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CD Rate Trends

Doral, Florida Best CD Rates October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: October 12, 2026

Doral, Florida CD rates range from 0.01% to 5.20% APY, verified by MonitorBankRates as of October 12, 2026. Current Doral, Florida CD rates include City National Bank of FloridaCity National Bank of Florida8790 Nw 25th St, Doral, FL 33172A5.0 ★Texas Ratio: 7.12%Real return: +1.70%APY minus CPI (February 2026) offering 24-month online CD at 4.50% APY, Tropical Financial Credit UnionTropical Financial Credit Union7975 NW 12TH ST, Doral, FL 33126A5.0 ★Texas Ratio: 6.93%Real return: +1.60%APY minus CPI (February 2026) offering 12 Month IRA Certificate at 4.40% APY, Flagstar Bank, National AssociationFlagstar Bank, National Association9747 Nw 41st St, Doral, FL 33178D3.3 ★Texas Ratio: 35.11%Real return: +1.50%APY minus CPI (February 2026) offering 12-MONTH CD at 4.30% APY, Amerant BankAmerant Bank2500 Nw 87th Ave, Doral, FL 33172B+4.7 ★Texas Ratio: 18.65%Real return: +1.45%APY minus CPI (February 2026) offering 6 Month Certificate of Deposit at 4.25% APY, and Space Coast Credit UnionSpace Coast Credit Union9735 NW 41st St, Doral, FL 33178 2944A+5.0 ★Texas Ratio: 5.37%Real return: +1.45%APY minus CPI (February 2026) offering 12 Month CD at 4.25% APY. CD rates as of October 12, 2026 according to verified data from MonitorBankRates.

Doral has 181 local institutions in our database, with CD rates as high as 4.50% APY from City National Bank of Florida at 8790 Nw 25th St, Doral, FL 33172. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Florida area. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 12, 2026

Compare Best CD Rates in Doral, Florida & the Surrounding Area

Jump to: 3 Month · 6 Month · 12 Month · 18 Month · 24 Month · 36 Month · 48 Month · 60 Month

Doral 3 Month CD Rates

Florida 3 Month CD Average2.07% APYNational 2.10%▲ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
City National Bank of Florida
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
8790 Nw 25th St, Doral, FL 33172
3-month online CD
$25,000
4.00% ▲ 1.93% above Florida avg
View
▼
Rate3.92%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.07%▲ 1.93% above avgNationally 2.10%
Details

Available for current 3-Month CD clients only. Online-only high-yield rates.

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 12, 2026
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
9735 NW 41st St, Doral, FL 33178 2944
3 Month CD
$0
3.75% ▲ 1.68% above Florida avg
View
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.07%▲ 1.68% above avgNationally 2.10%
Details

Balance: 3 Months - $500

Rate History
1 change since Sep 18, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
3.00%3.63%4.25%Sep 18, 2026: 3.50% APYOct 5, 2026: 3.75% APYSep 18, 2026Oct 12, 2026
  • Oct 5, 20263.75%▲ from 3.50%
  • Sep 18, 20263.50%first recorded
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
9735 NW 41st St, Doral, FL 33178 2944
3 Month IRA CD
$0
3.75% ▲ 1.68% above Florida avg
View
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.07%▲ 1.68% above avgNationally 2.10%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
3.00%3.63%4.25%Sep 14, 2026: 3.50% APYSep 22, 2026: 3.75% APYSep 14, 2026Oct 12, 2026
  • Sep 22, 20263.75%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
8484 Nw 36th St, Doral, FL 33166
3-Month Certificate of Deposit
$500
3.55% ▲ 1.48% above Florida avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.07%▲ 1.48% above avgNationally 2.10%
Details

Earn 3.55% APY on balances of $500 or more.

Rate History
No change since Sep 18, 2026 · 3.55% APY · checked 6 times
3.05%3.55%4.05%Sep 18, 2026: 3.55% APYSep 18, 2026Oct 12, 2026
Seacoast National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
8600 Nw 17th St, Doral, FL 33126
3-Month CD
$0
3.25% ▲ 1.18% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.07%▲ 1.18% above avgNationally 2.10%
Details

Rate History
No change since Sep 27, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 27, 2026: 3.25% APYSep 27, 2026Oct 12, 2026
First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
8300 NW 53rd St, Doral, FL 33166 7710
3 Month Certificate
$1,000
3.25% ▲ 1.18% above Florida avg
View
▼
Rate3.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.07%▲ 1.18% above avgNationally 2.10%
Details

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 12, 2026
First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
8300 NW 53rd St, Doral, FL 33166 7710
3 Month IRA Certificate
$1,000
3.25% ▲ 1.18% above Florida avg
View
▼
Rate3.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.07%▲ 1.18% above avgNationally 2.10%
Details

Open

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
3 Month Certificate
$500
3.25% ▲ 1.18% above Florida avg
View
▼
Rate3.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.07%▲ 1.18% above avgNationally 2.10%
Details

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
3 Month IRA Certificate
$500
3.25% ▲ 1.18% above Florida avg
View
▼
Rate3.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.07%▲ 1.18% above avgNationally 2.10%
Details

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
IRA Certificate - 3 Months
$500
3.25% ▲ 1.18% above Florida avg
View
▼
Rate3.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.07%▲ 1.18% above avgNationally 2.10%
Details

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 12, 2026
Amerant Bank
Institution Rating:
B+4.7 ★Texas Ratio: 18.65%
2500 Nw 87th Ave, Doral, FL 33172
3 Month Certificate of Deposit
$0
3.00% ▲ 0.93% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.07%▲ 0.93% above avgNationally 2.10%
Details

Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 7, 2026: 3.00% APYOct 7, 2026Oct 12, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3885 Nw 107th Ave, Doral, FL 33178
3 Month - Relationship
$0
1.00% ▼ 1.07% below Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.07%▼ 1.07% below avgNationally 2.10%
Details

Balance: $250.00 - $9,999.99

Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 7, 2026: 1.00% APYOct 7, 2026Oct 12, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3885 Nw 107th Ave, Doral, FL 33178
3 Month Certificate
$0
1.00% ▼ 1.07% below Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.07%▼ 1.07% below avgNationally 2.10%
Details

Balance: $250.00 - $9,999.99

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 12, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3885 Nw 107th Ave, Doral, FL 33178
3 Month TD Choice CD
$250
1.00% ▼ 1.07% below Florida avg
View
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.07%▼ 1.07% below avgNationally 2.10%
Details

Relationship APY; Balance: $250.00 - $9,999.99

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 12, 2026
First American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
5241 Nw 87th Ave, Doral, FL 33178
3 Month Certificate
$0
1.00% ▼ 1.07% below Florida avg
View
▼
Rate0.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.07%▼ 1.07% below avgNationally 2.10%
Details

Disclosure

Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 7, 2026: 1.00% APYOct 7, 2026Oct 12, 2026
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
1200 NW 78th Ave Ste 109, Doral, FL 33126 1816
3-Month Certificate
$10,000
0.50% ▼ 1.57% below Florida avg
View
▼
Rate0.50%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.07%▼ 1.57% below avgNationally 2.10%
Details

Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly

Rate History
No change since Oct 9, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 9, 2026: 0.50% APYOct 9, 2026Oct 12, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
10601 Nw 41st St, Doral, FL 33178
3 month Standard Fixed Rate
$2,500
0.06% ▼ 2.01% below Florida avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.07%▼ 2.01% below avgNationally 2.10%
Details

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Rate History
No change since Oct 7, 2026 · 0.06% APY · checked 2 times
0.00%0.28%0.56%Oct 7, 2026: 0.06% APYOct 7, 2026Oct 12, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
10601 Nw 41st St, Doral, FL 33178
3 month Standard Interest Rate
$2,500
0.06% ▼ 2.01% below Florida avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.07%▼ 2.01% below avgNationally 2.10%
Details

Balance: $0 - $4,999.99; Relationship APY 0.06%

Rate History
No change since Sep 14, 2026 · 0.06% APY · checked 3 times
0.00%0.28%0.56%Sep 14, 2026: 0.06% APYSep 14, 2026Oct 12, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
10601 Nw 41st St, Doral, FL 33178
3 month Standard Fixed Rate
$2,500
0.05% ▼ 2.02% below Florida avg
View
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.07%▼ 2.02% below avgNationally 2.10%
Details

Balance: $0 - $4,999.99; Relationship Interest Rate 0.06%; Relationship APY 0.06%

Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
3 Month Certificate of Deposit
$0
0.03% ▼ 2.04% below Florida avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.07%▼ 2.04% below avgNationally 2.10%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
3 Month Certificate of Deposit
$0
0.02% ▼ 2.05% below Florida avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.07%▼ 2.05% below avgNationally 2.10%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
3 Month Certificate of Deposit
$0
0.01% ▼ 2.06% below Florida avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.07%▼ 2.06% below avgNationally 2.10%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 12, 2026
Popular Direct
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
3 Month Certificate
$0
4.30% ▲ 2.23% above Florida avg
View
▼
Rate4.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.07%▲ 2.23% above avgNationally 2.10%
Details

Rate History
No change since Oct 6, 2026 · 4.30% APY · checked 2 times
3.80%4.30%4.80%Oct 6, 2026: 4.30% APYOct 6, 2026Oct 12, 2026
Banesco USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
3 month CD
$1,000
3.85% ▲ 1.78% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.07%▲ 1.78% above avgNationally 2.10%
Details

Special CD Rates for Continental U.S.

Rate History
1 change since Sep 30, 2026 · 3.80% → 3.85% ▲ 0.05 pts · high 3.85% / low 3.80%
3.30%3.82%4.35%Sep 30, 2026: 3.80% APYOct 6, 2026: 3.85% APYSep 30, 2026Oct 12, 2026
  • Oct 6, 20263.85%▲ from 3.80%
  • Sep 30, 20263.80%first recorded
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
3 Month IRA Jumbo
$100,000
3.71% ▲ 1.64% above Florida avg
View
▼
Rate3.65%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.07%▲ 1.64% above avgNationally 2.10%
Details

Rate History
No change since Sep 14, 2026 · 3.71% APY · checked 7 times
3.21%3.71%4.21%Sep 14, 2026: 3.71% APYSep 14, 2026Oct 12, 2026
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
3 Month Certificate
$1,000
3.66% ▲ 1.59% above Florida avg
View
▼
Rate3.60%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.07%▲ 1.59% above avgNationally 2.10%
Details

Rate History
No change since Sep 22, 2026 · 3.66% APY · checked 5 times
3.16%3.66%4.16%Sep 22, 2026: 3.66% APYSep 22, 2026Oct 12, 2026
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
3 Month IRA
$1,000
3.66% ▲ 1.59% above Florida avg
View
▼
Rate3.60%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.07%▲ 1.59% above avgNationally 2.10%
Details

Rate History
No change since Sep 14, 2026 · 3.66% APY · checked 7 times
3.16%3.66%4.16%Sep 14, 2026: 3.66% APYSep 14, 2026Oct 12, 2026
EverBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
3 Month Performance CD
$0
3.60% ▲ 1.53% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.07%▲ 1.53% above avgNationally 2.10%
Details

Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 7, 2026: 3.60% APYOct 7, 2026Oct 12, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
3 Month IRA Certificate
$0
3.60% ▲ 1.53% above Florida avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Florida Average2.07%▲ 1.53% above avgNationally 2.10%
Details

Rate History
No change since Sep 29, 2026 · 3.60% APY
3.10%3.60%4.10%Sep 29, 2026: 3.60% APYSep 29, 2026Oct 12, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
3 Month Share Certificates
$0
3.60% ▲ 1.53% above Florida avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Florida Average2.07%▲ 1.53% above avgNationally 2.10%
Details

Rate History
No change since Sep 29, 2026 · 3.60% APY
3.10%3.60%4.10%Sep 29, 2026: 3.60% APYSep 29, 2026Oct 12, 2026
Newtek Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.10%
3 Month CD
$2,500
3.50% ▲ 1.43% above Florida avg
View
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.07%▲ 1.43% above avgNationally 2.10%
Details

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 12, 2026
Launch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.61%
3 Month Business Share Certificate
$0
3.45% ▲ 1.38% above Florida avg
View
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.07%▲ 1.38% above avgNationally 2.10%
Details

Existing certificates only - no new accounts offered

Rate History
No change since Sep 18, 2026 · 3.45% APY · checked 5 times
2.95%3.45%3.95%Sep 18, 2026: 3.45% APYSep 18, 2026Oct 12, 2026
Launch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.61%
3 Month Share Certificate
$0
3.45% ▲ 1.38% above Florida avg
View
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.07%▲ 1.38% above avgNationally 2.10%
Details

Existing certificates only - no new accounts offered

Rate History
No change since Sep 18, 2026 · 3.45% APY · checked 2 times
2.95%3.45%3.95%Sep 18, 2026: 3.45% APYSep 18, 2026Oct 12, 2026
Dort Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
3 Month Term Share Certificates
$1,000
3.40% ▲ 1.33% above Florida avg
View
▼
Rate3.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.07%▲ 1.33% above avgNationally 2.10%
Details

Rate History
No change since Sep 18, 2026 · 3.40% APY · checked 5 times
2.90%3.40%3.90%Sep 18, 2026: 3.40% APYSep 18, 2026Oct 12, 2026
Dort Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Jumbo Term Share Certificates - 3 Months
$0
3.40% ▲ 1.33% above Florida avg
View
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.07%▲ 1.33% above avgNationally 2.10%
Details

Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 6 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Oct 12, 2026
Axiom Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Business 3 Months
$0
3.35% ▲ 1.28% above Florida avg
View
▼
Rate3.29%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average2.07%▲ 1.28% above avgNationally 2.10%
Details

Rate History
No change since Sep 11, 2026 · 3.35% APY · checked 3 times
2.85%3.35%3.85%Sep 11, 2026: 3.35% APYSep 11, 2026Oct 12, 2026
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
3-Month Share Certificate
$1,000
3.35% ▲ 1.28% above Florida avg
View
▼
Rate3.30%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.07%▲ 1.28% above avgNationally 2.10%
Details

Penalty for early withdrawal: 3 Months Dividends

Rate History
1 change since Sep 14, 2026 · 3.26% → 3.35% ▲ 0.09 pts · high 3.35% / low 3.26%
2.76%3.30%3.85%Sep 14, 2026: 3.26% APYSep 18, 2026: 3.35% APYSep 14, 2026Oct 12, 2026
  • Sep 18, 20263.35%▲ from 3.26%
  • Sep 14, 20263.26%first recorded
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
3 Month IRA/HSA CD
$0
3.30% ▲ 1.23% above Florida avg
View
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.07%▲ 1.23% above avgNationally 2.10%
Details

VIP Bonus Rate: 3.49%, VIP Bonus APY: 3.55%

Rate History
No change since Sep 18, 2026 · 3.30% APY · checked 5 times
2.80%3.30%3.80%Sep 18, 2026: 3.30% APYSep 18, 2026Oct 12, 2026
Sun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
3 Month Jumbo Certificate
$0
3.29% ▲ 1.22% above Florida avg
View
▼
Rate3.24%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.07%▲ 1.22% above avgNationally 2.10%
Details

Rate History
No change since Oct 5, 2026 · 3.29% APY · checked 2 times
2.79%3.29%3.79%Oct 5, 2026: 3.29% APYOct 5, 2026Oct 12, 2026
Sun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
3 Month Standard Certificate
$0
3.26% ▲ 1.19% above Florida avg
View
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.07%▲ 1.19% above avgNationally 2.10%
Details

Rate History
No change since Oct 5, 2026 · 3.26% APY · checked 2 times
2.76%3.26%3.76%Oct 5, 2026: 3.26% APYOct 5, 2026Oct 12, 2026
RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
3-Month Term Certificate
$0
3.25% ▲ 1.18% above Florida avg
View
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.07%▲ 1.18% above avgNationally 2.10%
Details

Balance: $1,000,000 OR HIGHER

Rate History
No change since Sep 24, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 24, 2026: 3.25% APYSep 24, 2026Oct 12, 2026
Dort Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
3 Month AMP Term Share Certificates
$0
3.25% ▲ 1.18% above Florida avg
View
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.07%▲ 1.18% above avgNationally 2.10%
Details

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 12, 2026
Panhandle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
90-Day IRA Certificate
$50
3.25% ▲ 1.18% above Florida avg
View
▼
Rate3.20%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.07%▲ 1.18% above avgNationally 2.10%
Details

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 12, 2026
Panhandle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
90-Day Share Certificate
$1,000
3.25% ▲ 1.18% above Florida avg
View
▼
Rate3.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.07%▲ 1.18% above avgNationally 2.10%
Details

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 12, 2026
Baptist Health South Florida Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
3 Month Promotional Share Certificate
$0
3.20% ▲ 1.13% above Florida avg
View
▼
Rate3.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.07%▲ 1.13% above avgNationally 2.10%
Details

Balance: $50,000 or more

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.20% ▼ 0.30 pts · high 3.50% / low 3.20%
2.70%3.35%4.00%Sep 14, 2026: 3.50% APYOct 5, 2026: 3.20% APYSep 14, 2026Oct 12, 2026
  • Oct 5, 20263.20%▼ from 3.50%
  • Sep 14, 20263.50%first recorded
Raymond James Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
90 Day Certificate
$2,000
3.15% ▲ 1.08% above Florida avg
View
▼
Rate3.10%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.07%▲ 1.08% above avgNationally 2.10%
Details

Rate History
No change since Oct 7, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Oct 7, 2026: 3.15% APYOct 7, 2026Oct 12, 2026
RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
3-Month Term Certificate
$0
3.15% ▲ 1.08% above Florida avg
View
▼
Rate3.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.07%▲ 1.08% above avgNationally 2.10%
Details

Balance: $750,000-$999,999.99

Rate History
No change since Sep 24, 2026 · 3.15% APY · checked 5 times
2.65%3.15%3.65%Sep 24, 2026: 3.15% APYSep 24, 2026Oct 12, 2026
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
3 Month CD
$0
3.15% ▲ 1.08% above Florida avg
View
▼
Rate3.11%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.07%▲ 1.08% above avgNationally 2.10%
Details

VIP Bonus Rate: 3.35%, VIP Bonus APY: 3.40%

Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 5 times
2.65%3.15%3.65%Sep 18, 2026: 3.15% APYSep 18, 2026Oct 12, 2026
Okaloosa County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
3 Month Certificate
$0
3.14% ▲ 1.07% above Florida avg
View
▼
Rate3.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.07%▲ 1.07% above avgNationally 2.10%
Details

Rate History
No change since Sep 14, 2026 · 3.14% APY · checked 7 times
2.64%3.14%3.64%Sep 14, 2026: 3.14% APYSep 14, 2026Oct 12, 2026
Baptist Health South Florida Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
3 Month Promotional Share Certificate
$0
3.10% ▲ 1.03% above Florida avg
View
▼
Rate3.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.07%▲ 1.03% above avgNationally 2.10%
Details

Balance: $25,000 - $49,999

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.10% ▼ 0.40 pts · high 3.50% / low 3.10%
2.60%3.30%4.00%Sep 14, 2026: 3.50% APYOct 5, 2026: 3.10% APYSep 14, 2026Oct 12, 2026
  • Oct 5, 20263.10%▼ from 3.50%
  • Sep 14, 20263.50%first recorded

Doral 6 Month CD Rates

Florida 6 Month CD Average3.07% APYNational 2.79%▲ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
City National Bank of Florida
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
8790 Nw 25th St, Doral, FL 33172
6-month online CD
$25,000
4.25% ▲ 1.18% above Florida avg
View
▼
Rate4.16%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▲ 1.18% above avgNationally 2.79%
Details

Online-only high-yield rates.

Rate History
1 change since Sep 18, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 18, 2026: 4.00% APYOct 2, 2026: 4.25% APYSep 18, 2026Oct 12, 2026
  • Oct 2, 20264.25%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
Amerant Bank
Institution Rating:
B+4.7 ★Texas Ratio: 18.65%
2500 Nw 87th Ave, Doral, FL 33172
6 Month Certificate of Deposit
$0
4.25% ▲ 1.18% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▲ 1.18% above avgNationally 2.79%
Details

Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 7, 2026: 4.25% APYOct 7, 2026Oct 12, 2026
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
9747 Nw 41st St, Doral, FL 33178
6-MONTH CD
$2,500
4.10% ▲ 1.03% above Florida avg
View
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.07%▲ 1.03% above avgNationally 2.79%
Details

Rate History
1 change since Sep 14, 2026 · 3.70% → 4.10% ▲ 0.40 pts · high 4.10% / low 3.70%
3.20%3.90%4.60%Sep 14, 2026: 3.70% APYOct 10, 2026: 4.10% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.10%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
1200 NW 78th Ave Ste 109, Doral, FL 33126 1816
6-Month Certificate
$500
4.00% ▲ 0.93% above Florida avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.07%▲ 0.93% above avgNationally 2.79%
Details

Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly

Rate History
No change since Oct 9, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 9, 2026: 4.00% APYOct 9, 2026Oct 12, 2026
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
1200 NW 78th Ave Ste 109, Doral, FL 33126 1816
6-Month Golden Eagle Certificate
$5,000
4.00% ▲ 0.93% above Florida avg
View
▼
Rate3.93%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.07%▲ 0.93% above avgNationally 2.79%
Details

Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 12, 2026
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
1200 NW 78th Ave Ste 109, Doral, FL 33126 1816
Jumbo Certificates - 6-Month
$50,000
4.00% ▲ 0.93% above Florida avg
View
▼
Rate3.93%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.07%▲ 0.93% above avgNationally 2.79%
Details

Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly

Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 5, 2026: 4.00% APYOct 5, 2026Oct 12, 2026
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
9735 NW 41st St, Doral, FL 33178 2944
6 Month CD
$0
3.85% ▲ 0.78% above Florida avg
View
▼
Rate3.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.07%▲ 0.78% above avgNationally 2.79%
Details

Balance: 6 Months - $500

Rate History
1 change since Sep 18, 2026 · 3.75% → 3.85% ▲ 0.10 pts · high 3.85% / low 3.75%
3.25%3.80%4.35%Sep 18, 2026: 3.75% APYOct 5, 2026: 3.85% APYSep 18, 2026Oct 12, 2026
  • Oct 5, 20263.85%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
9735 NW 41st St, Doral, FL 33178 2944
6 Month IRA CD
$0
3.85% ▲ 0.78% above Florida avg
View
▼
Rate3.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.07%▲ 0.78% above avgNationally 2.79%
Details

Rate History
1 change since Sep 14, 2026 · 3.75% → 3.85% ▲ 0.10 pts · high 3.85% / low 3.75%
3.25%3.80%4.35%Sep 14, 2026: 3.75% APYSep 22, 2026: 3.85% APYSep 14, 2026Oct 12, 2026
  • Sep 22, 20263.85%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
BankUnited
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
9690 Nw 41 Street, Doral, FL 33178
6-Month CD
$1,000
3.75% ▲ 0.68% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▲ 0.68% above avgNationally 2.79%
Details

Promotional Rates

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 8 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 12, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
6-Month CD
$0
3.75% ▲ 0.68% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.07%▲ 0.68% above avgNationally 2.79%
Details

Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 5 times
3.25%3.75%4.25%Sep 24, 2026: 3.75% APYSep 24, 2026Oct 12, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
6-Month Term
$1,000
3.75% ▲ 0.68% above Florida avg
View
▼
Rate3.68%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.07%▲ 0.68% above avgNationally 2.79%
Details

Rate History
No change since Sep 27, 2026 · 3.75% APY · checked 4 times
3.25%3.75%4.25%Sep 27, 2026: 3.75% APYSep 27, 2026Oct 12, 2026
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
8484 Nw 36th St, Doral, FL 33166
6-Month CD
$500
3.50% ▲ 0.43% above Florida avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▲ 0.43% above avgNationally 2.79%
Details

Earn 3.50% APY on balances of $500 or more.

Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 7, 2026: 3.50% APYOct 7, 2026Oct 12, 2026
Ocean Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
2500 Nw 97th Ave, Doral, FL 33172
6 Months CD
$0
3.50% ▲ 0.43% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▲ 0.43% above avgNationally 2.79%
Details

Must be new money to Ocean Bank. New money is funds not currently on deposit at Ocean Bank. Initial CD deposit amount is required to be maintained each day to earn the APY disclosed. There will be a penalty for early withdrawals on CDs. Offer does not apply to IRA CDs. Offer subject to change without notice and subject to change at any time.

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 12, 2026
First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
8300 NW 53rd St, Doral, FL 33166 7710
6 Month Certificate
$1,000
3.45% ▲ 0.38% above Florida avg
View
▼
Rate3.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.07%▲ 0.38% above avgNationally 2.79%
Details

Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 5 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Oct 12, 2026
First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
8300 NW 53rd St, Doral, FL 33166 7710
6 Month IRA Certificate
$1,000
3.45% ▲ 0.38% above Florida avg
View
▼
Rate3.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.07%▲ 0.38% above avgNationally 2.79%
Details

Open

Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 5 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
6 Month IRA Certificate
$500
3.35% ▲ 0.28% above Florida avg
View
▼
Rate3.31%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.07%▲ 0.28% above avgNationally 2.79%
Details

Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 6 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
6 Month Regular Certificate of Deposit
$500
3.35% ▲ 0.28% above Florida avg
View
▼
Rate3.31%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.07%▲ 0.28% above avgNationally 2.79%
Details

Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 6 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
6 Months Certificate
$500
3.35% ▲ 0.28% above Florida avg
View
▼
Rate3.31%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.07%▲ 0.28% above avgNationally 2.79%
Details

Rate History
No change since Sep 22, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Sep 22, 2026: 3.35% APYSep 22, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
IRA Certificate - 6 Months
$500
3.35% ▲ 0.28% above Florida avg
View
▼
Rate3.31%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.07%▲ 0.28% above avgNationally 2.79%
Details

Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 6 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 12, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3885 Nw 107th Ave, Doral, FL 33178
6 Month Certificate
$0
1.00% ▼ 2.07% below Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▼ 2.07% below avgNationally 2.79%
Details

Balance: $250.00 - $9,999.99; Relationship APY: 1.00%; Standard APY: 1.00%

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 12, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3885 Nw 107th Ave, Doral, FL 33178
6 Month TD Choice CD
$250
1.00% ▼ 2.07% below Florida avg
View
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▼ 2.07% below avgNationally 2.79%
Details

Relationship APY; Balance: $250.00 - $9,999.99

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 12, 2026
First American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
5241 Nw 87th Ave, Doral, FL 33178
6 Month Certificate
$0
1.00% ▼ 2.07% below Florida avg
View
▼
Rate0.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▼ 2.07% below avgNationally 2.79%
Details

Disclosure

Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 7, 2026: 1.00% APYOct 7, 2026Oct 12, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
10601 Nw 41st St, Doral, FL 33178
6 month Standard Fixed Rate
$2,500
0.06% ▼ 3.01% below Florida avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▼ 3.01% below avgNationally 2.79%
Details

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Rate History
No change since Oct 7, 2026 · 0.06% APY · checked 2 times
0.00%0.28%0.56%Oct 7, 2026: 0.06% APYOct 7, 2026Oct 12, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
10601 Nw 41st St, Doral, FL 33178
6 month Standard Interest Rate
$2,500
0.06% ▼ 3.01% below Florida avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▼ 3.01% below avgNationally 2.79%
Details

Balance: $0 - $4,999.99; Relationship APY 0.06%

Rate History
No change since Sep 14, 2026 · 0.06% APY · checked 3 times
0.00%0.28%0.56%Sep 14, 2026: 0.06% APYSep 14, 2026Oct 12, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
10601 Nw 41st St, Doral, FL 33178
6 month Standard Fixed Rate
$2,500
0.05% ▼ 3.02% below Florida avg
View
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▼ 3.02% below avgNationally 2.79%
Details

Balance: $0 - $4,999.99; Relationship Interest Rate 0.06%; Relationship APY 0.06%

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
6 Month Certificate of Deposit
$0
0.03% ▼ 3.04% below Florida avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▼ 3.04% below avgNationally 2.79%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
6 Month Certificate of Deposit
$0
0.02% ▼ 3.05% below Florida avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▼ 3.05% below avgNationally 2.79%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
6 Month Certificate of Deposit
$0
0.01% ▼ 3.06% below Florida avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▼ 3.06% below avgNationally 2.79%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 12, 2026
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
6 Month Bonus CD
$500
4.75% ▲ 1.68% above Florida avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▲ 1.68% above avgNationally 2.79%
Details

Rate History
No change since Oct 7, 2026 · 4.75% APY · checked 2 times
4.25%4.75%5.25%Oct 7, 2026: 4.75% APYOct 7, 2026Oct 12, 2026
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
6-Month CD
$1,000
4.40% ▲ 1.33% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Florida Average3.07%▲ 1.33% above avgNationally 2.79%
Details

Rate History
1 change since Sep 16, 2026 · 4.35% → 4.40% ▲ 0.05 pts · high 4.40% / low 4.35%
3.85%4.38%4.90%Sep 16, 2026: 4.35% APYOct 12, 2026: 4.40% APYSep 16, 2026Oct 12, 2026
  • Oct 12, 20264.40%▲ from 4.35%
  • Sep 16, 20264.35%first recorded
Raymond James Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
6 Month Certificate
$2,000
4.35% ▲ 1.28% above Florida avg
View
▼
Rate4.26%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▲ 1.28% above avgNationally 2.79%
Details

Rate History
No change since Oct 7, 2026 · 4.35% APY · checked 2 times
3.85%4.35%4.85%Oct 7, 2026: 4.35% APYOct 7, 2026Oct 12, 2026
Popular Direct
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
6 Month Certificate
$0
4.35% ▲ 1.28% above Florida avg
View
▼
Rate4.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.07%▲ 1.28% above avgNationally 2.79%
Details

Rate History
No change since Oct 6, 2026 · 4.35% APY · checked 2 times
3.85%4.35%4.85%Oct 6, 2026: 4.35% APYOct 6, 2026Oct 12, 2026
Popular Direct
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
6-month CD
$10,000
4.35% ▲ 1.28% above Florida avg
View
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.07%▲ 1.28% above avgNationally 2.79%
Details

Rate History
2 changes since Sep 24, 2026 · 4.15% → 4.35% ▲ 0.20 pts · high 4.35% / low 4.15%
3.65%4.25%4.85%Sep 24, 2026: 4.15% APYOct 1, 2026: 4.25% APYOct 6, 2026: 4.35% APYSep 24, 2026Oct 12, 2026
  • Oct 6, 20264.35%▲ from 4.25%
  • Oct 1, 20264.25%▲ from 4.15%
  • Sep 24, 20264.15%first recorded
Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
6-Month Penalty-Free CD
$500
4.33% ▲ 1.26% above Florida avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average3.07%▲ 1.26% above avgNationally 2.79%
Details

No penalty for early withdrawals

Rate History
1 change since Sep 14, 2026 · 4.07% → 4.33% ▲ 0.26 pts · high 4.33% / low 4.07%
3.57%4.20%4.83%Sep 14, 2026: 4.07% APYSep 24, 2026: 4.33% APYSep 14, 2026Oct 12, 2026
  • Sep 24, 20264.33%▲ from 4.07%
  • Sep 14, 20264.07%first recorded
Brightstar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
6 Month Certificate of Deposit
$500
4.25% ▲ 1.18% above Florida avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.07%▲ 1.18% above avgNationally 2.79%
Details

Lock in up to

Rate History
1 change since Sep 18, 2026 · 3.00% → 4.25% ▲ 1.25 pts · high 4.25% / low 3.00%
1.75%3.63%5.50%Sep 18, 2026: 3.00% APYOct 9, 2026: 4.25% APYSep 18, 2026Oct 12, 2026
  • Oct 9, 20264.25%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
6 Month Commercial Share Certificate
$0
4.15% ▲ 1.08% above Florida avg
View
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.07%▲ 1.08% above avgNationally 2.79%
Details

To receive these rates and terms the certificate must be opened under a commercial/business account with BCFCU. BCFCU reserves the right to end promotion at any time. Dividends will be compounded every month and credited to your account every month. The certificate will automatically renew on the maturity date. You will have 20 days after the maturity date to withdraw funds without penalty. A substantial penalty is imposed if certificate funds other than dividends are withdrawn before the maturity dates. If the maturity of this certificate is 30 days to 1 year, the forfeiture is an amount equal to 90 days dividends. If the maturity of this certificate is more than 1 year, the forfeiture is an amount equal to 180 days dividends. You will have 20 days from maturity date to withdraw funds penalty free. *APR=Annual percentage rate. ** APY=Annual percentage yield.

Rate History
No change since Sep 21, 2026 · 4.15% APY · checked 4 times
3.65%4.15%4.65%Sep 21, 2026: 4.15% APYSep 21, 2026Oct 12, 2026
Radiant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
6 Month Fixed Rate Jumbo Certificate
$50,000
4.13% ▲ 1.06% above Florida avg
View
▼
Rate4.05%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.07%▲ 1.06% above avgNationally 2.79%
Details

Rate History
No change since Sep 14, 2026 · 4.13% APY · checked 6 times
3.63%4.13%4.63%Sep 14, 2026: 4.13% APYSep 14, 2026Oct 12, 2026
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
6 Month IRA Jumbo
$100,000
4.12% ▲ 1.05% above Florida avg
View
▼
Rate4.05%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.07%▲ 1.05% above avgNationally 2.79%
Details

Rate History
No change since Sep 14, 2026 · 4.12% APY · checked 7 times
3.62%4.12%4.62%Sep 14, 2026: 4.12% APYSep 14, 2026Oct 12, 2026
Radiant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
6 Month Business Fixed Rate Certificate
$1,000
4.08% ▲ 1.01% above Florida avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.07%▲ 1.01% above avgNationally 2.79%
Details

Compound Period: Daily

Rate History
No change since Sep 14, 2026 · 4.08% APY · checked 6 times
3.58%4.08%4.58%Sep 14, 2026: 4.08% APYSep 14, 2026Oct 12, 2026
Radiant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
6 Month Fixed Rate Certificate
$1,000
4.08% ▲ 1.01% above Florida avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.07%▲ 1.01% above avgNationally 2.79%
Details

Rate History
No change since Sep 18, 2026 · 4.08% APY · checked 2 times
3.58%4.08%4.58%Sep 18, 2026: 4.08% APYSep 18, 2026Oct 12, 2026
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
6 Month Certificate
$1,000
4.07% ▲ 1.00% above Florida avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.07%▲ 1.00% above avgNationally 2.79%
Details

Rate History
No change since Sep 22, 2026 · 4.07% APY · checked 5 times
3.57%4.07%4.57%Sep 22, 2026: 4.07% APYSep 22, 2026Oct 12, 2026
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
6 Month IRA
$1,000
4.07% ▲ 1.00% above Florida avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.07%▲ 1.00% above avgNationally 2.79%
Details

Rate History
No change since Sep 14, 2026 · 4.07% APY · checked 7 times
3.57%4.07%4.57%Sep 14, 2026: 4.07% APYSep 14, 2026Oct 12, 2026
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6 Month CD
$1,000
4.05% ▲ 0.98% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▲ 0.98% above avgNationally 2.79%
Details

New Money CDs

Rate History
No change since Sep 24, 2026 · 4.05% APY · checked 5 times
3.55%4.05%4.55%Sep 24, 2026: 4.05% APYSep 24, 2026Oct 12, 2026
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6 Month New Money CD
$1,000
4.05% ▲ 0.98% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▲ 0.98% above avgNationally 2.79%
Details

Exclusively for Premier clients.

Rate History
No change since Sep 27, 2026 · 4.05% APY · checked 4 times
3.55%4.05%4.55%Sep 27, 2026: 4.05% APYSep 27, 2026Oct 12, 2026
Transport Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
6 Month Jumbo Certificates
$100,000
4.01% ▲ 0.94% above Florida avg
View
▼
Rate3.95%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.07%▲ 0.94% above avgNationally 2.79%
Details

Jumbo Certificate rates require a $100,000.00 minimum deposit. Contact a Consumer Financial Advocate or review your Important Account Information brochure for details on terms and conditions.

Rate History
No change since Sep 14, 2026 · 4.01% APY · checked 6 times
3.51%4.01%4.51%Sep 14, 2026: 4.01% APYSep 14, 2026Oct 12, 2026
Banesco USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
6 month CD
$1,000
4.00% ▲ 0.93% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.07%▲ 0.93% above avgNationally 2.79%
Details

Special CD Rates for Continental U.S.

Rate History
1 change since Sep 30, 2026 · 3.95% → 4.00% ▲ 0.05 pts · high 4.00% / low 3.95%
3.45%3.98%4.50%Sep 30, 2026: 3.95% APYOct 6, 2026: 4.00% APYSep 30, 2026Oct 12, 2026
  • Oct 6, 20264.00%▲ from 3.95%
  • Sep 30, 20263.95%first recorded
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6 Month CD
$1,000
4.00% ▲ 0.93% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▲ 0.93% above avgNationally 2.79%
Details

Online CDs

Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 24, 2026: 4.00% APYSep 24, 2026Oct 12, 2026
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6 Month Online CD
$1,000
4.00% ▲ 0.93% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▲ 0.93% above avgNationally 2.79%
Details

Minimum balance to open and obtain APY is $1000.

Rate History
No change since Sep 27, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 27, 2026: 4.00% APYSep 27, 2026Oct 12, 2026
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
6-month CD
$1,000
4.00% ▲ 0.93% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▲ 0.93% above avgNationally 2.79%
Details

Rate History
1 change since Sep 14, 2026 · 3.56% → 4.00% ▲ 0.44 pts · high 4.00% / low 3.56%
3.06%3.78%4.50%Sep 14, 2026: 3.56% APYSep 24, 2026: 4.00% APYSep 14, 2026Oct 12, 2026
  • Sep 24, 20264.00%▲ from 3.56%
  • Sep 14, 20263.56%first recorded
Newtek Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.10%
6 Month CD
$2,500
4.00% ▲ 0.93% above Florida avg
View
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.07%▲ 0.93% above avgNationally 2.79%
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 12, 2026

Doral 12 Month CD Rates

Florida 12 Month CD Average3.23% APYNational 2.99%▲ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
City National Bank of Florida
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
8790 Nw 25th St, Doral, FL 33172
12-month online CD
$25,000
4.45% ▲ 1.22% above Florida avg
View
▼
Rate4.35%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▲ 1.22% above avgNationally 2.99%
Details

Online-only high-yield rates.

Rate History
1 change since Sep 18, 2026 · 4.00% → 4.45% ▲ 0.45 pts · high 4.45% / low 4.00%
3.50%4.23%4.95%Sep 18, 2026: 4.00% APYOct 2, 2026: 4.45% APYSep 18, 2026Oct 12, 2026
  • Oct 2, 20264.45%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
12 Month IRA Certificate
$500
4.40% ▲ 1.17% above Florida avg
View
▼
Rate4.33%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.23%▲ 1.17% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 4.40% APY · checked 6 times
3.90%4.40%4.90%Sep 14, 2026: 4.40% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
12 Month Regular Certificate of Deposit
$500
4.40% ▲ 1.17% above Florida avg
View
▼
Rate4.33%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.23%▲ 1.17% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 4.40% APY · checked 6 times
3.90%4.40%4.90%Sep 14, 2026: 4.40% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
12 Months Certificate
$500
4.40% ▲ 1.17% above Florida avg
View
▼
Rate4.33%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.23%▲ 1.17% above avgNationally 2.99%
Details

Rate History
No change since Sep 22, 2026 · 4.40% APY · checked 4 times
3.90%4.40%4.90%Sep 22, 2026: 4.40% APYSep 22, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
IRA Certificate - 12 Months
$500
4.40% ▲ 1.17% above Florida avg
View
▼
Rate4.33%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.23%▲ 1.17% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 4.40% APY · checked 6 times
3.90%4.40%4.90%Sep 14, 2026: 4.40% APYSep 14, 2026Oct 12, 2026
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
9747 Nw 41st St, Doral, FL 33178
12-MONTH CD
$500
4.30% ▲ 1.07% above Florida avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.23%▲ 1.07% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80%
3.30%4.05%4.80%Sep 14, 2026: 3.80% APYOct 10, 2026: 4.30% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.30%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
9735 NW 41st St, Doral, FL 33178 2944
12 Month CD
$0
4.25% ▲ 1.02% above Florida avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.23%▲ 1.02% above avgNationally 2.99%
Details

Balance: 12 Months - $500

Rate History
1 change since Sep 18, 2026 · 3.85% → 4.25% ▲ 0.40 pts · high 4.25% / low 3.85%
3.35%4.05%4.75%Sep 18, 2026: 3.85% APYOct 5, 2026: 4.25% APYSep 18, 2026Oct 12, 2026
  • Oct 5, 20264.25%▲ from 3.85%
  • Sep 18, 20263.85%first recorded
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
9735 NW 41st St, Doral, FL 33178 2944
12 Month IRA CD
$0
4.25% ▲ 1.02% above Florida avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.23%▲ 1.02% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.25% ▲ 0.40 pts · high 4.25% / low 3.85%
3.35%4.05%4.75%Sep 14, 2026: 3.85% APYSep 22, 2026: 4.25% APYSep 14, 2026Oct 12, 2026
  • Sep 22, 20264.25%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
Amerant Bank
Institution Rating:
B+4.7 ★Texas Ratio: 18.65%
2500 Nw 87th Ave, Doral, FL 33172
12 Month Certificate of Deposit
$0
4.00% ▲ 0.77% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▲ 0.77% above avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 12, 2026
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
1200 NW 78th Ave Ste 109, Doral, FL 33126 1816
12-Month Certificate
$500
4.00% ▲ 0.77% above Florida avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.23%▲ 0.77% above avgNationally 2.99%
Details

Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly

Rate History
No change since Oct 9, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 9, 2026: 4.00% APYOct 9, 2026Oct 12, 2026
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
1200 NW 78th Ave Ste 109, Doral, FL 33126 1816
12-Month Golden Eagle Certificate
$5,000
4.00% ▲ 0.77% above Florida avg
View
▼
Rate3.93%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.23%▲ 0.77% above avgNationally 2.99%
Details

Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 12, 2026
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
1200 NW 78th Ave Ste 109, Doral, FL 33126 1816
Jumbo Certificates - 12-Month
$50,000
4.00% ▲ 0.77% above Florida avg
View
▼
Rate3.93%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.23%▲ 0.77% above avgNationally 2.99%
Details

Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly

Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 5, 2026: 4.00% APYOct 5, 2026Oct 12, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
1-Year CD
$0
4.00% ▲ 0.77% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.23%▲ 0.77% above avgNationally 2.99%
Details

Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 24, 2026: 4.00% APYSep 24, 2026Oct 12, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
1-Year Term
$1,000
4.00% ▲ 0.77% above Florida avg
View
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.23%▲ 0.77% above avgNationally 2.99%
Details

Rate History
No change since Sep 27, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 27, 2026: 4.00% APYSep 27, 2026Oct 12, 2026
BankUnited
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
9690 Nw 41 Street, Doral, FL 33178
12-Month CD
$1,000
3.95% ▲ 0.72% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▲ 0.72% above avgNationally 2.99%
Details

Lock in your earnings with fixed-rate CD accounts designed to deliver predictable returns. With flexible CD terms ranging from months to years, you can choose the option that aligns with your financial timeline while taking advantage of some of the best CD rates available. The minimum opening deposit is $1,000, and all CDs are backed by FDIC insurance up to the maximum amount allowed by law.

Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 8 times
3.45%3.95%4.45%Sep 14, 2026: 3.95% APYSep 14, 2026Oct 12, 2026
Seacoast National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
8600 Nw 17th St, Doral, FL 33126
12-Month CD
$0
3.75% ▲ 0.52% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▲ 0.52% above avgNationally 2.99%
Details

Rate History
1 change since Sep 27, 2026 · 3.55% → 3.75% ▲ 0.20 pts · high 3.75% / low 3.55%
3.05%3.65%4.25%Sep 27, 2026: 3.55% APYOct 7, 2026: 3.75% APYSep 27, 2026Oct 12, 2026
  • Oct 7, 20263.75%▲ from 3.55%
  • Sep 27, 20263.55%first recorded
First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
8300 NW 53rd St, Doral, FL 33166 7710
12 Month Certificate
$1,000
3.70% ▲ 0.47% above Florida avg
View
▼
Rate3.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.23%▲ 0.47% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 5 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APYSep 14, 2026Oct 12, 2026
First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
8300 NW 53rd St, Doral, FL 33166 7710
12 Month IRA Certificate
$1,000
3.70% ▲ 0.47% above Florida avg
View
▼
Rate3.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.23%▲ 0.47% above avgNationally 2.99%
Details

Open

Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 5 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APYSep 14, 2026Oct 12, 2026
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
8699 Nw 36th St, Doral, FL 33166
12-month CD
$0
3.25% ▲ 0.02% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▲ 0.02% above avgNationally 2.99%
Details

Special rate for select new CD accounts.

Rate History
No change since Sep 27, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 27, 2026: 3.25% APYSep 27, 2026Oct 12, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
12 Month CD
$500
2.00% ▼ 1.23% below Florida avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▼ 1.23% below avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 7, 2026: 2.00% APYOct 7, 2026Oct 12, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
10601 Nw 41st St, Doral, FL 33178
1 year Standard Fixed Rate
$2,500
1.51% ▼ 1.72% below Florida avg
View
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▼ 1.72% below avgNationally 2.99%
Details

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Rate History
1 change since Sep 14, 2026 · 1.50% → 1.51% ▲ 0.01 pts · high 1.51% / low 1.50%
1.00%1.51%2.01%Sep 14, 2026: 1.50% APYOct 7, 2026: 1.51% APYSep 14, 2026Oct 12, 2026
  • Oct 7, 20261.51%▲ from 1.50%
  • Sep 14, 20261.50%first recorded
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
10601 Nw 41st St, Doral, FL 33178
1 year Standard Interest Rate
$2,500
1.51% ▼ 1.72% below Florida avg
View
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▼ 1.72% below avgNationally 2.99%
Details

Balance: $0 - $4,999.99; Relationship APY 1.51%

Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 3 times
1.01%1.51%2.01%Sep 14, 2026: 1.51% APYSep 14, 2026Oct 12, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
10601 Nw 41st St, Doral, FL 33178
1 year Standard Fixed Rate
$2,500
1.50% ▼ 1.73% below Florida avg
View
▼
Rate1.49%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▼ 1.73% below avgNationally 2.99%
Details

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 3 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 12, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3885 Nw 107th Ave, Doral, FL 33178
12 Month - Relationship
$0
1.00% ▼ 2.23% below Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▼ 2.23% below avgNationally 2.99%
Details

Balance: $250.00 - $9,999.99

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 3 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 12, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3885 Nw 107th Ave, Doral, FL 33178
12 Month Certificate
$0
1.00% ▼ 2.23% below Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▼ 2.23% below avgNationally 2.99%
Details

Balance: $250.00 - $9,999.99

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 12, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3885 Nw 107th Ave, Doral, FL 33178
12 Month TD Choice CD
$250
1.00% ▼ 2.23% below Florida avg
View
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▼ 2.23% below avgNationally 2.99%
Details

Relationship APY; Balance: $250.00 - $9,999.99

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 12, 2026
First American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
5241 Nw 87th Ave, Doral, FL 33178
12 Month Certificate
$0
1.00% ▼ 2.23% below Florida avg
View
▼
Rate0.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▼ 2.23% below avgNationally 2.99%
Details

Disclosure

Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 7, 2026: 1.00% APYOct 7, 2026Oct 12, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
1-Year RampUp Plus
$25,000
0.25% ▼ 2.98% below Florida avg
View
▼
Rate0.25%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.23%▼ 2.98% below avgNationally 2.99%
Details

Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYSep 27, 2026Oct 12, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3885 Nw 107th Ave, Doral, FL 33178
12 Month TD IRA Add-Vantage CD
$0
0.05% ▼ 3.18% below Florida avg
View
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▼ 3.18% below avgNationally 2.99%
Details

IRA

Rate History
No change since Sep 27, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 27, 2026: 0.05% APYSep 27, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
12 Month Certificate of Deposit
$0
0.03% ▼ 3.20% below Florida avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▼ 3.20% below avgNationally 2.99%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
12 Month Certificate of Deposit
$0
0.02% ▼ 3.21% below Florida avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▼ 3.21% below avgNationally 2.99%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
12 Month Certificate of Deposit
$0
0.01% ▼ 3.22% below Florida avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▼ 3.22% below avgNationally 2.99%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 12, 2026
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
12 Month Family Legacy Certificate Account
$0
5.00% ▲ 1.77% above Florida avg
View
▼
Rate4.91%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.23%▲ 1.77% above avgNationally 2.99%
Details

The Family Legacy Certificate Account must be opened within two years of the date of death. Eligibility is subject to verification.

Rate History
1 change since Sep 14, 2026 · 4.91% → 5.00% ▲ 0.09 pts · high 5.00% / low 4.91%
4.41%4.96%5.50%Sep 14, 2026: 4.91% APYSep 17, 2026: 5.00% APYSep 14, 2026Oct 12, 2026
  • Sep 17, 20265.00%▲ from 4.91%
  • Sep 14, 20264.91%first recorded
Raymond James Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
12 Month Certificate
$2,000
4.60% ▲ 1.37% above Florida avg
View
▼
Rate4.50%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▲ 1.37% above avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 4.60% APY · checked 2 times
4.10%4.60%5.10%Oct 7, 2026: 4.60% APYOct 7, 2026Oct 12, 2026
Popular Direct
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
12 Month Certificate
$0
4.50% ▲ 1.27% above Florida avg
View
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.23%▲ 1.27% above avgNationally 2.99%
Details

Rate History
No change since Oct 6, 2026 · 4.50% APY · checked 2 times
4.00%4.50%5.00%Oct 6, 2026: 4.50% APYOct 6, 2026Oct 12, 2026
Popular Direct
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
12-month CD
$10,000
4.50% ▲ 1.27% above Florida avg
View
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.23%▲ 1.27% above avgNationally 2.99%
Details

Rate History
2 changes since Sep 24, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 4.50% / low 4.25%
3.75%4.38%5.00%Sep 24, 2026: 4.25% APYOct 1, 2026: 4.40% APYOct 6, 2026: 4.50% APYSep 24, 2026Oct 12, 2026
  • Oct 6, 20264.50%▲ from 4.40%
  • Oct 1, 20264.40%▲ from 4.25%
  • Sep 24, 20264.25%first recorded
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
12 Month Online CD
$500
4.35% ▲ 1.12% above Florida avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▲ 1.12% above avgNationally 2.99%
Details

Rate History
No change since Sep 18, 2026 · 4.35% APY · checked 6 times
3.85%4.35%4.85%Sep 18, 2026: 4.35% APYSep 18, 2026Oct 12, 2026
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
12 Month CD
$1,000
4.35% ▲ 1.12% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▲ 1.12% above avgNationally 2.99%
Details

New Money CDs

Rate History
No change since Sep 24, 2026 · 4.35% APY · checked 5 times
3.85%4.35%4.85%Sep 24, 2026: 4.35% APYSep 24, 2026Oct 12, 2026
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
12 Month New Money CD
$1,000
4.35% ▲ 1.12% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▲ 1.12% above avgNationally 2.99%
Details

Exclusively for Premier clients.

Rate History
No change since Sep 27, 2026 · 4.35% APY · checked 4 times
3.85%4.35%4.85%Sep 27, 2026: 4.35% APYSep 27, 2026Oct 12, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month Special EasyStart Certificate
$50
4.35% ▲ 1.12% above Florida avg
View
▼
Rate4.26%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.23%▲ 1.12% above avgNationally 2.99%
Details

Rate History
No change since Sep 30, 2026 · 4.35% APY · checked 4 times
3.85%4.35%4.85%Sep 30, 2026: 4.35% APYSep 30, 2026Oct 12, 2026
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
12-month CD
$1,000
4.35% ▲ 1.12% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▲ 1.12% above avgNationally 2.99%
Details

Featured rate

Rate History
1 change since Sep 14, 2026 · 4.15% → 4.35% ▲ 0.20 pts · high 4.35% / low 4.15%
3.65%4.25%4.85%Sep 14, 2026: 4.15% APYSep 24, 2026: 4.35% APYSep 14, 2026Oct 12, 2026
  • Sep 24, 20264.35%▲ from 4.15%
  • Sep 14, 20264.15%first recorded
Tru Fi-Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
Traditional Teen 12 month CD Special
$0
4.33% ▲ 1.10% above Florida avg
View
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.23%▲ 1.10% above avgNationally 2.99%
Details

Tru Traditional/Roth IRA Accounts

Rate History
No change since Sep 22, 2026 · 4.33% APY · checked 4 times
3.83%4.33%4.83%Sep 22, 2026: 4.33% APYSep 22, 2026Oct 12, 2026
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
12 Month CD
$1,000
4.30% ▲ 1.07% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▲ 1.07% above avgNationally 2.99%
Details

Online CDs

Rate History
No change since Sep 24, 2026 · 4.30% APY · checked 5 times
3.80%4.30%4.80%Sep 24, 2026: 4.30% APYSep 24, 2026Oct 12, 2026
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
12 Month Online CD
$1,000
4.30% ▲ 1.07% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▲ 1.07% above avgNationally 2.99%
Details

Minimum balance to open and obtain APY is $1000.

Rate History
No change since Sep 27, 2026 · 4.30% APY · checked 4 times
3.80%4.30%4.80%Sep 27, 2026: 4.30% APYSep 27, 2026Oct 12, 2026
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1 Year Rising Rate CD
$0
4.25% ▲ 1.02% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.23%▲ 1.02% above avgNationally 2.99%
Details

Minimum to Obtain: $500

Rate History
No change since Sep 18, 2026 · 4.25% APY · checked 6 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APYSep 18, 2026Oct 12, 2026
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
Jumbo 12 Month Certificates
$0
4.25% ▲ 1.02% above Florida avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.23%▲ 1.02% above avgNationally 2.99%
Details

Jumbo 12 Month Certificates** - Minimum $75,000; Early Withdrawal Penalty: 180 days interest

Rate History
1 change since Sep 18, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 18, 2026: 4.00% APYOct 1, 2026: 4.25% APYSep 18, 2026Oct 12, 2026
  • Oct 1, 20264.25%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
IRA Certificate - 1 Year Starter Add-On
$0
4.25% ▲ 1.02% above Florida avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.23%▲ 1.02% above avgNationally 2.99%
Details

Rate History
No change since Oct 6, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 6, 2026: 4.25% APYOct 6, 2026Oct 12, 2026
Gulf Coast Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 MONTH CD
$0
4.24% ▲ 1.01% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average3.23%▲ 1.01% above avgNationally 2.99%
Details

Rate History
No change since Sep 19, 2026 · 4.24% APY · checked 8 times
3.74%4.24%4.74%Sep 19, 2026: 4.24% APYSep 19, 2026Oct 12, 2026
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
12 Month IRA Jumbo
$100,000
4.23% ▲ 1.00% above Florida avg
View
▼
Rate4.15%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.23%▲ 1.00% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 4.23% APY · checked 7 times
3.73%4.23%4.73%Sep 14, 2026: 4.23% APYSep 14, 2026Oct 12, 2026
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
12 Month Certificate
$1,000
4.18% ▲ 0.95% above Florida avg
View
▼
Rate4.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.23%▲ 0.95% above avgNationally 2.99%
Details

Rate History
No change since Sep 22, 2026 · 4.18% APY · checked 5 times
3.68%4.18%4.68%Sep 22, 2026: 4.18% APYSep 22, 2026Oct 12, 2026

Doral 18 Month CD Rates

Florida 18 Month CD Average3.27% APYNational 2.87%▲ 0.04% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
9735 NW 41st St, Doral, FL 33178 2944
18 Month CD
$0
4.25% ▲ 0.98% above Florida avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.27%▲ 0.98% above avgNationally 2.87%
Details

Balance: 18 Months - $500

Rate History
1 change since Sep 18, 2026 · 3.85% → 4.25% ▲ 0.40 pts · high 4.25% / low 3.85%
3.35%4.05%4.75%Sep 18, 2026: 3.85% APYOct 5, 2026: 4.25% APYSep 18, 2026Oct 12, 2026
  • Oct 5, 20264.25%▲ from 3.85%
  • Sep 18, 20263.85%first recorded
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
9735 NW 41st St, Doral, FL 33178 2944
18 Month IRA CD
$0
4.25% ▲ 0.98% above Florida avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.27%▲ 0.98% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.25% ▲ 0.40 pts · high 4.25% / low 3.85%
3.35%4.05%4.75%Sep 14, 2026: 3.85% APYSep 22, 2026: 4.25% APYSep 14, 2026Oct 12, 2026
  • Sep 22, 20264.25%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
9747 Nw 41st St, Doral, FL 33178
18-MONTH CD
$500
4.25% ▲ 0.98% above Florida avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.27%▲ 0.98% above avgNationally 2.87%
Details

Rate History
No change since Oct 10, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 10, 2026: 4.25% APYOct 10, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
18 Month IRA Certificate
$500
4.10% ▲ 0.83% above Florida avg
View
▼
Rate4.04%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.27%▲ 0.83% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 6 times
3.60%4.10%4.60%Sep 14, 2026: 4.10% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
18 Month Regular Certificate of Deposit
$500
4.10% ▲ 0.83% above Florida avg
View
▼
Rate4.04%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.27%▲ 0.83% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 6 times
3.60%4.10%4.60%Sep 14, 2026: 4.10% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
18 Months Certificate
$500
4.10% ▲ 0.83% above Florida avg
View
▼
Rate4.04%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.27%▲ 0.83% above avgNationally 2.87%
Details

Rate History
No change since Sep 22, 2026 · 4.10% APY · checked 4 times
3.60%4.10%4.60%Sep 22, 2026: 4.10% APYSep 22, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
IRA Certificate - 18 Months
$500
4.10% ▲ 0.83% above Florida avg
View
▼
Rate4.04%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.27%▲ 0.83% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 6 times
3.60%4.10%4.60%Sep 14, 2026: 4.10% APYSep 14, 2026Oct 12, 2026
First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
8300 NW 53rd St, Doral, FL 33166 7710
18 Month Certificate
$1,000
3.65% ▲ 0.38% above Florida avg
View
▼
Rate3.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.27%▲ 0.38% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 5 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
8300 NW 53rd St, Doral, FL 33166 7710
18 Month IRA Certificate
$1,000
3.65% ▲ 0.38% above Florida avg
View
▼
Rate3.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.27%▲ 0.38% above avgNationally 2.87%
Details

Open

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 5 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
18-Month CD
$0
2.75% ▼ 0.52% below Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.27%▼ 0.52% below avgNationally 2.87%
Details

Rate History
No change since Sep 24, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 24, 2026: 2.75% APYSep 24, 2026Oct 12, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
18-Month Term
$1,000
2.75% ▼ 0.52% below Florida avg
View
▼
Rate2.71%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.27%▼ 0.52% below avgNationally 2.87%
Details

Rate History
No change since Sep 27, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 27, 2026: 2.75% APYSep 27, 2026Oct 12, 2026
Amerant Bank
Institution Rating:
B+4.7 ★Texas Ratio: 18.65%
2500 Nw 87th Ave, Doral, FL 33172
18 Month Certificate of Deposit
$0
2.50% ▼ 0.77% below Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.27%▼ 0.77% below avgNationally 2.87%
Details

Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 7, 2026: 2.50% APYOct 7, 2026Oct 12, 2026
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
1200 NW 78th Ave Ste 109, Doral, FL 33126 1816
18-Month Certificate
$500
2.02% ▼ 1.25% below Florida avg
View
▼
Rate2.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.27%▼ 1.25% below avgNationally 2.87%
Details

Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly

Rate History
No change since Oct 9, 2026 · 2.02% APY
1.52%2.02%2.52%Oct 9, 2026: 2.02% APYOct 9, 2026Oct 12, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3885 Nw 107th Ave, Doral, FL 33178
18 Month - Relationship
$0
1.00% ▼ 2.27% below Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.27%▼ 2.27% below avgNationally 2.87%
Details

Balance: $250.00 - $9,999.99

Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 7, 2026: 1.00% APYOct 7, 2026Oct 12, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3885 Nw 107th Ave, Doral, FL 33178
18 Month Certificate
$0
1.00% ▼ 2.27% below Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.27%▼ 2.27% below avgNationally 2.87%
Details

Balance: $250.00 - $9,999.99

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 12, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3885 Nw 107th Ave, Doral, FL 33178
18 Month TD Choice CD
$250
1.00% ▼ 2.27% below Florida avg
View
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.27%▼ 2.27% below avgNationally 2.87%
Details

Relationship APY; Balance: $250.00 - $9,999.99

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
18 Month Certificate of Deposit
$0
0.03% ▼ 3.24% below Florida avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.27%▼ 3.24% below avgNationally 2.87%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
18 Month Certificate of Deposit
$0
0.02% ▼ 3.25% below Florida avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.27%▼ 3.25% below avgNationally 2.87%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 12, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
18 Month CD
$500
0.02% ▼ 3.25% below Florida avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.27%▼ 3.25% below avgNationally 2.87%
Details

Rate History
No change since Oct 7, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Oct 7, 2026: 0.02% APYOct 7, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
18 Month Certificate of Deposit
$0
0.01% ▼ 3.26% below Florida avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.27%▼ 3.26% below avgNationally 2.87%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 12, 2026
Raymond James Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
18 Month Certificate
$2,000
4.90% ▲ 1.63% above Florida avg
View
▼
Rate4.78%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.27%▲ 1.63% above avgNationally 2.87%
Details

Rate History
No change since Oct 7, 2026 · 4.90% APY · checked 2 times
4.40%4.90%5.40%Oct 7, 2026: 4.90% APYOct 7, 2026Oct 12, 2026
Popular Direct
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
18 Month Certificate
$0
4.65% ▲ 1.38% above Florida avg
View
▼
Rate4.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.27%▲ 1.38% above avgNationally 2.87%
Details

Rate History
No change since Oct 6, 2026 · 4.65% APY · checked 2 times
4.15%4.65%5.15%Oct 6, 2026: 4.65% APYOct 6, 2026Oct 12, 2026
Popular Direct
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
18-month CD
$10,000
4.65% ▲ 1.38% above Florida avg
View
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.27%▲ 1.38% above avgNationally 2.87%
Details

Rate History
2 changes since Sep 24, 2026 · 4.35% → 4.65% ▲ 0.30 pts · high 4.65% / low 4.35%
3.85%4.50%5.15%Sep 24, 2026: 4.35% APYOct 1, 2026: 4.55% APYOct 6, 2026: 4.65% APYSep 24, 2026Oct 12, 2026
  • Oct 6, 20264.65%▲ from 4.55%
  • Oct 1, 20264.55%▲ from 4.35%
  • Sep 24, 20264.35%first recorded
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
18-Month Promo Certificate
$100,000
4.50% ▲ 1.23% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Florida Average3.27%▲ 1.23% above avgNationally 2.87%
Details

Promotional certificate. Minimum balance to open jumbo share certificate and obtain APY is $100,000.

Rate History
2 changes since Sep 25, 2026 · 4.50% → 4.50% ▼ 0.00 pts · high 4.50% / low 4.35%
3.85%4.43%5.00%Sep 25, 2026: 4.50% APYOct 4, 2026: 4.35% APYOct 8, 2026: 4.50% APYSep 25, 2026Oct 12, 2026
  • Oct 8, 20264.50%▲ from 4.35%
  • Oct 4, 20264.35%▼ from 4.50%
  • Sep 25, 20264.50%first recorded
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
18-Month Promotional Certificate
$0
4.50% ▲ 1.23% above Florida avg
View
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Florida Average3.27%▲ 1.23% above avgNationally 2.87%
Details

Balance: $100,000+; Jumbo

Rate History
No change since Oct 8, 2026 · 4.50% APY · checked 2 times
4.00%4.50%5.00%Oct 8, 2026: 4.50% APYOct 8, 2026Oct 12, 2026
Suncoast Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
18 Month Jumbo Certificate
$0
4.50% ▲ 1.23% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.27%▲ 1.23% above avgNationally 2.87%
Details

Rate History
No change since Sep 18, 2026 · 4.50% APY · checked 5 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APYSep 18, 2026Oct 12, 2026
Suncoast Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
18 Month Share Certificate
$0
4.50% ▲ 1.23% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.27%▲ 1.23% above avgNationally 2.87%
Details

Rate History
No change since Sep 18, 2026 · 4.50% APY · checked 5 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APYSep 18, 2026Oct 12, 2026
Suncoast Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
18 Month Youth Certificate
$0
4.50% ▲ 1.23% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.27%▲ 1.23% above avgNationally 2.87%
Details

Rate History
No change since Sep 18, 2026 · 4.50% APY · checked 5 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APYSep 18, 2026Oct 12, 2026
Launch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.61%
18 Month Business Share Certificate
$0
4.50% ▲ 1.23% above Florida avg
View
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.27%▲ 1.23% above avgNationally 2.87%
Details

Rate History
No change since Sep 18, 2026 · 4.50% APY · checked 5 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APYSep 18, 2026Oct 12, 2026
Launch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.61%
18 Month Share Certificate
$0
4.50% ▲ 1.23% above Florida avg
View
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.27%▲ 1.23% above avgNationally 2.87%
Details

Rate History
No change since Sep 18, 2026 · 4.50% APY · checked 2 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APYSep 18, 2026Oct 12, 2026
United Bank (AL)
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
18 Month CD
$0
4.35% ▲ 1.08% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.27%▲ 1.08% above avgNationally 2.87%
Details

Rate History
No change since Oct 7, 2026 · 4.35% APY · checked 3 times
3.85%4.35%4.85%Oct 7, 2026: 4.35% APYOct 7, 2026Oct 12, 2026
United Bank (AL)
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
18 Month IRA CD
$0
4.35% ▲ 1.08% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.27%▲ 1.08% above avgNationally 2.87%
Details

Rate History
No change since Oct 7, 2026 · 4.35% APY · checked 3 times
3.85%4.35%4.85%Oct 7, 2026: 4.35% APYOct 7, 2026Oct 12, 2026
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
18-Month CD
$1,000
4.35% ▲ 1.08% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Florida Average3.27%▲ 1.08% above avgNationally 2.87%
Details

Rate History
2 changes since Sep 16, 2026 · 4.40% → 4.35% ▼ 0.05 pts · high 4.40% / low 4.25%
3.75%4.33%4.90%Sep 16, 2026: 4.40% APYOct 3, 2026: 4.25% APYOct 12, 2026: 4.35% APYSep 16, 2026Oct 12, 2026
  • Oct 12, 20264.35%▲ from 4.25%
  • Oct 3, 20264.25%▼ from 4.40%
  • Sep 16, 20264.40%first recorded
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
18-Month Promo Certificate
$100
4.35% ▲ 1.08% above Florida avg
View
▼
RateN/A
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Florida Average3.27%▲ 1.08% above avgNationally 2.87%
Details

Or, 4.35% APY* with $100 min.

Rate History
2 changes since Sep 25, 2026 · 4.35% → 4.35% ▼ 0.00 pts · high 4.50% / low 4.35%
3.85%4.43%5.00%Sep 25, 2026: 4.35% APYOct 4, 2026: 4.50% APYOct 12, 2026: 4.35% APYSep 25, 2026Oct 12, 2026
  • Oct 12, 20264.35%▼ from 4.50%
  • Oct 4, 20264.50%▲ from 4.35%
  • Sep 25, 20264.35%first recorded
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
18-Month Promotional Certificate
$0
4.35% ▲ 1.08% above Florida avg
View
▼
Rate4.27%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Florida Average3.27%▲ 1.08% above avgNationally 2.87%
Details

Regular

Rate History
No change since Oct 8, 2026 · 4.35% APY · checked 2 times
3.85%4.35%4.85%Oct 8, 2026: 4.35% APYOct 8, 2026Oct 12, 2026
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Business 18-Month Promotional Certificate
$0
4.35% ▲ 1.08% above Florida avg
View
▼
Rate4.27%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Florida Average3.27%▲ 1.08% above avgNationally 2.87%
Details

Balance: $100,000+; Jumbo

Rate History
No change since Oct 12, 2026 · 4.35% APY
3.85%4.35%4.85%Oct 12, 2026: 4.35% APYOct 12, 2026Oct 12, 2026
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
18 Month IRA Jumbo
$100,000
4.28% ▲ 1.01% above Florida avg
View
▼
Rate4.20%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.27%▲ 1.01% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 4.28% APY · checked 7 times
3.78%4.28%4.78%Sep 14, 2026: 4.28% APYSep 14, 2026Oct 12, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Relationship CD - 18 Month
$0
4.25% ▲ 0.98% above Florida avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.27%▲ 0.98% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 4.10% → 4.25% ▲ 0.15 pts · high 4.25% / low 4.10%
3.60%4.18%4.75%Sep 14, 2026: 4.10% APYSep 24, 2026: 4.25% APYSep 14, 2026Oct 12, 2026
  • Sep 24, 20264.25%▲ from 4.10%
  • Sep 14, 20264.10%first recorded
MIAMI FIREFIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
18 Month Share Certificates
$1,000
4.25% ▲ 0.98% above Florida avg
View
▼
Rate4.16%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.27%▲ 0.98% above avgNationally 2.87%
Details

Rate History
1 change since Sep 18, 2026 · 4.15% → 4.25% ▲ 0.10 pts · high 4.25% / low 4.15%
3.65%4.20%4.75%Sep 18, 2026: 4.15% APYOct 6, 2026: 4.25% APYSep 18, 2026Oct 12, 2026
  • Oct 6, 20264.25%▲ from 4.15%
  • Sep 18, 20264.15%first recorded
McCoy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
18 Month Share Certificate
$0
4.23% ▲ 0.96% above Florida avg
View
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Florida Average3.27%▲ 0.96% above avgNationally 2.87%
Details

Balance: $1,000 - $100,000 +

Rate History
No change since Sep 25, 2026 · 4.23% APY · checked 3 times
3.73%4.23%4.73%Sep 25, 2026: 4.23% APYSep 25, 2026Oct 12, 2026
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
18 Month Certificate
$1,000
4.23% ▲ 0.96% above Florida avg
View
▼
Rate4.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.27%▲ 0.96% above avgNationally 2.87%
Details

Rate History
No change since Sep 22, 2026 · 4.23% APY · checked 5 times
3.73%4.23%4.73%Sep 22, 2026: 4.23% APYSep 22, 2026Oct 12, 2026
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
18 Month IRA
$1,000
4.23% ▲ 0.96% above Florida avg
View
▼
Rate4.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.27%▲ 0.96% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 4.23% APY · checked 7 times
3.73%4.23%4.73%Sep 14, 2026: 4.23% APYSep 14, 2026Oct 12, 2026
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Business 18-Month Promotional Certificate
$0
4.20% ▲ 0.93% above Florida avg
View
▼
Rate4.12%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Florida Average3.27%▲ 0.93% above avgNationally 2.87%
Details

Regular

Rate History
No change since Oct 12, 2026 · 4.20% APY
3.70%4.20%4.70%Oct 12, 2026: 4.20% APYOct 12, 2026Oct 12, 2026
Gala Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Months CD
$0
4.20% ▲ 0.93% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.27%▲ 0.93% above avgNationally 2.87%
Details

Rate History
No change since Oct 10, 2026 · 4.20% APY
3.70%4.20%4.70%Oct 10, 2026: 4.20% APYOct 10, 2026Oct 12, 2026
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
18-month CD
$1,000
4.15% ▲ 0.88% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.27%▲ 0.88% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
3.50%4.08%4.65%Sep 14, 2026: 4.00% APYSep 24, 2026: 4.15% APYSep 14, 2026Oct 12, 2026
  • Sep 24, 20264.15%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month View Today's Full List of CD Offerings here
$100,000
4.15% ▲ 0.88% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average3.27%▲ 0.88% above avgNationally 2.87%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 12, 2026
MIAMI FIREFIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
18 Month IRA Share Certificate
$0
4.15% ▲ 0.88% above Florida avg
View
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.27%▲ 0.88% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 4.15% APY · checked 7 times
3.65%4.15%4.65%Sep 14, 2026: 4.15% APYSep 14, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month View Today's Full List of CD Offerings here
$100,000
4.10% ▲ 0.83% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average3.27%▲ 0.83% above avgNationally 2.87%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 7, 2026: 4.10% APYOct 7, 2026Oct 12, 2026
Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
18 Month Share Certificate
$0
4.08% ▲ 0.81% above Florida avg
View
▼
Rate4.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.27%▲ 0.81% above avgNationally 2.87%
Details

Dividends will be compounded every month and credited to your account every month. The certificate will automatically renew on the maturity date. You will have 20 days after the maturity date to withdraw funds without penalty. A substantial penalty is imposed if certificate funds other than dividends are withdrawn before the maturity dates. If the maturity of this certificate is 30 days to 1 year, the forfeiture is an amount equal to 90 days dividends. If the maturity of this certificate is more than 1 year, the forfeiture is an amount equal to 180 days dividends. You will have 20 days from maturity date to withdraw funds penalty free. *APR=Annual percentage rate. ** APY=Annual percentage yield.

Rate History
No change since Oct 5, 2026 · 4.08% APY · checked 2 times
3.58%4.08%4.58%Oct 5, 2026: 4.08% APYOct 5, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
18 Month View Today's Full List of CD Offerings here
$100,000
4.05% ▲ 0.78% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average3.27%▲ 0.78% above avgNationally 2.87%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Oct 7, 2026: 4.05% APYOct 7, 2026Oct 12, 2026

Doral 24 Month CD Rates

Florida 24 Month CD Average3.15% APYNational 2.88%▲ 0.05% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
City National Bank of Florida
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
8790 Nw 25th St, Doral, FL 33172
24-month online CD
$25,000
4.50% ▲ 1.35% above Florida avg
View
▼
Rate4.40%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.15%▲ 1.35% above avgNationally 2.88%
Details

Online-only high-yield rates.

Rate History
1 change since Sep 18, 2026 · 3.75% → 4.50% ▲ 0.75 pts · high 4.50% / low 3.75%
3.00%4.13%5.25%Sep 18, 2026: 3.75% APYOct 2, 2026: 4.50% APYSep 18, 2026Oct 12, 2026
  • Oct 2, 20264.50%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
9747 Nw 41st St, Doral, FL 33178
24-MONTH CD
$500
4.25% ▲ 1.10% above Florida avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.15%▲ 1.10% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.70% → 4.25% ▲ 0.55 pts · high 4.25% / low 3.70%
3.15%3.98%4.80%Sep 14, 2026: 3.70% APYOct 10, 2026: 4.25% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.25%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
8300 NW 53rd St, Doral, FL 33166 7710
24 Month Certificate
$1,000
3.80% ▲ 0.65% above Florida avg
View
▼
Rate3.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.15%▲ 0.65% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 5 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 12, 2026
First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
8300 NW 53rd St, Doral, FL 33166 7710
24 Month IRA Certificate
$1,000
3.80% ▲ 0.65% above Florida avg
View
▼
Rate3.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.15%▲ 0.65% above avgNationally 2.88%
Details

Open

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 5 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 12, 2026
First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
8300 NW 53rd St, Doral, FL 33166 7710
24 Month Sand Dollar
$300
3.80% ▲ 0.65% above Florida avg
View
▼
Rate3.74%
Min Deposit$300
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.15%▲ 0.65% above avgNationally 2.88%
Details

Call; Sand Dollar**

Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Oct 12, 2026
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
9735 NW 41st St, Doral, FL 33178 2944
24 Month CD
$0
3.75% ▲ 0.60% above Florida avg
View
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.15%▲ 0.60% above avgNationally 2.88%
Details

Balance: 24 Months - $500

Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Oct 12, 2026
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
9735 NW 41st St, Doral, FL 33178 2944
24 Month IRA CD
$0
3.75% ▲ 0.60% above Florida avg
View
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.15%▲ 0.60% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 12, 2026
First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
8300 NW 53rd St, Doral, FL 33166 7710
24 Month Step
$1,000
3.70% ▲ 0.55% above Florida avg
View
▼
Rate3.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.15%▲ 0.55% above avgNationally 2.88%
Details

Call; Step*

Rate History
No change since Sep 18, 2026 · 3.70% APY · checked 4 times
3.20%3.70%4.20%Sep 18, 2026: 3.70% APYSep 18, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
24 Month IRA Certificate
$500
3.65% ▲ 0.50% above Florida avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.15%▲ 0.50% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
24 Month Regular Certificate of Deposit
$500
3.65% ▲ 0.50% above Florida avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.15%▲ 0.50% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
24 Months Certificate
$500
3.65% ▲ 0.50% above Florida avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.15%▲ 0.50% above avgNationally 2.88%
Details

Rate History
No change since Sep 22, 2026 · 3.65% APY · checked 4 times
3.15%3.65%4.15%Sep 22, 2026: 3.65% APYSep 22, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
IRA Certificate - 24 Months
$500
3.65% ▲ 0.50% above Florida avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.15%▲ 0.50% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
1200 NW 78th Ave Ste 109, Doral, FL 33126 1816
24-Month Certificate
$500
2.53% ▼ 0.62% below Florida avg
View
▼
Rate2.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.15%▼ 0.62% below avgNationally 2.88%
Details

Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly

Rate History
No change since Oct 9, 2026 · 2.53% APY
2.03%2.53%3.03%Oct 9, 2026: 2.53% APYOct 9, 2026Oct 12, 2026
Amerant Bank
Institution Rating:
B+4.7 ★Texas Ratio: 18.65%
2500 Nw 87th Ave, Doral, FL 33172
24 Month Certificate of Deposit
$0
2.50% ▼ 0.65% below Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.15%▼ 0.65% below avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 7, 2026: 2.50% APYOct 7, 2026Oct 12, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3885 Nw 107th Ave, Doral, FL 33178
24 Month Certificate
$0
1.00% ▼ 2.15% below Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.15%▼ 2.15% below avgNationally 2.88%
Details

Balance: $250.00 - $9,999.99

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 12, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3885 Nw 107th Ave, Doral, FL 33178
24 Month TD Choice CD
$250
1.00% ▼ 2.15% below Florida avg
View
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.15%▼ 2.15% below avgNationally 2.88%
Details

Relationship APY; Balance: $250.00 - $9,999.99

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 12, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
2-Year CD
$0
0.40% ▼ 2.75% below Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.15%▼ 2.75% below avgNationally 2.88%
Details

Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 5 times
0.00%0.45%0.90%Sep 24, 2026: 0.40% APYSep 24, 2026Oct 12, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
2-Year Term
$1,000
0.40% ▼ 2.75% below Florida avg
View
▼
Rate0.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.15%▼ 2.75% below avgNationally 2.88%
Details

Rate History
No change since Sep 27, 2026 · 0.40% APY · checked 4 times
0.00%0.45%0.90%Sep 27, 2026: 0.40% APYSep 27, 2026Oct 12, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
2-Year RampUp Plus
$25,000
0.25% ▼ 2.90% below Florida avg
View
▼
Rate0.25%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.15%▼ 2.90% below avgNationally 2.88%
Details

Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYSep 27, 2026Oct 12, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
2 Year CD
$500
0.05% ▼ 3.10% below Florida avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.15%▼ 3.10% below avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
24 Month Certificate of Deposit
$0
0.03% ▼ 3.12% below Florida avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.15%▼ 3.12% below avgNationally 2.88%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
24 Month Certificate of Deposit
$0
0.02% ▼ 3.13% below Florida avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.15%▼ 3.13% below avgNationally 2.88%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
24 Month Certificate of Deposit
$0
0.01% ▼ 3.14% below Florida avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.15%▼ 3.14% below avgNationally 2.88%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 12, 2026
Raymond James Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
24 Month Certificate
$2,000
4.98% ▲ 1.83% above Florida avg
View
▼
Rate4.86%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.15%▲ 1.83% above avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 4.98% APY · checked 2 times
4.48%4.98%5.48%Oct 7, 2026: 4.98% APYOct 7, 2026Oct 12, 2026
Popular Direct
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
24 Month Certificate
$0
4.70% ▲ 1.55% above Florida avg
View
▼
Rate4.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.15%▲ 1.55% above avgNationally 2.88%
Details

Rate History
No change since Oct 6, 2026 · 4.70% APY · checked 2 times
4.20%4.70%5.20%Oct 6, 2026: 4.70% APYOct 6, 2026Oct 12, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Relationship CD - 24 Month
$0
4.50% ▲ 1.35% above Florida avg
View
▼
Rate4.43%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.15%▲ 1.35% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 4.15% → 4.50% ▲ 0.35 pts · high 4.50% / low 4.15%
3.65%4.33%5.00%Sep 14, 2026: 4.15% APYSep 24, 2026: 4.50% APYSep 14, 2026Oct 12, 2026
  • Sep 24, 20264.50%▲ from 4.15%
  • Sep 14, 20264.15%first recorded
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
24 Month CD
$1,000
4.45% ▲ 1.30% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.15%▲ 1.30% above avgNationally 2.88%
Details

New Money CDs

Rate History
No change since Sep 24, 2026 · 4.45% APY · checked 5 times
3.95%4.45%4.95%Sep 24, 2026: 4.45% APYSep 24, 2026Oct 12, 2026
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
24 Month New Money CD
$1,000
4.45% ▲ 1.30% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.15%▲ 1.30% above avgNationally 2.88%
Details

Exclusively for Premier clients.

Rate History
No change since Sep 27, 2026 · 4.45% APY · checked 4 times
3.95%4.45%4.95%Sep 27, 2026: 4.45% APYSep 27, 2026Oct 12, 2026
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
24 Month CD
$1,000
4.40% ▲ 1.25% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.15%▲ 1.25% above avgNationally 2.88%
Details

Online CDs

Rate History
No change since Sep 24, 2026 · 4.40% APY · checked 5 times
3.90%4.40%4.90%Sep 24, 2026: 4.40% APYSep 24, 2026Oct 12, 2026
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
24 Month Online CD
$1,000
4.40% ▲ 1.25% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.15%▲ 1.25% above avgNationally 2.88%
Details

Minimum balance to open and obtain APY is $1000.

Rate History
No change since Sep 27, 2026 · 4.40% APY · checked 4 times
3.90%4.40%4.90%Sep 27, 2026: 4.40% APYSep 27, 2026Oct 12, 2026
EverBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
24 Month Performance CD
$0
4.35% ▲ 1.20% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.15%▲ 1.20% above avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 4.35% APY · checked 2 times
3.85%4.35%4.85%Oct 7, 2026: 4.35% APYOct 7, 2026Oct 12, 2026
MIAMI FIREFIGHTERS
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
24 Month Share Certificates
$1,000
4.30% ▲ 1.15% above Florida avg
View
▼
Rate4.21%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.15%▲ 1.15% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
3.40%4.10%4.80%Sep 18, 2026: 3.90% APYOct 6, 2026: 4.30% APYSep 18, 2026Oct 12, 2026
  • Oct 6, 20264.30%▲ from 3.90%
  • Sep 18, 20263.90%first recorded
Gala Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Months CD
$0
4.30% ▲ 1.15% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.15%▲ 1.15% above avgNationally 2.88%
Details

Rate History
No change since Oct 10, 2026 · 4.30% APY
3.80%4.30%4.80%Oct 10, 2026: 4.30% APYOct 10, 2026Oct 12, 2026
McCoy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
24 Month Share Certificate
$0
4.28% ▲ 1.13% above Florida avg
View
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Florida Average3.15%▲ 1.13% above avgNationally 2.88%
Details

Balance: $1,000 - $4,999

Rate History
1 change since Sep 17, 2026 · 3.56% → 4.28% ▲ 0.73 pts · high 4.28% / low 3.56%
2.83%3.92%5.01%Sep 17, 2026: 3.56% APYSep 25, 2026: 4.28% APYSep 17, 2026Oct 12, 2026
  • Sep 25, 20264.28%▲ from 3.56%
  • Sep 17, 20263.56%first recorded
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
24-month CD
$0
4.25% ▲ 1.10% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.15%▲ 1.10% above avgNationally 2.88%
Details

Save on your terms with a guaranteed rate of return on a Certificate of Deposit.

Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 7, 2026: 4.25% APYOct 7, 2026Oct 12, 2026
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
24-month CD
$1,000
4.25% ▲ 1.10% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.15%▲ 1.10% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 7 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 12, 2026
Tru Fi-Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
Traditional Kid's Club 24 month CD Special
$0
4.25% ▲ 1.10% above Florida avg
View
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.15%▲ 1.10% above avgNationally 2.88%
Details

Tru Traditional/Roth IRA Accounts

Rate History
No change since Sep 22, 2026 · 4.25% APY · checked 4 times
3.75%4.25%4.75%Sep 22, 2026: 4.25% APYSep 22, 2026Oct 12, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
CD - 24 Month
$0
4.20% ▲ 1.05% above Florida avg
View
▼
Rate4.14%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.15%▲ 1.05% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.20% ▲ 0.35 pts · high 4.20% / low 3.85%
3.35%4.03%4.70%Sep 14, 2026: 3.85% APYSep 24, 2026: 4.20% APYSep 14, 2026Oct 12, 2026
  • Sep 24, 20264.20%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
24 Month View Today's Full List of CD Offerings here
$100,000
4.20% ▲ 1.05% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average3.15%▲ 1.05% above avgNationally 2.88%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 7, 2026: 4.20% APYOct 7, 2026Oct 12, 2026
Radiant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
Adjustable Rate Certificate 24 Months
$1,000
4.20% ▲ 1.05% above Florida avg
View
▼
Rate4.11%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.15%▲ 1.05% above avgNationally 2.88%
Details

Compound Period: Daily

Rate History
No change since Sep 18, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Sep 18, 2026: 4.20% APYSep 18, 2026Oct 12, 2026
Radiant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
Business Adjustable Rate Certificate - 24 Months
$1,000
4.20% ▲ 1.05% above Florida avg
View
▼
Rate4.11%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.15%▲ 1.05% above avgNationally 2.88%
Details

Compound Period: Daily

Rate History
No change since Sep 14, 2026 · 4.20% APY · checked 6 times
3.70%4.20%4.70%Sep 14, 2026: 4.20% APYSep 14, 2026Oct 12, 2026
1st Street Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
24 MONTH CERTIFICATE
$150,000
4.16% ▲ 1.01% above Florida avg
View
▼
RateN/A
Min Deposit$150,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.15%▲ 1.01% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 4.16% APY · checked 6 times
3.66%4.16%4.66%Sep 14, 2026: 4.16% APYSep 14, 2026Oct 12, 2026
1st Street Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
24 MONTH IRA CERT
$150,000
4.16% ▲ 1.01% above Florida avg
View
▼
RateN/A
Min Deposit$150,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.15%▲ 1.01% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 4.16% APY · checked 6 times
3.66%4.16%4.66%Sep 14, 2026: 4.16% APYSep 14, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
24 Month View Today's Full List of CD Offerings here
$100,000
4.15% ▲ 1.00% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average3.15%▲ 1.00% above avgNationally 2.88%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 12, 2026
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
24 Month IRA Jumbo
$100,000
4.13% ▲ 0.98% above Florida avg
View
▼
Rate4.05%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.15%▲ 0.98% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.87% → 4.13% ▲ 0.26 pts · high 4.13% / low 3.87%
3.37%4.00%4.63%Sep 14, 2026: 3.87% APYOct 10, 2026: 4.13% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.13%▲ from 3.87%
  • Sep 14, 20263.87%first recorded
1st Street Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
24 MONTH CERTIFICATE
$75,000
4.11% ▲ 0.96% above Florida avg
View
▼
RateN/A
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.15%▲ 0.96% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 4.11% APY · checked 6 times
3.61%4.11%4.61%Sep 14, 2026: 4.11% APYSep 14, 2026Oct 12, 2026
1st Street Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
24 MONTH IRA CERT
$75,000
4.11% ▲ 0.96% above Florida avg
View
▼
RateN/A
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.15%▲ 0.96% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 4.11% APY · checked 6 times
3.61%4.11%4.61%Sep 14, 2026: 4.11% APYSep 14, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
24 Month View Today's Full List of CD Offerings here
$100,000
4.10% ▲ 0.95% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average3.15%▲ 0.95% above avgNationally 2.88%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 7, 2026: 4.10% APYOct 7, 2026Oct 12, 2026
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
Retirement Liquid Share Certificates - 2 Year
$0
4.10% ▲ 0.95% above Florida avg
View
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.15%▲ 0.95% above avgNationally 2.88%
Details

Rate History
No change since Oct 9, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Oct 9, 2026: 4.10% APYOct 9, 2026Oct 12, 2026
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
24 Month Certificate
$1,000
4.07% ▲ 0.92% above Florida avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.15%▲ 0.92% above avgNationally 2.88%
Details

Rate History
1 change since Sep 22, 2026 · 3.82% → 4.07% ▲ 0.25 pts · high 4.07% / low 3.82%
3.32%3.95%4.57%Sep 22, 2026: 3.82% APYOct 10, 2026: 4.07% APYSep 22, 2026Oct 12, 2026
  • Oct 10, 20264.07%▲ from 3.82%
  • Sep 22, 20263.82%first recorded

Doral 36 Month CD Rates

Florida 36 Month CD Average2.97% APYNational 2.81%▲ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
City National Bank of Florida
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
8790 Nw 25th St, Doral, FL 33172
36-month online CD
$25,000
4.50% ▲ 1.53% above Florida avg
View
▼
Rate4.40%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.97%▲ 1.53% above avgNationally 2.81%
Details

Online-only high-yield rates.

Rate History
1 change since Sep 18, 2026 · 3.76% → 4.50% ▲ 0.74 pts · high 4.50% / low 3.76%
3.02%4.13%5.24%Sep 18, 2026: 3.76% APYOct 2, 2026: 4.50% APYSep 18, 2026Oct 12, 2026
  • Oct 2, 20264.50%▲ from 3.76%
  • Sep 18, 20263.76%first recorded
First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
8300 NW 53rd St, Doral, FL 33166 7710
36 Month Certificate
$1,000
3.90% ▲ 0.93% above Florida avg
View
▼
Rate3.83%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.97%▲ 0.93% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 5 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 12, 2026
First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
8300 NW 53rd St, Doral, FL 33166 7710
36 Month IRA Certificate
$1,000
3.90% ▲ 0.93% above Florida avg
View
▼
Rate3.83%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.97%▲ 0.93% above avgNationally 2.81%
Details

Open

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 5 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
36 Month IRA Certificate
$500
3.65% ▲ 0.68% above Florida avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▲ 0.68% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
36 Month Regular Certificate of Deposit
$500
3.65% ▲ 0.68% above Florida avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▲ 0.68% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
36 Months Certificate
$500
3.65% ▲ 0.68% above Florida avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▲ 0.68% above avgNationally 2.81%
Details

Rate History
No change since Sep 22, 2026 · 3.65% APY · checked 4 times
3.15%3.65%4.15%Sep 22, 2026: 3.65% APYSep 22, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
IRA Certificate - 36 Months
$500
3.65% ▲ 0.68% above Florida avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▲ 0.68% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
9735 NW 41st St, Doral, FL 33178 2944
36 Month CD
$0
3.55% ▲ 0.58% above Florida avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.97%▲ 0.58% above avgNationally 2.81%
Details

Balance: 36 Months - $500

Rate History
No change since Sep 18, 2026 · 3.55% APY · checked 3 times
3.05%3.55%4.05%Sep 18, 2026: 3.55% APYSep 18, 2026Oct 12, 2026
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
9735 NW 41st St, Doral, FL 33178 2944
36 Month IRA CD
$0
3.55% ▲ 0.58% above Florida avg
View
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.97%▲ 0.58% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 7 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 12, 2026
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
8484 Nw 36th St, Doral, FL 33166
36-Month CD
$500
3.20% ▲ 0.23% above Florida avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.97%▲ 0.23% above avgNationally 2.81%
Details

Earn 3.20% APY on balances of $500 or more.

Rate History
No change since Sep 24, 2026 · 3.20% APY · checked 3 times
2.70%3.20%3.70%Sep 24, 2026: 3.20% APYSep 24, 2026Oct 12, 2026
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
1200 NW 78th Ave Ste 109, Doral, FL 33126 1816
36-Month Certificate
$500
2.53% ▼ 0.44% below Florida avg
View
▼
Rate2.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.97%▼ 0.44% below avgNationally 2.81%
Details

Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly

Rate History
No change since Oct 9, 2026 · 2.53% APY
2.03%2.53%3.03%Oct 9, 2026: 2.53% APYOct 9, 2026Oct 12, 2026
Amerant Bank
Institution Rating:
B+4.7 ★Texas Ratio: 18.65%
2500 Nw 87th Ave, Doral, FL 33172
36 Month Certificate of Deposit
$0
2.50% ▼ 0.47% below Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.97%▼ 0.47% below avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 7, 2026: 2.50% APYOct 7, 2026Oct 12, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3885 Nw 107th Ave, Doral, FL 33178
3 Year Certificate
$0
1.00% ▼ 1.97% below Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.97%▼ 1.97% below avgNationally 2.81%
Details

Balance: $250.00 - $9,999.99

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 12, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3885 Nw 107th Ave, Doral, FL 33178
3 Year TD Choice CD
$250
1.00% ▼ 1.97% below Florida avg
View
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.97%▼ 1.97% below avgNationally 2.81%
Details

Relationship APY; Balance: $250.00 - $9,999.99

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 12, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
3-Year CD
$0
0.40% ▼ 2.57% below Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▼ 2.57% below avgNationally 2.81%
Details

Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 5 times
0.00%0.45%0.90%Sep 24, 2026: 0.40% APYSep 24, 2026Oct 12, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
3-Year Term
$1,000
0.40% ▼ 2.57% below Florida avg
View
▼
Rate0.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▼ 2.57% below avgNationally 2.81%
Details

Rate History
No change since Sep 27, 2026 · 0.40% APY · checked 4 times
0.00%0.45%0.90%Sep 27, 2026: 0.40% APYSep 27, 2026Oct 12, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
3-Year RampUp
$25,000
0.25% ▼ 2.72% below Florida avg
View
▼
Rate0.25%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▼ 2.72% below avgNationally 2.81%
Details

Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYSep 27, 2026Oct 12, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
3 Year CD
$500
0.05% ▼ 2.92% below Florida avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.97%▼ 2.92% below avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
36 Month Certificate of Deposit
$0
0.03% ▼ 2.94% below Florida avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.97%▼ 2.94% below avgNationally 2.81%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
36 Month Certificate of Deposit
$0
0.02% ▼ 2.95% below Florida avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.97%▼ 2.95% below avgNationally 2.81%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
36 Month Certificate of Deposit
$0
0.01% ▼ 2.96% below Florida avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.97%▼ 2.96% below avgNationally 2.81%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 12, 2026
Raymond James Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
36 Month Certificate
$2,000
5.05% ▲ 2.08% above Florida avg
View
▼
Rate4.93%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.97%▲ 2.08% above avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 5.05% APY · checked 2 times
4.55%5.05%5.55%Oct 7, 2026: 5.05% APYOct 7, 2026Oct 12, 2026
Popular Direct
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
36 Month Certificate
$0
4.85% ▲ 1.88% above Florida avg
View
▼
Rate4.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▲ 1.88% above avgNationally 2.81%
Details

Rate History
No change since Oct 6, 2026 · 4.85% APY · checked 2 times
4.35%4.85%5.35%Oct 6, 2026: 4.85% APYOct 6, 2026Oct 12, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Relationship CD - 36 Month
$0
4.60% ▲ 1.63% above Florida avg
View
▼
Rate4.52%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.97%▲ 1.63% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 4.20% → 4.60% ▲ 0.40 pts · high 4.60% / low 4.20%
3.70%4.40%5.10%Sep 14, 2026: 4.20% APYSep 24, 2026: 4.60% APYSep 14, 2026Oct 12, 2026
  • Sep 24, 20264.60%▲ from 4.20%
  • Sep 14, 20264.20%first recorded
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
36 Month Bonus CD
$500
4.50% ▲ 1.53% above Florida avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.97%▲ 1.53% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 4.50% APY · checked 4 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APYSep 18, 2026Oct 12, 2026
Transport Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
36 Month Jumbo Certificates
$100,000
4.32% ▲ 1.35% above Florida avg
View
▼
Rate4.25%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▲ 1.35% above avgNationally 2.81%
Details

Jumbo Certificate rates require a $100,000.00 minimum deposit. Contact a Consumer Financial Advocate or review your Important Account Information brochure for details on terms and conditions.

Rate History
No change since Sep 14, 2026 · 4.32% APY · checked 6 times
3.82%4.32%4.82%Sep 14, 2026: 4.32% APYSep 14, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month View Today's Full List of CD Offerings here
$100,000
4.25% ▲ 1.28% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average2.97%▲ 1.28% above avgNationally 2.81%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 7, 2026: 4.25% APYOct 7, 2026Oct 12, 2026
Suncoast Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
36 Month Jumbo Certificate
$0
4.25% ▲ 1.28% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▲ 1.28% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 4.25% APY · checked 5 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APYSep 18, 2026Oct 12, 2026
Suncoast Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
36 Month Share Certificate
$0
4.25% ▲ 1.28% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▲ 1.28% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 4.25% APY · checked 5 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APYSep 18, 2026Oct 12, 2026
Suncoast Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
36 Month Youth Certificate
$0
4.25% ▲ 1.28% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▲ 1.28% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 4.25% APY · checked 5 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APYSep 18, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month View Today's Full List of CD Offerings here
$100,000
4.20% ▲ 1.23% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average2.97%▲ 1.23% above avgNationally 2.81%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 7, 2026: 4.20% APYOct 7, 2026Oct 12, 2026
Priority One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
36 Month Term Jumbo Certificate
$0
4.20% ▲ 1.23% above Florida avg
View
▼
Rate4.12%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▲ 1.23% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.90% → 4.20% ▲ 0.30 pts · high 4.20% / low 3.90%
3.40%4.05%4.70%Sep 14, 2026: 3.90% APYOct 10, 2026: 4.20% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.20%▲ from 3.90%
  • Sep 14, 20263.90%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$100,000
4.15% ▲ 1.18% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▲ 1.18% above avgNationally 2.81%
Details

Balance: $100,000 and over; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 4.15% APY · checked 3 times
3.65%4.15%4.65%Sep 30, 2026: 4.15% APYSep 30, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month View Today's Full List of CD Offerings here
$100,000
4.15% ▲ 1.18% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average2.97%▲ 1.18% above avgNationally 2.81%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 12, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
36 Month CD
$0
4.15% ▲ 1.18% above Florida avg
View
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average2.97%▲ 1.18% above avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 12, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
36 Month Certificate of Deposit
$1,000
4.15% ▲ 1.18% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average2.97%▲ 1.18% above avgNationally 2.81%
Details

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 12, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
36-Month IRA
$1,000
4.15% ▲ 1.18% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average2.97%▲ 1.18% above avgNationally 2.81%
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 12, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
IRA - Individual Retirement Accounts 36-Month
$1,000
4.15% ▲ 1.18% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average2.97%▲ 1.18% above avgNationally 2.81%
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.15% ▲ 0.40 pts · high 4.15% / low 3.75%
3.25%3.95%4.65%Sep 14, 2026: 3.75% APYOct 7, 2026: 4.15% APYSep 14, 2026Oct 12, 2026
  • Oct 7, 20264.15%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
3 Years Add-On Certificate
$0
4.15% ▲ 1.18% above Florida avg
View
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▲ 1.18% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 4.15% APY · checked 7 times
3.65%4.15%4.65%Sep 14, 2026: 4.15% APYSep 14, 2026Oct 12, 2026
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
36 Month IRA Jumbo
$100,000
4.13% ▲ 1.16% above Florida avg
View
▼
Rate4.05%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▲ 1.16% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.87% → 4.13% ▲ 0.26 pts · high 4.13% / low 3.87%
3.37%4.00%4.63%Sep 14, 2026: 3.87% APYOct 10, 2026: 4.13% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.13%▲ from 3.87%
  • Sep 14, 20263.87%first recorded
Connect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
36 Month Certificate
$1,000
4.12% ▲ 1.15% above Florida avg
View
▼
Rate4.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.97%▲ 1.15% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.35% → 4.12% ▲ 0.77 pts · high 4.12% / low 3.35%
2.58%3.74%4.89%Sep 14, 2026: 3.35% APYOct 5, 2026: 4.12% APYSep 14, 2026Oct 12, 2026
  • Oct 5, 20264.12%▲ from 3.35%
  • Sep 14, 20263.35%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$1,000
4.10% ▲ 1.13% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▲ 1.13% above avgNationally 2.81%
Details

Balance: $1,000 - $19,999.99; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Sep 30, 2026: 4.10% APYSep 30, 2026Oct 12, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
CD - 36 Month
$0
4.10% ▲ 1.13% above Florida avg
View
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.97%▲ 1.13% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.70% → 4.10% ▲ 0.40 pts · high 4.10% / low 3.70%
3.20%3.90%4.60%Sep 14, 2026: 3.70% APYSep 24, 2026: 4.10% APYSep 14, 2026Oct 12, 2026
  • Sep 24, 20264.10%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month View Today's Full List of CD Offerings here
$100,000
4.10% ▲ 1.13% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average2.97%▲ 1.13% above avgNationally 2.81%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 7, 2026: 4.10% APYOct 7, 2026Oct 12, 2026
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
Retirement Liquid Share Certificates - 3 Year
$0
4.10% ▲ 1.13% above Florida avg
View
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.97%▲ 1.13% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Sep 14, 2026: 4.00% APYOct 9, 2026: 4.10% APYSep 14, 2026Oct 12, 2026
  • Oct 9, 20264.10%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Priority One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
36 Month Term Certificate
$0
4.10% ▲ 1.13% above Florida avg
View
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▲ 1.13% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.10% ▲ 0.30 pts · high 4.10% / low 3.80%
3.30%3.95%4.60%Sep 14, 2026: 3.80% APYOct 10, 2026: 4.10% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.10%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
McCoy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
36 Month Share Certificate
$0
4.07% ▲ 1.10% above Florida avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Florida Average2.97%▲ 1.10% above avgNationally 2.81%
Details

Balance: $1,000 - $4,999

Rate History
1 change since Sep 17, 2026 · 3.45% → 4.07% ▲ 0.62 pts · high 4.07% / low 3.45%
2.83%3.76%4.70%Sep 17, 2026: 3.45% APYSep 25, 2026: 4.07% APYSep 17, 2026Oct 12, 2026
  • Sep 25, 20264.07%▲ from 3.45%
  • Sep 17, 20263.45%first recorded
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
36 Month Certificate
$1,000
4.07% ▲ 1.10% above Florida avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▲ 1.10% above avgNationally 2.81%
Details

Rate History
1 change since Sep 22, 2026 · 3.82% → 4.07% ▲ 0.25 pts · high 4.07% / low 3.82%
3.32%3.95%4.57%Sep 22, 2026: 3.82% APYOct 10, 2026: 4.07% APYSep 22, 2026Oct 12, 2026
  • Oct 10, 20264.07%▲ from 3.82%
  • Sep 22, 20263.82%first recorded
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
36 Month IRA
$1,000
4.07% ▲ 1.10% above Florida avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▲ 1.10% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.82% → 4.07% ▲ 0.25 pts · high 4.07% / low 3.82%
3.32%3.95%4.57%Sep 14, 2026: 3.82% APYOct 10, 2026: 4.07% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.07%▲ from 3.82%
  • Sep 14, 20263.82%first recorded
Transport Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
36 Month Share Certificate
$0
4.06% ▲ 1.09% above Florida avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.97%▲ 1.09% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 4.06% APY · checked 6 times
3.56%4.06%4.56%Sep 14, 2026: 4.06% APYSep 14, 2026Oct 12, 2026

Doral 48 Month CD Rates

Florida 48 Month CD Average2.95% APYNational 2.81%▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
8300 NW 53rd St, Doral, FL 33166 7710
48 Month Certificate
$1,000
3.65% ▲ 0.70% above Florida avg
View
▼
Rate3.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.95%▲ 0.70% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 5 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
8300 NW 53rd St, Doral, FL 33166 7710
48 Month IRA Certificate
$1,000
3.65% ▲ 0.70% above Florida avg
View
▼
Rate3.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.95%▲ 0.70% above avgNationally 2.81%
Details

Open

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 5 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
9735 NW 41st St, Doral, FL 33178 2944
48 Month CD
$0
3.65% ▲ 0.70% above Florida avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.95%▲ 0.70% above avgNationally 2.81%
Details

Balance: 48 Months - $500

Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Sep 18, 2026: 3.65% APYSep 18, 2026Oct 12, 2026
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
9735 NW 41st St, Doral, FL 33178 2944
48 Month IRA CD
$0
3.65% ▲ 0.70% above Florida avg
View
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.95%▲ 0.70% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 7 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
48 Month IRA Certificate
$500
3.65% ▲ 0.70% above Florida avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.95%▲ 0.70% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
48 Month Regular Certificate of Deposit
$500
3.65% ▲ 0.70% above Florida avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.95%▲ 0.70% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
48 Months Certificate
$500
3.65% ▲ 0.70% above Florida avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.95%▲ 0.70% above avgNationally 2.81%
Details

Rate History
No change since Sep 22, 2026 · 3.65% APY · checked 4 times
3.15%3.65%4.15%Sep 22, 2026: 3.65% APYSep 22, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
IRA Certificate - 48 Months
$500
3.65% ▲ 0.70% above Florida avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.95%▲ 0.70% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
8484 Nw 36th St, Doral, FL 33166
48-Month Certificate of Deposit
$500
3.05% ▲ 0.10% above Florida avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.95%▲ 0.10% above avgNationally 2.81%
Details

Earn 3.05% APY on balances of $500 or more. Account matures in 48 months. It's easy to get started with a minimum opening balance of $500. Lock in a competitive rate for a 48-month term - regardless of changing interest rates. After 48 months, you can decide your next steps on your savings. Fund your CD with as much as $500,000 online and up to $1,000,000 in a branch.

Rate History
No change since Sep 18, 2026 · 3.05% APY · checked 6 times
2.55%3.05%3.55%Sep 18, 2026: 3.05% APYSep 18, 2026Oct 12, 2026
Amerant Bank
Institution Rating:
B+4.7 ★Texas Ratio: 18.65%
2500 Nw 87th Ave, Doral, FL 33172
48 Month Certificate of Deposit
$0
2.50% ▼ 0.45% below Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.95%▼ 0.45% below avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 7, 2026: 2.50% APYOct 7, 2026Oct 12, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
4-Year CD
$0
0.50% ▼ 2.45% below Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.95%▼ 2.45% below avgNationally 2.81%
Details

Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 24, 2026: 0.50% APYSep 24, 2026Oct 12, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
4-Year Term
$1,000
0.50% ▼ 2.45% below Florida avg
View
▼
Rate0.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.95%▼ 2.45% below avgNationally 2.81%
Details

Rate History
No change since Sep 27, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 27, 2026: 0.50% APYSep 27, 2026Oct 12, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
4-Year RampUp
$50,000
0.25% ▼ 2.70% below Florida avg
View
▼
Rate0.25%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.95%▼ 2.70% below avgNationally 2.81%
Details

Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYSep 27, 2026Oct 12, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
4 Year CD
$500
0.15% ▼ 2.80% below Florida avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.95%▼ 2.80% below avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 0.15% APY · checked 2 times
0.00%0.33%0.65%Oct 7, 2026: 0.15% APYOct 7, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
48 Month Certificate of Deposit
$0
0.03% ▼ 2.92% below Florida avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.95%▼ 2.92% below avgNationally 2.81%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
48 Month Certificate of Deposit
$0
0.02% ▼ 2.93% below Florida avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.95%▼ 2.93% below avgNationally 2.81%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
48 Month Certificate of Deposit
$0
0.01% ▼ 2.94% below Florida avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.95%▼ 2.94% below avgNationally 2.81%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 12, 2026
Raymond James Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
48 Month Certificate
$2,000
5.10% ▲ 2.15% above Florida avg
View
▼
Rate4.97%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.95%▲ 2.15% above avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 5.10% APY · checked 2 times
4.60%5.10%5.60%Oct 7, 2026: 5.10% APYOct 7, 2026Oct 12, 2026
Popular Direct
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
48 Month Certificate
$0
4.95% ▲ 2.00% above Florida avg
View
▼
Rate4.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.95%▲ 2.00% above avgNationally 2.81%
Details

Rate History
No change since Oct 6, 2026 · 4.95% APY · checked 2 times
4.45%4.95%5.45%Oct 6, 2026: 4.95% APYOct 6, 2026Oct 12, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Relationship CD - 48 Month
$0
4.70% ▲ 1.75% above Florida avg
View
▼
Rate4.62%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.95%▲ 1.75% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 4.25% → 4.70% ▲ 0.45 pts · high 4.70% / low 4.25%
3.75%4.48%5.20%Sep 14, 2026: 4.25% APYSep 24, 2026: 4.70% APYSep 14, 2026Oct 12, 2026
  • Sep 24, 20264.70%▲ from 4.25%
  • Sep 14, 20264.25%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month View Today's Full List of CD Offerings here
$100,000
4.25% ▲ 1.30% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average2.95%▲ 1.30% above avgNationally 2.81%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 7, 2026: 4.25% APYOct 7, 2026Oct 12, 2026
Priority One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
48 Month Term Jumbo Certificate
$0
4.25% ▲ 1.30% above Florida avg
View
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.95%▲ 1.30% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.95% → 4.25% ▲ 0.30 pts · high 4.25% / low 3.95%
3.45%4.10%4.75%Sep 14, 2026: 3.95% APYOct 10, 2026: 4.25% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.25%▲ from 3.95%
  • Sep 14, 20263.95%first recorded
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
CD - 48 Month
$0
4.20% ▲ 1.25% above Florida avg
View
▼
Rate4.14%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.95%▲ 1.25% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.20% ▲ 0.45 pts · high 4.20% / low 3.75%
3.25%3.98%4.70%Sep 14, 2026: 3.75% APYSep 24, 2026: 4.20% APYSep 14, 2026Oct 12, 2026
  • Sep 24, 20264.20%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month View Today's Full List of CD Offerings here
$100,000
4.20% ▲ 1.25% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average2.95%▲ 1.25% above avgNationally 2.81%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 7, 2026: 4.20% APYOct 7, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month View Today's Full List of CD Offerings here
$100,000
4.15% ▲ 1.20% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average2.95%▲ 1.20% above avgNationally 2.81%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 12, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
48 Month CD
$0
4.15% ▲ 1.20% above Florida avg
View
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average2.95%▲ 1.20% above avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 12, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
48 Month Certificate of Deposit
$1,000
4.15% ▲ 1.20% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average2.95%▲ 1.20% above avgNationally 2.81%
Details

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 12, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
48-Month IRA
$1,000
4.15% ▲ 1.20% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average2.95%▲ 1.20% above avgNationally 2.81%
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 12, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
IRA - Individual Retirement Accounts 48-Month
$1,000
4.15% ▲ 1.20% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average2.95%▲ 1.20% above avgNationally 2.81%
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.15% ▲ 0.40 pts · high 4.15% / low 3.75%
3.25%3.95%4.65%Sep 14, 2026: 3.75% APYOct 7, 2026: 4.15% APYSep 14, 2026Oct 12, 2026
  • Oct 7, 20264.15%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Priority One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
48 Month Term Certificate
$0
4.15% ▲ 1.20% above Florida avg
View
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.95%▲ 1.20% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.15% ▲ 0.30 pts · high 4.15% / low 3.85%
3.35%4.00%4.65%Sep 14, 2026: 3.85% APYOct 10, 2026: 4.15% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.15%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
48 Month IRA Jumbo
$100,000
4.13% ▲ 1.18% above Florida avg
View
▼
Rate4.05%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.95%▲ 1.18% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.92% → 4.13% ▲ 0.21 pts · high 4.13% / low 3.92%
3.42%4.03%4.63%Sep 14, 2026: 3.92% APYOct 10, 2026: 4.13% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.13%▲ from 3.92%
  • Sep 14, 20263.92%first recorded
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
48 Month Certificate
$1,000
4.07% ▲ 1.12% above Florida avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.95%▲ 1.12% above avgNationally 2.81%
Details

Rate History
1 change since Sep 22, 2026 · 3.87% → 4.07% ▲ 0.20 pts · high 4.07% / low 3.87%
3.37%3.97%4.57%Sep 22, 2026: 3.87% APYOct 10, 2026: 4.07% APYSep 22, 2026Oct 12, 2026
  • Oct 10, 20264.07%▲ from 3.87%
  • Sep 22, 20263.87%first recorded
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
48 Month IRA
$1,000
4.07% ▲ 1.12% above Florida avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.95%▲ 1.12% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.87% → 4.07% ▲ 0.20 pts · high 4.07% / low 3.87%
3.37%3.97%4.57%Sep 14, 2026: 3.87% APYOct 10, 2026: 4.07% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.07%▲ from 3.87%
  • Sep 14, 20263.87%first recorded
Transport Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
48 Month Jumbo Certificates
$100,000
4.06% ▲ 1.11% above Florida avg
View
▼
Rate4.00%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.95%▲ 1.11% above avgNationally 2.81%
Details

Jumbo Certificate rates require a $100,000.00 minimum deposit. Contact a Consumer Financial Advocate or review your Important Account Information brochure for details on terms and conditions.

Rate History
No change since Sep 14, 2026 · 4.06% APY · checked 6 times
3.56%4.06%4.56%Sep 14, 2026: 4.06% APYSep 14, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month View Today's Full List of CD Offerings here
$100,000
4.05% ▲ 1.10% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average2.95%▲ 1.10% above avgNationally 2.81%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Oct 7, 2026: 4.05% APYOct 7, 2026Oct 12, 2026
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
4-Year Share Certificate
$1,000
4.03% ▲ 1.08% above Florida avg
View
▼
Rate3.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.95%▲ 1.08% above avgNationally 2.81%
Details

Penalty for early withdrawal: 9 Months Dividends

Rate History
No change since Sep 14, 2026 · 4.03% APY · checked 7 times
3.53%4.03%4.53%Sep 14, 2026: 4.03% APYSep 14, 2026Oct 12, 2026
Suncoast Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
48 Month Jumbo Certificate
$0
4.00% ▲ 1.05% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.95%▲ 1.05% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 12, 2026
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
48 Month Bonus Certificates
$0
3.97% ▲ 1.02% above Florida avg
View
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.95%▲ 1.02% above avgNationally 2.81%
Details

Balance: 48 Month

Rate History
No change since Sep 21, 2026 · 3.97% APY · checked 5 times
3.47%3.97%4.47%Sep 21, 2026: 3.97% APYSep 21, 2026Oct 12, 2026
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
48 Month Bonus IRA Certificate
$0
3.97% ▲ 1.02% above Florida avg
View
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.95%▲ 1.02% above avgNationally 2.81%
Details

Balance: $40,000

Rate History
No change since Oct 9, 2026 · 3.97% APY
3.47%3.97%4.47%Oct 9, 2026: 3.97% APYOct 9, 2026Oct 12, 2026
Dort Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Jumbo Term Share Certificates - 4 Years
$0
3.90% ▲ 0.95% above Florida avg
View
▼
Rate3.84%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.95%▲ 0.95% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 6 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 12, 2026
RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
48-Month Term Certificate
$0
3.85% ▲ 0.90% above Florida avg
View
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.95%▲ 0.90% above avgNationally 2.81%
Details

Balance: $750,000-$999,999.99

Rate History
No change since Sep 24, 2026 · 3.85% APY · checked 5 times
3.35%3.85%4.35%Sep 24, 2026: 3.85% APYSep 24, 2026Oct 12, 2026
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
48 Month Certificate
$0
3.81% ▲ 0.86% above Florida avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.95%▲ 0.86% above avgNationally 2.81%
Details

Balance: $2,500

Rate History
1 change since Sep 14, 2026 · 3.76% → 3.81% ▲ 0.05 pts · high 3.81% / low 3.76%
3.26%3.79%4.31%Sep 14, 2026: 3.76% APYOct 5, 2026: 3.81% APYSep 14, 2026Oct 12, 2026
  • Oct 5, 20263.81%▲ from 3.76%
  • Sep 14, 20263.76%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
IRA Certificates - 48 Month
$0
3.81% ▲ 0.86% above Florida avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average2.95%▲ 0.86% above avgNationally 2.81%
Details

Balance: $2,000

Rate History
No change since Oct 5, 2026 · 3.81% APY · checked 2 times
3.31%3.81%4.31%Oct 5, 2026: 3.81% APYOct 5, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month View Today's Full List of CD Offerings here
$200,000
3.80% ▲ 0.85% above Florida avg
View
▼
RateN/A
Min Deposit$200,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average2.95%▲ 0.85% above avgNationally 2.81%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 7, 2026: 3.80% APYOct 7, 2026Oct 12, 2026
Transport Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
48 Month Share Certificate
$0
3.80% ▲ 0.85% above Florida avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.95%▲ 0.85% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 6 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 12, 2026
Dort Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
4 Year Term Share Certificates
$1,000
3.80% ▲ 0.85% above Florida avg
View
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average2.95%▲ 0.85% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 5 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Oct 12, 2026
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
Jumbo Share Certificate - 48 months
$100,000
3.76% ▲ 0.81% above Florida avg
View
▼
Rate3.70%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Florida Average2.95%▲ 0.81% above avgNationally 2.81%
Details

Jumbo Share Certificate for opening deposits of $100,000 or more

Rate History
No change since Sep 25, 2026 · 3.76% APY · checked 4 times
3.26%3.76%4.26%Sep 25, 2026: 3.76% APYSep 25, 2026Oct 12, 2026
RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
48-Month Term Certificate
$0
3.75% ▲ 0.80% above Florida avg
View
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average2.95%▲ 0.80% above avgNationally 2.81%
Details

Balance: $500,000-$749,999.99

Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 5 times
3.25%3.75%4.25%Sep 24, 2026: 3.75% APYSep 24, 2026Oct 12, 2026
Monroe County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.30%
48 Month - Share Certificate
$0
3.75% ▲ 0.80% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Florida Average2.95%▲ 0.80% above avgNationally 2.81%
Details

Early withdrawal penalties apply

Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 4 times
3.25%3.75%4.25%Sep 20, 2026: 3.75% APYSep 20, 2026Oct 12, 2026
Monroe County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.30%
48 Month IRA CD
$0
3.75% ▲ 0.80% above Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Florida Average2.95%▲ 0.80% above avgNationally 2.81%
Details

Early withdrawal penalties apply

Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 4 times
3.25%3.75%4.25%Sep 20, 2026: 3.75% APYSep 20, 2026Oct 12, 2026

Doral 60 Month CD Rates

Florida 60 Month CD Average3.19% APYNational 2.90%▲ 0.09% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
City National Bank of Florida
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
8790 Nw 25th St, Doral, FL 33172
60-month online CD
$25,000
4.50% ▲ 1.31% above Florida avg
View
▼
Rate4.40%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.19%▲ 1.31% above avgNationally 2.90%
Details

Online-only high-yield rates.

Rate History
1 change since Sep 18, 2026 · 3.76% → 4.50% ▲ 0.74 pts · high 4.50% / low 3.76%
3.02%4.13%5.24%Sep 18, 2026: 3.76% APYOct 2, 2026: 4.50% APYSep 18, 2026Oct 12, 2026
  • Oct 2, 20264.50%▲ from 3.76%
  • Sep 18, 20263.76%first recorded
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
9735 NW 41st St, Doral, FL 33178 2944
60 Month CD
$0
3.75% ▲ 0.56% above Florida avg
View
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.19%▲ 0.56% above avgNationally 2.90%
Details

Balance: 60 Months - $500

Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Oct 12, 2026
Space Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
9735 NW 41st St, Doral, FL 33178 2944
60 Month IRA CD
$0
3.75% ▲ 0.56% above Florida avg
View
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.19%▲ 0.56% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
60 Month IRA Certificate
$500
3.65% ▲ 0.46% above Florida avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.19%▲ 0.46% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
60 Month Regular Certificate of Deposit
$500
3.65% ▲ 0.46% above Florida avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.19%▲ 0.46% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
60 Months Certificate
$500
3.65% ▲ 0.46% above Florida avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.19%▲ 0.46% above avgNationally 2.90%
Details

Rate History
No change since Sep 22, 2026 · 3.65% APY · checked 4 times
3.15%3.65%4.15%Sep 22, 2026: 3.65% APYSep 22, 2026Oct 12, 2026
Tropical Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
7975 NW 12TH ST, Doral, FL 33126
IRA Certificate - 60 Months
$500
3.65% ▲ 0.46% above Florida avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.19%▲ 0.46% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 12, 2026
First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
8300 NW 53rd St, Doral, FL 33166 7710
60 Month Certificate
$1,000
3.50% ▲ 0.31% above Florida avg
View
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.19%▲ 0.31% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 12, 2026
First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
8300 NW 53rd St, Doral, FL 33166 7710
60 Month IRA Certificate
$1,000
3.50% ▲ 0.31% above Florida avg
View
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.19%▲ 0.31% above avgNationally 2.90%
Details

Open

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 12, 2026
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
1200 NW 78th Ave Ste 109, Doral, FL 33126 1816
60-Month Certificate
$500
2.53% ▼ 0.66% below Florida avg
View
▼
Rate2.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.19%▼ 0.66% below avgNationally 2.90%
Details

Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly

Rate History
No change since Oct 9, 2026 · 2.53% APY
2.03%2.53%3.03%Oct 9, 2026: 2.53% APYOct 9, 2026Oct 12, 2026
Amerant Bank
Institution Rating:
B+4.7 ★Texas Ratio: 18.65%
2500 Nw 87th Ave, Doral, FL 33172
60 Month Certificate of Deposit
$0
2.50% ▼ 0.69% below Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.19%▼ 0.69% below avgNationally 2.90%
Details

Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 7, 2026: 2.50% APYOct 7, 2026Oct 12, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3885 Nw 107th Ave, Doral, FL 33178
5 Year Certificate
$0
1.00% ▼ 2.19% below Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.19%▼ 2.19% below avgNationally 2.90%
Details

Balance: $250.00 - $9,999.99; Relationship APY

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 12, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3885 Nw 107th Ave, Doral, FL 33178
5 Year TD Choice CD
$250
1.00% ▼ 2.19% below Florida avg
View
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.19%▼ 2.19% below avgNationally 2.90%
Details

Relationship APY; Balance: $250.00 - $9,999.99

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 12, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
5-Year CD
$0
0.50% ▼ 2.69% below Florida avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.19%▼ 2.69% below avgNationally 2.90%
Details

Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 24, 2026: 0.50% APYSep 24, 2026Oct 12, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3750 Nw 87th Ave, Doral, FL 33178
5-Year Term
$1,000
0.50% ▼ 2.69% below Florida avg
View
▼
Rate0.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.19%▼ 2.69% below avgNationally 2.90%
Details

Rate History
No change since Sep 27, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 27, 2026: 0.50% APYSep 27, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
60 Month Certificate of Deposit
$0
0.03% ▼ 3.16% below Florida avg
View
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.19%▼ 3.16% below avgNationally 2.90%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
60 Month Certificate of Deposit
$0
0.02% ▼ 3.17% below Florida avg
View
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.19%▼ 3.17% below avgNationally 2.90%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 12, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
7901 Nw 36th St, Doral, FL 33166
60 Month Certificate of Deposit
$0
0.01% ▼ 3.18% below Florida avg
View
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.19%▼ 3.18% below avgNationally 2.90%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 12, 2026
Raymond James Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
60 Month Certificate
$2,000
5.20% ▲ 2.01% above Florida avg
View
▼
Rate5.07%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.19%▲ 2.01% above avgNationally 2.90%
Details

Rate History
No change since Oct 7, 2026 · 5.20% APY · checked 2 times
4.70%5.20%5.70%Oct 7, 2026: 5.20% APYOct 7, 2026Oct 12, 2026
Brightstar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
5-Year Certificate
$500
5.00% ▲ 1.81% above Florida avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.19%▲ 1.81% above avgNationally 2.90%
Details

Platinum Star Member tier

Rate History
No change since Oct 1, 2026 · 5.00% APY · checked 3 times
4.50%5.00%5.50%Oct 1, 2026: 5.00% APYOct 1, 2026Oct 12, 2026
Popular Direct
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
60 Month Certificate
$0
5.00% ▲ 1.81% above Florida avg
View
▼
Rate4.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.19%▲ 1.81% above avgNationally 2.90%
Details

Rate History
No change since Oct 6, 2026 · 5.00% APY · checked 2 times
4.50%5.00%5.50%Oct 6, 2026: 5.00% APYOct 6, 2026Oct 12, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Relationship CD - 60 Month
$0
4.75% ▲ 1.56% above Florida avg
View
▼
Rate4.67%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.19%▲ 1.56% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 4.35% → 4.75% ▲ 0.40 pts · high 4.75% / low 4.35%
3.85%4.55%5.25%Sep 14, 2026: 4.35% APYSep 24, 2026: 4.75% APYSep 14, 2026Oct 12, 2026
  • Sep 24, 20264.75%▲ from 4.35%
  • Sep 14, 20264.35%first recorded
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
Jumbo 60 Month Certificates
$0
4.75% ▲ 1.56% above Florida avg
View
▼
Rate4.67%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.19%▲ 1.56% above avgNationally 2.90%
Details

Jumbo 60 Month Certificates** - Minimum $75,000; Early Withdrawal Penalty: 180 days interest

Rate History
1 change since Sep 18, 2026 · 4.35% → 4.75% ▲ 0.40 pts · high 4.75% / low 4.35%
3.85%4.55%5.25%Sep 18, 2026: 4.35% APYOct 1, 2026: 4.75% APYSep 18, 2026Oct 12, 2026
  • Oct 1, 20264.75%▲ from 4.35%
  • Sep 18, 20264.35%first recorded
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
60 Month Bonus CD
$500
4.50% ▲ 1.31% above Florida avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.19%▲ 1.31% above avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 4.50% APY · checked 4 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APYSep 18, 2026Oct 12, 2026
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
Regular 60 Month Certificates
$5,000
4.49% ▲ 1.30% above Florida avg
View
▼
Rate4.42%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.19%▲ 1.30% above avgNationally 2.90%
Details

Minimum $5,000; Early Withdrawal Penalty: 180 days interest

Rate History
1 change since Sep 14, 2026 · 4.09% → 4.49% ▲ 0.40 pts · high 4.49% / low 4.09%
3.59%4.29%4.99%Sep 14, 2026: 4.09% APYOct 1, 2026: 4.49% APYSep 14, 2026Oct 12, 2026
  • Oct 1, 20264.49%▲ from 4.09%
  • Sep 14, 20264.09%first recorded
Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
60-Month CD
$500
4.39% ▲ 1.20% above Florida avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average3.19%▲ 1.20% above avgNationally 2.90%
Details

90 days interest penalty for early withdrawal

Rate History
No change since Sep 14, 2026 · 4.39% APY · checked 6 times
3.89%4.39%4.89%Sep 14, 2026: 4.39% APYSep 14, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month View Today's Full List of CD Offerings here
$100,000
4.30% ▲ 1.11% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average3.19%▲ 1.11% above avgNationally 2.90%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.30% APY · checked 2 times
3.80%4.30%4.80%Oct 7, 2026: 4.30% APYOct 7, 2026Oct 12, 2026
Sun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
60 Month Jumbo Certificate
$0
4.28% ▲ 1.09% above Florida avg
View
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.19%▲ 1.09% above avgNationally 2.90%
Details

Rate History
No change since Oct 5, 2026 · 4.28% APY · checked 2 times
3.78%4.28%4.78%Oct 5, 2026: 4.28% APYOct 5, 2026Oct 12, 2026
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
60 Month IRA Jumbo
$100,000
4.28% ▲ 1.09% above Florida avg
View
▼
Rate4.20%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.19%▲ 1.09% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 4.28% APY · checked 7 times
3.78%4.28%4.78%Sep 14, 2026: 4.28% APYSep 14, 2026Oct 12, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
CD - 60 Month
$0
4.25% ▲ 1.06% above Florida avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Florida Average3.19%▲ 1.06% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.25% ▲ 0.40 pts · high 4.25% / low 3.85%
3.35%4.05%4.75%Sep 14, 2026: 3.85% APYSep 24, 2026: 4.25% APYSep 14, 2026Oct 12, 2026
  • Sep 24, 20264.25%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month View Today's Full List of CD Offerings here
$100,000
4.25% ▲ 1.06% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average3.19%▲ 1.06% above avgNationally 2.90%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 7, 2026: 4.25% APYOct 7, 2026Oct 12, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
60 Month CD
$0
4.25% ▲ 1.06% above Florida avg
View
▼
Rate4.16%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average3.19%▲ 1.06% above avgNationally 2.90%
Details

Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 7, 2026: 4.25% APYOct 7, 2026Oct 12, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
60 Month Certificate of Deposit
$1,000
4.25% ▲ 1.06% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average3.19%▲ 1.06% above avgNationally 2.90%
Details

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 7, 2026: 4.25% APYOct 7, 2026Oct 12, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
60-Month IRA
$1,000
4.25% ▲ 1.06% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average3.19%▲ 1.06% above avgNationally 2.90%
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 7, 2026: 4.25% APYOct 7, 2026Oct 12, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
IRA - Individual Retirement Accounts 60-Month
$1,000
4.25% ▲ 1.06% above Florida avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average3.19%▲ 1.06% above avgNationally 2.90%
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.25% ▲ 0.50 pts · high 4.25% / low 3.75%
3.25%4.00%4.75%Sep 14, 2026: 3.75% APYOct 7, 2026: 4.25% APYSep 14, 2026Oct 12, 2026
  • Oct 7, 20264.25%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Sun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
60 Month Standard Certificate
$0
4.25% ▲ 1.06% above Florida avg
View
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.19%▲ 1.06% above avgNationally 2.90%
Details

Rate History
No change since Oct 5, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 5, 2026: 4.25% APYOct 5, 2026Oct 12, 2026
Priority One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
60 Month Term Jumbo Certificate
$0
4.25% ▲ 1.06% above Florida avg
View
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.19%▲ 1.06% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.95% → 4.25% ▲ 0.30 pts · high 4.25% / low 3.95%
3.45%4.10%4.75%Sep 14, 2026: 3.95% APYOct 10, 2026: 4.25% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.25%▲ from 3.95%
  • Sep 14, 20263.95%first recorded
Connect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
60 Month Certificate
$1,000
4.23% ▲ 1.04% above Florida avg
View
▼
Rate4.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.19%▲ 1.04% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.35% → 4.23% ▲ 0.88 pts · high 4.23% / low 3.35%
2.47%3.79%5.11%Sep 14, 2026: 3.35% APYOct 5, 2026: 4.23% APYSep 14, 2026Oct 12, 2026
  • Oct 5, 20264.23%▲ from 3.35%
  • Sep 14, 20263.35%first recorded
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
60 Month Certificate
$1,000
4.23% ▲ 1.04% above Florida avg
View
▼
Rate4.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.19%▲ 1.04% above avgNationally 2.90%
Details

Rate History
No change since Sep 22, 2026 · 4.23% APY · checked 5 times
3.73%4.23%4.73%Sep 22, 2026: 4.23% APYSep 22, 2026Oct 12, 2026
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
60 Month IRA
$1,000
4.23% ▲ 1.04% above Florida avg
View
▼
Rate4.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.19%▲ 1.04% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 4.23% APY · checked 7 times
3.73%4.23%4.73%Sep 14, 2026: 4.23% APYSep 14, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month View Today's Full List of CD Offerings here
$100,000
4.20% ▲ 1.01% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average3.19%▲ 1.01% above avgNationally 2.90%
Details

Interest Frequency: Monthly

Rate History
No change since Oct 7, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 7, 2026: 4.20% APYOct 7, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month View Today's Full List of CD Offerings here
$100,000
4.15% ▲ 0.96% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average3.19%▲ 0.96% above avgNationally 2.90%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 12, 2026
Priority One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
60 Month Term Certificate
$0
4.15% ▲ 0.96% above Florida avg
View
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.19%▲ 0.96% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.15% ▲ 0.30 pts · high 4.15% / low 3.85%
3.35%4.00%4.65%Sep 14, 2026: 3.85% APYOct 10, 2026: 4.15% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20264.15%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
Retirement Liquid Share Certificates - 5 Year
$0
4.10% ▲ 0.91% above Florida avg
View
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.19%▲ 0.91% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 4 times
3.60%4.10%4.60%Sep 14, 2026: 4.10% APYSep 14, 2026Oct 12, 2026
BROWARD HEALTHCARE
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
60 Month Star/IRA Certificate
$50,000
4.10% ▲ 0.91% above Florida avg
View
▼
Rate4.02%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.19%▲ 0.91% above avgNationally 2.90%
Details

Call for weekly rates and information. Early withdrawal penalties apply.

Rate History
1 change since Sep 27, 2026 · 3.85% → 4.10% ▲ 0.25 pts · high 4.10% / low 3.85%
3.35%3.97%4.60%Sep 27, 2026: 3.85% APYOct 10, 2026: 4.10% APYSep 27, 2026Oct 12, 2026
  • Oct 10, 20264.10%▲ from 3.85%
  • Sep 27, 20263.85%first recorded
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
5-Year Share Certificate
$1,000
4.08% ▲ 0.89% above Florida avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.19%▲ 0.89% above avgNationally 2.90%
Details

Penalty for early withdrawal: 9 Months Dividends

Rate History
No change since Sep 14, 2026 · 4.08% APY · checked 7 times
3.58%4.08%4.58%Sep 14, 2026: 4.08% APYSep 14, 2026Oct 12, 2026
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
Adjustable 60 Month Term
$1,000,000
4.08% ▲ 0.89% above Florida avg
View
▼
Rate4.00%
Min Deposit$1,000,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Florida Average3.19%▲ 0.89% above avgNationally 2.90%
Details

Rate History
No change since Oct 5, 2026 · 4.08% APY · checked 2 times
3.58%4.08%4.58%Oct 5, 2026: 4.08% APYOct 5, 2026Oct 12, 2026
McCoy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
60 Month Share Certificate
$0
4.07% ▲ 0.88% above Florida avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Florida Average3.19%▲ 0.88% above avgNationally 2.90%
Details

Balance: $1,000 - $4,999

Rate History
1 change since Sep 14, 2026 · 2.89% → 4.07% ▲ 1.19 pts · high 4.07% / low 2.89%
1.70%3.48%5.26%Sep 14, 2026: 2.89% APYSep 25, 2026: 4.07% APYSep 14, 2026Oct 12, 2026
  • Sep 25, 20264.07%▲ from 2.89%
  • Sep 14, 20262.89%first recorded
Transport Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
60 Month Jumbo Certificates
$100,000
4.06% ▲ 0.87% above Florida avg
View
▼
Rate4.00%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Florida Average3.19%▲ 0.87% above avgNationally 2.90%
Details

Jumbo Certificate rates require a $100,000.00 minimum deposit. Contact a Consumer Financial Advocate or review your Important Account Information brochure for details on terms and conditions.

Rate History
No change since Sep 14, 2026 · 4.06% APY · checked 6 times
3.56%4.06%4.56%Sep 14, 2026: 4.06% APYSep 14, 2026Oct 12, 2026
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month View Today's Full List of CD Offerings here
$100,000
4.05% ▲ 0.86% above Florida avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Florida Average3.19%▲ 0.86% above avgNationally 2.90%
Details

Interest Frequency: Semi

Rate History
No change since Oct 7, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Oct 7, 2026: 4.05% APYOct 7, 2026Oct 12, 2026
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Doral, Florida Institutions

Highest verified APYs available today, updated October 12, 2026

B Top 5 Bank Rates
City National Bank of Florida
24-month online CD
A 5.0 ★ TX: 7.12%
Min: $25,000
4.50%
Flagstar Bank, National Association
12-MONTH CD
D 3.3 ★ TX: 35.11%
Min: $500
4.30%
Amerant Bank
6 Month Certificate of Deposit
B+ 4.7 ★ TX: 18.65%
Min: $0
4.25%
CIT Bank
1-Year CD
A 5.0 ★ TX: 7.72%
Min: $0
4.00%
BankUnited
12-Month CD
A 5.0 ★ TX: 6.17%
Min: $1,000
3.95%
CU Top 5 Credit Union Rates
Tropical Financial Credit Union
12 Month IRA Certificate
A 5.0 ★ TX: 6.93%
Min: $500
4.40%
Space Coast Credit Union
12 Month CD
A+ 5.0 ★ TX: 5.37%
Min: $0
4.25%
Jetstream Federal Credit Union
12-Month Certificate
A+ 5.0 ★ TX: 2.34%
Min: $500
4.00%
First Florida Credit Union
36 Month Certificate
A+ 5.0 ★ TX: 3.47%
Min: $1,000
3.90%
Platinum Federal Credit Union
12 Month Family Legacy Certificate Account
A+ 5.0 ★ TX: 1.89%
Min: $0
5.00%
Rates verified October 12, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.
Powered byMonitorBankRates

Doral, FL CD Rate Trends

Compare local Doral, FL CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Florida CD Trends
12-Month CD FL Avg
3.226%
▲ 0.034 vs 7 days ago

Florida 12-month CD rates rose 0.034 points over the past 7 days to 3.226% APY.

6-Month CD FL Avg
3.068%
▲ 0.019 vs 7 days ago

Florida 6-month CD rates rose 0.019 points over the past 7 days to 3.068% APY.

As of Oct 12, 2026 • Rate data sourced from 8,500+ monitored institutions

FL CD Rate Forecast, Next 12 Months

Where are Florida CD rates headed through October 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

FL 12-Month Avg APY
3.226%
6-Month Forecast
3.226%
Range: 3.03%, 3.38%
12-Month Forecast
3.476%
Range: 3.28%, 3.63%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Florida average 12-month CD APY in our database.

Spread model: The Florida 12-month CD average currently trades 1.15% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

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What Your Savings Earn at FL CD Rates Today

Annual interest earnings at today’s Florida average APYs. State average used where available; national average as fallback.

CD Term FL Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.069% $103.44 $206.87 $517.18 $1,034.35
6-Month CD 3.068% $153.41 $306.81 $767.03 $1,534.05
12-Month CD 3.226% $161.32 $322.64 $806.60 $1,613.20
18-Month CD 3.271% $163.55 $327.10 $817.75 $1,635.50
24-Month CD 3.152% $157.60 $315.20 $788.00 $1,576.00
36-Month CD 2.972% $148.60 $297.19 $742.98 $1,485.95
48-Month CD 2.954% $147.70 $295.40 $738.50 $1,477.00
60-Month CD 3.191% $159.55 $319.10 $797.75 $1,595.50
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 12, 2026.
Powered byMonitorBankRates

Sample CD Ladder for Doral, Florida Savers

$25,000 split equally across 5 terms using today’s Florida average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit FL Avg APY Annual Earnings
1 3-Month CD $5,000 2.069% $103.44
2 6-Month CD $5,000 3.068% $153.41
3 12-Month CD $5,000 3.226% $161.32
4 24-Month CD $5,000 3.152% $157.60
5 36-Month CD $5,000 2.972% $148.60
Total ($25,000 invested) $25,000 2.897% blended $724.37/yr

Ladder example uses equal $5,000 rungs and Florida average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

Powered byMonitorBankRates
1,813
CD Rates
Tracked in Doral, Florida
44 Banks 67 Credit Unions

About Our Doral, Florida CD Rate Database

MonitorBankRates tracks 1,813 CD rates from 44 banks and 67 credit unions with locations in Doral, Florida, plus national online institutions available to Florida residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: City National Bank of Florida offers a CD at 4.50% APY with a minimum deposit of $25,000. Use the rate table above to compare all current offers in Doral, Florida.

How to Find the Best CD Rates in Doral, Florida

What to compare when shopping for a CD in Doral, Florida

To find the best APYs in Doral, Florida, start with credit unions and online-only banks: Doral, Florida has 67 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Doral, Florida

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Doral, Florida: 111 institutions here report CD rates

Consider an Alternative If…

Doral, Florida Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024

Population 65+
8.9%
National avg: 17.3%
Median Individual Earnings
$41,500
National avg: $47,340
Poverty Rate
10.3%
National avg: 11.1%
Unemployment Rate
3.3%
National avg: 4.8%
CD Earnings on 10% of Salary
$134/yr
At FL 12-mo avg 3.226% APY

8.9% of residents are 65 or older, below the national average of 17.3%; a low unemployment rate of 3.3% reflects a strong local economy. At today’s FL 12-month CD average of 3.226%, saving 10% of the local median salary ($4,150/year) and putting it in a CD would earn an additional $134 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Doral, Florida

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90 to 180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Doral, Florida

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Doral, Florida typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Doral, Florida as everywhere in the U.S.

Choosing a CD Term in Doral, Florida

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Doral, Florida savers easier access to their funds. For example, City National Bank of Florida is offering its 6-month online CD at 4.25% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, City National Bank of Florida is offering its 60-month online CD at 4.50% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Doral, Florida Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Doral, Florida saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Doral, Florida

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Doral, Florida CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Doral, Florida

Most CDs carry a fixed rate that is locked for the entire term, protecting a Doral, Florida depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Doral, Florida

Are CD rates in Doral, Florida FDIC insured?

Yes, most established banks in Doral, Florida are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Doral, Florida?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Doral, Florida.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Doral, Florida may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Doral, Florida?

Here are recent top rates found for this area:
  • City National Bank of Florida: 4.50% APY (24-month online CD)
  • Tropical Financial Credit Union: 4.40% APY (12 Month IRA Certificate)
  • Flagstar Bank, National Association: 4.30% APY (12-MONTH CD)
  • Amerant Bank: 4.25% APY (6 Month Certificate of Deposit)
  • Space Coast Credit Union: 4.25% APY (12 Month CD)
  • Jetstream Federal Credit Union: 4.00% APY (12-Month Certificate)
  • CIT Bank: 4.00% APY (1-Year CD)
  • BankUnited: 3.95% APY (12-Month CD)
  • First Florida Credit Union: 3.90% APY (36 Month Certificate)
  • Seacoast National Bank: 3.75% APY (12-Month CD)
Rates reflect recent verified offers available in Doral, Florida. Last Updated: October 12, 2026

Doral, Florida CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Doral, Florida rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.

Top Doral, Florida CD Rates by Term

Verified October 12, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Doral, Florida. Averages shown use the Florida state average where available, national otherwise. See the full rate tables above for all offers.

CD Calculators for Doral, Florida

Doral, Florida CD Calculator

At today’s FL top rate of 4.50% APY, a $10,000 deposit earns $450 in the first year. Enter your amount to see your exact return.

Doral, Florida CD Ladder

FL CD rates currently range from 2.069% (3-month) to 2.972% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Doral, Florida CD at 4.50% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.

CD vs. High-Yield Savings

Florida’s average 12-month CD is 3.226% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Doral, Florida CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Doral, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Doral, Florida. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in FL.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 12, 2026

Doral, Florida Rates & Resources

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