Citizens Federal S&LA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.00%, 6-month CD rates at 5.05% and 3-month CD rates at 2.27%. Current savings rates are at 0.50% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 7.20%. Credit Card rates are at 16.10%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates. Citizens Federal S&LA's 12-Month CD rates are at 4.65%, 18-Month CD rates are at 4.20%, 24-Month CD rates are at 4.10%, 30-Month CD rates are at 4.00%, 48-Month CD rates are at 3.90%. Citizens Federal S&LA's savings rates are at 0.07%. Citizens Federal S&LA's money market rates are at 1.90%. Citizens Federal S&LA's 20-Year Fixed rates are at 7.38%, 30-Year Fixed rates are at 7.38%, 10-Year Fixed rates are at 6.62%, 15-Year Fixed rates are at 6.62%.

Citizens Federal S&LA

To see how these rates compare to Citizens Federal S&LA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Federal S&LA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Federal S&LA CD rates. You can also compare Citizens Federal S&LA savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens Federal S&LA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Federal S&LA? Share your experience about Citizens Federal S&LA by leaving a review below, or read customer reviews before you decide to use Citizens Federal S&LA.

Citizens Federal S&LA Texas Ratio

Citizens Federal S&LA's Texas Ratio is at 0.74%, which is considered excellent. The Texas Ratio for Citizens Federal S&LA is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens Federal S&LA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.65%
18-Month CD
4.20%
24-Month CD
4.10%
36-Month CD
N/A
48-Month CD
3.90%
60-Month CD
3.80%
Savings
0.07%
MMA
1.90%
30-Year Fixed
7.49%
Credit Card
N/A
Personal Loan
N/A
Citizens Federal S&LA
100 N. Main St
Bellefontaine, OH 43311
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Citizens Federal S&LA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Citizens Federal S&LA
Citizens Federal S&LA
12-Month CD
4.65%
$500
Citizens Federal S&LA
Citizens Federal S&LA
18-Month CD
4.20%
$500
Citizens Federal S&LA
Citizens Federal S&LA
24-Month CD
4.10%
$500
Citizens Federal S&LA
Citizens Federal S&LA
30-Month CD
4.00%
$500
Citizens Federal S&LA
Citizens Federal S&LA
48-Month CD
3.90%
$500
Citizens Federal S&LA
Citizens Federal S&LA
60-Month CD
3.80%
$500
Citizens Federal S&LA
Citizens Federal S&LA
Money Market
1.90%
$2,500
Citizens Federal S&LA
Citizens Federal S&LA
Savings Account
0.07%
$20
Citizens Federal S&LA
Citizens Federal S&LA
Checking Account Now
0.05%
$20
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Citizens Federal S&LA Mortgage Rates

Lender
Product
Rate
APR
Points
Citizens Federal S&LA
Citizens Federal S&LA
15-Year Fixed
6.625%
6.811%
0.500
Citizens Federal S&LA
Citizens Federal S&LA
10-Year Fixed
6.625%
6.886%
0.500
Citizens Federal S&LA
Citizens Federal S&LA
30-Year Fixed
7.375%
7.494%
0.500
Citizens Federal S&LA
Citizens Federal S&LA
20-Year Fixed
7.375%
7.528%
0.500

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Citizens Federal S&LA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Century Next Bank
Century Next Bank
Checking Account Priority <-$30K
7.00%
$50
Arvest Bank
Arvest Bank
6-Month CD
5.00%
$0
Magyar Bank
Magyar Bank
15-Month CD
4.75%
$2,500
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
3-Month CD
4.58%
$500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
60-Month CD
4.34%
$2,500
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
36-Month CD (Certificate)
4.07%
$500
EagleBank
EagleBank
36-Month CD
4.00%
$1,000
S&T Bank
S&T Bank
12-Month CD
4.00%
$500
Massena Savings and Loan
Massena Savings and Loan
48-Month CD
3.86%
$1,000
Apple Federal Credit Union
Apple Federal Credit Union
120-Month CD
3.81%
$500
Navy Federal Credit Union
Navy Federal Credit Union
60-Month CD
3.80%
$1,000
Columbia Bank
Columbia Bank
18-Month CD
3.75%
$500
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
6-Month Jumbo CD
3.75%
$100,000
Henderson FSB
Henderson FSB
24-Month CD
3.30%
$500
First Shore Federal S&L
First Shore Federal S&L
12-Month CD
3.25%
$500
Sawyer Savings Bank
Sawyer Savings Bank
35-Month CD
3.25%
$500
Coffee County Bank
Coffee County Bank
48-Month CD
3.20%
$1,000
Alliant Credit Union
Alliant Credit Union
Savings High Yield
3.10%
$100
Jonah Bank of Wyoming
Jonah Bank of Wyoming
12-Month CD
3.05%
$500
Jovia Federal Credit Union
Jovia Federal Credit Union
24-Month CD
3.00%
$100
Torrington Savings Bank
Torrington Savings Bank
24-Month CD
3.00%
$1,000
First Westroads Bank
First Westroads Bank
24-Month CD
2.50%
$100
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
3-Month CD
2.27%
$500
Navy Federal Credit Union
Navy Federal Credit Union
Jumbo Money Market
2.25%
$1,000,000
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
18-Month CD
2.02%
$1,000
Milford Federal Bank
Milford Federal Bank
36-Month CD
2.02%
$1,000
Ascendia Bank
Ascendia Bank
18-Month CD
2.00%
$500
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
3-Month CD certificate
2.00%
$0
Centier Bank
Centier Bank
36-Month CD
1.75%
$1,000
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
18-Month CD
1.51%
$500
First Bank Waverly, IA
First Bank Waverly, IA
48-Month CD
1.50%
$1,000
Central State Bank Clayton, IL
Central State Bank Clayton, IL
24-Month CD
1.26%
$1,000
Bank of Franklin County
Bank of Franklin County
48-Month CD
1.16%
$500
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
18-Month CD
1.05%
$500
Northside Community Bank
Northside Community Bank
Statement Savings
1.00%
$200
Mutual Security Credit Union
Mutual Security Credit Union
12-Month CD
1.00%
$500
First Federal Community Bank N.A.
First Federal Community Bank N.A.
60-Month CD
0.80%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
Savings
0.50%
$100
Crest Savings Bank
Crest Savings Bank
30-Month CD
0.35%
$500
Greene County Commercial Bank
Greene County Commercial Bank
30-Month CD
0.25%
$1,000
Main Street Bank
Main Street Bank
Savings
0.25%
$0
Union Bank, Inc.
Union Bank, Inc.
24-Month CD
0.20%
$1,000
First Hawaiian Bank
First Hawaiian Bank
36-Month CD eCD
0.15%
$500
Somerset Trust Company
Somerset Trust Company
Statement Savings
0.11%
$100
Gouverneur S&L
Gouverneur S&L
Passbook Savings
0.10%
$10
Savers Co-operative Bank
Savers Co-operative Bank
Money Market
0.10%
$10
Hawaii National Bank
Hawaii National Bank
Savings
0.07%
$100
First National Bank and Trust AL
First National Bank and Trust AL
Money Market
0.05%
$50
Northwest Community Bank
Northwest Community Bank
UTMA Savings
0.05%
$5
Bank of Canton
Bank of Canton
Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Citizens Federal S&LA Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
6.000%
6.056%
0.000
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.071%
0.250
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
5.875%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Citizens Federal S&LA Information

Citizens Federal S&LA
100 N. Main St
Bellefontaine, OH 43311
Logan
Established Date: 01/01/1885
FDIC Certificate #: 28060
Date of FDIC Deposit Insurance: 09/11/1935
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Citizens Federal S&LA FDIC Insured? Yes
What is Citizens Federal S&LA's Cert number? 28060
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens Federal S&LA Financials

Total Assets:
$177,989,000
Total Deposits:
$159,980,000
Equity Capital:
$17,703,000
Domestic Deposits:
$159,980,000
Net Income:
$17,000
Return on Assets:
0.3718%
Quarterly Return on Assets:
0.0400%
Pretax Return on Assets:
-0.0022%
Pretax Quarterly Return on Assets:
0.0000%
Return on Equity:
3.7100%
Quarterly Return on Equity:
0.3900%
Common Equity Tier 1 Capital Ratio:
21.1302%
Tier 1 Risk-Based Capital Ratio:
21.1302%
Leverage Tier 1 (Core Capital) Ratio:
10.7816%
Total Risk-Based Capital Ratio (YTD):
21.4668%
Total Interest Income (YTD):
2.9848%
 
 
Headquarters:
Bellefontaine
FDIC Field Office:
Columbus
Regulator:
OCC
County:
Logan
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

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