2.859%
Range: 2.66% – 3.01%
12-Month Forecast
2.609%
Range: 2.41% – 2.76%
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MonitorBankRates
What Your Savings Earn at OH CD Rates Today
Annual interest earnings at today’s Ohio average APYs. State average used where available; national average as fallback.
| CD Term | OH Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.984% | $99.18 | $198.36 | $495.90 | $991.80 |
| 6-Month CD | 2.595% | $129.77 | $259.54 | $648.85 | $1,297.70 |
| 12-Month CD | 2.859% | $142.93 | $285.86 | $714.65 | $1,429.30 |
| 18-Month CD | 2.680% | $133.99 | $267.98 | $669.95 | $1,339.90 |
| 24-Month CD | 2.838% | $141.92 | $283.84 | $709.60 | $1,419.20 |
| 36-Month CD | 2.722% | $136.11 | $272.22 | $680.55 | $1,361.10 |
| 48-Month CD | 2.688% | $134.41 | $268.81 | $672.03 | $1,344.05 |
| 60-Month CD | 2.694% | $134.71 | $269.41 | $673.53 | $1,347.05 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of June 3, 2026. | |||||
Sample CD Ladder for Columbus, Ohio Savers
$25,000 split equally across 5 terms using today’s Ohio average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | OH Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.984% | $99.18 |
| 2 | 6-Month CD | $5,000 | 2.595% | $129.77 |
| 3 | 12-Month CD | $5,000 | 2.859% | $142.93 |
| 4 | 24-Month CD | $5,000 | 2.838% | $141.92 |
| 5 | 36-Month CD | $5,000 | 2.722% | $136.11 |
| Total ($25,000 invested) | $25,000 | 2.600% blended | $649.91/yr | |
Ladder example uses equal $5,000 rungs and Ohio average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
1,212
CD Rates
Tracked in Columbus, Ohio
Tracked in Columbus, Ohio
42 Banks
76 Credit Unions
About Our Columbus, Ohio CD Rate Database
MonitorBankRates tracks 1,212 CD rates from 42 banks and 76 credit unions with locations in Columbus, Ohio, plus national online institutions available to Ohio residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: First Bank of Central Ohio offers a CD at 4.10% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Columbus, Ohio.
How to Find the Best CD Rates in Columbus, Ohio
What to compare when shopping for a CD in Columbus, Ohio
To find the best APYs in Columbus, Ohio, start with credit unions and online-only banks — Columbus, Ohio has 76 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Columbus, Ohio
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Columbus, Ohio — 118 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Columbus, Ohio savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Columbus, Ohio money market rates
Columbus, Ohio Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
11.3%
National avg: 17.3%
Median Individual Earnings
$41,686
National avg: $47,340
Poverty Rate
18.1%
National avg: 11.1%
Unemployment Rate
5.1%
National avg: 4.8%
CD Earnings on 10% of Salary
$119/yr
At OH 12-mo avg 2.859% APY
11.3% of residents are 65 or older — below the national average of 17.3%. At today’s OH 12-month CD average of 2.859%, saving 10% of the local median salary ($4,168/year) and putting it in a CD would earn an additional $119 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Columbus, Ohio
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Columbus, Ohio
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Columbus, Ohio typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Columbus, Ohio as everywhere in the U.S.
Choosing a CD Term in Columbus, Ohio
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Columbus, Ohio savers easier access to their funds. For example, CF Bank is offering its 6 Month term at 4.00% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Pathways Financial Credit Union is offering its 60 Month Certificate at 3.75% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Columbus, Ohio Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Columbus, Ohio saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Columbus, Ohio
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Columbus, Ohio CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Columbus, Ohio
Most CDs carry a fixed rate that is locked for the entire term, protecting a Columbus, Ohio depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Columbus, Ohio
Are CD rates in Columbus, Ohio FDIC insured?
Yes, most established banks in Columbus, Ohio are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Columbus, Ohio?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Columbus, Ohio.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Columbus, Ohio may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Columbus, Ohio?
Here are recent top rates found for this area:
- First Bank of Central Ohio: 4.10% APY (12 months Certificates of Deposit/Individual Retirement Accounts2)
- CF Bank: 4.00% APY (6 Month term)
- United Midwest Savings Bank: 4.00% APY (12 Month CD)
- Bridge Credit Union: 3.85% APY (Certificates Promo 18 Months)
- CME Federal Credit Union: 3.79% APY (Share Certificates & IRA Certificates 18-month bump)
- Telhio Credit Union: 3.75% APY (Business CDs 24 Months)
- Pathways Financial Credit Union: 3.75% APY (12 Month Certificate)
- Ohio Healthcare Federal Credit Union: 3.65% APY (IRA Share Certificates 12 Month)
- Together Credit Union: 3.60% APY (12 Month Certificate of Deposit (IRA))
- Kemba Financial Credit Union: 3.50% APY (6 Month Term IRA)
Rates reflect recent verified offers available in Columbus, Ohio. Last Updated: June 3, 2026
CD Calculators for Columbus, Ohio
Columbus, Ohio CD Calculator
At today’s OH top rate of 4.10% APY, a $10,000 deposit earns $410 in the first year. Enter your amount to see your exact return.
Columbus, Ohio CD LadderOH CD rates currently range from 1.984% (3-month) to 2.722% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Columbus, Ohio CD at 4.10% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsOhio’s average 12-month CD is 2.859% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Columbus, Ohio CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Columbus, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Columbus, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: June 3, 2026
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