New Iberia, Louisiana Best CD Rates October 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
New Iberia, Louisiana CD rates range from 0.10% to 4.95% APY, verified by MonitorBankRates as of October 14, 2026. Current New Iberia, Louisiana CD rates include Hancock Whitney BankHancock Whitney Bank1011 E Admiral Doyle Dr, New Iberia, LA 70560A+5.0 ★Texas Ratio: 3.41%Real return: +1.45%APY minus CPI (February 2026) offering 24-Month Certificate of Deposit at 4.25% APY, Capital One BankCapital One Bank1123 E Admiral Doyle Dr, New Iberia, LA 70560A5.0 ★Texas Ratio: 7.00%Real return: +1.20%APY minus CPI (February 2026) offering 12 Month 360 CD at 4.00% APY, First Pioneers Federal Credit UnionFirst Pioneers Federal Credit Union2711 Highway 14, New Iberia, LA 70560A+5.0 ★Texas Ratio: 5.58%Real return: +1.00%APY minus CPI (February 2026) offering 12-Month Certificate at 3.80% APY, Maple Federal Credit UnionMaple Federal Credit Union4017 Darnall Rd, New Iberia, LA 70560A+5.0 ★Texas Ratio: 4.23%Real return: +0.95%APY minus CPI (February 2026) offering 12 Month Share Certificate Jumbo at 3.75% APY, and Meritus Federal Credit UnionMeritus Federal Credit Union1101 Parkview Dr, New Iberia, LA 70563 2884A+5.0 ★Texas Ratio: 3.36%Real return: +0.70%APY minus CPI (February 2026) offering IRA Share Certificates - 12 Month IRA at 3.50% APY. CD rates as of October 14, 2026 according to verified data from MonitorBankRates.
New Iberia has 59 local institutions in our database, with CD rates as high as 4.25% APY from Hancock Whitney Bank at 1011 E Admiral Doyle Dr, New Iberia, LA 70560. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Louisiana area. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 14, 2026
Compare Best CD Rates in New Iberia, Louisiana & the Surrounding Area
New Iberia 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
1205 E Admiral Doyle Dr, New Iberia, LA 70560
Certificate of Deposit 3 Month
$500
2.00%
▼ 0.42% below Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average2.42%▼ 0.42% below avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 8 times
CUSA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
3 Month Share & IRA Certificates of Deposit
$1,000
3.85%
▲ 1.43% above Louisiana avg
▼
Rate3.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average2.42%▲ 1.43% above avgNationally 2.09%
Details
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.85% ▲ 0.35 pts · high 3.85% / low 3.50%
- Oct 4, 20263.85%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
3-Month Certificate
$500
3.76%
▲ 1.34% above Louisiana avg
▼
Rate3.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average2.42%▲ 1.34% above avgNationally 2.09%
Details
Penalties for early withdrawals may apply. Fees may reduce earnings on the account.
Rate History
1 change since Sep 25, 2026 · 3.50% → 3.76% ▲ 0.26 pts · high 3.76% / low 3.50%
- Oct 4, 20263.76%▲ from 3.50%
- Sep 25, 20263.50%first recorded
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
Share Certificates - 3 Months
$0
3.72%
▲ 1.30% above Louisiana avg
▼
Rate3.66%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average2.42%▲ 1.30% above avgNationally 2.09%
Details
Days: 91 - 181
Rate History
No change since Oct 12, 2026 · 3.72% APY
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
3 Month Certificate of Deposit
$0
3.50%
▲ 1.08% above Louisiana avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average2.42%▲ 1.08% above avgNationally 2.09%
Details
CD Term (Minimum Balance $500); Accurate as of 09/30/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 8 times
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
CD - 3 months
$0
3.50%
▲ 1.08% above Louisiana avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average2.42%▲ 1.08% above avgNationally 2.09%
Details
Rate History
No change since Oct 2, 2026 · 3.50% APY · checked 2 times
UCB Raceland, LA
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
3 Month Certificate
$1,000
3.50%
▲ 1.08% above Louisiana avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average2.42%▲ 1.08% above avgNationally 2.09%
Details
Interest on CDs 12 months or less will be paid at maturity. CDs opened online have a maximum deposit limit of $500,000.
Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 6 times
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
3 Month Certificate
$1,000
3.50%
▲ 1.08% above Louisiana avg
▼
Rate3.44%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average2.42%▲ 1.08% above avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 3.50% APY · checked 2 times
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
IRA Accounts - 3 Months
$1,000
3.50%
▲ 1.08% above Louisiana avg
▼
Rate3.44%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average2.42%▲ 1.08% above avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
3 Month Share Certificate
$500
3.50%
▲ 1.08% above Louisiana avg
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average2.42%▲ 1.08% above avgNationally 2.09%
Details
Rate History
1 change since Oct 5, 2026 · 3.30% → 3.50% ▲ 0.20 pts · high 3.50% / low 3.30%
- Oct 13, 20263.50%▲ from 3.30%
- Oct 5, 20263.30%first recorded
First American Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
3 Month CD
$1,000
3.44%
▲ 1.02% above Louisiana avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average2.42%▲ 1.02% above avgNationally 2.09%
Details
Interest rates set weekly; Automatic renewal convenience; Early withdrawal penalties apply
Rate History
No change since Sep 8, 2026 · 3.44% APY · checked 9 times
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.22%
3 Month Share Certificates
$0
3.15%
▲ 0.73% above Louisiana avg
▼
Rate3.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average2.42%▲ 0.73% above avgNationally 2.09%
Details
Term: 3 Months (Super Jumbo); Balance: $25,000 - $100,000
Rate History
1 change since Oct 6, 2026 · 2.38% → 3.15% ▲ 0.77 pts · high 3.15% / low 2.38%
- Oct 14, 20263.15%▲ from 2.38%
- Oct 6, 20262.38%first recorded
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.22%
3 Month Share Certificates
$0
2.89%
▲ 0.47% above Louisiana avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average2.42%▲ 0.47% above avgNationally 2.09%
Details
Balance: $15,000 - $24,999.99
Rate History
1 change since Oct 6, 2026 · 2.38% → 2.89% ▲ 0.51 pts · high 2.89% / low 2.38%
- Oct 14, 20262.89%▲ from 2.38%
- Oct 6, 20262.38%first recorded
Formation Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Share Certificate - 3 months
$0
2.75%
▲ 0.33% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average2.42%▲ 0.33% above avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 2.75% APY · checked 2 times
First Guaranty Bank
Institution Rating:
C3.8 ★Texas Ratio: 25.51%
Fixed Rate CDs - 90 Day
$500
2.70%
▲ 0.28% above Louisiana avg
▼
Rate2.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average2.42%▲ 0.28% above avgNationally 2.09%
Details
Interest Rate 2.70%; APY 2.70%
Rate History
No change since Sep 14, 2026 · 2.70% APY · checked 2 times
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
3 Month Regular, IRA & Business Jumbo Certificates
$0
2.65%
▲ 0.23% above Louisiana avg
▼
Rate2.62%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average2.42%▲ 0.23% above avgNationally 2.09%
Details
Rate History
1 change since Sep 18, 2026 · 2.55% → 2.65% ▲ 0.10 pts · high 2.65% / low 2.55%
- Oct 1, 20262.65%▲ from 2.55%
- Sep 18, 20262.55%first recorded
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.22%
3 Month Share Certificates
$0
2.63%
▲ 0.21% above Louisiana avg
▼
Rate2.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average2.42%▲ 0.21% above avgNationally 2.09%
Details
Term: 3 Months (Mini-Jumbo); Balance: $5,000 - $14,999.99
Rate History
1 change since Oct 6, 2026 · 2.38% → 2.63% ▲ 0.25 pts · high 2.63% / low 2.38%
- Oct 14, 20262.63%▲ from 2.38%
- Oct 6, 20262.38%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
3 Month Regular, IRA & Business Junior Jumbo Certificates
$0
2.55%
▲ 0.13% above Louisiana avg
▼
Rate2.52%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average2.42%▲ 0.13% above avgNationally 2.09%
Details
Rate History
1 change since Sep 18, 2026 · 2.45% → 2.55% ▲ 0.10 pts · high 2.55% / low 2.45%
- Oct 1, 20262.55%▲ from 2.45%
- Sep 18, 20262.45%first recorded
Bonvenu Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Personal or Business Certificate of Deposit Products - 3 Months
$0
2.52%
▲ 0.10% above Louisiana avg
▼
Rate2.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average2.42%▲ 0.10% above avgNationally 2.09%
Details
Minimum balance $1,000.00 unless otherwise noted; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 14, 2026 · 2.52% APY
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
3 Month Regular, IRA & Business Certificates
$0
2.45%
▲ 0.03% above Louisiana avg
▼
Rate2.42%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average2.42%▲ 0.03% above avgNationally 2.09%
Details
Rate History
1 change since Sep 18, 2026 · 2.34% → 2.45% ▲ 0.11 pts · high 2.45% / low 2.34%
- Oct 1, 20262.45%▲ from 2.34%
- Sep 18, 20262.34%first recorded
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.22%
3 Month Share Certificates
$0
2.38%
▼ 0.04% below Louisiana avg
▼
Rate2.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average2.42%▼ 0.04% below avgNationally 2.09%
Details
Balance: $500 - $4,999.99
Rate History
No change since Oct 6, 2026 · 2.38% APY · checked 3 times
Jefferson Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Share Certificates - 90 Days
$1,500
1.90%
▼ 0.52% below Louisiana avg
▼
Rate1.88%
Min Deposit$1,500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average2.42%▼ 0.52% below avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 1.90% APY · checked 7 times
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
90 Day Business Certificates of Deposit
$2,500
1.75%
▼ 0.67% below Louisiana avg
▼
Rate1.74%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average2.42%▼ 0.67% below avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 6 times
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
90 Day Certificates of Deposit
$2,500
1.75%
▼ 0.67% below Louisiana avg
▼
Rate1.74%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average2.42%▼ 0.67% below avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 6 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 3 Months
$0
1.55%
▼ 0.87% below Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average2.42%▼ 0.87% below avgNationally 2.09%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 1.55% APY
Concordia Bank & Trust Company
Institution Rating:
B4.4 ★Texas Ratio: 21.79%
3 Month Certificate
$2,500
1.51%
▼ 0.91% below Louisiana avg
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average2.42%▼ 0.91% below avgNationally 2.09%
Details
Compounded At Maturity
Rate History
No change since Sep 24, 2026 · 1.51% APY · checked 5 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 3 Months
$0
1.50%
▼ 0.92% below Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average2.42%▼ 0.92% below avgNationally 2.09%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 1.50% APY
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
Term Share Certificate - 3 Month
$0
1.30%
▼ 1.12% below Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average2.42%▼ 1.12% below avgNationally 2.09%
Details
Minimum $500 Balance; Let the Lampco Lighthouse Light Guide you to the Best CD rates in Madison County; A penalty may be imposed for early withdrawal
Rate History
No change since Oct 5, 2026 · 1.30% APY · checked 3 times
BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
3-Month Certificate
$500
0.99%
▼ 1.43% below Louisiana avg
▼
Rate0.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average2.42%▼ 1.43% below avgNationally 2.09%
Details
Pays Monthly
Rate History
No change since Sep 14, 2026 · 0.99% APY · checked 8 times
American Bank & Trust Company LA
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
90 Day CD
$1,000
0.65%
▼ 1.77% below Louisiana avg
▼
Rate0.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average2.42%▼ 1.77% below avgNationally 2.09%
Details
Rate History
No change since Sep 7, 2026 · 0.65% APY · checked 8 times
BOSSIER
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
3 Month Share Certificates
$0
0.25%
▼ 2.17% below Louisiana avg
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average2.42%▼ 2.17% below avgNationally 2.09%
Details
Penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
Personal Certificates of Deposit - 90 Days
$1,000
0.10%
▼ 2.32% below Louisiana avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average2.42%▼ 2.32% below avgNationally 2.09%
Details
Interest Credited: Maturity
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 7 times
New Iberia 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
2711 Highway 14, New Iberia, LA 70560
6-Month Certificate
$0
3.60%
▲ 0.42% above Louisiana avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.42% above avgNationally 2.77%
Details
Share Certificate; Dividend/Interest Rate 3.54%, APY 3.60%
Rate History
1 change since Sep 14, 2026 · 3.80% → 3.60% ▼ 0.20 pts · high 3.80% / low 3.60%
- Sep 18, 20263.60%▼ from 3.80%
- Sep 14, 20263.80%first recorded
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
2711 Highway 14, New Iberia, LA 70560
Share Certificates - 6-Month Certificate
$1,000
3.60%
▲ 0.42% above Louisiana avg
▼
Rate3.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.42% above avgNationally 2.77%
Details
Minimum deposit $1,000.00
Rate History
No change since Oct 13, 2026 · 3.60% APY
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1123 E Admiral Doyle Dr, New Iberia, LA 70560
360 CD - 6 Months
$0
3.30%
▲ 0.12% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.18%▲ 0.12% above avgNationally 2.77%
Details
Online CD; Annual Percentage Yield (APY) variable as of 10/14/2026; CD rates fixed upon opening the account; early withdrawal penalties apply
Rate History
1 change since Sep 18, 2026 · 4.30% → 3.30% ▼ 1.00 pts · high 4.30% / low 3.30%
- Oct 14, 20263.30%▼ from 4.30%
- Sep 18, 20264.30%first recorded
Maple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
4017 Darnall Rd, New Iberia, LA 70560
6 Month Share Certificate Jumbo
$100,000
2.73%
▼ 0.45% below Louisiana avg
▼
Rate2.70%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▼ 0.45% below avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 2.73% APY · checked 5 times
Maple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
4017 Darnall Rd, New Iberia, LA 70560
6 Month Share Certificate Mini Jumbo
$50,000
2.63%
▼ 0.55% below Louisiana avg
▼
Rate2.60%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▼ 0.55% below avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 2.63% APY · checked 5 times
Maple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
4017 Darnall Rd, New Iberia, LA 70560
6 Month Share Certificate
$1,000
2.52%
▼ 0.66% below Louisiana avg
▼
Rate2.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▼ 0.66% below avgNationally 2.77%
Details
Dividends compounded quarterly
Rate History
No change since Sep 14, 2026 · 2.52% APY · checked 5 times
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
1205 E Admiral Doyle Dr, New Iberia, LA 70560
Certificate of Deposit 6 Month
$500
2.25%
▼ 0.93% below Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.18%▼ 0.93% below avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 8 times
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
1205 E Admiral Doyle Dr, New Iberia, LA 70560
IRA 6 Month
$500
2.25%
▼ 0.93% below Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.18%▼ 0.93% below avgNationally 2.77%
Details
Rate History
No change since Oct 14, 2026 · 2.25% APY
Meritus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
1101 Parkview Dr, New Iberia, LA 70563 2884
Share Certificates - 6 Months
$2,500
2.01%
▼ 1.17% below Louisiana avg
▼
Rate2.00%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▼ 1.17% below avgNationally 2.77%
Details
Rate History
No change since Oct 8, 2026 · 2.01% APY · checked 2 times
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
6 Month TEAL Certificate
$250
4.33%
▲ 1.15% above Louisiana avg
▼
Rate4.25%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 1.15% above avgNationally 2.77%
Details
Age: 13-17; Dividends Credited/Compounded: Monthly; $250 Minimum
Rate History
No change since Oct 12, 2026 · 4.33% APY
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
6-Month TEAL Certificate for Teens
$250
4.33%
▲ 1.15% above Louisiana avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 1.15% above avgNationally 2.77%
Details
Ages: 13-17; Teens Earning And Learning certificate; current dividend 4.33% APY compounded monthly; open in local branch
Rate History
1 change since Sep 14, 2026 · 4.07% → 4.33% ▲ 0.26 pts · high 4.33% / low 4.07%
- Oct 4, 20264.33%▲ from 4.07%
- Sep 14, 20264.07%first recorded
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Share Certificate - 6-Month
$1,000
4.33%
▲ 1.15% above Louisiana avg
▼
Rate4.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 1.15% above avgNationally 2.77%
Details
Rate tier: Base Rate + 1.25%; Dividends paid monthly
Rate History
No change since Sep 18, 2026 · 4.33% APY · checked 4 times
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
6-Month Regular Certificate or IRA Certificate
$10,000
4.25%
▲ 1.07% above Louisiana avg
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 1.07% above avgNationally 2.77%
Details
Deposit: $10,000+
Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
Southwest Louisiana Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
6 Month Share Certificates (CDs)
$500
4.23%
▲ 1.05% above Louisiana avg
▼
Rate4.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 1.05% above avgNationally 2.77%
Details
Rate History
1 change since Sep 18, 2026 · 3.55% → 4.23% ▲ 0.68 pts · high 4.23% / low 3.55%
- Oct 13, 20264.23%▲ from 3.55%
- Sep 18, 20263.55%first recorded
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
6 Month Jumbo IRA Certificates
$100,000
4.20%
▲ 1.02% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 1.02% above avgNationally 2.77%
Details
Rate History
No change since Sep 20, 2026 · 4.20% APY · checked 5 times
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
6 Month IRA Certificates
$500
4.10%
▲ 0.92% above Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.92% above avgNationally 2.77%
Details
Rate History
No change since Sep 20, 2026 · 4.10% APY · checked 5 times
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
6 Month Jumbo Certificates
$100,000
4.10%
▲ 0.92% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.92% above avgNationally 2.77%
Details
Rate History
No change since Sep 20, 2026 · 4.10% APY · checked 5 times
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Share Certificate - 6-Month
$1,000
4.07%
▲ 0.89% above Louisiana avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.89% above avgNationally 2.77%
Details
Rate tier: Base Rate + 1.00%; Dividends paid monthly
Rate History
No change since Sep 18, 2026 · 4.07% APY · checked 4 times
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
6 Month IRA
$250
4.06%
▲ 0.88% above Louisiana avg
▼
Rate4.00%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.88% above avgNationally 2.77%
Details
Rate History
1 change since Sep 24, 2026 · 3.80% → 4.06% ▲ 0.26 pts · high 4.06% / low 3.80%
- Oct 8, 20264.06%▲ from 3.80%
- Sep 24, 20263.80%first recorded
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
6 Month CD
$2,500
4.04%
▲ 0.86% above Louisiana avg
▼
Rate4.00%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.86% above avgNationally 2.77%
Details
Rate History
1 change since Sep 24, 2026 · 3.79% → 4.04% ▲ 0.25 pts · high 4.04% / low 3.79%
- Oct 8, 20264.04%▲ from 3.79%
- Sep 24, 20263.79%first recorded
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
6 Month Youth Certificate
$1,000
4.00%
▲ 0.82% above Louisiana avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.82% above avgNationally 2.77%
Details
Term: 6 months, 12 months, 3 years or 5 years
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
6-Month Regular Certificate or IRA Certificate
$2,000
4.00%
▲ 0.82% above Louisiana avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.82% above avgNationally 2.77%
Details
Deposit: $2,000-$9,999
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
6 Month Share Certificates
$500
4.00%
▲ 0.82% above Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.82% above avgNationally 2.77%
Details
Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 5 times
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
6-Month Certificate
$500
4.00%
▲ 0.82% above Louisiana avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.82% above avgNationally 2.77%
Details
Penalties for early withdrawals may apply. Fees may reduce earnings on the account.
Rate History
1 change since Sep 25, 2026 · 3.82% → 4.00% ▲ 0.18 pts · high 4.00% / low 3.82%
- Oct 4, 20264.00%▲ from 3.82%
- Sep 25, 20263.82%first recorded
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
6 Month Share Certificate/IRA Share Certificate
$1,000
4.00%
▲ 0.82% above Louisiana avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.82% above avgNationally 2.77%
Details
Minimum opening deposit is $1,000; Rates effective as of 10/6/2026
Rate History
No change since Oct 12, 2026 · 4.00% APY
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
6 Month Share Certificates
$0
3.90%
▲ 0.72% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.72% above avgNationally 2.77%
Details
Balance: $1,000 and up; Step-Up Option column lists three 'Available' entries; row alignment not explicit on page
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.90% ▲ 0.40 pts · high 3.90% / low 3.50%
- Sep 17, 20263.90%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
6 Month Share Certificate
$500
3.85%
▲ 0.67% above Louisiana avg
▼
Rate3.78%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.67% above avgNationally 2.77%
Details
Rate History
1 change since Oct 5, 2026 · 3.50% → 3.85% ▲ 0.35 pts · high 3.85% / low 3.50%
- Oct 13, 20263.85%▲ from 3.50%
- Oct 5, 20263.50%first recorded
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
Share Certificates - 6 Months
$0
3.82%
▲ 0.64% above Louisiana avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.64% above avgNationally 2.77%
Details
Days: 182 - 272
Rate History
No change since Oct 12, 2026 · 3.82% APY
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Share Certificate - 6-Month
$1,000
3.82%
▲ 0.64% above Louisiana avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.64% above avgNationally 2.77%
Details
Rate tier: Base Rate + 0.75%; Dividends paid monthly
Rate History
No change since Sep 18, 2026 · 3.82% APY · checked 4 times
Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
6-Month CD
$1,000
3.81%
▲ 0.63% above Louisiana avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.63% above avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 3.81% APY · checked 6 times
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
6 Month Share Certificate
$0
3.80%
▲ 0.62% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.62% above avgNationally 2.77%
Details
Rate History
1 change since Sep 12, 2026 · 3.65% → 3.80% ▲ 0.15 pts · high 3.80% / low 3.65%
- Oct 12, 20263.80%▲ from 3.65%
- Sep 12, 20263.65%first recorded
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Share Certificate - 6 month
$0
3.80%
▲ 0.62% above Louisiana avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.62% above avgNationally 2.77%
Details
Rate History
No change since Oct 12, 2026 · 3.80% APY
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
6-Month Share & IRA Certificate
$1,000
3.75%
▲ 0.57% above Louisiana avg
▼
Rate3.69%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.57% above avgNationally 2.77%
Details
Share & IRA Certificate; fixed rate
Rate History
No change since Oct 12, 2026 · 3.75% APY
Jefferson Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Jumbo Share Certificates - 6 Months
$50,000
3.75%
▲ 0.57% above Louisiana avg
▼
Rate3.68%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.57% above avgNationally 2.77%
Details
Minimum balance to open is $50,000
Rate History
No change since Oct 5, 2026 · 3.75% APY · checked 3 times
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
6 Month Business Regular Certificate
$0
3.75%
▲ 0.57% above Louisiana avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.18%▲ 0.57% above avgNationally 2.77%
Details
Rate History
No change since Oct 14, 2026 · 3.75% APY
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Regular Certificate - 6 Months
$0
3.75%
▲ 0.57% above Louisiana avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.18%▲ 0.57% above avgNationally 2.77%
Details
Minimum balance required to earn dividends; Penalty for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 4 times
UCB Raceland, LA
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
6 Month Certificate
$1,000
3.73%
▲ 0.55% above Louisiana avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 0.55% above avgNationally 2.77%
Details
Interest on CDs 12 months or less will be paid at maturity. CDs opened online have a maximum deposit limit of $500,000.
Rate History
No change since Sep 11, 2026 · 3.73% APY · checked 6 times
CUSA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
6 Month Share & IRA Certificates of Deposit
$1,000
3.70%
▲ 0.52% above Louisiana avg
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.52% above avgNationally 2.77%
Details
Rate History
1 change since Sep 14, 2026 · 3.35% → 3.70% ▲ 0.35 pts · high 3.70% / low 3.35%
- Oct 4, 20263.70%▲ from 3.35%
- Sep 14, 20263.35%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus Certificates - 6 Month
$0
3.66%
▲ 0.48% above Louisiana avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.48% above avgNationally 2.77%
Details
Rate History
1 change since Sep 14, 2026 · 3.60% → 3.66% ▲ 0.06 pts · high 3.66% / low 3.60%
- Oct 13, 20263.66%▲ from 3.60%
- Sep 14, 20263.60%first recorded
Department Of Corrections Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
6 Month IRA Certificate (Traditional or Roth)
$500
3.65%
▲ 0.47% above Louisiana avg
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.47% above avgNationally 2.77%
Details
$500 minimum deposit; Early withdrawal penalty: 30 days of dividends earned or all dividends earned, whichever is least
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
- Oct 13, 20263.65%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Department Of Corrections Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
6 Month Share Certificate
$0
3.65%
▲ 0.47% above Louisiana avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.47% above avgNationally 2.77%
Details
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
- Oct 9, 20263.65%▲ from 3.50%
- Sep 14, 20263.50%first recorded
BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
6-Month Certificate
$1,000
3.65%
▲ 0.47% above Louisiana avg
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.18%▲ 0.47% above avgNationally 2.77%
Details
Pays Monthly
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 8 times
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
6 Month Certificate of Deposit
$0
3.60%
▲ 0.42% above Louisiana avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.18%▲ 0.42% above avgNationally 2.77%
Details
Minimum Balance $500; Accurate as of 09/30/2026
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.60% ▲ 0.10 pts · high 3.60% / low 3.50%
- Oct 2, 20263.60%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
CD - 6 months
$0
3.60%
▲ 0.42% above Louisiana avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.18%▲ 0.42% above avgNationally 2.77%
Details
Rate History
No change since Oct 2, 2026 · 3.60% APY · checked 2 times
Landmark Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.80%
6-Month CD
$0
3.60%
▲ 0.42% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 0.42% above avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 6 times
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
6 Month View Today's Full List of CD Offerings here
$100,000
3.60%
▲ 0.42% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 0.42% above avgNationally 2.77%
Details
Interest Frequency: Monthly
Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 2 times
Ascension Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
Share Certificate 6 Months
$0
3.60%
▲ 0.42% above Louisiana avg
▼
Rate3.57%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.42% above avgNationally 2.77%
Details
Share Certificate
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 6 times
UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Certificate - 6 Month
$300
3.58%
▲ 0.40% above Louisiana avg
▼
Rate3.50%
Min Deposit$300
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.40% above avgNationally 2.77%
Details
Dividends paid on the first day of each calendar month; rate and APY fixed for the term
Rate History
No change since Sep 14, 2026 · 3.58% APY · checked 7 times
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Share Certificate - 6-Month
$1,000
3.56%
▲ 0.38% above Louisiana avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.38% above avgNationally 2.77%
Details
Rate tier: Base Rate + 0.50%; Dividends paid monthly
Rate History
No change since Sep 18, 2026 · 3.56% APY · checked 4 times
GEISMAR COMPLEX
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
6 Month Certificate
$500
3.56%
▲ 0.38% above Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.18%▲ 0.38% above avgNationally 2.77%
Details
Certificate Rates - Effective Tuesday, October 13, 2026
Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 8 times
New Iberia 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1123 E Admiral Doyle Dr, New Iberia, LA 70560
12 Month 360 CD
$0
4.00%
▲ 0.48% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.52%▲ 0.48% above avgNationally 2.99%
Details
1-year online CD; CD rate calculator table; Online CD
Rate History
1 change since Sep 18, 2026 · 4.30% → 4.00% ▼ 0.30 pts · high 4.30% / low 4.00%
- Oct 14, 20264.00%▼ from 4.30%
- Sep 18, 20264.30%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1123 E Admiral Doyle Dr, New Iberia, LA 70560
360 CD - 12 Months
$0
4.00%
▲ 0.48% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.52%▲ 0.48% above avgNationally 2.99%
Details
Online CD; Annual Percentage Yield (APY) variable as of 10/14/2026; CD rates fixed upon opening the account; early withdrawal penalties apply
Rate History
1 change since Sep 18, 2026 · 4.30% → 4.00% ▼ 0.30 pts · high 4.30% / low 4.00%
- Oct 14, 20264.00%▼ from 4.30%
- Sep 18, 20264.30%first recorded
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
2711 Highway 14, New Iberia, LA 70560
12-Month Certificate
$0
3.80%
▲ 0.28% above Louisiana avg
▼
Rate3.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.52%▲ 0.28% above avgNationally 2.99%
Details
Share Certificate; Dividend/Interest Rate 3.74%, APY 3.80%
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 8 times
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
2711 Highway 14, New Iberia, LA 70560
Share Certificates - 12-Month Certificate
$1,000
3.80%
▲ 0.28% above Louisiana avg
▼
Rate3.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.52%▲ 0.28% above avgNationally 2.99%
Details
Minimum deposit $1,000.00
Rate History
No change since Oct 13, 2026 · 3.80% APY
Maple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
4017 Darnall Rd, New Iberia, LA 70560
12 Month Share Certificate Jumbo
$100,000
3.75%
▲ 0.23% above Louisiana avg
▼
Rate3.70%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.52%▲ 0.23% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 5 times
Maple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
4017 Darnall Rd, New Iberia, LA 70560
12 Month Share Certificate Mini Jumbo
$50,000
3.65%
▲ 0.13% above Louisiana avg
▼
Rate3.60%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.52%▲ 0.13% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 5 times
Maple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
4017 Darnall Rd, New Iberia, LA 70560
12 Month Share Certificate
$1,000
3.55%
▲ 0.03% above Louisiana avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.52%▲ 0.03% above avgNationally 2.99%
Details
Dividends compounded quarterly
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 5 times
Meritus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
1101 Parkview Dr, New Iberia, LA 70563 2884
IRA Share Certificates - 12 Month IRA
$50
3.50%
▼ 0.02% below Louisiana avg
▼
Rate3.50%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.52%▼ 0.02% below avgNationally 2.99%
Details
Penalties may apply for early withdrawal on term share accounts.
Rate History
No change since Sep 20, 2026 · 3.50% APY · checked 3 times
Meritus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
1101 Parkview Dr, New Iberia, LA 70563 2884
Share Certificates - 12 Months
$2,500
3.50%
▼ 0.02% below Louisiana avg
▼
Rate3.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.52%▼ 0.02% below avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 3.50% APY · checked 2 times
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
1205 E Admiral Doyle Dr, New Iberia, LA 70560
Certificate of Deposit 1 Year
$500
2.00%
▼ 1.52% below Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.52%▼ 1.52% below avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 8 times
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
1205 E Admiral Doyle Dr, New Iberia, LA 70560
IRA 1 Year
$500
2.00%
▼ 1.52% below Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.52%▼ 1.52% below avgNationally 2.99%
Details
Rate History
No change since Oct 14, 2026 · 2.00% APY
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
12 Month Share Certificates (CDs) - Jumbo
$1,000
4.53%
▲ 1.01% above Louisiana avg
▼
Rate4.43%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.52%▲ 1.01% above avgNationally 2.99%
Details
Jumbo rate; Standard jumbo rates are available on deposits of $95,000 or more.
Rate History
No change since Oct 13, 2026 · 4.53% APY
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
12-Month Regular Certificate or IRA Certificate
$10,000
4.40%
▲ 0.88% above Louisiana avg
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.52%▲ 0.88% above avgNationally 2.99%
Details
Deposit: $10,000+
Rate History
No change since Oct 8, 2026 · 4.40% APY · checked 2 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month Special EasyStart Certificate
$50
4.35%
▲ 0.83% above Louisiana avg
▼
Rate4.26%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.52%▲ 0.83% above avgNationally 2.99%
Details
Rate History
No change since Sep 30, 2026 · 4.35% APY · checked 5 times
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
12 Month Share Certificate
$100,000
4.35%
▲ 0.83% above Louisiana avg
▼
Rate4.26%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.52%▲ 0.83% above avgNationally 2.99%
Details
Rate Effective Date: October 12, 2026
Rate History
1 change since Oct 5, 2026 · 4.25% → 4.35% ▲ 0.10 pts · high 4.35% / low 4.25%
- Oct 13, 20264.35%▲ from 4.25%
- Oct 5, 20264.25%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Certificate 12 Months
$500
4.33%
▲ 0.81% above Louisiana avg
▼
Rate4.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.52%▲ 0.81% above avgNationally 2.99%
Details
Published APY range: 4.33%/4.32%. Dividends Credited/Compounded: Monthly/Quarterly; Minimum opening and running balance for IRA Certificates is $500
Rate History
No change since Oct 12, 2026 · 4.33% APY
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Share Certificate - 12-Month
$1,000
4.33%
▲ 0.81% above Louisiana avg
▼
Rate4.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.52%▲ 0.81% above avgNationally 2.99%
Details
Rate tier: Base Rate + 1.25%; Dividends paid monthly
Rate History
No change since Sep 18, 2026 · 4.33% APY · checked 4 times
GEISMAR COMPLEX
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
1 Year Certificate
$500
4.33%
▲ 0.81% above Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.52%▲ 0.81% above avgNationally 2.99%
Details
Certificate Rates - Effective Tuesday, October 13, 2026
Rate History
No change since Sep 14, 2026 · 4.33% APY · checked 8 times
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
1 Year Super Saver Share Certificate
$100,000
4.25%
▲ 0.73% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.52%▲ 0.73% above avgNationally 2.99%
Details
APY with La Cap Checking; Dividends Credited: Monthly; Effective Date: 10/09/2026; Super Saver (Opening Deposits of $100,000 or More)
Rate History
1 change since Sep 14, 2026 · 3.35% → 4.25% ▲ 0.90 pts · high 4.25% / low 3.35%
- Oct 13, 20264.25%▲ from 3.35%
- Sep 14, 20263.35%first recorded
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
12 Month Share Certificate
$500
4.25%
▲ 0.73% above Louisiana avg
▼
Rate4.16%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.52%▲ 0.73% above avgNationally 2.99%
Details
Rate History
No change since Oct 5, 2026 · 4.25% APY · checked 3 times
Epic Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.69%
12 Month Stars & Stripes Share Certificate (CD) Special
$0
4.25%
▲ 0.73% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.52%▲ 0.73% above avgNationally 2.99%
Details
Homepage promo card; APY*
Rate History
No change since Oct 10, 2026 · 4.25% APY · checked 2 times
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
12 Month Jumbo IRA Certificates
$100,000
4.20%
▲ 0.68% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.52%▲ 0.68% above avgNationally 2.99%
Details
Rate History
No change since Sep 20, 2026 · 4.20% APY · checked 5 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 12 Months
$0
4.10%
▲ 0.58% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.52%▲ 0.58% above avgNationally 2.99%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.10% APY
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
12 Month IRA Certificates
$500
4.10%
▲ 0.58% above Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.52%▲ 0.58% above avgNationally 2.99%
Details
Rate History
No change since Sep 20, 2026 · 4.10% APY · checked 5 times
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
12 Month Jumbo Certificates
$100,000
4.10%
▲ 0.58% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.52%▲ 0.58% above avgNationally 2.99%
Details
Rate History
No change since Sep 20, 2026 · 4.10% APY · checked 5 times
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1-Year Certificate
$500
4.10%
▲ 0.58% above Louisiana avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.52%▲ 0.58% above avgNationally 2.99%
Details
Penalties for early withdrawals may apply. Fees may reduce earnings on the account.
Rate History
1 change since Sep 25, 2026 · 4.05% → 4.10% ▲ 0.05 pts · high 4.10% / low 4.05%
- Oct 4, 20264.10%▲ from 4.05%
- Sep 25, 20264.05%first recorded
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
12 Month Share Certificate/IRA Share Certificate
$1,000
4.10%
▲ 0.58% above Louisiana avg
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.52%▲ 0.58% above avgNationally 2.99%
Details
Minimum opening deposit is $1,000; Rates effective as of 10/6/2026
Rate History
No change since Oct 12, 2026 · 4.10% APY
Southwest Louisiana Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
12 Month Share Certificates (CDs)
$500
4.07%
▲ 0.55% above Louisiana avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.52%▲ 0.55% above avgNationally 2.99%
Details
Rate History
1 change since Sep 18, 2026 · 3.85% → 4.07% ▲ 0.22 pts · high 4.07% / low 3.85%
- Oct 13, 20264.07%▲ from 3.85%
- Sep 18, 20263.85%first recorded
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Share Certificate - 12-Month
$1,000
4.07%
▲ 0.55% above Louisiana avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.52%▲ 0.55% above avgNationally 2.99%
Details
Rate tier: Base Rate + 1.00%; Dividends paid monthly
Rate History
No change since Sep 18, 2026 · 4.07% APY · checked 4 times
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
12 Month IRA
$250
4.06%
▲ 0.54% above Louisiana avg
▼
Rate4.00%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.52%▲ 0.54% above avgNationally 2.99%
Details
Rate History
1 change since Sep 24, 2026 · 3.80% → 4.06% ▲ 0.26 pts · high 4.06% / low 3.80%
- Oct 8, 20264.06%▲ from 3.80%
- Sep 24, 20263.80%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 12 Months
$0
4.05%
▲ 0.53% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.52%▲ 0.53% above avgNationally 2.99%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.05% APY
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
1 Year Share Certificates
$0
4.05%
▲ 0.53% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.52%▲ 0.53% above avgNationally 2.99%
Details
Balance: $1,000 and up; Step-Up Option column lists three 'Available' entries; row alignment not explicit on page
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.05% ▲ 0.30 pts · high 4.05% / low 3.75%
- Sep 17, 20264.05%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
12 Month Starter Certificate
$0
4.05%
▲ 0.53% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.52%▲ 0.53% above avgNationally 2.99%
Details
Dividends are compounded and paid monthly on the average daily balance; funds may be added through payroll
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.05% ▲ 0.30 pts · high 4.05% / low 3.75%
- Sep 17, 20264.05%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
IRA Certificate - 1 year
$0
4.05%
▲ 0.53% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.52%▲ 0.53% above avgNationally 2.99%
Details
Individual Retirement Accounts (IRA)
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.05% ▲ 0.30 pts · high 4.05% / low 3.75%
- Sep 17, 20264.05%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus Certificates - 12 Month
$0
4.02%
▲ 0.50% above Louisiana avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.52%▲ 0.50% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.95% → 4.02% ▲ 0.07 pts · high 4.02% / low 3.95%
- Oct 13, 20264.02%▲ from 3.95%
- Sep 14, 20263.95%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus IRA Certificates - 12 Month
$0
4.02%
▲ 0.50% above Louisiana avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.52%▲ 0.50% above avgNationally 2.99%
Details
Minimum daily balance to earn APY: $40,000; Early withdrawal penalty may apply
Rate History
2 changes since Sep 14, 2026 · 3.95% → 4.02% ▲ 0.07 pts · high 4.02% / low 3.95%
- Oct 5, 20264.02%▲ from 3.97%
- Sep 25, 20263.97%▲ from 3.95%
- Sep 14, 20263.95%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month ESA EasyStart Certificate
$50
4.00%
▲ 0.48% above Louisiana avg
▼
Rate3.92%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.52%▲ 0.48% above avgNationally 2.99%
Details
Share, IRA, ESA; Rates as of Oct 13, 2026 ET; EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 4.00% APY · checked 3 times
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
12 Month CD
$2,500
4.00%
▲ 0.48% above Louisiana avg
▼
Rate4.00%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.52%▲ 0.48% above avgNationally 2.99%
Details
Rate History
1 change since Sep 24, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
- Oct 8, 20264.00%▲ from 3.75%
- Sep 24, 20263.75%first recorded
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
12-Month Regular Certificate or IRA Certificate
$2,000
4.00%
▲ 0.48% above Louisiana avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.52%▲ 0.48% above avgNationally 2.99%
Details
Deposit: $2,000-$9,999
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
12 Month Share Certificates
$500
4.00%
▲ 0.48% above Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.52%▲ 0.48% above avgNationally 2.99%
Details
Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 5 times
Jefferson Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Jumbo Share Certificates - 12 Months
$50,000
4.00%
▲ 0.48% above Louisiana avg
▼
Rate3.93%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.52%▲ 0.48% above avgNationally 2.99%
Details
Minimum balance to open is $50,000
Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 3 times
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
1 Year IRA Certificate
$500
3.95%
▲ 0.43% above Louisiana avg
▼
Rate3.89%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.52%▲ 0.43% above avgNationally 2.99%
Details
Rate History
1 change since Sep 24, 2026 · 3.70% → 3.95% ▲ 0.25 pts · high 3.95% / low 3.70%
- Oct 11, 20263.95%▲ from 3.70%
- Sep 24, 20263.70%first recorded
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
12 Month Business Certificates of Deposit
$2,500
3.95%
▲ 0.43% above Louisiana avg
▼
Rate3.89%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.52%▲ 0.43% above avgNationally 2.99%
Details
Rate History
2 changes since Sep 14, 2026 · 3.55% → 3.95% ▲ 0.40 pts · high 3.95% / low 3.55%
- Oct 11, 20263.95%▲ from 3.70%
- Sep 24, 20263.70%▲ from 3.55%
- Sep 14, 20263.55%first recorded
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
12 Month Certificates of Deposit
$2,500
3.95%
▲ 0.43% above Louisiana avg
▼
Rate3.89%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.52%▲ 0.43% above avgNationally 2.99%
Details
Rate History
1 change since Sep 24, 2026 · 3.70% → 3.95% ▲ 0.25 pts · high 3.95% / low 3.70%
- Oct 11, 20263.95%▲ from 3.70%
- Sep 24, 20263.70%first recorded
Access Of Louisiana Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.68%
1 Year Silver Share Certificates
$500
3.91%
▲ 0.39% above Louisiana avg
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.52%▲ 0.39% above avgNationally 2.99%
Details
Rate History
No change since Oct 12, 2026 · 3.91% APY
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
12-Month Share & IRA Certificate
$1,000
3.90%
▲ 0.38% above Louisiana avg
▼
Rate3.83%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.52%▲ 0.38% above avgNationally 2.99%
Details
Share & IRA Certificate; fixed rate
Rate History
No change since Oct 12, 2026 · 3.90% APY
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
12 Month IRA Certificates
$0
3.86%
▲ 0.34% above Louisiana avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.52%▲ 0.34% above avgNationally 2.99%
Details
Rate History
No change since Oct 5, 2026 · 3.86% APY · checked 3 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Certificates - 12 Month
$0
3.86%
▲ 0.34% above Louisiana avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.52%▲ 0.34% above avgNationally 2.99%
Details
Rate History
2 changes since Sep 14, 2026 · 3.79% → 3.86% ▲ 0.07 pts · high 3.86% / low 3.79%
- Oct 5, 20263.86%▲ from 3.81%
- Sep 25, 20263.81%▲ from 3.79%
- Sep 14, 20263.79%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Certificates - YOUth Boost 12-Month
$0
3.86%
▲ 0.34% above Louisiana avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.52%▲ 0.34% above avgNationally 2.99%
Details
Rate History
No change since Oct 13, 2026 · 3.86% APY
Ascension Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
Share Certificate 12 Months
$0
3.86%
▲ 0.34% above Louisiana avg
▼
Rate3.79%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.52%▲ 0.34% above avgNationally 2.99%
Details
Share Certificate
Rate History
No change since Sep 14, 2026 · 3.86% APY · checked 6 times
New Iberia 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
2711 Highway 14, New Iberia, LA 70560
18-Month Certificate
$0
3.80%
▲ 0.33% above Louisiana avg
▼
Rate3.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.47%▲ 0.33% above avgNationally 2.88%
Details
Share Certificate; Dividend/Interest Rate 3.74%, APY 3.80%
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 8 times
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
2711 Highway 14, New Iberia, LA 70560
Share Certificates - 18-Month Certificate
$1,000
3.80%
▲ 0.33% above Louisiana avg
▼
Rate3.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.47%▲ 0.33% above avgNationally 2.88%
Details
Minimum deposit $1,000.00
Rate History
No change since Oct 13, 2026 · 3.80% APY
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1123 E Admiral Doyle Dr, New Iberia, LA 70560
18 Month 360 CD
$0
3.60%
▲ 0.13% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.47%▲ 0.13% above avgNationally 2.88%
Details
CD rate calculator table; Online CD
Rate History
1 change since Sep 18, 2026 · 4.30% → 3.60% ▼ 0.70 pts · high 4.30% / low 3.60%
- Oct 14, 20263.60%▼ from 4.30%
- Sep 18, 20264.30%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1123 E Admiral Doyle Dr, New Iberia, LA 70560
360 CD - 18 Months
$0
3.60%
▲ 0.13% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.47%▲ 0.13% above avgNationally 2.88%
Details
Online CD; Annual Percentage Yield (APY) variable as of 10/14/2026; CD rates fixed upon opening the account; early withdrawal penalties apply
Rate History
1 change since Sep 18, 2026 · 4.30% → 3.60% ▼ 0.70 pts · high 4.30% / low 3.60%
- Oct 14, 20263.60%▼ from 4.30%
- Sep 18, 20264.30%first recorded
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
18-Month Regular Certificate or IRA Certificate
$10,000
4.45%
▲ 0.98% above Louisiana avg
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.47%▲ 0.98% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 4.45% APY · checked 2 times
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
18 Month Share Certificate
$100,000
4.35%
▲ 0.88% above Louisiana avg
▼
Rate4.26%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.47%▲ 0.88% above avgNationally 2.88%
Details
Rate Effective Date: October 12, 2026
Rate History
1 change since Oct 5, 2026 · 3.75% → 4.35% ▲ 0.60 pts · high 4.35% / low 3.75%
- Oct 13, 20264.35%▲ from 3.75%
- Oct 5, 20263.75%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Certificate 18 Months
$500
4.33%
▲ 0.86% above Louisiana avg
▼
Rate4.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.47%▲ 0.86% above avgNationally 2.88%
Details
Dividends Credited/Compounded: Monthly; Minimum opening and running balance for IRA Certificates is $500
Rate History
No change since Oct 12, 2026 · 4.33% APY
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
18 Month Share Certificate
$500
4.25%
▲ 0.78% above Louisiana avg
▼
Rate4.16%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.47%▲ 0.78% above avgNationally 2.88%
Details
Rate History
1 change since Oct 5, 2026 · 3.75% → 4.25% ▲ 0.50 pts · high 4.25% / low 3.75%
- Oct 13, 20264.25%▲ from 3.75%
- Oct 5, 20263.75%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 18 Months
$0
4.15%
▲ 0.68% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.47%▲ 0.68% above avgNationally 2.88%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.15% APY
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month View Today's Full List of CD Offerings here
$100,000
4.15%
▲ 0.68% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.47%▲ 0.68% above avgNationally 2.88%
Details
Interest Frequency: Monthly
Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 18 Months
$0
4.10%
▲ 0.63% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.47%▲ 0.63% above avgNationally 2.88%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.10% APY
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month View Today's Full List of CD Offerings here
$100,000
4.10%
▲ 0.63% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.47%▲ 0.63% above avgNationally 2.88%
Details
Interest Frequency: Semi
Rate History
No change since Oct 7, 2026 · 4.10% APY · checked 2 times
Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
18-Month IRA
$2,000
4.07%
▲ 0.60% above Louisiana avg
▼
Rate4.00%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.47%▲ 0.60% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 4.07% APY · checked 6 times
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month View Today's Full List of CD Offerings here
$100,000
4.05%
▲ 0.58% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.47%▲ 0.58% above avgNationally 2.88%
Details
Interest Frequency: Semi
Rate History
No change since Oct 7, 2026 · 4.05% APY · checked 2 times
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
18-Month Share & IRA Certificate
$1,000
4.05%
▲ 0.58% above Louisiana avg
▼
Rate3.98%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.47%▲ 0.58% above avgNationally 2.88%
Details
Share & IRA Certificate; fixed rate
Rate History
No change since Oct 12, 2026 · 4.05% APY
First American Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
18 Month CD
$1,000
4.02%
▲ 0.55% above Louisiana avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.47%▲ 0.55% above avgNationally 2.88%
Details
Interest rates set weekly; Automatic renewal convenience; Early withdrawal penalties apply
Rate History
No change since Sep 24, 2026 · 4.02% APY · checked 7 times
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Regular Certificates - 18-month
$0
3.90%
▲ 0.43% above Louisiana avg
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.47%▲ 0.43% above avgNationally 2.88%
Details
Rate History
No change since Oct 13, 2026 · 3.90% APY
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
CD - 18 months
$0
3.85%
▲ 0.38% above Louisiana avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.47%▲ 0.38% above avgNationally 2.88%
Details
Rate History
No change since Oct 2, 2026 · 3.85% APY · checked 2 times
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
18 Month Jumbo IRA Certificates
$100,000
3.85%
▲ 0.38% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.47%▲ 0.38% above avgNationally 2.88%
Details
Rate History
No change since Sep 20, 2026 · 3.85% APY · checked 5 times
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
18 Month Business Regular Certificate
$0
3.85%
▲ 0.38% above Louisiana avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.47%▲ 0.38% above avgNationally 2.88%
Details
Rate History
No change since Oct 14, 2026 · 3.85% APY
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
IRA Certificate 18 Months
$0
3.85%
▲ 0.38% above Louisiana avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.47%▲ 0.38% above avgNationally 2.88%
Details
Penalty for early withdrawal applies
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.85% ▲ 0.60 pts · high 3.85% / low 3.25%
- Oct 10, 20263.85%▲ from 3.25%
- Sep 14, 20263.25%first recorded
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Regular Certificate - 18 Months
$0
3.85%
▲ 0.38% above Louisiana avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.47%▲ 0.38% above avgNationally 2.88%
Details
Minimum balance required to earn dividends; Penalty for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.85% ▲ 0.60 pts · high 3.85% / low 3.25%
- Oct 10, 20263.85%▲ from 3.25%
- Sep 14, 20263.25%first recorded
Concordia Bank & Trust Company
Institution Rating:
B4.4 ★Texas Ratio: 21.79%
Traditional - Variable Rate (18 month)
$100
3.80%
▲ 0.33% above Louisiana avg
▼
Rate3.75%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.47%▲ 0.33% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 6 times
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month View Today's Full List of CD Offerings here
$100,000
3.80%
▲ 0.33% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.47%▲ 0.33% above avgNationally 2.88%
Details
Interest Frequency: Monthly
Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 2 times
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
18 Month Share Certificate
$0
3.80%
▲ 0.33% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.47%▲ 0.33% above avgNationally 2.88%
Details
Rate History
1 change since Sep 12, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70%
- Oct 12, 20263.80%▲ from 3.70%
- Sep 12, 20263.70%first recorded
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Share Certificate - 18 month
$0
3.80%
▲ 0.33% above Louisiana avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.47%▲ 0.33% above avgNationally 2.88%
Details
Rate History
No change since Oct 12, 2026 · 3.80% APY
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
18 Month Business Certificates of Deposit
$2,500
3.75%
▲ 0.28% above Louisiana avg
▼
Rate3.70%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.47%▲ 0.28% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60%
- Sep 24, 20263.75%▲ from 3.60%
- Sep 14, 20263.60%first recorded
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
18 Month Certificates of Deposit
$2,500
3.75%
▲ 0.28% above Louisiana avg
▼
Rate3.70%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.47%▲ 0.28% above avgNationally 2.88%
Details
Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 5 times
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
18 Month IRA Certificate
$500
3.75%
▲ 0.28% above Louisiana avg
▼
Rate3.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.47%▲ 0.28% above avgNationally 2.88%
Details
Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 5 times
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
18 Month IRA Certificates
$500
3.75%
▲ 0.28% above Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.47%▲ 0.28% above avgNationally 2.88%
Details
Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 5 times
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
18 Month Jumbo Certificates
$100,000
3.75%
▲ 0.28% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.47%▲ 0.28% above avgNationally 2.88%
Details
Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 5 times
Jefferson Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
IRA Share Certificates - 18 Months
$20
3.75%
▲ 0.28% above Louisiana avg
▼
Rate3.69%
Min Deposit$20
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.47%▲ 0.28% above avgNationally 2.88%
Details
Minimum balance to open is $20
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 2 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
18 Month ESA EasyStart Certificate
$50
3.70%
▲ 0.23% above Louisiana avg
▼
Rate3.63%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.47%▲ 0.23% above avgNationally 2.88%
Details
Share, IRA, ESA; Rates as of Oct 13, 2026 ET; EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 3.70% APY · checked 3 times
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month View Today's Full List of CD Offerings here
$100,000
3.70%
▲ 0.23% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.47%▲ 0.23% above avgNationally 2.88%
Details
Interest Frequency: Monthly
Rate History
No change since Oct 7, 2026 · 3.70% APY · checked 2 times
Noda Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
18 Month CD
$0
3.66%
▲ 0.19% above Louisiana avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.47%▲ 0.19% above avgNationally 2.88%
Details
Rate History
No change since Sep 25, 2026 · 3.66% APY · checked 4 times
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month View Today's Full List of CD Offerings here
$200,000
3.65%
▲ 0.18% above Louisiana avg
▼
RateN/A
Min Deposit$200,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.47%▲ 0.18% above avgNationally 2.88%
Details
Interest Frequency: Monthly
Rate History
No change since Oct 7, 2026 · 3.65% APY · checked 2 times
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
18 Month Share Certificates
$500
3.65%
▲ 0.18% above Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.47%▲ 0.18% above avgNationally 2.88%
Details
Rate History
No change since Sep 20, 2026 · 3.65% APY · checked 5 times
BRECO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Term Share Certificates & IRAs - 18 Months
$0
3.65%
▲ 0.18% above Louisiana avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.47%▲ 0.18% above avgNationally 2.88%
Details
Dividends Paid Monthly; Penalty may be imposed for early withdrawal on certificates; Fees could reduce earnings on all accounts; APY accurate as of 5/27/2026
Rate History
No change since Oct 13, 2026 · 3.65% APY
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
Share Certificates - 18 Months
$0
3.64%
▲ 0.17% above Louisiana avg
▼
Rate3.58%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.47%▲ 0.17% above avgNationally 2.88%
Details
Days: 547 - 729
Rate History
No change since Oct 12, 2026 · 3.64% APY
Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
18 Month Share Certificate
$0
3.61%
▲ 0.14% above Louisiana avg
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.47%▲ 0.14% above avgNationally 2.88%
Details
A $500 deposit is required to open a Share Certificate
Rate History
No change since Sep 20, 2026 · 3.61% APY · checked 5 times
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
18 Month IRA
$250
3.55%
▲ 0.08% above Louisiana avg
▼
Rate3.50%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.47%▲ 0.08% above avgNationally 2.88%
Details
Rate History
1 change since Sep 24, 2026 · 3.29% → 3.55% ▲ 0.26 pts · high 3.55% / low 3.29%
- Oct 8, 20263.55%▲ from 3.29%
- Sep 24, 20263.29%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month View Today's Full List of CD Offerings here
$100,000
3.50%
▲ 0.03% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.47%▲ 0.03% above avgNationally 2.88%
Details
Interest Frequency: Monthly
Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
18 Month CD
$2,500
3.50%
▲ 0.03% above Louisiana avg
▼
Rate3.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.47%▲ 0.03% above avgNationally 2.88%
Details
Rate History
1 change since Sep 24, 2026 · 3.25% → 3.50% ▲ 0.25 pts · high 3.50% / low 3.25%
- Oct 8, 20263.50%▲ from 3.25%
- Sep 24, 20263.25%first recorded
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
18 Month Certificate Accounts
$1,000
3.50%
▲ 0.03% above Louisiana avg
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.47%▲ 0.03% above avgNationally 2.88%
Details
Dividends credited quarterly
Rate History
No change since Oct 4, 2026 · 3.50% APY · checked 3 times
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
18 Month Jumbo Certificate Accounts
$0
3.50%
▲ 0.03% above Louisiana avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.47%▲ 0.03% above avgNationally 2.88%
Details
Term: 18 months-Dividends credited quarterly
Rate History
No change since Sep 20, 2026 · 3.50% APY · checked 6 times
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
IRA Certificate 18 Months
$0
3.50%
▲ 0.03% above Louisiana avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.47%▲ 0.03% above avgNationally 2.88%
Details
Dividends credited quarterly
Rate History
No change since Sep 20, 2026 · 3.50% APY · checked 6 times
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
18 Month Certificates of Deposit
$500
3.50%
▲ 0.03% above Louisiana avg
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.47%▲ 0.03% above avgNationally 2.88%
Details
Dividends Paid: Monthly
Rate History
No change since Sep 22, 2026 · 3.50% APY · checked 6 times
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
Certificate of Deposit - 18 months
$500
3.50%
▲ 0.03% above Louisiana avg
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.47%▲ 0.03% above avgNationally 2.88%
Details
Dividends paid monthly; Penalty for early withdrawal
Rate History
No change since Oct 13, 2026 · 3.50% APY
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.71%
18-month Certificates
$0
3.50%
▲ 0.03% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.47%▲ 0.03% above avgNationally 2.88%
Details
Featured Certificate Rate; Share Certificate; dividends paid monthly or quarterly; rates fixed for the term
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
18 Month Regular, IRA & Business Jumbo Certificates
$0
3.49%
▲ 0.02% above Louisiana avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.47%▲ 0.02% above avgNationally 2.88%
Details
Rate History
1 change since Sep 18, 2026 · 3.28% → 3.49% ▲ 0.21 pts · high 3.49% / low 3.28%
- Oct 1, 20263.49%▲ from 3.28%
- Sep 18, 20263.28%first recorded
New Iberia 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
1011 E Admiral Doyle Dr, New Iberia, LA 70560
24-Month Certificate of Deposit
$0
4.25%
▲ 0.95% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.30%▲ 0.95% above avgNationally 2.88%
Details
Guaranteed rate of return on a Certificate of Deposit
Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 3 times
Maple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
4017 Darnall Rd, New Iberia, LA 70560
24 Month Share Certificate Jumbo
$100,000
3.60%
▲ 0.30% above Louisiana avg
▼
Rate3.55%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.30% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 5 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1123 E Admiral Doyle Dr, New Iberia, LA 70560
360 CD - 24 Months
$0
3.50%
▲ 0.20% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.30%▲ 0.20% above avgNationally 2.88%
Details
Online CD; Annual Percentage Yield (APY) variable as of 10/14/2026; CD rates fixed upon opening the account; early withdrawal penalties apply
Rate History
1 change since Sep 18, 2026 · 4.30% → 3.50% ▼ 0.80 pts · high 4.30% / low 3.50%
- Oct 14, 20263.50%▼ from 4.30%
- Sep 18, 20264.30%first recorded
Maple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
4017 Darnall Rd, New Iberia, LA 70560
24 Month Share Certificate Mini Jumbo
$50,000
3.50%
▲ 0.20% above Louisiana avg
▼
Rate3.45%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.20% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 5 times
Maple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
4017 Darnall Rd, New Iberia, LA 70560
24 Month Share Certificate
$1,000
3.39%
▲ 0.09% above Louisiana avg
▼
Rate3.35%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.09% above avgNationally 2.88%
Details
Dividends compounded quarterly
Rate History
No change since Sep 14, 2026 · 3.39% APY · checked 6 times
Meritus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
1101 Parkview Dr, New Iberia, LA 70563 2884
IRA Share Certificates - 24 Month IRA
$50
3.00%
▼ 0.30% below Louisiana avg
▼
Rate3.00%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▼ 0.30% below avgNationally 2.88%
Details
Penalties may apply for early withdrawal on term share accounts.
Rate History
No change since Sep 20, 2026 · 3.00% APY · checked 3 times
Meritus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
1101 Parkview Dr, New Iberia, LA 70563 2884
Share Certificates - 24 Months
$2,500
3.00%
▼ 0.30% below Louisiana avg
▼
Rate3.00%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▼ 0.30% below avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 3.00% APY · checked 2 times
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
2711 Highway 14, New Iberia, LA 70560
24 Month Certificate
$0
3.00%
▼ 0.30% below Louisiana avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▼ 0.30% below avgNationally 2.88%
Details
Share Certificate; Dividend/Interest Rate 2.96%, APY 3.00%
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.00% ▼ 0.25 pts · high 3.25% / low 3.00%
- Sep 18, 20263.00%▼ from 3.25%
- Sep 14, 20263.25%first recorded
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
2711 Highway 14, New Iberia, LA 70560
IRA 24-Month Certificate
$0
3.00%
▼ 0.30% below Louisiana avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▼ 0.30% below avgNationally 2.88%
Details
Rate History
No change since Oct 13, 2026 · 3.00% APY
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
2711 Highway 14, New Iberia, LA 70560
Share Certificates - 24-Month Certificate
$1,000
3.00%
▼ 0.30% below Louisiana avg
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▼ 0.30% below avgNationally 2.88%
Details
Minimum deposit $1,000.00
Rate History
No change since Oct 13, 2026 · 3.00% APY
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
1205 E Admiral Doyle Dr, New Iberia, LA 70560
Certificate of Deposit 2 Year
$500
2.25%
▼ 1.05% below Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.30%▼ 1.05% below avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 8 times
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
1205 E Admiral Doyle Dr, New Iberia, LA 70560
IRA 2 Year
$500
2.25%
▼ 1.05% below Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.30%▼ 1.05% below avgNationally 2.88%
Details
Rate History
No change since Oct 14, 2026 · 2.25% APY
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
24 Month Share Certificates (CDs) - Jumbo
$1,000
4.82%
▲ 1.52% above Louisiana avg
▼
Rate4.71%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▲ 1.52% above avgNationally 2.88%
Details
Jumbo rate; Standard jumbo rates are available on deposits of $95,000 or more.
Rate History
No change since Oct 13, 2026 · 4.82% APY
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
2-Year Regular Certificate or IRA Certificate
$10,000
4.50%
▲ 1.20% above Louisiana avg
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 1.20% above avgNationally 2.88%
Details
Deposit: $10,000+
Rate History
No change since Oct 8, 2026 · 4.50% APY · checked 2 times
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
2 Year Individual Retirement Accounts (IRAs) - Certificate Account
$20,000
4.45%
▲ 1.15% above Louisiana avg
▼
RateN/A
Min Deposit$20,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▲ 1.15% above avgNationally 2.88%
Details
Traditional & Roth IRA; Dividend Credited: Monthly; APY with La Cap Checking
Rate History
No change since Oct 13, 2026 · 4.45% APY
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
2 Year Individual Retirement Accounts (IRAs) - Certificate Account
$650
4.35%
▲ 1.05% above Louisiana avg
▼
RateN/A
Min Deposit$650
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▲ 1.05% above avgNationally 2.88%
Details
Traditional & Roth IRA; Dividend Credited: Monthly; APY with La Cap Checking
Rate History
No change since Oct 13, 2026 · 4.35% APY
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
2 Year Super Saver Share Certificate
$100,000
4.35%
▲ 1.05% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▲ 1.05% above avgNationally 2.88%
Details
APY with La Cap Checking; Dividends Credited: Monthly; Effective Date: 10/09/2026; Super Saver (Opening Deposits of $100,000 or More)
Rate History
1 change since Sep 14, 2026 · 3.45% → 4.35% ▲ 0.90 pts · high 4.35% / low 3.45%
- Oct 13, 20264.35%▲ from 3.45%
- Sep 14, 20263.45%first recorded
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
24 Month Share Certificate
$100,000
4.35%
▲ 1.05% above Louisiana avg
▼
Rate4.26%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▲ 1.05% above avgNationally 2.88%
Details
Rate Effective Date: October 12, 2026
Rate History
1 change since Oct 5, 2026 · 3.80% → 4.35% ▲ 0.55 pts · high 4.35% / low 3.80%
- Oct 13, 20264.35%▲ from 3.80%
- Oct 5, 20263.80%first recorded
Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
24-Month IRA
$2,000
4.33%
▲ 1.03% above Louisiana avg
▼
Rate4.25%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 1.03% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 4.33% APY · checked 6 times
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
24-Month CD
$1,000
4.25%
▲ 0.95% above Louisiana avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.30%▲ 0.95% above avgNationally 2.88%
Details
Limited time offer; APY effective 08/13/2026, subject to change at any time; interest compounded quarterly; interest rates fixed for the term; early withdrawal penalty applies
Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 8 times
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
2 Year Youth Certificate
$1,000
4.25%
▲ 0.95% above Louisiana avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.95% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
2-Year Regular Certificate or IRA Certificate
$2,000
4.25%
▲ 0.95% above Louisiana avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.95% above avgNationally 2.88%
Details
Deposit: $2,000-$9,999
Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
24 Month Certificate Accounts
$1,000
4.25%
▲ 0.95% above Louisiana avg
▼
Rate4.18%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.95% above avgNationally 2.88%
Details
Dividends credited quarterly
Rate History
1 change since Sep 20, 2026 · 3.40% → 4.25% ▲ 0.85 pts · high 4.25% / low 3.40%
- Oct 4, 20264.25%▲ from 3.40%
- Sep 20, 20263.40%first recorded
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
24 Month Jumbo Certificate Accounts
$0
4.25%
▲ 0.95% above Louisiana avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.95% above avgNationally 2.88%
Details
Term: 24 months-Dividends credited quarterly
Rate History
1 change since Sep 20, 2026 · 3.40% → 4.25% ▲ 0.85 pts · high 4.25% / low 3.40%
- Oct 4, 20264.25%▲ from 3.40%
- Sep 20, 20263.40%first recorded
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
24 Month Share Certificate
$500
4.25%
▲ 0.95% above Louisiana avg
▼
Rate4.16%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▲ 0.95% above avgNationally 2.88%
Details
Rate History
1 change since Oct 5, 2026 · 3.80% → 4.25% ▲ 0.45 pts · high 4.25% / low 3.80%
- Oct 13, 20264.25%▲ from 3.80%
- Oct 5, 20263.80%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
24 Month View Today's Full List of CD Offerings here
$100,000
4.20%
▲ 0.90% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.30%▲ 0.90% above avgNationally 2.88%
Details
Interest Frequency: Monthly
Rate History
No change since Oct 7, 2026 · 4.20% APY · checked 2 times
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
24 Month View Today's Full List of CD Offerings here
$100,000
4.15%
▲ 0.85% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.30%▲ 0.85% above avgNationally 2.88%
Details
Interest Frequency: Semi
Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
24 Month Share Certificate/IRA Share Certificate
$1,000
4.15%
▲ 0.85% above Louisiana avg
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.85% above avgNationally 2.88%
Details
Minimum opening deposit is $1,000; Rates effective as of 10/6/2026
Rate History
No change since Oct 12, 2026 · 4.15% APY
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
24 Month View Today's Full List of CD Offerings here
$100,000
4.10%
▲ 0.80% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.30%▲ 0.80% above avgNationally 2.88%
Details
Interest Frequency: Semi
Rate History
No change since Oct 7, 2026 · 4.10% APY · checked 2 times
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
2-Year Certificate
$500
4.10%
▲ 0.80% above Louisiana avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.80% above avgNationally 2.88%
Details
Penalties for early withdrawals may apply. Fees may reduce earnings on the account.
Rate History
1 change since Sep 25, 2026 · 4.05% → 4.10% ▲ 0.05 pts · high 4.10% / low 4.05%
- Oct 4, 20264.10%▲ from 4.05%
- Sep 25, 20264.05%first recorded
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
24-Month Share & IRA Certificate
$1,000
4.10%
▲ 0.80% above Louisiana avg
▼
Rate4.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.80% above avgNationally 2.88%
Details
Share & IRA Certificate; fixed rate
Rate History
No change since Oct 12, 2026 · 4.10% APY
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Share Certificate - 24-Month
$1,000
4.07%
▲ 0.77% above Louisiana avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▲ 0.77% above avgNationally 2.88%
Details
Rate tier: Base Rate + 1.25%; Dividends paid monthly
Rate History
No change since Sep 18, 2026 · 4.07% APY · checked 4 times
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
2 Year Individual Retirement Accounts (IRAs) - Certificate Account
$20,000
4.05%
▲ 0.75% above Louisiana avg
▼
RateN/A
Min Deposit$20,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▲ 0.75% above avgNationally 2.88%
Details
Traditional & Roth IRA; Dividend Credited: Monthly; Standard APY (without La Cap Checking)
Rate History
No change since Oct 13, 2026 · 4.05% APY
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus Certificates - 24 Month
$0
4.02%
▲ 0.72% above Louisiana avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▲ 0.72% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.96% → 4.02% ▲ 0.06 pts · high 4.02% / low 3.96%
- Oct 13, 20264.02%▲ from 3.96%
- Sep 14, 20263.96%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus IRA Certificates - 24 Month
$0
4.02%
▲ 0.72% above Louisiana avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▲ 0.72% above avgNationally 2.88%
Details
Minimum daily balance to earn APY: $40,000; Early withdrawal penalty may apply
Rate History
2 changes since Sep 14, 2026 · 3.96% → 4.02% ▲ 0.06 pts · high 4.02% / low 3.96%
- Oct 13, 20264.02%▲ from 3.97%
- Sep 25, 20263.97%▲ from 3.96%
- Sep 14, 20263.96%first recorded
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
2 Year Individual Retirement Accounts (IRAs) - Certificate Account
$650
3.95%
▲ 0.65% above Louisiana avg
▼
RateN/A
Min Deposit$650
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▲ 0.65% above avgNationally 2.88%
Details
Traditional & Roth IRA; Dividend Credited: Monthly; Standard APY (without La Cap Checking)
Rate History
No change since Oct 13, 2026 · 3.95% APY
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
2 Year Super Saver Share Certificate
$100,000
3.95%
▲ 0.65% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▲ 0.65% above avgNationally 2.88%
Details
Dividends Credited: Monthly; Effective Date: 10/09/2026; Super Saver (Opening Deposits of $100,000 or More)
Rate History
1 change since Sep 14, 2026 · 3.45% → 3.95% ▲ 0.50 pts · high 3.95% / low 3.45%
- Oct 13, 20263.95%▲ from 3.45%
- Sep 14, 20263.45%first recorded
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Super Saver Share Certificate - 2 Years
$100,000
3.95%
▲ 0.65% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▲ 0.65% above avgNationally 2.88%
Details
Effective Date: 10/09/2026; Dividends Credited: Monthly
Rate History
1 change since Sep 14, 2026 · 3.45% → 3.95% ▲ 0.50 pts · high 3.95% / low 3.45%
- Oct 13, 20263.95%▲ from 3.45%
- Sep 14, 20263.45%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
24 Month View Today's Full List of CD Offerings here
$100,000
3.90%
▲ 0.60% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.30%▲ 0.60% above avgNationally 2.88%
Details
Interest Frequency: Monthly
Rate History
No change since Oct 7, 2026 · 3.90% APY · checked 2 times
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
2 Year Mega Saver Share Certificate with One-time Bump
$100,000
3.90%
▲ 0.60% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▲ 0.60% above avgNationally 2.88%
Details
Effective Date: 10/09/2026; Dividends credited monthly; Membership required and subject to approval; Minimum opening deposit $100,000.00; Additional deposits not allowed during term; Substantial penalty for early withdrawal; One-time dividend rate adjustment permitted during term
Rate History
1 change since Sep 14, 2026 · 3.40% → 3.90% ▲ 0.50 pts · high 3.90% / low 3.40%
- Oct 13, 20263.90%▲ from 3.40%
- Sep 14, 20263.40%first recorded
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
24 Month Business Regular Certificate
$0
3.90%
▲ 0.60% above Louisiana avg
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.30%▲ 0.60% above avgNationally 2.88%
Details
Rate History
No change since Oct 14, 2026 · 3.90% APY
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
IRA Certificate 24 Months
$0
3.90%
▲ 0.60% above Louisiana avg
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.30%▲ 0.60% above avgNationally 2.88%
Details
Penalty for early withdrawal applies
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.90% ▲ 0.65 pts · high 3.90% / low 3.25%
- Oct 10, 20263.90%▲ from 3.25%
- Sep 14, 20263.25%first recorded
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Regular Certificate - 24 Months
$0
3.90%
▲ 0.60% above Louisiana avg
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.30%▲ 0.60% above avgNationally 2.88%
Details
Minimum balance required to earn dividends; Penalty for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.90% ▲ 0.65 pts · high 3.90% / low 3.25%
- Oct 10, 20263.90%▲ from 3.25%
- Sep 14, 20263.25%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
2 Year Regular, IRA & Business Jumbo Certificates
$0
3.89%
▲ 0.59% above Louisiana avg
▼
Rate3.82%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.30%▲ 0.59% above avgNationally 2.88%
Details
Rate History
1 change since Sep 18, 2026 · 3.60% → 3.89% ▲ 0.29 pts · high 3.89% / low 3.60%
- Oct 1, 20263.89%▲ from 3.60%
- Sep 18, 20263.60%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Certificates - 24 Month
$0
3.86%
▲ 0.56% above Louisiana avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▲ 0.56% above avgNationally 2.88%
Details
Rate History
2 changes since Sep 14, 2026 · 3.80% → 3.86% ▲ 0.06 pts · high 3.86% / low 3.80%
- Oct 9, 20263.86%▲ from 3.81%
- Sep 25, 20263.81%▲ from 3.80%
- Sep 14, 20263.80%first recorded
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
24 Month Jumbo IRA Certificates
$100,000
3.85%
▲ 0.55% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.55% above avgNationally 2.88%
Details
Rate History
No change since Sep 20, 2026 · 3.85% APY · checked 5 times
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
2 Year Thrifty Saver Share Certificate
$1,000
3.85%
▲ 0.55% above Louisiana avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▲ 0.55% above avgNationally 2.88%
Details
Dividends Credited: Monthly
Rate History
1 change since Sep 14, 2026 · 3.35% → 3.85% ▲ 0.50 pts · high 3.85% / low 3.35%
- Oct 13, 20263.85%▲ from 3.35%
- Sep 14, 20263.35%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Certificate 24 Months
$500
3.82%
▲ 0.52% above Louisiana avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.52% above avgNationally 2.88%
Details
Published APY range: 3.82%/3.80%. Dividends Credited/Compounded: Monthly/Quarterly; Minimum opening and running balance for IRA Certificates is $500
Rate History
No change since Oct 12, 2026 · 3.82% APY
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
24 Month IRA Certificates
$0
3.82%
▲ 0.52% above Louisiana avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▲ 0.52% above avgNationally 2.88%
Details
Rate History
1 change since Oct 5, 2026 · 3.81% → 3.82% ▲ 0.01 pts · high 3.82% / low 3.81%
- Oct 9, 20263.82%▲ from 3.81%
- Oct 5, 20263.81%first recorded
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Share Certificate - 24-Month
$1,000
3.82%
▲ 0.52% above Louisiana avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.30%▲ 0.52% above avgNationally 2.88%
Details
Rate tier: Base Rate + 1.00%; Dividends paid monthly
Rate History
No change since Sep 18, 2026 · 3.82% APY · checked 4 times
New Iberia 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1123 E Admiral Doyle Dr, New Iberia, LA 70560
360 CD - 36 Months
$0
3.50%
▲ 0.32% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.18%▲ 0.32% above avgNationally 2.81%
Details
Online CD; Annual Percentage Yield (APY) variable as of 10/14/2026; CD rates fixed upon opening the account; early withdrawal penalties apply
Rate History
1 change since Sep 18, 2026 · 4.30% → 3.50% ▼ 0.80 pts · high 4.30% / low 3.50%
- Oct 14, 20263.50%▼ from 4.30%
- Sep 18, 20264.30%first recorded
Maple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
4017 Darnall Rd, New Iberia, LA 70560
36 Month Share Certificate
$1,000
3.29%
▲ 0.11% above Louisiana avg
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.11% above avgNationally 2.81%
Details
Dividends compounded quarterly
Rate History
No change since Sep 14, 2026 · 3.29% APY · checked 5 times
Meritus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
1101 Parkview Dr, New Iberia, LA 70563 2884
IRA Share Certificates - 36 Month IRA
$50
3.25%
▲ 0.07% above Louisiana avg
▼
Rate3.25%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.07% above avgNationally 2.81%
Details
Penalties may apply for early withdrawal on term share accounts.
Rate History
No change since Sep 20, 2026 · 3.25% APY · checked 3 times
Meritus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
1101 Parkview Dr, New Iberia, LA 70563 2884
Share Certificates - 36 Months
$2,500
3.25%
▲ 0.07% above Louisiana avg
▼
Rate3.25%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.07% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 3.25% APY · checked 2 times
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
2711 Highway 14, New Iberia, LA 70560
36-Month Certificate
$0
3.00%
▼ 0.18% below Louisiana avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▼ 0.18% below avgNationally 2.81%
Details
Share Certificate; Dividend/Interest Rate 2.96%, APY 3.00%
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.00% ▼ 0.25 pts · high 3.25% / low 3.00%
- Sep 18, 20263.00%▼ from 3.25%
- Sep 14, 20263.25%first recorded
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
2711 Highway 14, New Iberia, LA 70560
IRA 36-Month Certificate
$0
3.00%
▼ 0.18% below Louisiana avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▼ 0.18% below avgNationally 2.81%
Details
Rate History
No change since Oct 13, 2026 · 3.00% APY
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
2711 Highway 14, New Iberia, LA 70560
Share Certificates - 36-Month Certificate
$1,000
3.00%
▼ 0.18% below Louisiana avg
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▼ 0.18% below avgNationally 2.81%
Details
Minimum deposit $1,000.00
Rate History
No change since Oct 13, 2026 · 3.00% APY
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
1205 E Admiral Doyle Dr, New Iberia, LA 70560
Certificate of Deposit 3 Year
$500
1.40%
▼ 1.78% below Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.18%▼ 1.78% below avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 8 times
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
1205 E Admiral Doyle Dr, New Iberia, LA 70560
IRA 3 Year
$500
1.40%
▼ 1.78% below Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.18%▼ 1.78% below avgNationally 2.81%
Details
Rate History
No change since Oct 14, 2026 · 1.40% APY
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
36 Month Share Certificates (CDs) - Jumbo
$1,000
4.93%
▲ 1.75% above Louisiana avg
▼
Rate4.81%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 1.75% above avgNationally 2.81%
Details
Jumbo rate; Standard jumbo rates are available on deposits of $95,000 or more.
Rate History
No change since Oct 13, 2026 · 4.93% APY
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
3 Year Super Saver Share Certificate
$100,000
4.45%
▲ 1.27% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 1.27% above avgNationally 2.81%
Details
APY with La Cap Checking; Dividends Credited: Monthly; Effective Date: 10/09/2026; Super Saver (Opening Deposits of $100,000 or More)
Rate History
1 change since Sep 14, 2026 · 3.55% → 4.45% ▲ 0.90 pts · high 4.45% / low 3.55%
- Oct 13, 20264.45%▲ from 3.55%
- Sep 14, 20263.55%first recorded
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
36 Month Share Certificate
$100,000
4.40%
▲ 1.22% above Louisiana avg
▼
Rate4.31%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 1.22% above avgNationally 2.81%
Details
Rate Effective Date: October 12, 2026
Rate History
1 change since Oct 5, 2026 · 3.80% → 4.40% ▲ 0.60 pts · high 4.40% / low 3.80%
- Oct 13, 20264.40%▲ from 3.80%
- Oct 5, 20263.80%first recorded
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
36 Month Share Certificate
$500
4.30%
▲ 1.12% above Louisiana avg
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 1.12% above avgNationally 2.81%
Details
Rate History
1 change since Oct 5, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80%
- Oct 13, 20264.30%▲ from 3.80%
- Oct 5, 20263.80%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month View Today's Full List of CD Offerings here
$100,000
4.25%
▲ 1.07% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 1.07% above avgNationally 2.81%
Details
Interest Frequency: Semi
Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
3-Year Regular Certificate or IRA Certificate
$10,000
4.25%
▲ 1.07% above Louisiana avg
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 1.07% above avgNationally 2.81%
Details
Deposit: $10,000+
Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
36 Month Share Certificate/IRA Share Certificate
$1,000
4.25%
▲ 1.07% above Louisiana avg
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 1.07% above avgNationally 2.81%
Details
Minimum opening deposit is $1,000; Rates effective as of 10/6/2026
Rate History
No change since Oct 12, 2026 · 4.25% APY
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
3 Year Regular, IRA & Business Jumbo Certificates
$0
4.24%
▲ 1.06% above Louisiana avg
▼
Rate4.16%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.18%▲ 1.06% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.24% ▲ 0.33 pts · high 4.24% / low 3.91%
- Oct 1, 20264.24%▲ from 3.91%
- Sep 18, 20263.91%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month View Today's Full List of CD Offerings here
$100,000
4.20%
▲ 1.02% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 1.02% above avgNationally 2.81%
Details
Interest Frequency: Monthly
Rate History
No change since Oct 7, 2026 · 4.20% APY · checked 2 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$0
4.15%
▲ 0.97% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.18%▲ 0.97% above avgNationally 2.81%
Details
Balance: $100K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 4.15% APY · checked 4 times
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month View Today's Full List of CD Offerings here
$100,000
4.15%
▲ 0.97% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 0.97% above avgNationally 2.81%
Details
Interest Frequency: Semi
Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
3-Year Certificate
$500
4.15%
▲ 0.97% above Louisiana avg
▼
Rate4.07%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.97% above avgNationally 2.81%
Details
Penalties for early withdrawals may apply. Fees may reduce earnings on the account.
Rate History
1 change since Sep 25, 2026 · 4.10% → 4.15% ▲ 0.05 pts · high 4.15% / low 4.10%
- Oct 4, 20264.15%▲ from 4.10%
- Sep 25, 20264.10%first recorded
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
36-Month Share & IRA Certificate
$1,000
4.15%
▲ 0.97% above Louisiana avg
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.97% above avgNationally 2.81%
Details
Share & IRA Certificate; fixed rate
Rate History
No change since Oct 12, 2026 · 4.15% APY
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
3 Year Regular, IRA & Business Junior Jumbo Certificates
$0
4.14%
▲ 0.96% above Louisiana avg
▼
Rate4.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.18%▲ 0.96% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.80% → 4.14% ▲ 0.34 pts · high 4.14% / low 3.80%
- Oct 1, 20264.14%▲ from 3.80%
- Sep 18, 20263.80%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$0
4.10%
▲ 0.92% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.18%▲ 0.92% above avgNationally 2.81%
Details
Balance: $1K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 4.10% APY · checked 4 times
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month View Today's Full List of CD Offerings here
$100,000
4.10%
▲ 0.92% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 0.92% above avgNationally 2.81%
Details
Interest Frequency: Semi
Rate History
No change since Oct 7, 2026 · 4.10% APY · checked 2 times
Noda Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
36 Month CD
$0
4.07%
▲ 0.89% above Louisiana avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.89% above avgNationally 2.81%
Details
Rate History
No change since Sep 25, 2026 · 4.07% APY · checked 4 times
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month View Today's Full List of CD Offerings here
$100,000
4.05%
▲ 0.87% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 0.87% above avgNationally 2.81%
Details
Interest Frequency: Monthly
Rate History
No change since Oct 7, 2026 · 4.05% APY · checked 2 times
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
3 Year Super Saver Share Certificate
$100,000
4.05%
▲ 0.87% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.87% above avgNationally 2.81%
Details
Dividends Credited: Monthly; Effective Date: 10/09/2026; Super Saver (Opening Deposits of $100,000 or More)
Rate History
1 change since Sep 14, 2026 · 3.55% → 4.05% ▲ 0.50 pts · high 4.05% / low 3.55%
- Oct 13, 20264.05%▲ from 3.55%
- Sep 14, 20263.55%first recorded
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Super Saver Share Certificate - 3 Years
$100,000
4.05%
▲ 0.87% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.87% above avgNationally 2.81%
Details
Effective Date: 10/09/2026; Dividends Credited: Monthly
Rate History
1 change since Sep 14, 2026 · 3.55% → 4.05% ▲ 0.50 pts · high 4.05% / low 3.55%
- Oct 13, 20264.05%▲ from 3.55%
- Sep 14, 20263.55%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
3 Year Regular, IRA & Business Certificates
$0
4.03%
▲ 0.85% above Louisiana avg
▼
Rate3.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.18%▲ 0.85% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.70% → 4.03% ▲ 0.33 pts · high 4.03% / low 3.70%
- Oct 1, 20264.03%▲ from 3.70%
- Sep 18, 20263.70%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus Certificates - 36 Month
$0
4.02%
▲ 0.84% above Louisiana avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.84% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.91% → 4.02% ▲ 0.11 pts · high 4.02% / low 3.91%
- Oct 13, 20264.02%▲ from 3.91%
- Sep 14, 20263.91%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus IRA Certificates - 36 Month
$0
4.02%
▲ 0.84% above Louisiana avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.84% above avgNationally 2.81%
Details
Minimum daily balance to earn APY: $40,000; Early withdrawal penalty may apply
Rate History
2 changes since Sep 14, 2026 · 3.91% → 4.02% ▲ 0.11 pts · high 4.02% / low 3.91%
- Oct 13, 20264.02%▲ from 3.97%
- Sep 25, 20263.97%▲ from 3.91%
- Sep 14, 20263.91%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month View Today's Full List of CD Offerings here
$100,000
4.00%
▲ 0.82% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 0.82% above avgNationally 2.81%
Details
Interest Frequency: Monthly
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
3-Year Regular Certificate or IRA Certificate
$2,000
4.00%
▲ 0.82% above Louisiana avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.82% above avgNationally 2.81%
Details
Deposit: $2,000-$9,999
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
3 Year Mega Saver Share Certificate with One-time Bump
$100,000
4.00%
▲ 0.82% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.82% above avgNationally 2.81%
Details
Effective Date: 10/09/2026; Dividends credited monthly; Membership required and subject to approval; Minimum opening deposit $100,000.00; Additional deposits not allowed during term; Substantial penalty for early withdrawal; One-time dividend rate adjustment permitted during term
Rate History
1 change since Sep 14, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50%
- Oct 13, 20264.00%▲ from 3.50%
- Sep 14, 20263.50%first recorded
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
36 Month Business Regular Certificate
$0
4.00%
▲ 0.82% above Louisiana avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.18%▲ 0.82% above avgNationally 2.81%
Details
Rate History
No change since Oct 14, 2026 · 4.00% APY
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
IRA Certificate 36 Months
$0
4.00%
▲ 0.82% above Louisiana avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.18%▲ 0.82% above avgNationally 2.81%
Details
Penalty for early withdrawal applies
Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
- Oct 10, 20264.00%▲ from 3.25%
- Sep 14, 20263.25%first recorded
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Regular Certificate - 36 Months
$0
4.00%
▲ 0.82% above Louisiana avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.18%▲ 0.82% above avgNationally 2.81%
Details
Minimum balance required to earn dividends; Penalty for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
- Oct 10, 20264.00%▲ from 3.25%
- Sep 14, 20263.25%first recorded
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
3 Year Thrifty Saver Share Certificate
$500
3.95%
▲ 0.77% above Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.77% above avgNationally 2.81%
Details
Dividends Credited: Monthly
Rate History
1 change since Sep 14, 2026 · 3.45% → 3.95% ▲ 0.50 pts · high 3.95% / low 3.45%
- Oct 13, 20263.95%▲ from 3.45%
- Sep 14, 20263.45%first recorded
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
36 Month Jumbo IRA Certificates
$100,000
3.90%
▲ 0.72% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.72% above avgNationally 2.81%
Details
Rate History
No change since Sep 20, 2026 · 3.90% APY · checked 5 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
36 Month IRA Certificates
$0
3.86%
▲ 0.68% above Louisiana avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.68% above avgNationally 2.81%
Details
Rate History
1 change since Oct 5, 2026 · 3.81% → 3.86% ▲ 0.05 pts · high 3.86% / low 3.81%
- Oct 9, 20263.86%▲ from 3.81%
- Oct 5, 20263.81%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Certificates - 36 Month
$0
3.86%
▲ 0.68% above Louisiana avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.18%▲ 0.68% above avgNationally 2.81%
Details
Rate History
2 changes since Sep 14, 2026 · 3.76% → 3.86% ▲ 0.10 pts · high 3.86% / low 3.76%
- Oct 9, 20263.86%▲ from 3.81%
- Sep 21, 20263.81%▲ from 3.76%
- Sep 14, 20263.76%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Certificate 36 Months
$500
3.82%
▲ 0.64% above Louisiana avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.64% above avgNationally 2.81%
Details
Published APY range: 3.82%/3.80%. Dividends Credited/Compounded: Monthly/Quarterly; Minimum opening and running balance for IRA Certificates is $500
Rate History
No change since Oct 12, 2026 · 3.82% APY
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month View Today's Full List of CD Offerings here
$100,000
3.80%
▲ 0.62% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 0.62% above avgNationally 2.81%
Details
Interest Frequency: Monthly
Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 2 times
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
36 Month IRA Certificates
$500
3.80%
▲ 0.62% above Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.62% above avgNationally 2.81%
Details
Rate History
No change since Sep 20, 2026 · 3.80% APY · checked 5 times
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
36 Month Jumbo Certificates
$100,000
3.80%
▲ 0.62% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.62% above avgNationally 2.81%
Details
Rate History
No change since Sep 20, 2026 · 3.80% APY · checked 5 times
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
3 Year Business Certificates of Deposit
$2,500
3.70%
▲ 0.52% above Louisiana avg
▼
Rate3.65%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 0.52% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 6 times
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
3 Year Certificates of Deposit
$2,500
3.70%
▲ 0.52% above Louisiana avg
▼
Rate3.65%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 0.52% above avgNationally 2.81%
Details
Rate History
No change since Sep 24, 2026 · 3.70% APY · checked 5 times
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
3 Year IRA Certificate
$500
3.70%
▲ 0.52% above Louisiana avg
▼
Rate3.65%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 0.52% above avgNationally 2.81%
Details
Rate History
No change since Sep 24, 2026 · 3.70% APY · checked 5 times
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
36 Month Share Certificates
$500
3.70%
▲ 0.52% above Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.52% above avgNationally 2.81%
Details
Rate History
No change since Sep 20, 2026 · 3.70% APY · checked 5 times
New Iberia 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1123 E Admiral Doyle Dr, New Iberia, LA 70560
360 CD - 48 Months
$0
3.50%
▲ 0.34% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.16%▲ 0.34% above avgNationally 2.80%
Details
Online CD; Annual Percentage Yield (APY) variable as of 10/14/2026; CD rates fixed upon opening the account; early withdrawal penalties apply
Rate History
1 change since Sep 18, 2026 · 4.30% → 3.50% ▼ 0.80 pts · high 4.30% / low 3.50%
- Oct 14, 20263.50%▼ from 4.30%
- Sep 18, 20264.30%first recorded
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
2711 Highway 14, New Iberia, LA 70560
48-Month Certificate
$0
3.00%
▼ 0.16% below Louisiana avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.16%▼ 0.16% below avgNationally 2.80%
Details
Share Certificate; Dividend/Interest Rate 2.96%, APY 3.00%
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.00% ▼ 0.25 pts · high 3.25% / low 3.00%
- Sep 18, 20263.00%▼ from 3.25%
- Sep 14, 20263.25%first recorded
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
2711 Highway 14, New Iberia, LA 70560
IRA 48-Month Certificate
$0
3.00%
▼ 0.16% below Louisiana avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.16%▼ 0.16% below avgNationally 2.80%
Details
Rate History
No change since Oct 13, 2026 · 3.00% APY
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
2711 Highway 14, New Iberia, LA 70560
Share Certificates - 48-Month Certificate
$1,000
3.00%
▼ 0.16% below Louisiana avg
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.16%▼ 0.16% below avgNationally 2.80%
Details
Minimum deposit $1,000.00
Rate History
No change since Oct 13, 2026 · 3.00% APY
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
1205 E Admiral Doyle Dr, New Iberia, LA 70560
Certificate of Deposit 4 Year
$500
1.15%
▼ 2.01% below Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.16%▼ 2.01% below avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 1.15% APY · checked 8 times
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
1205 E Admiral Doyle Dr, New Iberia, LA 70560
IRA 4 Year
$500
1.15%
▼ 2.01% below Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.16%▼ 2.01% below avgNationally 2.80%
Details
Rate History
No change since Oct 14, 2026 · 1.15% APY
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
4 Year Super Saver Share Certificate
$100,000
4.50%
▲ 1.34% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.16%▲ 1.34% above avgNationally 2.80%
Details
APY with La Cap Checking; Dividends Credited: Monthly; Effective Date: 10/09/2026; Super Saver (Opening Deposits of $100,000 or More)
Rate History
1 change since Sep 14, 2026 · 3.60% → 4.50% ▲ 0.90 pts · high 4.50% / low 3.60%
- Oct 13, 20264.50%▲ from 3.60%
- Sep 14, 20263.60%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
4 Year Regular, IRA & Business Jumbo Certificates
$0
4.47%
▲ 1.31% above Louisiana avg
▼
Rate4.38%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.16%▲ 1.31% above avgNationally 2.80%
Details
Rate History
1 change since Sep 18, 2026 · 4.12% → 4.47% ▲ 0.35 pts · high 4.47% / low 4.12%
- Oct 1, 20264.47%▲ from 4.12%
- Sep 18, 20264.12%first recorded
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
48 Month Share Certificate
$100,000
4.40%
▲ 1.24% above Louisiana avg
▼
Rate4.31%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.16%▲ 1.24% above avgNationally 2.80%
Details
Rate Effective Date: October 12, 2026
Rate History
1 change since Oct 5, 2026 · 3.80% → 4.40% ▲ 0.60 pts · high 4.40% / low 3.80%
- Oct 13, 20264.40%▲ from 3.80%
- Oct 5, 20263.80%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
4 Year Regular, IRA & Business Junior Jumbo Certificates
$0
4.36%
▲ 1.20% above Louisiana avg
▼
Rate4.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.16%▲ 1.20% above avgNationally 2.80%
Details
Rate History
1 change since Sep 18, 2026 · 4.01% → 4.36% ▲ 0.35 pts · high 4.36% / low 4.01%
- Oct 1, 20264.36%▲ from 4.01%
- Sep 18, 20264.01%first recorded
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
48 Month Share Certificate
$500
4.30%
▲ 1.14% above Louisiana avg
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.16%▲ 1.14% above avgNationally 2.80%
Details
Rate History
1 change since Oct 5, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80%
- Oct 13, 20264.30%▲ from 3.80%
- Oct 5, 20263.80%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
4 Year Regular, IRA & Business Certificates
$0
4.26%
▲ 1.10% above Louisiana avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.16%▲ 1.10% above avgNationally 2.80%
Details
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.26% ▲ 0.35 pts · high 4.26% / low 3.91%
- Oct 1, 20264.26%▲ from 3.91%
- Sep 18, 20263.91%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month View Today's Full List of CD Offerings here
$100,000
4.25%
▲ 1.09% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.16%▲ 1.09% above avgNationally 2.80%
Details
Interest Frequency: Semi
Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
48 Month Share Certificate/IRA Share Certificate
$1,000
4.25%
▲ 1.09% above Louisiana avg
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 1.09% above avgNationally 2.80%
Details
Minimum opening deposit is $1,000; Rates effective as of 10/6/2026
Rate History
No change since Oct 12, 2026 · 4.25% APY
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month View Today's Full List of CD Offerings here
$100,000
4.20%
▲ 1.04% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.16%▲ 1.04% above avgNationally 2.80%
Details
Interest Frequency: Monthly
Rate History
No change since Oct 7, 2026 · 4.20% APY · checked 2 times
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
4-Year Certificate
$500
4.20%
▲ 1.04% above Louisiana avg
▼
Rate4.12%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 1.04% above avgNationally 2.80%
Details
Penalties for early withdrawals may apply. Fees may reduce earnings on the account.
Rate History
1 change since Sep 25, 2026 · 4.12% → 4.20% ▲ 0.08 pts · high 4.20% / low 4.12%
- Oct 4, 20264.20%▲ from 4.12%
- Sep 25, 20264.12%first recorded
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
48-Month Share & IRA Certificate
$1,000
4.20%
▲ 1.04% above Louisiana avg
▼
Rate4.12%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 1.04% above avgNationally 2.80%
Details
Share & IRA Certificate; fixed rate
Rate History
No change since Oct 12, 2026 · 4.20% APY
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month View Today's Full List of CD Offerings here
$100,000
4.15%
▲ 0.99% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.16%▲ 0.99% above avgNationally 2.80%
Details
Interest Frequency: Semi
Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
4 Year Super Saver Share Certificate
$100,000
4.10%
▲ 0.94% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.16%▲ 0.94% above avgNationally 2.80%
Details
Dividends Credited: Monthly; Effective Date: 10/09/2026; Super Saver (Opening Deposits of $100,000 or More)
Rate History
1 change since Sep 14, 2026 · 3.60% → 4.10% ▲ 0.50 pts · high 4.10% / low 3.60%
- Oct 13, 20264.10%▲ from 3.60%
- Sep 14, 20263.60%first recorded
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Super Saver Share Certificate - 4 Years
$100,000
4.10%
▲ 0.94% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.16%▲ 0.94% above avgNationally 2.80%
Details
Effective Date: 10/09/2026; Dividends Credited: Monthly
Rate History
1 change since Sep 14, 2026 · 3.60% → 4.10% ▲ 0.50 pts · high 4.10% / low 3.60%
- Oct 13, 20264.10%▲ from 3.60%
- Sep 14, 20263.60%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month View Today's Full List of CD Offerings here
$100,000
4.05%
▲ 0.89% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.16%▲ 0.89% above avgNationally 2.80%
Details
Interest Frequency: Semi
Rate History
No change since Oct 7, 2026 · 4.05% APY · checked 2 times
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
4 Year Mega Saver Share Certificate with One-time Bump
$100,000
4.05%
▲ 0.89% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.16%▲ 0.89% above avgNationally 2.80%
Details
Effective Date: 10/09/2026; Dividends credited monthly; Membership required and subject to approval; Minimum opening deposit $100,000.00; Additional deposits not allowed during term; Substantial penalty for early withdrawal; One-time dividend rate adjustment permitted during term
Rate History
1 change since Sep 14, 2026 · 3.55% → 4.05% ▲ 0.50 pts · high 4.05% / low 3.55%
- Oct 13, 20264.05%▲ from 3.55%
- Sep 14, 20263.55%first recorded
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
Share Certificates - 48 Months (4 Years)
$0
4.00%
▲ 0.84% above Louisiana avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 0.84% above avgNationally 2.80%
Details
Days: 1,460 - 1,824
Rate History
No change since Oct 12, 2026 · 4.00% APY
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
4 Year Thrifty Saver Share Certificate
$500
4.00%
▲ 0.84% above Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.16%▲ 0.84% above avgNationally 2.80%
Details
Dividends Credited: Monthly
Rate History
1 change since Sep 14, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50%
- Oct 13, 20264.00%▲ from 3.50%
- Sep 14, 20263.50%first recorded
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
48 Month Business Regular Certificate
$0
4.00%
▲ 0.84% above Louisiana avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.16%▲ 0.84% above avgNationally 2.80%
Details
Rate History
No change since Oct 14, 2026 · 4.00% APY
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
IRA Certificate 48 Months
$0
4.00%
▲ 0.84% above Louisiana avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.16%▲ 0.84% above avgNationally 2.80%
Details
Penalty for early withdrawal applies
Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
- Oct 10, 20264.00%▲ from 3.25%
- Sep 14, 20263.25%first recorded
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Regular Certificate - 48 Months
$0
4.00%
▲ 0.84% above Louisiana avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.16%▲ 0.84% above avgNationally 2.80%
Details
Minimum balance required to earn dividends; Penalty for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
- Oct 10, 20264.00%▲ from 3.25%
- Sep 14, 20263.25%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus Certificates - 48 Month
$0
3.97%
▲ 0.81% above Louisiana avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.16%▲ 0.81% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 3.91% → 3.97% ▲ 0.06 pts · high 3.97% / low 3.91%
- Oct 13, 20263.97%▲ from 3.91%
- Sep 14, 20263.91%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus IRA Certificates - 48 Month
$0
3.97%
▲ 0.81% above Louisiana avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.16%▲ 0.81% above avgNationally 2.80%
Details
Minimum daily balance to earn APY: $40,000; Early withdrawal penalty may apply
Rate History
1 change since Sep 14, 2026 · 3.91% → 3.97% ▲ 0.06 pts · high 3.97% / low 3.91%
- Sep 25, 20263.97%▲ from 3.91%
- Sep 14, 20263.91%first recorded
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
48 Month Jumbo IRA Certificates
$100,000
3.90%
▲ 0.74% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 0.74% above avgNationally 2.80%
Details
Rate History
No change since Sep 20, 2026 · 3.90% APY · checked 5 times
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Certificate 48 Months
$500
3.82%
▲ 0.66% above Louisiana avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 0.66% above avgNationally 2.80%
Details
Published APY range: 3.82%/3.80%. Dividends Credited/Compounded: Monthly/Quarterly; Minimum opening and running balance for IRA Certificates is $500
Rate History
No change since Oct 12, 2026 · 3.82% APY
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
48 Month IRA Certificates
$0
3.81%
▲ 0.65% above Louisiana avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.16%▲ 0.65% above avgNationally 2.80%
Details
Rate History
No change since Oct 5, 2026 · 3.81% APY · checked 3 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Certificates - 48 Month
$0
3.81%
▲ 0.65% above Louisiana avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.16%▲ 0.65% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 3.76% → 3.81% ▲ 0.05 pts · high 3.81% / low 3.76%
- Sep 21, 20263.81%▲ from 3.76%
- Sep 14, 20263.76%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month View Today's Full List of CD Offerings here
$200,000
3.80%
▲ 0.64% above Louisiana avg
▼
RateN/A
Min Deposit$200,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.16%▲ 0.64% above avgNationally 2.80%
Details
Interest Frequency: Monthly
Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 2 times
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
48 Month IRA Certificates
$500
3.80%
▲ 0.64% above Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 0.64% above avgNationally 2.80%
Details
Rate History
No change since Sep 20, 2026 · 3.80% APY · checked 5 times
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
48 Month Jumbo Certificates
$100,000
3.80%
▲ 0.64% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 0.64% above avgNationally 2.80%
Details
Rate History
No change since Sep 20, 2026 · 3.80% APY · checked 5 times
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
48 Month Share Certificates
$500
3.70%
▲ 0.54% above Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 0.54% above avgNationally 2.80%
Details
Rate History
No change since Sep 20, 2026 · 3.70% APY · checked 5 times
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
4 Year Share Certificates
$0
3.70%
▲ 0.54% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.16%▲ 0.54% above avgNationally 2.80%
Details
Balance: $1,000 and up; Step-Up Option column lists three 'Available' entries; row alignment not explicit on page
Rate History
1 change since Sep 14, 2026 · 3.55% → 3.70% ▲ 0.15 pts · high 3.70% / low 3.55%
- Sep 17, 20263.70%▲ from 3.55%
- Sep 14, 20263.55%first recorded
Ascension Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
Share Certificate 48 Months
$0
3.67%
▲ 0.51% above Louisiana avg
▼
Rate3.61%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.16%▲ 0.51% above avgNationally 2.80%
Details
Share Certificate
Rate History
No change since Sep 14, 2026 · 3.67% APY · checked 6 times
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
48 Month Share Certificate
$0
3.60%
▲ 0.44% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 0.44% above avgNationally 2.80%
Details
Rate History
1 change since Sep 12, 2026 · 3.44% → 3.60% ▲ 0.16 pts · high 3.60% / low 3.44%
- Oct 12, 20263.60%▲ from 3.44%
- Sep 12, 20263.44%first recorded
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Share Certificate - 48 month
$0
3.60%
▲ 0.44% above Louisiana avg
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 0.44% above avgNationally 2.80%
Details
Rate History
No change since Oct 12, 2026 · 3.60% APY
Department Of Corrections Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
4 Year IRA Certificate (Traditional or Roth)
$500
3.55%
▲ 0.39% above Louisiana avg
▼
Rate3.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.16%▲ 0.39% above avgNationally 2.80%
Details
$500 minimum deposit; Early withdrawal penalty: 90 days dividends or all dividends earned, whichever is least
Rate History
1 change since Sep 14, 2026 · 3.40% → 3.55% ▲ 0.15 pts · high 3.55% / low 3.40%
- Oct 13, 20263.55%▲ from 3.40%
- Sep 14, 20263.40%first recorded
Department Of Corrections Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
4 Year Share Certificate
$0
3.55%
▲ 0.39% above Louisiana avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.16%▲ 0.39% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 3.40% → 3.55% ▲ 0.15 pts · high 3.55% / low 3.40%
- Oct 9, 20263.55%▲ from 3.40%
- Sep 14, 20263.40%first recorded
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
48 Month Certificates of Deposit
$500
3.45%
▲ 0.29% above Louisiana avg
▼
Rate3.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.16%▲ 0.29% above avgNationally 2.80%
Details
Dividends Paid: Monthly
Rate History
No change since Sep 22, 2026 · 3.45% APY · checked 6 times
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
Certificate of Deposit - 48 months
$500
3.45%
▲ 0.29% above Louisiana avg
▼
Rate3.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.16%▲ 0.29% above avgNationally 2.80%
Details
Dividends paid monthly; Penalty for early withdrawal
Rate History
No change since Oct 13, 2026 · 3.45% APY
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
48 Month Certificate Accounts
$1,000
3.35%
▲ 0.19% above Louisiana avg
▼
Rate3.31%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 0.19% above avgNationally 2.80%
Details
Dividends credited quarterly
Rate History
No change since Sep 25, 2026 · 3.35% APY · checked 5 times
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
IRA Certificate 48 Months
$0
3.35%
▲ 0.19% above Louisiana avg
▼
Rate3.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 0.19% above avgNationally 2.80%
Details
Dividends credited quarterly
Rate History
No change since Sep 20, 2026 · 3.35% APY · checked 6 times
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
48 Month Bump IRA
$250
3.29%
▲ 0.13% above Louisiana avg
▼
Rate3.25%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 0.13% above avgNationally 2.80%
Details
Rate History
1 change since Sep 24, 2026 · 3.03% → 3.29% ▲ 0.26 pts · high 3.29% / low 3.03%
- Oct 8, 20263.29%▲ from 3.03%
- Sep 24, 20263.03%first recorded
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
48 Month Certificate of Deposit
$0
3.25%
▲ 0.09% above Louisiana avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.16%▲ 0.09% above avgNationally 2.80%
Details
CD Term (Minimum Balance $500)
Rate History
1 change since Sep 14, 2026 · 2.90% → 3.25% ▲ 0.35 pts · high 3.25% / low 2.90%
- Oct 2, 20263.25%▲ from 2.90%
- Sep 14, 20262.90%first recorded
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
CD - 48 months
$0
3.25%
▲ 0.09% above Louisiana avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.16%▲ 0.09% above avgNationally 2.80%
Details
Rate History
No change since Oct 2, 2026 · 3.25% APY · checked 2 times
New Iberia 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1123 E Admiral Doyle Dr, New Iberia, LA 70560
360 CD - 60 Months
$0
3.60%
▲ 0.33% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.27%▲ 0.33% above avgNationally 2.91%
Details
Online CD; Annual Percentage Yield (APY) variable as of 10/14/2026; CD rates fixed upon opening the account; early withdrawal penalties apply
Rate History
1 change since Sep 18, 2026 · 4.30% → 3.60% ▼ 0.70 pts · high 4.30% / low 3.60%
- Oct 14, 20263.60%▼ from 4.30%
- Sep 18, 20264.30%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1123 E Admiral Doyle Dr, New Iberia, LA 70560
60 Month 360 CD
$0
3.60%
▲ 0.33% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.27%▲ 0.33% above avgNationally 2.91%
Details
5-year online CD; CD rate calculator table; Online CD
Rate History
1 change since Sep 18, 2026 · 4.30% → 3.60% ▼ 0.70 pts · high 4.30% / low 3.60%
- Oct 14, 20263.60%▼ from 4.30%
- Sep 18, 20264.30%first recorded
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
2711 Highway 14, New Iberia, LA 70560
60-Month Certificate
$0
3.00%
▼ 0.27% below Louisiana avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.27%▼ 0.27% below avgNationally 2.91%
Details
Share Certificate; Dividend/Interest Rate 2.96%, APY 3.00%
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.00% ▼ 0.25 pts · high 3.25% / low 3.00%
- Sep 18, 20263.00%▼ from 3.25%
- Sep 14, 20263.25%first recorded
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
2711 Highway 14, New Iberia, LA 70560
IRA 60-Month Certificate
$0
3.00%
▼ 0.27% below Louisiana avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.27%▼ 0.27% below avgNationally 2.91%
Details
Rate History
No change since Oct 13, 2026 · 3.00% APY
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
2711 Highway 14, New Iberia, LA 70560
Share Certificates - 60-Month Certificate
$1,000
3.00%
▼ 0.27% below Louisiana avg
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.27%▼ 0.27% below avgNationally 2.91%
Details
Minimum deposit $1,000.00
Rate History
No change since Oct 13, 2026 · 3.00% APY
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
1205 E Admiral Doyle Dr, New Iberia, LA 70560
Certificate of Deposit 5 Year
$500
1.25%
▼ 2.02% below Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.27%▼ 2.02% below avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 8 times
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
1205 E Admiral Doyle Dr, New Iberia, LA 70560
IRA 5 Year
$500
1.25%
▼ 2.02% below Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.27%▼ 2.02% below avgNationally 2.91%
Details
Rate History
No change since Oct 14, 2026 · 1.25% APY
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
60 Month Share Certificates (CDs) - Jumbo
$1,000
4.95%
▲ 1.68% above Louisiana avg
▼
Rate4.83%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.27%▲ 1.68% above avgNationally 2.91%
Details
Jumbo rate; Standard jumbo rates are available on deposits of $95,000 or more.
Rate History
No change since Oct 13, 2026 · 4.95% APY
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
5 Year Regular, IRA & Business Jumbo Certificates
$0
4.87%
▲ 1.60% above Louisiana avg
▼
Rate4.76%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.27%▲ 1.60% above avgNationally 2.91%
Details
Rate History
1 change since Sep 18, 2026 · 4.49% → 4.87% ▲ 0.38 pts · high 4.87% / low 4.49%
- Oct 1, 20264.87%▲ from 4.49%
- Sep 18, 20264.49%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
5 Year Regular, IRA & Business Junior Jumbo Certificates
$0
4.76%
▲ 1.49% above Louisiana avg
▼
Rate4.66%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.27%▲ 1.49% above avgNationally 2.91%
Details
Rate History
1 change since Sep 18, 2026 · 4.39% → 4.76% ▲ 0.37 pts · high 4.76% / low 4.39%
- Oct 1, 20264.76%▲ from 4.39%
- Sep 18, 20264.39%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
5 Year Regular, IRA & Business Certificates
$0
4.66%
▲ 1.39% above Louisiana avg
▼
Rate4.56%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.27%▲ 1.39% above avgNationally 2.91%
Details
Rate History
1 change since Sep 18, 2026 · 4.28% → 4.66% ▲ 0.38 pts · high 4.66% / low 4.28%
- Oct 1, 20264.66%▲ from 4.28%
- Sep 18, 20264.28%first recorded
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
5 Year Super Saver Share Certificate
$100,000
4.55%
▲ 1.28% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.27%▲ 1.28% above avgNationally 2.91%
Details
APY with La Cap Checking; Dividends Credited: Monthly; Effective Date: 10/09/2026; Super Saver (Opening Deposits of $100,000 or More)
Rate History
1 change since Sep 14, 2026 · 3.65% → 4.55% ▲ 0.90 pts · high 4.55% / low 3.65%
- Oct 13, 20264.55%▲ from 3.65%
- Sep 14, 20263.65%first recorded
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
60 Month Share Certificate
$100,000
4.40%
▲ 1.13% above Louisiana avg
▼
Rate4.31%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.27%▲ 1.13% above avgNationally 2.91%
Details
Rate Effective Date: October 12, 2026
Rate History
1 change since Oct 5, 2026 · 3.80% → 4.40% ▲ 0.60 pts · high 4.40% / low 3.80%
- Oct 13, 20264.40%▲ from 3.80%
- Oct 5, 20263.80%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month View Today's Full List of CD Offerings here
$100,000
4.30%
▲ 1.03% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.27%▲ 1.03% above avgNationally 2.91%
Details
Interest Frequency: Semi
Rate History
No change since Oct 7, 2026 · 4.30% APY · checked 2 times
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
60 Month Share Certificate
$500
4.30%
▲ 1.03% above Louisiana avg
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.27%▲ 1.03% above avgNationally 2.91%
Details
Rate History
1 change since Oct 5, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80%
- Oct 13, 20264.30%▲ from 3.80%
- Oct 5, 20263.80%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month View Today's Full List of CD Offerings here
$100,000
4.25%
▲ 0.98% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.27%▲ 0.98% above avgNationally 2.91%
Details
Interest Frequency: Semi
Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
5-Year Regular Certificate or IRA Certificate
$10,000
4.25%
▲ 0.98% above Louisiana avg
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.27%▲ 0.98% above avgNationally 2.91%
Details
Deposit: $10,000+
Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
60-Month Share & IRA Certificate
$1,000
4.25%
▲ 0.98% above Louisiana avg
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.27%▲ 0.98% above avgNationally 2.91%
Details
Share & IRA Certificate; fixed rate
Rate History
No change since Oct 12, 2026 · 4.25% APY
Carter Federal Credit Union
Institution Rating:
C-3.8 ★Texas Ratio: 29.75%
60 Month Share Certificate/IRA Share Certificate
$1,000
4.25%
▲ 0.98% above Louisiana avg
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.27%▲ 0.98% above avgNationally 2.91%
Details
Minimum opening deposit is $1,000; Rates effective as of 10/6/2026
Rate History
No change since Oct 12, 2026 · 4.25% APY
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month View Today's Full List of CD Offerings here
$100,000
4.20%
▲ 0.93% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.27%▲ 0.93% above avgNationally 2.91%
Details
Interest Frequency: Monthly
Rate History
No change since Oct 7, 2026 · 4.20% APY · checked 2 times
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
5-Year Certificate
$500
4.20%
▲ 0.93% above Louisiana avg
▼
Rate4.12%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.27%▲ 0.93% above avgNationally 2.91%
Details
Penalties for early withdrawals may apply. Fees may reduce earnings on the account.
Rate History
1 change since Sep 25, 2026 · 4.12% → 4.20% ▲ 0.08 pts · high 4.20% / low 4.12%
- Oct 4, 20264.20%▲ from 4.12%
- Sep 25, 20264.12%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month View Today's Full List of CD Offerings here
$100,000
4.15%
▲ 0.88% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.27%▲ 0.88% above avgNationally 2.91%
Details
Interest Frequency: Semi
Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
5 Year Super Saver Share Certificate
$100,000
4.15%
▲ 0.88% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.27%▲ 0.88% above avgNationally 2.91%
Details
Dividends Credited: Monthly; Effective Date: 10/09/2026; Super Saver (Opening Deposits of $100,000 or More)
Rate History
1 change since Sep 14, 2026 · 3.65% → 4.15% ▲ 0.50 pts · high 4.15% / low 3.65%
- Oct 13, 20264.15%▲ from 3.65%
- Sep 14, 20263.65%first recorded
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
Super Saver Share Certificate - 5 Years
$100,000
4.15%
▲ 0.88% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.27%▲ 0.88% above avgNationally 2.91%
Details
Effective Date: 10/09/2026; Dividends Credited: Monthly
Rate History
1 change since Sep 14, 2026 · 3.65% → 4.15% ▲ 0.50 pts · high 4.15% / low 3.65%
- Oct 13, 20264.15%▲ from 3.65%
- Sep 14, 20263.65%first recorded
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
5 Year Mega Saver Share Certificate with One-time Bump
$100,000
4.10%
▲ 0.83% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.27%▲ 0.83% above avgNationally 2.91%
Details
Effective Date: 10/09/2026; Dividends credited monthly; Membership required and subject to approval; Minimum opening deposit $100,000.00; Additional deposits not allowed during term; Substantial penalty for early withdrawal; One-time dividend rate adjustment permitted during term
Rate History
1 change since Sep 29, 2026 · 3.60% → 4.10% ▲ 0.50 pts · high 4.10% / low 3.60%
- Oct 13, 20264.10%▲ from 3.60%
- Sep 29, 20263.60%first recorded
Noda Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
60 Month CD
$0
4.07%
▲ 0.80% above Louisiana avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.27%▲ 0.80% above avgNationally 2.91%
Details
Rate History
No change since Sep 25, 2026 · 4.07% APY · checked 4 times
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month View Today's Full List of CD Offerings here
$100,000
4.05%
▲ 0.78% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.27%▲ 0.78% above avgNationally 2.91%
Details
Interest Frequency: Semi
Rate History
No change since Oct 7, 2026 · 4.05% APY · checked 2 times
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
5 Year Thrifty Saver Share Certificate
$500
4.05%
▲ 0.78% above Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.27%▲ 0.78% above avgNationally 2.91%
Details
Dividends Credited: Monthly
Rate History
1 change since Sep 14, 2026 · 3.55% → 4.05% ▲ 0.50 pts · high 4.05% / low 3.55%
- Oct 13, 20264.05%▲ from 3.55%
- Sep 14, 20263.55%first recorded
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
5-Year Regular Certificate or IRA Certificate
$2,000
4.00%
▲ 0.73% above Louisiana avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.27%▲ 0.73% above avgNationally 2.91%
Details
Deposit: $2,000-$9,999
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus Certificates - 60 Month
$0
4.00%
▲ 0.73% above Louisiana avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.27%▲ 0.73% above avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 2 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus IRA Certificates - 60 Month
$0
4.00%
▲ 0.73% above Louisiana avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.27%▲ 0.73% above avgNationally 2.91%
Details
Minimum daily balance to earn APY: $40,000; Early withdrawal penalty may apply
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 5 times
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
60 Month Business Regular Certificate
$0
4.00%
▲ 0.73% above Louisiana avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.27%▲ 0.73% above avgNationally 2.91%
Details
Rate History
No change since Oct 14, 2026 · 4.00% APY
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
IRA Certificate 60 Months
$0
4.00%
▲ 0.73% above Louisiana avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.27%▲ 0.73% above avgNationally 2.91%
Details
Penalty for early withdrawal applies
Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
- Oct 10, 20264.00%▲ from 3.25%
- Sep 14, 20263.25%first recorded
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Regular Certificate - 60 Months
$0
4.00%
▲ 0.73% above Louisiana avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.27%▲ 0.73% above avgNationally 2.91%
Details
Minimum balance required to earn dividends; Penalty for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
- Oct 10, 20264.00%▲ from 3.25%
- Sep 14, 20263.25%first recorded
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
60 Month Jumbo IRA Certificates
$100,000
3.95%
▲ 0.68% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.27%▲ 0.68% above avgNationally 2.91%
Details
Rate History
No change since Sep 20, 2026 · 3.95% APY · checked 5 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
5 Year ESA Long-Term Certificate
$0
3.90%
▲ 0.63% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.27%▲ 0.63% above avgNationally 2.91%
Details
Balance: $100K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 3.90% APY · checked 4 times
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month View Today's Full List of CD Offerings here
$200,000
3.90%
▲ 0.63% above Louisiana avg
▼
RateN/A
Min Deposit$200,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.27%▲ 0.63% above avgNationally 2.91%
Details
Interest Frequency: Monthly
Rate History
No change since Oct 7, 2026 · 3.90% APY · checked 2 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
5 Year ESA Long-Term Certificate
$0
3.85%
▲ 0.58% above Louisiana avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.27%▲ 0.58% above avgNationally 2.91%
Details
Balance: $1K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 3.85% APY · checked 4 times
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
60 Month IRA Certificates
$500
3.85%
▲ 0.58% above Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.27%▲ 0.58% above avgNationally 2.91%
Details
Rate History
No change since Sep 20, 2026 · 3.85% APY · checked 5 times
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
60 Month Jumbo Certificates
$100,000
3.85%
▲ 0.58% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.27%▲ 0.58% above avgNationally 2.91%
Details
Rate History
No change since Sep 20, 2026 · 3.85% APY · checked 5 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
60 Month IRA Certificates
$0
3.84%
▲ 0.57% above Louisiana avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.27%▲ 0.57% above avgNationally 2.91%
Details
Rate History
No change since Oct 5, 2026 · 3.84% APY · checked 3 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Certificates - 60 Month
$0
3.84%
▲ 0.57% above Louisiana avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.27%▲ 0.57% above avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 3.84% APY · checked 7 times
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Certificate 60 Months
$500
3.82%
▲ 0.55% above Louisiana avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.27%▲ 0.55% above avgNationally 2.91%
Details
Published APY range: 3.82%/3.80%. Dividends Credited/Compounded: Monthly/Quarterly; Minimum opening and running balance for IRA Certificates is $500
Rate History
No change since Oct 12, 2026 · 3.82% APY
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month View Today's Full List of CD Offerings here
$100,000
3.80%
▲ 0.53% above Louisiana avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.27%▲ 0.53% above avgNationally 2.91%
Details
Interest Frequency: Monthly
Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 2 times
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
60 Month Share Certificates
$500
3.75%
▲ 0.48% above Louisiana avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.27%▲ 0.48% above avgNationally 2.91%
Details
Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 5 times
BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
60-Month CD
$10,000
3.75%
▲ 0.48% above Louisiana avg
▼
Rate3.75%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Louisiana Average3.27%▲ 0.48% above avgNationally 2.91%
Details
New Money Only; Pays Monthly
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
5 Year Business Certificates of Deposit
$2,500
3.70%
▲ 0.43% above Louisiana avg
▼
Rate3.65%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.27%▲ 0.43% above avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 6 times
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
5 Year Certificates of Deposit
$2,500
3.70%
▲ 0.43% above Louisiana avg
▼
Rate3.65%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.27%▲ 0.43% above avgNationally 2.91%
Details
Rate History
No change since Sep 24, 2026 · 3.70% APY · checked 5 times
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
5 Year IRA Certificate
$500
3.70%
▲ 0.43% above Louisiana avg
▼
Rate3.65%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.27%▲ 0.43% above avgNationally 2.91%
Details
Rate History
No change since Sep 24, 2026 · 3.70% APY · checked 5 times
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Regular Certificates - 60-month
$0
3.65%
▲ 0.38% above Louisiana avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Louisiana Average3.27%▲ 0.38% above avgNationally 2.91%
Details
Rate History
No change since Oct 13, 2026 · 3.65% APY
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
New Iberia, LA CD Rate Trends
Compare local New Iberia, LA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD LA Avg
3.517%
▲ 0.062 vs 7 days ago
Louisiana 12-month CD rates rose 0.062 points over the past 7 days to 3.517% APY.
6-Month CD LA Avg
3.183%
▲ 0.042 vs 7 days ago
Louisiana 6-month CD rates rose 0.042 points over the past 7 days to 3.183% APY.
As of Oct 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered byMonitorBankRates
LA CD Rate Forecast, Next 12 Months
Where are Louisiana CD rates headed through October 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
LA 12-Month Avg APY
3.517%
6-Month Forecast
3.517%
Range: 3.32%, 3.67%
12-Month Forecast
3.767%
Range: 3.57%, 3.92%
Powered by
MonitorBankRates
What Your Savings Earn at LA CD Rates Today
Annual interest earnings at today’s Louisiana average APYs. State average used where available; national average as fallback.
| CD Term | LA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.422% | $121.08 | $242.15 | $605.38 | $1,210.75 |
| 6-Month CD | 3.183% | $159.13 | $318.25 | $795.63 | $1,591.25 |
| 12-Month CD | 3.517% | $175.83 | $351.66 | $879.15 | $1,758.30 |
| 18-Month CD | 3.470% | $173.50 | $347.00 | $867.50 | $1,735.00 |
| 24-Month CD | 3.303% | $165.17 | $330.33 | $825.83 | $1,651.65 |
| 36-Month CD | 3.182% | $159.10 | $318.20 | $795.50 | $1,591.00 |
| 48-Month CD | 3.163% | $158.14 | $316.29 | $790.72 | $1,581.45 |
| 60-Month CD | 3.267% | $163.36 | $326.72 | $816.80 | $1,633.60 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 14, 2026. | |||||
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Sample CD Ladder for New Iberia, Louisiana Savers
$25,000 split equally across 5 terms using today’s Louisiana average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | LA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.422% | $121.08 |
| 2 | 6-Month CD | $5,000 | 3.183% | $159.13 |
| 3 | 12-Month CD | $5,000 | 3.517% | $175.83 |
| 4 | 24-Month CD | $5,000 | 3.303% | $165.17 |
| 5 | 36-Month CD | $5,000 | 3.182% | $159.10 |
| Total ($25,000 invested) | $25,000 | 3.121% blended | $780.31/yr | |
Ladder example uses equal $5,000 rungs and Louisiana average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
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763
CD Rates
Tracked in New Iberia, Louisiana
Tracked in New Iberia, Louisiana
19 Banks
58 Credit Unions
About Our New Iberia, Louisiana CD Rate Database
MonitorBankRates tracks 763 CD rates from 19 banks and 58 credit unions with locations in New Iberia, Louisiana, plus national online institutions available to Louisiana residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Hancock Whitney Bank offers a CD at 4.25% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in New Iberia, Louisiana.
How to Find the Best CD Rates in New Iberia, Louisiana
What to compare when shopping for a CD in New Iberia, Louisiana
To find the best APYs in New Iberia, Louisiana, start with credit unions and online-only banks: New Iberia, Louisiana has 58 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in New Iberia, Louisiana
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in New Iberia, Louisiana: 77 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare New Iberia, Louisiana savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare New Iberia, Louisiana money market rates
New Iberia, Louisiana Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024
Population 65+
18.2%
National avg: 17.3%
Median Individual Earnings
$33,326
National avg: $47,340
Poverty Rate
26.7%
National avg: 11.1%
Unemployment Rate
10.7%
National avg: 4.8%
CD Earnings on 10% of Salary
$117/yr
At LA 12-mo avg 3.517% APY
18.2% of residents are 65 or older, in line with the national average of 17.3%; an unemployment rate of 10.7% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s LA 12-month CD average of 3.517%, saving 10% of the local median salary ($3,332/year) and putting it in a CD would earn an additional $117 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in New Iberia, Louisiana
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90 to 180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in New Iberia, Louisiana
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in New Iberia, Louisiana typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in New Iberia, Louisiana as everywhere in the U.S.
Choosing a CD Term in New Iberia, Louisiana
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give New Iberia, Louisiana savers easier access to their funds. For example, First Pioneers Federal Credit Union is offering its 6-Month Certificate at 3.60% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Capital One Bank is offering its 360 CD - 60 Months at 3.60% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for New Iberia, Louisiana Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a New Iberia, Louisiana saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in New Iberia, Louisiana
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the New Iberia, Louisiana CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in New Iberia, Louisiana
Most CDs carry a fixed rate that is locked for the entire term, protecting a New Iberia, Louisiana depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in New Iberia, Louisiana
Are CD rates in New Iberia, Louisiana FDIC insured?
Yes, most established banks in New Iberia, Louisiana are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in New Iberia, Louisiana?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in New Iberia, Louisiana.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in New Iberia, Louisiana may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in New Iberia, Louisiana?
Here are recent top rates found for this area:
- Hancock Whitney Bank: 4.25% APY (24-Month Certificate of Deposit)
- Capital One Bank: 4.00% APY (12 Month 360 CD)
- First Pioneers Federal Credit Union: 3.80% APY (12-Month Certificate)
- Maple Federal Credit Union: 3.75% APY (12 Month Share Certificate Jumbo)
- Meritus Federal Credit Union: 3.50% APY (IRA Share Certificates - 12 Month IRA)
- Woodforest National Bank: 2.25% APY (Certificate of Deposit 2 Year)
- Hope Federal Credit Union Jackson, MS: 4.95% APY (60 Month Share Certificates (CDs) - Jumbo)
- Advancial Federal Credit Union: 4.87% APY (5 Year Regular, IRA & Business Jumbo Certificates)
- La Capitol Federal Credit Union: 4.55% APY (5 Year Super Saver Share Certificate)
- The New Orleans Firemens Federal Credit Union: 4.50% APY (2-Year Regular Certificate or IRA Certificate)
Rates reflect recent verified offers available in New Iberia, Louisiana. Last Updated: October 14, 2026
New Iberia, Louisiana CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current New Iberia, Louisiana rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.
CD Calculators for New Iberia, Louisiana
New Iberia, Louisiana CD Calculator
At today’s LA top rate of 4.25% APY, a $10,000 deposit earns $425 in the first year. Enter your amount to see your exact return.
New Iberia, Louisiana CD LadderLA CD rates currently range from 2.422% (3-month) to 3.182% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a New Iberia, Louisiana CD at 4.25% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsLouisiana’s average 12-month CD is 3.517% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our New Iberia, Louisiana CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for New Iberia, Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in New Iberia, Louisiana. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in LA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 14, 2026
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