MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
CD Rate Trends

Edgefield, Louisiana Best CD Rates October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: October 12, 2026

Edgefield, Louisiana CD rates from banks and credit unions serving Louisiana range from 0.10% to 4.95% APY, verified by MonitorBankRates as of October 12, 2026. Current Edgefield, Louisiana CD rates include Hope Federal Credit Union Jackson, MSHope Federal Credit Union Jackson, MSA5.0 ★Texas Ratio: 7.78%Real return: +2.15%APY minus CPI (February 2026) offering 60 Month Jumbo Share Certificates (CDs) at 4.95% APY, Advancial Federal Credit UnionAdvancial Federal Credit UnionA5.0 ★Texas Ratio: 12.30%Real return: +2.07%APY minus CPI (February 2026) offering Regular, IRA & Business Jumbo Certificates - 5 years at 4.87% APY, The New Orleans Firemens Federal Credit UnionThe New Orleans Firemens Federal Credit UnionA5.0 ★Texas Ratio: 7.30%Real return: +1.70%APY minus CPI (February 2026) offering 2-Year Regular Certificate or IRA Certificate at 4.50% APY, Navy Federal Credit UnionNavy Federal Credit UnionA5.0 ★Texas Ratio: 8.14%Real return: +1.55%APY minus CPI (February 2026) offering 12 Month Special EasyStart Certificate at 4.35% APY, and Red River Employees Federal Credit UnionRed River Employees Federal Credit UnionA+5.0 ★Texas Ratio: 4.75%Real return: +1.53%APY minus CPI (February 2026) offering 12 Month Certificate at 4.33% APY. CD rates as of October 12, 2026 according to verified data from MonitorBankRates.

Edgefield is a smaller community with no bank or credit union branches currently in our database. 662 institutions serving the Louisiana area are available to Edgefield residents, with CD rates as high as 4.95% APY from Hope Federal Credit Union Jackson, MS. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 12, 2026

Compare Best CD Rates in Edgefield, Louisiana & the Surrounding Area

Jump to: 3 Month · 6 Month · 12 Month · 18 Month · 24 Month · 36 Month · 48 Month · 60 Month

Edgefield 3 Month CD Rates

Louisiana 3 Month CD Average2.42% APYNational 2.10%▲ 0.10% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CUSA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
3 Month Share & IRA Certificates of Deposit
$1,000
3.85% ▲ 1.43% above Louisiana avg
View
▼
Rate3.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average2.42%▲ 1.43% above avgNationally 2.10%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.85% ▲ 0.35 pts · high 3.85% / low 3.50%
3.00%3.68%4.35%Sep 14, 2026: 3.50% APYOct 4, 2026: 3.85% APYSep 14, 2026Oct 12, 2026
  • Oct 4, 20263.85%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
3-Month Certificate
$500
3.76% ▲ 1.34% above Louisiana avg
View
▼
Rate3.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average2.42%▲ 1.34% above avgNationally 2.10%
Details

Penalties for early withdrawals may apply. Fees may reduce earnings on the account.

Rate History
1 change since Sep 25, 2026 · 3.50% → 3.76% ▲ 0.26 pts · high 3.76% / low 3.50%
3.00%3.63%4.26%Sep 25, 2026: 3.50% APYOct 4, 2026: 3.76% APYSep 25, 2026Oct 12, 2026
  • Oct 4, 20263.76%▲ from 3.50%
  • Sep 25, 20263.50%first recorded
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
3 Month IRA Certificates
$0
3.72% ▲ 1.30% above Louisiana avg
View
▼
Rate3.66%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average2.42%▲ 1.30% above avgNationally 2.10%
Details

91 - 181

Rate History
No change since Oct 8, 2026 · 3.72% APY
3.22%3.72%4.22%Oct 8, 2026: 3.72% APYOct 8, 2026Oct 12, 2026
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
3 Month Share Certificates
$0
3.72% ▲ 1.30% above Louisiana avg
View
▼
Rate3.66%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average2.42%▲ 1.30% above avgNationally 2.10%
Details

Rate History
No change since Sep 14, 2026 · 3.72% APY · checked 5 times
3.22%3.72%4.22%Sep 14, 2026: 3.72% APYSep 14, 2026Oct 12, 2026
Wymar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
3 Month IRA Certificate
$1,000
3.71% ▲ 1.29% above Louisiana avg
View
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average2.42%▲ 1.29% above avgNationally 2.10%
Details

Rate History
No change since Oct 5, 2026 · 3.71% APY · checked 2 times
3.21%3.71%4.21%Oct 5, 2026: 3.71% APYOct 5, 2026Oct 12, 2026
Wymar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
Two CDs - 3 Months
$1,000
3.71% ▲ 1.29% above Louisiana avg
View
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average2.42%▲ 1.29% above avgNationally 2.10%
Details

Minimum: $1,000 Minimum Deposit

Rate History
No change since Oct 9, 2026 · 3.71% APY
3.21%3.71%4.21%Oct 9, 2026: 3.71% APYOct 9, 2026Oct 12, 2026
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
3 Month Certificate
$500
3.50% ▲ 1.08% above Louisiana avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average2.42%▲ 1.08% above avgNationally 2.10%
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 12, 2026
UCB Raceland, LA
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
3 Month Certificate
$1,000
3.50% ▲ 1.08% above Louisiana avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average2.42%▲ 1.08% above avgNationally 2.10%
Details

Interest on CDs 12 months or less will be paid at maturity. CDs opened online have a maximum deposit limit of $500,000.

Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 11, 2026: 3.50% APYSep 11, 2026Oct 12, 2026
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
3 Month Certificate
$1,000
3.50% ▲ 1.08% above Louisiana avg
View
▼
Rate3.44%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average2.42%▲ 1.08% above avgNationally 2.10%
Details

Rate History
No change since Oct 8, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 8, 2026: 3.50% APYOct 8, 2026Oct 12, 2026
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
IRA Accounts - 3 Months
$1,000
3.50% ▲ 1.08% above Louisiana avg
View
▼
Rate3.44%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average2.42%▲ 1.08% above avgNationally 2.10%
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 12, 2026
First American Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
3 Month CD
$0
3.44% ▲ 1.02% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average2.42%▲ 1.02% above avgNationally 2.10%
Details

Rate History
No change since Sep 8, 2026 · 3.44% APY · checked 8 times
2.94%3.44%3.94%Sep 8, 2026: 3.44% APYSep 8, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
3 Month 500 Minimum Deposit Certificate
$0
3.30% ▲ 0.88% above Louisiana avg
View
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average2.42%▲ 0.88% above avgNationally 2.10%
Details

Rate History
No change since Oct 9, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 9, 2026: 3.30% APYOct 9, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
3 Month Certificate
$0
3.30% ▲ 0.88% above Louisiana avg
View
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average2.42%▲ 0.88% above avgNationally 2.10%
Details

Rate History
No change since Oct 9, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 9, 2026: 3.30% APYOct 9, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
3 Month Share Certificate
$500
3.30% ▲ 0.88% above Louisiana avg
View
▼
Rate3.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average2.42%▲ 0.88% above avgNationally 2.10%
Details

Rate History
No change since Oct 5, 2026 · 3.30% APY · checked 2 times
2.80%3.30%3.80%Oct 5, 2026: 3.30% APYOct 5, 2026Oct 12, 2026
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.22%
3 Month Share Certificates (Super Jumbo)
$0
3.15% ▲ 0.73% above Louisiana avg
View
▼
Rate3.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average2.42%▲ 0.73% above avgNationally 2.10%
Details

Balance: $25,000 - $100,000

Rate History
No change since Oct 6, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Oct 6, 2026: 3.15% APYOct 6, 2026Oct 12, 2026
VirtualBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
3 Month Certificate
$0
2.94% ▲ 0.52% above Louisiana avg
View
▼
Rate2.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average2.42%▲ 0.52% above avgNationally 2.10%
Details

Rate History
No change since Sep 24, 2026 · 2.94% APY · checked 5 times
2.44%2.94%3.44%Sep 24, 2026: 2.94% APYSep 24, 2026Oct 12, 2026
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.22%
3 Month Share Certificates (Jumbo)
$0
2.89% ▲ 0.47% above Louisiana avg
View
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average2.42%▲ 0.47% above avgNationally 2.10%
Details

Balance: $15,000 - $24,999.99

Rate History
No change since Oct 6, 2026 · 2.89% APY · checked 2 times
2.39%2.89%3.39%Oct 6, 2026: 2.89% APYOct 6, 2026Oct 12, 2026
Formation Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Share Certificate - 3 months
$0
2.75% ▲ 0.33% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average2.42%▲ 0.33% above avgNationally 2.10%
Details

Rate History
No change since Oct 8, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Oct 8, 2026: 2.75% APYOct 8, 2026Oct 12, 2026
First Guaranty Bank
Institution Rating:
C3.8 ★Texas Ratio: 25.51%
90 Day Fixed Rate CD
$500
2.70% ▲ 0.28% above Louisiana avg
View
▼
Rate2.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average2.42%▲ 0.28% above avgNationally 2.10%
Details

Rate History
No change since Sep 18, 2026 · 2.70% APY · checked 6 times
2.20%2.70%3.20%Sep 18, 2026: 2.70% APYSep 18, 2026Oct 12, 2026
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Jumbo Certificates - 3 months
$0
2.65% ▲ 0.23% above Louisiana avg
View
▼
Rate2.62%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average2.42%▲ 0.23% above avgNationally 2.10%
Details

Rate History
1 change since Sep 18, 2026 · 2.55% → 2.65% ▲ 0.10 pts · high 2.65% / low 2.55%
2.05%2.60%3.15%Sep 18, 2026: 2.55% APYOct 1, 2026: 2.65% APYSep 18, 2026Oct 12, 2026
  • Oct 1, 20262.65%▲ from 2.55%
  • Sep 18, 20262.55%first recorded
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.22%
3 Month Share Certificates (Mini-Jumbo)
$0
2.63% ▲ 0.21% above Louisiana avg
View
▼
Rate2.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average2.42%▲ 0.21% above avgNationally 2.10%
Details

Balance: $5,000 - $14,999.99

Rate History
No change since Oct 6, 2026 · 2.63% APY · checked 2 times
2.13%2.63%3.13%Oct 6, 2026: 2.63% APYOct 6, 2026Oct 12, 2026
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Junior Jumbo Certificates - 3 months
$0
2.55% ▲ 0.13% above Louisiana avg
View
▼
Rate2.52%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average2.42%▲ 0.13% above avgNationally 2.10%
Details

Rate History
1 change since Sep 18, 2026 · 2.45% → 2.55% ▲ 0.10 pts · high 2.55% / low 2.45%
1.95%2.50%3.05%Sep 18, 2026: 2.45% APYOct 1, 2026: 2.55% APYSep 18, 2026Oct 12, 2026
  • Oct 1, 20262.55%▲ from 2.45%
  • Sep 18, 20262.45%first recorded
Bonvenu Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Personal or Business Certificate of Deposit Products - 3 Months
$0
2.52% ▲ 0.10% above Louisiana avg
View
▼
Rate2.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average2.42%▲ 0.10% above avgNationally 2.10%
Details

Rate History
No change since Oct 7, 2026 · 2.52% APY · checked 2 times
2.02%2.52%3.02%Oct 7, 2026: 2.52% APYOct 7, 2026Oct 12, 2026
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Certificates - 3 months
$0
2.45% ▲ 0.03% above Louisiana avg
View
▼
Rate2.42%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average2.42%▲ 0.03% above avgNationally 2.10%
Details

Rate History
1 change since Sep 18, 2026 · 2.34% → 2.45% ▲ 0.11 pts · high 2.45% / low 2.34%
1.84%2.40%2.95%Sep 18, 2026: 2.34% APYOct 1, 2026: 2.45% APYSep 18, 2026Oct 12, 2026
  • Oct 1, 20262.45%▲ from 2.34%
  • Sep 18, 20262.34%first recorded
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.22%
3 Month Share Certificates
$0
2.38% ▼ 0.04% below Louisiana avg
View
▼
Rate2.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average2.42%▼ 0.04% below avgNationally 2.10%
Details

Balance: $500 - $4,999.99

Rate History
No change since Oct 6, 2026 · 2.38% APY · checked 2 times
1.88%2.38%2.88%Oct 6, 2026: 2.38% APYOct 6, 2026Oct 12, 2026
Woodforest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.96%
3 Month CD
$500
2.00% ▼ 0.42% below Louisiana avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average2.42%▼ 0.42% below avgNationally 2.10%
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 12, 2026
Jefferson Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
90 Day Share Certificate
$0
1.90% ▼ 0.52% below Louisiana avg
View
▼
Rate1.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average2.42%▼ 0.52% below avgNationally 2.10%
Details

Rate History
No change since Oct 5, 2026 · 1.90% APY · checked 2 times
1.40%1.90%2.40%Oct 5, 2026: 1.90% APYOct 5, 2026Oct 12, 2026
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
90 Day Business Certificates of Deposit
$2,500
1.75% ▼ 0.67% below Louisiana avg
View
▼
Rate1.74%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average2.42%▼ 0.67% below avgNationally 2.10%
Details

Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 6 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 12, 2026
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
90 Day Certificates of Deposit
$2,500
1.75% ▼ 0.67% below Louisiana avg
View
▼
Rate1.74%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average2.42%▼ 0.67% below avgNationally 2.10%
Details

Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 6 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 12, 2026
Concordia Bank & Trust Company
Institution Rating:
B4.4 ★Texas Ratio: 21.79%
3 Month Certificate
$2,500
1.51% ▼ 0.91% below Louisiana avg
View
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average2.42%▼ 0.91% below avgNationally 2.10%
Details

Compounded At Maturity

Rate History
No change since Sep 24, 2026 · 1.51% APY · checked 5 times
1.01%1.51%2.01%Sep 24, 2026: 1.51% APYSep 24, 2026Oct 12, 2026
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
Term Share Certificate - 3 Month
$0
1.30% ▼ 1.12% below Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average2.42%▼ 1.12% below avgNationally 2.10%
Details

Rate History
No change since Oct 5, 2026 · 1.30% APY · checked 2 times
0.80%1.30%1.80%Oct 5, 2026: 1.30% APYOct 5, 2026Oct 12, 2026
BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
3-Month Certificate
$500
0.99% ▼ 1.43% below Louisiana avg
View
▼
Rate0.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average2.42%▼ 1.43% below avgNationally 2.10%
Details

Pays Monthly

Rate History
No change since Sep 14, 2026 · 0.99% APY · checked 7 times
0.49%0.99%1.49%Sep 14, 2026: 0.99% APYSep 14, 2026Oct 12, 2026
American Bank & Trust Company LA
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
90 Day CD
$1,000
0.65% ▼ 1.77% below Louisiana avg
View
▼
Rate0.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average2.42%▼ 1.77% below avgNationally 2.10%
Details

Rate History
No change since Sep 7, 2026 · 0.65% APY · checked 8 times
0.15%0.65%1.15%Sep 7, 2026: 0.65% APYSep 7, 2026Oct 12, 2026
BOSSIER
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
3 Month Share Certificate
$0
0.25% ▼ 2.17% below Louisiana avg
View
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average2.42%▼ 2.17% below avgNationally 2.10%
Details

Rate History
No change since Oct 6, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 6, 2026: 0.25% APYOct 6, 2026Oct 12, 2026
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
90 Day Personal Certificates of Deposit
$1,000
0.10% ▼ 2.32% below Louisiana avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average2.42%▼ 2.32% below avgNationally 2.10%
Details

Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 12, 2026

Edgefield 6 Month CD Rates

Louisiana 6 Month CD Average3.20% APYNational 2.79%▲ 0.08% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
6 Month Certificate
$0
4.33% ▲ 1.13% above Louisiana avg
View
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.20%▲ 1.13% above avgNationally 2.79%
Details

Published APY range: 4.33%/4.32%.

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.33% ▲ 0.33 pts · high 4.33% / low 4.00%
3.50%4.17%4.83%Sep 14, 2026: 4.00% APYOct 4, 2026: 4.33% APYSep 14, 2026Oct 12, 2026
  • Oct 4, 20264.33%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
6 Month TEAL Certificate (Age 13-17)
$250
4.33% ▲ 1.13% above Louisiana avg
View
▼
Rate4.25%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.20%▲ 1.13% above avgNationally 2.79%
Details

Rate History
1 change since Sep 14, 2026 · 4.07% → 4.33% ▲ 0.26 pts · high 4.33% / low 4.07%
3.57%4.20%4.83%Sep 14, 2026: 4.07% APYOct 4, 2026: 4.33% APYSep 14, 2026Oct 12, 2026
  • Oct 4, 20264.33%▲ from 4.07%
  • Sep 14, 20264.07%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
6-Month TEAL Certificate for Teens
$250
4.33% ▲ 1.13% above Louisiana avg
View
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.20%▲ 1.13% above avgNationally 2.79%
Details

Teens Earning And Learning; for members age 13-17; compounded monthly.

Rate History
1 change since Sep 14, 2026 · 4.07% → 4.33% ▲ 0.26 pts · high 4.33% / low 4.07%
3.57%4.20%4.83%Sep 14, 2026: 4.07% APYOct 4, 2026: 4.33% APYSep 14, 2026Oct 12, 2026
  • Oct 4, 20264.33%▲ from 4.07%
  • Sep 14, 20264.07%first recorded
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
6 Month Share Certificate
$0
4.33% ▲ 1.13% above Louisiana avg
View
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.20%▲ 1.13% above avgNationally 2.79%
Details

Base Rate + 1.25%

Rate History
No change since Sep 14, 2026 · 4.33% APY · checked 2 times
3.83%4.33%4.83%Sep 14, 2026: 4.33% APYSep 14, 2026Oct 12, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6 Month 360 CDs
$0
4.30% ▲ 1.10% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.20%▲ 1.10% above avgNationally 2.79%
Details

Fixed APY | No minimum balance

Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
3.80%4.30%4.80%Sep 18, 2026: 4.30% APYSep 18, 2026Oct 12, 2026
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
6-Month Regular Certificate or IRA Certificate
$10,000
4.25% ▲ 1.05% above Louisiana avg
View
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.20%▲ 1.05% above avgNationally 2.79%
Details

Deposit: $10,000+

Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 8, 2026: 4.25% APYOct 8, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
6 Month Jumbo IRA Certificates
$100,000
4.20% ▲ 1.00% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.20%▲ 1.00% above avgNationally 2.79%
Details

Rate History
No change since Sep 20, 2026 · 4.20% APY · checked 5 times
3.70%4.20%4.70%Sep 20, 2026: 4.20% APYSep 20, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
6 Month IRA Certificates
$500
4.10% ▲ 0.90% above Louisiana avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.20%▲ 0.90% above avgNationally 2.79%
Details

Rate History
No change since Sep 20, 2026 · 4.10% APY · checked 5 times
3.60%4.10%4.60%Sep 20, 2026: 4.10% APYSep 20, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
6 Month Jumbo Certificates
$100,000
4.10% ▲ 0.90% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.20%▲ 0.90% above avgNationally 2.79%
Details

Rate History
No change since Sep 20, 2026 · 4.10% APY · checked 5 times
3.60%4.10%4.60%Sep 20, 2026: 4.10% APYSep 20, 2026Oct 12, 2026
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
6 Month Share Certificate
$0
4.07% ▲ 0.87% above Louisiana avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.20%▲ 0.87% above avgNationally 2.79%
Details

Base Rate + 1.00%

Rate History
No change since Sep 14, 2026 · 4.07% APY · checked 2 times
3.57%4.07%4.57%Sep 14, 2026: 4.07% APYSep 14, 2026Oct 12, 2026
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
6 Month IRA
$250
4.06% ▲ 0.86% above Louisiana avg
View
▼
Rate4.00%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.20%▲ 0.86% above avgNationally 2.79%
Details

Rate History
1 change since Sep 24, 2026 · 3.80% → 4.06% ▲ 0.26 pts · high 4.06% / low 3.80%
3.30%3.93%4.56%Sep 24, 2026: 3.80% APYOct 8, 2026: 4.06% APYSep 24, 2026Oct 12, 2026
  • Oct 8, 20264.06%▲ from 3.80%
  • Sep 24, 20263.80%first recorded
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
6 Month CD
$2,500
4.04% ▲ 0.84% above Louisiana avg
View
▼
Rate4.00%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.20%▲ 0.84% above avgNationally 2.79%
Details

Rate History
1 change since Sep 24, 2026 · 3.79% → 4.04% ▲ 0.25 pts · high 4.04% / low 3.79%
3.29%3.92%4.54%Sep 24, 2026: 3.79% APYOct 8, 2026: 4.04% APYSep 24, 2026Oct 12, 2026
  • Oct 8, 20264.04%▲ from 3.79%
  • Sep 24, 20263.79%first recorded
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
6 Month Youth Certificate
$1,000
4.00% ▲ 0.80% above Louisiana avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.20%▲ 0.80% above avgNationally 2.79%
Details

Term: 6 months, 12 months, 3 years or 5 years

Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 12, 2026
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
6-Month Regular Certificate or IRA Certificate
$2,000
4.00% ▲ 0.80% above Louisiana avg
View
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.20%▲ 0.80% above avgNationally 2.79%
Details

Deposit: $2,000-$9,999

Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
6 Month Share Certificates
$500
4.00% ▲ 0.80% above Louisiana avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.20%▲ 0.80% above avgNationally 2.79%
Details

Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 20, 2026: 4.00% APYSep 20, 2026Oct 12, 2026
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
6-Month Certificate
$500
4.00% ▲ 0.80% above Louisiana avg
View
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.20%▲ 0.80% above avgNationally 2.79%
Details

Penalties for early withdrawals may apply. Fees may reduce earnings on the account.

Rate History
1 change since Sep 25, 2026 · 3.82% → 4.00% ▲ 0.18 pts · high 4.00% / low 3.82%
3.32%3.91%4.50%Sep 25, 2026: 3.82% APYOct 4, 2026: 4.00% APYSep 25, 2026Oct 12, 2026
  • Oct 4, 20264.00%▲ from 3.82%
  • Sep 25, 20263.82%first recorded
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
6 Month Share Certificate
$0
3.90% ▲ 0.70% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.20%▲ 0.70% above avgNationally 2.79%
Details

Step-Up Option: Available

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.90% ▲ 0.40 pts · high 3.90% / low 3.50%
3.00%3.70%4.40%Sep 14, 2026: 3.50% APYSep 17, 2026: 3.90% APYSep 14, 2026Oct 12, 2026
  • Sep 17, 20263.90%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
6 Month IRA Certificates
$0
3.82% ▲ 0.62% above Louisiana avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.20%▲ 0.62% above avgNationally 2.79%
Details

182 - 272

Rate History
No change since Oct 8, 2026 · 3.82% APY
3.32%3.82%4.32%Oct 8, 2026: 3.82% APYOct 8, 2026Oct 12, 2026
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
6 Month Share Certificates
$0
3.82% ▲ 0.62% above Louisiana avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.20%▲ 0.62% above avgNationally 2.79%
Details

Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 5 times
3.32%3.82%4.32%Sep 14, 2026: 3.82% APYSep 14, 2026Oct 12, 2026
Wymar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
6 Month IRA Certificate
$1,000
3.82% ▲ 0.62% above Louisiana avg
View
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.20%▲ 0.62% above avgNationally 2.79%
Details

Rate History
No change since Oct 5, 2026 · 3.82% APY · checked 2 times
3.32%3.82%4.32%Oct 5, 2026: 3.82% APYOct 5, 2026Oct 12, 2026
Wymar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
Two CDs - 6 Months
$1,000
3.82% ▲ 0.62% above Louisiana avg
View
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.20%▲ 0.62% above avgNationally 2.79%
Details

Minimum: $1,000 Minimum Deposit

Rate History
No change since Oct 9, 2026 · 3.82% APY
3.32%3.82%4.32%Oct 9, 2026: 3.82% APYOct 9, 2026Oct 12, 2026
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
6 Month Share Certificate
$0
3.82% ▲ 0.62% above Louisiana avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.20%▲ 0.62% above avgNationally 2.79%
Details

Base Rate + 0.75%

Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 2 times
3.32%3.82%4.32%Sep 14, 2026: 3.82% APYSep 14, 2026Oct 12, 2026
Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
6-Month CD
$1,000
3.81% ▲ 0.61% above Louisiana avg
View
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.20%▲ 0.61% above avgNationally 2.79%
Details

Rate History
No change since Sep 14, 2026 · 3.81% APY · checked 5 times
3.31%3.81%4.31%Sep 14, 2026: 3.81% APYSep 14, 2026Oct 12, 2026
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
6 Month IRA Certificate
$0
3.80% ▲ 0.60% above Louisiana avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.20%▲ 0.60% above avgNationally 2.79%
Details

Rate History
1 change since Sep 20, 2026 · 3.65% → 3.80% ▲ 0.15 pts · high 3.80% / low 3.65%
3.15%3.72%4.30%Sep 20, 2026: 3.65% APYOct 8, 2026: 3.80% APYSep 20, 2026Oct 12, 2026
  • Oct 8, 20263.80%▲ from 3.65%
  • Sep 20, 20263.65%first recorded
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Share Certificates - 6 month
$0
3.80% ▲ 0.60% above Louisiana avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.20%▲ 0.60% above avgNationally 2.79%
Details

Rate History
1 change since Sep 12, 2026 · 3.65% → 3.80% ▲ 0.15 pts · high 3.80% / low 3.65%
3.15%3.72%4.30%Sep 12, 2026: 3.65% APYOct 8, 2026: 3.80% APYSep 12, 2026Oct 12, 2026
  • Oct 8, 20263.80%▲ from 3.65%
  • Sep 12, 20263.65%first recorded
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
6-Month Share & IRA Certificate
$1,000
3.75% ▲ 0.55% above Louisiana avg
View
▼
Rate3.69%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.20%▲ 0.55% above avgNationally 2.79%
Details

Share & IRA Certificate; fixed rate

Rate History
No change since Oct 12, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 12, 2026: 3.75% APYOct 12, 2026Oct 12, 2026
Jefferson Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Jumbo Share Certificates - 6 Months
$0
3.75% ▲ 0.55% above Louisiana avg
View
▼
Rate3.68%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.20%▲ 0.55% above avgNationally 2.79%
Details

Rate History
No change since Oct 5, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 5, 2026: 3.75% APYOct 5, 2026Oct 12, 2026
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Business Share Certificate - 6 Months
$0
3.75% ▲ 0.55% above Louisiana avg
View
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.20%▲ 0.55% above avgNationally 2.79%
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 12, 2026
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Regular Certificate - 6 Months
$0
3.75% ▲ 0.55% above Louisiana avg
View
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.20%▲ 0.55% above avgNationally 2.79%
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 12, 2026
UCB Raceland, LA
Institution Rating:
A5.0 ★Texas Ratio: 7.19%
6 Month Certificate
$1,000
3.73% ▲ 0.53% above Louisiana avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.20%▲ 0.53% above avgNationally 2.79%
Details

Interest on CDs 12 months or less will be paid at maturity. CDs opened online have a maximum deposit limit of $500,000.

Rate History
No change since Sep 11, 2026 · 3.73% APY · checked 6 times
3.23%3.73%4.23%Sep 11, 2026: 3.73% APYSep 11, 2026Oct 12, 2026
CUSA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
6 Month Share & IRA Certificates of Deposit
$1,000
3.70% ▲ 0.50% above Louisiana avg
View
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.20%▲ 0.50% above avgNationally 2.79%
Details

Rate History
1 change since Sep 14, 2026 · 3.35% → 3.70% ▲ 0.35 pts · high 3.70% / low 3.35%
2.85%3.53%4.20%Sep 14, 2026: 3.35% APYOct 4, 2026: 3.70% APYSep 14, 2026Oct 12, 2026
  • Oct 4, 20263.70%▲ from 3.35%
  • Sep 14, 20263.35%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
6 Month Bonus Certificates
$0
3.66% ▲ 0.46% above Louisiana avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.20%▲ 0.46% above avgNationally 2.79%
Details

Balance: 6 Month

Rate History
1 change since Sep 21, 2026 · 3.60% → 3.66% ▲ 0.06 pts · high 3.66% / low 3.60%
3.10%3.63%4.16%Sep 21, 2026: 3.60% APYOct 5, 2026: 3.66% APYSep 21, 2026Oct 12, 2026
  • Oct 5, 20263.66%▲ from 3.60%
  • Sep 21, 20263.60%first recorded
Department Of Corrections Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
6 Month Share Certificate
$0
3.65% ▲ 0.45% above Louisiana avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.20%▲ 0.45% above avgNationally 2.79%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
3.00%3.58%4.15%Sep 14, 2026: 3.50% APYOct 9, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
  • Oct 9, 20263.65%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Department Of Corrections Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
IRA Certificate (Traditional or Roth) - 6 Months
$0
3.65% ▲ 0.45% above Louisiana avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.20%▲ 0.45% above avgNationally 2.79%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
3.00%3.58%4.15%Sep 14, 2026: 3.50% APYOct 9, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
  • Oct 9, 20263.65%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
6-Month Certificate
$1,000
3.65% ▲ 0.45% above Louisiana avg
View
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.20%▲ 0.45% above avgNationally 2.79%
Details

Pays Monthly

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 7 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
6 Month Certificate
$500
3.60% ▲ 0.40% above Louisiana avg
View
▼
Rate3.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.20%▲ 0.40% above avgNationally 2.79%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.60% ▲ 0.10 pts · high 3.60% / low 3.50%
3.00%3.55%4.10%Sep 14, 2026: 3.50% APYOct 7, 2026: 3.60% APYSep 14, 2026Oct 12, 2026
  • Oct 7, 20263.60%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Landmark Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.80%
6-Month CD
$0
3.60% ▲ 0.40% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.20%▲ 0.40% above avgNationally 2.79%
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
6 Month View Today's Full List of CD Offerings here
$100,000
3.60% ▲ 0.40% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.20%▲ 0.40% above avgNationally 2.79%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 7, 2026: 3.60% APYOct 7, 2026Oct 12, 2026
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
6-Month Certificate
$1,000
3.60% ▲ 0.40% above Louisiana avg
View
▼
Rate3.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.20%▲ 0.40% above avgNationally 2.79%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 3.60% ▼ 0.20 pts · high 3.80% / low 3.60%
3.10%3.70%4.30%Sep 14, 2026: 3.80% APYSep 18, 2026: 3.60% APYSep 14, 2026Oct 12, 2026
  • Sep 18, 20263.60%▼ from 3.80%
  • Sep 14, 20263.80%first recorded
Ascension Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
6 Month Share Certificate
$0
3.60% ▲ 0.40% above Louisiana avg
View
▼
Rate3.57%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.20%▲ 0.40% above avgNationally 2.79%
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 5 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 12, 2026
UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6 Month Certificate
$0
3.58% ▲ 0.38% above Louisiana avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.20%▲ 0.38% above avgNationally 2.79%
Details

Rate History
No change since Sep 14, 2026 · 3.58% APY · checked 6 times
3.08%3.58%4.08%Sep 14, 2026: 3.58% APYSep 14, 2026Oct 12, 2026
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
6 Month Share Certificate
$0
3.56% ▲ 0.36% above Louisiana avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.20%▲ 0.36% above avgNationally 2.79%
Details

Base Rate + 0.50%

Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 2 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Oct 12, 2026
GEISMAR COMPLEX
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
6 MONTH CERTIFICATE
$500
3.56% ▲ 0.36% above Louisiana avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.20%▲ 0.36% above avgNationally 2.79%
Details

Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 7 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Oct 12, 2026
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
CD - 6 Months
$0
3.56% ▲ 0.36% above Louisiana avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.20%▲ 0.36% above avgNationally 2.79%
Details

At the end of the term, CD will automatically renew to the current rate.

Rate History
No change since Sep 17, 2026 · 3.56% APY · checked 6 times
3.06%3.56%4.06%Sep 17, 2026: 3.56% APYSep 17, 2026Oct 12, 2026
TES Regional Healthcare Federal Credit Union
6 Month CD's
$0
3.56% ▲ 0.36% above Louisiana avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 27, 2026
Louisiana Average3.20%▲ 0.36% above avgNationally 2.79%
Details

Balance: $1,000+

Rate History
No change since Sep 22, 2026 · 3.56% APY · checked 2 times
3.06%3.56%4.06%Sep 22, 2026: 3.56% APYSep 22, 2026Oct 12, 2026
TES Regional Healthcare Federal Credit Union
6 Month Certificate
$0
3.56% ▲ 0.36% above Louisiana avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 27, 2026
Louisiana Average3.20%▲ 0.36% above avgNationally 2.79%
Details

Balance: $1,000+

Rate History
No change since Sep 18, 2026 · 3.56% APY · checked 3 times
3.06%3.56%4.06%Sep 18, 2026: 3.56% APYSep 18, 2026Oct 12, 2026
TES Regional Healthcare Federal Credit Union
6 MOS CD
$1,000
3.56% ▲ 0.36% above Louisiana avg
View
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedSep 27, 2026
Louisiana Average3.20%▲ 0.36% above avgNationally 2.79%
Details

Rate History
No change since Sep 22, 2026 · 3.56% APY · checked 2 times
3.06%3.56%4.06%Sep 22, 2026: 3.56% APYSep 22, 2026Oct 12, 2026
Bonvenu Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Personal or Business Certificate of Deposit Products - 6 Months
$0
3.55% ▲ 0.35% above Louisiana avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.20%▲ 0.35% above avgNationally 2.79%
Details

Rate History
No change since Oct 7, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Oct 7, 2026: 3.55% APYOct 7, 2026Oct 12, 2026
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
6 Month Certificate
$0
3.55% ▲ 0.35% above Louisiana avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.20%▲ 0.35% above avgNationally 2.79%
Details

Balance: $2,500

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.55% ▲ 0.05 pts · high 3.55% / low 3.50%
3.00%3.53%4.05%Sep 14, 2026: 3.50% APYOct 5, 2026: 3.55% APYSep 14, 2026Oct 12, 2026
  • Oct 5, 20263.55%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Southwest Louisiana Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
6 Month Share Certificate (CD)
$500
3.55% ▲ 0.35% above Louisiana avg
View
▼
Rate3.49%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.20%▲ 0.35% above avgNationally 2.79%
Details

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 5 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 12, 2026

Edgefield 12 Month CD Rates

Louisiana 12 Month CD Average3.51% APYNational 2.99%▲ 0.07% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
12 Month Jumbo Share Certificates (CDs)
$0
4.53% ▲ 1.02% above Louisiana avg
View
▼
Rate4.43%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.51%▲ 1.02% above avgNationally 2.99%
Details

Rate History
1 change since Sep 18, 2026 · 4.07% → 4.53% ▲ 0.46 pts · high 4.53% / low 4.07%
3.57%4.30%5.03%Sep 18, 2026: 4.07% APYOct 9, 2026: 4.53% APYSep 18, 2026Oct 12, 2026
  • Oct 9, 20264.53%▲ from 4.07%
  • Sep 18, 20264.07%first recorded
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
12-Month Regular Certificate or IRA Certificate
$10,000
4.40% ▲ 0.89% above Louisiana avg
View
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.51%▲ 0.89% above avgNationally 2.99%
Details

Deposit: $10,000+

Rate History
No change since Oct 8, 2026 · 4.40% APY · checked 2 times
3.90%4.40%4.90%Oct 8, 2026: 4.40% APYOct 8, 2026Oct 12, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month Special EasyStart Certificate
$50
4.35% ▲ 0.84% above Louisiana avg
View
▼
Rate4.26%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.51%▲ 0.84% above avgNationally 2.99%
Details

Rate History
No change since Sep 30, 2026 · 4.35% APY · checked 4 times
3.85%4.35%4.85%Sep 30, 2026: 4.35% APYSep 30, 2026Oct 12, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
12 Month Certificate
$0
4.33% ▲ 0.82% above Louisiana avg
View
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.51%▲ 0.82% above avgNationally 2.99%
Details

Published APY range: 4.33%/4.32%.

Rate History
2 changes since Sep 14, 2026 · 4.00% → 4.33% ▲ 0.33 pts · high 4.33% / low 4.00%
3.50%4.17%4.83%Sep 14, 2026: 4.00% APYSep 25, 2026: 4.07% APYOct 4, 2026: 4.33% APYSep 14, 2026Oct 12, 2026
  • Oct 4, 20264.33%▲ from 4.07%
  • Sep 25, 20264.07%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
12 Month Share Certificate
$0
4.33% ▲ 0.82% above Louisiana avg
View
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.51%▲ 0.82% above avgNationally 2.99%
Details

Base Rate + 1.25%

Rate History
No change since Sep 14, 2026 · 4.33% APY · checked 2 times
3.83%4.33%4.83%Sep 14, 2026: 4.33% APYSep 14, 2026Oct 12, 2026
GEISMAR COMPLEX
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
1 YEAR CERTIFICATE
$500
4.33% ▲ 0.82% above Louisiana avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.51%▲ 0.82% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 4.33% APY · checked 7 times
3.83%4.33%4.83%Sep 14, 2026: 4.33% APYSep 14, 2026Oct 12, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
12 Month 360 CDs
$0
4.30% ▲ 0.79% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.51%▲ 0.79% above avgNationally 2.99%
Details

Fixed APY | No minimum balance

Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
3.80%4.30%4.80%Sep 18, 2026: 4.30% APYSep 18, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
12 Month 500 Minimum Deposit Certificate
$0
4.25% ▲ 0.74% above Louisiana avg
View
▼
Rate4.16%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.51%▲ 0.74% above avgNationally 2.99%
Details

Rate History
No change since Oct 9, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 9, 2026: 4.25% APYOct 9, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
12 Month Certificate
$0
4.25% ▲ 0.74% above Louisiana avg
View
▼
Rate4.16%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.51%▲ 0.74% above avgNationally 2.99%
Details

Rate History
No change since Oct 9, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 9, 2026: 4.25% APYOct 9, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
12 Month Share Certificate
$500
4.25% ▲ 0.74% above Louisiana avg
View
▼
Rate4.16%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.51%▲ 0.74% above avgNationally 2.99%
Details

Rate History
No change since Oct 5, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 5, 2026: 4.25% APYOct 5, 2026Oct 12, 2026
Epic Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.69%
12 Month Stars & Stripes Share Certificate (CD) Special
$0
4.25% ▲ 0.74% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.51%▲ 0.74% above avgNationally 2.99%
Details

Rate History
No change since Oct 10, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 10, 2026: 4.25% APYOct 10, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
12 Month Jumbo IRA Certificates
$100,000
4.20% ▲ 0.69% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.51%▲ 0.69% above avgNationally 2.99%
Details

Rate History
No change since Sep 20, 2026 · 4.20% APY · checked 5 times
3.70%4.20%4.70%Sep 20, 2026: 4.20% APYSep 20, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
12 Month IRA Certificates
$500
4.10% ▲ 0.59% above Louisiana avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.51%▲ 0.59% above avgNationally 2.99%
Details

Rate History
No change since Sep 20, 2026 · 4.10% APY · checked 5 times
3.60%4.10%4.60%Sep 20, 2026: 4.10% APYSep 20, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
12 Month Jumbo Certificates
$100,000
4.10% ▲ 0.59% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.51%▲ 0.59% above avgNationally 2.99%
Details

Rate History
No change since Sep 20, 2026 · 4.10% APY · checked 5 times
3.60%4.10%4.60%Sep 20, 2026: 4.10% APYSep 20, 2026Oct 12, 2026
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1-Year Certificate
$500
4.10% ▲ 0.59% above Louisiana avg
View
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.51%▲ 0.59% above avgNationally 2.99%
Details

Penalties for early withdrawals may apply. Fees may reduce earnings on the account.

Rate History
1 change since Sep 25, 2026 · 4.05% → 4.10% ▲ 0.05 pts · high 4.10% / low 4.05%
3.55%4.07%4.60%Sep 25, 2026: 4.05% APYOct 4, 2026: 4.10% APYSep 25, 2026Oct 12, 2026
  • Oct 4, 20264.10%▲ from 4.05%
  • Sep 25, 20264.05%first recorded
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
12 Month Share Certificate
$0
4.07% ▲ 0.56% above Louisiana avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.51%▲ 0.56% above avgNationally 2.99%
Details

Base Rate + 1.00%

Rate History
No change since Sep 14, 2026 · 4.07% APY · checked 2 times
3.57%4.07%4.57%Sep 14, 2026: 4.07% APYSep 14, 2026Oct 12, 2026
TES Regional Healthcare Federal Credit Union
12 Month CD's
$0
4.07% ▲ 0.56% above Louisiana avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 27, 2026
Louisiana Average3.51%▲ 0.56% above avgNationally 2.99%
Details

Balance: $1,000+

Rate History
No change since Sep 22, 2026 · 4.07% APY · checked 2 times
3.57%4.07%4.57%Sep 22, 2026: 4.07% APYSep 22, 2026Oct 12, 2026
TES Regional Healthcare Federal Credit Union
12 Month Certificate
$0
4.07% ▲ 0.56% above Louisiana avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 27, 2026
Louisiana Average3.51%▲ 0.56% above avgNationally 2.99%
Details

Balance: $1,000+

Rate History
No change since Sep 18, 2026 · 4.07% APY · checked 3 times
3.57%4.07%4.57%Sep 18, 2026: 4.07% APYSep 18, 2026Oct 12, 2026
TES Regional Healthcare Federal Credit Union
12 MOS CD
$1,000
4.07% ▲ 0.56% above Louisiana avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedSep 27, 2026
Louisiana Average3.51%▲ 0.56% above avgNationally 2.99%
Details

Rate History
No change since Sep 22, 2026 · 4.07% APY · checked 2 times
3.57%4.07%4.57%Sep 22, 2026: 4.07% APYSep 22, 2026Oct 12, 2026
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
12 Month IRA
$250
4.06% ▲ 0.55% above Louisiana avg
View
▼
Rate4.00%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.51%▲ 0.55% above avgNationally 2.99%
Details

Rate History
1 change since Sep 24, 2026 · 3.80% → 4.06% ▲ 0.26 pts · high 4.06% / low 3.80%
3.30%3.93%4.56%Sep 24, 2026: 3.80% APYOct 8, 2026: 4.06% APYSep 24, 2026Oct 12, 2026
  • Oct 8, 20264.06%▲ from 3.80%
  • Sep 24, 20263.80%first recorded
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
1 Year IRA Certificate
$0
4.05% ▲ 0.54% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.51%▲ 0.54% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.05% ▲ 0.30 pts · high 4.05% / low 3.75%
3.25%3.90%4.55%Sep 14, 2026: 3.75% APYSep 17, 2026: 4.05% APYSep 14, 2026Oct 12, 2026
  • Sep 17, 20264.05%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
1 Year Share Certificate
$0
4.05% ▲ 0.54% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.51%▲ 0.54% above avgNationally 2.99%
Details

Step-Up Option: Available

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.05% ▲ 0.30 pts · high 4.05% / low 3.75%
3.25%3.90%4.55%Sep 14, 2026: 3.75% APYSep 17, 2026: 4.05% APYSep 14, 2026Oct 12, 2026
  • Sep 17, 20264.05%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
12 Month Starter Certificate
$0
4.05% ▲ 0.54% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.51%▲ 0.54% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.05% ▲ 0.30 pts · high 4.05% / low 3.75%
3.25%3.90%4.55%Sep 14, 2026: 3.75% APYSep 17, 2026: 4.05% APYSep 14, 2026Oct 12, 2026
  • Sep 17, 20264.05%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Wymar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month IRA Certificate
$1,000
4.02% ▲ 0.51% above Louisiana avg
View
▼
Rate3.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.51%▲ 0.51% above avgNationally 2.99%
Details

Rate History
No change since Oct 5, 2026 · 4.02% APY · checked 2 times
3.52%4.02%4.52%Oct 5, 2026: 4.02% APYOct 5, 2026Oct 12, 2026
Wymar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
Two CDs - 12 Months
$1,000
4.02% ▲ 0.51% above Louisiana avg
View
▼
Rate3.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.51%▲ 0.51% above avgNationally 2.99%
Details

Minimum: $1,000 Minimum Deposit

Rate History
No change since Oct 9, 2026 · 4.02% APY
3.52%4.02%4.52%Oct 9, 2026: 4.02% APYOct 9, 2026Oct 12, 2026
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
12 Month Bonus Certificates
$0
4.02% ▲ 0.51% above Louisiana avg
View
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.51%▲ 0.51% above avgNationally 2.99%
Details

Balance: 12 Month

Rate History
2 changes since Sep 21, 2026 · 3.95% → 4.02% ▲ 0.07 pts · high 4.02% / low 3.95%
3.45%3.99%4.52%Sep 21, 2026: 3.95% APYSep 25, 2026: 3.97% APYOct 5, 2026: 4.02% APYSep 21, 2026Oct 12, 2026
  • Oct 5, 20264.02%▲ from 3.97%
  • Sep 25, 20263.97%▲ from 3.95%
  • Sep 21, 20263.95%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
12 Month Bonus IRA Certificate
$0
4.02% ▲ 0.51% above Louisiana avg
View
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.51%▲ 0.51% above avgNationally 2.99%
Details

Balance: $40,000

Rate History
No change since Oct 9, 2026 · 4.02% APY
3.52%4.02%4.52%Oct 9, 2026: 4.02% APYOct 9, 2026Oct 12, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1-year online CDs
$0
4.00% ▲ 0.49% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.51%▲ 0.49% above avgNationally 2.99%
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 12, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
12 Month Certificate
$0
4.00% ▲ 0.49% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.51%▲ 0.49% above avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 12, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month ESA EasyStart Certificate
$50
4.00% ▲ 0.49% above Louisiana avg
View
▼
Rate3.92%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.51%▲ 0.49% above avgNationally 2.99%
Details

EasyStart Certificate Rates(Share, IRA, ESA)

Rate History
No change since Oct 6, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 6, 2026: 4.00% APYOct 6, 2026Oct 12, 2026
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
12 month CD
$1,000
4.00% ▲ 0.49% above Louisiana avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.51%▲ 0.49% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 12, 2026
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
12 Month CD
$2,500
4.00% ▲ 0.49% above Louisiana avg
View
▼
Rate4.00%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.51%▲ 0.49% above avgNationally 2.99%
Details

Rate History
1 change since Sep 24, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 24, 2026: 3.75% APYOct 8, 2026: 4.00% APYSep 24, 2026Oct 12, 2026
  • Oct 8, 20264.00%▲ from 3.75%
  • Sep 24, 20263.75%first recorded
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
12-Month Regular Certificate or IRA Certificate
$2,000
4.00% ▲ 0.49% above Louisiana avg
View
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.51%▲ 0.49% above avgNationally 2.99%
Details

Deposit: $2,000-$9,999

Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
12 Month Share Certificates
$500
4.00% ▲ 0.49% above Louisiana avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.51%▲ 0.49% above avgNationally 2.99%
Details

Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 20, 2026: 4.00% APYSep 20, 2026Oct 12, 2026
Jefferson Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Jumbo Share Certificates - 12 Months
$0
4.00% ▲ 0.49% above Louisiana avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.51%▲ 0.49% above avgNationally 2.99%
Details

Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 5, 2026: 4.00% APYOct 5, 2026Oct 12, 2026
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
1 Year IRA Certificate
$500
3.95% ▲ 0.44% above Louisiana avg
View
▼
Rate3.89%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.51%▲ 0.44% above avgNationally 2.99%
Details

Rate History
1 change since Sep 24, 2026 · 3.70% → 3.95% ▲ 0.25 pts · high 3.95% / low 3.70%
3.20%3.83%4.45%Sep 24, 2026: 3.70% APYOct 11, 2026: 3.95% APYSep 24, 2026Oct 12, 2026
  • Oct 11, 20263.95%▲ from 3.70%
  • Sep 24, 20263.70%first recorded
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
12 Month Business Certificates of Deposit
$2,500
3.95% ▲ 0.44% above Louisiana avg
View
▼
Rate3.89%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.51%▲ 0.44% above avgNationally 2.99%
Details

Rate History
2 changes since Sep 14, 2026 · 3.55% → 3.95% ▲ 0.40 pts · high 3.95% / low 3.55%
3.05%3.75%4.45%Sep 14, 2026: 3.55% APYSep 24, 2026: 3.70% APYOct 11, 2026: 3.95% APYSep 14, 2026Oct 12, 2026
  • Oct 11, 20263.95%▲ from 3.70%
  • Sep 24, 20263.70%▲ from 3.55%
  • Sep 14, 20263.55%first recorded
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
12 Month Certificates of Deposit
$2,500
3.95% ▲ 0.44% above Louisiana avg
View
▼
Rate3.89%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.51%▲ 0.44% above avgNationally 2.99%
Details

Rate History
1 change since Sep 24, 2026 · 3.70% → 3.95% ▲ 0.25 pts · high 3.95% / low 3.70%
3.20%3.83%4.45%Sep 24, 2026: 3.70% APYOct 11, 2026: 3.95% APYSep 24, 2026Oct 12, 2026
  • Oct 11, 20263.95%▲ from 3.70%
  • Sep 24, 20263.70%first recorded
Access Of Louisiana Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.68%
1 Year Certificate
$0
3.91% ▲ 0.40% above Louisiana avg
View
▼
Rate3.84%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.51%▲ 0.40% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.91% APY · checked 4 times
3.41%3.91%4.41%Sep 14, 2026: 3.91% APYSep 14, 2026Oct 12, 2026
Access Of Louisiana Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.68%
Silver Share Certificates - 1 Year
$500
3.91% ▲ 0.40% above Louisiana avg
View
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.51%▲ 0.40% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.91% APY · checked 4 times
3.41%3.91%4.41%Sep 14, 2026: 3.91% APYSep 14, 2026Oct 12, 2026
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
12-Month Share & IRA Certificate
$1,000
3.90% ▲ 0.39% above Louisiana avg
View
▼
Rate3.83%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.51%▲ 0.39% above avgNationally 2.99%
Details

Share & IRA Certificate; fixed rate

Rate History
No change since Oct 12, 2026 · 3.90% APY
3.40%3.90%4.40%Oct 12, 2026: 3.90% APYOct 12, 2026Oct 12, 2026
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
12 Month Certificate
$0
3.86% ▲ 0.35% above Louisiana avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.51%▲ 0.35% above avgNationally 2.99%
Details

Balance: $2,500

Rate History
1 change since Sep 14, 2026 · 3.79% → 3.86% ▲ 0.07 pts · high 3.86% / low 3.79%
3.29%3.82%4.36%Sep 14, 2026: 3.79% APYOct 5, 2026: 3.86% APYSep 14, 2026Oct 12, 2026
  • Oct 5, 20263.86%▲ from 3.79%
  • Sep 14, 20263.79%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
IRA Certificates - 12 Month
$0
3.86% ▲ 0.35% above Louisiana avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.51%▲ 0.35% above avgNationally 2.99%
Details

Balance: $2,000

Rate History
No change since Oct 5, 2026 · 3.86% APY · checked 2 times
3.36%3.86%4.36%Oct 5, 2026: 3.86% APYOct 5, 2026Oct 12, 2026
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
YOUth Boost 12-Month
$0
3.86% ▲ 0.35% above Louisiana avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.51%▲ 0.35% above avgNationally 2.99%
Details

Balance: $250

Rate History
2 changes since Sep 21, 2026 · 3.79% → 3.86% ▲ 0.07 pts · high 3.86% / low 3.79%
3.29%3.82%4.36%Sep 21, 2026: 3.79% APYSep 25, 2026: 3.81% APYOct 5, 2026: 3.86% APYSep 21, 2026Oct 12, 2026
  • Oct 5, 20263.86%▲ from 3.81%
  • Sep 25, 20263.81%▲ from 3.79%
  • Sep 21, 20263.79%first recorded
Ascension Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
12 Month Share Certificate
$0
3.86% ▲ 0.35% above Louisiana avg
View
▼
Rate3.79%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.51%▲ 0.35% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.86% APY · checked 5 times
3.36%3.86%4.36%Sep 14, 2026: 3.86% APYSep 14, 2026Oct 12, 2026
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
12 Month Certificate
$500
3.85% ▲ 0.34% above Louisiana avg
View
▼
Rate3.78%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.51%▲ 0.34% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.30% → 3.85% ▲ 0.55 pts · high 3.85% / low 3.30%
2.75%3.58%4.40%Sep 14, 2026: 3.30% APYOct 7, 2026: 3.85% APYSep 14, 2026Oct 12, 2026
  • Oct 7, 20263.85%▲ from 3.30%
  • Sep 14, 20263.30%first recorded
Southwest Louisiana Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
12 Month Expandable
$100
3.85% ▲ 0.34% above Louisiana avg
View
▼
Rate3.78%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.51%▲ 0.34% above avgNationally 2.99%
Details

Rate History
No change since Oct 9, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 9, 2026: 3.85% APYOct 9, 2026Oct 12, 2026
Southwest Louisiana Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
12 Month Share Certificate (CD)
$500
3.85% ▲ 0.34% above Louisiana avg
View
▼
Rate3.78%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.51%▲ 0.34% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 5 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Oct 12, 2026
BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
12-Month CD (High Yield)
$100,000
3.85% ▲ 0.34% above Louisiana avg
View
▼
Rate3.85%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.51%▲ 0.34% above avgNationally 2.99%
Details

Pays Monthly

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 7 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Oct 12, 2026
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
12 Month Certificate Accounts
$500
3.83% ▲ 0.32% above Louisiana avg
View
▼
Rate3.78%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.51%▲ 0.32% above avgNationally 2.99%
Details

Dividends credited quarterly

Rate History
No change since Oct 4, 2026 · 3.83% APY · checked 3 times
3.33%3.83%4.33%Oct 4, 2026: 3.83% APYOct 4, 2026Oct 12, 2026

Edgefield 18 Month CD Rates

Louisiana 18 Month CD Average3.46% APYNational 2.87%▲ 0.04% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
18-Month Regular Certificate or IRA Certificate
$10,000
4.45% ▲ 0.99% above Louisiana avg
View
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.46%▲ 0.99% above avgNationally 2.87%
Details

Rate History
No change since Oct 8, 2026 · 4.45% APY · checked 2 times
3.95%4.45%4.95%Oct 8, 2026: 4.45% APYOct 8, 2026Oct 12, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
18 Month Certificate
$0
4.33% ▲ 0.87% above Louisiana avg
View
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.46%▲ 0.87% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.76% → 4.33% ▲ 0.57 pts · high 4.33% / low 3.76%
3.19%4.05%4.90%Sep 14, 2026: 3.76% APYOct 4, 2026: 4.33% APYSep 14, 2026Oct 12, 2026
  • Oct 4, 20264.33%▲ from 3.76%
  • Sep 14, 20263.76%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
18 Month 360 CDs
$0
4.30% ▲ 0.84% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.46%▲ 0.84% above avgNationally 2.87%
Details

Fixed APY | No minimum balance

Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
3.80%4.30%4.80%Sep 18, 2026: 4.30% APYSep 18, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month View Today's Full List of CD Offerings here
$100,000
4.15% ▲ 0.69% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.46%▲ 0.69% above avgNationally 2.87%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month View Today's Full List of CD Offerings here
$100,000
4.10% ▲ 0.64% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.46%▲ 0.64% above avgNationally 2.87%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 7, 2026: 4.10% APYOct 7, 2026Oct 12, 2026
Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
18-Month IRA
$2,000
4.07% ▲ 0.61% above Louisiana avg
View
▼
Rate4.00%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.46%▲ 0.61% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 4.07% APY · checked 5 times
3.57%4.07%4.57%Sep 14, 2026: 4.07% APYSep 14, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month View Today's Full List of CD Offerings here
$100,000
4.05% ▲ 0.59% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.46%▲ 0.59% above avgNationally 2.87%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Oct 7, 2026: 4.05% APYOct 7, 2026Oct 12, 2026
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
18-Month Share & IRA Certificate
$1,000
4.05% ▲ 0.59% above Louisiana avg
View
▼
Rate3.98%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.46%▲ 0.59% above avgNationally 2.87%
Details

Share & IRA Certificate; fixed rate

Rate History
No change since Oct 12, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 12, 2026: 4.05% APYOct 12, 2026Oct 12, 2026
First American Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
18 Month CD
$0
4.02% ▲ 0.56% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.46%▲ 0.56% above avgNationally 2.87%
Details

Rate History
No change since Sep 24, 2026 · 4.02% APY · checked 6 times
3.52%4.02%4.52%Sep 24, 2026: 4.02% APYSep 24, 2026Oct 12, 2026
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
18 Month Regular Certificates
$0
3.90% ▲ 0.44% above Louisiana avg
View
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.46%▲ 0.44% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 5 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 12, 2026
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
18 Month Certificate
$500
3.85% ▲ 0.39% above Louisiana avg
View
▼
Rate3.78%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.46%▲ 0.39% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.05% → 3.85% ▲ 0.80 pts · high 3.85% / low 3.05%
2.25%3.45%4.65%Sep 14, 2026: 3.05% APYOct 7, 2026: 3.85% APYSep 14, 2026Oct 12, 2026
  • Oct 7, 20263.85%▲ from 3.05%
  • Sep 14, 20263.05%first recorded
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
18 Month Jumbo IRA Certificates
$100,000
3.85% ▲ 0.39% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.46%▲ 0.39% above avgNationally 2.87%
Details

Rate History
No change since Sep 20, 2026 · 3.85% APY · checked 5 times
3.35%3.85%4.35%Sep 20, 2026: 3.85% APYSep 20, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
18 Month Certificate
$0
3.85% ▲ 0.39% above Louisiana avg
View
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.46%▲ 0.39% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 6 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Oct 12, 2026
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Business Share Certificate - 18 Months
$0
3.85% ▲ 0.39% above Louisiana avg
View
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.46%▲ 0.39% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.85% ▲ 0.60 pts · high 3.85% / low 3.25%
2.65%3.55%4.45%Sep 14, 2026: 3.25% APYOct 10, 2026: 3.85% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20263.85%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
IRA Certificate - 18 Months
$0
3.85% ▲ 0.39% above Louisiana avg
View
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.46%▲ 0.39% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.85% ▲ 0.60 pts · high 3.85% / low 3.25%
2.65%3.55%4.45%Sep 14, 2026: 3.25% APYOct 10, 2026: 3.85% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20263.85%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Regular Certificate - 18 Months
$0
3.85% ▲ 0.39% above Louisiana avg
View
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.46%▲ 0.39% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.85% ▲ 0.60 pts · high 3.85% / low 3.25%
2.65%3.55%4.45%Sep 14, 2026: 3.25% APYOct 10, 2026: 3.85% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20263.85%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Concordia Bank & Trust Company
Institution Rating:
B4.4 ★Texas Ratio: 21.79%
Traditional - Variable Rate (18 month)
$100
3.80% ▲ 0.34% above Louisiana avg
View
▼
Rate3.75%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.46%▲ 0.34% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 6 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month View Today's Full List of CD Offerings here
$100,000
3.80% ▲ 0.34% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.46%▲ 0.34% above avgNationally 2.87%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 7, 2026: 3.80% APYOct 7, 2026Oct 12, 2026
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
18 Month IRA Certificate
$0
3.80% ▲ 0.34% above Louisiana avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.46%▲ 0.34% above avgNationally 2.87%
Details

Rate History
1 change since Sep 20, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70%
3.20%3.75%4.30%Sep 20, 2026: 3.70% APYOct 8, 2026: 3.80% APYSep 20, 2026Oct 12, 2026
  • Oct 8, 20263.80%▲ from 3.70%
  • Sep 20, 20263.70%first recorded
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Share Certificates - 18 month
$0
3.80% ▲ 0.34% above Louisiana avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.46%▲ 0.34% above avgNationally 2.87%
Details

Rate History
1 change since Sep 12, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70%
3.20%3.75%4.30%Sep 12, 2026: 3.70% APYOct 8, 2026: 3.80% APYSep 12, 2026Oct 12, 2026
  • Oct 8, 20263.80%▲ from 3.70%
  • Sep 12, 20263.70%first recorded
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
18-Month Certificate
$1,000
3.80% ▲ 0.34% above Louisiana avg
View
▼
Rate3.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.46%▲ 0.34% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 7 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 12, 2026
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
18 Month Business Certificates of Deposit
$2,500
3.75% ▲ 0.29% above Louisiana avg
View
▼
Rate3.70%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.46%▲ 0.29% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60%
3.10%3.68%4.25%Sep 14, 2026: 3.60% APYSep 24, 2026: 3.75% APYSep 14, 2026Oct 12, 2026
  • Sep 24, 20263.75%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
18 Month Certificates of Deposit
$2,500
3.75% ▲ 0.29% above Louisiana avg
View
▼
Rate3.70%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.46%▲ 0.29% above avgNationally 2.87%
Details

Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 5 times
3.25%3.75%4.25%Sep 24, 2026: 3.75% APYSep 24, 2026Oct 12, 2026
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
18 Month IRA Certificate
$500
3.75% ▲ 0.29% above Louisiana avg
View
▼
Rate3.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.46%▲ 0.29% above avgNationally 2.87%
Details

Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 5 times
3.25%3.75%4.25%Sep 24, 2026: 3.75% APYSep 24, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
18 Month IRA Certificates
$500
3.75% ▲ 0.29% above Louisiana avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.46%▲ 0.29% above avgNationally 2.87%
Details

Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 5 times
3.25%3.75%4.25%Sep 20, 2026: 3.75% APYSep 20, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
18 Month Jumbo Certificates
$100,000
3.75% ▲ 0.29% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.46%▲ 0.29% above avgNationally 2.87%
Details

Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 5 times
3.25%3.75%4.25%Sep 20, 2026: 3.75% APYSep 20, 2026Oct 12, 2026
Jefferson Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
18 Month IRA Share Certificate
$0
3.75% ▲ 0.29% above Louisiana avg
View
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.46%▲ 0.29% above avgNationally 2.87%
Details

Rate History
No change since Oct 5, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 5, 2026: 3.75% APYOct 5, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
18 Month 500 Minimum Deposit Certificate
$0
3.75% ▲ 0.29% above Louisiana avg
View
▼
Rate3.68%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.46%▲ 0.29% above avgNationally 2.87%
Details

Rate History
No change since Oct 9, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 9, 2026: 3.75% APYOct 9, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
18 Month Share Certificate
$500
3.75% ▲ 0.29% above Louisiana avg
View
▼
Rate3.68%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.46%▲ 0.29% above avgNationally 2.87%
Details

Rate History
No change since Oct 5, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 5, 2026: 3.75% APYOct 5, 2026Oct 12, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
18 Month ESA EasyStart Certificate
$50
3.70% ▲ 0.24% above Louisiana avg
View
▼
Rate3.63%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.46%▲ 0.24% above avgNationally 2.87%
Details

EasyStart Certificate Rates(Share, IRA, ESA)

Rate History
No change since Oct 6, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 6, 2026: 3.70% APYOct 6, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month View Today's Full List of CD Offerings here
$100,000
3.70% ▲ 0.24% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.46%▲ 0.24% above avgNationally 2.87%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 7, 2026: 3.70% APYOct 7, 2026Oct 12, 2026
Noda Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
18 Month CD
$0
3.66% ▲ 0.20% above Louisiana avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.46%▲ 0.20% above avgNationally 2.87%
Details

Rate History
No change since Sep 25, 2026 · 3.66% APY · checked 4 times
3.16%3.66%4.16%Sep 25, 2026: 3.66% APYSep 25, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month View Today's Full List of CD Offerings here
$200,000
3.65% ▲ 0.19% above Louisiana avg
View
▼
RateN/A
Min Deposit$200,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.46%▲ 0.19% above avgNationally 2.87%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 3.65% APY · checked 2 times
3.15%3.65%4.15%Oct 7, 2026: 3.65% APYOct 7, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
18 Month Share Certificates
$500
3.65% ▲ 0.19% above Louisiana avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.46%▲ 0.19% above avgNationally 2.87%
Details

Rate History
No change since Sep 20, 2026 · 3.65% APY · checked 5 times
3.15%3.65%4.15%Sep 20, 2026: 3.65% APYSep 20, 2026Oct 12, 2026
BRECO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
18 Month Term Share Certificate & IRA
$500
3.65% ▲ 0.19% above Louisiana avg
View
▼
Rate3.59%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.46%▲ 0.19% above avgNationally 2.87%
Details

Dividends Paid Monthly; Penalty may be imposed for early withdrawal on certificates. Fees could reduce earnings on all accounts. APY accurate as of 5/27/2026.

Rate History
No change since Oct 9, 2026 · 3.65% APY
3.15%3.65%4.15%Oct 9, 2026: 3.65% APYOct 9, 2026Oct 12, 2026
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
18 Month IRA Certificates
$0
3.64% ▲ 0.18% above Louisiana avg
View
▼
Rate3.58%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.46%▲ 0.18% above avgNationally 2.87%
Details

547 - 729

Rate History
No change since Oct 8, 2026 · 3.64% APY
3.14%3.64%4.14%Oct 8, 2026: 3.64% APYOct 8, 2026Oct 12, 2026
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
18 Month Share Certificates
$0
3.64% ▲ 0.18% above Louisiana avg
View
▼
Rate3.58%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.46%▲ 0.18% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 3.64% APY · checked 5 times
3.14%3.64%4.14%Sep 14, 2026: 3.64% APYSep 14, 2026Oct 12, 2026
Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
18 Month Share Certificate
$50,000
3.61% ▲ 0.15% above Louisiana avg
View
▼
Rate3.55%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.46%▲ 0.15% above avgNationally 2.87%
Details

Rate History
No change since Sep 20, 2026 · 3.61% APY · checked 4 times
3.11%3.61%4.11%Sep 20, 2026: 3.61% APYSep 20, 2026Oct 12, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
18 Month Certificate
$0
3.60% ▲ 0.14% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.46%▲ 0.14% above avgNationally 2.87%
Details

Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 7, 2026: 3.60% APYOct 7, 2026Oct 12, 2026
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
18 Month IRA
$250
3.55% ▲ 0.09% above Louisiana avg
View
▼
Rate3.50%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.46%▲ 0.09% above avgNationally 2.87%
Details

Rate History
1 change since Sep 24, 2026 · 3.29% → 3.55% ▲ 0.26 pts · high 3.55% / low 3.29%
2.79%3.42%4.05%Sep 24, 2026: 3.29% APYOct 8, 2026: 3.55% APYSep 24, 2026Oct 12, 2026
  • Oct 8, 20263.55%▲ from 3.29%
  • Sep 24, 20263.29%first recorded
Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
18 Month Share Certificate
$10,000
3.51% ▲ 0.05% above Louisiana avg
View
▼
Rate3.45%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.46%▲ 0.05% above avgNationally 2.87%
Details

Rate History
No change since Sep 20, 2026 · 3.51% APY · checked 4 times
3.01%3.51%4.01%Sep 20, 2026: 3.51% APYSep 20, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month View Today's Full List of CD Offerings here
$100,000
3.50% ▲ 0.04% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.46%▲ 0.04% above avgNationally 2.87%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 7, 2026: 3.50% APYOct 7, 2026Oct 12, 2026
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
18 Month CD
$2,500
3.50% ▲ 0.04% above Louisiana avg
View
▼
Rate3.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.46%▲ 0.04% above avgNationally 2.87%
Details

Rate History
1 change since Sep 24, 2026 · 3.25% → 3.50% ▲ 0.25 pts · high 3.50% / low 3.25%
2.75%3.38%4.00%Sep 24, 2026: 3.25% APYOct 8, 2026: 3.50% APYSep 24, 2026Oct 12, 2026
  • Oct 8, 20263.50%▲ from 3.25%
  • Sep 24, 20263.25%first recorded
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
18 Month Certificate Accounts
$1,000
3.50% ▲ 0.04% above Louisiana avg
View
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.46%▲ 0.04% above avgNationally 2.87%
Details

Dividends credited quarterly

Rate History
No change since Oct 4, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Oct 4, 2026: 3.50% APYOct 4, 2026Oct 12, 2026
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
18 Month Jumbo Certificate Accounts
$0
3.50% ▲ 0.04% above Louisiana avg
View
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.46%▲ 0.04% above avgNationally 2.87%
Details

Term: 18 months-Dividends credited quarterly

Rate History
No change since Sep 20, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 20, 2026: 3.50% APYSep 20, 2026Oct 12, 2026
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
IRA Certificate 18 Months
$0
3.50% ▲ 0.04% above Louisiana avg
View
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.46%▲ 0.04% above avgNationally 2.87%
Details

Dividends credited quarterly

Rate History
No change since Sep 20, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 20, 2026: 3.50% APYSep 20, 2026Oct 12, 2026
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
18 Month Certificates of Deposit
$500
3.50% ▲ 0.04% above Louisiana avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.46%▲ 0.04% above avgNationally 2.87%
Details

Dividends Paid: Monthly

Rate History
No change since Sep 22, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 22, 2026: 3.50% APYSep 22, 2026Oct 12, 2026
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.71%
18-month Certificates
$0
3.50% ▲ 0.04% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.46%▲ 0.04% above avgNationally 2.87%
Details

See all Certificate Rates

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 12, 2026
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Jumbo Certificates - 18 months
$0
3.49% ▲ 0.03% above Louisiana avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.46%▲ 0.03% above avgNationally 2.87%
Details

Rate History
1 change since Sep 18, 2026 · 3.28% → 3.49% ▲ 0.21 pts · high 3.49% / low 3.28%
2.78%3.39%3.99%Sep 18, 2026: 3.28% APYOct 1, 2026: 3.49% APYSep 18, 2026Oct 12, 2026
  • Oct 1, 20263.49%▲ from 3.28%
  • Sep 18, 20263.28%first recorded
VirtualBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
18 Month Certificate
$0
3.46% At Louisiana avg
View
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.46%At the averageNationally 2.87%
Details

Rate History
No change since Sep 24, 2026 · 3.46% APY · checked 5 times
2.96%3.46%3.96%Sep 24, 2026: 3.46% APYSep 24, 2026Oct 12, 2026

Edgefield 24 Month CD Rates

Louisiana 24 Month CD Average3.30% APYNational 2.88%▲ 0.08% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
24 Month Jumbo Share Certificates (CDs)
$0
4.82% ▲ 1.52% above Louisiana avg
View
▼
Rate4.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.30%▲ 1.52% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 4.28% → 4.82% ▲ 0.54 pts · high 4.82% / low 4.28%
3.74%4.55%5.37%Sep 18, 2026: 4.28% APYOct 9, 2026: 4.82% APYSep 18, 2026Oct 12, 2026
  • Oct 9, 20264.82%▲ from 4.28%
  • Sep 18, 20264.28%first recorded
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
2-Year Regular Certificate or IRA Certificate
$10,000
4.50% ▲ 1.20% above Louisiana avg
View
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 1.20% above avgNationally 2.88%
Details

Deposit: $10,000+

Rate History
No change since Oct 8, 2026 · 4.50% APY · checked 2 times
4.00%4.50%5.00%Oct 8, 2026: 4.50% APYOct 8, 2026Oct 12, 2026
Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
24-Month IRA
$2,000
4.33% ▲ 1.03% above Louisiana avg
View
▼
Rate4.25%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.30%▲ 1.03% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 4.33% APY · checked 5 times
3.83%4.33%4.83%Sep 14, 2026: 4.33% APYSep 14, 2026Oct 12, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
24 Month 360 CDs
$0
4.30% ▲ 1.00% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.30%▲ 1.00% above avgNationally 2.88%
Details

Fixed APY | No minimum balance

Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
3.80%4.30%4.80%Sep 18, 2026: 4.30% APYSep 18, 2026Oct 12, 2026
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
24-month CD
$0
4.25% ▲ 0.95% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.30%▲ 0.95% above avgNationally 2.88%
Details

Save on your terms with a guaranteed rate of return on a Certificate of Deposit.

Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 7, 2026: 4.25% APYOct 7, 2026Oct 12, 2026
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
24-month CD
$1,000
4.25% ▲ 0.95% above Louisiana avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.30%▲ 0.95% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 7 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 12, 2026
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
2 Year Youth Certificate
$1,000
4.25% ▲ 0.95% above Louisiana avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.95% above avgNationally 2.88%
Details

Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 8, 2026: 4.25% APYOct 8, 2026Oct 12, 2026
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
2-Year Regular Certificate or IRA Certificate
$2,000
4.25% ▲ 0.95% above Louisiana avg
View
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.95% above avgNationally 2.88%
Details

Deposit: $2,000-$9,999

Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 8, 2026: 4.25% APYOct 8, 2026Oct 12, 2026
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
24 Month Certificate Accounts
$1,000
4.25% ▲ 0.95% above Louisiana avg
View
▼
Rate4.18%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.95% above avgNationally 2.88%
Details

Dividends credited quarterly

Rate History
1 change since Sep 20, 2026 · 3.40% → 4.25% ▲ 0.85 pts · high 4.25% / low 3.40%
2.55%3.82%5.10%Sep 20, 2026: 3.40% APYOct 4, 2026: 4.25% APYSep 20, 2026Oct 12, 2026
  • Oct 4, 20264.25%▲ from 3.40%
  • Sep 20, 20263.40%first recorded
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
24 Month Jumbo Certificate Accounts
$0
4.25% ▲ 0.95% above Louisiana avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.95% above avgNationally 2.88%
Details

Term: 24 months-Dividends credited quarterly

Rate History
1 change since Sep 20, 2026 · 3.40% → 4.25% ▲ 0.85 pts · high 4.25% / low 3.40%
2.55%3.82%5.10%Sep 20, 2026: 3.40% APYOct 4, 2026: 4.25% APYSep 20, 2026Oct 12, 2026
  • Oct 4, 20264.25%▲ from 3.40%
  • Sep 20, 20263.40%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
24 Month View Today's Full List of CD Offerings here
$100,000
4.20% ▲ 0.90% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.30%▲ 0.90% above avgNationally 2.88%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 7, 2026: 4.20% APYOct 7, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
24 Month View Today's Full List of CD Offerings here
$100,000
4.15% ▲ 0.85% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.30%▲ 0.85% above avgNationally 2.88%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
24 Month View Today's Full List of CD Offerings here
$100,000
4.10% ▲ 0.80% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.30%▲ 0.80% above avgNationally 2.88%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 7, 2026: 4.10% APYOct 7, 2026Oct 12, 2026
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
2-Year Certificate
$500
4.10% ▲ 0.80% above Louisiana avg
View
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.80% above avgNationally 2.88%
Details

Penalties for early withdrawals may apply. Fees may reduce earnings on the account.

Rate History
1 change since Sep 25, 2026 · 4.05% → 4.10% ▲ 0.05 pts · high 4.10% / low 4.05%
3.55%4.07%4.60%Sep 25, 2026: 4.05% APYOct 4, 2026: 4.10% APYSep 25, 2026Oct 12, 2026
  • Oct 4, 20264.10%▲ from 4.05%
  • Sep 25, 20264.05%first recorded
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
24-Month Share & IRA Certificate
$1,000
4.10% ▲ 0.80% above Louisiana avg
View
▼
Rate4.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.80% above avgNationally 2.88%
Details

Share & IRA Certificate; fixed rate

Rate History
No change since Oct 12, 2026 · 4.10% APY
3.60%4.10%4.60%Oct 12, 2026: 4.10% APYOct 12, 2026Oct 12, 2026
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
24 Month Share Certificate
$0
4.07% ▲ 0.77% above Louisiana avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.30%▲ 0.77% above avgNationally 2.88%
Details

Base Rate + 1.25%

Rate History
No change since Sep 14, 2026 · 4.07% APY · checked 2 times
3.57%4.07%4.57%Sep 14, 2026: 4.07% APYSep 14, 2026Oct 12, 2026
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
24 Month Bonus Certificates
$0
4.02% ▲ 0.72% above Louisiana avg
View
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.30%▲ 0.72% above avgNationally 2.88%
Details

Balance: 24 Month

Rate History
2 changes since Sep 21, 2026 · 3.96% → 4.02% ▲ 0.06 pts · high 4.02% / low 3.96%
3.46%3.99%4.52%Sep 21, 2026: 3.96% APYSep 25, 2026: 3.97% APYOct 9, 2026: 4.02% APYSep 21, 2026Oct 12, 2026
  • Oct 9, 20264.02%▲ from 3.97%
  • Sep 25, 20263.97%▲ from 3.96%
  • Sep 21, 20263.96%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
24 Month Bonus IRA Certificate
$0
4.02% ▲ 0.72% above Louisiana avg
View
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.30%▲ 0.72% above avgNationally 2.88%
Details

Balance: $40,000

Rate History
No change since Oct 9, 2026 · 4.02% APY
3.52%4.02%4.52%Oct 9, 2026: 4.02% APYOct 9, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
24 Month View Today's Full List of CD Offerings here
$100,000
3.90% ▲ 0.60% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.30%▲ 0.60% above avgNationally 2.88%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 7, 2026: 3.90% APYOct 7, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
24 Month Certificate
$0
3.90% ▲ 0.60% above Louisiana avg
View
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.30%▲ 0.60% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 6 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 12, 2026
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Business Share Certificate - 24 Months
$0
3.90% ▲ 0.60% above Louisiana avg
View
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.30%▲ 0.60% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.90% ▲ 0.65 pts · high 3.90% / low 3.25%
2.60%3.58%4.55%Sep 14, 2026: 3.25% APYOct 10, 2026: 3.90% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20263.90%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
IRA Certificate - 24 Months
$0
3.90% ▲ 0.60% above Louisiana avg
View
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.30%▲ 0.60% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.90% ▲ 0.65 pts · high 3.90% / low 3.25%
2.60%3.58%4.55%Sep 14, 2026: 3.25% APYOct 10, 2026: 3.90% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20263.90%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Regular Certificate - 24 Months
$0
3.90% ▲ 0.60% above Louisiana avg
View
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.30%▲ 0.60% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.90% ▲ 0.65 pts · high 3.90% / low 3.25%
2.60%3.58%4.55%Sep 14, 2026: 3.25% APYOct 10, 2026: 3.90% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20263.90%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Jumbo Certificates - 2 years
$0
3.89% ▲ 0.59% above Louisiana avg
View
▼
Rate3.82%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.30%▲ 0.59% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.60% → 3.89% ▲ 0.29 pts · high 3.89% / low 3.60%
3.10%3.75%4.39%Sep 18, 2026: 3.60% APYOct 1, 2026: 3.89% APYSep 18, 2026Oct 12, 2026
  • Oct 1, 20263.89%▲ from 3.60%
  • Sep 18, 20263.60%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
24 Month Certificate
$0
3.86% ▲ 0.56% above Louisiana avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.30%▲ 0.56% above avgNationally 2.88%
Details

Balance: $2,500

Rate History
2 changes since Sep 14, 2026 · 3.80% → 3.86% ▲ 0.06 pts · high 3.86% / low 3.80%
3.30%3.83%4.36%Sep 14, 2026: 3.80% APYOct 5, 2026: 3.81% APYOct 9, 2026: 3.86% APYSep 14, 2026Oct 12, 2026
  • Oct 9, 20263.86%▲ from 3.81%
  • Oct 5, 20263.81%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
24 Month Jumbo IRA Certificates
$100,000
3.85% ▲ 0.55% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.55% above avgNationally 2.88%
Details

Rate History
No change since Sep 20, 2026 · 3.85% APY · checked 5 times
3.35%3.85%4.35%Sep 20, 2026: 3.85% APYSep 20, 2026Oct 12, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
24 Month Certificate
$0
3.82% ▲ 0.52% above Louisiana avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.30%▲ 0.52% above avgNationally 2.88%
Details

Published APY range: 3.82%/3.80%.

Rate History
2 changes since Sep 14, 2026 · 3.70% → 3.82% ▲ 0.12 pts · high 3.82% / low 3.70%
3.20%3.76%4.32%Sep 14, 2026: 3.70% APYSep 25, 2026: 3.77% APYOct 4, 2026: 3.82% APYSep 14, 2026Oct 12, 2026
  • Oct 4, 20263.82%▲ from 3.77%
  • Sep 25, 20263.77%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
IRA Certificates - 24 Month
$0
3.82% ▲ 0.52% above Louisiana avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.30%▲ 0.52% above avgNationally 2.88%
Details

Balance: $2,000

Rate History
1 change since Oct 5, 2026 · 3.81% → 3.82% ▲ 0.01 pts · high 3.82% / low 3.81%
3.31%3.82%4.32%Oct 5, 2026: 3.81% APYOct 9, 2026: 3.82% APYOct 5, 2026Oct 12, 2026
  • Oct 9, 20263.82%▲ from 3.81%
  • Oct 5, 20263.81%first recorded
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
24 Month Share Certificate
$0
3.82% ▲ 0.52% above Louisiana avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.30%▲ 0.52% above avgNationally 2.88%
Details

Base Rate + 1.00%

Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 2 times
3.32%3.82%4.32%Sep 14, 2026: 3.82% APYSep 14, 2026Oct 12, 2026
Noda Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
24 Month CD
$0
3.81% ▲ 0.51% above Louisiana avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.51% above avgNationally 2.88%
Details

Rate History
No change since Sep 25, 2026 · 3.82% APY · checked 4 times
3.32%3.81%4.31%Sep 25, 2026: 3.82% APYSep 25, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
24 Month 500 Minimum Deposit Certificate
$0
3.80% ▲ 0.50% above Louisiana avg
View
▼
Rate3.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.30%▲ 0.50% above avgNationally 2.88%
Details

Rate History
No change since Oct 9, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 9, 2026: 3.80% APYOct 9, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
24 Month Share Certificate
$500
3.80% ▲ 0.50% above Louisiana avg
View
▼
Rate3.73%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.30%▲ 0.50% above avgNationally 2.88%
Details

Rate History
No change since Oct 5, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 5, 2026: 3.80% APYOct 5, 2026Oct 12, 2026
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Junior Jumbo Certificates - 2 years
$0
3.78% ▲ 0.48% above Louisiana avg
View
▼
Rate3.72%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.30%▲ 0.48% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.49% → 3.78% ▲ 0.29 pts · high 3.78% / low 3.49%
2.99%3.64%4.28%Sep 18, 2026: 3.49% APYOct 1, 2026: 3.78% APYSep 18, 2026Oct 12, 2026
  • Oct 1, 20263.78%▲ from 3.49%
  • Sep 18, 20263.49%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
24 Month View Today's Full List of CD Offerings here
$100,000
3.75% ▲ 0.45% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.30%▲ 0.45% above avgNationally 2.88%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 7, 2026: 3.75% APYOct 7, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
24 Month IRA Certificates
$500
3.75% ▲ 0.45% above Louisiana avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.45% above avgNationally 2.88%
Details

Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 5 times
3.25%3.75%4.25%Sep 20, 2026: 3.75% APYSep 20, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
24 Month Jumbo Certificates
$100,000
3.75% ▲ 0.45% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.45% above avgNationally 2.88%
Details

Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 5 times
3.25%3.75%4.25%Sep 20, 2026: 3.75% APYSep 20, 2026Oct 12, 2026
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
2 Year IRA Certificate
$0
3.75% ▲ 0.45% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.30%▲ 0.45% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60%
3.10%3.68%4.25%Sep 14, 2026: 3.60% APYSep 17, 2026: 3.75% APYSep 14, 2026Oct 12, 2026
  • Sep 17, 20263.75%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
2 Year Share Certificate
$0
3.75% ▲ 0.45% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.30%▲ 0.45% above avgNationally 2.88%
Details

Step-Up Option: Available

Rate History
1 change since Sep 14, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60%
3.10%3.68%4.25%Sep 14, 2026: 3.60% APYSep 17, 2026: 3.75% APYSep 14, 2026Oct 12, 2026
  • Sep 17, 20263.75%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
Wymar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
24 Month IRA Certificate
$1,000
3.71% ▲ 0.41% above Louisiana avg
View
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.30%▲ 0.41% above avgNationally 2.88%
Details

Rate History
No change since Oct 5, 2026 · 3.71% APY · checked 2 times
3.21%3.71%4.21%Oct 5, 2026: 3.71% APYOct 5, 2026Oct 12, 2026
Wymar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
Two CDs - 24 Months
$1,000
3.71% ▲ 0.41% above Louisiana avg
View
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.30%▲ 0.41% above avgNationally 2.88%
Details

Minimum: $1,000 Minimum Deposit

Rate History
No change since Oct 9, 2026 · 3.71% APY
3.21%3.71%4.21%Oct 9, 2026: 3.71% APYOct 9, 2026Oct 12, 2026
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
24 Month IRA
$250
3.70% ▲ 0.40% above Louisiana avg
View
▼
Rate3.65%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.40% above avgNationally 2.88%
Details

Rate History
1 change since Sep 24, 2026 · 3.44% → 3.70% ▲ 0.26 pts · high 3.70% / low 3.44%
2.94%3.57%4.20%Sep 24, 2026: 3.44% APYOct 8, 2026: 3.70% APYSep 24, 2026Oct 12, 2026
  • Oct 8, 20263.70%▲ from 3.44%
  • Sep 24, 20263.44%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Certificates - 2 years
$0
3.68% ▲ 0.38% above Louisiana avg
View
▼
Rate3.62%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.30%▲ 0.38% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.39% → 3.68% ▲ 0.29 pts · high 3.68% / low 3.39%
2.89%3.54%4.18%Sep 18, 2026: 3.39% APYOct 1, 2026: 3.68% APYSep 18, 2026Oct 12, 2026
  • Oct 1, 20263.68%▲ from 3.39%
  • Sep 18, 20263.39%first recorded
Ascension Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
24 Month Share Certificate
$0
3.67% ▲ 0.37% above Louisiana avg
View
▼
Rate3.61%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.30%▲ 0.37% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 3.67% APY · checked 5 times
3.17%3.67%4.17%Sep 14, 2026: 3.67% APYSep 14, 2026Oct 12, 2026
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.22%
2 Year Share Certificates (Super Jumbo)
$0
3.67% ▲ 0.37% above Louisiana avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.30%▲ 0.37% above avgNationally 2.88%
Details

Balance: $25,000 - $100,000

Rate History
No change since Oct 6, 2026 · 3.67% APY · checked 2 times
3.17%3.67%4.17%Oct 6, 2026: 3.67% APYOct 6, 2026Oct 12, 2026
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
2 Year Business Certificates of Deposit
$2,500
3.65% ▲ 0.35% above Louisiana avg
View
▼
Rate3.60%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.30%▲ 0.35% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
2 Year Certificates of Deposit
$2,500
3.65% ▲ 0.35% above Louisiana avg
View
▼
Rate3.60%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.30%▲ 0.35% above avgNationally 2.88%
Details

Rate History
No change since Sep 24, 2026 · 3.65% APY · checked 5 times
3.15%3.65%4.15%Sep 24, 2026: 3.65% APYSep 24, 2026Oct 12, 2026
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
2 Year IRA Certificate
$500
3.65% ▲ 0.35% above Louisiana avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.30%▲ 0.35% above avgNationally 2.88%
Details

Rate History
No change since Sep 24, 2026 · 3.65% APY · checked 5 times
3.15%3.65%4.15%Sep 24, 2026: 3.65% APYSep 24, 2026Oct 12, 2026
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
24 Month CD
$2,500
3.65% ▲ 0.35% above Louisiana avg
View
▼
Rate3.65%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.35% above avgNationally 2.88%
Details

Rate History
1 change since Sep 24, 2026 · 3.40% → 3.65% ▲ 0.25 pts · high 3.65% / low 3.40%
2.90%3.53%4.15%Sep 24, 2026: 3.40% APYOct 8, 2026: 3.65% APYSep 24, 2026Oct 12, 2026
  • Oct 8, 20263.65%▲ from 3.40%
  • Sep 24, 20263.40%first recorded
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
24 Month Share Certificates
$500
3.65% ▲ 0.35% above Louisiana avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.30%▲ 0.35% above avgNationally 2.88%
Details

Rate History
No change since Sep 20, 2026 · 3.65% APY · checked 5 times
3.15%3.65%4.15%Sep 20, 2026: 3.65% APYSep 20, 2026Oct 12, 2026
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
24 Month Regular Certificates
$0
3.65% ▲ 0.35% above Louisiana avg
View
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.30%▲ 0.35% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 5 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026

Edgefield 36 Month CD Rates

Louisiana 36 Month CD Average3.18% APYNational 2.81%▲ 0.09% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
36 Month Jumbo Share Certificates (CDs)
$0
4.93% ▲ 1.75% above Louisiana avg
View
▼
Rate4.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.18%▲ 1.75% above avgNationally 2.81%
Details

Rate History
1 change since Sep 18, 2026 · 4.35% → 4.93% ▲ 0.57 pts · high 4.93% / low 4.35%
3.78%4.64%5.50%Sep 18, 2026: 4.35% APYOct 9, 2026: 4.93% APYSep 18, 2026Oct 12, 2026
  • Oct 9, 20264.93%▲ from 4.35%
  • Sep 18, 20264.35%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
36 Month 360 CDs
$0
4.30% ▲ 1.12% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.18%▲ 1.12% above avgNationally 2.81%
Details

Fixed APY | No minimum balance

Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
3.80%4.30%4.80%Sep 18, 2026: 4.30% APYSep 18, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month View Today's Full List of CD Offerings here
$100,000
4.25% ▲ 1.07% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 1.07% above avgNationally 2.81%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 7, 2026: 4.25% APYOct 7, 2026Oct 12, 2026
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
3-Year Regular Certificate or IRA Certificate
$10,000
4.25% ▲ 1.07% above Louisiana avg
View
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 1.07% above avgNationally 2.81%
Details

Deposit: $10,000+

Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 8, 2026: 4.25% APYOct 8, 2026Oct 12, 2026
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Jumbo Certificates - 3 years
$0
4.24% ▲ 1.06% above Louisiana avg
View
▼
Rate4.16%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.18%▲ 1.06% above avgNationally 2.81%
Details

Rate History
1 change since Sep 18, 2026 · 3.91% → 4.24% ▲ 0.33 pts · high 4.24% / low 3.91%
3.41%4.08%4.74%Sep 18, 2026: 3.91% APYOct 1, 2026: 4.24% APYSep 18, 2026Oct 12, 2026
  • Oct 1, 20264.24%▲ from 3.91%
  • Sep 18, 20263.91%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month View Today's Full List of CD Offerings here
$100,000
4.20% ▲ 1.02% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 1.02% above avgNationally 2.81%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 7, 2026: 4.20% APYOct 7, 2026Oct 12, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$100,000
4.15% ▲ 0.97% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.18%▲ 0.97% above avgNationally 2.81%
Details

Balance: $100,000 and over; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 4.15% APY · checked 3 times
3.65%4.15%4.65%Sep 30, 2026: 4.15% APYSep 30, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month View Today's Full List of CD Offerings here
$100,000
4.15% ▲ 0.97% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 0.97% above avgNationally 2.81%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 12, 2026
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
3-Year Certificate
$500
4.15% ▲ 0.97% above Louisiana avg
View
▼
Rate4.07%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.97% above avgNationally 2.81%
Details

Penalties for early withdrawals may apply. Fees may reduce earnings on the account.

Rate History
1 change since Sep 25, 2026 · 4.10% → 4.15% ▲ 0.05 pts · high 4.15% / low 4.10%
3.60%4.13%4.65%Sep 25, 2026: 4.10% APYOct 4, 2026: 4.15% APYSep 25, 2026Oct 12, 2026
  • Oct 4, 20264.15%▲ from 4.10%
  • Sep 25, 20264.10%first recorded
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
36-Month Share & IRA Certificate
$1,000
4.15% ▲ 0.97% above Louisiana avg
View
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.97% above avgNationally 2.81%
Details

Share & IRA Certificate; fixed rate

Rate History
No change since Oct 12, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 12, 2026: 4.15% APYOct 12, 2026Oct 12, 2026
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Junior Jumbo Certificates - 3 years
$0
4.14% ▲ 0.96% above Louisiana avg
View
▼
Rate4.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.18%▲ 0.96% above avgNationally 2.81%
Details

Rate History
1 change since Sep 18, 2026 · 3.80% → 4.14% ▲ 0.34 pts · high 4.14% / low 3.80%
3.30%3.97%4.64%Sep 18, 2026: 3.80% APYOct 1, 2026: 4.14% APYSep 18, 2026Oct 12, 2026
  • Oct 1, 20264.14%▲ from 3.80%
  • Sep 18, 20263.80%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$1,000
4.10% ▲ 0.92% above Louisiana avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.18%▲ 0.92% above avgNationally 2.81%
Details

Balance: $1,000 - $19,999.99; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Sep 30, 2026: 4.10% APYSep 30, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month View Today's Full List of CD Offerings here
$100,000
4.10% ▲ 0.92% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 0.92% above avgNationally 2.81%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 7, 2026: 4.10% APYOct 7, 2026Oct 12, 2026
Noda Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
36 Month CD
$0
4.07% ▲ 0.89% above Louisiana avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.89% above avgNationally 2.81%
Details

Rate History
No change since Sep 25, 2026 · 4.07% APY · checked 4 times
3.57%4.07%4.57%Sep 25, 2026: 4.07% APYSep 25, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month View Today's Full List of CD Offerings here
$100,000
4.05% ▲ 0.87% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 0.87% above avgNationally 2.81%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Oct 7, 2026: 4.05% APYOct 7, 2026Oct 12, 2026
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Certificates - 3 years
$0
4.03% ▲ 0.85% above Louisiana avg
View
▼
Rate3.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.18%▲ 0.85% above avgNationally 2.81%
Details

Rate History
1 change since Sep 18, 2026 · 3.70% → 4.03% ▲ 0.33 pts · high 4.03% / low 3.70%
3.20%3.87%4.53%Sep 18, 2026: 3.70% APYOct 1, 2026: 4.03% APYSep 18, 2026Oct 12, 2026
  • Oct 1, 20264.03%▲ from 3.70%
  • Sep 18, 20263.70%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
36 Month Bonus Certificates
$0
4.02% ▲ 0.84% above Louisiana avg
View
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.18%▲ 0.84% above avgNationally 2.81%
Details

Balance: 36 Month

Rate History
1 change since Sep 21, 2026 · 3.97% → 4.02% ▲ 0.05 pts · high 4.02% / low 3.97%
3.47%4.00%4.52%Sep 21, 2026: 3.97% APYOct 9, 2026: 4.02% APYSep 21, 2026Oct 12, 2026
  • Oct 9, 20264.02%▲ from 3.97%
  • Sep 21, 20263.97%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
36 Month Bonus IRA Certificate
$0
4.02% ▲ 0.84% above Louisiana avg
View
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.18%▲ 0.84% above avgNationally 2.81%
Details

Balance: $40,000

Rate History
No change since Oct 9, 2026 · 4.02% APY
3.52%4.02%4.52%Oct 9, 2026: 4.02% APYOct 9, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month View Today's Full List of CD Offerings here
$100,000
4.00% ▲ 0.82% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 0.82% above avgNationally 2.81%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 12, 2026
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
3-Year Regular Certificate or IRA Certificate
$2,000
4.00% ▲ 0.82% above Louisiana avg
View
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.82% above avgNationally 2.81%
Details

Deposit: $2,000-$9,999

Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 12, 2026
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Business Share Certificate - 36 Months
$0
4.00% ▲ 0.82% above Louisiana avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.18%▲ 0.82% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
2.50%3.63%4.75%Sep 14, 2026: 3.25% APYOct 10, 2026: 4.00% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.00%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
IRA Certificate - 36 Months
$0
4.00% ▲ 0.82% above Louisiana avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.18%▲ 0.82% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
2.50%3.63%4.75%Sep 14, 2026: 3.25% APYOct 10, 2026: 4.00% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.00%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Regular Certificate - 36 Months
$0
4.00% ▲ 0.82% above Louisiana avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.18%▲ 0.82% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
2.50%3.63%4.75%Sep 14, 2026: 3.25% APYOct 10, 2026: 4.00% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.00%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
36 Month Jumbo IRA Certificates
$100,000
3.90% ▲ 0.72% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.72% above avgNationally 2.81%
Details

Rate History
No change since Sep 20, 2026 · 3.90% APY · checked 5 times
3.40%3.90%4.40%Sep 20, 2026: 3.90% APYSep 20, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
36 Month Certificate
$0
3.90% ▲ 0.72% above Louisiana avg
View
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.18%▲ 0.72% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 6 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 12, 2026
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
36 Month Certificate
$0
3.86% ▲ 0.68% above Louisiana avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.18%▲ 0.68% above avgNationally 2.81%
Details

Balance: $2,500

Rate History
2 changes since Sep 14, 2026 · 3.76% → 3.86% ▲ 0.10 pts · high 3.86% / low 3.76%
3.26%3.81%4.36%Sep 14, 2026: 3.76% APYOct 5, 2026: 3.81% APYOct 9, 2026: 3.86% APYSep 14, 2026Oct 12, 2026
  • Oct 9, 20263.86%▲ from 3.81%
  • Oct 5, 20263.81%▲ from 3.76%
  • Sep 14, 20263.76%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
IRA Certificates - 36 Month
$0
3.86% ▲ 0.68% above Louisiana avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.18%▲ 0.68% above avgNationally 2.81%
Details

Balance: $2,000

Rate History
1 change since Oct 5, 2026 · 3.81% → 3.86% ▲ 0.05 pts · high 3.86% / low 3.81%
3.31%3.84%4.36%Oct 5, 2026: 3.81% APYOct 9, 2026: 3.86% APYOct 5, 2026Oct 12, 2026
  • Oct 9, 20263.86%▲ from 3.81%
  • Oct 5, 20263.81%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
36 Month Certificate
$0
3.82% ▲ 0.64% above Louisiana avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.18%▲ 0.64% above avgNationally 2.81%
Details

Published APY range: 3.82%/3.80%.

Rate History
2 changes since Sep 14, 2026 · 3.45% → 3.82% ▲ 0.37 pts · high 3.82% / low 3.45%
2.95%3.64%4.32%Sep 14, 2026: 3.45% APYSep 25, 2026: 3.51% APYOct 4, 2026: 3.82% APYSep 14, 2026Oct 12, 2026
  • Oct 4, 20263.82%▲ from 3.51%
  • Sep 25, 20263.51%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month View Today's Full List of CD Offerings here
$100,000
3.80% ▲ 0.62% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 0.62% above avgNationally 2.81%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 7, 2026: 3.80% APYOct 7, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
36 Month IRA Certificates
$500
3.80% ▲ 0.62% above Louisiana avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.62% above avgNationally 2.81%
Details

Rate History
No change since Sep 20, 2026 · 3.80% APY · checked 5 times
3.30%3.80%4.30%Sep 20, 2026: 3.80% APYSep 20, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
36 Month Jumbo Certificates
$100,000
3.80% ▲ 0.62% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.62% above avgNationally 2.81%
Details

Rate History
No change since Sep 20, 2026 · 3.80% APY · checked 5 times
3.30%3.80%4.30%Sep 20, 2026: 3.80% APYSep 20, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
36 Month 500 Minimum Deposit Certificate
$0
3.80% ▲ 0.62% above Louisiana avg
View
▼
Rate3.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.18%▲ 0.62% above avgNationally 2.81%
Details

Rate History
No change since Oct 9, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 9, 2026: 3.80% APYOct 9, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
36 Month Share Certificate
$500
3.80% ▲ 0.62% above Louisiana avg
View
▼
Rate3.73%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.18%▲ 0.62% above avgNationally 2.81%
Details

Rate History
No change since Oct 5, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 5, 2026: 3.80% APYOct 5, 2026Oct 12, 2026
Wymar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
36 Month IRA Certificates
$1,000
3.76% ▲ 0.58% above Louisiana avg
View
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.18%▲ 0.58% above avgNationally 2.81%
Details

Minimum: $1,000 Minimum Deposit

Rate History
No change since Oct 5, 2026 · 3.76% APY · checked 2 times
3.26%3.76%4.26%Oct 5, 2026: 3.76% APYOct 5, 2026Oct 12, 2026
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
3 Year Business Certificates of Deposit
$2,500
3.70% ▲ 0.52% above Louisiana avg
View
▼
Rate3.65%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 0.52% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 6 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APYSep 14, 2026Oct 12, 2026
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
3 Year Certificates of Deposit
$2,500
3.70% ▲ 0.52% above Louisiana avg
View
▼
Rate3.65%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 0.52% above avgNationally 2.81%
Details

Rate History
No change since Sep 24, 2026 · 3.70% APY · checked 5 times
3.20%3.70%4.20%Sep 24, 2026: 3.70% APYSep 24, 2026Oct 12, 2026
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
3 Year IRA Certificate
$500
3.70% ▲ 0.52% above Louisiana avg
View
▼
Rate3.65%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.18%▲ 0.52% above avgNationally 2.81%
Details

Rate History
No change since Sep 24, 2026 · 3.70% APY · checked 5 times
3.20%3.70%4.20%Sep 24, 2026: 3.70% APYSep 24, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
36 Month Share Certificates
$500
3.70% ▲ 0.52% above Louisiana avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.52% above avgNationally 2.81%
Details

Rate History
No change since Sep 20, 2026 · 3.70% APY · checked 5 times
3.20%3.70%4.20%Sep 20, 2026: 3.70% APYSep 20, 2026Oct 12, 2026
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
3 Year IRA Certificate
$0
3.70% ▲ 0.52% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.18%▲ 0.52% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.60% → 3.70% ▲ 0.10 pts · high 3.70% / low 3.60%
3.10%3.65%4.20%Sep 14, 2026: 3.60% APYSep 17, 2026: 3.70% APYSep 14, 2026Oct 12, 2026
  • Sep 17, 20263.70%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
3 Year Share Certificate
$0
3.70% ▲ 0.52% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.18%▲ 0.52% above avgNationally 2.81%
Details

Step-Up Option: Available

Rate History
1 change since Sep 14, 2026 · 3.60% → 3.70% ▲ 0.10 pts · high 3.70% / low 3.60%
3.10%3.65%4.20%Sep 14, 2026: 3.60% APYSep 17, 2026: 3.70% APYSep 14, 2026Oct 12, 2026
  • Sep 17, 20263.70%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
Ascension Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
36 Month Share Certificate
$0
3.67% ▲ 0.49% above Louisiana avg
View
▼
Rate3.61%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.18%▲ 0.49% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.67% APY · checked 5 times
3.17%3.67%4.17%Sep 14, 2026: 3.67% APYSep 14, 2026Oct 12, 2026
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.22%
3 Year Share Certificates (Super Jumbo)
$0
3.67% ▲ 0.49% above Louisiana avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.18%▲ 0.49% above avgNationally 2.81%
Details

Balance: $25,000 - $100,000

Rate History
No change since Oct 6, 2026 · 3.67% APY · checked 2 times
3.17%3.67%4.17%Oct 6, 2026: 3.67% APYOct 6, 2026Oct 12, 2026
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
36 Month Regular Certificates
$0
3.65% ▲ 0.47% above Louisiana avg
View
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.18%▲ 0.47% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 5 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
Southwest Louisiana Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
36 Month Expandable
$100
3.61% ▲ 0.43% above Louisiana avg
View
▼
Rate3.55%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.18%▲ 0.43% above avgNationally 2.81%
Details

Rate History
No change since Oct 9, 2026 · 3.61% APY
3.11%3.61%4.11%Oct 9, 2026: 3.61% APYOct 9, 2026Oct 12, 2026
Southwest Louisiana Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
36 Month Share Certificate (CD)
$500
3.61% ▲ 0.43% above Louisiana avg
View
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.18%▲ 0.43% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.61% ▲ 0.36 pts · high 3.61% / low 3.25%
2.75%3.43%4.11%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.61% APYSep 14, 2026Oct 12, 2026
  • Oct 9, 20263.61%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
36 Month IRA Certificate
$0
3.60% ▲ 0.42% above Louisiana avg
View
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.18%▲ 0.42% above avgNationally 2.81%
Details

Rate History
1 change since Sep 20, 2026 · 3.44% → 3.60% ▲ 0.16 pts · high 3.60% / low 3.44%
2.94%3.52%4.10%Sep 20, 2026: 3.44% APYOct 8, 2026: 3.60% APYSep 20, 2026Oct 12, 2026
  • Oct 8, 20263.60%▲ from 3.44%
  • Sep 20, 20263.44%first recorded
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Share Certificates - 36 month
$0
3.60% ▲ 0.42% above Louisiana avg
View
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.18%▲ 0.42% above avgNationally 2.81%
Details

Rate History
1 change since Sep 12, 2026 · 3.44% → 3.60% ▲ 0.16 pts · high 3.60% / low 3.44%
2.94%3.52%4.10%Sep 12, 2026: 3.44% APYOct 8, 2026: 3.60% APYSep 12, 2026Oct 12, 2026
  • Oct 8, 20263.60%▲ from 3.44%
  • Sep 12, 20263.44%first recorded
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
36 Month IRA Certificates
$0
3.57% ▲ 0.39% above Louisiana avg
View
▼
Rate3.51%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.18%▲ 0.39% above avgNationally 2.81%
Details

1,095 - 1,459

Rate History
No change since Oct 8, 2026 · 3.57% APY
3.07%3.57%4.07%Oct 8, 2026: 3.57% APYOct 8, 2026Oct 12, 2026
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
36 Month Share Certificates
$0
3.57% ▲ 0.39% above Louisiana avg
View
▼
Rate3.51%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.18%▲ 0.39% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.57% APY · checked 5 times
3.07%3.57%4.07%Sep 14, 2026: 3.57% APYSep 14, 2026Oct 12, 2026
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
36 Month Certificate Accounts
$1,000
3.55% ▲ 0.37% above Louisiana avg
View
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.18%▲ 0.37% above avgNationally 2.81%
Details

Dividends credited quarterly

Rate History
No change since Oct 4, 2026 · 3.55% APY · checked 3 times
3.05%3.55%4.05%Oct 4, 2026: 3.55% APYOct 4, 2026Oct 12, 2026

Edgefield 48 Month CD Rates

Louisiana 48 Month CD Average3.16% APYNational 2.81%▲ 0.07% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Jumbo Certificates - 4 years
$0
4.47% ▲ 1.31% above Louisiana avg
View
▼
Rate4.38%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.16%▲ 1.31% above avgNationally 2.81%
Details

Rate History
1 change since Sep 18, 2026 · 4.12% → 4.47% ▲ 0.35 pts · high 4.47% / low 4.12%
3.62%4.30%4.97%Sep 18, 2026: 4.12% APYOct 1, 2026: 4.47% APYSep 18, 2026Oct 12, 2026
  • Oct 1, 20264.47%▲ from 4.12%
  • Sep 18, 20264.12%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Junior Jumbo Certificates - 4 years
$0
4.36% ▲ 1.20% above Louisiana avg
View
▼
Rate4.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.16%▲ 1.20% above avgNationally 2.81%
Details

Rate History
1 change since Sep 18, 2026 · 4.01% → 4.36% ▲ 0.35 pts · high 4.36% / low 4.01%
3.51%4.19%4.86%Sep 18, 2026: 4.01% APYOct 1, 2026: 4.36% APYSep 18, 2026Oct 12, 2026
  • Oct 1, 20264.36%▲ from 4.01%
  • Sep 18, 20264.01%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
48 Month 360 CDs
$0
4.30% ▲ 1.14% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.16%▲ 1.14% above avgNationally 2.81%
Details

Fixed APY | No minimum balance

Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
3.80%4.30%4.80%Sep 18, 2026: 4.30% APYSep 18, 2026Oct 12, 2026
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Certificates - 4 years
$0
4.26% ▲ 1.10% above Louisiana avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.16%▲ 1.10% above avgNationally 2.81%
Details

Rate History
1 change since Sep 18, 2026 · 3.91% → 4.26% ▲ 0.35 pts · high 4.26% / low 3.91%
3.41%4.09%4.76%Sep 18, 2026: 3.91% APYOct 1, 2026: 4.26% APYSep 18, 2026Oct 12, 2026
  • Oct 1, 20264.26%▲ from 3.91%
  • Sep 18, 20263.91%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month View Today's Full List of CD Offerings here
$100,000
4.25% ▲ 1.09% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.16%▲ 1.09% above avgNationally 2.81%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 7, 2026: 4.25% APYOct 7, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month View Today's Full List of CD Offerings here
$100,000
4.20% ▲ 1.04% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.16%▲ 1.04% above avgNationally 2.81%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 7, 2026: 4.20% APYOct 7, 2026Oct 12, 2026
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
4-Year Certificate
$500
4.20% ▲ 1.04% above Louisiana avg
View
▼
Rate4.12%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 1.04% above avgNationally 2.81%
Details

Penalties for early withdrawals may apply. Fees may reduce earnings on the account.

Rate History
1 change since Sep 25, 2026 · 4.12% → 4.20% ▲ 0.08 pts · high 4.20% / low 4.12%
3.62%4.16%4.70%Sep 25, 2026: 4.12% APYOct 4, 2026: 4.20% APYSep 25, 2026Oct 12, 2026
  • Oct 4, 20264.20%▲ from 4.12%
  • Sep 25, 20264.12%first recorded
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
48-Month Share & IRA Certificate
$1,000
4.20% ▲ 1.04% above Louisiana avg
View
▼
Rate4.12%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 1.04% above avgNationally 2.81%
Details

Share & IRA Certificate; fixed rate

Rate History
No change since Oct 12, 2026 · 4.20% APY
3.70%4.20%4.70%Oct 12, 2026: 4.20% APYOct 12, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month View Today's Full List of CD Offerings here
$100,000
4.15% ▲ 0.99% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.16%▲ 0.99% above avgNationally 2.81%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month View Today's Full List of CD Offerings here
$100,000
4.05% ▲ 0.89% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.16%▲ 0.89% above avgNationally 2.81%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Oct 7, 2026: 4.05% APYOct 7, 2026Oct 12, 2026
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
48 Month IRA Certificates
$0
4.00% ▲ 0.84% above Louisiana avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.16%▲ 0.84% above avgNationally 2.81%
Details

1,460 - 1,824

Rate History
No change since Oct 8, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 12, 2026
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
48 Month Share Certificates
$0
4.00% ▲ 0.84% above Louisiana avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.16%▲ 0.84% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 12, 2026
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Business Share Certificate - 48 Months
$0
4.00% ▲ 0.84% above Louisiana avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.16%▲ 0.84% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
2.50%3.63%4.75%Sep 14, 2026: 3.25% APYOct 10, 2026: 4.00% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.00%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
IRA Certificate - 48 Months
$0
4.00% ▲ 0.84% above Louisiana avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.16%▲ 0.84% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
2.50%3.63%4.75%Sep 14, 2026: 3.25% APYOct 10, 2026: 4.00% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.00%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Regular Certificate - 48 Months
$0
4.00% ▲ 0.84% above Louisiana avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.16%▲ 0.84% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
2.50%3.63%4.75%Sep 14, 2026: 3.25% APYOct 10, 2026: 4.00% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.00%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
48 Month Bonus Certificates
$0
3.97% ▲ 0.81% above Louisiana avg
View
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.16%▲ 0.81% above avgNationally 2.81%
Details

Balance: 48 Month

Rate History
No change since Sep 21, 2026 · 3.97% APY · checked 5 times
3.47%3.97%4.47%Sep 21, 2026: 3.97% APYSep 21, 2026Oct 12, 2026
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
48 Month Bonus IRA Certificate
$0
3.97% ▲ 0.81% above Louisiana avg
View
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.16%▲ 0.81% above avgNationally 2.81%
Details

Balance: $40,000

Rate History
No change since Oct 9, 2026 · 3.97% APY
3.47%3.97%4.47%Oct 9, 2026: 3.97% APYOct 9, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
48 Month Jumbo IRA Certificates
$100,000
3.90% ▲ 0.74% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 0.74% above avgNationally 2.81%
Details

Rate History
No change since Sep 20, 2026 · 3.90% APY · checked 5 times
3.40%3.90%4.40%Sep 20, 2026: 3.90% APYSep 20, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
48 Month Certificate
$0
3.90% ▲ 0.74% above Louisiana avg
View
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.16%▲ 0.74% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 6 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 12, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
48 Month Certificate
$0
3.82% ▲ 0.66% above Louisiana avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.16%▲ 0.66% above avgNationally 2.81%
Details

Published APY range: 3.82%/3.80%.

Rate History
2 changes since Sep 14, 2026 · 3.45% → 3.82% ▲ 0.37 pts · high 3.82% / low 3.45%
2.95%3.64%4.32%Sep 14, 2026: 3.45% APYSep 25, 2026: 3.51% APYOct 4, 2026: 3.82% APYSep 14, 2026Oct 12, 2026
  • Oct 4, 20263.82%▲ from 3.51%
  • Sep 25, 20263.51%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
48 Month Certificate
$0
3.81% ▲ 0.65% above Louisiana avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.16%▲ 0.65% above avgNationally 2.81%
Details

Balance: $2,500

Rate History
1 change since Sep 14, 2026 · 3.76% → 3.81% ▲ 0.05 pts · high 3.81% / low 3.76%
3.26%3.79%4.31%Sep 14, 2026: 3.76% APYOct 5, 2026: 3.81% APYSep 14, 2026Oct 12, 2026
  • Oct 5, 20263.81%▲ from 3.76%
  • Sep 14, 20263.76%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
IRA Certificates - 48 Month
$0
3.81% ▲ 0.65% above Louisiana avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.16%▲ 0.65% above avgNationally 2.81%
Details

Balance: $2,000

Rate History
No change since Oct 5, 2026 · 3.81% APY · checked 2 times
3.31%3.81%4.31%Oct 5, 2026: 3.81% APYOct 5, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month View Today's Full List of CD Offerings here
$200,000
3.80% ▲ 0.64% above Louisiana avg
View
▼
RateN/A
Min Deposit$200,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.16%▲ 0.64% above avgNationally 2.81%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 7, 2026: 3.80% APYOct 7, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
48 Month IRA Certificates
$500
3.80% ▲ 0.64% above Louisiana avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 0.64% above avgNationally 2.81%
Details

Rate History
No change since Sep 20, 2026 · 3.80% APY · checked 5 times
3.30%3.80%4.30%Sep 20, 2026: 3.80% APYSep 20, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
48 Month Jumbo Certificates
$100,000
3.80% ▲ 0.64% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 0.64% above avgNationally 2.81%
Details

Rate History
No change since Sep 20, 2026 · 3.80% APY · checked 5 times
3.30%3.80%4.30%Sep 20, 2026: 3.80% APYSep 20, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
48 Month 500 Minimum Deposit Certificate
$0
3.80% ▲ 0.64% above Louisiana avg
View
▼
Rate3.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.16%▲ 0.64% above avgNationally 2.81%
Details

Rate History
No change since Oct 9, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 9, 2026: 3.80% APYOct 9, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
48 Month Share Certificate
$500
3.80% ▲ 0.64% above Louisiana avg
View
▼
Rate3.73%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.16%▲ 0.64% above avgNationally 2.81%
Details

Rate History
No change since Oct 5, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 5, 2026: 3.80% APYOct 5, 2026Oct 12, 2026
Wymar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
48 Month IRA Certificates
$1,000
3.76% ▲ 0.60% above Louisiana avg
View
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.16%▲ 0.60% above avgNationally 2.81%
Details

Minimum: $1,000 Minimum Deposit

Rate History
No change since Oct 5, 2026 · 3.76% APY · checked 2 times
3.26%3.76%4.26%Oct 5, 2026: 3.76% APYOct 5, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
48 Month Share Certificates
$500
3.70% ▲ 0.54% above Louisiana avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 0.54% above avgNationally 2.81%
Details

Rate History
No change since Sep 20, 2026 · 3.70% APY · checked 5 times
3.20%3.70%4.20%Sep 20, 2026: 3.70% APYSep 20, 2026Oct 12, 2026
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
4 Year Share Certificate
$0
3.70% ▲ 0.54% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.16%▲ 0.54% above avgNationally 2.81%
Details

Step-Up Option: Available

Rate History
1 change since Sep 14, 2026 · 3.55% → 3.70% ▲ 0.15 pts · high 3.70% / low 3.55%
3.05%3.63%4.20%Sep 14, 2026: 3.55% APYSep 17, 2026: 3.70% APYSep 14, 2026Oct 12, 2026
  • Sep 17, 20263.70%▲ from 3.55%
  • Sep 14, 20263.55%first recorded
Ascension Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
48 Month Share Certificate
$0
3.67% ▲ 0.51% above Louisiana avg
View
▼
Rate3.61%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.16%▲ 0.51% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.67% APY · checked 5 times
3.17%3.67%4.17%Sep 14, 2026: 3.67% APYSep 14, 2026Oct 12, 2026
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
48 Month IRA Certificate
$0
3.60% ▲ 0.44% above Louisiana avg
View
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.16%▲ 0.44% above avgNationally 2.81%
Details

Rate History
1 change since Sep 20, 2026 · 3.44% → 3.60% ▲ 0.16 pts · high 3.60% / low 3.44%
2.94%3.52%4.10%Sep 20, 2026: 3.44% APYOct 8, 2026: 3.60% APYSep 20, 2026Oct 12, 2026
  • Oct 8, 20263.60%▲ from 3.44%
  • Sep 20, 20263.44%first recorded
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Share Certificates - 48 month
$0
3.60% ▲ 0.44% above Louisiana avg
View
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.16%▲ 0.44% above avgNationally 2.81%
Details

Rate History
1 change since Sep 12, 2026 · 3.44% → 3.60% ▲ 0.16 pts · high 3.60% / low 3.44%
2.94%3.52%4.10%Sep 12, 2026: 3.44% APYOct 8, 2026: 3.60% APYSep 12, 2026Oct 12, 2026
  • Oct 8, 20263.60%▲ from 3.44%
  • Sep 12, 20263.44%first recorded
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
4 Year Super Saver Share Certificate
$100,000
3.60% ▲ 0.44% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.16%▲ 0.44% above avgNationally 2.81%
Details

APY with La Cap Checking: 4.00%; Dividends Credited: Monthly

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 7 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 12, 2026
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
4 Year Mega Saver Share Certificate with One-time Bump
$100,000
3.55% ▲ 0.39% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.16%▲ 0.39% above avgNationally 2.81%
Details

APY with La Cap Checking: 3.95%; Dividends Credited: Monthly

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 6 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 12, 2026
Department Of Corrections Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
4 Year Share Certificate
$0
3.55% ▲ 0.39% above Louisiana avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.16%▲ 0.39% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.40% → 3.55% ▲ 0.15 pts · high 3.55% / low 3.40%
2.90%3.47%4.05%Sep 14, 2026: 3.40% APYOct 9, 2026: 3.55% APYSep 14, 2026Oct 12, 2026
  • Oct 9, 20263.55%▲ from 3.40%
  • Sep 14, 20263.40%first recorded
Department Of Corrections Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
IRA Certificate (Traditional or Roth) - 4 Years
$0
3.55% ▲ 0.39% above Louisiana avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.16%▲ 0.39% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.40% → 3.55% ▲ 0.15 pts · high 3.55% / low 3.40%
2.90%3.47%4.05%Sep 14, 2026: 3.40% APYOct 9, 2026: 3.55% APYSep 14, 2026Oct 12, 2026
  • Oct 9, 20263.55%▲ from 3.40%
  • Sep 14, 20263.40%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
48 Month Certificate
$0
3.50% ▲ 0.34% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.16%▲ 0.34% above avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 7, 2026: 3.50% APYOct 7, 2026Oct 12, 2026
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
4 Year Thrifty Saver Share Certificate
$500
3.50% ▲ 0.34% above Louisiana avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.16%▲ 0.34% above avgNationally 2.81%
Details

APY with La Cap Checking: 3.90%; Dividends Credited: Monthly

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 12, 2026
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
48 Month Certificates of Deposit
$500
3.45% ▲ 0.29% above Louisiana avg
View
▼
Rate3.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.16%▲ 0.29% above avgNationally 2.81%
Details

Dividends Paid: Monthly

Rate History
No change since Sep 22, 2026 · 3.45% APY · checked 5 times
2.95%3.45%3.95%Sep 22, 2026: 3.45% APYSep 22, 2026Oct 12, 2026
VirtualBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
48 Month Certificate
$0
3.41% ▲ 0.25% above Louisiana avg
View
▼
Rate3.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.16%▲ 0.25% above avgNationally 2.81%
Details

Rate History
No change since Sep 24, 2026 · 3.41% APY · checked 5 times
2.91%3.41%3.91%Sep 24, 2026: 3.41% APYSep 24, 2026Oct 12, 2026
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
48 Month Certificate Accounts
$1,000
3.35% ▲ 0.19% above Louisiana avg
View
▼
Rate3.31%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 0.19% above avgNationally 2.81%
Details

Dividends credited quarterly

Rate History
No change since Sep 25, 2026 · 3.35% APY · checked 5 times
2.85%3.35%3.85%Sep 25, 2026: 3.35% APYSep 25, 2026Oct 12, 2026
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
IRA Certificate 48 Months
$0
3.35% ▲ 0.19% above Louisiana avg
View
▼
Rate3.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 0.19% above avgNationally 2.81%
Details

Dividends credited quarterly

Rate History
No change since Sep 20, 2026 · 3.35% APY · checked 6 times
2.85%3.35%3.85%Sep 20, 2026: 3.35% APYSep 20, 2026Oct 12, 2026
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
48 Month Bump IRA
$250
3.29% ▲ 0.13% above Louisiana avg
View
▼
Rate3.25%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 0.13% above avgNationally 2.81%
Details

Rate History
1 change since Sep 24, 2026 · 3.03% → 3.29% ▲ 0.26 pts · high 3.29% / low 3.03%
2.53%3.16%3.79%Sep 24, 2026: 3.03% APYOct 8, 2026: 3.29% APYSep 24, 2026Oct 12, 2026
  • Oct 8, 20263.29%▲ from 3.03%
  • Sep 24, 20263.03%first recorded
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
48 Month Certificate
$500
3.25% ▲ 0.09% above Louisiana avg
View
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.16%▲ 0.09% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 2.90% → 3.25% ▲ 0.35 pts · high 3.25% / low 2.90%
2.40%3.08%3.75%Sep 14, 2026: 2.90% APYOct 7, 2026: 3.25% APYSep 14, 2026Oct 12, 2026
  • Oct 7, 20263.25%▲ from 2.90%
  • Sep 14, 20262.90%first recorded
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
48 Month Bump CD
$2,500
3.25% ▲ 0.09% above Louisiana avg
View
▼
Rate3.25%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.16%▲ 0.09% above avgNationally 2.81%
Details

Rate History
1 change since Sep 24, 2026 · 3.00% → 3.25% ▲ 0.25 pts · high 3.25% / low 3.00%
2.50%3.13%3.75%Sep 24, 2026: 3.00% APYOct 8, 2026: 3.25% APYSep 24, 2026Oct 12, 2026
  • Oct 8, 20263.25%▲ from 3.00%
  • Sep 24, 20263.00%first recorded
Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
48-Month CD
$1,000
3.25% ▲ 0.09% above Louisiana avg
View
▼
Rate3.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.16%▲ 0.09% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 12, 2026
BRECO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
48 Month Term Share Certificate & IRA
$500
3.10% ▼ 0.06% below Louisiana avg
View
▼
Rate3.06%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.16%▼ 0.06% below avgNationally 2.81%
Details

Dividends Paid Monthly; Penalty may be imposed for early withdrawal on certificates. Fees could reduce earnings on all accounts. APY accurate as of 5/27/2026.

Rate History
No change since Oct 9, 2026 · 3.10% APY
2.60%3.10%3.60%Oct 9, 2026: 3.10% APYOct 9, 2026Oct 12, 2026
BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
48-Month CD
$10,000
3.05% ▼ 0.11% below Louisiana avg
View
▼
Rate3.05%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.16%▼ 0.11% below avgNationally 2.81%
Details

New Money Only, Pays Monthly

Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 7 times
2.55%3.05%3.55%Sep 14, 2026: 3.05% APYSep 14, 2026Oct 12, 2026
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
48-Month Certificate
$1,000
3.00% ▼ 0.16% below Louisiana avg
View
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.16%▼ 0.16% below avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.00% ▼ 0.25 pts · high 3.25% / low 3.00%
2.50%3.13%3.75%Sep 14, 2026: 3.25% APYSep 18, 2026: 3.00% APYSep 14, 2026Oct 12, 2026
  • Sep 18, 20263.00%▼ from 3.25%
  • Sep 14, 20263.25%first recorded

Edgefield 60 Month CD Rates

Louisiana 60 Month CD Average3.25% APYNational 2.90%▲ 0.13% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
60 Month Jumbo Share Certificates (CDs)
$0
4.95% ▲ 1.70% above Louisiana avg
View
▼
Rate4.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.25%▲ 1.70% above avgNationally 2.90%
Details

Rate History
1 change since Sep 18, 2026 · 4.47% → 4.95% ▲ 0.48 pts · high 4.95% / low 4.47%
3.97%4.71%5.45%Sep 18, 2026: 4.47% APYOct 9, 2026: 4.95% APYSep 18, 2026Oct 12, 2026
  • Oct 9, 20264.95%▲ from 4.47%
  • Sep 18, 20264.47%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Jumbo Certificates - 5 years
$0
4.87% ▲ 1.62% above Louisiana avg
View
▼
Rate4.76%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.25%▲ 1.62% above avgNationally 2.90%
Details

Rate History
1 change since Sep 18, 2026 · 4.49% → 4.87% ▲ 0.38 pts · high 4.87% / low 4.49%
3.99%4.68%5.37%Sep 18, 2026: 4.49% APYOct 1, 2026: 4.87% APYSep 18, 2026Oct 12, 2026
  • Oct 1, 20264.87%▲ from 4.49%
  • Sep 18, 20264.49%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Junior Jumbo Certificates - 5 years
$0
4.76% ▲ 1.51% above Louisiana avg
View
▼
Rate4.66%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.25%▲ 1.51% above avgNationally 2.90%
Details

Rate History
1 change since Sep 18, 2026 · 4.39% → 4.76% ▲ 0.37 pts · high 4.76% / low 4.39%
3.89%4.57%5.26%Sep 18, 2026: 4.39% APYOct 1, 2026: 4.76% APYSep 18, 2026Oct 12, 2026
  • Oct 1, 20264.76%▲ from 4.39%
  • Sep 18, 20264.39%first recorded
Advancial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Regular, IRA & Business Certificates - 5 years
$0
4.66% ▲ 1.41% above Louisiana avg
View
▼
Rate4.56%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.25%▲ 1.41% above avgNationally 2.90%
Details

Rate History
1 change since Sep 18, 2026 · 4.28% → 4.66% ▲ 0.38 pts · high 4.66% / low 4.28%
3.78%4.47%5.16%Sep 18, 2026: 4.28% APYOct 1, 2026: 4.66% APYSep 18, 2026Oct 12, 2026
  • Oct 1, 20264.66%▲ from 4.28%
  • Sep 18, 20264.28%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
60 Month 360 CDs
$0
4.30% ▲ 1.05% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.25%▲ 1.05% above avgNationally 2.90%
Details

Fixed APY | No minimum balance

Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 4 times
3.80%4.30%4.80%Sep 18, 2026: 4.30% APYSep 18, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month View Today's Full List of CD Offerings here
$100,000
4.30% ▲ 1.05% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.25%▲ 1.05% above avgNationally 2.90%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.30% APY · checked 2 times
3.80%4.30%4.80%Oct 7, 2026: 4.30% APYOct 7, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month View Today's Full List of CD Offerings here
$100,000
4.25% ▲ 1.00% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.25%▲ 1.00% above avgNationally 2.90%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 7, 2026: 4.25% APYOct 7, 2026Oct 12, 2026
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
5-Year Regular Certificate or IRA Certificate
$10,000
4.25% ▲ 1.00% above Louisiana avg
View
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.25%▲ 1.00% above avgNationally 2.90%
Details

Deposit: $10,000+

Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 8, 2026: 4.25% APYOct 8, 2026Oct 12, 2026
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
60-Month Share & IRA Certificate
$1,000
4.25% ▲ 1.00% above Louisiana avg
View
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.25%▲ 1.00% above avgNationally 2.90%
Details

Share & IRA Certificate; fixed rate

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month View Today's Full List of CD Offerings here
$100,000
4.20% ▲ 0.95% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.25%▲ 0.95% above avgNationally 2.90%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 7, 2026: 4.20% APYOct 7, 2026Oct 12, 2026
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
5-Year Certificate
$500
4.20% ▲ 0.95% above Louisiana avg
View
▼
Rate4.12%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.25%▲ 0.95% above avgNationally 2.90%
Details

Penalties for early withdrawals may apply. Fees may reduce earnings on the account.

Rate History
1 change since Sep 25, 2026 · 4.12% → 4.20% ▲ 0.08 pts · high 4.20% / low 4.12%
3.62%4.16%4.70%Sep 25, 2026: 4.12% APYOct 4, 2026: 4.20% APYSep 25, 2026Oct 12, 2026
  • Oct 4, 20264.20%▲ from 4.12%
  • Sep 25, 20264.12%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month View Today's Full List of CD Offerings here
$100,000
4.15% ▲ 0.90% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.25%▲ 0.90% above avgNationally 2.90%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 12, 2026
Noda Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
60 Month CD
$0
4.07% ▲ 0.82% above Louisiana avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.25%▲ 0.82% above avgNationally 2.90%
Details

Rate History
No change since Sep 25, 2026 · 4.07% APY · checked 4 times
3.57%4.07%4.57%Sep 25, 2026: 4.07% APYSep 25, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month View Today's Full List of CD Offerings here
$100,000
4.05% ▲ 0.80% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.25%▲ 0.80% above avgNationally 2.90%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Oct 7, 2026: 4.05% APYOct 7, 2026Oct 12, 2026
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
5-Year Regular Certificate or IRA Certificate
$2,000
4.00% ▲ 0.75% above Louisiana avg
View
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.25%▲ 0.75% above avgNationally 2.90%
Details

Deposit: $2,000-$9,999

Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 12, 2026
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
60 Month Bonus Certificates
$0
4.00% ▲ 0.75% above Louisiana avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.25%▲ 0.75% above avgNationally 2.90%
Details

Balance: 60 Month

Rate History
No change since Sep 21, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 21, 2026: 4.00% APYSep 21, 2026Oct 12, 2026
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
60 Month Bonus IRA Certificate
$0
4.00% ▲ 0.75% above Louisiana avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.25%▲ 0.75% above avgNationally 2.90%
Details

Balance: $40,000

Rate History
No change since Oct 9, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 9, 2026: 4.00% APYOct 9, 2026Oct 12, 2026
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Business Share Certificate - 60 Months
$0
4.00% ▲ 0.75% above Louisiana avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.25%▲ 0.75% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
2.50%3.63%4.75%Sep 14, 2026: 3.25% APYOct 10, 2026: 4.00% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.00%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
IRA Certificate - 60 Months
$0
4.00% ▲ 0.75% above Louisiana avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.25%▲ 0.75% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
2.50%3.63%4.75%Sep 14, 2026: 3.25% APYOct 10, 2026: 4.00% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.00%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
CENTRIC
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Regular Certificate - 60 Months
$0
4.00% ▲ 0.75% above Louisiana avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.25%▲ 0.75% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
2.50%3.63%4.75%Sep 14, 2026: 3.25% APYOct 10, 2026: 4.00% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.00%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
60 Month Jumbo IRA Certificates
$100,000
3.95% ▲ 0.70% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.25%▲ 0.70% above avgNationally 2.90%
Details

Rate History
No change since Sep 20, 2026 · 3.95% APY · checked 5 times
3.45%3.95%4.45%Sep 20, 2026: 3.95% APYSep 20, 2026Oct 12, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
5 Year ESA Long-Term Certificate
$100,000
3.90% ▲ 0.65% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.25%▲ 0.65% above avgNationally 2.90%
Details

Balance: $100,000 and over; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Sep 30, 2026: 3.90% APYSep 30, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month View Today's Full List of CD Offerings here
$200,000
3.90% ▲ 0.65% above Louisiana avg
View
▼
RateN/A
Min Deposit$200,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.25%▲ 0.65% above avgNationally 2.90%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 7, 2026: 3.90% APYOct 7, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
60 Month Certificate
$0
3.90% ▲ 0.65% above Louisiana avg
View
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.25%▲ 0.65% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 6 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 12, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
5 Year ESA Long-Term Certificate
$1,000
3.85% ▲ 0.60% above Louisiana avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.25%▲ 0.60% above avgNationally 2.90%
Details

Balance: $1,000 - $19,999.99; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Sep 30, 2026: 3.85% APYSep 30, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
60 Month IRA Certificates
$500
3.85% ▲ 0.60% above Louisiana avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.25%▲ 0.60% above avgNationally 2.90%
Details

Rate History
No change since Sep 20, 2026 · 3.85% APY · checked 5 times
3.35%3.85%4.35%Sep 20, 2026: 3.85% APYSep 20, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
60 Month Jumbo Certificates
$100,000
3.85% ▲ 0.60% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.25%▲ 0.60% above avgNationally 2.90%
Details

Rate History
No change since Sep 20, 2026 · 3.85% APY · checked 5 times
3.35%3.85%4.35%Sep 20, 2026: 3.85% APYSep 20, 2026Oct 12, 2026
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
60 Month Certificate
$0
3.84% ▲ 0.59% above Louisiana avg
View
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.25%▲ 0.59% above avgNationally 2.90%
Details

Balance: $2,500

Rate History
No change since Sep 14, 2026 · 3.84% APY · checked 3 times
3.34%3.84%4.34%Sep 14, 2026: 3.84% APYSep 14, 2026Oct 12, 2026
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
IRA Certificates - 60 Month
$0
3.84% ▲ 0.59% above Louisiana avg
View
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.25%▲ 0.59% above avgNationally 2.90%
Details

Balance: $2,000

Rate History
No change since Oct 5, 2026 · 3.84% APY · checked 2 times
3.34%3.84%4.34%Oct 5, 2026: 3.84% APYOct 5, 2026Oct 12, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
60 Month Certificate
$0
3.82% ▲ 0.57% above Louisiana avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.25%▲ 0.57% above avgNationally 2.90%
Details

Published APY range: 3.82%/3.80%.

Rate History
2 changes since Sep 14, 2026 · 3.45% → 3.82% ▲ 0.37 pts · high 3.82% / low 3.45%
2.95%3.64%4.32%Sep 14, 2026: 3.45% APYSep 25, 2026: 3.51% APYOct 4, 2026: 3.82% APYSep 14, 2026Oct 12, 2026
  • Oct 4, 20263.82%▲ from 3.51%
  • Sep 25, 20263.51%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month View Today's Full List of CD Offerings here
$100,000
3.80% ▲ 0.55% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.25%▲ 0.55% above avgNationally 2.90%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 7, 2026: 3.80% APYOct 7, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
60 Month 500 Minimum Deposit Certificate
$0
3.80% ▲ 0.55% above Louisiana avg
View
▼
Rate3.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.25%▲ 0.55% above avgNationally 2.90%
Details

Rate History
No change since Oct 9, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 9, 2026: 3.80% APYOct 9, 2026Oct 12, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
60 Month Share Certificate
$500
3.80% ▲ 0.55% above Louisiana avg
View
▼
Rate3.73%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.25%▲ 0.55% above avgNationally 2.90%
Details

Rate History
No change since Oct 5, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 5, 2026: 3.80% APYOct 5, 2026Oct 12, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
60 Month Share Certificates
$500
3.75% ▲ 0.50% above Louisiana avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Louisiana Average3.25%▲ 0.50% above avgNationally 2.90%
Details

Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 5 times
3.25%3.75%4.25%Sep 20, 2026: 3.75% APYSep 20, 2026Oct 12, 2026
BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
60-Month CD
$10,000
3.75% ▲ 0.50% above Louisiana avg
View
▼
Rate3.75%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Louisiana Average3.25%▲ 0.50% above avgNationally 2.90%
Details

New Money Only, Pays Monthly

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 12, 2026
Wymar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
60 Month IRA Certificates
$1,000
3.71% ▲ 0.46% above Louisiana avg
View
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.25%▲ 0.46% above avgNationally 2.90%
Details

Minimum: $1,000 Minimum Deposit

Rate History
No change since Oct 5, 2026 · 3.71% APY · checked 2 times
3.21%3.71%4.21%Oct 5, 2026: 3.71% APYOct 5, 2026Oct 12, 2026
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
5 Year Business Certificates of Deposit
$2,500
3.70% ▲ 0.45% above Louisiana avg
View
▼
Rate3.65%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.25%▲ 0.45% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 6 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APYSep 14, 2026Oct 12, 2026
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
5 Year Certificates of Deposit
$2,500
3.70% ▲ 0.45% above Louisiana avg
View
▼
Rate3.65%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.25%▲ 0.45% above avgNationally 2.90%
Details

Rate History
No change since Sep 24, 2026 · 3.70% APY · checked 5 times
3.20%3.70%4.20%Sep 24, 2026: 3.70% APYSep 24, 2026Oct 12, 2026
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
5 Year IRA Certificate
$500
3.70% ▲ 0.45% above Louisiana avg
View
▼
Rate3.65%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Louisiana Average3.25%▲ 0.45% above avgNationally 2.90%
Details

Rate History
No change since Sep 24, 2026 · 3.70% APY · checked 5 times
3.20%3.70%4.20%Sep 24, 2026: 3.70% APYSep 24, 2026Oct 12, 2026
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
5 Year Super Saver Share Certificate
$100,000
3.65% ▲ 0.40% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.25%▲ 0.40% above avgNationally 2.90%
Details

APY with La Cap Checking: 3.97%; Dividends Credited: Monthly

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 7 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
60 Month Regular Certificates
$0
3.65% ▲ 0.40% above Louisiana avg
View
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.25%▲ 0.40% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 5 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
Department Of Corrections Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
5 Year Share Certificate
$0
3.65% ▲ 0.40% above Louisiana avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.25%▲ 0.40% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.45% → 3.65% ▲ 0.20 pts · high 3.65% / low 3.45%
2.95%3.55%4.15%Sep 14, 2026: 3.45% APYOct 9, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
  • Oct 9, 20263.65%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
Department Of Corrections Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
IRA Certificate (Traditional or Roth) - 5 Years
$0
3.65% ▲ 0.40% above Louisiana avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.25%▲ 0.40% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.45% → 3.65% ▲ 0.20 pts · high 3.65% / low 3.45%
2.95%3.55%4.15%Sep 14, 2026: 3.45% APYOct 9, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
  • Oct 9, 20263.65%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
60 Month IRA Certificates
$0
3.64% ▲ 0.39% above Louisiana avg
View
▼
Rate3.58%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.25%▲ 0.39% above avgNationally 2.90%
Details

Rate History
No change since Oct 8, 2026 · 3.64% APY
3.14%3.64%4.14%Oct 8, 2026: 3.64% APYOct 8, 2026Oct 12, 2026
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
60 Month Share Certificates
$0
3.64% ▲ 0.39% above Louisiana avg
View
▼
Rate3.58%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.25%▲ 0.39% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 3.64% APY · checked 5 times
3.14%3.64%4.14%Sep 14, 2026: 3.64% APYSep 14, 2026Oct 12, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
5-year online CDs
$0
3.60% ▲ 0.35% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.25%▲ 0.35% above avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Oct 12, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
60 Month Certificate
$0
3.60% ▲ 0.35% above Louisiana avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Louisiana Average3.25%▲ 0.35% above avgNationally 2.90%
Details

Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 7, 2026: 3.60% APYOct 7, 2026Oct 12, 2026
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
60 Month IRA Certificate
$0
3.60% ▲ 0.35% above Louisiana avg
View
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.25%▲ 0.35% above avgNationally 2.90%
Details

Rate History
1 change since Sep 20, 2026 · 3.44% → 3.60% ▲ 0.16 pts · high 3.60% / low 3.44%
2.94%3.52%4.10%Sep 20, 2026: 3.44% APYOct 8, 2026: 3.60% APYSep 20, 2026Oct 12, 2026
  • Oct 8, 20263.60%▲ from 3.44%
  • Sep 20, 20263.44%first recorded
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Share Certificates - 60 month
$0
3.60% ▲ 0.35% above Louisiana avg
View
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Louisiana Average3.25%▲ 0.35% above avgNationally 2.90%
Details

Rate History
1 change since Sep 12, 2026 · 3.44% → 3.60% ▲ 0.16 pts · high 3.60% / low 3.44%
2.94%3.52%4.10%Sep 12, 2026: 3.44% APYOct 8, 2026: 3.60% APYSep 12, 2026Oct 12, 2026
  • Oct 8, 20263.60%▲ from 3.44%
  • Sep 12, 20263.44%first recorded
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.48%
5 Year Mega Saver Share Certificate with One-time Bump
$100,000
3.60% ▲ 0.35% above Louisiana avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Louisiana Average3.25%▲ 0.35% above avgNationally 2.90%
Details

APY with La Cap Checking: 3.98%; Dividends Credited: Monthly

Rate History
No change since Sep 29, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 29, 2026: 3.60% APYSep 29, 2026Oct 12, 2026
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Edgefield, Louisiana Institutions

Highest verified APYs available today, updated October 12, 2026

B Top 5 Bank Rates
Capital One Bank
12 Month 360 CDs
A 5.0 ★ TX: 7.00%
Min: $0
4.30%
Anthem Bank & Trust
60 Month View Today's Full List of CD Offerings here
A+ 5.0 ★ TX: 3.32%
Min: $100,000
4.30%
Hancock Whitney Bank
24-month CD
A+ 5.0 ★ TX: 3.41%
Min: $0
4.25%
Crescent Bank
24-month CD
A+ 5.0 ★ TX: 3.24%
Min: $1,000
4.25%
Citizens Savings Bank Bogalusa, LA
12 Month IRA
A+ 5.0 ★ TX: 5.20%
Min: $250
4.06%
CU Top 5 Credit Union Rates
Hope Federal Credit Union Jackson, MS
60 Month Jumbo Share Certificates (CDs)
A 5.0 ★ TX: 7.78%
Min: $0
4.95%
Advancial Federal Credit Union
Regular, IRA & Business Jumbo Certificates - 5 years
A 5.0 ★ TX: 12.30%
Min: $0
4.87%
The New Orleans Firemens Federal Credit Union
2-Year Regular Certificate or IRA Certificate
A 5.0 ★ TX: 7.30%
Min: $10,000
4.50%
Navy Federal Credit Union
12 Month Special EasyStart Certificate
A 5.0 ★ TX: 8.14%
Min: $50
4.35%
Red River Employees Federal Credit Union
12 Month Certificate
A+ 5.0 ★ TX: 4.75%
Min: $0
4.33%
Rates verified October 12, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.
Powered byMonitorBankRates

Edgefield, LA CD Rate Trends

Compare local Edgefield, LA CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Louisiana CD Trends
12-Month CD LA Avg
3.512%
▲ 0.072 vs 7 days ago

Louisiana 12-month CD rates rose 0.072 points over the past 7 days to 3.512% APY.

6-Month CD LA Avg
3.199%
▲ 0.075 vs 7 days ago

Louisiana 6-month CD rates rose 0.075 points over the past 7 days to 3.199% APY.

As of Oct 12, 2026 • Rate data sourced from 8,500+ monitored institutions

LA CD Rate Forecast, Next 12 Months

Where are Louisiana CD rates headed through October 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

LA 12-Month Avg APY
3.512%
6-Month Forecast
3.512%
Range: 3.31%, 3.66%
12-Month Forecast
3.762%
Range: 3.56%, 3.91%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Louisiana average 12-month CD APY in our database.

Spread model: The Louisiana 12-month CD average currently trades 0.86% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at LA CD Rates Today

Annual interest earnings at today’s Louisiana average APYs. State average used where available; national average as fallback.

CD Term LA Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.422% $121.12 $242.23 $605.57 $1,211.15
6-Month CD 3.199% $159.97 $319.94 $799.85 $1,599.70
12-Month CD 3.512% $175.61 $351.21 $878.03 $1,756.05
18-Month CD 3.459% $172.92 $345.85 $864.62 $1,729.25
24-Month CD 3.299% $164.93 $329.86 $824.65 $1,649.30
36-Month CD 3.183% $159.15 $318.30 $795.75 $1,591.50
48-Month CD 3.164% $158.20 $316.40 $791.00 $1,582.00
60-Month CD 3.248% $162.42 $324.84 $812.10 $1,624.20
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 12, 2026.
Powered byMonitorBankRates

Sample CD Ladder for Edgefield, Louisiana Savers

$25,000 split equally across 5 terms using today’s Louisiana average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit LA Avg APY Annual Earnings
1 3-Month CD $5,000 2.422% $121.12
2 6-Month CD $5,000 3.199% $159.97
3 12-Month CD $5,000 3.512% $175.61
4 24-Month CD $5,000 3.299% $164.93
5 36-Month CD $5,000 3.183% $159.15
Total ($25,000 invested) $25,000 3.123% blended $780.78/yr

Ladder example uses equal $5,000 rungs and Louisiana average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

Powered byMonitorBankRates
707
CD Rates
Tracked in Edgefield, Louisiana
21 Banks 57 Credit Unions

About Our Edgefield, Louisiana CD Rate Database

MonitorBankRates tracks 707 CD rates from 21 banks and 57 credit unions with locations in Edgefield, Louisiana, plus national online institutions available to Louisiana residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Hope Federal Credit Union Jackson, MS offers a CD at 4.95% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Edgefield, Louisiana.

How to Find the Best CD Rates in Edgefield, Louisiana

What to compare when shopping for a CD in Edgefield, Louisiana

To find the best APYs in Edgefield, Louisiana, start with credit unions and online-only banks: Edgefield, Louisiana has 57 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Edgefield, Louisiana

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Edgefield, Louisiana: 78 institutions here report CD rates

Consider an Alternative If…

Louisiana Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024 (state-level data shown; city data not available)

Population 65+
16.7%
National avg: 17.3%
Median Individual Earnings
$40,534
National avg: $47,340
Poverty Rate
18.9%
National avg: 11.1%
Unemployment Rate
6.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$142/yr
At LA 12-mo avg 3.512% APY

16.7% of residents are 65 or older, below the national average of 17.3%. At today’s LA 12-month CD average of 3.512%, saving 10% of the local median salary ($4,053/year) and putting it in a CD would earn an additional $142 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Edgefield, Louisiana

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90 to 180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Edgefield, Louisiana

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Edgefield, Louisiana typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Edgefield, Louisiana as everywhere in the U.S.

Choosing a CD Term in Edgefield, Louisiana

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Edgefield, Louisiana savers easier access to their funds. For example, Red River Employees Federal Credit Union is offering its 6 Month Certificate at 4.33% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Hope Federal Credit Union Jackson, MS is offering its 60 Month Jumbo Share Certificates (CDs) at 4.95% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Edgefield, Louisiana Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Edgefield, Louisiana saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Edgefield, Louisiana

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Edgefield, Louisiana CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Edgefield, Louisiana

Most CDs carry a fixed rate that is locked for the entire term, protecting a Edgefield, Louisiana depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Edgefield, Louisiana

Are CD rates in Edgefield, Louisiana FDIC insured?

Yes, most established banks in Edgefield, Louisiana are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Edgefield, Louisiana?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Edgefield, Louisiana.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Edgefield, Louisiana may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Edgefield, Louisiana?

Here are recent top rates found for this area:
  • Hope Federal Credit Union Jackson, MS: 4.95% APY (60 Month Jumbo Share Certificates (CDs))
  • Advancial Federal Credit Union: 4.87% APY (Regular, IRA & Business Jumbo Certificates - 5 years)
  • The New Orleans Firemens Federal Credit Union: 4.50% APY (2-Year Regular Certificate or IRA Certificate)
  • Navy Federal Credit Union: 4.35% APY (12 Month Special EasyStart Certificate)
  • Red River Employees Federal Credit Union: 4.33% APY (12 Month Certificate)
  • Ouachita Valley Federal Credit Union: 4.33% APY (24-Month IRA)
  • Post Office Employees Credit Union: 4.33% APY (12 Month Share Certificate)
  • GEISMAR COMPLEX: 4.33% APY (1 YEAR CERTIFICATE)
  • Capital One Bank: 4.30% APY (12 Month 360 CDs)
  • Anthem Bank & Trust: 4.30% APY (60 Month View Today's Full List of CD Offerings here)
Rates reflect recent verified offers available in Edgefield, Louisiana. Last Updated: October 12, 2026

Edgefield, Louisiana CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Edgefield, Louisiana rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.

Top Edgefield, Louisiana CD Rates by Term

Verified October 12, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Edgefield, Louisiana. Averages shown use the Louisiana state average where available, national otherwise. See the full rate tables above for all offers.

CD Calculators for Edgefield, Louisiana

Edgefield, Louisiana CD Calculator

At today’s LA top rate of 4.95% APY, a $10,000 deposit earns $495 in the first year. Enter your amount to see your exact return.

Edgefield, Louisiana CD Ladder

LA CD rates currently range from 2.422% (3-month) to 3.183% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Edgefield, Louisiana CD at 4.95% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.

CD vs. High-Yield Savings

Louisiana’s average 12-month CD is 3.512% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Edgefield, Louisiana CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Edgefield, Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Edgefield, Louisiana. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in LA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 12, 2026

Edgefield, Louisiana Rates & Resources

$
Edgefield, Louisiana Mortgage Rates
$
Edgefield, Louisiana Refinance Rates
$
Edgefield, Louisiana Home Equity Loan Rates
$
Edgefield, Louisiana Savings Rates
$
Edgefield, Louisiana Money Market Rates
$
Edgefield, Louisiana Checking Rates
$
Edgefield, Louisiana Auto Loan Rates
$
Edgefield, Louisiana Personal Loan Rates
$
Edgefield, Louisiana Homeowners Insurance
$
Edgefield, Louisiana Car Insurance