CD Rates Jackson, Montana (MT) for March 2026
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Brian McKay
iEditorial Disclosure
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Jackson, Montana CD rates include Park Side Financial Credit UnionPark Side Financial Credit Union1300 Baker Ave, Whitefish, MT 59937 2988A+5.0 ★Texas Ratio: 1.87% offering 1-Year Youth Certificate at 4.40% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union875 Main St, Billings, MT 59105A5.0 ★Texas Ratio: 11.38% offering Youth certificate 60-month youth certificate at 4.09% APY, Mile High Federal Credit UnionMile High Federal Credit Union3410 MONROE AVE, BUTTE, MT 59701A+5.0 ★Texas Ratio: 0.03% offering 3 Month (Special) Share Certificates at 3.80% APY, Rimrock Credit UnionRimrock Credit Union952 Central Ave, Billings, MT 59102 5845A+5.0 ★Texas Ratio: 0.55% offering 6 Month Share Certificates at 3.80% APY, and Unity Bank Augusta, WIUnity Bank Augusta, WI104 Ridgewater Dr, Polson, MT 59860B-4.3 ★Texas Ratio: 23.34% offering 18 Month CD at 3.80% APY. CD rates as of March 28, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Jackson, Montana, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 28, 2026
Compare Best CD Rates in Jackson, Montana & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mile High Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
3410 MONROE AVE, BUTTE, MT 59701
3 Month (Special) Share Certificates
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Park Side Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
1300 Baker Ave, Whitefish, MT 59937 2988
3-Month Share Certificate
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First Federal Bank & Trust
Institution Rating:
B+4.8 ★Texas Ratio: 16.90%
645 Henry Chapple St, Billings, MT 59106
3 Month CD
$250,000
3.45%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMar 28, 2026
Details
Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
430 Main St, Deer Lodge, MT 59722
90 Day Time CD
$100
3.31%
▼
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
Pioneer Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
202 N Main St, Deer Lodge, MT 59722
90 Day Certificate*
$0
3.09%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
11 West Main Street, Belgrade, MT 59714
3 Month Standard Certificates of Deposit
$5,000
1.84%
▼
Rate1.83%
Min Deposit$5,000
Min Balance—
UpdatedMar 28, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
623 2nd Ave S, Glasgow, MT 59230
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rimrock Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
952 Central Ave, Billings, MT 59102 5845
6 Month Share Certificates
$2,000
3.80%
▼
Rate3.76%
Min Deposit$2,000
Min Balance—
UpdatedMar 28, 2026
Details
Ravalli County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
501 N 1st St, Hamilton, MT 59840 2129
6 Month Certificate
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Altana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1111 24th St W, Billings, MT 59102 3809
6 Month Certificates
$100,000
3.69%
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Park Side Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
1300 Baker Ave, Whitefish, MT 59937 2988
Jumbo 6-Month Share Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1541 Custer Ave, Billings, MT 59102
6 Month Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mile High Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
3410 MONROE AVE, BUTTE, MT 59701
6 Month (Special) Share Certificates
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Montana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
15 14th St S, Great Falls, MT 59401 3800
6 month Share Certificates
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Pioneer Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
202 N Main St, Deer Lodge, MT 59722
6 Month Certificate**
$0
3.22%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
430 Main St, Deer Lodge, MT 59722
6 Month CD
$100
3.05%
▼
Rate3.00%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
11 West Main Street, Belgrade, MT 59714
6 Month Standard Certificates of Deposit
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
623 2nd Ave S, Glasgow, MT 59230
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Park Side Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
1300 Baker Ave, Whitefish, MT 59937 2988
1-Year Youth Certificate
$0
4.40%
▼
Rate4.31%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rimrock Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
952 Central Ave, Billings, MT 59102 5845
1 Year Share Certificates
$2,000
3.80%
▼
Rate3.80%
Min Deposit$2,000
Min Balance—
UpdatedMar 28, 2026
Details
Altana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1111 24th St W, Billings, MT 59102 3809
12 Month Certificates
$500
3.69%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1541 Custer Ave, Billings, MT 59102
12 Month Certificate
$500
3.66%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Limited time special! Rates effective as of January 1, 2026.
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
11 West Main Street, Belgrade, MT 59714
Large Depositor Special 12 Month
$250,000
3.65%
▼
Rate3.60%
Min Deposit$250,000
Min Balance—
UpdatedMar 28, 2026
Details
Belt Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
111 Castner St, Belt, MT 59412
1 Year CD
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Penalty for early withdrawal may apply.
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
2330 S Reserve St, Missoula, MT 59801
12 Month IRA
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
$500.00 Minimum Opening Deposit
Pioneer Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
202 N Main St, Deer Lodge, MT 59722
1 Year Certificate*
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
110 S Idaho St, Dillon, MT 59725
Certificates of Deposit 12 month
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
$500 minimum to open; All certificates can be added onto, $200 minimum add on.
Ravalli County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
501 N 1st St, Hamilton, MT 59840 2129
12 Month Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT 59330
12 month CD
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$1000 minimum.
Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
430 Main St, Deer Lodge, MT 59722
1 Year CD
$100
2.98%
▼
Rate2.95%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
Farmers State Bank Victor, MT
Institution Rating:
A5.0 ★Texas Ratio: 8.58%
103 Main St, Victor, MT 59875
12 Month Certificate of Deposit
$1,000
2.94%
▼
Rate2.90%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Mile High Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
3410 MONROE AVE, BUTTE, MT 59701
12 Month IRA Share Certificate
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Wealth Builder CD (1 Year)
$0
2.25%
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
623 2nd Ave S, Glasgow, MT 59230
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
875 Main St, Billings, MT 59105
Standard certificate 18-month certificate
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
104 Ridgewater Dr, Polson, MT 59860
18 Month CD
$2,500
3.80%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
Altana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1111 24th St W, Billings, MT 59102 3809
18 Month Certificates
$100,000
3.69%
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1541 Custer Ave, Billings, MT 59102
18 Month Certificate
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Park Side Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
1300 Baker Ave, Whitefish, MT 59937 2988
Jumbo 18-Month Share Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Montana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
15 14th St S, Great Falls, MT 59401 3800
18 month Share Certificates
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Belt Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
111 Castner St, Belt, MT 59412
18 Month CD
$500
3.15%
▼
Rate3.11%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Penalty for early withdrawal may apply.
Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
430 Main St, Deer Lodge, MT 59722
IRA 18 Month Fixed
$100
3.03%
▼
Rate3.00%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
Mile High Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
3410 MONROE AVE, BUTTE, MT 59701
18 Month IRA Share Certificate
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Ravalli County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
501 N 1st St, Hamilton, MT 59840 2129
18 Month Certificate
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
110 S Idaho St, Dillon, MT 59725
18 month IRA
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
11 West Main Street, Belgrade, MT 59714
18 Month Standard Certificates of Deposit
$5,000
2.41%
▼
Rate2.39%
Min Deposit$5,000
Min Balance—
UpdatedMar 28, 2026
Details
Madison Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.13%
213 E Main St, Ennis, MT 59729
18 month multiple deposit IRA Certificates
$100
1.65%
▼
Rate1.65%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
Farmers State Bank Victor, MT
Institution Rating:
A5.0 ★Texas Ratio: 8.58%
103 Main St, Victor, MT 59875
18 Month Certificate of Deposit
$1,000
1.27%
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
104 Ridgewater Dr, Polson, MT 59860
24 Month CD
$2,500
3.70%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
Altana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1111 24th St W, Billings, MT 59102 3809
24 Month Certificates
$100,000
3.69%
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1541 Custer Ave, Billings, MT 59102
24 Month Certificate
$500
3.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Limited time special! Rates effective as of January 1, 2026.
Park Side Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
1300 Baker Ave, Whitefish, MT 59937 2988
24-Month Share Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
2330 S Reserve St, Missoula, MT 59801
24 Month IRA
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
$500.00 Minimum Opening Deposit
Belt Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
111 Castner St, Belt, MT 59412
2 Year CD
$500
3.23%
▼
Rate3.19%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Penalty for early withdrawal may apply.
Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT 59330
24 month CD
$0
3.10%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$1000 minimum.
Mile High Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
3410 MONROE AVE, BUTTE, MT 59701
24 Month IRA Share Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Montana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
15 14th St S, Great Falls, MT 59401 3800
24 month Share Certificates
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Pioneer Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
202 N Main St, Deer Lodge, MT 59722
1-1/2 Year Certificate*
$0
2.57%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
11 West Main Street, Belgrade, MT 59714
24 Month Standard Certificates of Deposit
$1,000
2.44%
▼
Rate2.43%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
430 Main St, Deer Lodge, MT 59722
2 1/2 Year Fixed CD
$100
2.27%
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
110 S Idaho St, Dillon, MT 59725
24 month IRA
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Farmers State Bank Victor, MT
Institution Rating:
A5.0 ★Texas Ratio: 8.58%
103 Main St, Victor, MT 59875
2 Year Certificate of Deposit
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Altana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1111 24th St W, Billings, MT 59102 3809
36 Month Certificates
$100,000
3.69%
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Rimrock Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
952 Central Ave, Billings, MT 59102 5845
3 Year Share Certificates
$2,000
3.60%
▼
Rate3.73%
Min Deposit$2,000
Min Balance—
UpdatedMar 28, 2026
Details
Belt Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
111 Castner St, Belt, MT 59412
3 Year CD
$500
3.59%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Penalty for early withdrawal may apply.
Park Side Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
1300 Baker Ave, Whitefish, MT 59937 2988
36-Month Share Certificate Step Up
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Intrepid Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
915 Kessler St, Helena, MT 59601
Share Certificate 36 Month - No Bump
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1541 Custer Ave, Billings, MT 59102
36 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
2330 S Reserve St, Missoula, MT 59801
36 Month IRA
$500
3.19%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
$500.00 Minimum Opening Deposit
Montana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
15 14th St S, Great Falls, MT 59401 3800
36 month Share Certificates
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
430 Main St, Deer Lodge, MT 59722
IRA 36 Month Fixed
$100
2.52%
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
11 West Main Street, Belgrade, MT 59714
36 Month Standard Certificates of Deposit
$1,000
2.49%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Farmers State Bank Victor, MT
Institution Rating:
A5.0 ★Texas Ratio: 8.58%
103 Main St, Victor, MT 59875
3 Year Certificate of Deposit
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
110 S Idaho St, Dillon, MT 59725
36 month IRA
$0
1.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rimrock Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
952 Central Ave, Billings, MT 59102 5845
4 Year Share Certificates
$2,000
3.50%
▼
Rate3.68%
Min Deposit$2,000
Min Balance—
UpdatedMar 28, 2026
Details
Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT 59330
48 month CD
$0
3.35%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$1000 minimum.
Intrepid Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
915 Kessler St, Helena, MT 59601
Share Certificate 48 Month - No Bump
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1541 Custer Ave, Billings, MT 59102
48 Month Certificate
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Montana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
15 14th St S, Great Falls, MT 59401 3800
48 month Share Certificates
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
430 Main St, Deer Lodge, MT 59722
4 Year Fixed CD
$100
1.91%
▼
Rate1.90%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
110 S Idaho St, Dillon, MT 59725
48 month IRA
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
875 Main St, Billings, MT 59105
Youth certificate 60-month youth certificate
$0
4.09%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Altana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1111 24th St W, Billings, MT 59102 3809
60 Month Certificates
$100,000
3.69%
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT 59330
60 month CD
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$1000 minimum.
Belt Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
111 Castner St, Belt, MT 59412
5 Year CD
$500
3.44%
▼
Rate3.39%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Penalty for early withdrawal may apply.
Park Side Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
1300 Baker Ave, Whitefish, MT 59937 2988
60-Month Share Certificate Step Up
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
2330 S Reserve St, Missoula, MT 59801
60 Month IRA
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
$500.00 Minimum Opening Deposit
Intrepid Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
915 Kessler St, Helena, MT 59601
Share Certificate 60 Month - No Bump
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1541 Custer Ave, Billings, MT 59102
60 Month Certificate
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
11 West Main Street, Belgrade, MT 59714
60 Month Standard Certificates of Deposit
$1,000
2.52%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Farmers State Bank Victor, MT
Institution Rating:
A5.0 ★Texas Ratio: 8.58%
103 Main St, Victor, MT 59875
5 Year Certificate of Deposit
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Ravalli County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
501 N 1st St, Hamilton, MT 59840 2129
60 Month Certificate
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Jackson, MT CD Rate Trends
Compare local Jackson, MT CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — MT Avg
2.797%
▼ 0.757 from last week
Montana 12-month CD rates fell 0.757 points this week to 2.797% APY, down from 3.554% last week.
6-Month CD — MT Avg
2.336%
▼ 0.765 from last week
Montana 6-month CD rates fell 0.765 points this week to 2.336% APY, down from 3.101% last week.
As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Jackson, Montana
Are CD rates in Jackson, Montana FDIC insured?
Yes, most established banks in Jackson, Montana are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Jackson, Montana?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Jackson, Montana.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Jackson, Montana may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Jackson, Montana?
Here are recent top rates found for this area:
- Park Side Financial Credit Union: 4.40% APY (1-Year Youth Certificate)
- Mountain America Federal Credit Union: 4.09% APY (Youth certificate 60-month youth certificate)
- Mile High Federal Credit Union: 3.80% APY (3 Month (Special) Share Certificates)
- Rimrock Credit Union: 3.80% APY (6 Month Share Certificates)
- Unity Bank Augusta, WI : 3.80% APY (18 Month CD)
- Ravalli County Federal Credit Union: 3.79% APY (6 Month Certificate)
- Altana Federal Credit Union: 3.69% APY (36 Month Certificates)
- Valley Financial Credit Union: 3.66% APY (12 Month Certificate)
- Flanagan State Bank: 3.65% APY (Large Depositor Special 12 Month)
- Belt Valley Bank: 3.59% APY (3 Year CD)
Rates reflect recent verified offers available in Jackson, Montana. Last Updated: March 28, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Jackson, Montana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Jackson, Montana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 28, 2026
