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CD Rates Atlanta, Georgia (GA) for April 2026

Content reviewed by
Brian McKay Brian McKay
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 5, 2026

Current Atlanta, Georgia CD rates include Excel Federal Credit UnionExcel Federal Credit Union61 Forsyth St SW Ste 8B 70, Atlanta, GA 30303 8931A+5.0 ★Texas Ratio: 3.67% offering Share Certificates/CDs 1 year at 4.00% APY, Justice Federal Credit UnionJustice Federal Credit Union959 E Confederate Ave SE, Atlanta, GA 30316A5.0 ★Texas Ratio: 9.17% offering 36 month Share Certificate at 4.00% APY, Delta Community Credit UnionDelta Community Credit Union1025 Virginia Ave, Atlanta, GA 30354 1319A+5.0 ★Texas Ratio: 1.57% offering IRA CDs 12 Month at 3.85% APY, Coca Cola Federal Credit UnionCoca Cola Federal Credit Union1 Coca Cola Plz NW, Atlanta, GA 30313 2420A+5.0 ★Texas Ratio: 4.05% offering 12 MO. Certificates & IRA Certificates at 3.82% APY, and FirstBank (TN)FirstBank (TN)400 17th St Nw, Atlanta, GA 30363A5.0 ★Texas Ratio: 6.39% offering 6 Month CD at 3.80% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.

To help you find the best CD rates in Atlanta, Georgia, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026

Compare Best CD Rates in Atlanta, Georgia & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA 30316
3 month Share Certificate
$100,000
1.12%
View
▼
Rate1.11%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3525 Piedmont Rd Ne, Atlanta, GA 30305
3 Month CD
$500
0.50%
View
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
90 Day CD
$500
0.03%
View
▼
Rate0.03%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
5975 Shiloh Rd, Alpharetta, GA 30005
Certificates of Deposit 3 Month
$0
3.91%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
3360 Satellite Blvd, Duluth, GA 30096
WooriWON 3-month CD
$1,000
3.70%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Online Only

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA 30005
3-Month Share Certificate
$100,000
3.60%
View
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Seacoast National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
8910 Main St, Woodstock, GA 30188
3-Month CD (Certificate of Deposit)
$1,000
3.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
43 N Main St, Statesboro, GA 30458
3-Month CD
$0
2.27%
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
3205 Mitchell Blvd, Moody AFB, GA 31699
3 Month Share Certificates
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
2900 Westside Pkwy, Alpharetta, GA 30004
Share Certificate Accounts 3 Month
$0
1.26%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Regular Accounts

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA 30025 4723
3-month term Standard CDs
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA 30313 2420
6 MO. Certificates & IRA Certificates
$500
3.82%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
400 17th St Nw, Atlanta, GA 30363
6 Month CD
$0
3.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

United Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
3310 Henderson Mill Rd, Atlanta, GA 30341
6-month CD
$2,500
3.65%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
100 Peachtree St NW, Atlanta, GA 30303
6 Month Certificates of Deposit (CDs)
$500
3.62%
View
▼
Rate3.57%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Coastal States Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
6160 Roswell Rd, Atlanta, GA 30328
6 Month CDs
$1,000
3.55%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
6 Month CD
$0
3.35%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA 30316
6 month Share Certificate
$100,000
3.16%
View
▼
Rate3.12%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
400 Whitehall St SW, Atlanta, GA 30303
6 Month Certificate of Deposit
$1,000
2.85%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3525 Piedmont Rd Ne, Atlanta, GA 30305
6 Month CD
$500
0.90%
View
▼
Rate0.90%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
6 Month CD
$500
0.03%
View
▼
Rate0.03%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
3300 Cumberland Blvd Se, Atlanta, GA 30339
6-month automatic saver CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
2900 Westside Pkwy, Alpharetta, GA 30004
Share Certificate Accounts 6 Month
$0
4.06%
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Regular Accounts

P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA 30097
6 Month Share / IRA Certificate of Deposit
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Automatic Renewal

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA 30121 7217
6 Month Certificate of Deposit (IRA)
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Wings Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
1897 Sullivan Rd, College Park, GA 30337 5701
6-Month Certificate
$500
3.90%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

New money only.

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
5975 Shiloh Rd, Alpharetta, GA 30005
Certificates of Deposit 6 Month
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA 31405 5922
6 Month Share or IRA Certificate
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Minimum Deposit of $100,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA 30005
6-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA 30566 3417
Share Certificates 6 Month CD
$500
3.40%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA 31204
Share Certificate 6 Month
$0
3.30%
View
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
601 W Oglethorpe Hwy, Hinesville, GA 31313
6 Month Share Certificates
$500
1.51%
View
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA 30025 4723
6-month term Standard CDs
$0
1.35%
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
853 N Houston Rd, Warner Robins, GA 31093 1501
6 Month Share Certificate
$500
1.00%
View
▼
Rate0.99%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
61 Forsyth St SW Ste 8B 70, Atlanta, GA 30303 8931
Share Certificates/CDs 1 year
$500
4.00%
View
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

$500.00 and above; $500 is required to open the account and a minimum balance of $500 is required to earn the stated annual percentage yield. An early withdrawal penalty fee is imposed for withdrawals from a certificate account prior to the term renewal date.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA 30354 1319
IRA CDs 12 Month
$0
3.85%
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA 30313 2420
12 MO. Certificates & IRA Certificates
$500
3.82%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
2357 Benjamin E Mays Dr SW, Atlanta, GA 30311
1 Year Loyalty Term Share Certificate
$10,000
3.65%
View
▼
Rate3.59%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details

Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
100 Peachtree St NW, Atlanta, GA 30303
1 Year Certificates of Deposit (CDs)
$500
3.62%
View
▼
Rate3.57%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
1 Year Business CD
$0
3.60%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3525 Piedmont Rd Ne, Atlanta, GA 30305
12 Month CD
$500
3.50%
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Coastal States Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
6160 Roswell Rd, Atlanta, GA 30328
12 Month CDs
$1,000
3.40%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
400 Whitehall St SW, Atlanta, GA 30303
12 Month Certificate of Deposit
$1,000
3.35%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA 30316
12 month Share Certificate
$100,000
3.31%
View
▼
Rate3.27%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
303 Peachtree St Ne, Atlanta, GA 30308
12-month CD
$1,000
3.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
12 Month CD
$500
1.25%
View
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
3300 Cumberland Blvd Se, Atlanta, GA 30339
1-year convertible CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Qualifying balance up to $49,000.00

P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA 30097
12 Month Share / IRA Certificate of Deposit-STUDENT Accounts
$0
5.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Automatic Renewal

Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
3764 Old Norcross Rd, Duluth, GA 30096
12-month CD
$0
3.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Limited time offer. Only available in our branches.

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
43 N Main St, Statesboro, GA 30458
IRA Certificates 12-Month
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA 30044 5478
JUMBO Regular & IRA Certificates 1 Year
$100,000
3.75%
View
▼
Rate3.70%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Harris Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
315 W 12th Ave, Cordele, GA 31015 2333
1 YEAR CERTIFICATE
$0
3.66%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
601 W Oglethorpe Hwy, Hinesville, GA 31313
12 Month Share Certificates
$500
3.56%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Coweta Cities & County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
43 Jefferson Pkwy, Newnan, GA 30263 5813
Regular Certificates 1 year
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA 30189 5531
12 mo. IRA CD
$500
3.51%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA 30097
IRA Certificates 1 year
$1,000
3.30%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA 31204
Kid's Club 12 Month CD
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Valdosta Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
102 E Force St, Valdosta, GA 31601 3904
Educational IRA Account 1 year
$0
2.28%
View
▼
Rate2.26%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Minimum Opening Deposit - $250.00; Dividends Credited - Quarterly; Dividend Period - Calendar Quarterly; Dividends Compounded - Quarterly; Additional Deposits - Allowed*; Withdrawals - Allowed with Penalty

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA 30025 4723
12-month term Standard CDs
$0
1.40%
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
853 N Houston Rd, Warner Robins, GA 31093 1501
1 Year Share Certificate
$500
1.15%
View
▼
Rate1.14%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3525 Piedmont Rd Ne, Atlanta, GA 30305
18 Month CD
$500
3.50%
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA 30316
18 month Share Certificate
$100,000
3.41%
View
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
18 Month CD
$500
1.25%
View
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA 30097
18 Month Share / IRA Certificate of Deposit
$0
3.95%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Automatic Renewal

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
104 Town Blvd NE Ste A110, Brookhaven, GA 30319 3146
18-Month Share Certificate
$500
3.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Save more when you move at least $500 from another financial institution.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA 30005
IRA Certificate Term 18-Month Variable
$100,000
3.72%
View
▼
Rate3.66%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
43 N Main St, Statesboro, GA 30458
IRA Certificates 18-Month
$0
3.66%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA 30121 7217
18 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA 30214
18-Month Term Share Certificate
$500
3.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA 31204
Share Certificate 18 Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
3205 Mitchell Blvd, Moody AFB, GA 31699
18 Month Share Certificates
$0
2.80%
View
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
853 N Houston Rd, Warner Robins, GA 31093 1501
18 Month Share Certificate
$500
2.35%
View
▼
Rate2.33%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
601 W Oglethorpe Hwy, Hinesville, GA 31313
18 Month Share Certificates
$500
2.02%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3525 Piedmont Rd Ne, Atlanta, GA 30305
24 Month CD
$500
3.50%
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA 30316
24 month Share Certificate
$100,000
3.41%
View
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA 30354 1319
IRA CDs 24 Month
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
2 Year Business CD
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
100 Peachtree St NW, Atlanta, GA 30303
2 Year Certificates of Deposit (CDs)
$500
2.90%
View
▼
Rate2.87%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
24 Month CD
$500
1.25%
View
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA 30097
24 Month Share / IRA Certificate of Deposit
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Automatic Renewal

Harris Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
315 W 12th Ave, Cordele, GA 31015 2333
2 YEAR CERTIFICATE
$0
3.82%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA 31405 5922
24 Month Share or IRA Certificate
$0
3.80%
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Minimum Deposit of $100,000.00

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA 30044 5478
JUMBO Regular & IRA Certificates 2 Year
$100,000
3.60%
View
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA 30005
24-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA 30214
2-Year IRA Certificate
$500
3.15%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA 31204
Share Certificate 24 Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
601 W Oglethorpe Hwy, Hinesville, GA 31313
24 Month Share Certificates
$500
2.84%
View
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
3205 Mitchell Blvd, Moody AFB, GA 31699
2 Year Share Certificates
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA 30025 4723
24-month term Standard CDs
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
1251 13th St, Columbus, GA 31901 2227
First-time Homebuyer Certificate 24-month term
$500
2.50%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Eligible for additional deposits throughout the certificate term; Maximum balance of $15,000; Limit one certificate per membership; Closing credit of $500 towards your mortgage closing with Kinetic

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
853 N Houston Rd, Warner Robins, GA 31093 1501
2 Year Share Certificate
$500
2.40%
View
▼
Rate2.37%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA 30316
36 month Share Certificate
$100,000
4.00%
View
▼
Rate3.94%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA 30313 2420
36 MO. Certificates & IRA Certificates
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
3 Year CD
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA 30354 1319
IRA CDs 36 Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
100 Peachtree St NW, Atlanta, GA 30303
3 Year Certificates of Deposit (CDs)
$500
2.90%
View
▼
Rate2.87%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3525 Piedmont Rd Ne, Atlanta, GA 30305
36 Month CD
$500
1.75%
View
▼
Rate1.73%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
36 Month CD
$500
1.25%
View
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Harris Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
315 W 12th Ave, Cordele, GA 31015 2333
3 YEAR CERTIFICATE
$0
3.92%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA 30005
IRA Certificate Term 36-Month Variable
$100,000
3.67%
View
▼
Rate3.61%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA 30044 5478
JUMBO Regular & IRA Certificates 3 Year
$100,000
3.55%
View
▼
Rate3.50%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA 30189 5531
36 mo. IRA CD
$500
3.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA 30121 7217
36 Month Variable Rate Certificate
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

1

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
43 N Main St, Statesboro, GA 30458
IRA Certificates 36-Month
$0
2.99%
View
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
601 W Oglethorpe Hwy, Hinesville, GA 31313
36 Month Share Certificates
$500
2.94%
View
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
3205 Mitchell Blvd, Moody AFB, GA 31699
3 Year Share Certificates
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
705 W Cherry St, Jesup, GA 31545
36 Month Share/IRA Certificates
$1,000
2.60%
View
▼
Rate2.58%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
853 N Houston Rd, Warner Robins, GA 31093 1501
3 Year Share Certificate
$500
2.55%
View
▼
Rate2.52%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA 30025 4723
36-month term Regular CDs
$0
2.49%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA 30313 2420
48 MO. Certificates & IRA Certificates
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA 30316
48 month Share Certificate
$100,000
3.21%
View
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
4 Year CD
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
100 Peachtree St NW, Atlanta, GA 30303
4 Year Certificates of Deposit (CDs)
$500
2.90%
View
▼
Rate2.87%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3525 Piedmont Rd Ne, Atlanta, GA 30305
48 Month CD
$500
1.95%
View
▼
Rate1.93%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
48 Month CD
$500
1.25%
View
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA 30097
48 Month Share One-Time Bump Certificates of Deposit
$0
4.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Automatic Renewal to Regular Certificate

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
2900 Westside Pkwy, Alpharetta, GA 30004
Share Certificate Accounts 48 Month
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Regular Accounts

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA 30189 5531
48 mo. IRA CD
$500
3.35%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA 30121 7217
48 Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA 30044 5478
JUMBO Regular & IRA Certificates 4 Year
$100,000
3.19%
View
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
601 W Oglethorpe Hwy, Hinesville, GA 31313
48 Month Share Certificates
$500
3.04%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA 30214
4-Year IRA Certificate
$500
3.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
3205 Mitchell Blvd, Moody AFB, GA 31699
4 Year Share Certificates
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA 30025 4723
48-month term Regular CDs
$0
2.64%
View
▼
Rate2.61%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
705 W Cherry St, Jesup, GA 31545
48 Month Share/IRA Certificates
$1,000
2.60%
View
▼
Rate2.58%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
43 N Main St, Statesboro, GA 30458
48-Month Jumbo CD
$0
2.58%
View
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
853 N Houston Rd, Warner Robins, GA 31093 1501
4 Year Share Certificate
$500
2.55%
View
▼
Rate2.52%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA 30313 2420
60 MO. Certificates & IRA Certificates
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Sam Nunn Atlanta Federal Center, Atlanta, GA 30303
5 Year Business CD
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA 30316
60 month Share Certificate
$100,000
3.21%
View
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA 30354 1319
IRA CDs 60 Month
$0
3.15%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
100 Peachtree St NW, Atlanta, GA 30303
5 Year Certificates of Deposit (CDs)
$500
2.90%
View
▼
Rate2.87%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3525 Piedmont Rd Ne, Atlanta, GA 30305
60 Month CD
$500
2.00%
View
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314
60 Month CD
$500
1.25%
View
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA 30097
60 Month Share One-Time Bump Certificates of Deposit
$0
4.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Automatic Renewal to Regular Certificate

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA 30005
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
View
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

$100,000 Minimum to Earn APY

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA 30044 5478
JUMBO Regular & IRA Certificates 5 Year
$100,000
3.44%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA 30189 5531
60 mo. IRA CD
$500
3.35%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA 30121 7217
60 Month Variable Rate Certificate
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

1

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA 31204
Share Certificate 60 Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA 30025 4723
60-month term Regular CDs
$0
2.84%
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
3205 Mitchell Blvd, Moody AFB, GA 31699
5 Year Share Certificates
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
705 W Cherry St, Jesup, GA 31545
60 Month Share/IRA Certificates
$1,000
2.60%
View
▼
Rate2.58%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
853 N Houston Rd, Warner Robins, GA 31093 1501
5 Year Share Certificate
$500
2.55%
View
▼
Rate2.52%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
43 N Main St, Statesboro, GA 30458
60-Month Jumbo CD
$0
2.38%
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Frequently Asked Questions about CD Rates in Atlanta, Georgia

Are CD rates in Atlanta, Georgia FDIC insured?

Yes, most established banks in Atlanta, Georgia are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Atlanta, Georgia?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Atlanta, Georgia.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Atlanta, Georgia may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Atlanta, Georgia?

Here are recent top rates found for this area:
  • Excel Federal Credit Union: 4.00% APY (Share Certificates/CDs 1 year)
  • Justice Federal Credit Union: 4.00% APY (36 month Share Certificate)
  • Delta Community Credit Union: 3.85% APY (IRA CDs 12 Month)
  • Coca Cola Federal Credit Union: 3.82% APY (12 MO. Certificates & IRA Certificates)
  • FirstBank (TN): 3.80% APY (6 Month CD)
  • Peach State Federal Credit Union: 3.65% APY (1 Year Loyalty Term Share Certificate)
  • United Community Bank: 3.65% APY (6-month CD)
  • Georgias Own Credit Union: 3.62% APY (1 Year Certificates of Deposit (CDs))
  • Associated Credit Union: 3.60% APY (1 Year Business CD)
  • Coastal States Bank (CSB): 3.55% APY (6 Month CDs)
Rates reflect recent verified offers available in Atlanta, Georgia. Last Updated: April 5, 2026

CD Calculators

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Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Atlanta, Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Atlanta, Georgia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in GA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026

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