Citizens Federal S&LA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 0.75% and 3-month CD rates at 1.16%. Current savings rates are at 0.17% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 6.87%. Credit Card rates are at 9.90%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates. Citizens Federal S&LA's 12-Month CD rates are at 3.46%, 48-Month CD rates are at 3.41%, 18-Month CD rates are at 3.41%, 60-Month CD rates are at 3.39%, 30-Month CD rates are at 3.37%. Citizens Federal S&LA's savings rates are at 0.07%. Citizens Federal S&LA's money market rates are at 0.90%.
To see how these rates compare to Citizens Federal S&LA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Federal S&LA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Federal S&LA CD rates. You can also compare Citizens Federal S&LA savings rates, MMA rates and mortgage rates using our other rate lists. Citizens Federal S&LA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Federal S&LA? Share your experience about Citizens Federal S&LA by leaving a review below, or read customer reviews before you decide to use Citizens Federal S&LA. Citizens Federal S&LA Texas Ratio Citizens Federal S&LA's Texas Ratio is at 0.38%, which is considered excellent. The Texas Ratio for Citizens Federal S&LA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Citizens Federal S&LA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Citizens Federal S&LA CD Rates and Interest Rates
Citizens Federal S&LA
12-Month CD
3.46%
$500
Citizens Federal S&LA
18-Month CD
3.41%
$500
Citizens Federal S&LA
48-Month CD
3.41%
$500
Citizens Federal S&LA
60-Month CD
3.39%
$500
Citizens Federal S&LA
30-Month CD
3.37%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Citizens Federal S&LA Rates with Other Competitive Bank and Credit Union Rates
Ohio State Bank
12-Month CD
4.50%
$500
Merrick Bank
24-Month CD
4.20%
$25,000
America First Federal Credit Union
60-Month CD
4.20%
$500
SchoolsFirst Federal Credit Union
18-Month CD
4.15%
$500
Complex Community Federal Credit Union
12-Month CD
4.08%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates May 18, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Citizens Federal S&LA InformationCitizens Federal S&LA
100 N. Main StBellefontaine, OH 43311 Logan Established Date: 01/01/1885 FDIC Certificate #: 28060 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.citizensfederalsl.com/
Is Citizens Federal S&LA FDIC Insured? Yes
What is Citizens Federal S&LA's Cert number? 28060
What is the maximum amount for insured deposits? $250,000 per holder, per account
Citizens Federal S&LA FinancialsTotal Assets:
$180,117,000
Total Deposits:
$162,054,000
Equity Capital:
$17,656,000
Domestic Deposits:
$162,054,000
Net Income:
$-60,000
Return on Assets:
-0.0151%
Quarterly Return on Assets:
-0.1300%
Pretax Return on Assets:
-0.2267%
Pretax Quarterly Return on Assets:
-0.2300%
Return on Equity:
-0.1500%
Quarterly Return on Equity:
-1.3500%
Common Equity Tier 1 Capital Ratio:
21.0976%
Tier 1 Risk-Based Capital Ratio:
21.0976%
Leverage Tier 1 (Core Capital) Ratio:
10.8937%
Total Risk-Based Capital Ratio (YTD):
21.4265%
Total Interest Income (YTD):
3.5347%
Headquarters:
Bellefontaine
FDIC Field Office:
Columbus
Regulator:
OCC
County:
Logan
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Current mortgage rates have stabilized since the beginning of the week. Friday's unemployment rate came showed a surprising decline over May's unemployment numbers forcing mortgage rates higher but rates haven't changed much since then.
 nbkc Bank CD rates on both short and long term certificates of deposit are competitive right now. 3 month CD rates at nbkc Bank are at 0.65 percent with an APY of .065 percent. 5 year CD rates from nbkc Bank are of course much higher at 3.00 percent with an APY of 3.04 percent. See how nbkc Bank CD rates compare with other CD rates at banks to get the best CD rate today.Fixed conforming mortgage rates are lower for the third consecutive week. In this week's Primary Mortgage Market Survey released by Freddie Mac, conforming fixed 30 year mortgage rates are back under 5.00 percent, averaging 4.87 percent for the week ending March 3, 2011, a decrease from the prior week’s average of 4.95 percent. Average mortgage discount points on 30 year mortgages were 0.7 points, up from the previous week’s average of 0.6 points.
Bank or Credit Union Offers and DealsFinding the Best Health Insurance Rates - PPO PlansCurrent Savings Rates and Money Market Rates 10/15/13 CBI Bank & Trust Mortgage Rates Today Mortgage Rates Increase: 30 Year Mortgage Rates at 5.07% and 15 Year Mortgage Rates at 4.43% Why Are Long Term Interest Rates Low? Average 15 Year Mortgage Rates Break Through 3.00 Percent Today Slew of CD Rate Changes from Banks Prior to the Fed Funds Rate Increase Investors Bank Mortgage Rates Mortgage Rates Drop: 30 Year Mortgage Rates at 4.83%, 15 Year Mortgage Rates at 4.19% Mortgage Rates are a Critical Aspect of the Home Buying Process Alternative Bank and Credit Union Offers to ExploreMortgage Foreclosure ResourcesRefinance Mortgage Rates: 30 Year Refinance Rates at 5.04% Mortgage Rates Hit Record Low: 30 Year Mortgage Rates at 4.69%, 15 Year Mortgage Rates at 4.13% Health Savings Account (HSA) 101 Mortgage Rates Heading Lower Next Week: Today's 30 Year Mortgage Rates at 4.38%, 30 Year Jumbo Rates at 4.93% CU of Colorado Savings Rates and Money Market Account Rates Health Insurance Bank of America CD Rates: 5.00% Top Rate for 7-Month or 13-Month Featured CD Existing Home Sales Decline Slightly as Mortgage Rates Drop Mortgage Refinance Rates: 30 Year Refinance Rates at 4.94%, 15 Year Refinance Rate at 4.35% Citizens Federal S&LA ReviewsThere are no reviews for Citizens Federal S&LA yet. Feel free to create one below.
Add Your Rating and Review for Citizens Federal S&LA
See how Citizens Federal S&LA Compares to other banks |
