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CD Rates Woodworth, Louisiana (LA) for April 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 5, 2026

Current Woodworth, Louisiana CD rates include Ouachita Valley Federal Credit UnionOuachita Valley Federal Credit UnionA+5.0 ★Texas Ratio: 4.59% offering 24-Month IRA at 4.33% APY, Heritage Bank of St TammanyHeritage Bank of St TammanyA+5.0 ★Texas Ratio: 3.86% offering 6 Month Certificate at 4.08% APY, EFCU Financial Federal Credit UnionEFCU Financial Federal Credit UnionA+5.0 ★Texas Ratio: 2.96% offering 12 Month Certificate at 4.00% APY, Riverland Federal Credit UnionRiverland Federal Credit UnionA+5.0 ★Texas Ratio: 4.24% offering Regular Certificates 18-month at 4.00% APY, and Citizens Savings Bank Bogalusa, LACitizens Savings Bank Bogalusa, LAA+5.0 ★Texas Ratio: 5.84% offering 12 Month IRA at 3.96% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.

Woodworth is a smaller community with no bank or credit union branches currently in our database. 134 institutions serving the Louisiana area are available to Woodworth residents, with CD rates as high as 4.33% APY from Ouachita Valley Federal Credit Union. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026

Compare Best CD Rates in Woodworth, Louisiana & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Investar Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
3-Month Certificate of Deposit
$500
3.90%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Consumer Online Banking Only

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
3-month Certificates, IRA
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Minimum opening deposit of $500, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply.

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
90 Day Fixed Rate CDS
$500
3.00%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

American Bank & Trust Company LA
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
90 Day CD
$1,000
0.65%
View
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3 Month Term Share Certificates
$0
0.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Heritage Bank of St Tammany
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
6 Month Certificate
$500
4.08%
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
6 Month TEAL Certificate
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Age 0-17

Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
6-Month CD
$1,000
3.81%
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
6-Month Certificate
$0
3.80%
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
6 Month CD
$2,500
3.79%
View
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
6-Month Certificate
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
6 Month Bonus Certificates
$0
3.60%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
6 Month Certificate
$300
3.58%
View
▼
Rate3.50%
Min Deposit$300
Min Balance—
UpdatedApr 5, 2026
Details

GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
6 MONTH CERTIFICATE
$500
3.56%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
6 Month Share Certificate
$2,500
3.50%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
6 Month CD
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
IRA Certificate 6-Month
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

LES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 month Share Certificate
$500
3.27%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6 Month Fixed Rate CDS
$500
2.85%
View
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.55%
Roth IRA - Fixed Rate (6 mo)
$1,000
2.77%
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Access Of Louisiana Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
Silver Share Certificates 6 Month
$0
2.47%
View
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

American Bank & Trust Company LA
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
6 Month CD
$1,000
1.56%
View
▼
Rate1.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Certificates minimum) 6 Month
$0
1.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$1,000

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
6 Month Jumbo Share & IRA Certificates
$0
0.45%
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
Share & IRA Certificate 6 Month
$0
0.35%
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
6 Month Term Share Certificates
$0
0.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
12 Month Certificate
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
12 Month IRA
$250
3.96%
View
▼
Rate3.90%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Access Of Louisiana Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
Silver Share Certificates 1 Year
$0
3.91%
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
12 Month Bonus Certificates
$0
3.89%
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
1 YEAR CERTIFICATE
$500
3.82%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
12-Month Certificate
$0
3.80%
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

LES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 year Education IRA
$0
3.77%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
IRA & Share Certificate Accounts 1 Year
$500
3.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
12 month Share Certificates
$0
3.70%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Crescent Bank
Institution Rating:
C4.0 ★Texas Ratio: 27.16%
12-month CD
$1,000
3.65%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Annual Percentage Yield (APY) effective 03/25/2026 is subject to change at any time and is based on interest compounding quarterly. This is a limited time offer and can be withdrawn at any time without notice. Interest rates are fixed for the term of the Certificate of Deposit. A penalty is imposed for early withdrawal which would reduce earnings on your account. For more information on insurance coverage visit www.fdic.gov.

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
12 Month CD
$100,000
3.60%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
12 Month (1 Year) Certificate
$300
3.58%
View
▼
Rate3.50%
Min Deposit$300
Min Balance—
UpdatedApr 5, 2026
Details

Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
12 Month Expandable Share Certificates (CDs)
$100
3.56%
View
▼
Rate3.50%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
12-month Certificates
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Certificates minimum) 12 Month
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$1,000

Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
1 Year Certificate Account
$0
3.35%
View
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
SHARE CERTIFICATES & IRA CERTIFICATES 1 Year (Jumbo)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
Thrifty Saver Share Certificate 1 Year
$1,500
3.25%
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 5, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
IRA Certificate 1-Year
$0
3.20%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.55%
Roth IRA - Fixed Rate (12 mo)
$1,000
3.03%
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1 Year Jumbo Share & IRA Certificates
$0
3.00%
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
Regular, IRA & Business Jumbo Certificates 1 year
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
1 Year Fixed Rate CDS
$500
2.75%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
1 Year IRA Certificates
$500
2.65%
View
▼
Rate2.62%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

American Bank & Trust Company LA
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
12 Month CD (quarterly add on)
$1,000
1.91%
View
▼
Rate1.90%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
Share & IRA Certificate 1 Year FirstStep
$0
1.05%
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1 Year Term Share Certificates
$0
1.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Heart Of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
IRA Share Certificates 1 Year
$0
0.45%
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
18-Month IRA
$2,000
4.07%
View
▼
Rate4.00%
Min Deposit$2,000
Min Balance—
UpdatedApr 5, 2026
Details

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Regular Certificates 18-month
$0
4.00%
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
18-month Certificate Special
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Minimum opening deposit of $500, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply.; Special rate applies to new money only.

First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
18-Month Certificate
$0
3.80%
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
18 month Share Certificates
$0
3.70%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
18-Month Certificate
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
18 Month CD
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
18 Month IRA
$250
3.29%
View
▼
Rate3.25%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
18 Month Jumbo Share & IRA Certificates
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
IRA Certificate 18-Month
$0
3.09%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Tangipahoa Parish Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Traditional & ROTH IRA 18 MONTH CERTIFICATE
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
18 Month Fixed Rate CDS
$500
2.75%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
24-Month IRA
$2,000
4.33%
View
▼
Rate4.25%
Min Deposit$2,000
Min Balance—
UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
24 Month Bonus Certificates
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
24 Month CD
$100,000
3.70%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Tangipahoa Parish Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
2 Year Share Certificate
$1,000
3.55%
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
24-Month CD
$0
3.50%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Pays at Maturity

Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
24 Month IRA
$250
3.44%
View
▼
Rate3.40%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
24-month Certificates, IRA, Roth, Educational IRA
$0
3.40%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Minimum opening deposit of $500, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply.

GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
2 YEAR CERTIFICATE
$500
3.30%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
24 Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Access Of Louisiana Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
Silver Share Certificates 2 Year
$0
3.19%
View
▼
Rate3.14%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Meritus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
24 Month IRA Share Certificates
$50
3.00%
View
▼
Rate3.00%
Min Deposit$50
Min Balance—
UpdatedApr 5, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
IRA Certificate 2-Year
$0
2.94%
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.55%
Roth IRA - Fixed Rate (24 mo)
$1,000
2.78%
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2 Year Fixed Rate CDS
$500
2.75%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
2 Year Step Certificate Account
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
24 Month Expandable Share Certificates (CDs)
$100
2.43%
View
▼
Rate2.40%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

American Bank & Trust Company LA
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
24 Month CD (monthly check or transfer to account)
$1,000
2.02%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
2 Year Term Share Certificates
$0
1.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2 Year Jumbo Share & IRA Certificates
$0
0.95%
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
Share & IRA Certificate 2 Year
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Regular Certificates 36-month
$0
3.75%
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
36 Month Bonus Certificates
$0
3.71%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
36 Month CD
$100,000
3.65%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
36-Month Certificate
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
36 month Share Certificates
$0
3.44%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
36-Month CD
$0
3.40%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Pays Monthly

Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
36 Month IRA
$250
3.29%
View
▼
Rate3.25%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
36-Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
36-month Certificates, IRA, Roth, Educational IRA
$0
3.20%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Minimum opening deposit of $500, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply.

Heritage Bank of St Tammany
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
IRA'S (Traditional and Roth) 3 year
$100
3.05%
View
▼
Rate3.00%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
IRA Certificate Account 3 year
$100
3.04%
View
▼
Rate3.00%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
36 Month (3 Years) Certificate
$300
3.03%
View
▼
Rate3.00%
Min Deposit$300
Min Balance—
UpdatedApr 5, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
3 Year Fixed Rate CDS
$500
2.75%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Access Of Louisiana Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
Silver Share Certificates 3 Year
$0
2.37%
View
▼
Rate2.34%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
IRA Certificate 3-Year
$0
2.17%
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
36 Month Expandable Share Certificates (CDs)
$100
2.12%
View
▼
Rate2.10%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details

American Bank & Trust Company LA
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
36 Month CD (monthly check or transfer to account)
$1,000
2.07%
View
▼
Rate2.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3 Year Term Share Certificates
$0
1.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
3 Year Jumbo Share & IRA Certificates
$0
0.90%
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
Share & IRA Certificate 3 Year
$0
0.80%
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
48 Month Bonus Certificates
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
48 Month CD
$100,000
3.75%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
48-Month Certificate
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
48 month Share Certificates
$0
3.44%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
48 Month Bump IRA
$250
3.29%
View
▼
Rate3.25%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
48-Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
48-Month CD
$0
3.05%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

New Money Only, Pays Monthly

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
4 Year Fixed Rate CDS
$500
2.85%
View
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
4 Year Term Share Certificates
$0
1.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Heritage Bank of St Tammany
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
4 Year Bump Option Certificate of Deposit
$500
1.31%
View
▼
Rate1.30%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Renewals only at this time.

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
4 Year Jumbo Share & IRA Certificates
$0
1.20%
View
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
Share & IRA Certificate 4 Year
$0
1.10%
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
60 Month Bonus Certificates
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
60 Month CD
$100,000
3.75%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
60-Month Certificate
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
60 month Share Certificates
$0
3.44%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
60-month Certificates, IRA, Roth, Educational IRA
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Minimum opening deposit of $500, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply.

Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
60 Month Bump IRA
$250
3.29%
View
▼
Rate3.25%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details

First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
60-Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Heritage Bank of St Tammany
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
5 Year Certificate of Deposit
$500
3.05%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
60 Month (5 Years) Certificate
$300
3.03%
View
▼
Rate3.00%
Min Deposit$300
Min Balance—
UpdatedApr 5, 2026
Details

BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
60-Month CD
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

New Money Only, Pays Monthly

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
5 Year Fixed Rate CDS
$500
2.95%
View
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.55%
Roth IRA - Fixed Rate (60 mo)
$1,000
2.52%
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
IRA Certificate 5-Year
$0
2.32%
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
5 Year Term Share Certificates
$0
1.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
5 Year Jumbo Share & IRA Certificates
$0
1.45%
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
Share & IRA Certificate 5 Year
$0
1.35%
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Woodworth, LA CD Rate Trends

Compare local Woodworth, LA CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Louisiana CD Trends →
12-Month CD — LA Avg
3.019%
▲ 0.268 vs 7 days ago

Louisiana 12-month CD rates rose 0.268 points over the past 7 days to 3.019% APY.

6-Month CD — LA Avg
2.938%
▲ 0.533 vs 7 days ago

Louisiana 6-month CD rates rose 0.533 points over the past 7 days to 2.938% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Woodworth, Louisiana

Are CD rates in Woodworth, Louisiana FDIC insured?

Yes, most established banks in Woodworth, Louisiana are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Woodworth, Louisiana?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Woodworth, Louisiana.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Woodworth, Louisiana may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Woodworth, Louisiana?

Here are recent top rates found for this area:
  • Ouachita Valley Federal Credit Union: 4.33% APY (24-Month IRA)
  • Heritage Bank of St Tammany: 4.08% APY (6 Month Certificate)
  • EFCU Financial Federal Credit Union: 4.00% APY (12 Month Certificate)
  • Riverland Federal Credit Union: 4.00% APY (Regular Certificates 18-month)
  • Citizens Savings Bank Bogalusa, LA: 3.96% APY (12 Month IRA)
  • Red River Employees Federal Credit Union: 3.95% APY (6 Month TEAL Certificate)
  • Essential Credit Union: 3.95% APY (18-month Certificate Special)
  • Access Of Louisiana Federal Credit Union: 3.91% APY (Silver Share Certificates 1 Year)
  • Investar Bank National Association: 3.90% APY (3-Month Certificate of Deposit)
  • Northrop Grumman Federal Credit Union: 3.89% APY (12 Month Bonus Certificates)
Rates reflect recent verified offers available in Woodworth, Louisiana. Last Updated: April 5, 2026

CD Calculators

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Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Woodworth, Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Woodworth, Louisiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in LA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026

Woodworth, Louisiana Rates & Resources

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