Jamaica Plain, Massachusetts CD Rates Today - Compare Best APYs for May 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Jamaica Plain, Massachusetts CD rates include Eastern Bank Boston, MAEastern Bank Boston, MA687 Centre St, Jamaica Plain, MA 02130A+5.0 ★Texas Ratio: 2.03%Real return: +1.11%APY minus CPI (February 2026) offering 6 Month CD/IRA CD at 3.91% APY, Hanscom Federal Credit UnionHanscom Federal Credit Union150 S Huntington Ave, Jamaica Plain, MA 02130A+5.0 ★Texas Ratio: 3.63%Real return: +0.95%APY minus CPI (February 2026) offering 3 Month Term Certificates at 3.75% APY, TD BankTD Bank725 Centre Street, Jamaica Plain, MA 02130A5.0 ★Texas Ratio: 6.30%Real return: -1.80%APY minus CPI (February 2026) offering 3 Year at 1.00% APY, Workers Federal Credit UnionWorkers Federal Credit UnionA5.0 ★Texas Ratio: 8.41%Real return: +1.32%APY minus CPI (February 2026) offering 12-Month Investment CD at 4.12% APY, and Worcester Fire Dept Credit UnionWorcester Fire Dept Credit UnionA+5.0 ★Texas Ratio: 2.00%Real return: +1.28%APY minus CPI (February 2026) offering 12 Months CD at 4.08% APY. CD rates as of May 30, 2026 according to verified data from MonitorBankRates.
Jamaica Plain has 35 local institutions in our database, with CD rates as high as 3.91% APY from Eastern Bank Boston, MA at 687 Centre St, Jamaica Plain, MA 02130. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 30, 2026
Compare Best CD Rates in Jamaica Plain, Massachusetts & the Surrounding Area
Jamaica Plain 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
3 Month Share Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
*APY: Annual Percentage Yield
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
3 Month Term Certificates
$1,000
3.75%
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Minimum to Open $1,000.00
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
Share Certificates 3 Month
$1,000
3.75%
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Term Certificates (Minimum to Open $1,000.00)
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
687 Centre St, Jamaica Plain, MA 02130
3 Month CD
$2,500
2.02%
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 28, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
725 Centre Street, Jamaica Plain, MA 02130
3 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
Relationship APY
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
3 Month Certificate of Deposit
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
3 Month CD/IRA
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Paid Monthly
DCU Digital Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
3-Month IRA Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Boost your tax refund by 3.75% APY.
BrightBridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Premium Certificate Accounts
$50,000
3.65%
▼
Rate3.59%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Members Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
3 month CD
$500
3.64%
▼
Rate3.58%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate of Deposit
$0
3.60%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
3 Months Certificates of Deposit
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
BrightBridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate Accounts
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Middlesex Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
Freedom Platinum 3 Month Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
*Annual Percentage Yield
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Middlesex Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
3 Month Certificate of Deposit
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
*Annual Percentage Yield
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
3 Month Certificates of Deposit
$2,500
3.25%
▼
Rate3.21%
Min Deposit$2,500
Min Balance—
UpdatedMay 29, 2026
Details
Coastal Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
IRA Certificates of Deposit 3 Months
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 28, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
3 Month Certificates of Deposit
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Avidia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
3 Months Certificates of Deposit
$1,000
3.00%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
3-Month Business CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
3-Month CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
Certificates of Deposit 3 Months
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Lee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
3 MONTH Certificates of Deposit (CDs)
$500
2.75%
▼
Rate2.68%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Charles River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
3 Month IRA Certificates
$0
2.25%
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details
St Jeans Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
3 Months Term Certificates
$500
1.95%
▼
Rate1.93%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
MountainOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
3 Months Individual Retirement Accounts (IRA)
$1,000
1.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Walpole Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Month Certificate
$2,500
0.95%
▼
Rate0.95%
Min Deposit$2,500
Min Balance—
UpdatedMay 28, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
3 Month Certificate
$1,000
0.76%
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 30, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposits 3 Months
$1,000
0.75%
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
3 Month Certificate
$500
0.65%
▼
Rate0.64%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3-month term Standard CDs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
3 Month Certificates & Individual Retirement Accounts
$500
0.50%
▼
Rate0.49%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Mass Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
3 Months Certificate
$500
0.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Mass Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
IRA Certificates 3 Months
$500
0.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3-month term Regular CDs
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate0.49%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
90 Day Certificate
$0
0.41%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMay 28, 2026
Details
There is a substantial penalty for early withdrawal. Fees could reduce earnings. 3 and 6 month terms are not available as retirement certificates (IRAs). IRAs are subject to additional IRS considerations. All deposits are insured in full by FDIC and DIF.
Bank of Easton
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
CDs and IRAs 3 months
$2,500
0.25%
▼
Rate0.25%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Jamaica Plain 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
687 Centre St, Jamaica Plain, MA 02130
6 Month CD/IRA CD
$2,500
3.91%
▼
Rate3.87%
Min Deposit$2,500
Min Balance—
UpdatedMay 28, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
Share Certificates 6 Month
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Term Certificates (Minimum to Open $1,000.00)
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
6 Month Share Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
*APY: Annual Percentage Yield
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
IRA Certificates 6 Month
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Minimum to Open $500.00
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
6 Month Term Certificates
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Minimum to Open $1,000.00
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
725 Centre Street, Jamaica Plain, MA 02130
6 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
Relationship APY
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
6 Month Certificate of Deposit
$500
4.07%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
6 Months Certificates of Deposit
$0
4.05%
▼
Rate4.01%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
6 Month Certificate
$0
4.02%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
6 Month IRA Certificate
$0
4.02%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Rate4.01%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Additional 4.00% Annualized Bonus for Leader Bank Home Purchase
Members Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
6 month CD
$500
4.00%
▼
Rate3.92%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Walpole Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
6 Month Certificate
$2,500
3.95%
▼
Rate3.88%
Min Deposit$2,500
Min Balance—
UpdatedMay 28, 2026
Details
Rate3.87%
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
6 Month Business Term Deposit Certificates (TDC)
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
6 Month Term Deposit Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
6 Month Term Deposit Certificates (TDC)
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
6 Month Certificates of Deposit
$500
3.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Consumer Certificate of Deposit 6 months
$500
3.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Quincy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
Standard Share Certificate 6 months
$1,000
3.85%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Mass Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
6 Months Certificate
$500
3.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Mass Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
Certificate Special 6-month
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Mass Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
IRA Certificates 6 Months
$500
3.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
6-Month CD
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
6 months Share/IRA Certificates
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
New Money Special
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
6 months Certificates & IRAs
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
New Money Special
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
6-Month Business CD
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
6 Month Certificate and IRA Certificates
$500
3.79%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
OneLocal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Certificate of Deposit & IRAs 6 months
$2,500
3.75%
▼
Rate3.69%
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details
OneLocal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Certificate of Deposit 6 months
$2,500
3.75%
▼
Rate3.69%
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
6 Month CD/IRA
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Paid Monthly
Direct Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
6 Month Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
New Money Only
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 28, 2026
Details
Direct Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
6 Month Certificate
$250
3.70%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 29, 2026
Details
New Money Only; 3.75% APY?balances $100,000+
Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6 Months Certificates of Deposit
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
IRA Certificate 6 Month
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
BrightBridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Premium Certificate Accounts
$50,000
3.65%
▼
Rate3.59%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
6 Month Certificate
$500
3.65%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
6-Month HSA CD
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
6 Month Certificate
$1,000
3.65%
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedMay 30, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
6-Month CD
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
ACU Athol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
6 Month Certificate (CDs) / IRA
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.60%
Min Deposit$2,500
Min Balance—
UpdatedMay 29, 2026
Details
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
6 months Certificates & IRAs
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
6 months Share/IRA Certificates
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Billerica Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
6 Months CD
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
BrightBridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate Accounts
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Jamaica Plain 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
12 Month Term Certificates
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Minimum to Open $1,000.00
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
IRA Certificates 12 Month
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Minimum to Open $500.00
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
Share Certificates 12 Month
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Term Certificates (Minimum to Open $1,000.00)
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
687 Centre St, Jamaica Plain, MA 02130
Blended 12 Month APY
$0
2.17%
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
687 Centre St, Jamaica Plain, MA 02130
Blended 12 Month APY
$0
1.21%
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
725 Centre Street, Jamaica Plain, MA 02130
12 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
Relationship APY
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
687 Centre St, Jamaica Plain, MA 02130
Blended 12 Month APY
$0
0.01%
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
12-Month Investment CD
$50,000
4.12%
▼
Rate4.05%
Min Deposit$50,000
Min Balance—
UpdatedMay 23, 2026
Details
Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
12 Months CD
$0
4.08%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
12 Month Business Term Deposit Certificates (TDC)
$0
4.05%
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
12 Month IRA TDC
$0
4.05%
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
12 Month Term Deposit Certificates (TDC)
$0
4.05%
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Simplified Employee Pension (SEP) IRAs 12 Month IRA TDC
$0
4.05%
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
12 Month Share Certificates - Tier 1
$1,000
4.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
All Share Certificates post dividends at maturity.; 2 Month Dividend Penalty for early withdrawal on Certificates with a terms of 12 months or under.; 3 Month Dividend Penalty for early withdrawal on Certificates with a terms greater than 12 months.; Tier level determined by opening deposit, not subject to change prior to dividend posting.
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
IRA Certificates 12 Month
$1,000
4.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
12 Month Share Certificates - Tier 2
$25,000
4.00%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 17, 2026
Details
All Share Certificates post dividends at maturity.; 2 Month Dividend Penalty for early withdrawal on Certificates with a terms of 12 months or under.; 3 Month Dividend Penalty for early withdrawal on Certificates with a terms greater than 12 months.; Tier level determined by opening deposit, not subject to change prior to dividend posting.
Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
12 Months Certificates of Deposit
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Lynn Firemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
1 year CD
$0
4.00%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate3.93%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Salem Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
12-Month CD/IRA Special
$10,000
4.00%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 21, 2026
Details
Limited-Time CD/IRA Specials
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
12 Month Term Certificate
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Mass Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
IRA Certificates 12 Months
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Mass Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
12 Months Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
1 Year Certificate and IRA Certificates
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Charles River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
12 Month IRA Certificates
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
12 Month Certificates of Deposit
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Walpole Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
1 Year Certificate
$1,000
3.75%
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Month IRA Certificates of Deposit
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Month Certificates of Deposit
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
12 Month Certificate
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
12 Month IRA Certificate
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
12 months Certificate
$2,500
3.71%
▼
Rate3.65%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Regular term and IRA Certificates - Minimum Deposit $2,500.00
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
Regular term and IRA Certificates - 12 months
$2,500
3.71%
▼
Rate3.65%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
12 Months Certificates of Deposit
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
IRA Certificates - 12 Months Traditional & Roth IRA's
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposits Jumbo 12-Month
$100,000
3.66%
▼
Rate3.60%
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
12 Month Certificate
$500
3.65%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposits First-Responder 12-Month
$1,000
3.61%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
12 Month CD/IRA
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Paid Monthly
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
12-Month CD
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposits 12-Month Special
$5,000
3.56%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedMay 20, 2026
Details
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
12 months Share/IRA Certificates
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Malden Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
12 Months Certificate
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Jamaica Plain 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
18 Month Term Certificates
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Minimum to Open $1,000.00
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
Share Certificates 18 Month
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Term Certificates (Minimum to Open $1,000.00)
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
IRA Certificates 18 Month
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Minimum to Open $500.00
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
725 Centre Street, Jamaica Plain, MA 02130
18 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
$250.00 - $9,999.99; Relationship APY
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
18 Month Share Certificates - Tier 1
$1,000
3.72%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
All Share Certificates post dividends at maturity.; 2 Month Dividend Penalty for early withdrawal on Certificates with a terms of 12 months or under.; 3 Month Dividend Penalty for early withdrawal on Certificates with a terms greater than 12 months.; Tier level determined by opening deposit, not subject to change prior to dividend posting.
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
18 Month Share Certificates - Tier 2
$25,000
3.72%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 17, 2026
Details
All Share Certificates post dividends at maturity.; 2 Month Dividend Penalty for early withdrawal on Certificates with a terms of 12 months or under.; 3 Month Dividend Penalty for early withdrawal on Certificates with a terms greater than 12 months.; Tier level determined by opening deposit, not subject to change prior to dividend posting.
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
IRA Certificates 18 Month
$1,000
3.72%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Walpole Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
18 Month Certificate
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
18 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
18 Month IRA Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
18 Month Term Deposit Certificates (TDC)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
18 Month CD/IRA
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Paid Monthly
Cornerstone Bank Spencer, MA
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
18 Month Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Simplified Employee Pension (SEP) IRAs 18 Month IRA TDC
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Consumer Certificate of Deposit 18 months
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
18 Month IRA TDC
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Dedham Institution for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
18 Month CD/IRAs
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Charles River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
18 Month IRA Certificates
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
18 Month Business Term Deposit Certificates (TDC)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Members Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
18 month CD
$500
3.49%
▼
Rate3.43%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
18 Month Certificate
$500
3.45%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposits 18-Month Special
$5,000
3.35%
▼
Rate3.30%
Min Deposit$5,000
Min Balance—
UpdatedMay 20, 2026
Details
BrightBridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Premium Certificate Accounts
$50,000
3.35%
▼
Rate3.30%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
IRA CD Specials 18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term CD Specials
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
18-Month CD
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposits One-Time Bump 18-Month
$5,000
3.30%
▼
Rate3.25%
Min Deposit$5,000
Min Balance—
UpdatedMay 20, 2026
Details
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
18 months Share/IRA Certificates
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
18 months Certificates & IRAs
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
IRA Certificates 1.5 Years
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Tremont Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.56%
18 Month Certificate of Deposit
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Tremont Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.56%
18 Month Certificate
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
BrightBridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate Accounts
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
Certificates of Deposit 18 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
18 Months IRA Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
SEP (Simplified Employee Pension) IRA Certificates 1.5 Years
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Tremont Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.56%
18 Month Certificate of Deposit (CD)
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
Certificates of Deposit 1.5 Years
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
18-Month Certificates of Deposit (CDs)
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
$500-$24,999.99
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
18 Month Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
18 Month IRA Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Jamaica Plain 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
Share Certificates 24 Month
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Term Certificates (Minimum to Open $1,000.00)
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
24 Month Term Certificates
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Minimum to Open $1,000.00
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
725 Centre Street, Jamaica Plain, MA 02130
24 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
$250.00 - $9,999.99; Relationship APY
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
24 Months Certificates of Deposit
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate3.93%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Norfolk Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
24 Months Share Certificate Rate
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Worcester Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
24-Month Save for Success Hybrid Share Certificate
$25
3.75%
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedMay 18, 2026
Details
Transfer In Up To $1,000 Each Month
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
24 Month Certificates of Deposit
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
24 Month IRA Certificates of Deposit
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
24 Month Certificates of Deposit
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
24-Month Certificates of Deposit (CDs)
$500
3.67%
▼
Rate3.61%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
$500-$24,999.99
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Share/IRA Certificates 2 Year
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Dedham Institution for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
24 Month CD/IRAs
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
2 Year Certificates of Deposit
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Mass Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
IRA Certificates 24 Months
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Consumer Certificate of Deposit 2 years
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Mass Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
24 Months Certificate
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Simplified Employee Pension (SEP) IRAs 24 Month IRA TDC
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
24 Month Term Deposit Certificates (TDC)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
24 Month IRA TDC
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
24 Month Business Term Deposit Certificates (TDC)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
24 Month Certificate
$500
3.45%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
24 Month Share Certificates - Tier 1
$1,000
3.44%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
All Share Certificates post dividends at maturity.; 2 Month Dividend Penalty for early withdrawal on Certificates with a terms of 12 months or under.; 3 Month Dividend Penalty for early withdrawal on Certificates with a terms greater than 12 months.; Tier level determined by opening deposit, not subject to change prior to dividend posting.
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
24 Month Share Certificates - Tier 2
$25,000
3.44%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 17, 2026
Details
All Share Certificates post dividends at maturity.; 2 Month Dividend Penalty for early withdrawal on Certificates with a terms of 12 months or under.; 3 Month Dividend Penalty for early withdrawal on Certificates with a terms greater than 12 months.; Tier level determined by opening deposit, not subject to change prior to dividend posting.
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
IRA Certificates 24 Month
$1,000
3.44%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
24 Month CD/IRA
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Paid Monthly
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
24 Months Certificates & IRA Certificates
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Share Certificate & IRA Certificates 24 Months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
24 Month IRA Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
24 Month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
2 Years Certificate and IRA Certificates
$500
3.29%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 28, 2026
Details
There is a substantial penalty for early withdrawal. Fees could reduce earnings. 3 and 6 month terms are not available as retirement certificates (IRAs). IRAs are subject to additional IRS considerations. All deposits are insured in full by FDIC and DIF.
Rate3.16%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
StonehamBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
24 months Certificate of Deposit
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
StonehamBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Business Certificates of Deposit 24 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
StonehamBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Individual Retirement Accounts (IRA) 24 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Taupa Lithuanian Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
CD's and IRA's (24 months)
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
24 Months IRA Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
Certificates of Deposit 24 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Tremont Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.56%
24 Month Certificate
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Tremont Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.56%
24 Month Certificate of Deposit
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Tremont Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.56%
24 Month Certificate of Deposit (CD)
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
St Jeans Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
2 Year IRA Term Certificates
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Jamaica Plain 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
Share Certificates 36 Month
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Term Certificates (Minimum to Open $1,000.00)
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
36 Month Term Certificates
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Minimum to Open $1,000.00
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
725 Centre Street, Jamaica Plain, MA 02130
3 Year
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
Relationship APY
Rate3.92%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Share/IRA Certificates 3 Year
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
36 Month Business Term Deposit Certificates (TDC)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
36 Month IRA TDC
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
36 Month Term Deposit Certificates (TDC)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Simplified Employee Pension (SEP) IRAs 36 Month IRA TDC
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Mass Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
IRA Certificates 36 Months
$500
3.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Consumer Certificate of Deposit 3 years
$500
3.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Mass Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
36 Months Certificate
$500
3.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
St Jeans Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
3 Year IRA Term Certificates
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.59%
36 month IRA Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
36 Month Step Up Certificates of Deposit Year 1
$0
3.30%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
Regular term and IRA Certificates - 36 months
$2,500
3.30%
▼
Rate3.25%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
36 months Certificate
$2,500
3.30%
▼
Rate3.25%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Regular term and IRA Certificates - Minimum Deposit $2,500.00
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
36 Month Step Up Certificates of Deposit Year 3
$0
3.30%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
36 Month Step Up Certificates of Deposit Year 2
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
36 Months Certificates & IRA Certificates
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
36 Month Step Up Certificate, Year 3
$0
3.30%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
36 Month Step Up Certificate, Year 2
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
36 Month Step Up Certificate, Year 1
$0
3.30%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Share Certificate & IRA Certificates 36 Months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
36 Month CD/IRA
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Paid Monthly
Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
36 Month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
36 Month IRA Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
36 Month Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
36 Month Certificate
$500
3.25%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
36-Month Certificates of Deposit (CDs)
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
$500-$24,999.99
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
36 Month Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
StonehamBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Individual Retirement Accounts (IRA) 36 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
StonehamBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Business Certificates of Deposit 36 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
StonehamBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
36 months Certificate of Deposit
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
36 Month IRA Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
St Jeans Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
3 Years Term Certificates
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Coastal Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
IRA Certificates of Deposit 36 Months
$500
3.15%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 28, 2026
Details
Rate3.09%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
36 Month Term Certificate
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
36 Months Certificates of Deposit
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Malden Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
36 Months Certificate
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
3 Years Certificate and IRA Certificates
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
36 Month Share Certificate
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
36 Month Certificates & Individual Retirement Accounts
$500
3.00%
▼
Rate2.92%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
Certificates of Deposit 36 Months
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
36 Months IRA Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Jamaica Plain 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
48 Month Term Certificates
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Minimum to Open $1,000.00
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
Share Certificates 48 Month
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Term Certificates (Minimum to Open $1,000.00)
Rate3.92%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
48 Month CD/IRA
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Paid Monthly
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
48 months Certificate
$2,500
3.35%
▼
Rate3.30%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Regular term and IRA Certificates - Minimum Deposit $2,500.00
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
Regular term and IRA Certificates - 48 months
$2,500
3.35%
▼
Rate3.30%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
48 Month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
48 Month IRA Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
StonehamBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Individual Retirement Accounts (IRA) 48 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
48 Month Certificate
$500
3.25%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
48 Month Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
StonehamBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Business Certificates of Deposit 48 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
StonehamBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
48 months Certificate of Deposit
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
48 Month IRA Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
48 Month Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Coastal Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
IRA Certificates of Deposit 48 Months
$500
3.15%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 28, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 28, 2026
Details
Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
48 Month Term Certificate
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
Certificates of Deposit 48 Months
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Haverhill Fire Department Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Term Certificates
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
48 Months IRA Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
48 Month Share Certificate
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
48 Month Certificates & Individual Retirement Accounts
$500
3.00%
▼
Rate2.92%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Mass Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
48 Months Certificate
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Mass Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
IRA Certificates 48 Months
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
IRA Certificate Of Deposit 48 month
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Quincy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
Standard Share Certificate 48 months
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Dedham Institution for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
48 Month CD/IRAs
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
48 month Certificate Of Deposit
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 28, 2026
Details
Southbridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
IRA Certificates 48 Month
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Charles River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
48 Month IRA Certificates
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Southbridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
48 Month Term Certificates
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
48-month term Standard CDs
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
IRA Certificates (CDs) 48-month term
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposits 48-Month Special
$1,000
2.89%
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
SEP (Simplified Employee Pension) IRA Certificates 4 Years
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Greylock Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.81%
48 Month Business Term Share Certificate
$0
2.79%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
48 Month Certificate of Deposit
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
IRA Certificates (CDs) 48-month term
$0
2.64%
▼
Rate2.61%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Jamaica Plain 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
60 Month Term Certificates
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Minimum to Open $1,000.00
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
Share Certificates 60 Month
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Term Certificates (Minimum to Open $1,000.00)
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
150 S Huntington Ave, Jamaica Plain, MA 02130
IRA Certificates 60 Month
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Minimum to Open $500.00
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
725 Centre Street, Jamaica Plain, MA 02130
5 Year
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
Relationship APY
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
725 Centre Street, Jamaica Plain, MA 02130
5 Year Certificate of Deposit
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
Relationship APY
Rate3.92%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
60 months Certificate
$2,500
3.56%
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Regular term and IRA Certificates - Minimum Deposit $2,500.00
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
Regular term and IRA Certificates - 60 months
$2,500
3.56%
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
5 Year Certificates of Deposit
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Consumer Certificate of Deposit 5 years
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Mass Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
IRA Certificates 60 Months
$500
3.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.59%
60 month IRA Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Mass Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
60 Months Certificate
$500
3.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
60 Month Term Certificate
$0
3.30%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
60 Month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
60 Month IRA Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
60 Month Certificate
$500
3.25%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
60-Month Certificates of Deposit (CDs)
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
$500-$24,999.99
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
I.R.A. Certificates 60 Month
$200
3.25%
▼
Rate3.20%
Min Deposit$200
Min Balance—
UpdatedMay 30, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
60 Month Certificates
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 30, 2026
Details
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
StonehamBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
60 months Certificate of Deposit
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
60 Month Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
StonehamBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Individual Retirement Accounts (IRA) 60 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
StonehamBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Business Certificates of Deposit 60 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 28, 2026
Details
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
60 Month IRA Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
60 Month Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Coastal Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
IRA Certificates of Deposit 60 Months
$500
3.15%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 28, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
IRA Certificates (CDs) 60-month term
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
60-month term Standard CDs
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
60 Month Share Certificate
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Southbridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
IRA Certificates 60 Month
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
Certificates of Deposit 60 Months
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
60 Months IRA Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Haverhill Fire Department Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Term Certificates
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Quincy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
Standard Share Certificate 60 months
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
IRA Certificate Of Deposit 60 month
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
60 month Certificate Of Deposit
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
60 Month Certificates & Individual Retirement Accounts
$500
3.00%
▼
Rate2.92%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Southbridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
60 Month Term Certificates
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Charles River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
60 Month IRA Certificates
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Years Certificates of Deposit
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Dedham Institution for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
60 Month CD/IRAs
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
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What Is a Certificate of Deposit?
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term — commonly three months to five years — in exchange for a guaranteed interest rate. In return for agreeing to leave the money untouched until the term ends, the depositor typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA.
CD Terms
The term is the length of time the money is committed to the CD before it matures. Shorter terms such as three or six months offer easier access to funds, while longer terms such as three or five years usually pay higher rates. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term.
CD Risk
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. The main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How Interest Is Paid
Interest on a CD is calculated using the annual percentage yield, which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD balance to compound. Comparing CDs by APY rather than the nominal rate gives the truest picture of total earnings.
Fixed vs. Variable Rates
Most CDs carry a fixed rate that is locked for the entire term, protecting the depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if market conditions improve. Which is better depends on the direction the depositor expects rates to move.
Jamaica Plain, MA CD Rate Trends
Compare local Jamaica Plain, MA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — MA Avg
2.210%
▲ 0.021 vs 7 days ago
Massachusetts 12-month CD rates rose 0.021 points over the past 7 days to 2.210% APY.
6-Month CD — MA Avg
2.546%
▲ 0.036 vs 7 days ago
Massachusetts 6-month CD rates rose 0.036 points over the past 7 days to 2.546% APY.
As of May 30, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
MA CD Rate Forecast — Next 12 Months
Where are Massachusetts CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
MA 12-Month Avg APY
2.210%
6-Month Forecast
2.210%
Range: 2.01% – 2.36%
12-Month Forecast
1.960%
Range: 1.76% – 2.11%
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What Your Savings Earn at MA CD Rates Today
Annual interest earnings at today’s Massachusetts average APYs. State average used where available; national average as fallback.
| CD Term | MA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.131% | $106.54 | $213.08 | $532.70 | $1,065.40 |
| 6-Month CD | 2.546% | $127.30 | $254.59 | $636.48 | $1,272.95 |
| 12-Month CD | 2.210% | $110.52 | $221.03 | $552.58 | $1,105.15 |
| 18-Month CD | 2.198% | $109.88 | $219.75 | $549.38 | $1,098.75 |
| 24-Month CD | 2.267% | $113.37 | $226.74 | $566.85 | $1,133.70 |
| 36-Month CD | 2.115% | $105.74 | $211.48 | $528.70 | $1,057.40 |
| 48-Month CD | 2.074% | $103.68 | $207.35 | $518.38 | $1,036.75 |
| 60-Month CD | 2.218% | $110.90 | $221.79 | $554.48 | $1,108.95 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 30, 2026. | |||||
Sample CD Ladder for Jamaica Plain, Massachusetts Savers
$25,000 split equally across 5 terms using today’s Massachusetts average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | MA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.131% | $106.54 |
| 2 | 6-Month CD | $5,000 | 2.546% | $127.30 |
| 3 | 12-Month CD | $5,000 | 2.210% | $110.52 |
| 4 | 24-Month CD | $5,000 | 2.267% | $113.37 |
| 5 | 36-Month CD | $5,000 | 2.115% | $105.74 |
| Total ($25,000 invested) | $25,000 | 2.254% blended | $563.47/yr | |
Ladder example uses equal $5,000 rungs and Massachusetts average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
944
CD Rates
Tracked in Jamaica Plain, Massachusetts
Tracked in Jamaica Plain, Massachusetts
53 Banks
53 Credit Unions
About Our Jamaica Plain, Massachusetts CD Rate Database
MonitorBankRates tracks 944 CD rates from 53 banks and 53 credit unions with locations in Jamaica Plain, Massachusetts, plus national online institutions available to Massachusetts residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Eastern Bank Boston, MA offers a CD at 3.91% APY with a minimum deposit of $2,500. Use the rate table above to compare all current offers in Jamaica Plain, Massachusetts.
How to Find the Best CD Rates in Jamaica Plain, Massachusetts
What to compare when shopping for a CD in Jamaica Plain, Massachusetts
To find the best APYs in Jamaica Plain, Massachusetts, start with credit unions and online-only banks — Jamaica Plain, Massachusetts has 53 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Jamaica Plain, Massachusetts
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Jamaica Plain, Massachusetts — 106 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Jamaica Plain, Massachusetts savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Jamaica Plain, Massachusetts money market rates
Massachusetts Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024 (state-level data shown — city data not available)
Population 65+
17.9%
National avg: 17.3%
Median Individual Earnings
$57,232
National avg: $47,340
Poverty Rate
10.0%
National avg: 11.1%
Unemployment Rate
5.1%
National avg: 4.8%
CD Earnings on 10% of Salary
$126/yr
At MA 12-mo avg 2.210% APY
17.9% of residents are 65 or older, in line with the national average of 17.3%. At today’s MA 12-month CD average of 2.210%, saving 10% of the local median salary ($5,723/year) and putting it in a CD would earn an additional $126 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Jamaica Plain, Massachusetts
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Jamaica Plain, Massachusetts
Are CD rates in Jamaica Plain, Massachusetts FDIC insured?
Yes, most established banks in Jamaica Plain, Massachusetts are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Jamaica Plain, Massachusetts?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Jamaica Plain, Massachusetts.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Jamaica Plain, Massachusetts may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Jamaica Plain, Massachusetts?
Here are recent top rates found for this area:
- Eastern Bank Boston, MA: 3.91% APY (6 Month CD/IRA CD)
- Hanscom Federal Credit Union: 3.75% APY (3 Month Share Certificate)
- TD Bank: 1.00% APY (6 Month)
- Workers Federal Credit Union: 4.12% APY (12-Month Investment CD)
- Worcester Fire Dept Credit Union: 4.08% APY (12 Months CD)
- River Works Credit Union: 4.07% APY (6 Month Certificate of Deposit)
- Winchester Co-operative Bank: 4.05% APY (12 Month Business Term Deposit Certificates (TDC))
- Leader Bank: 4.05% APY (6 Months Certificates of Deposit)
- Institution for Savings: 4.05% APY (24-Month CD)
- Shrewsbury Federal Credit Union: 4.02% APY (6 Month Certificate)
Rates reflect recent verified offers available in Jamaica Plain, Massachusetts. Last Updated: May 30, 2026
CD Calculators for Jamaica Plain, Massachusetts
Jamaica Plain, Massachusetts CD Calculator
At today’s MA top rate of 3.91% APY, a $10,000 deposit earns $391 in the first year. Enter your amount to see your exact return.
Jamaica Plain, Massachusetts CD LadderMA CD rates currently range from 2.131% (3-month) to 2.115% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Jamaica Plain, Massachusetts CD at 3.91% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsMassachusetts’s average 12-month CD is 2.210% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Jamaica Plain, Massachusetts CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Jamaica Plain, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Jamaica Plain, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 30, 2026
Jamaica Plain, Massachusetts Rates & Resources
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