Auto Loan Rates in Atlanta, Georgia (GA) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Atlanta, Georgia. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Atlanta, Georgia include Credit Union Of Atlanta Credit UnionCredit Union Of Atlanta Credit Union670 Metropolitan Pkwy SW, Atlanta, GA, 30310A5.0 ★Texas Ratio: 7.29% offering Used Vehicles Luxury at 4.43%, Coca Cola Federal Credit UnionCoca Cola Federal Credit Union1 Coca Cola Plz NW, Atlanta, GA, 30313 2420A+5.0 ★Texas Ratio: 4.05% offering NEW CAR LOANS (2025 AND NEWER) at 4.49%, APCO Employees Credit UnionAPCO Employees Credit Union30 Ivan Allen Jr Blvd NW, Atlanta, GA, 30308A+5.0 ★Texas Ratio: 0.45% offering NEW AUTO at 4.60%, Justice Federal Credit UnionJustice Federal Credit Union959 E Confederate Ave SE, Atlanta, GA, 30316A5.0 ★Texas Ratio: 9.17% offering Vehicle Loan at 4.69%, Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL478 Peachtree St NE Ste 101A, Atlanta, GA, 30308 3106A5.0 ★Texas Ratio: 8.23% offering New Auto Loans - Promotion at 4.99%. Auto loan rates as of May 4, 2026 according to verified data from MonitorBankRates.
Atlanta has 9 local institutions in our database, with auto loan rates as low as 4.43% APR from Credit Union Of Atlanta Credit Union at 670 Metropolitan Pkwy SW, Atlanta, GA, 30310. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Atlanta, Georgia. Auto Loan Rates Last Updated and Verified: May 4, 2026
Compare Auto Loan Rates Today in Atlanta, Georgia & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles Luxury
4.43%
60 Months
▼
APR4.43%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
APCO Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
30 Ivan Allen Jr Blvd NW, Atlanta, GA, 30308
NEW AUTO
4.60%
63 Months
▼
APR4.60%
Term63 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles Classic Cars
4.68%
48 Months
▼
APR4.68%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 17, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 1 Year Old
4.95%
54 Months
▼
APR4.95%
Term54 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 2 Years Old
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
478 Peachtree St NE Ste 101A, Atlanta, GA, 30308 3106
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
5.09%
72 Months
▼
APR5.09%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
478 Peachtree St NE Ste 101A, Atlanta, GA, 30308 3106
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 3 Years Old
5.45%
42 Months
▼
APR5.45%
Term42 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 4-5 Years Old
5.45%
36 Months
▼
APR5.45%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.01%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
New Vehicles
5.49%
36, 60, 72 or 84
▼
APR5.49%
Term36, 60, 72 or 84
Last UpdatedApr 18, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
478 Peachtree St NE Ste 101A, Atlanta, GA, 30308 3106
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
5.59%
84 Months
▼
APR5.59%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 6-7 Years Old
5.75%
24 Months
▼
APR5.75%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles Over 7 Years Old
5.75%
18 Months
▼
APR5.75%
Term18 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
1st Choice Credit Union
Institution Rating:
A+5.0 ★
315 Auburn Ave NE, Atlanta, GA, 30303 2603
New Autos
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedApr 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
New Car
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 4, 2026
Details
up to 84 months
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2015-2021)
6.39%
36 Months
▼
APR6.39%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2015-2021)
6.79%
48 Months
▼
APR6.79%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
1st Choice Credit Union
Institution Rating:
A+5.0 ★
315 Auburn Ave NE, Atlanta, GA, 30303 2603
Used Autos
6.99%
36 months
▼
APR6.99%
Term36 months
Last UpdatedApr 8, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Used Car - less than 100,000 Miles
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMay 4, 2026
Details
up to 84 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
7.09%
84 months
▼
APR7.09%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
7.09%
84 months
▼
APR7.09%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2015-2021)
7.59%
60 Months
▼
APR7.59%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
7.89%
96 months
▼
APR7.89%
Term96 months
Last UpdatedApr 17, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.00%
Up to 12 months
▼
APR8.00%
TermUp to 12 months
Last UpdatedApr 19, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
8.09%
96 months
▼
APR8.09%
Term96 months
Last UpdatedApr 17, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2015-2021)
8.09%
72 Months
▼
APR8.09%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.25%
24 months
▼
APR8.25%
Term24 months
Last UpdatedApr 19, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.50%
36 months
▼
APR8.50%
Term36 months
Last UpdatedApr 19, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.75%
48 months
▼
APR8.75%
Term48 months
Last UpdatedApr 19, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
9.00%
60 months
▼
APR9.00%
Term60 months
Last UpdatedApr 19, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Used Car - greater than 100,000 Miles
9.00%
72 Months
▼
APR9.00%
Term72 Months
Last UpdatedMay 4, 2026
Details
up to 72 months
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2026 & Newer
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
New Vehicle Loans
3.49%
0-36
▼
APR3.49%
Term0-36
Last UpdatedMay 2, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
New Auto (Model Year 2025 or newer)
3.50%
24 Months+
▼
APR3.50%
Term24 Months+
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Used Auto (Model Year 2016 or newer)
3.75%
24 Months+
▼
APR3.75%
Term24 Months+
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
New Vehicle Loans
3.79%
37-48
▼
APR3.79%
Term37-48
Last UpdatedMay 2, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
New Automobile - Current Year (Less Than 15,000 miles)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2026 & Newer
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
New Vehicle Loans
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedMay 2, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
Used Vehicle Loans
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMay 2, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
New Auto (Model Year 2025 or newer)
4.00%
60 Months±
▼
APR4.00%
Term60 Months±
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Used Auto (Model Year 2016 or newer)
4.00%
48 Months~
▼
APR4.00%
Term48 Months~
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
New Auto (Model Year 2025 or newer)
4.25%
72 Months§
▼
APR4.25%
Term72 Months§
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Used Auto (Model Year 2016 or newer)
4.25%
60 Months±
▼
APR4.25%
Term60 Months±
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
Used Vehicle Loans
4.29%
37-48
▼
APR4.29%
Term37-48
Last UpdatedMay 2, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Cars & Trucks
4.39%
63 months or less
▼
APR4.39%
Term63 months or less
Last UpdatedApr 17, 2026
Details
As Low As; Within 3 most recent model years and less than 25,000 miles1
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
Used Vehicle Loans
4.39%
49-60
▼
APR4.39%
Term49-60
Last UpdatedMay 2, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
New Vehicle Loans
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedMay 2, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
New Auto (Model Year 2025 or newer)
4.75%
84 Monthsƒ
▼
APR4.75%
Term84 Monthsƒ
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Used Auto (Model Year 2016 or newer)
4.75%
72 Months§
▼
APR4.75%
Term72 Months§
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
Used Vehicle Loans
4.79%
61-72
▼
APR4.79%
Term61-72
Last UpdatedMay 2, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Cars & Trucks
4.89%
64 - 75 months
▼
APR4.89%
Term64 - 75 months
Last UpdatedApr 17, 2026
Details
As Low As; Within 3 most recent model years and less than 25,000 miles1
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
New Automobile - Current Year (Less Than 15,000 miles)
4.95%
66 Months
▼
APR4.95%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
New Vehicle Loans
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedMay 2, 2026
Details
As Low As
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
New/ Newer Autos
4.99%
up to 84 months
▼
APR4.99%
Termup to 84 months
Last UpdatedMay 2, 2026
Details
Rates subject to credit score, loan term, collateral age/mileage
Southern Pine Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
New Auto (Never Been Titled) Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
New Automobile - Current Year (Less Than 15,000 miles)
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile Current Year+ 1-3 Years Old
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Cars & Trucks
5.39%
63 months or less
▼
APR5.39%
Term63 months or less
Last UpdatedApr 17, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile Current Year+ 1-3 Years Old
5.40%
48 Months
▼
APR5.40%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
Used Vehicle Loans
5.44%
73-84
▼
APR5.44%
Term73-84
Last UpdatedMay 2, 2026
Details
As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Auto Loan
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedMay 2, 2026
Details
GA; As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile Current Year+ 1-3 Years Old
5.65%
60 Months
▼
APR5.65%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Cars & Trucks
5.69%
76 - 84 months
▼
APR5.69%
Term76 - 84 months
Last UpdatedApr 17, 2026
Details
As Low As; Within 3 most recent model years and less than 25,000 miles (invoice or NADA retail value over $12,500)1
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Auto Loan
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedMay 2, 2026
Details
GA; As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Used Auto (Model Year 2016 or newer)
5.75%
84 Monthsƒ
▼
APR5.75%
Term84 Monthsƒ
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Cars & Trucks
5.89%
64 to 75 months
▼
APR5.89%
Term64 to 75 months
Last UpdatedApr 17, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile Current Year+ 1-3 Years Old
5.90%
66 Months
▼
APR5.90%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Southern Pine Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Used Auto Loan
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedApr 19, 2026
Details
Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
New Car
5.99%
36 Months - 60 Months
▼
APR5.99%
Term36 Months - 60 Months
Last UpdatedApr 19, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Auto Loan
5.99%
66 months
▼
APR5.99%
Term66 months
Last UpdatedMay 2, 2026
Details
GA; As Low As
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
Used Autos
5.99%
up to 84 months
▼
APR5.99%
Termup to 84 months
Last UpdatedMay 2, 2026
Details
Rates subject to credit score, loan term, collateral age/mileage
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile Current Year+ 1-3 Years Old
6.15%
72 Months
▼
APR6.15%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Auto Loan
6.24%
72 months
▼
APR6.24%
Term72 months
Last UpdatedMay 2, 2026
Details
GA; As Low As
Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
New Car
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedApr 19, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Cars & Trucks
6.39%
63 months or less
▼
APR6.39%
Term63 months or less
Last UpdatedApr 17, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
New Automobile - Current Year (Less Than 15,000 miles)
6.45%
84 Months
▼
APR6.45%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Auto Loan
6.49%
72 months
▼
APR6.49%
Term72 months
Last UpdatedMay 2, 2026
Details
FL; As Low As
Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
New Car
6.50%
84 Months - 96 Months
▼
APR6.50%
Term84 Months - 96 Months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 4-5 Years Old
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Cars & Trucks
6.69%
76 to 84 months
▼
APR6.69%
Term76 to 84 months
Last UpdatedApr 17, 2026
Details
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Auto Loan
6.74%
84 months
▼
APR6.74%
Term84 months
Last UpdatedMay 2, 2026
Details
GA; As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 4-5 Years Old
6.80%
48 Months
▼
APR6.80%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Cars & Trucks
6.89%
64 to 75 months
▼
APR6.89%
Term64 to 75 months
Last UpdatedApr 17, 2026
Details
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Auto Loan
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedMay 2, 2026
Details
FL; As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 4-5 Years Old
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile Current Year+ 1-3 Years Old
7.15%
84 Months
▼
APR7.15%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Auto Loan
7.24%
84 months
▼
APR7.24%
Term84 months
Last UpdatedMay 2, 2026
Details
GA; As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 4-5 Years Old
7.50%
66 Months
▼
APR7.50%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Auto Loan
7.99%
84 months
▼
APR7.99%
Term84 months
Last UpdatedMay 2, 2026
Details
Bay; As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Classic Vehicle Loans2
8.99%
Up to 4 years
▼
APR8.99%
TermUp to 4 years
Last UpdatedApr 18, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 9 Years & Older
9.00%
36 Months
▼
APR9.00%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 9 Years & Older
9.25%
48 Months
▼
APR9.25%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 9 Years & Older
9.85%
60 Months
▼
APR9.85%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 9 Years & Older
10.10%
66 Months
▼
APR10.10%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 9 Years & Older
10.40%
72 Months
▼
APR10.40%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 9 Years & Older
11.90%
84 Months
▼
APR11.90%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 4-5 Years Old
16.95%
66 Months
▼
APR16.95%
Term66 Months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 4-5 Years Old
17.10%
36 Months
▼
APR17.10%
Term36 Months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 4-5 Years Old
17.20%
48 Months
▼
APR17.20%
Term48 Months
Last UpdatedApr 19, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
APCO Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
30 Ivan Allen Jr Blvd NW, Atlanta, GA, 30308
NEW AUTO
4.60%
63 Months
▼
APR4.60%
Term63 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
478 Peachtree St NE Ste 101A, Atlanta, GA, 30308 3106
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
5.09%
72 Months
▼
APR5.09%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
478 Peachtree St NE Ste 101A, Atlanta, GA, 30308 3106
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.01%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
New Vehicles
5.49%
36, 60, 72 or 84
▼
APR5.49%
Term36, 60, 72 or 84
Last UpdatedApr 18, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
478 Peachtree St NE Ste 101A, Atlanta, GA, 30308 3106
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
5.59%
84 Months
▼
APR5.59%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
1st Choice Credit Union
Institution Rating:
A+5.0 ★
315 Auburn Ave NE, Atlanta, GA, 30303 2603
New Autos
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedApr 8, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
New Car
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 4, 2026
Details
up to 84 months
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.00%
Up to 12 months
▼
APR8.00%
TermUp to 12 months
Last UpdatedApr 19, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.25%
24 months
▼
APR8.25%
Term24 months
Last UpdatedApr 19, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.50%
36 months
▼
APR8.50%
Term36 months
Last UpdatedApr 19, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.75%
48 months
▼
APR8.75%
Term48 months
Last UpdatedApr 19, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
9.00%
60 months
▼
APR9.00%
Term60 months
Last UpdatedApr 19, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
New Vehicle Loans
3.49%
0-36
▼
APR3.49%
Term0-36
Last UpdatedMay 2, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
New Auto (Model Year 2025 or newer)
3.50%
24 Months+
▼
APR3.50%
Term24 Months+
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Used Auto (Model Year 2016 or newer)
3.75%
24 Months+
▼
APR3.75%
Term24 Months+
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
New Vehicle Loans
3.79%
37-48
▼
APR3.79%
Term37-48
Last UpdatedMay 2, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
New Automobile - Current Year (Less Than 15,000 miles)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
New Vehicle Loans
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedMay 2, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
New Auto (Model Year 2025 or newer)
4.00%
60 Months±
▼
APR4.00%
Term60 Months±
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Used Auto (Model Year 2016 or newer)
4.00%
48 Months~
▼
APR4.00%
Term48 Months~
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
New Auto (Model Year 2025 or newer)
4.25%
72 Months§
▼
APR4.25%
Term72 Months§
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Used Auto (Model Year 2016 or newer)
4.25%
60 Months±
▼
APR4.25%
Term60 Months±
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Cars & Trucks
4.39%
63 months or less
▼
APR4.39%
Term63 months or less
Last UpdatedApr 17, 2026
Details
As Low As; Within 3 most recent model years and less than 25,000 miles1
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
New Vehicle Loans
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedMay 2, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
New Auto (Model Year 2025 or newer)
4.75%
84 Monthsƒ
▼
APR4.75%
Term84 Monthsƒ
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Used Auto (Model Year 2016 or newer)
4.75%
72 Months§
▼
APR4.75%
Term72 Months§
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Cars & Trucks
4.89%
64 - 75 months
▼
APR4.89%
Term64 - 75 months
Last UpdatedApr 17, 2026
Details
As Low As; Within 3 most recent model years and less than 25,000 miles1
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
New Automobile - Current Year (Less Than 15,000 miles)
4.95%
66 Months
▼
APR4.95%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
New Vehicle Loans
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedMay 2, 2026
Details
As Low As
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
New/ Newer Autos
4.99%
up to 84 months
▼
APR4.99%
Termup to 84 months
Last UpdatedMay 2, 2026
Details
Rates subject to credit score, loan term, collateral age/mileage
Southern Pine Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
New Auto (Never Been Titled) Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
New Automobile - Current Year (Less Than 15,000 miles)
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Cars & Trucks
5.69%
76 - 84 months
▼
APR5.69%
Term76 - 84 months
Last UpdatedApr 17, 2026
Details
As Low As; Within 3 most recent model years and less than 25,000 miles (invoice or NADA retail value over $12,500)1
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Used Auto (Model Year 2016 or newer)
5.75%
84 Monthsƒ
▼
APR5.75%
Term84 Monthsƒ
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
New Car
5.99%
36 Months - 60 Months
▼
APR5.99%
Term36 Months - 60 Months
Last UpdatedApr 19, 2026
Details
Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
New Car
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
New Automobile - Current Year (Less Than 15,000 miles)
6.45%
84 Months
▼
APR6.45%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
New Car
6.50%
84 Months - 96 Months
▼
APR6.50%
Term84 Months - 96 Months
Last UpdatedApr 19, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles Luxury
4.43%
60 Months
▼
APR4.43%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles Classic Cars
4.68%
48 Months
▼
APR4.68%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 1 Year Old
4.95%
54 Months
▼
APR4.95%
Term54 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 2 Years Old
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 3 Years Old
5.45%
42 Months
▼
APR5.45%
Term42 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 4-5 Years Old
5.45%
36 Months
▼
APR5.45%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 6-7 Years Old
5.75%
24 Months
▼
APR5.75%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles Over 7 Years Old
5.75%
18 Months
▼
APR5.75%
Term18 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2015-2021)
6.39%
36 Months
▼
APR6.39%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2015-2021)
6.79%
48 Months
▼
APR6.79%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
1st Choice Credit Union
Institution Rating:
A+5.0 ★
315 Auburn Ave NE, Atlanta, GA, 30303 2603
Used Autos
6.99%
36 months
▼
APR6.99%
Term36 months
Last UpdatedApr 8, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Used Car - less than 100,000 Miles
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMay 4, 2026
Details
up to 84 months
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2015-2021)
7.59%
60 Months
▼
APR7.59%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.00%
Up to 12 months
▼
APR8.00%
TermUp to 12 months
Last UpdatedApr 19, 2026
Details
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2015-2021)
8.09%
72 Months
▼
APR8.09%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.25%
24 months
▼
APR8.25%
Term24 months
Last UpdatedApr 19, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.50%
36 months
▼
APR8.50%
Term36 months
Last UpdatedApr 19, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.75%
48 months
▼
APR8.75%
Term48 months
Last UpdatedApr 19, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
9.00%
60 months
▼
APR9.00%
Term60 months
Last UpdatedApr 19, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Used Car - greater than 100,000 Miles
9.00%
72 Months
▼
APR9.00%
Term72 Months
Last UpdatedMay 4, 2026
Details
up to 72 months
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Used Auto (Model Year 2016 or newer)
3.75%
24 Months+
▼
APR3.75%
Term24 Months+
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
Used Vehicle Loans
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMay 2, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Used Auto (Model Year 2016 or newer)
4.00%
48 Months~
▼
APR4.00%
Term48 Months~
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Used Auto (Model Year 2016 or newer)
4.25%
60 Months±
▼
APR4.25%
Term60 Months±
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
Used Vehicle Loans
4.29%
37-48
▼
APR4.29%
Term37-48
Last UpdatedMay 2, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
Used Vehicle Loans
4.39%
49-60
▼
APR4.39%
Term49-60
Last UpdatedMay 2, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Used Auto (Model Year 2016 or newer)
4.75%
72 Months§
▼
APR4.75%
Term72 Months§
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
Used Vehicle Loans
4.79%
61-72
▼
APR4.79%
Term61-72
Last UpdatedMay 2, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile Current Year+ 1-3 Years Old
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Cars & Trucks
5.39%
63 months or less
▼
APR5.39%
Term63 months or less
Last UpdatedApr 17, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile Current Year+ 1-3 Years Old
5.40%
48 Months
▼
APR5.40%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
Used Vehicle Loans
5.44%
73-84
▼
APR5.44%
Term73-84
Last UpdatedMay 2, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile Current Year+ 1-3 Years Old
5.65%
60 Months
▼
APR5.65%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Used Auto (Model Year 2016 or newer)
5.75%
84 Monthsƒ
▼
APR5.75%
Term84 Monthsƒ
Last UpdatedMay 2, 2026
Details
Tesla financing requires 20% equity
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Cars & Trucks
5.89%
64 to 75 months
▼
APR5.89%
Term64 to 75 months
Last UpdatedApr 17, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile Current Year+ 1-3 Years Old
5.90%
66 Months
▼
APR5.90%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Southern Pine Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Used Auto Loan
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedApr 19, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
Used Autos
5.99%
up to 84 months
▼
APR5.99%
Termup to 84 months
Last UpdatedMay 2, 2026
Details
Rates subject to credit score, loan term, collateral age/mileage
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile Current Year+ 1-3 Years Old
6.15%
72 Months
▼
APR6.15%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Cars & Trucks
6.39%
63 months or less
▼
APR6.39%
Term63 months or less
Last UpdatedApr 17, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 4-5 Years Old
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Cars & Trucks
6.69%
76 to 84 months
▼
APR6.69%
Term76 to 84 months
Last UpdatedApr 17, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 4-5 Years Old
6.80%
48 Months
▼
APR6.80%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Cars & Trucks
6.89%
64 to 75 months
▼
APR6.89%
Term64 to 75 months
Last UpdatedApr 17, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 4-5 Years Old
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile Current Year+ 1-3 Years Old
7.15%
84 Months
▼
APR7.15%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 4-5 Years Old
7.50%
66 Months
▼
APR7.50%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 9 Years & Older
9.00%
36 Months
▼
APR9.00%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 9 Years & Older
9.25%
48 Months
▼
APR9.25%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 9 Years & Older
9.85%
60 Months
▼
APR9.85%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 9 Years & Older
10.10%
66 Months
▼
APR10.10%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 9 Years & Older
10.40%
72 Months
▼
APR10.40%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 9 Years & Older
11.90%
84 Months
▼
APR11.90%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 4-5 Years Old
16.95%
66 Months
▼
APR16.95%
Term66 Months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 4-5 Years Old
17.10%
36 Months
▼
APR17.10%
Term36 Months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
Used Automobile 4-5 Years Old
17.20%
48 Months
▼
APR17.20%
Term48 Months
Last UpdatedApr 19, 2026
Details
Powered by
MonitorBankRates
Atlanta, GA Auto Loan Rate Trends
Compare local Atlanta, GA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — GA Avg
4.437%
▼ 0.119 vs 7 days ago
Georgia new auto rates fell 0.119 points over the past 7 days to 4.437% APR.
Used Auto Loan — GA Avg
5.981%
▲ 0.016 vs 7 days ago
Georgia used auto rates rose 0.016 points over the past 7 days to 5.981% APR.
As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Atlanta, Georgia
How does my credit score affect my car loan rate in Georgia?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Atlanta, Georgia with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Georgia *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Atlanta, Georgia typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Atlanta, Georgia?
Based on our current data, some of the lowest auto loan rates available in Atlanta, Georgia include:
- Credit Union Of Atlanta Credit Union: 4.43% (Used Vehicles Luxury)
- Coca Cola Federal Credit Union: 4.49% (NEW CAR LOANS (2025 AND NEWER))
- APCO Employees Credit Union: 4.60% (NEW AUTO)
- Justice Federal Credit Union: 4.69% (Vehicle Loan)
- Credit Union 1 Credit Union Rantoul, IL: 4.99% (New Auto Loans - Promotion)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Atlanta, Georgia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 4, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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