Citizens Federal S&LA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.45%, 6-month CD rates at 3.82% and 3-month CD rates at 0.05%. Current savings rates are at 0.10% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 6.25%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates. Citizens Federal S&LA's 12-Month CD rates are at 3.57%, 18-Month CD rates are at 3.28%, 24-Month CD rates are at 3.11%, 30-Month CD rates are at 3.00%, 48-Month CD rates are at 2.99%. Citizens Federal S&LA's savings rates are at 0.07%. Citizens Federal S&LA's money market rates are at 1.40%. Citizens Federal S&LA's 20-Year Fixed rates are at 6.38%, 30-Year Fixed rates are at 6.38%, 10-Year Fixed rates are at 6.12%, 15-Year Fixed rates are at 6.12%.
To see how these rates compare to Citizens Federal S&LA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Federal S&LA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Federal S&LA CD rates. You can also compare Citizens Federal S&LA savings rates, MMA rates and mortgage rates using our other rate lists. Citizens Federal S&LA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Federal S&LA? Share your experience about Citizens Federal S&LA by leaving a review below, or read customer reviews before you decide to use Citizens Federal S&LA. Citizens Federal S&LA Texas Ratio Citizens Federal S&LA's Texas Ratio is at 0.38%, which is considered excellent. The Texas Ratio for Citizens Federal S&LA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Citizens Federal S&LA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Citizens Federal S&LA CD Rates and Interest Rates
Citizens Federal S&LA
12-Month CD
3.57%
$500
Citizens Federal S&LA
18-Month CD
3.28%
$500
Citizens Federal S&LA
24-Month CD
3.11%
$500
Citizens Federal S&LA
30-Month CD
3.00%
$500
Citizens Federal S&LA
48-Month CD
2.99%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Citizens Federal S&LA Mortgage Rates
Citizens Federal S&LA
15-Year Fixed
6.125%
6.308%
0.500
Citizens Federal S&LA
10-Year Fixed
6.125%
6.384%
0.500
Citizens Federal S&LA
30-Year Fixed
6.375%
6.487%
0.500
Citizens Federal S&LA
20-Year Fixed
6.375%
6.522%
0.500
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Citizens Federal S&LA Rates with Other Competitive Bank and Credit Union Rates
Magnolia Bank Elizabethtown, KY
6-Month CD
5.05%
$500
Flanagan State Bank
6-Month CD (Super Jumbo)
5.00%
$250,000
New Frontier Bank
3-Month CD (special)
5.00%
$1,000
360 Federal Credit Union
12-Month CD
4.61%
$1,000
Van Wert Federal Savings Bank
Elite Money Market
4.42%
$20,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Citizens Federal S&LA Mortgage RatesShow More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Citizens Federal S&LA InformationCitizens Federal S&LA
100 N. Main StBellefontaine, OH 43311 Logan Established Date: 01/01/1885 FDIC Certificate #: 28060 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.citizensfederalsl.com/
Is Citizens Federal S&LA FDIC Insured? Yes
What is Citizens Federal S&LA's Cert number? 28060
What is the maximum amount for insured deposits? $250,000 per holder, per account
Citizens Federal S&LA FinancialsTotal Assets:
$180,117,000
Total Deposits:
$162,054,000
Equity Capital:
$17,656,000
Domestic Deposits:
$162,054,000
Net Income:
$-60,000
Return on Assets:
-0.0151%
Quarterly Return on Assets:
-0.1300%
Pretax Return on Assets:
-0.2267%
Pretax Quarterly Return on Assets:
-0.2300%
Return on Equity:
-0.1500%
Quarterly Return on Equity:
-1.3500%
Common Equity Tier 1 Capital Ratio:
21.0976%
Tier 1 Risk-Based Capital Ratio:
21.0976%
Leverage Tier 1 (Core Capital) Ratio:
10.8937%
Total Risk-Based Capital Ratio (YTD):
21.4265%
Total Interest Income (YTD):
3.5347%
Headquarters:
Bellefontaine
FDIC Field Office:
Columbus
Regulator:
OCC
County:
Logan
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage Rates were down slightly in the latest Weekly Mortgage Applications Survey released this morning by the Mortgage Bankers Association. 30 year mortgage rates, 15 year mortgage rates and 1 year adjustable mortgage rates were all down in the latest mortgage survey.
Another week brings another round of record low mortgage rates on conforming loans. Mortgage rates today on fixed 30 year mortgages, 15 year mortgages and 1 year adjustable mortgages all hit record lows in Freddie Mac's Primary Mortgage Market Survey. Recent economic data showing less consumer spending and a contraction in the manufacturing industry sent average rates lower.
 The Federal Reserve Bank cut the Fed Funds rate from 1% down to a range of 0% to .25%. The cut was larger then the .50% cut analysts were expecting.
Bank or Credit Union Offers and DealsAverage CD Rates for December 15th, 2019iGObanking.com MMA 50K Rates now at 1.09% Federal Open Market Committee Keeps Fed Funds Rate at Exceptionally Low Levels Until Middle 2015 Average Mortgage Rates Move Lower This Week: 30-Year Rates at 7.23% and 15-Year Rates at 6.49% Salem Five Direct Savings Rates If a Meteor Hits Your Home, Are You Covered? First Internet Bank of Indiana Money Market Account Rates now at 0.80% Mortgage Rates 15 Year Mortgage Rates at 3.38% Home Mortgage Rates: 30 Year Mortgage Rates at 4.36%, 15 Year Mortgage Rates at 3.83% Bread Savings Rates at 4.65% APY Alternative Bank and Credit Union Offers to ExploreDutch Point Credit Union CD RatesMortgage Rates Decline: Current Fixed 15 Year Refinance Rates as Low as 2.25 Percent Top 1 Year CD Rate Now at 1.35 Percent Did Low Current Mortgage Rates Drive Toll Bros Contract Signings Higher? Interest Rates Might Higher Move Sooner Than the End of 2015 EverBank Money Market Account 25K Rates now at 0.61% Current Mortgage Rates Today: 30 Year Conforming Rates Decline to 3.56% Mortgage Rates Down Slightly: 30 Year Mortgage Rates at 5.01% & 15 Year Mortgage Rates at 4.33% FOMC Keeps "Considerable Time" Language on Fed Funds Rate State Farm Bank Savings Rates now at 0.10% Citizens Federal S&LA ReviewsThere are no reviews for Citizens Federal S&LA yet. Feel free to create one below.
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