CD Rates Olean, Missouri (MO) for March 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Olean, Missouri CD rates include Infuze Credit UnionInfuze Credit Union5000 Illinois Ave, Fort Leonard Wood, MO 65473A+5.0 ★Texas Ratio: 4.06% offering 12-Month IRA Share Certificate at 4.12% APY, Alliance Credit Union Fenton, MOAlliance Credit Union Fenton, MO1280 S Highway Dr, Fenton, MO 63026 1913A+5.0 ★Texas Ratio: 4.34% offering Certificates of Deposit & IRA CDs Youth Saver 12-Month CD (ages 0-19) at 4.05% APY, Omb BankOmb Bank3570 S National Ave, Springfield, MO 65807A+5.0 ★Texas Ratio: 4.97% offering 3 Month CD at 4.05% APY, FNB of Nevada, MissouriFNB of Nevada, Missouri100 W Walnut St, Nevada, MO 64772A+5.0 ★Texas Ratio: 0.78% offering Basic CDs 3 Month at 4.01% APY, and CSD Credit UnionCSD Credit Union8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841A+5.0 ★Texas Ratio: 1.11% offering 6 Month Certificates at 4.00% APY.
To help you find the best CD rates in Olean, Missouri, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 21, 2026
Olean, MO CD Rate Trends
Compare local Olean, MO CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — MO Avg
2.493%
▼ 0.860 from last week
Missouri 12-month CD rates fell 0.860 points this week to 2.493% APY, down from 3.353% last week.
6-Month CD — MO Avg
2.523%
▼ 0.545 from last week
Missouri 6-month CD rates fell 0.545 points this week to 2.523% APY, down from 3.068% last week.
As of Mar 21, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare Best CD Rates in Olean, Missouri & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Omb Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
3570 S National Ave, Springfield, MO 65807
3 Month CD
$1,000
4.05%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Omb Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
3570 S National Ave, Springfield, MO 65807
3-Month High-Yield CD
$1,000
4.05%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Rate effective date: March 18, 2026
FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
100 W Walnut St, Nevada, MO 64772
Basic CDs 3 Month
$0
4.01%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
City Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
2550 S State Route 291, Independence, MO 64057 1226
3-Month CD
$0
3.90%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Minimum balance $500.
MRV Banks
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
871 Sainte Genevieve Drive, Sainte Genevieve, MO 63670
3 Month CD
$1,000
3.85%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
3 Month IRA Certificates
$10,000
3.80%
▼
Rate3.75%
Min Deposit$10,000
Min Balance—
UpdatedMar 13, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
IRA Certificates 3 Month
$10,000
3.80%
▼
Rate3.75%
Min Deposit$10,000
Min Balance—
UpdatedMar 13, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
3-Month CD
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
3-month FDIC-Insured Certificates of Deposit
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
90 Day CD
$1,000
3.65%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
3-Month Share Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$100,000 Minimum to Earn APY
CommunityAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
9777 Ridge Dr, Lenexa, KS 66219
3-Month Share Certificate
$500
3.60%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
6 Month Certificates
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
180 Day CD
$1,000
4.00%
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
180 Day IRA
$250
4.00%
▼
Rate3.94%
Min Deposit$250
Min Balance—
UpdatedMar 20, 2026
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
35 Village Plz, Shelbyville, KY 40065
IRA - Individual Retirement Accounts 6-Month
$1,000
4.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
6 Month IRA
$0
3.96%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
6 Month Certificate of Deposit (IRA)
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Member Merits (Gold1) 6 Month Certificate of Deposit
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
City Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
2550 S State Route 291, Independence, MO 64057 1226
6-Month CD
$0
3.95%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Minimum balance $500.
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
6 Month Add-On CD
$0
3.94%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Additional deposits of $25.00 minimum allowed with a maximum total contribution of $10,000.00
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
6 Month Simple Interest CD
$0
3.94%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
6 Month Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Citizens Bank New Haven, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
100 Circle Dr, New Haven, MO 63068
6 Month CD
$0
3.89%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
6 Month CD
$1,000
3.85%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
MRV Banks
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
871 Sainte Genevieve Drive, Sainte Genevieve, MO 63670
6 Month CD
$1,000
3.85%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
6 Month Certificate of Deposit
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
12-Month IRA Share Certificate
$0
4.12%
▼
Rate4.04%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
IRA Share Certificate Special 12-month term
$0
4.12%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO 63026 1913
Certificates of Deposit & IRA CDs Youth Saver 12-Month CD (ages 0-19)
$250
4.05%
▼
Rate3.99%
Min Deposit$250
Min Balance—
UpdatedMar 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO 63026 1913
Youth Saver 12-Month CD (ages 0-19) Certificate of Deposit & IRA CD
$250
4.05%
▼
Rate3.99%
Min Deposit$250
Min Balance—
UpdatedMar 16, 2026
Details
HomePride Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.68%
437 W Sunset St, Fordland, MO 65652
IRA 12-month
$500
3.91%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
2800 E 14th St, Kansas City, MO 64127
1 Year Share CD or IRA CD
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMar 21, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
12 Month CD
$1,000
3.85%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
12 Month Certificates
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
Youth 12 Month Certificates
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO 63117 2406
12 Month Build A Certificate of Deposit
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO 63117 2406
12 Month Certificate of Deposit
$1,000
3.81%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Certificates of Deposit require a minimum deposit of $1,000.
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Certificates of Deposit - 12-month term
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Scott Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
1100 Belt Line Rd, Collinsville, IL 62234 4367
IRA Certificate 1 year
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Scott Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
1100 Belt Line Rd, Collinsville, IL 62234 4367
IRA Certificate 1 year
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
1-year FDIC-Insured Certificates of Deposit
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
18-month FDIC-Insured Certificates of Deposit
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
18 Month CD
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
IRA Certificate Term 18-Month Variable
$100,000
3.72%
▼
Rate3.66%
Min Deposit$100,000
Min Balance—
UpdatedMar 15, 2026
Details
$100,000 Minimum to Earn APY
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
18 Month Daily Compound CD
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Multipli Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
818 N Benton Ave, Springfield, MO 65802 3704
18 Month Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
City Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
2550 S State Route 291, Independence, MO 64057 1226
18-Month CD
$0
3.70%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Minimum balance $500.
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
18 Month IRA
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO 63005 1411
18 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
4387 N Illinois St, Swansea, IL 62226
18-Month Variable Rate IRA
$0
3.62%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3040 W 111th Street, Chicago, IL 60655
Agility 18-month CD
$1,000
3.61%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
18 Month Jumbo CD
$25,000
3.60%
▼
Rate3.55%
Min Deposit$25,000
Min Balance—
UpdatedMar 13, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
18 Month Jumbo Certificates
$25,000
3.60%
▼
Rate3.55%
Min Deposit$25,000
Min Balance—
UpdatedMar 13, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
18 Month Jumbo IRA Certificates
$25,000
3.60%
▼
Rate3.55%
Min Deposit$25,000
Min Balance—
UpdatedMar 13, 2026
Details
Phelps County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 N Jefferson St, Saint James, MO 65559
18 Month CD
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
2800 E 14th St, Kansas City, MO 64127
1.5 Year Share CD or IRA CD
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMar 21, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
24-Month IRA Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★Texas Ratio: 9.94%
2330 West Port Plaza Dr, Saint Louis, MO 63146
Traditional & Roth IRA's 2 Year
$1,000
3.96%
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★Texas Ratio: 9.94%
2330 West Port Plaza Dr, Saint Louis, MO 63146
Simplified Employee Pension (SEP) IRA 2 Year
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
2-year FDIC-Insured Certificates of Deposit
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
24 Month CD
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
24 Month Certificates
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
24 Month Jumbo CD
$50,000
3.70%
▼
Rate3.65%
Min Deposit$50,000
Min Balance—
UpdatedMar 21, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
24 Month Daily Compound CD
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
100 W Walnut St, Nevada, MO 64772
Basic CDs 2 year
$0
3.65%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
24 Month IRA
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Phelps County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 N Jefferson St, Saint James, MO 65559
24 Month CD
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Multipli Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
818 N Benton Ave, Springfield, MO 65802 3704
24 Month Certificate
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
24 Month Term Share Certificate
$10,000
3.60%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
36-Month IRA Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
3-year FDIC-Insured Certificates of Deposit
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
36 Month Certificates
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
36 Month Jumbo CD
$50,000
3.70%
▼
Rate3.65%
Min Deposit$50,000
Min Balance—
UpdatedMar 21, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
IRA Certificate Term 36-Month Variable
$100,000
3.67%
▼
Rate3.61%
Min Deposit$100,000
Min Balance—
UpdatedMar 15, 2026
Details
$100,000 Minimum to Earn APY
Banterra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
521 Ferry Street, Metropolis, IL 62960
36-month CD Special
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO 63117 2406
36 Month Certicicate of Deposit
$50,000
3.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 20, 2026
Details
$50,000 +; Certificates of Deposit require a minimum deposit of $50,000. Interest compounded semi-annually.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
48-Month IRA Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
4-year FDIC-Insured Certificates of Deposit
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
48 Month Jumbo Bump Up CD
$50,000
3.91%
▼
Rate3.85%
Min Deposit$50,000
Min Balance—
UpdatedMar 21, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
48 Month Certificates
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO 64108
48 month Share Certificate of Deposit
$0
3.75%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
48 Month Bump Up CD
$1,000
3.75%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
48 Month Jumbo CD
$50,000
3.75%
▼
Rate3.70%
Min Deposit$50,000
Min Balance—
UpdatedMar 21, 2026
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
35 Village Plz, Shelbyville, KY 40065
IRA - Individual Retirement Accounts 48-Month
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
60-Month IRA Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
IRA Share Certificate Special 24/36/48/60-month terms
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
5-year FDIC-Insured Certificates of Deposit
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
60 Month Jumbo CD
$50,000
3.91%
▼
Rate3.85%
Min Deposit$50,000
Min Balance—
UpdatedMar 21, 2026
Details
The Seymour Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
119 N Main St, Seymour, MO 65746
60 Month Certificate of Deposit
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
60 Month Certificates
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
60 Month CD
$1,000
3.75%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO 63117 2406
60 Month Certificate of Deposit
$50,000
3.66%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 20, 2026
Details
$50,000 +; Certificates of Deposit require a minimum deposit of $50,000. Interest compounded semi-annually.
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Frequently Asked Questions about CD Rates in Olean, Missouri
Are CD rates in Olean, Missouri FDIC insured?
Yes, most established banks in Olean, Missouri are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Olean, Missouri?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Olean, Missouri.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Olean, Missouri may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Olean, Missouri?
Here are recent top rates found for this area:
- Infuze Credit Union: 4.12% APY (12-Month IRA Share Certificate)
- Alliance Credit Union Fenton, MO: 4.05% APY (Certificates of Deposit & IRA CDs Youth Saver 12-Month CD (ages 0-19))
- Omb Bank: 4.05% APY (3 Month CD)
- FNB of Nevada, Missouri: 4.01% APY (Basic CDs 3 Month)
- Republic Bank & Trust Company: 4.00% APY (IRA - Individual Retirement Accounts 6-Month)
- Freedom Bank of Southern Missouri: 4.00% APY (180 Day IRA)
- CSD Credit Union: 4.00% APY (6 Month Certificates)
- Kearney Trust Company: 3.96% APY (6 Month IRA)
- Commercial Bank Saint Louis, MO: 3.96% APY (Traditional & Roth IRA's 2 Year)
- Edward Jones Trust Company: 3.95% APY (4-year FDIC-Insured Certificates of Deposit)
Rates reflect recent verified offers available in Olean, Missouri. Last Updated: March 21, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Olean, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Olean, Missouri. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 21, 2026
