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Marissa, Illinois CD Rates Today - Compare Best APYs for July 2026

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Brian McKay Brian McKay
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: July 11, 2026

Current Marissa, Illinois CD rates include FNB of WaterlooFNB of Waterloo720 E Lyons St, Marissa, IL 62257A+5.0 ★Texas Ratio: 2.35%Real return: +0.95%APY minus CPI (February 2026) offering 12 Months at 3.75% APY, Gale Credit UnionGale Credit UnionA+5.0 ★Texas Ratio: 1.07%Real return: +1.45%APY minus CPI (February 2026) offering 6 Months CD at 4.25% APY, United Fidelity BankUnited Fidelity BankA+5.0 ★Texas Ratio: 0.81%Real return: +1.45%APY minus CPI (February 2026) offering 18-Month CD at 4.25% APY, Lindell Bank & Trust CompanyLindell Bank & Trust CompanyA+5.0 ★Texas Ratio: 1.64%Real return: +1.38%APY minus CPI (February 2026) offering 18 Months at 4.18% APY, and CIBCCIBCA+5.0 ★Texas Ratio: 2.97%Real return: +1.35%APY minus CPI (February 2026) offering 18-month CD at 4.15% APY. CD rates as of July 11, 2026 according to verified data from MonitorBankRates.

Marissa has 8 local institutions in our database, with CD rates as high as 3.75% APY from FNB of Waterloo at 720 E Lyons St, Marissa, IL 62257. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Illinois area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: July 11, 2026

Compare Best CD Rates in Marissa, Illinois & the Surrounding Area

Jump to: 3 Month · 6 Month · 12 Month · 18 Month · 24 Month · 36 Month · 48 Month · 60 Month

Marissa 3 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
FNB of Waterloo
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
720 E Lyons St, Marissa, IL 62257
3 Months
$0
2.98%
View
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
3 Months (91 Days)
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

State Bank of Industry
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
3 Months
$0
3.70%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
3-Month Certificate of Deposit
$0
3.55%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Earn 3.55% APY on balances of $500 or more. Account matures in 3 months.

Dieterich Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
3 Month
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
3 Months
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
3 Month CD
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

APY is accurate as of 06/18/2026.

Alliance Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
3-Month Certificate of Deposit
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
3 Months
$0
3.45%
View
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
3-month - Share Certificates
$0
3.43%
View
▼
Rate3.38%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
3 month
$0
3.40%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

* $1,000 minimum balance is required. 90 day early withdrawal penalty.

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
3 Month Certificate
$1,000
3.25%
View
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedJul 8, 2026
Details

Quarterly compounding. IRA funds permitted. No business funds permitted.Penalty waived after the first 10 calendar days.

Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
3-month - Share Certificates
$0
3.07%
View
▼
Rate3.03%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

First Community Bank, Xenia-Flora
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
3 Months
$1,000
3.05%
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

First Community Bank, Xenia-Flora
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
3 Months CD
$1,000
3.05%
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

First National Bank in Olney
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
3 Month
$500
3.04%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJul 9, 2026
Details

WCB West Central Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
91 Day CD (3 Months)
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

The Clay City Banking Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Business Certificates of Deposit 3 Months
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

The Clay City Banking Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
3 Months
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.72%
3-Month Certificate or IRA-HSA
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Valid Thru: 06/28/2026

Crossroads Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3-Month CD
$2,000
3.00%
View
▼
Rate2.97%
Min Deposit$2,000
Min Balance—
UpdatedJul 7, 2026
Details

Peru Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
3 Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
3 Month
$0
2.94%
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
3 Month CD
$0
2.94%
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Acme Continental Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
IRA Certificate of Deposit - 3 Month
$0
2.78%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.36%
3 MONTHS
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
3 Month CD
$0
2.52%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
3-Month CD
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
3 Month
$5,000
1.84%
View
▼
Rate1.83%
Min Deposit$5,000
Min Balance—
UpdatedJul 7, 2026
Details

Prairie Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
90-Day
$0
1.55%
View
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

First Southern Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.16%
3 Month
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Petefish, Skiles & Co. Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
3 Month CD
$0
1.26%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

International Bank of Chicago
Institution Rating:
B-4.4 ★Texas Ratio: 22.84%
3 Month
$0
1.25%
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

HomeBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
3 MONTHS
$2,500
1.16%
View
▼
Rate1.15%
Min Deposit$2,500
Min Balance—
UpdatedJul 7, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
3 month
$500
1.02%
View
▼
Rate1.01%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Special Certificate 3 month
$500
1.02%
View
▼
Rate1.01%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
3 Month CD
$500
1.00%
View
▼
Rate0.99%
Min Deposit$500
Min Balance—
UpdatedJun 27, 2026
Details

Penalty for Early Withdrawal: 90 Days*

FNB of Raymond
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
3 Month Term
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

State Bank of St. Jacob
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
3 month
$2,500
1.00%
View
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedJul 8, 2026
Details

Cornerstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
90-Day CD
$1,000
1.00%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 10, 2026
Details

WCB West Central Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
15-90 Day CD
$0
0.70%
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Bank of Stronghurst
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
3 MONTH CD
$500
0.70%
View
▼
Rate0.70%
Min Deposit$500
Min Balance—
UpdatedJul 9, 2026
Details

Bank of Stronghurst
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
3 MONTH CD*
$500
0.70%
View
▼
Rate0.70%
Min Deposit$500
Min Balance—
UpdatedJul 9, 2026
Details

SouthernTrust Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.42%
3 month
$1,000
0.50%
View
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedJul 9, 2026
Details

Great Lakes Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.19%
3 mo Share Certificate
$1,000
0.35%
View
▼
Rate0.35%
Min Deposit$1,000
Min Balance—
UpdatedJul 10, 2026
Details

First Community Bank of Moultrie County
Institution Rating:
A5.0 ★Texas Ratio: 6.94%
3 Month
$500
0.30%
View
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedJul 7, 2026
Details

BankChampaign
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
3 Month CD
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

BankChampaign
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
3 Month IRA
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Municipal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
90 Day CD
$2,500
0.30%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedJul 9, 2026
Details

Midland Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
3 Months
$0
0.25%
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Marissa 6 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
FNB of Waterloo
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
720 E Lyons St, Marissa, IL 62257
6 Months
$0
3.70%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Gale Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
6 Months CD
$0
4.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Gas and Electric Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
6 Month CD
$0
4.10%
View
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
6 months
$500
4.10%
View
▼
Rate4.04%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details

Certificates $500 to $20,000

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.65%
6-Month CD Special
$0
4.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
Jumbo 6-Month Share Certificate
$0
4.08%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details

Special promotional rate valid June 8-26.

Metropolitan L Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
6 Month CD
$0
4.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

As Low As; 4.05%

Bank of Herrin
Institution Rating:
B+4.8 ★Texas Ratio: 16.91%
Special 6 Month CD
$0
4.00%
View
▼
Rate3.96%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Waterman Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
6 Month CD
$0
3.82%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Banterra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
6-Month CD
$0
3.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Annual Percentage Yield accurate as of 6/30/2026. Terms and conditions apply.

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
6 Month
$0
3.79%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
6 Month Share Certificate
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Bank of Pontiac
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
6 Month
$2,500
3.75%
View
▼
Rate3.70%
Min Deposit$2,500
Min Balance—
UpdatedJul 7, 2026
Details

Interest Penalty: 3 Month; Comp. Freq.: Quarterly; Int. Paid when Comp.: Quarterly

First FSB of Mascoutah
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
6 Months Certificate of Deposit/IRA
$1,000
3.75%
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Compounding Frequency: Paid at Maturity; Early Withdrawal Penalty: 90 days of Interest

First FSB of Mascoutah
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
6-month CD special
$1,000
3.75%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

No compounding, interest paid at maturity

First Community Bank of Hillsboro
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
6 Month CD
$1,000
3.75%
View
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

First Community Bank of Hillsboro
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
6 Month IRA
$1,000
3.75%
View
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
6 Months (182 Days)
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Bank of Pontiac
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
6 Month
$2,500
3.70%
View
▼
Rate3.65%
Min Deposit$2,500
Min Balance—
UpdatedJul 7, 2026
Details

American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 7.79%
6 Months
$0
3.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Diamond Rate

American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 7.79%
Certificate of Deposit 6 Months Diamond
$0
3.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

United Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
6 Month Special
$0
3.70%
View
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

FNB of Raymond
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
6 Month Term
$0
3.66%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

United Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
6 Month Special
$0
3.65%
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 7.79%
Certificate of Deposit 6 Months Platinum
$0
3.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 7.79%
6 Months
$0
3.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Platinum Rate

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Bonus Certificates 6 Month
$0
3.60%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Dieterich Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
6 Month
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Crossroads Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6-Month CD
$2,000
3.60%
View
▼
Rate3.57%
Min Deposit$2,000
Min Balance—
UpdatedJul 7, 2026
Details

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6-month CD
$1,000
3.56%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Online Only.

Alliance Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
6-Month Certificate of Deposit
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
6-Month Certificate
$0
3.55%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

New funds only**

Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
6 Months
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
6 Month Certificate
$1,000
3.50%
View
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedJul 8, 2026
Details

Quarterly compounding. IRA funds permitted. No business funds permitted.

American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 7.79%
Certificate of Deposit 6 Months
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

American Bank and Trust Company, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 7.79%
6 Months
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Base Rate

State Bank Waterloo, IL
Institution Rating:
B4.6 ★Texas Ratio: 20.21%
6 Months
$1,000
3.50%
View
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
6-Month Fixed Rate CD
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
6 Month CD
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

APY is accurate as of 06/18/2026.

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
6-Month Certificate of Deposit
$500
3.50%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 7, 2026
Details

Earn 3.50% APY on balances of $500 or more. Account matures in 6 months.

Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
6 month
$0
3.50%
View
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Share Certificates 6 Months
$0
3.50%
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
6 Month
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
6 month
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

* $1,000 minimum balance is required. 90 day early withdrawal penalty.

Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
6 Months
$0
3.45%
View
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

United Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
6 Month Special
$0
3.45%
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.72%
6-Month Certificate or IRA-HSA
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Valid Thru: 06/28/2026

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
6 Month
$0
3.40%
View
▼
Rate3.37%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

State Bank of St. Jacob
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
6 month
$2,500
3.39%
View
▼
Rate3.35%
Min Deposit$2,500
Min Balance—
UpdatedJul 8, 2026
Details

Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
6-month - Share Certificates
$0
3.32%
View
▼
Rate3.27%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Marissa 12 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
FNB of Waterloo
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
720 E Lyons St, Marissa, IL 62257
12 Months
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Bank of Herrin
Institution Rating:
B+4.8 ★Texas Ratio: 16.91%
Special 12 Month CD
$0
4.10%
View
▼
Rate4.06%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

The FNB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
12 months
$1,000
4.06%
View
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedJul 8, 2026
Details

ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
Certificate 1 Year
$0
4.06%
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
12 months (1 year)
$500
4.00%
View
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details

Certificates $500 to $20,000

Kone Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
12-Month Certificate
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

APY = Annual Percentage Yield. Minimum opening deposit required. Penalty may apply for early withdrawal. Offer subject to change without notice. Contact the credit union for complete details.

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
12-month CD
$1,000
4.00%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Online Only.

First Merchants Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
12-month CD/IRA
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Promotional Rate. Rates may vary by zip code. APY (Annual Percentage Yield) effective 6/30/2026 for a limited time. See Details.

Alliance Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
12-Month Certificate of Deposit
$0
3.97%
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Gas and Electric Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
12 Month CD
$0
3.90%
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
12 Months
$0
3.90%
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

United Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
12 Month Special
$0
3.90%
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
12 Month Share Certificate
$0
3.87%
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Bonus Certificates 12 Month
$0
3.84%
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Bonus IRA Certificates 12 Month
$0
3.84%
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

First State Bank of Beecher City
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
12 Month
$0
3.82%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

First FSB of Mascoutah
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
12 Months Certificate of Deposit/IRA
$1,000
3.80%
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Compounding Frequency: Quarterly; Early Withdrawal Penalty: 182 days of Interest

Bank of Kampsville
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
12 Month Certificate of Deposit
$500
3.80%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 7, 2026
Details

Gale Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
12 Months CD
$0
3.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Month Certificate
$1,000
3.75%
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedJul 8, 2026
Details

Quarterly compounding. IRA funds permitted. No business funds permitted.

United Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
12 Month Special
$0
3.75%
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
1 Year
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Banterra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
12-Month CD
$0
3.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Annual Percentage Yield accurate as of 6/30/2026. Terms and conditions apply.

Cornerstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
12-Month CD
$100,000
3.70%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJul 10, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
IRA Certificate 12 Month
$0
3.69%
View
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
12 Months
$0
3.67%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
Relationship Special 12 Month
$10,000
3.65%
View
▼
Rate3.60%
Min Deposit$10,000
Min Balance—
UpdatedJul 7, 2026
Details

Interest Frequency: 3 Months; Early Withdrawal Penalty: 91 Days

Old Exchange Bank of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
12 Month
$0
3.63%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.72%
1-Year Add-On Certificate or IRA-HSA Jumbo
$0
3.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Valid Thru: 06/28/2026

Dieterich Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
12 Month
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Crossroads Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12-Month CD
$2,000
3.60%
View
▼
Rate3.57%
Min Deposit$2,000
Min Balance—
UpdatedJul 7, 2026
Details

Cornerstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
12-Month
$20,000
3.60%
View
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedJul 10, 2026
Details

FNB of Raymond
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
12 Month Term
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Raritan State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
12 Month CD
$1,000
3.56%
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Moline Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
12 Month Certificate
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

United Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
12 Month Special
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Peru Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
12 Month
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Peru Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
12 Months
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
12 Month CD
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
12 month
$0
3.51%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

** Minimum balance of $1,000 is required. 180 day early withdrawal penalty.

Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
12 Month
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
12 Months
$0
3.50%
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Share Certificates 12 Months
$0
3.50%
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
12-Month Fixed Rate CD
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

State Bank Waterloo, IL
Institution Rating:
B4.6 ★Texas Ratio: 20.21%
12 Months
$1,000
3.50%
View
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
12 Months
$0
3.50%
View
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

State Bank of Graymont
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
12 Month CD
$1,000
3.50%
View
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedJul 9, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
1 Year Certificate
$500
3.50%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 10, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Share Certificate - 1 Year
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Youth or Regular/Health Savings/IRA

Cornerstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
12-Month CD
$1,000
3.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 10, 2026
Details

Marissa 18 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
FNB of Waterloo
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
720 E Lyons St, Marissa, IL 62257
18-Month IRA
$0
3.34%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Variable Rate Compounded Monthly

United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
18-Month CD
$1,000
4.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 9, 2026
Details

Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
18 Months
$1,000
4.18%
View
▼
Rate4.14%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Calculated Daily, Compounded Semi-annually

CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
18-month CD
$1,000
4.15%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Featured rate. Online Only.

The FNB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
18 months
$1,000
4.06%
View
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedJul 8, 2026
Details

Ascentra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
18 Months
$0
4.05%
View
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
18 Month Variable Rate Certificate
$1,000
4.04%
View
▼
Rate3.98%
Min Deposit$1,000
Min Balance—
UpdatedJul 8, 2026
Details

Rate changes quarterly-Quarterly compounding-$100.00 minimum additions permitted-IRA fund also permitted

Alliance Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
18-Month Certificate of Deposit
$0
3.97%
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Crossroads Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18-Month CD
$2,000
3.80%
View
▼
Rate3.76%
Min Deposit$2,000
Min Balance—
UpdatedJul 7, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
18-Month Variable Rate IRA
$0
3.79%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Variable Rate

First FSB of Mascoutah
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
18 Months Certificate of Deposit/IRA
$1,000
3.70%
View
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Compounding Frequency: Quarterly; Early Withdrawal Penalty: 182 days of Interest

Murphy-Wall State B&T Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
18 Month NEW Money Certificate of Deposit Special
$2,500
3.65%
View
▼
Rate3.62%
Min Deposit$2,500
Min Balance—
UpdatedJul 8, 2026
Details

Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
18 month
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

** Minimum balance of $1,000 is required. 180 day early withdrawal penalty.

Acme Continental Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
IRA Certificate of Deposit - 18 Month
$0
3.56%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.72%
18 Month Certificate or IRA-HSA
$0
3.55%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Valid Thru: 06/28/2026

State Bank Waterloo, IL
Institution Rating:
B4.6 ★Texas Ratio: 20.21%
18 Months
$1,000
3.50%
View
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

First State Bank of Beecher City
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
18 Month
$0
3.46%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

First National Bank in Olney
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
18 Month
$500
3.40%
View
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedJul 9, 2026
Details

First National Bank in Olney
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
18 Month Variable IRA
$500
3.39%
View
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedJul 9, 2026
Details

Variable Rate; Quarterly Compounding

Raritan State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
18 Month CD
$1,000
3.35%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
18 Month
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
18 Month CD
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

State Bank of Graymont
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
18 Month CD
$1,000
3.35%
View
▼
Rate3.31%
Min Deposit$1,000
Min Balance—
UpdatedJul 9, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Special Certificate 18 month
$500
3.31%
View
▼
Rate3.27%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
18 month
$500
3.31%
View
▼
Rate3.27%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details

Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
18 months CD
$0
3.28%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Share Certificates 18 Months
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

Raritan State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
18 Month CD
$1,000
3.25%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

United Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
18 Month Special
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
18 Month CD
$0
3.25%
View
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Peru Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
18 Month
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Peru Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
18 Months
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Bank of Stronghurst
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
18 MONTH CD*
$500
3.24%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedJul 9, 2026
Details

Bank of Stronghurst
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
18 MONTH CD
$500
3.24%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedJul 9, 2026
Details

The Clay City Banking Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
SEP IRA 18 Month Variable
$0
3.24%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

The Clay City Banking Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
SEP IRA 18 Month Fixed
$0
3.24%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

The Clay City Banking Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Business Certificates of Deposit 18 Months
$0
3.24%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

The Clay City Banking Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
18 Months
$0
3.24%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

The Clay City Banking Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
18 Month Variable
$0
3.24%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

The Clay City Banking Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
18 Month Fixed
$0
3.24%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
18-month - Share Certificates
$0
3.20%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Dieterich Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
18 Month
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Raritan State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
18 Month CD
$1,000
3.15%
View
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Share Certificate - 18 Month
$0
3.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Youth or Regular/IRA

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
18 months
$0
3.09%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Certificates over $20,000

ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
18 mo. Certificate of Deposit
$1,000
3.05%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 10, 2026
Details

Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
18 months CD
$0
3.05%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

United Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
18 Month Special
$0
3.05%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

First Community Bank of Hillsboro
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
18 Month IRA
$1,000
3.05%
View
▼
Rate3.01%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

First Community Bank of Hillsboro
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
18 Month CD
$1,000
3.05%
View
▼
Rate3.01%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Marissa 24 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
FNB of Waterloo
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
720 E Lyons St, Marissa, IL 62257
24 Months
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Alliance Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
24-Month CD
$0
4.07%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

APR = Annual Percentage Rate. APY = Annual Percentage Yield

Alliance Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
24-Month Certificate of Deposit
$0
4.07%
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

The FNB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
24 months
$1,000
4.06%
View
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedJul 8, 2026
Details

Cornerstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
24-Month CD
$100,000
3.90%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJul 10, 2026
Details

Crossroads Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24-Month CD
$2,000
3.81%
View
▼
Rate3.77%
Min Deposit$2,000
Min Balance—
UpdatedJul 7, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.72%
2-Year Certificate or IRA-HSA Jumbo
$0
3.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Valid Thru: 06/28/2026

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Bonus Certificates 24 Month
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Bonus IRA Certificates 24 Month
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

State Bank Waterloo, IL
Institution Rating:
B4.6 ★Texas Ratio: 20.21%
24 Months
$1,000
3.70%
View
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Cornerstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
24-Month
$20,000
3.70%
View
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedJul 10, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.72%
2-Year Certificate or IRA-HSA
$0
3.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Valid Thru: 06/28/2026

First FSB of Mascoutah
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
24 Months Certificate of Deposit/IRA
$1,000
3.65%
View
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Compounding Frequency: Quarterly; Early Withdrawal Penalty: 182 days of Interest

Cornerstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
24-Month CD
$1,000
3.60%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 10, 2026
Details

Gale Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
24 Months CD
$0
3.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
IRA Certificate 24 Month
$0
3.59%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
24 month
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

** Minimum balance of $1,000 is required. 180 day early withdrawal penalty.

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
24 Month Share Certificate
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details

Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
24 Month CD
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
24 Month
$0
3.46%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
24 Month CD
$0
3.46%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

First State Bank of Beecher City
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
24 Month
$0
3.46%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

First National Bank in Olney
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
24 Month
$500
3.45%
View
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedJul 9, 2026
Details

Spring Valley City Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.12%
24 Month CD/IRA
$1,000
3.41%
View
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedJul 9, 2026
Details

Compounding: Daily

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
24 month
$500
3.31%
View
▼
Rate3.27%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Special Certificate 24 month
$500
3.31%
View
▼
Rate3.27%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details

Peru Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
24 Month
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Peru Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
24 Months
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Nashville Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 MONTH CERTIFICATE SPECIAL
$1,000
3.29%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
2 Years
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Bank of Stronghurst
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
24 MONTH CD
$500
3.29%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJul 9, 2026
Details

Bank of Stronghurst
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
24 MONTH CD*
$500
3.29%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJul 9, 2026
Details

Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
24 month CD
$0
3.28%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

State Bank of Graymont
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
24 Month CD
$1,000
3.25%
View
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedJul 9, 2026
Details

Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
24 Months
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
24-Month Fixed Rate CD
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Share Certificates 24 Months
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

The Clay City Banking Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
24 Months
$0
3.24%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

The Clay City Banking Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Business Certificates of Deposit 24 Months
$0
3.24%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.36%
24 MONTHS
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.73%
Regular 24 Months
$0
3.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Dieterich Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
24 Month
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
24 months (2 years)
$0
3.09%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Certificates over $20,000

Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
24-month - Share Certificates
$0
3.08%
View
▼
Rate3.04%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

First Community Bank, Xenia-Flora
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
IRA Accounts 2 Years
$500
3.05%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJul 7, 2026
Details

Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
24 Months
$0
3.05%
View
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
24 month CD
$0
3.05%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

First Community Bank, Xenia-Flora
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
IRA Accounts - 2 Years
$500
3.05%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJul 7, 2026
Details

First Community Bank, Xenia-Flora
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
IRA 2 Years
$500
3.05%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJul 7, 2026
Details

First Community Bank, Xenia-Flora
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
2 Years IRA CD
$500
3.05%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJul 7, 2026
Details

Marissa 36 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
FNB of Waterloo
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
720 E Lyons St, Marissa, IL 62257
36 Months
$0
3.19%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Alliance Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
36-Month Certificate of Deposit
$0
4.07%
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.72%
3-Year Certificate or IRA-HSA Jumbo
$0
3.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Valid Thru: 06/28/2026

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Bonus Certificates 36 Month
$0
3.71%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Bonus IRA Certificates 36 Month
$0
3.71%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.72%
3-Year Certificate or IRA-HSA
$0
3.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Valid Thru: 06/28/2026

First FSB of Mascoutah
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
36 Months Certificate of Deposit/IRA
$1,000
3.70%
View
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Compounding Frequency: Quarterly; Early Withdrawal Penalty: 182 days of Interest

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
36 Month
$0
3.67%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
36 Month CD
$0
3.67%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
36 month
$0
3.61%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

** Minimum balance of $1,000 is required. 180 day early withdrawal penalty.

Peru Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
36 Months
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Peru Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
36 Month
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
IRA Certificate 36 Month
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
36 Month CD
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Raritan State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
36 Month CD
$5,000
3.46%
View
▼
Rate3.40%
Min Deposit$5,000
Min Balance—
UpdatedJul 7, 2026
Details

State Bank Waterloo, IL
Institution Rating:
B4.6 ★Texas Ratio: 20.21%
36 Months
$1,000
3.45%
View
▼
Rate3.41%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

First National Bank in Olney
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
36 Month
$500
3.45%
View
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedJul 9, 2026
Details

Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
36 month CD
$0
3.33%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
36 Months
$0
3.30%
View
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

First State Bank of Beecher City
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
36 Month
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

PeopleFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year Certificate
$2,500
3.25%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedJul 7, 2026
Details

Bank of Rantoul
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month CD / IRA
$500
3.24%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedJul 9, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
36 month
$500
3.21%
View
▼
Rate3.17%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Special Certificate 36 month
$500
3.21%
View
▼
Rate3.17%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details

Crossroads Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36-Month CD
$2,000
3.20%
View
▼
Rate3.17%
Min Deposit$2,000
Min Balance—
UpdatedJul 7, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
36-Month Fixed Rate CD
$0
3.20%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
36-Month Certificate of Deposit
$0
3.20%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Earn 3.20% APY on balances of $500 or more. Account matures in 36 months.

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.73%
Regular 36 Months
$0
3.15%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.36%
36 MONTHS
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

Dieterich Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
36 Month
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
36 Months
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
36 month CD
$0
3.10%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
36 months
$0
3.09%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Certificates over $20,000

First Community Bank, Xenia-Flora
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
36 Months CD
$500
3.05%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJul 7, 2026
Details

First Community Bank, Xenia-Flora
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
IRA Accounts 3 Years
$500
3.05%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJul 7, 2026
Details

First Community Bank, Xenia-Flora
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
IRA Accounts - 3 Years
$500
3.05%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJul 7, 2026
Details

First Community Bank, Xenia-Flora
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
IRA 3 Years
$500
3.05%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJul 7, 2026
Details

First Community Bank, Xenia-Flora
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
36 Months
$500
3.05%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJul 7, 2026
Details

First Community Bank, Xenia-Flora
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
3 Years IRA CD
$500
3.05%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJul 7, 2026
Details

First Community Bank, Xenia-Flora
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
3 Years
$500
3.05%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJul 7, 2026
Details

First Federal S&L of Central Illinois, S.B.
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
36 Month CD / IRA
$0
3.05%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
36-month - Share Certificates
$0
3.03%
View
▼
Rate2.99%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
3 Years
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details

Certificates $500 to $20,000

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
3 Years
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
IRA Certificate (Traditional, Roth or Educational) 36 Months
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

Early Withdrawal Penalty: 270 Days' Dividends

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
IRA Certificate Plus (Traditional, Roth or Educational) 36 Months
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

Early Withdrawal Penalty: 270 Days' Dividends

Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
36 Months
$0
3.00%
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
3 Year Certificate
$500
3.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJul 10, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Share Certificate - 3 Year
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Youth or Regular/Health Savings/IRA

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
36 Months
$0
2.94%
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Marissa 48 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
FNB of Waterloo
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
720 E Lyons St, Marissa, IL 62257
48 Months
$0
3.19%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.72%
4-Year Certificate or IRA-HSA Jumbo
$0
3.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Valid Thru: 06/28/2026

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
48 Month
$0
3.77%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
48 Month CD
$0
3.77%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Bonus Certificates 48 Month
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Bonus IRA Certificates 48 Month
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.72%
4-Year Certificate or IRA-HSA
$0
3.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Valid Thru: 06/28/2026

First FSB of Mascoutah
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
48 Months Certificate of Deposit/IRA
$1,000
3.70%
View
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Compounding Frequency: Quarterly; Early Withdrawal Penalty: 182 days of Interest

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.65%
48-Month CD
$0
3.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
IRA Certificate 48 Month
$0
3.60%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

State Bank Waterloo, IL
Institution Rating:
B4.6 ★Texas Ratio: 20.21%
48 Months
$1,000
3.60%
View
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
48 Month CD
$0
3.58%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Raritan State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
48 Month CD
$5,000
3.56%
View
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedJul 7, 2026
Details

First National Bank in Olney
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
48 Month
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJul 9, 2026
Details

Peru Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
48 Month
$0
3.50%
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Peru Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
48 Months
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
48 month CD
$0
3.43%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
48 month
$0
3.40%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

** Minimum balance of $1,000 is required. 180 day early withdrawal penalty.

Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
48 Months
$0
3.35%
View
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Bank of Rantoul
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month CD / IRA
$500
3.34%
View
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedJul 9, 2026
Details

First State Bank of Beecher City
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
48 Month
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Alliance Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
48-Month Certificate of Deposit
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

The Clay City Banking Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
48 Months
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

The Clay City Banking Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Business Certificates of Deposit 48 Months
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Old Exchange Bank of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
48 Month
$0
3.28%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Crossroads Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48-Month CD
$2,000
3.25%
View
▼
Rate3.22%
Min Deposit$2,000
Min Balance—
UpdatedJul 7, 2026
Details

Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.36%
48 MONTHS
$0
3.20%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.73%
Regular 48 Months
$0
3.20%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
48 month CD
$0
3.20%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

First Community Bank, Xenia-Flora
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
48 Months
$500
3.15%
View
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedJul 7, 2026
Details

First Community Bank, Xenia-Flora
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
48 Months CD
$500
3.15%
View
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedJul 7, 2026
Details

Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
48 Months
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
48 month
$500
3.11%
View
▼
Rate3.07%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Special Certificate 48 month
$500
3.11%
View
▼
Rate3.07%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
48 Month
$0
3.09%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Certificates over $20,000

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Share Certificate - 4 Year
$0
3.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Youth or Regular/IRA

Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
48 Months
$0
3.05%
View
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

First Federal S&L of Central Illinois, S.B.
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
48 Month CD / IRA
$0
3.05%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Dieterich Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
48 Month
$0
3.05%
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
48-Month CD
$0
3.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Earn 3.05% APY on balances of $500 or more. Account matures in 48 months.

Acme Continental Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
IRA Certificate of Deposit - 48 Month
$0
3.04%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
48-month - Share Certificates
$0
3.03%
View
▼
Rate2.99%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
4 years
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details

Certificates $500 to $20,000

TSB Teutopolis State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
48 Month CD
$0
3.02%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Security Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
48 Mo. CD
$0
3.00%
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Quarterly Compound

Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Share Certificate 48 Month
$0
2.90%
View
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
IRA Certificate (Traditional, Roth or Educational) 48 Months
$0
2.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

Early Withdrawal Penalty: 270 Days' Dividends

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
IRA Certificate Plus (Traditional, Roth or Educational) 48 Months
$0
2.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

Early Withdrawal Penalty: 270 Days' Dividends

Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
48 Month
$0
2.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Share Certificates 48 Months
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

Marissa 60 Month CD Rates

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
FNB of Waterloo
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
720 E Lyons St, Marissa, IL 62257
60 Months
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.72%
5-Year Certificate or IRA-HSA Jumbo
$0
3.90%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Valid Thru: 06/28/2026

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
60 Month
$0
3.87%
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
60 Month CD
$0
3.87%
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Bonus Certificates 60 Month
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
Bonus IRA Certificates 60 Month
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.72%
5-Year Certificate or IRA-HSA
$0
3.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Valid Thru: 06/28/2026

First FSB of Mascoutah
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
60 Months Certificate of Deposit/IRA
$1,000
3.75%
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Compounding Frequency: Quarterly; Early Withdrawal Penalty: 273 days of Interest

Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
60 Month CD
$0
3.63%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
IRA Certificate 60 Month
$0
3.60%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

First National Bank in Olney
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
60 Month
$500
3.56%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedJul 9, 2026
Details

Old Exchange Bank of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
60 Month
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
60 month CD
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Peru Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
60 Month
$0
3.50%
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Peru Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
60 Months
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Central Bank Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
18, 30, or 60 month CD Special
$1,000
3.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Substantial penalty for early withdrawal and fees may reduce earnings. Certain restrictions may apply. Offer may be withdrawn at any time.

Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
60 Months
$0
3.50%
View
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

State Bank Waterloo, IL
Institution Rating:
B4.6 ★Texas Ratio: 20.21%
60 Months
$1,000
3.50%
View
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details

Bank of Rantoul
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month CD / IRA
$500
3.44%
View
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedJul 9, 2026
Details

Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
60 month
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

*** Minimum balance of $10,000 is required.

Northwest Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
60 Months
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 29, 2026
Details

APY - Annual Percentage Yield. Rates Subject To Change Without Notice.

The Clay City Banking Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
60 Months
$0
3.34%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

The Clay City Banking Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Business Certificates of Deposit 60 Months
$0
3.34%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

First State Bank of Beecher City
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
60 Month
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Alliance Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
60-Month Certificate of Deposit
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
60 month CD
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details

Security Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
60 Mo. CD
$0
3.30%
View
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Quarterly Compound

Spring Valley City Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.12%
60 Month CD/IRA
$1,000
3.30%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedJul 9, 2026
Details

Compounding: Daily

Crossroads Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60-Month CD
$2,000
3.30%
View
▼
Rate3.27%
Min Deposit$2,000
Min Balance—
UpdatedJul 7, 2026
Details

First Community Bank, Xenia-Flora
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
60 Months CD
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJul 7, 2026
Details

First Community Bank, Xenia-Flora
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
60 Months
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJul 7, 2026
Details

Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.36%
60 MONTHS
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.73%
Regular 60 Months
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

PeopleFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year Certificate
$2,500
3.25%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedJul 7, 2026
Details

Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
60 Months
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Special IRA 60 Month
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
60 Months
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
60 month
$500
3.11%
View
▼
Rate3.07%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Special Certificate 60 month
$500
3.11%
View
▼
Rate3.07%
Min Deposit$500
Min Balance—
UpdatedJul 6, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Share Certificate - 5 Year
$0
3.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details

Youth or Regular/IRA

Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Share Certificate 60 Month
$0
3.05%
View
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details

First Federal S&L of Central Illinois, S.B.
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
60 Month CD / IRA
$0
3.05%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

Acme Continental Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
IRA Certificate of Deposit - 60 Month
$0
3.04%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.47%
60-Month Certificate
$0
3.04%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

New funds only**

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
60 Months
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.53%
60-month - Share Certificates
$0
3.03%
View
▼
Rate2.99%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details

Dieterich Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
60 Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

New Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5 Years
$0
2.93%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

New Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5 Years IRA Certificate
$0
2.93%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details

State Bank of Industry
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
60 Months
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Marissa, Illinois Institutions

Highest verified APYs available today — updated July 11, 2026

B Top 5 Bank Rates
FNB of Waterloo
12 Months
A+ 5.0 ★ TX: 2.35%
Min: $0
3.75%
United Fidelity Bank
18-Month CD
A+ 5.0 ★ TX: 0.81%
Min: $1,000
4.25%
Lindell Bank & Trust Company
18 Months
A+ 5.0 ★ TX: 1.64%
Min: $1,000
4.18%
CIBC
18-month CD
A+ 5.0 ★ TX: 2.97%
Min: $1,000
4.15%
Bank of Herrin
Special 12 Month CD
B+ 4.8 ★ TX: 16.91%
Min: $0
4.10%
CU Top 5 Credit Union Rates
Gale Credit Union
6 Months CD
A+ 5.0 ★ TX: 1.07%
Min: $0
4.25%
Policemens Federal Credit Union
6 months
A+ 5.0 ★ TX: 0.46%
Min: $500
4.10%
Vibrant Credit Union
6-Month CD Special
A- 5.0 ★ TX: 14.65%
Min: $0
4.10%
Gas and Electric Credit Union
6 Month CD
A+ 5.0 ★ TX: 4.19%
Min: $0
4.10%
Chicago Patrolmens Federal Credit Union
Jumbo 6-Month Share Certificate
A+ 5.0 ★ TX: 4.44%
Min: $0
4.08%
Rates verified July 11, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Marissa, IL CD Rate Trends

Compare local Marissa, IL CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Illinois CD Trends →
12-Month CD — IL Avg
2.370%
▼ 0.019 vs 7 days ago

Illinois 12-month CD rates fell 0.019 points over the past 7 days to 2.370% APY.

6-Month CD — IL Avg
2.183%
▼ 0.091 vs 7 days ago

Illinois 6-month CD rates fell 0.091 points over the past 7 days to 2.183% APY.

As of Jul 11, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

IL CD Rate Forecast — Next 12 Months

Where are Illinois CD rates headed through July 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

IL 12-Month Avg APY
2.370%
6-Month Forecast
2.370%
Range: 2.17% – 2.52%
12-Month Forecast
2.120%
Range: 1.92% – 2.27%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Illinois average 12-month CD APY in our database.

Spread model: The Illinois 12-month CD average currently trades 2.01% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at IL CD Rates Today

Annual interest earnings at today’s Illinois average APYs. State average used where available; national average as fallback.

CD Term IL Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.796% $89.81 $179.62 $449.05 $898.10
6-Month CD 2.183% $109.14 $218.28 $545.70 $1,091.40
12-Month CD 2.370% $118.52 $237.03 $592.58 $1,185.15
18-Month CD 2.401% $120.05 $240.09 $600.23 $1,200.45
24-Month CD 2.213% $110.64 $221.27 $553.18 $1,106.35
36-Month CD 2.129% $106.43 $212.86 $532.15 $1,064.30
48-Month CD 2.344% $117.21 $234.42 $586.05 $1,172.10
60-Month CD 2.255% $112.75 $225.50 $563.75 $1,127.50
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of July 11, 2026.

Sample CD Ladder for Marissa, Illinois Savers

$25,000 split equally across 5 terms using today’s Illinois average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →
Rung Term Deposit IL Avg APY Annual Earnings
1 3-Month CD $5,000 1.796% $89.81
2 6-Month CD $5,000 2.183% $109.14
3 12-Month CD $5,000 2.370% $118.52
4 24-Month CD $5,000 2.213% $110.64
5 36-Month CD $5,000 2.129% $106.43
Total ($25,000 invested) $25,000 2.138% blended $534.54/yr

Ladder example uses equal $5,000 rungs and Illinois average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

900
CD Rates
Tracked in Marissa, Illinois
82 Banks 41 Credit Unions

About Our Marissa, Illinois CD Rate Database

MonitorBankRates tracks 900 CD rates from 82 banks and 41 credit unions with locations in Marissa, Illinois, plus national online institutions available to Illinois residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: FNB of Waterloo offers a CD at 3.75% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Marissa, Illinois.

How to Find the Best CD Rates in Marissa, Illinois

What to compare when shopping for a CD in Marissa, Illinois

To find the best APYs in Marissa, Illinois, start with credit unions and online-only banks — Marissa, Illinois has 41 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Marissa, Illinois

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Marissa, Illinois — 123 institutions here report CD rates

Consider an Alternative If…

Marissa, Illinois Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024

Population 65+
20.7%
National avg: 17.3%
Median Individual Earnings
$28,984
National avg: $47,340
Poverty Rate
12.8%
National avg: 11.1%
Unemployment Rate
14.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$69/yr
At IL 12-mo avg 2.370% APY

20.7% of residents are 65 or older — above the national average of 17.3% — making fixed-rate CDs a particularly relevant savings vehicle in this market; an unemployment rate of 14.2% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s IL 12-month CD average of 2.370%, saving 10% of the local median salary ($2,898/year) and putting it in a CD would earn an additional $69 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Marissa, Illinois

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Marissa, Illinois

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Marissa, Illinois typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Marissa, Illinois as everywhere in the U.S.

Choosing a CD Term in Marissa, Illinois

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Marissa, Illinois savers easier access to their funds. For example, FNB of Waterloo is offering its 6 Months at 3.70% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, FNB of Waterloo is offering its 60 Months at 3.14% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Marissa, Illinois Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Marissa, Illinois saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Marissa, Illinois

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Marissa, Illinois CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Marissa, Illinois

Most CDs carry a fixed rate that is locked for the entire term, protecting a Marissa, Illinois depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Marissa, Illinois

Are CD rates in Marissa, Illinois FDIC insured?

Yes, most established banks in Marissa, Illinois are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Marissa, Illinois?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Marissa, Illinois.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Marissa, Illinois may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Marissa, Illinois?

Here are recent top rates found for this area:
  • FNB of Waterloo: 3.75% APY (12 Months)
  • Gale Credit Union: 4.25% APY (6 Months CD)
  • United Fidelity Bank: 4.25% APY (18-Month CD)
  • Lindell Bank & Trust Company: 4.18% APY (18 Months)
  • CIBC: 4.15% APY (18-month CD)
  • Policemens Federal Credit Union: 4.10% APY (6 months)
  • Vibrant Credit Union: 4.10% APY (6-Month CD Special)
  • Bank of Herrin: 4.10% APY (Special 12 Month CD)
  • Gas and Electric Credit Union: 4.10% APY (6 Month CD)
  • Chicago Patrolmens Federal Credit Union: 4.08% APY (Jumbo 6-Month Share Certificate)
Rates reflect recent verified offers available in Marissa, Illinois. Last Updated: July 11, 2026

CD Calculators for Marissa, Illinois

Marissa, Illinois CD Calculator

At today’s IL top rate of 3.75% APY, a $10,000 deposit earns $375 in the first year. Enter your amount to see your exact return.

Marissa, Illinois CD Ladder

IL CD rates currently range from 1.796% (3-month) to 2.129% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Marissa, Illinois CD at 3.75% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.

CD vs. High-Yield Savings

Illinois’s average 12-month CD is 2.370% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Marissa, Illinois CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Marissa, Illinois directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Marissa, Illinois. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in IL.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: July 11, 2026

Marissa, Illinois Rates & Resources

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